2058 NW 52nd St · Boca Raton, FL 33496

$650,000

3 bd · 2.5 ba · 1,842 sqft · Townhouse public records · 15 Days on market

Built 1988 Est $578k · 12% over $600/mo HOA · 8% of rent

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Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +22.9/30.0
• Appreciation +10.0/10.0
• DSCR +7.3/10.0
• 1% rule +6.4/10.0
• Schools +4.3/10.0
• Livability +3.9/5.0
• Rent growth +3.1/5.0
• Condition / age +2.5/5.0
• ARV discount +1.9/15.0

Listing remarks MLS

Seller Financing Available. Beautiful upscale 2 story pool home. The gourmet kitchen boasts newer cabinets and granite countertops and newer stainless steel appliances. Light and airy family room and living room overlooking the lovely landscaped pool area. The half bath on the first floor has been totally remodeled. Porcelain tile floors on 2nd story with 3 nice size bedrooms. The master bathroom has been remodeled. Hurricane Accordion shutters and 2 car garage. Membership is mandatory, and the country club amenities include 3 pools, 23-Har tru tennis courts, 2 golf courses and an updated spa and gym.

Key facts

• Fully renovated
• Landscaped backyard
• Renovated pool area

Tags

• FULLY RENOVATED
• GOURMET KITCHEN
• GRANITE COUNTERTOPS
• STAINLESS STEEL APPLIANCES
• LANDSCAPED BACKYARD
• RENOVATED POOL AREA

Property features AI

Finance

• Other: Pets allowed with limits
• HOA & community: Homeowners association with monthly fee (includes cable TV, internet, sewer, trash, common areas, recreation facility); Community amenities include pool

Exterior

• Parking: Attached 2-car garage; Driveway; Garage with door opener; 2 covered parking spaces
• Security: Gated community with guard; Security gate; Security guard; Smoke detectors
• Utilities: Public water; Public sewer; Cable available; Electricity available; Phone available; Water available
• Home design: Townhouse; One and one-half levels; Resale condition; Faces south
• Construction: Stucco construction; Tile roof; 1 story (one and one-half levels)
• Exterior features: Private in-ground pool (heated, fenced); Pergola

Interior

• Kitchen: Electric range; Refrigerator; Electric water heater
• Bedrooms: No main-level bedrooms
• Flooring: Tile flooring; Wood flooring
• Bathrooms: 3 full bathrooms; 1 bathroom on the main level
• Heating & cooling: Central electric heating; Ceiling fans
• Interior features: Cathedral ceilings; Vaulted ceiling; High ceilings; Walk-in closets
• Laundry & utility: Inside laundry room

What this means for you Summary

Snapshot

• This is a 3-bed/2.5-bath townhouse listed at $650k.

Deal economics

• At list price, monthly cash flow is $1k ($14k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($7k rent vs $650k).
• Recommended offer: $640k (1.5% below list) — sets the bar for market timing.

Location & tenants

• Location reads 77/100 on livability (#192 in FL, #3,070 nationally) — a middle-class / working-renter tenant base. Strengths: employment A+, health & safety A+, crime B+; Watch: amenities D, cost of living F.
• Palm Beach (suburban): math 46% / reading 53% proficiency, ranked #34 of 73 in FL (top 47%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Calusa Elementary School (math 83% / reading 85%, grade A+, #55 of 2,144 statewide, top 3%, 867 students, 17% FRL); Omni Middle School (math 66% / reading 66%, grade A-, #93 of 571 statewide, top 16%, 1,128 students, 29% FRL); Spanish River Community High School (math 64% / reading 74%, grade B, #63 of 667 statewide, top 10%, 2,578 students, 25% FRL) — zoned schools average 24% FRL vs 52% district-wide (28 pts lower); this property's tenant base skews higher-income than the district average.
• Zoned-school proficiency averages 73% at this address vs 50% district-wide (+24 pts) — the actual schools serving this property are materially stronger than the Palm Beach average implies; a family-tenant draw the district grade alone would hide.
• Market conditions: Rents rising (+2.3%/yr); 324 active listings in the ZIP; 34 comparable units currently listed for rent nearby; rentals at typical pace (median 18d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 3,974 units permitted in Palm Beach County in 2024 (1,012 in 5+ unit buildings).

