6349 20th St · Zephyrhills North, FL 33542

$48,000

1 bd · 1.0 ba · 240 sqft · Manufactured public records · 68 Days on market

Built 1955 3,750 sqft lot

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Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• ARV discount +7.5/15.0
• Schools +4.3/10.0
• Livability +3.1/5.0
• Condition / age +2.5/5.0
• Rent growth +1.6/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Priced to sell. Older model mobile home. Lived-in as recently as September 2025. Central air/heat newer system. Own your own property for cheaper than rent. No HOA and no lot rent required. City water, septic. Just a few minutes drive to downtown Zephyrhills, Walmart supercenter, Publix, Lowes, and restaurants. Seller financing possible with minimum $20,000 down, 10% interest - but cash is king.

Key facts

• New roof
• 3,750 sq ft lot
• Built 1955

Tags

• NEAR DOWNTOWN ZEPHYRHILLS
• MINUTES TO STATE RD 54
• NEW ROOF

Property features AI

Finance

• Other: Furnished; Homestead exempt; Property type: Residential (Mobile Home); Zoning: RMH; Lot about 0.09 acres (approx. 50' x 75'); Living area about 644 square feet; Building area about 829 square feet

Exterior

• Utilities: Public water; Septic tank sewer; Electricity connected; Water connected
• Home design: Single-wide mobile home; One story; Facing east
• Construction: Metal siding; Other construction materials; Metal roof; Other roof materials; Other foundation
• Exterior features: Storage; Other exterior features; Paved public road access; Lot located in county

Interior

• Bedrooms: 2 bedrooms
• Flooring: Linoleum
• Bathrooms: 1 full bathroom
• Heating & cooling: Central heating (electric); Central air conditioning
• Interior features: Thermostat; Electric water heater
• Laundry & utility: Inside laundry

What this means for you Summary

Snapshot

• This is a 1-bed/1.0-bath manufactured listed at $48k.

Deal economics

• At list price, monthly cash flow is $625 ($7k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $48k).
• Recommended offer: $45k (6.0% below list) — sets the bar for market timing.
• Cap rate 21.9% vs local median 7.7% in Zephyrhills North — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 61/100 on livability (#787 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime A-; Watch: schools F, amenities F, commute F.
• Pasco (suburban): math 50% / reading 52% proficiency, ranked #32 of 73 in FL (top 44%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: Rents falling (-3.6%/yr); 294 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 6,765 units permitted in Pasco County in 2024 (1,250 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $332 of loan paydown is wiped out by about $1k of value loss. Plan a longer hold.
• Pasco County population projected at +29% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (-3.0% appreciation + 0.0% rent growth), your $13k cash investment doubles in ~3 years — after that, you're playing with house money.

Negotiation context

• It's been on market 68 days — a 6% lower offer ($45k) is reasonable based on typical stale-listing flexibility.
• 5 sale attempts; this cycle's ask has dropped $12k (20%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $37k; 30% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Watch-outs: built in 1955 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $45,120 (6.0% below list)

Questions for the listing agent

1. It's been on market 68 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
2. Built in 1955 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 2.55% ✓
• Cap rate: 21.91%
• Cash-on-cash: 55.78%
• DSCR: 3.48
• GRM: 3.3

CMA / ARV

• ARV (on-the-fly): $25,920
• Comps found: 1

Show comp detail 1 sale within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
39236 Recess Dr	0.30mi	1/1.0	268 (+12%)	11mo	$29,000	$108	58

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: 50.6%
• Equity multiple: 3.12×
• Total profit: $28,447
• Equity at exit: $7,157

10-year hold

• IRR: 54.8%
• Equity multiple: 5.63×
• Total profit: $62,238
• Equity at exit: $4,150

Cash invested: $13,440 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 33542

• Home prices YoY: -20.6%
• Rents YoY: -3.6%
• Active inventory: 294
• Price-to-rent: 3.3×

Monthly cashflow live

• Estimated rent: $1,225 high
• Mortgage (P&I): −$252
• Tax from tax record: −$71 /mo · $852/yr
• Insurance: −$20
• HOA: −$0
• Vacancy / Maint / Mgmt: −$257
• Net cashflow: $625

