375 Yeager St · Port Charlotte, FL 33954

$188,500

2 bd · 2.0 ba · 988 sqft · SingleFamily public records · 16 Days on market

Built 1989 10,001 sqft lot Est $188k · at est.

---

Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +18.9/30.0
• ARV discount +7.3/15.0
• DSCR +6.0/10.0
• Schools +4.6/10.0
• 1% rule +4.4/10.0
• Livability +3.2/5.0
• Condition / age +2.5/5.0
• Rent growth +1.6/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Move-in ready and full of charm, this 2 bedroom, 2 bath home with a 1 car garage is located in a great neighborhood in Port Charlotte, FL! From the moment you arrive, you’ll notice the professional landscaping with beautiful oak and palm trees, along with well-kept shrubs that add color and curb appeal. The yard creates a warm welcome and sets the tone for what’s inside. This Port Charlotte home for sale offers comfort, style, and convenience all in one place. Step inside to a very spacious living room designed for relaxing and entertaining. The ceiling fan keeps the air cool and comfortable year-round. Just off the living area is the eat-in kitchen, complete with a breakfast bar that’s perfect for casual meals or extra prep space. The kitchen includes a refrigerator and glass top stove, giving you everything you need from day one. Sliding glass doors lead out to the screened lanai, creating a smooth flow between indoor and outdoor living. The lanai is a great spot to enjoy your morning coffee or unwind at the end of the day while taking in the Florida breeze. Both bedrooms are designed with comfort in mind. Each room features a ceiling fan and durable vinyl laminate flooring that looks great and is easy to maintain. The master bathroom includes a tile Roman shower that adds a touch of style and function. The guest bathroom offers a tub and shower combination, giving flexible options for daily routines. The laundry room comes complete with a washer and dryer, making move-in simple and stress-free. The 1 car garage provides secure parking and extra storage space, plus a convenient side door that leads directly to the yard. This home is located close to schools, shopping, and restaurants, making daily errands quick and easy. If you’re searching for a move-in ready home in Port Charlotte, FL with a garage, screened lanai, and beautiful landscaping, this property checks all the boxes. Call today for your private tour!

Key facts

• Laminate wood floors
• Newer windows
• Newer faucet

Tags

• NEW ROOF
• NEWER HOT WATER HEATER
• LAMINATE WOOD FLOORS
• NEWER WINDOWS
• NEWER FAUCET
• NEWER FENCED BACKYARD

Property features AI

Finance

• Other: Turnkey furnished; Zoning: RSF3.5
• HOA & community: No HOA/association

Exterior

• Parking: Attached garage (1 car)
• Utilities: Public water; Septic sewer; Cable available; Electricity connected; Water connected; Sewer connected
• Home design: Single family residence; One story; Northeast facing; Homestead exempt
• Construction: Block and stucco construction; Shingle roof; Slab foundation; Built on a 0 to less than 1/4 acre lot (approximately 0.23 acre, 80 x 125)
• Exterior features: Screened patio/porch; Rain gutters; Sliding doors; Chain link fencing; Cleared lot; Paved road access; In-county location; Unincorporated area

Interior

• Kitchen: Range; Refrigerator; Electric water heater
• Bedrooms: 2 bedrooms
• Flooring: Tile
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating; Central air conditioning
• Interior features: Ceiling fans
• Laundry & utility: Washer; Dryer; Laundry located inside

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath single-family listed at $188k.

Deal economics

• At list price, monthly cash flow is $194 ($2k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $177k (6.1% below list).
• Recommended offer: $177k (6.1% below list) — sets the bar for 1% rule.
• Cap rate 7.5% vs local median 4.4% in Port Charlotte — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 65/100 on livability (#655 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: employment D, amenities F, commute F.
• Charlotte (suburban): math 54% / reading 54% proficiency, ranked #22 of 73 in FL (top 30%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: Liberty Elementary School (math 56% / reading 56%, grade C+, #832 of 2,144 statewide, top 40%, 622 students, 56% FRL); Port Charlotte High School (math 23% / reading 38%, grade F, #434 of 667 statewide, top 66%, 1,649 students, 43% FRL) — zoned schools at 50% FRL track the district average.
• Market conditions: Rents falling (-3.5%/yr); 689 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 4,585 units permitted in Charlotte County in 2024 (703 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
• Charlotte County population projected at +24% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 16 days — a 2% lower offer ($186k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts since 12y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→28/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $177,076 (6.1% below list)