Forward outlook

• In year one you build about $69k of equity ($4k loan paydown + $65k appreciation (10.0% local appreciation)).
• Palm Beach County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (10.0% appreciation + 2.3% rent growth), your $182k cash investment doubles in ~3 years — after that, you're playing with house money.
• By year 2, paydown + projected appreciation supports a ~$112k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 15 days — a 2% lower offer ($640k) is reasonable based on typical stale-listing flexibility.
• 8 sale attempts since 27y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $190k; list at $650k implies a 242% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $640,250 (1.5% below list)

Questions for the listing agent

1. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.14% ✓
• Cap rate: 8.40%
• Cash-on-cash: 7.53%
• DSCR: 1.33
• GRM: 7.3

CMA / ARV

• ARV (on-the-fly): $578,388
• Comps found: 1

Show comp detail 1 sale within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
5742 NW 24th Ave #501	0.73mi	3/2.0	2,040 (+11%)	1mo	$640,000	$314	45

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 2.31% rent growth · sell at horizon

5-year hold

• IRR: 29.5%
• Equity multiple: 3.32×
• Total profit: $421,855
• Equity at exit: $585,571

10-year hold

• IRR: 25.4%
• Equity multiple: 7.46×
• Total profit: $1,175,543
• Equity at exit: $1,262,807

Cash invested: $182,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 33496

• Home prices YoY: 3.5%
• Rents YoY: 2.3%
• Active inventory: 324
• Price-to-rent: 7.3×

Monthly cashflow live

• Estimated rent: $7,380 high
• Mortgage (P&I): −$3,409
• Tax from tax record: −$409 /mo · $4,906/yr
• Insurance: −$271
• HOA: −$600
• Vacancy / Maint / Mgmt: −$1,550
• Net cashflow: $1,142

Break-even live

Break-even rent $5,935

Max offer price $650,000

Occupancy floor 80%

Sensitivity live

Price	-10% $1,509	-5% $1,326	+0% $1,142	+5% $958	+10% $774
Rent	-10% $559	-5% $850	+0% $1,142	+5% $1,433	+10% $1,725
Rate	-1.0pp $1,469	-0.5pp $1,307	base $1,142	+0.5pp $973	+1.0pp $802

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $162,500
• Closing costs: $19,500
• Reserves months: —
• Total cash needed: —

