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7110 Dawson Pl
B+ Composite 79.28
Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +11.7/15.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Appreciation +6.9/10.0
  • Rent growth +3.7/5.0
  • Livability +3.4/5.0
  • Condition / age +2.5/5.0
  • Schools +1.1/10.0

$69,900

7110 Dawson Pl · Jennings, MO 63136
2 bd · 1.0 ba · 886 sqft · SingleFamily public records · 1 Days on market
Built 1942 6,359 sqft lot Est $77k · 9% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Welcome to 7110 Dawson Pl, a residential opportunity located in an established neighborhood of St. Louis County. This property offers a functional layout with strong potential for customization, making it ideal for both homeowners and investors seeking value in a growing area. The home sits on a quiet residential street with mature surroundings and convenient access to nearby schools, shopping, and major commuter routes. With its solid structure and flexible interior possibilities.

Key facts

  • Convenient access
  • Shopping
  • Functional layout

Tags

ESTABLISHED NEIGHBORHOODFUNCTIONAL LAYOUTQUIET RESIDENTIAL STREETCONVENIENT ACCESSNEARBY SCHOOLSSHOPPING

Property features AI

Finance

  • Financial info: Lease not considered

Exterior

  • Parking: No designated parking spaces listed; No carport spaces
  • Utilities: Public water; Public sewer; Electric service (other)
  • Home design: Single-family residence; One story; House
  • Construction: Vinyl siding; Composition roof; Full basement
  • Exterior features: Level lot; Paved road access; No exterior special features listed; No fencing

Interior

  • Kitchen: Appliances included (other)
  • Bedrooms: Two bedrooms on the main level
  • Flooring: Hardwood
  • Bathrooms: One full bathroom on the main level
  • Heating & cooling: Forced air heating; Natural gas heating; Other cooling
  • Interior features: Hardwood flooring; Gas water heater; Other appliances
  • Laundry & utility: Gas water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $70k.

Deal economics

  • At list price, monthly cash flow is $414 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $70k).

Location & tenants

  • Location reads 67/100 on livability (#208 in MO) — a middle-class / working-renter tenant base. Strengths: cost of living A+, commute A-, housing A-; Watch: crime F, amenities F, employment F.
  • Jennings (suburban): math 8% / reading 20% proficiency, ranked #315 of 324 in MO (top 97%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 86% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Fairview Primary (math 34% / reading 34%, grade F, #676 of 1,115 statewide, top 66%, 267 students, 100% FRL); Jennings High (math 8% / reading 17%, grade F, #497 of 521 statewide, top 96%, 691 students, 100% FRL).
  • Market conditions: Rents rising fast (+5.0%/yr); 372 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 920 units permitted in St. Louis County in 2024 (250 in 5+ unit buildings).
  • This rent runs 33% of the median local income ($41k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • In year one you build about $3k of equity ($483 loan paydown + $3k appreciation (3.8% local appreciation)).
  • At projected returns (3.8% appreciation + 5.0% rent growth), your $20k cash investment doubles in ~3 years — after that, you're playing with house money.
  • By year 10, paydown + projected appreciation supports a ~$31k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • Only 1 days on market — expect competitive offers; lowballing is unlikely to land.
  • Current owner paid $20k; list at $70k implies a 248% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1942 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $69,900

Questions for the listing agent

  1. Built in 1942 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.60%
Cap rate
13.40%
Cash-on-cash
25.38%
DSCR
2.13
GRM
5.2

CMA / ARV

ARV (on-the-fly)
$77,082
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
7041 Garesche Ave 0.10mi 2/1.0 864 (-2%) 3mo $39,900 $46 89
5218 Fletcher St 0.24mi 2/1.0 918 (+4%) 2mo $75,000 $82 81
5220 Fletcher St 0.24mi 2/1.0 918 (+4%) 3mo $64,900 $71 80
6705 Kenwood Dr 0.44mi 2/1.0 912 (+3%) 2mo $78,900 $87 73
5544 Sapphire Ave 0.58mi 3/1.0 (+1) 888 (+0%) 3mo $115,000 $130 65
4704 Seattle St 0.35mi 2/1.0 768 (-13%) 1mo $84,900 $111 60
4135 Begg Blvd 0.68mi 2/1.0 810 (-9%) 2mo $34,900 $43 52
7471 Sharon Dr 0.69mi 3/1.0 (+1) 945 (+7%) 0mo $98,000 $104 51
7439 Embury Ct 0.64mi 2/1.0 792 (-11%) 2mo $69,000 $87 51
7431 Esterbrook Dr 0.65mi 3/1.0 (+1) 792 (-11%) 2mo $110,000 $139 45
6331 Saloma Ave 0.58mi 3/1.5 (+1) 1,008 (+14%) 1mo $80,000 $79 42
5614 Albia Ter 0.68mi 3/2.0 (+1) 988 (+12%) 1mo $125,000 $127 40

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

3.79% appreciation · 4.97% rent growth · sell at horizon

5-year hold
IRR
34.3%
Equity multiple
3.04×
Total profit
$40,019
Equity at exit
$34,586
10-year hold
IRR
34.8%
Equity multiple
6.39×
Total profit
$105,568
Equity at exit
$55,896

Cash invested: $19,572 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
81 Strongly Landlord-Friendly
State Missouri
81 Strongly Landlord-Friendly · R+10
County
— inherits STATE
City
— inherits STATE
Generally landlord-friendly; St Louis has some habitability requirements.

