3890 Barcelona St · Titusville, FL 32796

$179,000

3 bd · 1.0 ba · 960 sqft · SingleFamily public records · 35 Days on market

Built 1957 6,970 sqft lot

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Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +23.1/30.0
• ARV discount +7.5/15.0
• DSCR +7.4/10.0
• 1% rule +5.6/10.0
• Schools +4.7/10.0
• Livability +4.2/5.0
• Rent growth +2.6/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Don't miss your opportunity to own this move in ready home under $200k. Act fast and this 3 bedroom, 1 bath, family home in Titusville could be YOURS. Inside the floor plan offers a living room which opens up to the modern kitchen featuring shaker style cabinets, and stainless steel appliances. The living space extends outside into the screened in porch and the fenced in yard offers endless opportunities for hosting memorable backyard BBQ's, the perfect place for a garden, or a game of catch with the kiddos or fetch with Fido. When night falls, there's room for the whole family here with 3 bedrooms and a full bathroom. Buyers here enjoy NO HOA fees a great location near the Merritt Island National Wildlife Refuge, Space View Park for Rocket Launches and downtown Titusville. The home is also situated near I-95, offering access to popular hotspot destinations like the Cocoa Beach pier, Port Canaveral, and Kennedy Space Center. Schedule your show today and this home could be YOURS!

Key facts

• Screened in porch
• Move in ready
• Modern kitchen

Tags

• MOVE IN READY
• MODERN KITCHEN
• SHAKER STYLE CABINETS
• STAINLESS STEEL APPLIANCES
• SCREENED IN PORCH
• FENCED IN YARD

Property features AI

Finance

• Financial info: Lease restrictions apply
• HOA & community: No HOA/association

Exterior

• Parking: Carport with 1 space
• Utilities: Public water; Sewer: Other; Electricity connected; Water connected; Road access via asphalt
• Home design: Single family residence; One story; Faces south; Residential property
• Construction: Block construction; Shingle roof; Slab foundation; Built on a 71 x 100 lot (approximately 0.16 acres)
• Exterior features: Patio (screened); Private mailbox

Interior

• Kitchen: Dishwasher; Microwave; Range; Refrigerator
• Bedrooms: 3 bedrooms
• Flooring: Tile; Vinyl
• Bathrooms: 1 full bathroom
• Heating & cooling: Central heating; Central air conditioning
• Interior features: Ceiling fans; Sliding doors
• Laundry & utility: Inside laundry

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $179k.

Deal economics

• At list price, monthly cash flow is $321 ($4k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $179k).
• Recommended offer: $174k (3.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads 84/100 on livability (#42 in FL, #668 nationally) — a professional / high-income tenant draw. Strengths: commute A+, cost of living A+, housing A+; Watch: schools C-, crime D, employment D.
• Brevard (suburban): math 53% / reading 57% proficiency, ranked #19 of 73 in FL (top 26%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: Rents flat; 256 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 4,602 units permitted in Brevard County in 2024 (702 in 5+ unit buildings).
• This rent runs 34% of the median local income ($67k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
• Brevard County population projected at +15% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

• It's been on market 35 days — a 3% lower offer ($174k) is reasonable based on typical stale-listing flexibility.
• 10 sale attempts since 2y ago; this cycle's ask has dropped $10k (5%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $91k; list at $179k implies a 97% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1957 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $173,630 (3.0% below list)

Questions for the listing agent

1. It's been on market 35 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. Built in 1957 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.06% ✓
• Cap rate: 8.44%
• Cash-on-cash: 7.68%
• DSCR: 1.34
• GRM: 7.9

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.59% rent growth · sell at horizon

5-year hold

• IRR: -7.2%
• Equity multiple: 0.74×
• Total profit: $-13,084
• Equity at exit: $26,689

10-year hold

• IRR: -0.9%
• Equity multiple: 0.95×
• Total profit: $-2,695
• Equity at exit: $15,477