Break-even live

Break-even rent $434

Max offer price $48,000

Occupancy floor 44%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $12,000
• Closing costs: $1,440
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
39029 Kirkland Dr Zephyrhills, FL	1.0	1.0	500	$950	$1.90	24d	1	0.08mi
39132 County Rd Zephyrhills, FL	2.0	2.0	864	$1,500	$1.74	24d	1	0.16mi
39132 County Road 54 #2184 Zephyrhills, FL	2.0	2.0	864	$1,500	$1.74	24d	1	0.16mi
38748 Calumet Ave Zephyrhills, FL	2.0	1.0	750	$1,100	$1.47	5d	1	0.20mi
38939 North Ave Unit 2 Zephyrhills, FL	2.0	1.0	870	$1,300	$1.49	18d	1	0.35mi
38647 Rose Ln Zephyrhills, FL	2.0	1.0	814	$1,350	$1.66	24d	1	0.43mi
38719 12th Ave Zephyrhills, FL	2.0	1.5	1246	$1,400	$1.12	24d	1	0.49mi
38485 County Road 54 Zephyrhills, FL	2.0	1.0	800	$1,100	$1.38	24d	1	0.54mi
6788 Basswood Cir Zephyrhills, FL	2.0	2.0	1067	$1,250	$1.17	24d	1	0.64mi
6052 10th St Zephyrhills, FL	2.0	1.0	644	$1,200	$1.86	24d	1	0.65mi
38942 9th Ave Zephyrhills, FL	2.0	1.0	850	$1,425	$1.68	24d	1	0.67mi
5652 18th St Zephyrhills, FL	2.0	1.0	976	$1,200	$1.23	24d	1	0.68mi
5647 20th St Zephyrhills, FL	2.0	1.0	850	$1,425	$1.68	24d	1	0.68mi
38350 Ironwood Pl #5 Zephyrhills, FL	2.0	2.0	1094	$1,800	$1.65	24d	1	0.69mi
38300 Henry Dr Zephyrhills, FL	2.0	1.0	1152	$1,650	$1.43	5d	1	0.69mi
38706 Daughtery Rd Zephyrhills, FL	1.0	1.0	445	$974	$2.19	17d	2	0.73mi
5542 20th St Unit 1234473P Zephyrhills, FL	2.0	2.0	839	$3,199	$3.81	3d	1	0.81mi
5532 20th St Unit 1234470P Zephyrhills, FL	2.0	2.0	839	$7,185	$8.56	2d	1	0.81mi
5611 12th St Zephyrhills, FL	2.0	1.0	—	$1,800	—	24d	1	0.83mi
5532 Jennie St Zephyrhills, FL	2.0	2.0	862	$1,100	$1.28	13d	1	0.88mi
5600 Jennie St Zephyrhills, FL	2.0	2.0	730	$1,100	$1.51	24d	1	0.89mi
5548 Annette St Zephyrhills, FL	2.0	1.0	652	$1,049	$1.61	13d	1	0.90mi
5603 Eugene Dr Zephyrhills, FL	2.0	1.0	652	$1,049	$1.61	13d	1	0.92mi
5552 Annette St Zephyrhills, FL	2.0	1.0	652	$1,049	$1.61	24d	1	0.94mi
39041 Manor Dr Unit B Zephyrhills, FL	1.0	1.0	450	$1,000	$2.22	24d	1	1.01mi
5426 8th St #1 Zephyrhills, FL	1.0	1.0	432	$1,150	$2.66	24d	1	1.07mi
38010 14th Ave Apt 3 Zephyrhills, FL	1.0	1.0	537	$1,195	$2.23	24d	1	1.15mi
5217 17th St Zephyrhills, FL	1.0	1.0	540	$1,050	$1.94	24d	1	1.15mi
5441 6th St Zephyrhills, FL	2.0	1.0	1014	$1,650	$1.63	24d	1	1.19mi
5206 7th St Zephyrhills, FL	1.0	1.0	550	$950	$1.73	5d	1	1.25mi
5214 7th St Zephyrhills, FL	1.0	1.0	550	$1,100	$2.00	17d	1	1.26mi
5214 7th St Zephyrhills, FL	1.0	1.0	550	$950	$1.73	5d	1	1.26mi
38112 Townview Ave Zephyrhills, FL	1.0	1.0	700	$1,100	$1.57	24d	1	1.26mi
5208 7th St Zephyrhills, FL	1.0	1.0	550	$950	$1.73	5d	1	1.26mi
5611 1st St Zephyrhills, FL	1.0	1.0	600	$1,095	$1.82	17d	1	1.29mi
37814 Daughtery Rd Zephyrhills, FL	2.0	1.0	1070	$1,395	$1.30	5d	1	1.31mi
37812 15th Ave Zephyrhills, FL	2.0	2.0	1000	$1,850	$1.85	24d	1	1.31mi
5150 6th St Zephyrhills, FL	1.0	1.0	600	$925	$1.54	24d	1	1.34mi
5028 16th St Zephyrhills, FL	2.0	2.0	1092	$1,595	$1.46	24d	1	1.34mi
39014 South Ave Zephyrhills, FL	2.0	1.0	840	$1,395	$1.66	5d	1	1.40mi

