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4585 Eaves Rd
B- Composite 69.25
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Schools +3.4/10.0
  • Livability +3.4/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$69,900

4585 Eaves Rd · Vidor, TX 77662
3 bd · 2.0 ba · 1,558 sqft · SingleFamily public records · 12 Days on market
Built 2005 0.86 ac lot ↓ 19% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

This three-bed, two-bath and half home features a spacious open and a large driveway. Enjoy quiet living with no back neighbors and a roomy backyard perfect for relaxing or entertaining. To help visualize this home’s layout and showcase its potential, virtual furnishings may have been added to some of the photos included in this listing.

Key facts

  • Large driveway
  • Roomy backyard
  • Spacious open

Tags

SPACIOUS OPENLARGE DRIVEWAYNO BACK NEIGHBORSROOMY BACKYARD

Property features AI

Exterior

  • Parking: Attached garage with 2 parking spaces
  • Utilities: Public water; Public sewer
  • Home design: Residential property; Built in 2005; Slab foundation
  • Construction: Stucco and wood siding exterior; Composition roof
  • Exterior features: Located in a subdivision

Interior

  • Bedrooms: Primary bedroom on the first floor (approx. 10 x 12); Two additional bedrooms on the first floor (each approx. 10 x 10); Up to three bedrooms possible
  • Bathrooms: Two full bathrooms; Bathroom on the first floor (approx. 6 x 7); Primary bathroom on the first floor (approx. 6 x 7)
  • Heating & cooling: Central heating (electric); Central air conditioning (electric)
  • Interior features: One fireplace; Five total rooms

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $70k.

Deal economics

  • At list price, monthly cash flow is $440 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $70k).
  • Cap rate 15.0% vs local median 4.6% in Vidor — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 67/100 on livability (#576 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime B; Watch: amenities F, commute F.
  • Vidor ISD (suburban): math 41% / reading 39% proficiency, ranked #422 of 826 in TX (top 51%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Vidor H S (math 56% / reading 40%, grade D, #571 of 1,632 statewide, top 36%, 1,193 students, 50% FRL) — zoned schools at 50% FRL track the district average.
  • Market conditions: 241 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 235 units permitted in Orange County in 2024 (50 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $483 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Orange County population projected at +6% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $20k cash investment doubles in ~5 years — after that, you're playing with house money.

Negotiation context

  • Only 12 days on market — expect competitive offers; lowballing is unlikely to land.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: property tax is 4.8% of price; flood insurance adds $66/mo.
  • Climate carrying-cost: severe flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $69,900

Questions for the listing agent

  1. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
  2. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.14%
Cap rate
14.98%
Cash-on-cash
31.04%
DSCR
2.38
GRM
3.9

CMA / ARV

ARV (on-the-fly)
$221,236
Comps found
1
Show comp detail 1 sale within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
6165 N Linscomb Rd 0.69mi 4/2.0 (+1) 1,728 (+11%) 3mo $245,000 $142 42

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
21.1%
Equity multiple
1.86×
Total profit
$16,864
Equity at exit
$10,422
10-year hold
IRR
29.3%
Equity multiple
3.63×
Total profit
$51,492
Equity at exit
$6,044

Cash invested: $19,572 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77662

Active inventory
241
Price-to-rent
3.9×

Monthly cashflow live

Estimated rent
$1,499 medium interval (Pro) →
Mortgage (P&I)
$367
Tax from tax record
$282 /mo · $3,384/yr
Insurance
$29
Flood insurance flood zone
−$66 /mo · $798/yr
HOA
$0
Vacancy / Maint / Mgmt
$315
Net cashflow
$440

Break-even live

Break-even rent $942
Max offer price $69,900
Occupancy floor 66%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$17,475
Closing costs
$2,097
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
3710 Stanley Dr Vidor, TX 3.0 2.0 1340 $1,249 $0.93 13d 1 1.42mi

Listing history 8 events

  1. 2026-06-02
    status $69,900 Pending 12 DOM
  2. 2026-06-01
    days on market $69,900 Active 12 DOM
  3. 2026-05-31
    days on market $69,900 Active 11 DOM
  4. 2026-05-30
    days on market $69,900 Active 10 DOM
  5. 2026-05-20
    listed $69,900 Active
  6. 2026-04-06
    historical
  7. 2026-03-11
    price $69,900
  8. 2026-01-10
    listed $86,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$3,384 · $282/mo
Projected year-2 tax
$3,384 · $282/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 8/10 Severe FEMA zone X (unshaded) · 99% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥109°F today · 24 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$17,983
− Mortgage interest
−$3,915
− Property taxes
−$3,384
− Insurance
−$1,147
− Repairs & maintenance
−$1,439
− Management
−$1,439
− Depreciation
−$2,033
Taxable income
$4,626
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,110
After-tax cash flow
$4,167/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Vidor ISD
NCES district ID
4844160
Math proficiency
41% ▼ -6.00%
Reading proficiency
39% ▲ 1.00%
Median HH income
$44,169
Composite
33.95/100
National rank
#5331
State rank
#422 of 826 in TX

Livability — Vidor

Score
67/100
State rank
#576
US rank
#11001

Category grades

Amenities F Commute F Cost of living A+ Crime B Employment C+ Housing A+ Health & safety C+ User ratings C

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Orange County · 87,112 people
City population
25,041
Metro
Beaumont-Port Arthur, TX
Population (ZIP)
25,041
Household income
$72,243
Rent vs Own
19.6% rent · 80.4% own
Severe rent burden
401.0

Population outlook (Orange County) Hauer SSP2

Today (2025)
88,065 people
By 2030
89,591 · +1.7%
By 2040
91,982 · +4.4%
By 2050
93,023 · +5.6%
By 2075
94,871 · +7.7%
By 2100
88,155 · +0.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (88%)
Race & ethnicity
White 88% Hispanic / Latino 6% Two or more races 6%
Hispanic origin (detail)
Mexican 5%
Common ancestry
Lithuanian 15% Slovak 1% Italian 1%
Foreign-born
3% · Canada
Languages at home
93% English-only · Spanish 4% Other Indo-European 1% Other Asian/Pacific 1%

Political lean MEDSL · Orange

2024 margin
Solid R (+66.8) · D 16.4% · R 83.1%
2008→2024 swing
-19.6pp toward R · 2008: -47.1pp · 2024: -66.8pp
All cycles
2024: R+66.8 2020: R+63.4 2016: R+61.9 2012: R+54.3 2008: R+47.1

Not yet ingested

Civics

Market trends

HPI YoY
▼ -116.46%
Current HPI
141.0844
Rent YoY
Metro
Beaumont-Port Arthur, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

-18.7% since first listed
4 events — show timeline
  • 2026-05-20 Listed $69,900 HARMLS
  • 2026-04-06 Listing Removed HARMLS
  • 2026-03-11 Price Changed $69,900 HARMLS
  • 2026-01-10 Listed $86,000 HARMLS

Property tax history

+2.2%/yr

Latest (2025): $3,384 · +0.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…