Cash invested: $50,120 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 32796

• Rents YoY: 0.6%
• Active inventory: 256
• Price-to-rent: 7.9×

Monthly cashflow live

• Estimated rent: $1,898 medium
• Mortgage (P&I): −$939
• Tax from tax record: −$165 /mo · $1,982/yr
• Insurance: −$75
• HOA: −$0
• Vacancy / Maint / Mgmt: −$398
• Net cashflow: $321

Break-even live

Break-even rent $1,492

Max offer price $179,000

Occupancy floor 78%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $44,750
• Closing costs: $5,370
• Reserves months: —
• Total cash needed: —

Rent comps 3 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
3960 Barcelona St Titusville, FL	3.0	1.0	1040	$1,800	$1.73	23d	1	0.06mi
955 N Carpenter Rd Titusville, FL	3.0	1.0	816	$1,550	$1.90	21d	1	0.69mi
583 Gardenia Cir Titusville, FL	3.0	2.0	1120	$1,800	$1.61	23d	1	1.15mi

Listing history 38 events

1. 2026-05-20
   status Pending 993-char remark

   Show marketing remark (993 chars)

   Don't miss your opportunity to own this move in ready home under $200k. Act fast and this 3 bedroom, 1 bath, family home in Titusville could be YOURS. Inside the floor plan offers a living room which opens up to the modern kitchen featuring shaker style cabinets, and stainless steel appliances. The living space extends outside into the screened in porch and the fenced in yard offers endless opportunities for hosting memorable backyard BBQ's, the perfect place for a garden, or a game of catch with the kiddos or fetch with Fido. When night falls, there's room for the whole family here with 3 bedrooms and a full bathroom. Buyers here enjoy NO HOA fees a great location near the Merritt Island National Wildlife Refuge, Space View Park for Rocket Launches and downtown Titusville. The home is also situated near I-95, offering access to popular hotspot destinations like the Cocoa Beach pier, Port Canaveral, and Kennedy Space Center. Schedule your show today and this home could be YOURS!

2. 2026-05-20
   status Pending 993-char remark

   Show marketing remark (993 chars)

   Don't miss your opportunity to own this move in ready home under $200k. Act fast and this 3 bedroom, 1 bath, family home in Titusville could be YOURS. Inside the floor plan offers a living room which opens up to the modern kitchen featuring shaker style cabinets, and stainless steel appliances. The living space extends outside into the screened in porch and the fenced in yard offers endless opportunities for hosting memorable backyard BBQ's, the perfect place for a garden, or a game of catch with the kiddos or fetch with Fido. When night falls, there's room for the whole family here with 3 bedrooms and a full bathroom. Buyers here enjoy NO HOA fees a great location near the Merritt Island National Wildlife Refuge, Space View Park for Rocket Launches and downtown Titusville. The home is also situated near I-95, offering access to popular hotspot destinations like the Cocoa Beach pier, Port Canaveral, and Kennedy Space Center. Schedule your show today and this home could be YOURS!

3. 2026-05-20
   status Pending

   Show marketing remark (993 chars)

   Don't miss your opportunity to own this move in ready home under $200k. Act fast and this 3 bedroom, 1 bath, family home in Titusville could be YOURS. Inside the floor plan offers a living room which opens up to the modern kitchen featuring shaker style cabinets, and stainless steel appliances. The living space extends outside into the screened in porch and the fenced in yard offers endless opportunities for hosting memorable backyard BBQ's, the perfect place for a garden, or a game of catch with the kiddos or fetch with Fido. When night falls, there's room for the whole family here with 3 bedrooms and a full bathroom. Buyers here enjoy NO HOA fees a great location near the Merritt Island National Wildlife Refuge, Space View Park for Rocket Launches and downtown Titusville. The home is also situated near I-95, offering access to popular hotspot destinations like the Cocoa Beach pier, Port Canaveral, and Kennedy Space Center. Schedule your show today and this home could be YOURS!