Listing history 33 events

1. 2026-06-09
   days on market $48,000 Active 68 DOM
2. 2026-06-08
   days on market $48,000 Active 67 DOM
3. 2026-06-07
   days on market $48,000 Active 66 DOM
4. 2026-06-04
   days on market $48,000 Active 63 DOM
5. 2026-06-03
   days on market $48,000 Active 62 DOM
6. 2026-06-02
   days on market $48,000 Active 61 DOM
7. 2026-06-01
   days on market $48,000 Active 60 DOM
8. 2026-05-31
   days on market $48,000 Active 59 DOM
9. 2026-05-04
   price $48,000
10. 2026-04-02
    listed $60,000 Active
11. 2025-12-23
    soldstatus $37,000 Closed 398-char remark

    Show marketing remark (398 chars)

    Priced to sell. Older model mobile home. Lived-in as recently as September 2025. Central air/heat newer system. Own your own property for cheaper than rent. No HOA and no lot rent required. City water, septic. Just a few minutes drive to downtown Zephyrhills, Walmart supercenter, Publix, Lowes, and restaurants. Seller financing possible with minimum $20,000 down, 10% interest - but cash is king.

12. 2025-12-17
    status Pending 398-char remark

    Show marketing remark (398 chars)

    Priced to sell. Older model mobile home. Lived-in as recently as September 2025. Central air/heat newer system. Own your own property for cheaper than rent. No HOA and no lot rent required. City water, septic. Just a few minutes drive to downtown Zephyrhills, Walmart supercenter, Publix, Lowes, and restaurants. Seller financing possible with minimum $20,000 down, 10% interest - but cash is king.

13. 2025-12-16
    price $49,500

    Show marketing remark (398 chars)

    Priced to sell. Older model mobile home. Lived-in as recently as September 2025. Central air/heat newer system. Own your own property for cheaper than rent. No HOA and no lot rent required. City water, septic. Just a few minutes drive to downtown Zephyrhills, Walmart supercenter, Publix, Lowes, and restaurants. Seller financing possible with minimum $20,000 down, 10% interest - but cash is king.

14. 2025-12-16
    price $49,500 398-char remark

    Show marketing remark (398 chars)

    Priced to sell. Older model mobile home. Lived-in as recently as September 2025. Central air/heat newer system. Own your own property for cheaper than rent. No HOA and no lot rent required. City water, septic. Just a few minutes drive to downtown Zephyrhills, Walmart supercenter, Publix, Lowes, and restaurants. Seller financing possible with minimum $20,000 down, 10% interest - but cash is king.

15. 2025-12-09
    price $49,900 398-char remark

    Show marketing remark (398 chars)

    Priced to sell. Older model mobile home. Lived-in as recently as September 2025. Central air/heat newer system. Own your own property for cheaper than rent. No HOA and no lot rent required. City water, septic. Just a few minutes drive to downtown Zephyrhills, Walmart supercenter, Publix, Lowes, and restaurants. Seller financing possible with minimum $20,000 down, 10% interest - but cash is king.