Rent comps 34 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
2034 NW 52nd St Boca Raton, FL	2.0	2.5	1527	$12,000	$7.86	25d	1	0.03mi
2011 NW 53rd St Boca Raton, FL	3.0	2.5	2461	$11,000	$4.47	13d	1	0.04mi
2093 NW 52nd St Unit 2093 Boca Raton, FL	3.0	2.5	1835	$13,000	$7.08	25d	1	0.05mi
2218 NW 52nd St Boca Raton, FL	2.0	2.5	1482	$13,000	$8.77	25d	1	0.14mi
2237 NW 53rd St Boca Raton, FL	3.0	3.5	2305	$25,000	$10.85	25d	1	0.18mi
5555 N Military Trl Boca Raton, FL	2.0–3.0	2.0–3.0	1282	$5,069	$3.95	2d	21	0.20mi
5500 N Military Trl Boca Raton, FL	1.0–3.0	1.0–2.0	1053	$5,619	$5.33	0d	26	0.25mi
5025 NW 16th Way Boca Raton, FL	2.0	2.5	1354	$3,300	$2.44	4d	1	0.54mi
4872 NW 16th Ter Boca Raton, FL	3.0	2.5	2008	$4,500	$2.24	18d	1	0.54mi
1428 NW 50th Dr Boca Raton, FL	3.0	3.0	1839	$4,300	$2.34	4d	1	0.63mi
6503 N Military Trl Boca Raton, FL	1.0–2.0	1.0–2.0	1155	$3,211	$2.78	0d	51	0.64mi
5801 NW 24th Ave #1001 Boca Raton, FL	3.0	2.5	1957	$13,000	$6.64	17d	1	0.81mi
5400 Broken Sound Blvd NW Boca Raton, FL	1.0–3.0	1.0–2.0	1330	$6,902	$5.19	0d	12	0.82mi
2431 NW 59th St #404 Boca Raton, FL	3.0	2.5	1957	$10,000	$5.11	25d	1	0.85mi
5500 Broken Sound Blvd NW Boca Raton, FL	1.0–3.0	1.0–3.0	1258	$4,688	$3.73	0d	26	0.91mi
3210 NW 23rd Ter Boca Raton, FL	3.0	2.0	1742	$6,300	$3.62	25d	1	1.06mi
850 Broken Sound Pkwy NW Boca Raton, FL	3.0	1.0–2.0	1318	$5,195	$3.94	2d	1	1.08mi
2464 NW 66th Dr Boca Raton, FL	3.0	3.5	2568	$10,000	$3.89	25d	1	1.15mi
2411 NW 31st St Boca Raton, FL	3.0	2.0	1777	$5,800	$3.26	25d	1	1.18mi
2485 NW 66th Dr Boca Raton, FL	3.0	2.5	2472	$9,500	$3.84	25d	1	1.23mi
2485 NW 66th Dr Boca Raton, FL	3.0	2.5	2472	$9,500	$3.84	11d	1	1.23mi
2683 NW 45th St Boca Raton, FL	4.0	2.5	2371	$6,750	$2.85	5d	1	1.24mi
4695 Brandywine Dr Boca Raton, FL	3.0	3.0	1974	$4,750	$2.41	25d	1	1.25mi
3509 NW 25th Way Boca Raton, FL	3.0	2.0	1427	$5,200	$3.64	25d	1	1.26mi
2771 NW 49th St Boca Raton, FL	4.0	3.0	2596	$6,195	$2.39	18d	1	1.28mi
2598 NW 36th St Boca Raton, FL	3.0	2.0	1800	$4,900	$2.72	25d	1	1.29mi
5205 Congress Ave Boca Raton, FL	1.0–3.0	1.0–2.0	1078	$4,820	$4.47	0d	17	1.30mi
3289 NW 25th Way Unit 3289 Boca Raton, FL	3.0	2.0	1622	$4,500	$2.77	17d	1	1.32mi
3289 NW 25th Way Boca Raton, FL	3.0	2.0	1622	$4,500	$2.77	25d	1	1.32mi
3509 NW 26th Ct Boca Raton, FL	3.0	3.0	1804	$5,100	$2.83	18d	1	1.38mi
789 W Yamato Rd Boca Raton, FL	1.0–3.0	1.0–2.0	1033	$4,341	$4.20	0d	24	1.39mi
17768 Maplewood Dr Boca Raton, FL	4.0	2.0	2123	$5,200	$2.45	22d	1	1.40mi
3068 NW 25th Way Boca Raton, FL	4.0	2.5	1695	$5,200	$3.07	8d	1	1.42mi
3048 NW 25th Way Boca Raton, FL	4.0	2.0	2000	$4,300	$2.15	11d	1	1.42mi

HOA detail

• Monthly dues: $600 · $7,200/yr
• Likely covers: poolgym

Listing history 24 events

1. 2026-05-14
   listed $650,000 Active
2. 2021-04-30
   soldstatus $190,000 Closed 608-char remark

   Show marketing remark (608 chars)

   Seller Financing Available. Beautiful upscale 2 story pool home. The gourmet kitchen boasts newer cabinets and granite countertops and newer stainless steel appliances. Light and airy family room and living room overlooking the lovely landscaped pool area. The half bath on the first floor has been totally remodeled. Porcelain tile floors on 2nd story with 3 nice size bedrooms. The master bathroom has been remodeled. Hurricane Accordion shutters and 2 car garage. Membership is mandatory, and the country club amenities include 3 pools, 23-Har tru tennis courts, 2 golf courses and an updated spa and gym.

3. 2021-03-30
   status Pending 608-char remark

   Show marketing remark (608 chars)

   Seller Financing Available. Beautiful upscale 2 story pool home. The gourmet kitchen boasts newer cabinets and granite countertops and newer stainless steel appliances. Light and airy family room and living room overlooking the lovely landscaped pool area. The half bath on the first floor has been totally remodeled. Porcelain tile floors on 2nd story with 3 nice size bedrooms. The master bathroom has been remodeled. Hurricane Accordion shutters and 2 car garage. Membership is mandatory, and the country club amenities include 3 pools, 23-Har tru tennis courts, 2 golf courses and an updated spa and gym.

4. 2021-03-15
   historical Contingent 608-char remark

   Show marketing remark (608 chars)

   Seller Financing Available. Beautiful upscale 2 story pool home. The gourmet kitchen boasts newer cabinets and granite countertops and newer stainless steel appliances. Light and airy family room and living room overlooking the lovely landscaped pool area. The half bath on the first floor has been totally remodeled. Porcelain tile floors on 2nd story with 3 nice size bedrooms. The master bathroom has been remodeled. Hurricane Accordion shutters and 2 car garage. Membership is mandatory, and the country club amenities include 3 pools, 23-Har tru tennis courts, 2 golf courses and an updated spa and gym.