ZIP-level market 63136

Home prices YoY
0.9%
Rents YoY
5.0%
Active inventory
372
Price-to-rent
5.2×

Monthly cashflow live

Estimated rent
$1,118 high interval (Pro) →
Mortgage (P&I)
$367
Tax from tax record
$74 /mo · $886/yr
Insurance
$29
HOA
$0
Vacancy / Maint / Mgmt
$235
Net cashflow
$414

Break-even live

Break-even rent $594
Max offer price $69,900
Occupancy floor 58%

Sensitivity live

Price -10% $453 -5% $434 +0% $414 +5% $394 +10% $374
Rent -10% $326 -5% $370 +0% $414 +5% $458 +10% $502
Rate -1.0pp $449 -0.5pp $432 base $414 +0.5pp $396 +1.0pp $377

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$17,475
Closing costs
$2,097
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
7036 Garesche Ave Saint Louis, MO 2.0 1.0 864 $950 $1.10 18d 1 0.10mi
7131 Garesche Ave Saint Louis, MO 2.0 1.0 918 $1,090 $1.19 4d 1 0.14mi
7024 Idlewild Ave Saint Louis, MO 2.0 1.0 588 $995 $1.69 44d 1 0.17mi
7160 Beulah Ave Saint Louis, MO 2.0 1.0 784 $1,059 $1.35 44d 1 0.21mi
5225 Fletcher St Saint Louis, MO 3.0 2.0 918 $1,295 $1.41 24d 1 0.26mi
7030 Emma Ave Saint Louis, MO 2.0 1.0 801 $1,350 $1.69 44d 1 0.31mi
5439 Hodiamont Ave Saint Louis, MO 2.0 1.0 770 $950 $1.23 18d 1 0.38mi
5415 Hamilton Ave Unit Labs Jennings, MO 2.0 1.0 864 $1,100 $1.27 24d 1 0.40mi
5361 Wilborn Dr Saint Louis, MO 3.0 1.0 900 $1,420 $1.58 18d 1 0.43mi
5516 Fairridge Ct Saint Louis, MO 2.0 1.0 1110 $995 $0.90 24d 1 0.44mi
7218 Albright Ave Saint Louis, MO 2.0 1.0 1100 $980 $0.89 24d 1 0.54mi
7304 Albright Ave Saint Louis, MO 2.0 1.0 800 $1,100 $1.38 44d 1 0.57mi
5637 Jennings Station Rd Saint Louis, MO 3.0 1.0 1116 $895 $0.80 44d 1 0.57mi
7315 Albright Ave Saint Louis, MO 3.0 1.0 888 $1,150 $1.30 44d 1 0.60mi
5635 Hodiamont Ave Saint Louis, MO 2.0 1.0 580 $899 $1.55 21d 1 0.63mi
5615 Beldon Dr Saint Louis, MO 2.0 1.0 850 $950 $1.12 44d 1 0.64mi
6150 Sherry Ave Saint Louis, MO 2.0 1.0 1032 $896 $0.87 24d 1 0.65mi
6153 Laura Ave Saint Louis, MO 2.0 1.0 834 $1,000 $1.20 24d 1 0.65mi
7431 Esterbrook Dr Saint Louis, MO 2.0 1.0 792 $1,350 $1.70 44d 1 0.68mi
7142 Lamont Dr Saint Louis, MO 2.0 1.0 750 $1,100 $1.47 18d 1 0.72mi
5640 Sapphire Ave Saint Louis, MO 2.0 1.0 900 $1,100 $1.22 44d 1 0.74mi
5662 Wilborn Dr Saint Louis, MO 1.0 1.0 768 $850 $1.11 24d 1 0.76mi
5654 Acme Ave Saint Louis, MO 2.0 1.0 968 $325 $0.34 22d 1 0.77mi
5546 Floy Ave Saint Louis, MO 2.0 2.0 850 $1,273 $1.50 21d 1 0.78mi
7414 Pleaseway Dr Saint Louis, MO 2.0 1.0 768 $1,100 $1.43 44d 1 0.81mi
7205 Calvin Ave Saint Louis, MO 3.0 1.0 832 $750 $0.90 44d 1 0.82mi
7420 Pleaseway Dr Saint Louis, MO 2.0 1.0 952 $1,250 $1.31 22d 1 0.83mi
5721 Floy Ave Saint Louis, MO 2.0 1.0 1032 $1,120 $1.09 24d 1 0.84mi
5574 Era Ave Saint Louis, MO 3.0 1.0 850 $1,400 $1.65 12d 1 0.85mi
5741 Floy Ave Saint Louis, MO 2.0 1.0 1000 $1,100 $1.10 24d 1 0.87mi
5613 Statler Ave Saint Louis, MO 2.0 1.0 864 $1,300 $1.50 5d 1 0.88mi
5936 Theodore Ave Saint Louis, MO 3.0 2.0 1008 $1,350 $1.34 44d 1 0.88mi
5636 Statler Ave Saint Louis, MO 1.0 1.0 777 $1,200 $1.54 24d 1 0.90mi
5600 Gatesworth Ave Saint Louis, MO 2.0 1.0 672 $1,095 $1.63 5d 1 0.91mi
5756 Floy Ave Saint Louis, MO 2.0 1.0 1080 $995 $0.92 44d 1 0.91mi
7426 Calvin Ave Saint Louis, MO 2.0 1.0 1100 $1,125 $1.02 18d 1 0.94mi
8344 Eton Pl Saint Louis, MO 2.0 1.0 750 $895 $1.19 4d 1 0.97mi
8347 Eton Pl Saint Louis, MO 2.0 1.0 750 $1,075 $1.43 44d 1 0.98mi
7441 Calvin Ave Saint Louis, MO 3.0 1.0 1068 $1,350 $1.26 13d 1 0.98mi
5931 Emma Ave Saint Louis, MO 2.0 1.0 880 $1,200 $1.36 44d 1 1.01mi

