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206 Ingram Ave SW Duplex
B- Composite 65.06
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +4.8/15.0
  • Livability +3.6/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +1.7/10.0
  • Appreciation +0.0/10.0

$99,000

206 Ingram Ave SW · Canton, OH 44710
2 bd · 2.0 ba · 1,463 sqft · MultiFamily public records · 38 Days on market
Built 1912 5,963 sqft lot $68/sqft · 6% above area Est $93k · 6% over

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Multi-family units

County records classify this as Multi-Family (2-4 Unit). Listing-text estimate: 2 units. confirmed

Listing remarks

Welcome to this fantastic duplex. Featuring upstairs and downstairs units with a split basement. A large covered front porch welcomes you to this charming home. The downstairs unit has a spacious family room with a decorative brick fireplace with wood accents. The kitchen features white cabinets, a range, a fridge, and a storage closet. This 1 bedroom unit has an abundance of natural light and a full bath. Finishing this unit is an unfinished basement with a laundry area. Upstairs is another charming 1 bedroom 1 bath unit. The kitchen has white cabinets and a small dining area. The long living room offers plenty of space. Finishing this unit is an unfinished basement with a laundry area and

Key facts

  • Covered front porch
  • Laundry area
  • Unfinished basement

Tags

COVERED FRONT PORCHDECORATIVE BRICK FIREPLACEABUNDANCE OF NATURAL LIGHTUNFINISHED BASEMENTLAUNDRY AREA

Property features AI

Finance

  • Financial info: Both one-bedroom units currently leased (rents shown): $550 and $550; Lease expirations: one unit 03/31/2027, the other 05/31/2027

Exterior

  • Parking: Unpaved parking area
  • Utilities: Public water; Public sewer
  • Home design: Two-story building; Property contains one building; About 1,463 above-grade finished area (source: assessor)
  • Construction: Vinyl siding exterior; Asphalt/fiberglass roof
  • Exterior features: Unpaved parking; Lot is approximately 0.137 acres

Interior

  • Kitchen: Kitchens included in each unit
  • Bedrooms: Two one-bedroom units (each unit leased)
  • Bathrooms: Two full bathrooms (one in each unit)
  • Heating & cooling: Gas heating
  • Interior features: Full unfinished basement
  • Laundry & utility: Laundry located in the basement

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2 × 1-bed/1.0-bath units multifamily listed at $99k.

Deal economics

  • At list price, monthly cash flow is $644 ($8k/yr) — positive. Per door: $322/mo.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $99k).
  • Recommended offer: $96k (3.0% below list) — sets the bar for market timing.
  • Cap rate 14.1% vs local median 5.1% in Canton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 71/100 on livability (#441 in OH) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A; Watch: crime F, employment F.
  • Canton City (urban): math 17% / reading 26% proficiency, ranked #627 of 656 in OH (top 96%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 76% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 48 active listings in the ZIP; 25 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); 40% of comp listings sitting > 30 days — soft ceiling on asking rent; 528 units permitted in Stark County in 2024 (84 in 5+ unit buildings).
  • This rent runs 42% of the median local income ($47k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $684 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Stark County population projected to shrink 8% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $28k cash investment doubles in ~5 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 38 days — a 3% lower offer ($96k) is reasonable based on typical stale-listing flexibility.
  • 7 sale attempts since 23y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $65k; list at $99k implies a 52% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1912 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $96,030 (3.0% below list)

Questions for the listing agent

  1. It's been on market 38 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Can we see the unit-by-unit rent roll, current vacancy, and any below-market leases? What's the average tenancy length?
  3. What capital expenditures (roof, boiler, parking lot, exteriors) have been made in the last 5 years, and what's planned in the next 2?
  4. Built in 1912 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
1.65%
Cap rate
14.10%
Cash-on-cash
27.89%
DSCR
2.24
GRM
5.0

CMA / ARV

ARV (median comp)
$93,388
List price
$99,000
Delta
6.01%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 4 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
2515 Grigsby Pl SW 0.38mi 3/2.0 (+1) 1,516 (+4%) 3mo $90,000 $59 69
1013 Maryland Ave SW 0.37mi 2/2.0 1,588 (+8%) 6mo $73,000 $46 64
530 Rosemont Ct NW 0.49mi 3/2.0 (+1) 1,400 (-4%) 2mo $124,900 $89 63
2817 2nd St NW 0.21mi 3/2.0 (+1) 1,636 (+12%) 6mo $55,000 $34 61

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
22.0%
Equity multiple
1.90×
Total profit
$24,990
Equity at exit
$14,761
10-year hold
IRR
30.1%
Equity multiple
3.69×
Total profit
$74,606
Equity at exit
$8,560

Cash invested: $27,720 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
73 Landlord-Friendly
State Ohio
73 Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
3-day notice; Cleveland / Columbus have some habitability code enforcement; otherwise landlord-leaning.