4. 2026-05-07
   price $179,000 993-char remark

   Show marketing remark (993 chars)

   Don't miss your opportunity to own this move in ready home under $200k. Act fast and this 3 bedroom, 1 bath, family home in Titusville could be YOURS. Inside the floor plan offers a living room which opens up to the modern kitchen featuring shaker style cabinets, and stainless steel appliances. The living space extends outside into the screened in porch and the fenced in yard offers endless opportunities for hosting memorable backyard BBQ's, the perfect place for a garden, or a game of catch with the kiddos or fetch with Fido. When night falls, there's room for the whole family here with 3 bedrooms and a full bathroom. Buyers here enjoy NO HOA fees a great location near the Merritt Island National Wildlife Refuge, Space View Park for Rocket Launches and downtown Titusville. The home is also situated near I-95, offering access to popular hotspot destinations like the Cocoa Beach pier, Port Canaveral, and Kennedy Space Center. Schedule your show today and this home could be YOURS!

5. 2026-05-07
   price $179,000 993-char remark

   Show marketing remark (993 chars)

   Don't miss your opportunity to own this move in ready home under $200k. Act fast and this 3 bedroom, 1 bath, family home in Titusville could be YOURS. Inside the floor plan offers a living room which opens up to the modern kitchen featuring shaker style cabinets, and stainless steel appliances. The living space extends outside into the screened in porch and the fenced in yard offers endless opportunities for hosting memorable backyard BBQ's, the perfect place for a garden, or a game of catch with the kiddos or fetch with Fido. When night falls, there's room for the whole family here with 3 bedrooms and a full bathroom. Buyers here enjoy NO HOA fees a great location near the Merritt Island National Wildlife Refuge, Space View Park for Rocket Launches and downtown Titusville. The home is also situated near I-95, offering access to popular hotspot destinations like the Cocoa Beach pier, Port Canaveral, and Kennedy Space Center. Schedule your show today and this home could be YOURS!

6. 2026-05-07
   price $179,000

   Show marketing remark (993 chars)

   Don't miss your opportunity to own this move in ready home under $200k. Act fast and this 3 bedroom, 1 bath, family home in Titusville could be YOURS. Inside the floor plan offers a living room which opens up to the modern kitchen featuring shaker style cabinets, and stainless steel appliances. The living space extends outside into the screened in porch and the fenced in yard offers endless opportunities for hosting memorable backyard BBQ's, the perfect place for a garden, or a game of catch with the kiddos or fetch with Fido. When night falls, there's room for the whole family here with 3 bedrooms and a full bathroom. Buyers here enjoy NO HOA fees a great location near the Merritt Island National Wildlife Refuge, Space View Park for Rocket Launches and downtown Titusville. The home is also situated near I-95, offering access to popular hotspot destinations like the Cocoa Beach pier, Port Canaveral, and Kennedy Space Center. Schedule your show today and this home could be YOURS!

7. 2026-04-15
   listed $189,000 Active
8. 2026-04-14
   listed $189,000 Active 993-char remark

   Show marketing remark (993 chars)

   Don't miss your opportunity to own this move in ready home under $200k. Act fast and this 3 bedroom, 1 bath, family home in Titusville could be YOURS. Inside the floor plan offers a living room which opens up to the modern kitchen featuring shaker style cabinets, and stainless steel appliances. The living space extends outside into the screened in porch and the fenced in yard offers endless opportunities for hosting memorable backyard BBQ's, the perfect place for a garden, or a game of catch with the kiddos or fetch with Fido. When night falls, there's room for the whole family here with 3 bedrooms and a full bathroom. Buyers here enjoy NO HOA fees a great location near the Merritt Island National Wildlife Refuge, Space View Park for Rocket Launches and downtown Titusville. The home is also situated near I-95, offering access to popular hotspot destinations like the Cocoa Beach pier, Port Canaveral, and Kennedy Space Center. Schedule your show today and this home could be YOURS!