Questions for the listing agent

1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
2. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
3. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.94% ✗
• Cap rate: 7.53%
• Cash-on-cash: 4.41%
• DSCR: 1.20
• GRM: 8.9

CMA / ARV

• ARV (on-the-fly): $187,720
• Comps found: 11

Show comp detail 11 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
20392 Tappan Zee Dr	0.35mi	2/2.0	931 (-6%)	5mo	$140,000	$150	70
418 Ricold Ter	0.49mi	3/2.0 (+1)	1,038 (+5%)	2mo	$195,000	$188	62
20307 Silent Ave	0.64mi	2/2.0	1,022 (+3%)	9mo	$194,000	$190	57
1081 Bristol St	0.44mi	2/2.0	1,125 (+14%)	1mo	$167,000	$148	56
20408 Laverne Ave	0.46mi	2/2.0	962 (-3%)	22mo	$195,000	$203	56
426 Ricold Ter	0.51mi	3/2.0 (+1)	1,038 (+5%)	10mo	$195,000	$188	54
1148 Corktree Cir	0.70mi	2/2.0	1,033 (+5%)	10mo	$185,000	$179	52
21023 Delake Ave	0.49mi	2/1.0	1,128 (+14%)	2mo	$220,000	$195	48
413 Ricold Ter	0.48mi	3/2.0 (+1)	1,044 (+6%)	23mo	$205,000	$196	44
21031 Nowell Ave	0.53mi	3/1.5 (+1)	1,120 (+13%)	9mo	$230,000	$205	38
1089 E Corktree Cir	0.66mi	3/2.0 (+1)	923 (-7%)	21mo	$269,900	$292	36

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -12.6%
• Equity multiple: 0.56×
• Total profit: $-23,417
• Equity at exit: $28,106

10-year hold

• IRR: -8.6%
• Equity multiple: 0.53×
• Total profit: $-24,678
• Equity at exit: $16,298

Cash invested: $52,780 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 33954

• Home prices YoY: -13.3%
• Rents YoY: -3.5%
• Active inventory: 689
• Price-to-rent: 8.9×

Monthly cashflow live

• Estimated rent: $1,771 medium
• Mortgage (P&I): −$989
• Tax from tax record: −$138 /mo · $1,655/yr
• Insurance: −$79
• HOA: −$0
• Vacancy / Maint / Mgmt: −$372
• Net cashflow: $194

Break-even live

Break-even rent $1,525

Max offer price $188,500

Occupancy floor 84%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $47,125
• Closing costs: $5,655
• Reserves months: —
• Total cash needed: —

Rent comps 4 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
425 Ricold Ter Port Charlotte, FL	2.0	2.0	912	$1,400	$1.54	20d	1	0.53mi
20012 Goldcup Ct Port Charlotte, FL	2.0	2.0	923	$1,595	$1.73	20d	1	0.72mi
19505 Quesada Ave Port Charlotte, FL	1.0–2.0	1.0–2.0	797	$2,800	$3.51	13d	8	1.16mi
1515 Forrest Nelson Blvd Port Charlotte, FL	2.0	2.0	899	$2,000	$2.22	20d	2	1.36mi

Listing history 20 events

1. 2026-06-10
   status $188,500 Pending 16 DOM
2. 2026-06-09
   days on market $188,500 Active 16 DOM
3. 2026-06-08
   days on market $188,500 Active 15 DOM
4. 2026-06-07
   days on market $188,500 Active 14 DOM
5. 2026-06-05
   days on market $188,500 Active 11 DOM
6. 2026-06-03
   days on market $188,500 Active 10 DOM
7. 2026-06-03
   price $188,500 Active 9 DOM
8. 2026-06-02
   days on market $189,500 Active 9 DOM
9. 2026-06-01
   days on market $189,500 Active 8 DOM
10. 2026-05-31
    days on market $189,500 Active 7 DOM
11. 2026-05-30
    statusdays on market $189,500 Active 6 DOM
12. 2026-05-21
    listed $189,500 Active
13. 2026-04-03
    soldstatus $173,000
14. 2026-03-30
    soldstatus $173,000 Closed 1971-char remark

    Show marketing remark (1971 chars)

