158 Raoul Ln · Chackbay, LA
Flood risk No data
- FEMA flood zone
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- Chance of flooding over 30 yrs
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- Est. flood insurance / yr
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Fire risk No data
- Est. fire insurance / yr
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Heat risk No data
- Hot days now (above threshold)
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- Hot days in 30 yrs
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Wind risk No data
- Chance of severe wind over 30 yrs
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Air-quality risk No data
- Unhealthy air days now
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- Unhealthy air days in 30 yrs
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Risk factors via First Street. Map © Google.
Why this score? — see what drove the C+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +26.1/30.0
- DSCR +8.8/10.0
- ARV discount +7.5/15.0
- 1% rule +6.5/10.0
- Schools +3.4/10.0
- Rent growth +3.2/5.0
- Livability +3.1/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$135,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Right smack in the heart of Chackbay -- tucked at the end of Raoul Lane where the only traffic is yours. This 3-bedroom, 2-bath home is move-in ready with LVP flooring throughout, a kitchen loaded with rich wood cabinetry, stainless dishwasher, and a stove that stays. The primary suite features a soaking tub, separate glass-enclosed shower, and vanity. Both secondary bedrooms offer comfortable space and share a clean, well-kept hall bath. Washer and dryer are included. Step outside to a shed for storage, a standalone deck made for gatherings, and a treeline that wraps the property in natural beauty and privacy. This land gives you room -- for the trucks, the ATVs, the boat, all of it. When you're ready to grow, this property grows with you. Add another trailer for income, build your custom forever home and keep this one as a rental, or simply enjoy the freedom as it is. Over an acre of unrestricted land -- the options are real and the possibilities are yours. Affordable, attainable, and ready when you are. Come see it -- 985-688-1707. Mature trees. Dead end road. No neighbors in your business.
Key facts
- Rich wood cabinetry
- Soaking tub
- Standalone deck
Tags
Property features AI
Exterior
- Parking: 4 parking spaces; Open parking on gravel/unpaved surface
- Utilities: Public water
- Home design: Manufactured home (residential); Single-story
- Construction: Vinyl siding construction; Pillar/post/pier foundation
- Exterior features: Vinyl siding; Lot approximately 1.12 acres (about 139.72 x 350)
Interior
- Bathrooms: 2 full bathrooms
- Interior features: Central heating; Central air conditioning
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath manufactured listed at $135k.
Deal economics
- At list price, monthly cash flow is $339 ($4k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $135k).
Location & tenants
- Location reads 61/100 on livability (#240 in LA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: employment D+, schools F, amenities F.
- Lafourche Parish (other): math 31% / reading 49% proficiency, ranked #22 of 98 in LA (top 22%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: Rents rising (+2.9%/yr); 513 active listings in the ZIP; 319 units permitted in Lafourche Parish in 2024 (0 in 5+ unit buildings).
- This rent runs 32% of the median local income ($58k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $933 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
Negotiation context
- Only 10 days on market — expect competitive offers; lowballing is unlikely to land.
- 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Questions for the listing agent
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.15% ✓
- Cap rate
- 9.30%
- Cash-on-cash
- 10.75%
- DSCR
- 1.48
- GRM
- 7.3
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 2.9% rent growth · sell at horizon
- IRR
- -0.3%
- Equity multiple
- 0.99×
- Total profit
- $-474
- Equity at exit
- $20,129
- IRR
- 9.2%
- Equity multiple
- 1.71×
- Total profit
- $26,693
- Equity at exit
- $11,672
Cash invested: $37,800 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Louisiana
- 90 Strongly Landlord-Friendly · R+12
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 70301
- Rents YoY
- 2.9%
- Active inventory
- 513
- Price-to-rent
- 7.3×
Monthly cashflow live
- Estimated rent
- $1,550 medium interval (Pro) →
- Mortgage (P&I)
- −$708
- Tax from tax record
- −$122 /mo · $1,464/yr
- Insurance
- −$56
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$326
- Net cashflow
- $339
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $33,750
- Closing costs
- $4,050
- Reserves months
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- Total cash needed
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Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
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- Monthly P&I
- —
- Monthly cashflow
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- DSCR
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- Eligible?
