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316 W Seideman St
B- Composite 66.13
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +25.2/30.0
  • ARV discount +15.0/15.0
  • DSCR +8.2/10.0
  • 1% rule +6.5/10.0
  • Livability +3.3/5.0
  • Rent growth +3.0/5.0
  • Condition / age +2.5/5.0
  • Schools +2.4/10.0
  • Appreciation +0.0/10.0

$129,900

316 W Seideman St · Seguin, TX 78155
3 bd · 1.0 ba · 1,116 sqft · SingleFamily public records · 147 Days on market
Built 2000 0.54 ac lot $116/sqft · 34% below area Est $196k · 34% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

316 Seideman is a residential property located in Seguin, Texas, offering a convenient in-town location with access to downtown amenities, local schools, and major roadways. The property is being sold as-is and has been demoed, requiring a full renovation, presenting an opportunity for buyers looking to rebuild and add value in an established in-town location. Appliances, including a refrigerator, stove, and microwave, will convey with the sale. An HVAC system is present at the property. Utilities have previously been connected. The home offers flexibility for renovation or customization based on buyer plans and due diligence. Seller is open to a straightforward transaction. Buyers are encouraged to conduct their own inspections prior to submitting an offer.

Key facts

  • In-town location
  • Major roadways
  • Full renovation

Tags

IN-TOWN LOCATIONACCESS TO DOWNTOWN AMENITIESLOCAL SCHOOLSMAJOR ROADWAYSFULL RENOVATIONHVAC SYSTEM

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $130k.

Deal economics

  • At list price, monthly cash flow is $289 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $130k).
  • Recommended offer: $114k (12.0% below list) — sets the bar for market timing.
  • Cap rate 9.0% vs local median 3.7% in Seguin — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 66/100 on livability (#592 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: employment D, schools F, amenities F.
  • Seguin ISD (town): math 26% / reading 30% proficiency, ranked #663 of 826 in TX (top 80%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 63% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising (+2.0%/yr); 1342 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 19d on market — plan ~3-4 weeks tenant-placement turnaround); 2,064 units permitted in Guadalupe County in 2024 (133 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $898 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Guadalupe County population projected at +61% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 147 days — a 12% lower offer ($114k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $114,312 (12.0% below list)

Questions for the listing agent

  1. It's been on market 147 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.15%
Cap rate
8.96%
Cash-on-cash
9.53%
DSCR
1.42
GRM
7.2

CMA / ARV

ARV (median comp)
$196,498
List price
$129,900
Delta
-33.89%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
608 San Antonio 0.58mi 3/1.0 1,116 (0%) 4mo $159,500 $143 70
2311 N Camp Ave 0.54mi 3/1.5 1,100 (-1%) 4mo $189,000 $172 67
402 Michna 0.48mi 3/1.0 1,080 (-3%) 6mo $110,000 $102 67
530 E Weinert St 0.60mi 3/2.0 1,123 (+1%) 5mo $205,000 $183 63
127 Roosevelt Dr 0.43mi 3/2.0 1,024 (-8%) 1mo $234,000 $229 61
232 Pine 0.39mi 2/1.0 (-1) 1,176 (+5%) 12mo $125,000 $106 58
1416 Sixth St 0.43mi 3/2.0 1,189 (+6%) 12mo $229,500 $193 54
512 E Weinert St 0.58mi 2/1.0 (-1) 1,058 (-5%) 7mo $225,000 $213 54
705 4th St 0.52mi 2/1.0 (-1) 1,196 (+7%) 13mo $92,000 $77 48
725 E Pine St 0.69mi 2/1.0 (-1) 1,020 (-9%) 2mo $169,000 $166 47
411 Bismark 0.67mi 3/2.0 1,228 (+10%) 6mo $160,000 $130 43
710 E New Braunfels St 0.63mi 3/2.0 1,200 (+8%) 14mo $198,700 $166 42

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.04% rent growth · sell at horizon

5-year hold
IRR
-3.0%
Equity multiple
0.89×
Total profit
$-4,055
Equity at exit
$19,369
10-year hold
IRR
5.6%
Equity multiple
1.40×
Total profit
$14,488
Equity at exit
$11,231