    Move-in ready and full of charm, this 2 bedroom, 2 bath home with a 1 car garage is located in a great neighborhood in Port Charlotte, FL! From the moment you arrive, you’ll notice the professional landscaping with beautiful oak and palm trees, along with well-kept shrubs that add color and curb appeal. The yard creates a warm welcome and sets the tone for what’s inside. This Port Charlotte home for sale offers comfort, style, and convenience all in one place. Step inside to a very spacious living room designed for relaxing and entertaining. The ceiling fan keeps the air cool and comfortable year-round. Just off the living area is the eat-in kitchen, complete with a breakfast bar that’s perfect for casual meals or extra prep space. The kitchen includes a refrigerator and glass top stove, giving you everything you need from day one. Sliding glass doors lead out to the screened lanai, creating a smooth flow between indoor and outdoor living. The lanai is a great spot to enjoy your morning coffee or unwind at the end of the day while taking in the Florida breeze. Both bedrooms are designed with comfort in mind. Each room features a ceiling fan and durable vinyl laminate flooring that looks great and is easy to maintain. The master bathroom includes a tile Roman shower that adds a touch of style and function. The guest bathroom offers a tub and shower combination, giving flexible options for daily routines. The laundry room comes complete with a washer and dryer, making move-in simple and stress-free. The 1 car garage provides secure parking and extra storage space, plus a convenient side door that leads directly to the yard. This home is located close to schools, shopping, and restaurants, making daily errands quick and easy. If you’re searching for a move-in ready home in Port Charlotte, FL with a garage, screened lanai, and beautiful landscaping, this property checks all the boxes. Call today for your private tour!

15. 2026-02-21
    status Pending 1971-char remark

    Show marketing remark (1971 chars)

    Move-in ready and full of charm, this 2 bedroom, 2 bath home with a 1 car garage is located in a great neighborhood in Port Charlotte, FL! From the moment you arrive, you’ll notice the professional landscaping with beautiful oak and palm trees, along with well-kept shrubs that add color and curb appeal. The yard creates a warm welcome and sets the tone for what’s inside. This Port Charlotte home for sale offers comfort, style, and convenience all in one place. Step inside to a very spacious living room designed for relaxing and entertaining. The ceiling fan keeps the air cool and comfortable year-round. Just off the living area is the eat-in kitchen, complete with a breakfast bar that’s perfect for casual meals or extra prep space. The kitchen includes a refrigerator and glass top stove, giving you everything you need from day one. Sliding glass doors lead out to the screened lanai, creating a smooth flow between indoor and outdoor living. The lanai is a great spot to enjoy your morning coffee or unwind at the end of the day while taking in the Florida breeze. Both bedrooms are designed with comfort in mind. Each room features a ceiling fan and durable vinyl laminate flooring that looks great and is easy to maintain. The master bathroom includes a tile Roman shower that adds a touch of style and function. The guest bathroom offers a tub and shower combination, giving flexible options for daily routines. The laundry room comes complete with a washer and dryer, making move-in simple and stress-free. The 1 car garage provides secure parking and extra storage space, plus a convenient side door that leads directly to the yard. This home is located close to schools, shopping, and restaurants, making daily errands quick and easy. If you’re searching for a move-in ready home in Port Charlotte, FL with a garage, screened lanai, and beautiful landscaping, this property checks all the boxes. Call today for your private tour!

16. 2026-02-16
    listed $159,700 Active 1971-char remark

    Show marketing remark (1971 chars)

    Move-in ready and full of charm, this 2 bedroom, 2 bath home with a 1 car garage is located in a great neighborhood in Port Charlotte, FL! From the moment you arrive, you’ll notice the professional landscaping with beautiful oak and palm trees, along with well-kept shrubs that add color and curb appeal. The yard creates a warm welcome and sets the tone for what’s inside. This Port Charlotte home for sale offers comfort, style, and convenience all in one place. Step inside to a very spacious living room designed for relaxing and entertaining. The ceiling fan keeps the air cool and comfortable year-round. Just off the living area is the eat-in kitchen, complete with a breakfast bar that’s perfect for casual meals or extra prep space. The kitchen includes a refrigerator and glass top stove, giving you everything you need from day one. Sliding glass doors lead out to the screened lanai, creating a smooth flow between indoor and outdoor living. The lanai is a great spot to enjoy your morning coffee or unwind at the end of the day while taking in the Florida breeze. Both bedrooms are designed with comfort in mind. Each room features a ceiling fan and durable vinyl laminate flooring that looks great and is easy to maintain. The master bathroom includes a tile Roman shower that adds a touch of style and function. The guest bathroom offers a tub and shower combination, giving flexible options for daily routines. The laundry room comes complete with a washer and dryer, making move-in simple and stress-free. The 1 car garage provides secure parking and extra storage space, plus a convenient side door that leads directly to the yard. This home is located close to schools, shopping, and restaurants, making daily errands quick and easy. If you’re searching for a move-in ready home in Port Charlotte, FL with a garage, screened lanai, and beautiful landscaping, this property checks all the boxes. Call today for your private tour!