16. 2025-12-09
    price $49,900

    Show marketing remark (398 chars)

    Priced to sell. Older model mobile home. Lived-in as recently as September 2025. Central air/heat newer system. Own your own property for cheaper than rent. No HOA and no lot rent required. City water, septic. Just a few minutes drive to downtown Zephyrhills, Walmart supercenter, Publix, Lowes, and restaurants. Seller financing possible with minimum $20,000 down, 10% interest - but cash is king.

17. 2025-12-08
    status Active

    Show marketing remark (398 chars)

    Priced to sell. Older model mobile home. Lived-in as recently as September 2025. Central air/heat newer system. Own your own property for cheaper than rent. No HOA and no lot rent required. City water, septic. Just a few minutes drive to downtown Zephyrhills, Walmart supercenter, Publix, Lowes, and restaurants. Seller financing possible with minimum $20,000 down, 10% interest - but cash is king.

18. 2025-12-08
    status Active 398-char remark

    Show marketing remark (398 chars)

    Priced to sell. Older model mobile home. Lived-in as recently as September 2025. Central air/heat newer system. Own your own property for cheaper than rent. No HOA and no lot rent required. City water, septic. Just a few minutes drive to downtown Zephyrhills, Walmart supercenter, Publix, Lowes, and restaurants. Seller financing possible with minimum $20,000 down, 10% interest - but cash is king.

19. 2025-12-08
    status Pending 398-char remark

    Show marketing remark (398 chars)

    Priced to sell. Older model mobile home. Lived-in as recently as September 2025. Central air/heat newer system. Own your own property for cheaper than rent. No HOA and no lot rent required. City water, septic. Just a few minutes drive to downtown Zephyrhills, Walmart supercenter, Publix, Lowes, and restaurants. Seller financing possible with minimum $20,000 down, 10% interest - but cash is king.

20. 2025-12-08
    status Pending

    Show marketing remark (398 chars)

    Priced to sell. Older model mobile home. Lived-in as recently as September 2025. Central air/heat newer system. Own your own property for cheaper than rent. No HOA and no lot rent required. City water, septic. Just a few minutes drive to downtown Zephyrhills, Walmart supercenter, Publix, Lowes, and restaurants. Seller financing possible with minimum $20,000 down, 10% interest - but cash is king.

21. 2025-12-01
    price $50,000

    Show marketing remark (398 chars)

    Priced to sell. Older model mobile home. Lived-in as recently as September 2025. Central air/heat newer system. Own your own property for cheaper than rent. No HOA and no lot rent required. City water, septic. Just a few minutes drive to downtown Zephyrhills, Walmart supercenter, Publix, Lowes, and restaurants. Seller financing possible with minimum $20,000 down, 10% interest - but cash is king.

22. 2025-12-01
    price $50,000 398-char remark

    Show marketing remark (398 chars)

    Priced to sell. Older model mobile home. Lived-in as recently as September 2025. Central air/heat newer system. Own your own property for cheaper than rent. No HOA and no lot rent required. City water, septic. Just a few minutes drive to downtown Zephyrhills, Walmart supercenter, Publix, Lowes, and restaurants. Seller financing possible with minimum $20,000 down, 10% interest - but cash is king.

23. 2025-11-24
    price $51,000

    Show marketing remark (398 chars)

    Priced to sell. Older model mobile home. Lived-in as recently as September 2025. Central air/heat newer system. Own your own property for cheaper than rent. No HOA and no lot rent required. City water, septic. Just a few minutes drive to downtown Zephyrhills, Walmart supercenter, Publix, Lowes, and restaurants. Seller financing possible with minimum $20,000 down, 10% interest - but cash is king.

24. 2025-11-24
    price $51,000 398-char remark

    Show marketing remark (398 chars)

    Priced to sell. Older model mobile home. Lived-in as recently as September 2025. Central air/heat newer system. Own your own property for cheaper than rent. No HOA and no lot rent required. City water, septic. Just a few minutes drive to downtown Zephyrhills, Walmart supercenter, Publix, Lowes, and restaurants. Seller financing possible with minimum $20,000 down, 10% interest - but cash is king.