ZIP-level market 44710

Active inventory
48
Price-to-rent
10.1×

Monthly cashflow live

Estimated rent
$1,638 high interval (Pro) →
Mortgage (P&I)
$519
Tax from tax record
$89 /mo · $1,073/yr
Insurance
$41
HOA
$0
Vacancy / Maint / Mgmt
$344
Net cashflow
$644

Break-even live

Break-even rent $823
Max offer price $99,000
Occupancy floor 56%

2-unit breakdown (identical units grouped — click to expand)

UnitsBedsBathsEst. rent
Total (2 units) $1,638

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$24,750
Closing costs
$2,970
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 25 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
900 Roslyn Ave SW Canton, OH 3.0 1.0 1320 $1,175 $0.89 13d 1 0.36mi
2316 2nd St SW Canton, OH 3.0 1.0 1125 $1,095 $0.97 43d 1 0.41mi
1014 Roslyn Ave SW Canton, OH 3.0 1.0 1128 $1,150 $1.02 21d 1 0.42mi
202 Smith Ave SW Canton, OH 2.0 1.0 1236 $995 $0.81 43d 1 0.46mi
2237 Tuscarawas St W Canton, OH 2.0 1.0 1035 $700 $0.68 21d 1 0.48mi
2237 Tuscarawas St W Unit 7 Canton, OH 2.0 1.0 1035 $725 $0.70 43d 1 0.48mi
521 Columbus Ave NW Unit 2 Canton, OH 2.0 1.0 900 $875 $0.97 43d 1 0.51mi
521 Columbus Ave NW Canton, OH 2.0 1.0 900 $775 $0.86 21d 1 0.51mi
2525 6th St NW Unit NA Canton, OH 2.0 1.0 950 $700 $0.74 43d 1 0.53mi
1117 Arlington Ave SW Canton, OH 3.0 1.0 1240 $1,200 $0.97 13d 1 0.60mi
1023 Harrison Ave SW Canton, OH 3.0 1.0 1224 $1,250 $1.02 21d 1 0.66mi
1241 Bedford Ave SW Canton, OH 3.0 2.0 1152 $1,200 $1.04 13d 1 0.70mi
1005 Broad Ave NW Unit 201 Canton, OH 3.0 1.0 1200 $800 $0.67 21d 1 0.71mi
1005 Broad Ave NW Unit 100 Canton, OH 2.0 1.0 1200 $850 $0.71 21d 1 0.71mi
2510 10th St NW Canton, OH 3.0 1.5 1468 $1,175 $0.80 21d 1 0.73mi
3034 12th St NW Canton, OH 2.0 1.0 1724 $1,125 $0.65 21d 1 0.83mi
1229 Lawn Ave SW Canton, OH 2.0 1.0 936 $950 $1.01 43d 1 0.89mi
1520 Bryan Ave SW Canton, OH 3.0 1.0 1040 $1,100 $1.06 43d 1 1.12mi
1380 Garfield Ave SW Canton, OH 2.0 1.0 1212 $995 $0.82 21d 1 1.18mi
1137 7th St NW Canton, OH 3.0 1.0 1736 $1,095 $0.63 43d 1 1.28mi
1016 2nd St NW Canton, OH 1.0–3.0 1.0–2.0 916 $748 $0.82 13d 20 1.31mi
2901 17th St NW Canton, OH 2.0 1.0 1000 $885 $0.89 21d 1 1.37mi
1507 Stark Ave SW Canton, OH 3.0 1.0 1188 $975 $0.82 43d 1 1.38mi
1511 Stark Ave SW Canton, OH 2.0 1.0 992 $900 $0.91 43d 1 1.39mi
1511 Stark Ave SW Canton, OH 1.0 1.0 992 $900 $0.91 13d 1 1.39mi