9. 2026-04-14
   listed $189,000 Active 993-char remark

   Show marketing remark (993 chars)

   Don't miss your opportunity to own this move in ready home under $200k. Act fast and this 3 bedroom, 1 bath, family home in Titusville could be YOURS. Inside the floor plan offers a living room which opens up to the modern kitchen featuring shaker style cabinets, and stainless steel appliances. The living space extends outside into the screened in porch and the fenced in yard offers endless opportunities for hosting memorable backyard BBQ's, the perfect place for a garden, or a game of catch with the kiddos or fetch with Fido. When night falls, there's room for the whole family here with 3 bedrooms and a full bathroom. Buyers here enjoy NO HOA fees a great location near the Merritt Island National Wildlife Refuge, Space View Park for Rocket Launches and downtown Titusville. The home is also situated near I-95, offering access to popular hotspot destinations like the Cocoa Beach pier, Port Canaveral, and Kennedy Space Center. Schedule your show today and this home could be YOURS!

10. 2026-04-13
    historical
11. 2026-04-01
    status Active
12. 2026-03-26
    status Pending
13. 2026-02-22
    price $194,000
14. 2025-12-07
    listed $199,000 Active
15. 2025-11-24
    historical
16. 2025-11-24
    historical
17. 2025-11-17
    price $199,000
18. 2025-11-17
    price $199,000
19. 2025-09-22
    price $207,900
20. 2025-08-08
    price $208,900
21. 2025-08-05
    price $208,900
22. 2025-07-21
    price $209,900
23. 2025-07-21
    price $209,900
24. 2025-06-03
    price $214,900
25. 2025-06-03
    price $214,900
26. 2025-05-19
    price $219,900
27. 2025-05-19
    price $219,900
28. 2025-05-14
    listed $230,000 Active
29. 2025-05-14
    listed $230,000 Active
30. 2024-04-28
    historical $1,500
31. 2024-04-23
    listed $1,500
32. 2024-04-17
    historical $1,500
33. 2024-04-10
    listed $1,500
34. 2024-04-10
    historical $1,500
35. 2024-03-29
    listed $1,500
36. 2021-10-27
    soldstatus $91,000
37. 2005-02-08
    soldstatus $45,000
38. 1979-10-01
    soldstatus $25,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $1,982 · $165/mo
• Projected year-2 tax: $1,982 · $165/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 7/10 Severe
• 🌡 Heat 10/10 Extreme 7 d/yr ≥108°F today · 22 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $22,771
• − Mortgage interest: −$10,027
• − Property taxes: −$1,982
• − Insurance: −$895
• − Repairs & maintenance: −$1,822
• − Management: −$1,822
• − Depreciation: −$5,207
• Taxable income: $1,017
• Est. tax owed @ 24.0%: −$244
• After-tax cash flow: $3,604/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Brevard
• NCES district ID: 1200150
• Math proficiency: 53% ▼ -9.00%
• Reading proficiency: 57% ▼ -4.00%
• Median HH income: $49,426
• Composite: 46.86/100
• National rank: #2370
• State rank: #19 of 73 in FL

Livability — Titusville

• Score: 84/100
• State rank: #42
• US rank: #668

Category grades

Amenities B- Commute A+ Cost of living A+ Crime D Employment D Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Titusville, FL
• County: Brevard County · 602,871 people
• City population: 60,286
• Metro: Palm Bay-Melbourne-Titusville, FL
• Population (ZIP): 20,222
• Household income: $67,491
• Rent vs Own: 15.2% rent · 84.8% own
• Severe rent burden: 403.0