25. 2025-11-20
    listed $53,000 Active
26. 2025-11-17
    price $53,000 398-char remark

    Show marketing remark (398 chars)

    Priced to sell. Older model mobile home. Lived-in as recently as September 2025. Central air/heat newer system. Own your own property for cheaper than rent. No HOA and no lot rent required. City water, septic. Just a few minutes drive to downtown Zephyrhills, Walmart supercenter, Publix, Lowes, and restaurants. Seller financing possible with minimum $20,000 down, 10% interest - but cash is king.

27. 2025-11-10
    price $55,000 398-char remark

    Show marketing remark (398 chars)

    Priced to sell. Older model mobile home. Lived-in as recently as September 2025. Central air/heat newer system. Own your own property for cheaper than rent. No HOA and no lot rent required. City water, septic. Just a few minutes drive to downtown Zephyrhills, Walmart supercenter, Publix, Lowes, and restaurants. Seller financing possible with minimum $20,000 down, 10% interest - but cash is king.

28. 2025-11-05
    price $57,100 398-char remark

    Show marketing remark (398 chars)

    Priced to sell. Older model mobile home. Lived-in as recently as September 2025. Central air/heat newer system. Own your own property for cheaper than rent. No HOA and no lot rent required. City water, septic. Just a few minutes drive to downtown Zephyrhills, Walmart supercenter, Publix, Lowes, and restaurants. Seller financing possible with minimum $20,000 down, 10% interest - but cash is king.

29. 2025-11-05
    price $57,500 398-char remark

    Show marketing remark (398 chars)

    Priced to sell. Older model mobile home. Lived-in as recently as September 2025. Central air/heat newer system. Own your own property for cheaper than rent. No HOA and no lot rent required. City water, septic. Just a few minutes drive to downtown Zephyrhills, Walmart supercenter, Publix, Lowes, and restaurants. Seller financing possible with minimum $20,000 down, 10% interest - but cash is king.

30. 2025-11-03
    price $57,000 398-char remark

    Show marketing remark (398 chars)

    Priced to sell. Older model mobile home. Lived-in as recently as September 2025. Central air/heat newer system. Own your own property for cheaper than rent. No HOA and no lot rent required. City water, septic. Just a few minutes drive to downtown Zephyrhills, Walmart supercenter, Publix, Lowes, and restaurants. Seller financing possible with minimum $20,000 down, 10% interest - but cash is king.

31. 2025-10-27
    listed $59,900 Active 398-char remark

    Show marketing remark (398 chars)

    Priced to sell. Older model mobile home. Lived-in as recently as September 2025. Central air/heat newer system. Own your own property for cheaper than rent. No HOA and no lot rent required. City water, septic. Just a few minutes drive to downtown Zephyrhills, Walmart supercenter, Publix, Lowes, and restaurants. Seller financing possible with minimum $20,000 down, 10% interest - but cash is king.

32. 1994-12-27
    soldstatus $15,000
33. 1994-02-08
    soldstatus $13,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $852 · $71/mo
• Projected year-2 tax: $852 · $71/mo
• Expected delta: $0/yr ($0/mo · -0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 4/10 Moderate FEMA zone X (unshaded) · 20% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 9/10 Extreme 7 d/yr ≥108°F today · 24 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $14,695
• − Mortgage interest: −$2,689
• − Property taxes: −$852
• − Insurance: −$240
• − Repairs & maintenance: −$1,176
• − Management: −$1,176
• − Depreciation: −$1,396
• Taxable income: $7,167
• Est. tax owed @ 24.0%: −$1,720
• After-tax cash flow: $5,777/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Pasco
• NCES district ID: 1201530
• Math proficiency: 50% ▼ -10.00%
• Reading proficiency: 52% ▼ -5.00%
• Median HH income: $45,039
• Composite: 43.14/100
• National rank: #3074
• State rank: #32 of 73 in FL