Cash invested: $36,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 78155

Rents YoY
2.0%
Active inventory
1342
Price-to-rent
7.2×

Monthly cashflow live

Estimated rent
$1,495 high interval (Pro) →
Mortgage (P&I)
$681
Tax from tax record
$157 /mo · $1,884/yr
Insurance
$54
HOA
$0
Vacancy / Maint / Mgmt
$314
Net cashflow
$289

Break-even live

Break-even rent $1,130
Max offer price $129,900
Occupancy floor 76%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$32,475
Closing costs
$3,897
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1701 N Guadalupe St Seguin, TX 3.0 2.0 1028 $1,464 $1.42 4d 1 0.18mi
1601 Hays St Seguin, TX 3.0 2.0 1090 $1,275 $1.17 4d 1 0.28mi
223 W Baxter St Seguin, TX 3.0 2.0 1298 $1,664 $1.28 1d 1 0.29mi
201 E Kingsbury St Seguin, TX 2.0 1.0 856 $1,095 $1.28 14d 1 0.39mi
201 E Kingsbury St Seguin, TX 2.0 1.0 856 $1,095 $1.28 23d 1 0.39mi
527 Elley St Seguin, TX 3.0 3.0 1090 $1,325 $1.22 23d 1 0.46mi
508 Pitts St Seguin, TX 3.0 1.0 973 $1,275 $1.31 12d 1 0.52mi
526 E Baxter St Seguin, TX 3.0 2.0 1255 $1,350 $1.08 23d 1 0.57mi
324 Mar Hill St Seguin, TX 3.0 2.5 1236 $1,395 $1.13 16d 1 0.63mi
917 8th St Seguin, TX 3.0 2.0 1298 $1,375 $1.06 4d 1 0.71mi
809 Leissner St Seguin, TX 2.0 1.0 1020 $1,175 $1.15 23d 1 0.72mi
1331 Hidalgo St Seguin, TX 3.0 2.0 1298 $1,364 $1.05 21d 1 0.72mi
906 San Antonio Ave Seguin, TX 2.0 1.0 1020 $1,100 $1.08 43d 1 0.76mi
607 E Martindale St Unit B Seguin, TX 3.0 2.0 1020 $1,500 $1.47 17d 1 0.77mi
2551 N Guadalupe St Unit 1308 Seguin, TX 4.0 2.0 1263 $1,449 $1.15 43d 1 0.78mi
2551 N Guadalupe St Seguin, TX 1.0–4.0 1.0–2.0 955 $1,278 $1.34 19d 5 0.78mi
2551 N Guadalupe St Unit 4106 Seguin, TX 3.0 2.0 1084 $1,300 $1.20 43d 1 0.78mi
2551 N Guadalupe St Unit 3108 Seguin, TX 4.0 2.0 1263 $1,449 $1.15 23d 1 0.78mi
2551 N Guadalupe St Unit 2111 Seguin, TX 2.0 2.0 847 $1,125 $1.33 43d 1 0.78mi
726 E Humphreys St Seguin, TX 3.0 2.0 1248 $1,500 $1.20 23d 1 0.86mi
404 W Walnut St Seguin, TX 2.0 1.0 996 $1,550 $1.56 43d 1 0.95mi
968 E Cedar St Unit 1 Seguin, TX 2.0 1.0 856 $995 $1.16 43d 1 0.99mi
1102 Renee Way Seguin, TX 3.0 2.0 1372 $1,395 $1.02 12d 1 1.09mi
1107 Renee Way Seguin, TX 3.0 2.0 1372 $1,445 $1.05 19d 1 1.10mi
1107 Renee Way Seguin, TX 3.0 2.0 1372 $1,395 $1.02 2d 1 1.10mi
1112 Renee Way Seguin, TX 3.0 2.0 1372 $1,494 $1.09 12d 1 1.12mi
1114 Renee Way Seguin, TX 3.0 2.0 1372 $1,449 $1.06 43d 1 1.12mi
1119 Burek Cross Seguin, TX 3.0 2.0 1372 $1,395 $1.02 4d 1 1.13mi
1116 Renee Way Seguin, TX 3.0 2.0 1372 $1,395 $1.02 4d 1 1.13mi
1128 Stanley Way Seguin, TX 3.0 2.0 1372 $1,600 $1.17 43d 1 1.15mi
1128 Renee Way Seguin, TX 3.0 2.0 1372 $1,395 $1.02 4d 1 1.17mi
1131 Renee Way Seguin, TX 3.0 2.0 1372 $1,450 $1.06 43d 1 1.17mi
1143 Stanley Way Seguin, TX 3.0 2.0 1372 $1,450 $1.06 14d 1 1.19mi
1152 Stanley Way Seguin, TX 3.0 2.5 1372 $1,395 $1.02 4d 1 1.22mi
1516 Lucille St Seguin, TX 3.0 2.5 1372 $1,445 $1.05 14d 1 1.22mi
1155 Stanley Way Seguin, TX 3.0 2.0 1372 $1,450 $1.06 23d 1 1.23mi
1168 Sycamore St Seguin, TX 3.0 2.0 1017 $1,500 $1.47 1d 1 1.29mi
1302 Canary Ln Seguin, TX 3.0 2.0 1300 $1,850 $1.42 1d 1 1.33mi
772 Mitchell Ave Seguin, TX 3.0 2.0 1298 $1,560 $1.20 4d 1 1.39mi
1339 Mockingbird Ln Seguin, TX 3.0 2.0 1452 $1,975 $1.36 43d 1 1.49mi