Population outlook (Brevard County) Hauer SSP2

• Today (2025): 623,254 people
• By 2030: 648,420 · +4.0%
• By 2040: 690,009 · +10.7%
• By 2050: 715,669 · +14.8%
• By 2075: 775,744 · +24.5%
• By 2100: 776,687 · +24.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (81%)
• Race & ethnicity: White 81% Black 8% Hispanic / Latino 6% Two or more races 4%
• Hispanic origin (detail): Puerto Rican 3%
• Common ancestry: Romanian 3% Italian 3% Slovak 2%
• Foreign-born: 3% · Canada
• Languages at home: 94% English-only · Spanish 5%

Political lean MEDSL · Brevard

• 2024 margin: Strong R (+20.8) · D 39.1% · R 59.9% · Other 1.0%
• 2008→2024 swing: -10.4pp toward R · 2008: -10.4pp · 2024: -20.8pp
• All cycles: 2024: R+20.8 2020: R+16.4 2016: R+19.8 2012: R+12.7 2008: R+10.4

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -172.25%
• Current HPI: 303.5534
• Rent YoY: ▲ 0.59%
• Metro: Palm Bay-Melbourne-Titusville, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+616.0% since first listed

38 events — show timeline

• 2026-05-20 Pending — Daytona MLS
• 2026-05-20 Pending — SCMLS
• 2026-05-20 Pending — Stellar MLS as Distributed by MLS Grid
• 2026-05-07 Price Changed $179,000 Daytona MLS
• 2026-05-07 Price Changed $179,000 SCMLS
• 2026-05-07 Price Changed $179,000 Stellar MLS as Distributed by MLS Grid
• 2026-04-15 Listed $189,000 Stellar MLS as Distributed by MLS Grid
• 2026-04-14 Listed $189,000 SCMLS
• 2026-04-14 Listed $189,000 Daytona MLS
• 2026-04-13 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2026-04-01 Relisted — Stellar MLS as Distributed by MLS Grid
• 2026-03-26 Pending — Stellar MLS as Distributed by MLS Grid
• 2026-02-22 Price Changed $194,000 Stellar MLS as Distributed by MLS Grid
• 2025-12-07 Listed $199,000 Stellar MLS as Distributed by MLS Grid
• 2025-11-24 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2025-11-24 Listing Removed — SCMLS
• 2025-11-17 Price Changed $199,000 SCMLS
• 2025-11-17 Price Changed $199,000 Stellar MLS as Distributed by MLS Grid
• 2025-09-22 Price Changed $207,900 Stellar MLS as Distributed by MLS Grid
• 2025-08-08 Price Changed $208,900 SCMLS
• 2025-08-05 Price Changed $208,900 Stellar MLS as Distributed by MLS Grid
• 2025-07-21 Price Changed $209,900 SCMLS
• 2025-07-21 Price Changed $209,900 Stellar MLS as Distributed by MLS Grid
• 2025-06-03 Price Changed $214,900 SCMLS
• 2025-06-03 Price Changed $214,900 Stellar MLS as Distributed by MLS Grid
• 2025-05-19 Price Changed $219,900 SCMLS
• 2025-05-19 Price Changed $219,900 Stellar MLS as Distributed by MLS Grid
• 2025-05-14 Listed $230,000 Stellar MLS as Distributed by MLS Grid
• 2025-05-14 Listed $230,000 SCMLS
• 2024-04-28 Rental Removed $1,500 APPFOLIO
• 2024-04-23 Listed for Rent $1,500 APPFOLIO
• 2024-04-17 Rental Removed $1,500 APPFOLIO
• 2024-04-10 Listed for Rent $1,500 APPFOLIO
• 2024-04-10 Rental Removed $1,500 APPFOLIO
• 2024-03-29 Listed for Rent $1,500 APPFOLIO
• 2021-10-27 Sold (Public Records) $91,000 Public Records
• 2005-02-08 Sold (Public Records) $45,000 Public Records
• 1979-10-01 Sold (Public Records) $25,000 Public Records

Property tax history

+9.0%/yr

Latest (2025): $1,982 · +9.2% YoY. Source: county tax records.