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Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
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- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 9 events
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2026-06-19days on market $135,000 Active 10 DOM
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2026-06-18days on market $135,000 Active 9 DOM
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2026-06-17days on market $135,000 Active 8 DOM
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2026-06-16days on market $135,000 Active 7 DOM
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2026-06-15days on market $135,000 Active 6 DOM
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2026-06-14days on market $135,000 Active 4 DOM
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2026-06-13days on market $135,000 Active 3 DOM
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2026-06-10remarks 687-char remark
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2026-06-10$135,000 Active 1 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast LA · Resets to sale price
- Current annual tax
- $1,464 · $122/mo
- Projected year-2 tax
- $1,464 · $122/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $18,603
- − Mortgage interest
- −$7,562
- − Property taxes
- −$1,464
- − Insurance
- −$675
- − Repairs & maintenance
- −$1,488
- − Management
- −$1,488
- − Depreciation
- −$3,927
- Taxable income
- $1,999
- Est. tax owed @ 24.0%
- −$480
- After-tax cash flow
- $3,583/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Lafourche Parish
- NCES district ID
- 2200900
- Math proficiency
- 31% ▼ -43.00%
- Reading proficiency
- 49% ▼ -32.00%
- Median HH income
- $49,703
- Composite
- 34.4/100
- National rank
- #5205
- State rank
- #22 of 98 in LA
Livability — Chackbay
- Score
- 61/100
- State rank
- #240
- US rank
- #18344
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Chackbay, LA
- County
- Lafourche Parish · 50,095 people
- City population
- 50,095
- Metro
- Houma-Thibodaux, LA
- Population (ZIP)
- 50,095
- Household income
- $58,394
- Rent vs Own
- Severe rent burden
- 1513.0
Population outlook (Lafourche County) Hauer SSP2
- Today (2025)
- 102,122 people
- By 2030
- 103,361 · +1.2%
- By 2040
- 104,401 · +2.2%
- By 2050
- 102,795 · +0.7%
- By 2075
- 95,599 · -6.4%
- By 2100
- 82,303 · -19.4%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (71%)
- Race & ethnicity
- White 71% Black 20% Hispanic / Latino 5% Two or more races 5% Native American 1%
- Hispanic origin (detail)
- Mexican 3%
- Common ancestry
- Lithuanian 18% Italian 1% Slovak 1%
- Foreign-born
- 2% · Canada
- Languages at home
- 95% English-only · French/Haitian/Cajun 2% Spanish 2%
Political lean MEDSL · Lafourche
- 2024 margin
- Solid R (+62.1) · D 18.4% · R 80.4% · Other 1.2%
- 2008→2024 swing
- -16.1pp toward R · 2008: -46.0pp · 2024: -62.1pp
- All cycles
- 2024: R+62.1 2020: R+60.3 2016: R+56.5 2012: R+48.5 2008: R+46.0
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -98.35%
- Current HPI
- 124.5559
- Rent YoY
- ▲ 2.90%
- Metro
- Houma-Thibodaux, LA
- State GDP YoY
- ▲ 3.29%
- F500 in state
- 10
Industry mix (Fortune 500 HQ in LA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Telecommunications | 2 | $23B |
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| Utilities | 1 | $12B |
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| Wholesale / Distribution | 1 | $5B |
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| Advertising | 1 | $2B |
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Price history
+12.5% since first listed3 events — show timeline
- 2026-06-09 Listed $135,000 AcadianaMLS
- 2026-06-09 Listed $135,000 GBRMLS
- 2014-08-01 Sold (Public Records) $120,000 Public Records
Property tax history
+32.5%/yrLatest (2024): $1,464 · +0.6% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…