Listing history 28 events

  1. 2026-06-18
    days on market $129,900 Active 147 DOM
  2. 2026-06-17
    days on market $129,900 Active 146 DOM
  3. 2026-06-16
    days on market $129,900 Active 145 DOM
  4. 2026-06-13
    days on market $129,900 Active 142 DOM
  5. 2026-06-09
    days on market $129,900 Active 138 DOM
  6. 2026-06-08
    days on market $129,900 Active 137 DOM
  7. 2026-06-07
    days on market $129,900 Active 136 DOM
  8. 2026-06-04
    days on market $129,900 Active 133 DOM
  9. 2026-06-03
    days on market $129,900 Active 132 DOM
  10. 2026-06-02
    days on market $129,900 Active 131 DOM
  11. 2026-06-01
    days on market $129,900 Active 130 DOM
  12. 2026-05-31
    days on market $129,900 Active 129 DOM
  13. 2026-01-22
    listed $134,900 Active 768-char remark
    Show marketing remark (768 chars)

    316 Seideman is a residential property located in Seguin, Texas, offering a convenient in-town location with access to downtown amenities, local schools, and major roadways. The property is being sold as-is and has been demoed, requiring a full renovation, presenting an opportunity for buyers looking to rebuild and add value in an established in-town location. Appliances, including a refrigerator, stove, and microwave, will convey with the sale. An HVAC system is present at the property. Utilities have previously been connected. The home offers flexibility for renovation or customization based on buyer plans and due diligence. Seller is open to a straightforward transaction. Buyers are encouraged to conduct their own inspections prior to submitting an offer.

  14. 2025-07-24
    soldstatus Sold 235-char remark
    Show marketing remark (235 chars)

    INVESTORS GOLDMINE BELOW WHOLESALE! .54 acres flat rectangular DEVELOPMENT LOT WITH ORIGINAL FOLK VICTORIAN fixer upper. So many possibilities and options! Check with City and do your due diligence. This is a rare deal that won't last!

  15. 2025-07-14
    status Pending 235-char remark
    Show marketing remark (235 chars)

    INVESTORS GOLDMINE BELOW WHOLESALE! .54 acres flat rectangular DEVELOPMENT LOT WITH ORIGINAL FOLK VICTORIAN fixer upper. So many possibilities and options! Check with City and do your due diligence. This is a rare deal that won't last!

  16. 2025-06-18
    price $99,950 235-char remark
    Show marketing remark (235 chars)

    INVESTORS GOLDMINE BELOW WHOLESALE! .54 acres flat rectangular DEVELOPMENT LOT WITH ORIGINAL FOLK VICTORIAN fixer upper. So many possibilities and options! Check with City and do your due diligence. This is a rare deal that won't last!

