1850 Avalon St · Beaumont, TX
Flood risk 4/10 · Minor
- FEMA flood zone
- X
- Chance of flooding over 30 yrs
- 0.22%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 9/10 · Severe
- Hot days now (above 110°F)
- 7 days/yr
- Hot days in 30 yrs
- 24 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +11.3/30.0
- ARV discount +7.5/15.0
- 1% rule +4.2/10.0
- DSCR +3.3/10.0
- Livability +3.2/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Schools +1.5/10.0
- Appreciation +0.0/10.0
$240,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
ONE OWNER HOME ON LARGE TREE SHADED LOT IN CONVENIENT WEST END. RECENT IMPROVEMENTS INCLUDE WINDOW WORLD VINYL WINDOWS (PULL IN FOR EASY CLEANING), 2014 KITCHEN REMODELED--WONDERFUL 5 BURNER GAS STOVE, CABINETS, STAINLESS SINK AND REFRIGERATOR, AND VINYL PLANK FLOORING. MASTER BATH SHOWER UPDATED 2016. NEW HOT WATER HEATER 2017. ALL ROOMS ARE SPACIOUS WITH GENEROUS WALK IN CLOSETS. FANTASTIC STORAGE THROUGH OUT THE HOME. LARGE HOBBY ROOM OR STUDY.
Key facts
- 0.8 acre lot
- 2 garage spots
Property features AI
Exterior
- Parking: Attached garage with 2 spaces; Carport with 2 spaces
- Home design: Single-family residence; Residential property
- Construction: Vinyl siding; Composition roof; Slab foundation
- Exterior features: Chain link fencing
Interior
- Flooring: Carpet
- Bathrooms: 2 full bathrooms
- Heating & cooling: Central heating (natural gas); Central air conditioning
- Interior features: Carpet flooring; Masonry wood-burning fireplace; Ceiling fans
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/2.0-bath single-family listed at $240k.
Deal economics
- At list price, monthly cash flow is $-87 ($-1k/yr) — negative.
- To cash-flow at today's rent, offer at most $225k (6.4% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $221k (8.0% below list).
- Recommended offer: $221k (8.0% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads 64/100 on livability (#739 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: employment D, schools D-, crime F.
- Beaumont ISD (urban): math 14% / reading 22% proficiency, ranked #789 of 826 in TX (top 96%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 69% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: 151 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 343 units permitted in Jefferson County in 2024 (0 in 5+ unit buildings).
- This rent runs 38% of the median local income ($70k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
Negotiation context
- Only 1 days on market — expect competitive offers; lowballing is unlikely to land.
- 2 sale attempts since 7y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- Built in 1979 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.92% ✗
- Cap rate
- 5.86%
- Cash-on-cash
- -1.56%
- DSCR
- 0.93
- GRM
- 9.1
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -18.8%
- Equity multiple
- 0.34×
- Total profit
- $-44,318
- Equity at exit
- $35,785
- IRR
- -11.1%
- Equity multiple
- 0.33×
- Total profit
- $-45,193
- Equity at exit
- $20,751
Cash invested: $67,200 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 77707
- Active inventory
- 151
- Price-to-rent
- 9.1×
Monthly cashflow live
- Estimated rent
- $2,208 medium interval (Pro) →
- Mortgage (P&I)
- −$1,259
- Tax from tax record
- −$473 /mo · $5,674/yr
- Insurance
- −$100
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$464
- Net cashflow
- $-87
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $60,000
- Closing costs
- $7,200
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 4 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 2065 88th Cir Beaumont, TX | 3.0 | 2.0 | 1750 | $1,800 | $1.03 | 23d | 1 | 0.50mi |
| 7575 Chelsea Pl Beaumont, TX | 3.0 | 2.0 | 2193 | $2,495 | $1.14 | 44d | 1 | 1.34mi |
| 405 Harbor Oaks Dr Beaumont, TX | 3.0 | 2.5 | 1828 | $2,600 | $1.42 | 23d | 1 | 1.47mi |
| 434 Harbor Oaks Dr Beaumont, TX | 3.0 | 2.0 | 1844 | $2,500 | $1.36 | 23d | 1 | 1.48mi |
Listing history 2 events
-
2026-06-18remarks 339-char remark
-
2026-06-18$240,000 Active 1 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast TX · Resets to sale price
- Current annual tax
- $5,674 · $473/mo
- Projected year-2 tax
- $5,674 · $473/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 4/10 Moderate FEMA zone X · 22% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 9/10 Extreme 7 d/yr ≥110°F today · 24 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $26,492
- − Mortgage interest
- −$13,444
- − Property taxes
- −$5,674
- − Insurance
- −$1,200
- − Repairs & maintenance
- −$2,119
- − Management
- −$2,119
- − Depreciation
- −$6,982
- Taxable loss
- −$5,047
- Est. tax savings @ 24.0%
- +$1,211
- After-tax cash flow
- $162/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Beaumont ISD
- NCES district ID
- 4809670
- Math proficiency
- 14% ▼ -13.00%
- Reading proficiency
- 22% ▼ -7.00%
- Median HH income
- $41,683
- Composite
- 15.43/100
- National rank
- #9316
- State rank
- #789 of 826 in TX
Livability — Beaumont
- Score
- 64/100
- State rank
- #739
- US rank
- #13710
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Beaumont, TX
- County
- Jefferson County · 203,592 people
- City population
- 125,901
- Metro
- Beaumont-Port Arthur, TX
- Population (ZIP)
- 18,323
- Household income
- $69,756
- Rent vs Own
- Severe rent burden
- 596.0
Population outlook (Jefferson County) Hauer SSP2
- Today (2025)
- 259,015 people
- By 2030
- 260,685 · +0.6%
- By 2040
- 263,309 · +1.7%
- By 2050
- 265,237 · +2.4%
- By 2075
- 270,193 · +4.3%
- By 2100
- 255,628 · -1.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Highly diverse neighborhood (Simpson 0.70)
- Race & ethnicity
- Black 40% White 28% Hispanic / Latino 23% Two or more races 18% Asian 6%
- Hispanic origin (detail)
- Mexican 19%
- Common ancestry
- Lithuanian 3% Italian 1% Romanian 1%
- Foreign-born
- 12% · Canada, Vietnam
- Languages at home
- 75% English-only · Spanish 19% Vietnamese 3% Other Indo-European 1%
Political lean MEDSL · Jefferson
- 2024 margin
- Lean R (+8.9) · D 45.1% · R 54.0%
- 2008→2024 swing
- -11.1pp toward R · 2008: 2.2pp · 2024: -8.9pp
- All cycles
- 2024: R+8.9 2020: R+1.6 2016: R+0.5 2012: D+1.6 2008: D+2.2
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -163.16%
- Current HPI
- 167.8109
- Rent YoY
- —
- Metro
- Beaumont-Port Arthur, TX
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
|
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| Technology | 5 | $198B |
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| Engineering / Construction | 4 | $72B |
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| Energy Services | 3 | $60B |
|
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| Utilities | 3 | $41B |
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| Healthcare | 2 | $330B |
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Price history
+4.8% since first listed4 events — show timeline
- 2026-06-12 Listed $240,000 BBOR
- 2020-01-15 Sold (MLS) — BBOR
- 2020-01-14 Sold (Public Records) — Public Records
- 2019-11-08 Listed $229,000 BBOR
Property tax history
+4.5%/yrLatest (2025): $5,674 · +4.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…