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158 Raoul Ln
C+ Composite 61.04
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +26.1/30.0
  • DSCR +8.8/10.0
  • ARV discount +7.5/15.0
  • 1% rule +6.5/10.0
  • Schools +3.4/10.0
  • Rent growth +3.2/5.0
  • Livability +3.1/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$135,000

158 Raoul Ln · Chackbay, LA 70301
3 bd · 2.0 ba · 1,216 sqft · Manufactured · 10 Days on market
Built 2013 1.12 ac lot

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Right smack in the heart of Chackbay -- tucked at the end of Raoul Lane where the only traffic is yours. This 3-bedroom, 2-bath home is move-in ready with LVP flooring throughout, a kitchen loaded with rich wood cabinetry, stainless dishwasher, and a stove that stays. The primary suite features a soaking tub, separate glass-enclosed shower, and vanity. Both secondary bedrooms offer comfortable space and share a clean, well-kept hall bath. Washer and dryer are included. Step outside to a shed for storage, a standalone deck made for gatherings, and a treeline that wraps the property in natural beauty and privacy. This land gives you room -- for the trucks, the ATVs, the boat, all of it. When you're ready to grow, this property grows with you. Add another trailer for income, build your custom forever home and keep this one as a rental, or simply enjoy the freedom as it is. Over an acre of unrestricted land -- the options are real and the possibilities are yours. Affordable, attainable, and ready when you are. Come see it -- 985-688-1707. Mature trees. Dead end road. No neighbors in your business.

Key facts

  • Rich wood cabinetry
  • Soaking tub
  • Standalone deck

Tags

LVP FLOORINGRICH WOOD CABINETRYSOAKING TUBSEPARATE GLASS-ENCLOSED SHOWERSTANDALONE DECKTREELINE WRAPS PROPERTY

Property features AI

Exterior

  • Parking: 4 parking spaces; Open parking on gravel/unpaved surface
  • Utilities: Public water
  • Home design: Manufactured home (residential); Single-story
  • Construction: Vinyl siding construction; Pillar/post/pier foundation
  • Exterior features: Vinyl siding; Lot approximately 1.12 acres (about 139.72 x 350)

Interior

  • Bathrooms: 2 full bathrooms
  • Interior features: Central heating; Central air conditioning

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $135k.

Deal economics

  • At list price, monthly cash flow is $339 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $135k).

Location & tenants

  • Location reads 61/100 on livability (#240 in LA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: employment D+, schools F, amenities F.
  • Lafourche Parish (other): math 31% / reading 49% proficiency, ranked #22 of 98 in LA (top 22%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents rising (+2.9%/yr); 513 active listings in the ZIP; 319 units permitted in Lafourche Parish in 2024 (0 in 5+ unit buildings).
  • This rent runs 32% of the median local income ($58k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $933 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.

Negotiation context

  • Only 10 days on market — expect competitive offers; lowballing is unlikely to land.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Recommended offer $135,000

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.15%
Cap rate
9.30%
Cash-on-cash
10.75%
DSCR
1.48
GRM
7.3

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 2.9% rent growth · sell at horizon

5-year hold
IRR
-0.3%
Equity multiple
0.99×
Total profit
$-474
Equity at exit
$20,129
10-year hold
IRR
9.2%
Equity multiple
1.71×
Total profit
$26,693
Equity at exit
$11,672

Cash invested: $37,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Louisiana
90 Strongly Landlord-Friendly · R+12
County
— inherits STATE
City
— inherits STATE
5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.

ZIP-level market 70301

Rents YoY
2.9%
Active inventory
513
Price-to-rent
7.3×

Monthly cashflow live

Estimated rent
$1,550 medium interval (Pro) →
Mortgage (P&I)
$708
Tax from tax record
$122 /mo · $1,464/yr
Insurance
$56
HOA
$0
Vacancy / Maint / Mgmt
$326
Net cashflow
$339

Break-even live

Break-even rent $1,122
Max offer price $135,000
Occupancy floor 73%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$33,750
Closing costs
$4,050
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 9 events

  1. 2026-06-19
    days on market $135,000 Active 10 DOM
  2. 2026-06-18
    days on market $135,000 Active 9 DOM
  3. 2026-06-17
    days on market $135,000 Active 8 DOM
  4. 2026-06-16
    days on market $135,000 Active 7 DOM
  5. 2026-06-15
    days on market $135,000 Active 6 DOM
  6. 2026-06-14
    days on market $135,000 Active 4 DOM
  7. 2026-06-13
    days on market $135,000 Active 3 DOM
  8. 2026-06-10
    remarks 687-char remark
  9. 2026-06-10
    listed $135,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast LA · Resets to sale price

Current annual tax
$1,464 · $122/mo
Projected year-2 tax
$1,464 · $122/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$18,603
− Mortgage interest
−$7,562
− Property taxes
−$1,464
− Insurance
−$675
− Repairs & maintenance
−$1,488
− Management
−$1,488
− Depreciation
−$3,927
Taxable income
$1,999
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$480
After-tax cash flow
$3,583/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Lafourche Parish
NCES district ID
2200900
Math proficiency
31% ▼ -43.00%
Reading proficiency
49% ▼ -32.00%
Median HH income
$49,703
Composite
34.4/100
National rank
#5205
State rank
#22 of 98 in LA

Livability — Chackbay

Score
61/100
State rank
#240
US rank
#18344

Category grades

Amenities F Commute F Cost of living A+ Crime C+ Employment D+ Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Chackbay, LA
County
Lafourche Parish · 50,095 people
City population
50,095
Metro
Houma-Thibodaux, LA
Population (ZIP)
50,095
Household income
$58,394
Rent vs Own
25.4% rent · 74.6% own
Severe rent burden
1513.0

Population outlook (Lafourche County) Hauer SSP2

Today (2025)
102,122 people
By 2030
103,361 · +1.2%
By 2040
104,401 · +2.2%
By 2050
102,795 · +0.7%
By 2075
95,599 · -6.4%
By 2100
82,303 · -19.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (71%)
Race & ethnicity
White 71% Black 20% Hispanic / Latino 5% Two or more races 5% Native American 1%
Hispanic origin (detail)
Mexican 3%
Common ancestry
Lithuanian 18% Italian 1% Slovak 1%
Foreign-born
2% · Canada
Languages at home
95% English-only · French/Haitian/Cajun 2% Spanish 2%

Political lean MEDSL · Lafourche

2024 margin
Solid R (+62.1) · D 18.4% · R 80.4% · Other 1.2%
2008→2024 swing
-16.1pp toward R · 2008: -46.0pp · 2024: -62.1pp
All cycles
2024: R+62.1 2020: R+60.3 2016: R+56.5 2012: R+48.5 2008: R+46.0

Not yet ingested

Civics

Market trends

HPI YoY
▼ -98.35%
Current HPI
124.5559
Rent YoY
▲ 2.90%
Metro
Houma-Thibodaux, LA
State GDP YoY
▲ 3.29%
F500 in state
10

Industry mix (Fortune 500 HQ in LA)

Industry F500 HQs Revenue

Price history

+12.5% since first listed
3 events — show timeline
  • 2026-06-09 Listed $135,000 AcadianaMLS
  • 2026-06-09 Listed $135,000 GBRMLS
  • 2014-08-01 Sold (Public Records) $120,000 Public Records

Property tax history

+32.5%/yr

Latest (2024): $1,464 · +0.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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