  17. 2025-06-14
    listed $105,000 New 235-char remark
    Show marketing remark (235 chars)

    INVESTORS GOLDMINE BELOW WHOLESALE! .54 acres flat rectangular DEVELOPMENT LOT WITH ORIGINAL FOLK VICTORIAN fixer upper. So many possibilities and options! Check with City and do your due diligence. This is a rare deal that won't last!

  18. 2025-06-12
    historical
  19. 2025-06-12
    historical
  20. 2025-05-29
    price $108,500
  21. 2025-05-29
    price $108,500
  22. 2025-05-28
    price $117,900
  23. 2025-05-27
    price $117,900
  24. 2025-05-15
    price $119,000
  25. 2025-05-14
    price $119,000
  26. 2025-05-06
    listed $129,999 New
  27. 2025-05-06
    listed $129,999 Active
  28. 2007-09-10
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$1,884 · $157/mo
Projected year-2 tax
$2,377 · $198/mo
Expected delta
+$493/yr (+$41/mo · 26.2%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 22 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$17,944
− Mortgage interest
−$7,276
− Property taxes
−$1,884
− Insurance
−$650
− Repairs & maintenance
−$1,436
− Management
−$1,436
− Depreciation
−$3,779
Taxable income
$1,484
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$356
After-tax cash flow
$3,112/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Seguin ISD
NCES district ID
4839690
Math proficiency
26% ▼ -8.00%
Reading proficiency
30% ▼ -5.00%
Median HH income
$46,210
Composite
24.17/100
National rank
#7738
State rank
#663 of 826 in TX

Livability — Seguin

Score
66/100
State rank
#592
US rank
#11298

Category grades

Amenities F Commute F Cost of living A+ Crime C+ Employment D Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Seguin, TX
County
Guadalupe County · 147,291 people
City population
55,600
Metro
San Antonio-New Braunfels, TX
Population (ZIP)
55,600
Household income
$71,039
Rent vs Own
27.5% rent · 72.5% own
Severe rent burden
1053.0

Population outlook (Guadalupe County) Hauer SSP2

Today (2025)
196,854 people
By 2030
220,210 · +11.9%
By 2040
268,004 · +36.1%
By 2050
316,333 · +60.7%
By 2075
434,747 · +120.8%
By 2100
520,447 · +164.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.58)
Race & ethnicity
Hispanic / Latino 49% White 43% Two or more races 26% Black 5%
Hispanic origin (detail)
Mexican 41%
Common ancestry
Lithuanian 2% Slovak 1% Romanian 1%
Foreign-born
8% · Canada
Languages at home
74% English-only · Spanish 24% German/W. Germanic 1%

Political lean MEDSL · Guadalupe

2024 margin
Strong R (+29.5) · D 34.8% · R 64.3%
2008→2024 swing
+1.5pp toward D · 2008: -31.0pp · 2024: -29.5pp
All cycles
2024: R+29.5 2020: R+24.2 2016: R+31.8 2012: R+35.1 2008: R+31.0

Not yet ingested

Civics

Market trends

HPI YoY
▼ -147.43%
Current HPI
160.5435
Rent YoY
▲ 2.04%
Metro
San Antonio-New Braunfels, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

+3.8% since first listed
16 events — show timeline
  • 2026-01-22 Listed $134,900 CTXMLS
  • 2025-07-24 Sold (MLS) LERA
  • 2025-07-14 Pending LERA
  • 2025-06-18 Price Changed $99,950 LERA
  • 2025-06-14 Listed $105,000 LERA
  • 2025-06-12 Listing Removed LERA
  • 2025-06-12 Listing Removed CTXMLS
  • 2025-05-29 Price Changed $108,500 LERA
  • 2025-05-29 Price Changed $108,500 CTXMLS
  • 2025-05-28 Price Changed $117,900 LERA
  • 2025-05-27 Price Changed $117,900 CTXMLS
  • 2025-05-15 Price Changed $119,000 LERA
  • 2025-05-14 Price Changed $119,000 CTXMLS
  • 2025-05-06 Listed $129,999 LERA
  • 2025-05-06 Listed $129,999 CTXMLS
  • 2007-09-10 Sold (Public Records) Public Records

Property tax history

+5.6%/yr

Latest (2026): $1,884 · -6.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…