Listing history 2 events

  1. 2026-06-19
    remarks 486-char remark
  2. 2026-06-19
    listed $69,900 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MO · Resets to sale price

Current annual tax
$886 · $74/mo
Projected year-2 tax
$886 · $74/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 5/10 Major 7 d/yr ≥107°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 100% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$13,420
− Mortgage interest
−$3,915
− Property taxes
−$886
− Insurance
−$350
− Repairs & maintenance
−$1,074
− Management
−$1,074
− Depreciation
−$2,033
Taxable income
$4,088
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$981
After-tax cash flow
$3,986/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Jennings
NCES district ID
2916290
Math proficiency
8% ▼ -16.00%
Reading proficiency
20% ▼ -4.00%
Median HH income
$30,595
Composite
11.04/100
National rank
#9739
State rank
#315 of 324 in MO

Livability — Jennings

Score
67/100
State rank
#208
US rank
#10499

Category grades

Amenities F Commute A- Cost of living A+ Crime F Employment F Housing A- Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Jennings, MO
County
Saint Louis County · 888,823 people
Metro
St. Louis, MO-IL
Population (ZIP)
40,929
Household income
$41,154
Rent vs Own
53.1% rent · 46.9% own
Severe rent burden
3085.0

Population outlook (St. Louis County) Hauer SSP2

Today (2025)
1,025,227 people
By 2030
1,028,023 · +0.3%
By 2040
1,020,940 · -0.4%
By 2050
1,007,280 · -1.8%
By 2075
987,277 · -3.7%
By 2100
921,984 · -10.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (90%)
Race & ethnicity
Black 90% White 5% Two or more races 3%
Foreign-born
1% · Canada

Political lean MEDSL · St. Louis

2024 margin
Strong D (+23.4) · D 60.8% · R 37.4% · Other 1.7%
2008→2024 swing
+3.5pp toward D · 2008: 19.9pp · 2024: 23.4pp
All cycles
2024: D+23.4 2020: D+24.0 2016: D+16.2 2012: D+13.7 2008: D+19.9

Not yet ingested

Civics

Market trends

HPI YoY
▲ 3.79%
Current HPI
420.28
Rent YoY
▲ 4.97%
Metro
St. Louis, MO-IL
State GDP YoY
▲ 1.84%
F500 in state
20

Industry mix (Fortune 500 HQ in MO)

Industry F500 HQs Revenue

Price history

+249.5% since first listed
8 events — show timeline
  • 2026-06-18 Listed $69,900 MARIS as Distributed by MLS Grid
  • 2020-02-11 Sold (Public Records) $20,086 Public Records
  • 2014-02-26 Sold (Public Records) $1,150,000 Public Records
  • 2007-11-14 Sold (Public Records) $15,000 Public Records
  • 2003-09-30 Sold (Public Records) $22,950 Public Records
  • 1999-09-09 Sold (Public Records) $20,000 Public Records
  • 1995-12-04 Sold (Public Records) Public Records
  • 1964-01-15 Sold (Public Records) Public Records

Property tax history

-0.1%/yr

Latest (2022): $886 · +1.5% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…