17. 2014-08-25
    soldstatus $83,800
18. 2014-08-21
    soldstatus $83,750 Sold 198-char remark

    Show marketing remark (198 chars)

    Well maintained one owner home that has never been smoked in. Has county water and sewer with inside washer & dryer. Very clean move in ready home with open floor plan at an affordable price.

19. 2014-07-22
    status Pending 198-char remark

    Show marketing remark (198 chars)

    Well maintained one owner home that has never been smoked in. Has county water and sewer with inside washer & dryer. Very clean move in ready home with open floor plan at an affordable price.

20. 2014-07-08
    listed $87,500 Active 198-char remark

    Show marketing remark (198 chars)

    Well maintained one owner home that has never been smoked in. Has county water and sewer with inside washer & dryer. Very clean move in ready home with open floor plan at an affordable price.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $1,655 · $138/mo
• Projected year-2 tax: $1,655 · $138/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 4/10 Moderate FEMA zone X (unshaded) · 22% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 10/10 Extreme 7 d/yr ≥107°F today · 28 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $21,249
• − Mortgage interest: −$10,559
• − Property taxes: −$1,655
• − Insurance: −$942
• − Repairs & maintenance: −$1,700
• − Management: −$1,700
• − Depreciation: −$5,484
• Taxable loss: −$791
• Est. tax savings @ 24.0%: +$190
• After-tax cash flow: $2,517/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Charlotte
• NCES district ID: 1200240
• Math proficiency: 54% ▼ -6.00%
• Reading proficiency: 54% ▼ -1.00%
• Median HH income: $44,864
• Composite: 45.62/100
• National rank: #2586
• State rank: #22 of 73 in FL

Livability — Port Charlotte

• Score: 65/100
• State rank: #655
• US rank: #13081

Category grades

Amenities F Commute F Cost of living A+ Crime C+ Employment D Housing A+ Health & safety D- User ratings D+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Port Charlotte, FL
• County: Charlotte County · 196,994 people
• City population: 102,180
• Metro: Punta Gorda, FL
• Population (ZIP): 11,193
• Household income: $78,288
• Rent vs Own: 19.4% rent · 80.6% own
• Severe rent burden: 263.0

Population outlook (Charlotte County) Hauer SSP2

• Today (2025): 198,646 people
• By 2030: 210,507 · +6.0%
• By 2040: 230,857 · +16.2%
• By 2050: 247,148 · +24.4%
• By 2075: 281,777 · +41.8%
• By 2100: 293,609 · +47.8%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (75%)
• Race & ethnicity: White 75% Hispanic / Latino 12% Two or more races 10% Black 9%
• Hispanic origin (detail): Puerto Rican 4% Dominican 1%
• Common ancestry: Lithuanian 5% Romanian 3% Subsaharan African 2%
• Foreign-born: 14% · Canada
• Languages at home: 86% English-only · Spanish 7% Russian/Polish/Slavic 3% French/Haitian/Cajun 2%

Political lean MEDSL · Charlotte

• 2024 margin: Solid R (+34.0) · D 32.7% · R 66.7%
• 2008→2024 swing: -26.7pp toward R · 2008: -7.2pp · 2024: -34.0pp
• All cycles: 2024: R+34.0 2020: R+26.6 2016: R+27.8 2012: R+14.3 2008: R+7.2

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -51.25%
• Current HPI: 335.3128
• Rent YoY: ▼ -3.48%
• Metro: Punta Gorda, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+116.6% since first listed

9 events — show timeline

• 2026-05-21 Listed $189,500 Stellar MLS as Distributed by MLS Grid
• 2026-04-03 Sold (Public Records) $173,000 Public Records
• 2026-03-30 Sold (MLS) $173,000 Stellar MLS as Distributed by MLS Grid
• 2026-02-21 Pending — Stellar MLS as Distributed by MLS Grid
• 2026-02-16 Listed $159,700 Stellar MLS as Distributed by MLS Grid
• 2014-08-25 Sold (Public Records) $83,800 Public Records
• 2014-08-21 Sold (MLS) $83,750 Stellar MLS as Distributed by MLS Grid
• 2014-07-22 Pending — Stellar MLS as Distributed by MLS Grid
• 2014-07-08 Listed $87,500 Stellar MLS as Distributed by MLS Grid

Property tax history

+5.3%/yr

Latest (2025): $1,655 · +2.8% YoY. Source: county tax records.