Listing history 32 events

  1. 2026-06-18
    days on market $99,000 Active 38 DOM
  2. 2026-06-17
    days on market $99,000 Active 37 DOM
  3. 2026-06-16
    days on market $99,000 Active 36 DOM
  4. 2026-06-15
    days on market $99,000 Active 35 DOM
  5. 2026-06-14
    days on market $99,000 Active 33 DOM
  6. 2026-06-13
    days on market $99,000 Active 32 DOM
  7. 2026-06-10
    days on market $99,000 Active 30 DOM
  8. 2026-06-09
    days on market $99,000 Active 29 DOM
  9. 2026-06-08
    days on market $99,000 Active 28 DOM
  10. 2026-06-07
    days on market $99,000 Active 27 DOM
  11. 2026-06-05
    days on market $99,000 Active 24 DOM
  12. 2026-06-03
    days on market $99,000 Active 23 DOM
  13. 2026-06-02
    days on market $99,000 Active 22 DOM
  14. 2026-06-01
    days on market $99,000 Active 21 DOM
  15. 2026-05-31
    days on market $99,000 Active 20 DOM
  16. 2026-05-30
    days on market $99,000 Active 19 DOM
  17. 2026-05-11
    listed $99,000 Active 771-char remark
  18. 2025-04-15
    historical
  19. 2025-01-10
    listed $129,900 Active
  20. 2024-12-29
    historical
  21. 2024-07-02
    listed $129,900 Active
  22. 2008-01-25
    historical
  23. 2007-10-25
    listed $74,900
  24. 2007-10-24
    historical
  25. 2007-04-17
    historical
  26. 2007-04-17
    listed $74,900
  27. 2006-10-17
    listed $79,900
  28. 2003-11-26
    soldstatus $65,300
  29. 2003-11-26
    soldstatus $65,300
  30. 2003-08-07
    listed $69,900
  31. 1995-08-04
    soldstatus $29,500
  32. 1992-04-03
    soldstatus $25,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OH · Partial reset (capped growth)

Current annual tax
$1,073 · $89/mo
Projected year-2 tax
$1,309 · $109/mo
Expected delta
+$236/yr (+$20/mo · 22.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥96°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$19,656
− Mortgage interest
−$5,546
− Property taxes
−$1,073
− Insurance
−$495
− Repairs & maintenance
−$1,572
− Management
−$1,572
− Depreciation
−$2,880
Taxable income
$6,517
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,564
After-tax cash flow
$6,166/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Canton City
NCES district ID
3904371
Math proficiency
17% ▼ -17.00%
Reading proficiency
26% ▼ -12.00%
Median HH income
$28,825
Composite
17.1/100
National rank
#9116
State rank
#627 of 656 in OH

Livability — Canton

Score
71/100
State rank
#441
US rank
#7259

Category grades

Amenities C+ Commute A+ Cost of living A+ Crime F Employment F Housing A Health & safety C User ratings D+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Canton, OH
County
Stark County · 272,865 people
City population
103,614
Metro
Canton-Massillon, OH
Population (ZIP)
9,067
Household income
$47,305
Rent vs Own
39.8% rent · 60.2% own
Severe rent burden
444.0

Population outlook (Stark County) Hauer SSP2

Today (2025)
373,708 people
By 2030
371,245 · -0.7%
By 2040
361,331 · -3.3%
By 2050
345,290 · -7.6%
By 2075
302,669 · -19.0%
By 2100
238,870 · -36.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (76%)
Race & ethnicity
White 76% Black 16% Two or more races 6% Hispanic / Latino 1% Asian 1%
Common ancestry
Italian 6% Lithuanian 4% Romanian 2%
Foreign-born
2%
Languages at home
98% English-only · Spanish 2%

Political lean MEDSL · Stark

2024 margin
Strong R (+21.9) · D 38.6% · R 60.5%
2008→2024 swing
-27.4pp toward R · 2008: 5.5pp · 2024: -21.9pp
All cycles
2024: R+21.9 2020: R+18.5 2016: R+17.4 2012: R+0.4 2008: D+5.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -118.74%
Current HPI
177.4476
Rent YoY
Metro
Canton-Massillon, OH
State GDP YoY
▲ 1.98%
F500 in state
48

Industry mix (Fortune 500 HQ in OH)

Industry F500 HQs Revenue

Price history

+296.0% since first listed
16 events — show timeline
  • 2026-05-11 Listed $99,000 MLSNOW
  • 2025-04-15 Listing Removed MLSNOW
  • 2025-01-10 Listed $129,900 MLSNOW
  • 2024-12-29 Listing Removed MLSNOW
  • 2024-07-02 Listed $129,900 MLSNOW
  • 2008-01-25 Listing Removed MLSNOW
  • 2007-10-25 Listed $74,900 MLSNOW
  • 2007-10-24 Listing Removed MLSNOW
  • 2007-04-17 Listed $74,900 MLSNOW
  • 2007-04-17 Listing Removed MLSNOW
  • 2006-10-17 Listed $79,900 MLSNOW
  • 2003-11-26 Sold (Public Records) $65,300 Public Records
  • 2003-11-26 Sold (MLS) $65,300 MLSNOW
  • 2003-08-07 Listed $69,900 MLSNOW
  • 1995-08-04 Sold (Public Records) $29,500 Public Records
  • 1992-04-03 Sold (Public Records) $25,000 Public Records

Property tax history

+1.2%/yr

Latest (2024): $1,073 · +6.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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