Livability — Zephyrhills North

• Score: 61/100
• State rank: #787
• US rank: #18026

Category grades

Amenities F Commute F Cost of living A+ Crime A- Employment F Housing A+ Health & safety D- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Pasco County · 524,098 people
• Metro: Tampa-St. Petersburg-Clearwater, FL
• Population (ZIP): 23,612
• Household income: $49,316
• Rent vs Own: 27.5% rent · 72.5% own
• Severe rent burden: 831.0

Population outlook (Pasco County) Hauer SSP2

• Today (2025): 570,045 people
• By 2030: 605,844 · +6.3%
• By 2040: 674,806 · +18.4%
• By 2050: 736,022 · +29.1%
• By 2075: 862,900 · +51.4%
• By 2100: 906,364 · +59.0%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (76%)
• Race & ethnicity: White 76% Hispanic / Latino 17% Two or more races 8% Black 4% Asian 1%
• Hispanic origin (detail): Mexican 2% Puerto Rican 10%
• Common ancestry: Lithuanian 3% Romanian 2% Iranian 2%
• Foreign-born: 5% · Canada, Jamaica
• Languages at home: 86% English-only · Spanish 12% Other Indo-European 1% Russian/Polish/Slavic 1%

Political lean MEDSL · Pasco

• 2024 margin: Strong R (+25.2) · D 36.9% · R 62.1% · Other 1.0%
• 2008→2024 swing: -21.6pp toward R · 2008: -3.6pp · 2024: -25.2pp
• All cycles: 2024: R+25.2 2020: R+20.1 2016: R+21.6 2012: R+6.7 2008: R+3.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -81.25%
• Current HPI: 313.3993
• Rent YoY: ▼ -3.56%
• Metro: Tampa-St. Petersburg-Clearwater, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+269.2% since first listed

25 events — show timeline

• 2026-05-04 Price Changed $48,000 Stellar MLS as Distributed by MLS Grid
• 2026-04-02 Listed $60,000 Stellar MLS as Distributed by MLS Grid
• 2025-12-23 Sold (MLS) $37,000 Stellar MLS as Distributed by MLS Grid
• 2025-12-17 Pending — Stellar MLS as Distributed by MLS Grid
• 2025-12-16 Price Changed $49,500 Stellar MLS as Distributed by MLS Grid
• 2025-12-16 Price Changed $49,500 Stellar MLS as Distributed by MLS Grid
• 2025-12-09 Price Changed $49,900 Stellar MLS as Distributed by MLS Grid
• 2025-12-09 Price Changed $49,900 Stellar MLS as Distributed by MLS Grid
• 2025-12-08 Relisted — Stellar MLS as Distributed by MLS Grid
• 2025-12-08 Relisted — Stellar MLS as Distributed by MLS Grid
• 2025-12-08 Pending — Stellar MLS as Distributed by MLS Grid
• 2025-12-08 Pending — Stellar MLS as Distributed by MLS Grid
• 2025-12-01 Price Changed $50,000 Stellar MLS as Distributed by MLS Grid
• 2025-12-01 Price Changed $50,000 Stellar MLS as Distributed by MLS Grid
• 2025-11-24 Price Changed $51,000 Stellar MLS as Distributed by MLS Grid
• 2025-11-24 Price Changed $51,000 Stellar MLS as Distributed by MLS Grid
• 2025-11-20 Listed $53,000 Stellar MLS as Distributed by MLS Grid
• 2025-11-17 Price Changed $53,000 Stellar MLS as Distributed by MLS Grid
• 2025-11-10 Price Changed $55,000 Stellar MLS as Distributed by MLS Grid
• 2025-11-05 Price Changed $57,100 Stellar MLS as Distributed by MLS Grid
• 2025-11-05 Price Changed $57,500 Stellar MLS as Distributed by MLS Grid
• 2025-11-03 Price Changed $57,000 Stellar MLS as Distributed by MLS Grid
• 2025-10-27 Listed $59,900 Stellar MLS as Distributed by MLS Grid
• 1994-12-27 Sold (Public Records) $15,000 Public Records
• 1994-02-08 Sold (Public Records) $13,000 Public Records

Property tax history

+4.7%/yr

Latest (2025): $852 · +4.5% YoY. Source: county tax records.