5. 2021-01-15
   price $210,000 608-char remark

   Show marketing remark (608 chars)

   Seller Financing Available. Beautiful upscale 2 story pool home. The gourmet kitchen boasts newer cabinets and granite countertops and newer stainless steel appliances. Light and airy family room and living room overlooking the lovely landscaped pool area. The half bath on the first floor has been totally remodeled. Porcelain tile floors on 2nd story with 3 nice size bedrooms. The master bathroom has been remodeled. Hurricane Accordion shutters and 2 car garage. Membership is mandatory, and the country club amenities include 3 pools, 23-Har tru tennis courts, 2 golf courses and an updated spa and gym.

6. 2020-07-24
   listed $219,000 Active 608-char remark

   Show marketing remark (608 chars)

   Seller Financing Available. Beautiful upscale 2 story pool home. The gourmet kitchen boasts newer cabinets and granite countertops and newer stainless steel appliances. Light and airy family room and living room overlooking the lovely landscaped pool area. The half bath on the first floor has been totally remodeled. Porcelain tile floors on 2nd story with 3 nice size bedrooms. The master bathroom has been remodeled. Hurricane Accordion shutters and 2 car garage. Membership is mandatory, and the country club amenities include 3 pools, 23-Har tru tennis courts, 2 golf courses and an updated spa and gym.

7. 2017-09-11
   historical
8. 2017-03-10
   price $224,900
9. 2017-01-30
   price $249,000
10. 2016-09-06
    historical
11. 2016-09-06
    historical
12. 2016-09-06
    listed $259,000 Active
13. 2016-09-06
    listed $259,000 Active
14. 2016-09-06
    listed $259,000 Active
15. 2013-09-22
    historical
16. 2012-10-01
    historical
17. 2012-04-01
    listed $199,999
18. 2001-01-22
    soldstatus $212,000
19. 2001-01-12
    soldstatus $212,000
20. 2000-11-15
    historical
21. 2000-07-02
    listed $216,000
22. 1999-01-04
    listed $199,900
23. 1996-07-29
    soldstatus $200,000
24. 1993-11-15
    soldstatus $233,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $4,906 · $409/mo
• Projected year-2 tax: $5,395 · $450/mo
• Expected delta: +$489/yr (+$41/mo · 10.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 9/10 Extreme 7 d/yr ≥106°F today · 25 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $88,555
• − Mortgage interest: −$36,410
• − Property taxes: −$4,906
• − Insurance: −$3,250
• − Repairs & maintenance: −$7,084
• − Management: −$7,084
• − HOA: −$7,200
• − Depreciation: −$18,909
• Taxable income: $3,711
• Est. tax owed @ 24.0%: −$891
• After-tax cash flow: $12,808/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Palm Beach
• NCES district ID: 1201500
• Math proficiency: 46% ▼ -16.00%
• Reading proficiency: 53% ▼ -4.00%
• Median HH income: $53,943
• Composite: 42.72/100
• National rank: #3160
• State rank: #34 of 73 in FL

Livability — Boca Raton

• Score: 77/100
• State rank: #192
• US rank: #3070

Category grades

Amenities D Commute B Cost of living F Crime B+ Employment A+ Housing B+ Health & safety A+ User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Boca Raton, FL
• County: Palm Beach County · 1,438,312 people
• City population: 250,102
• Metro: Miami-Fort Lauderdale-Pompano Beach, FL
• Population (ZIP): 26,579
• Household income: $114,885
• Rent vs Own: 16.5% rent · 83.5% own
• Severe rent burden: 464.0

Population outlook (Palm Beach County) Hauer SSP2

• Today (2025): 1,637,487 people
• By 2030: 1,743,255 · +6.5%
• By 2040: 1,948,712 · +19.0%
• By 2050: 2,132,979 · +30.3%
• By 2075: 2,530,027 · +54.5%
• By 2100: 2,706,979 · +65.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (79%)
• Race & ethnicity: White 79% Hispanic / Latino 11% Two or more races 8% Asian 5% Black 2%
• Hispanic origin (detail): Puerto Rican 3%
• Common ancestry: Scotch-Irish 13% Romanian 9% Italian 3%
• Foreign-born: 24% · Canada, Jamaica, Dominican Republic
• Languages at home: 75% English-only · Spanish 9% Other Indo-European 5% Russian/Polish/Slavic 4%

Political lean MEDSL · Palm Beach

• 2024 margin: Toss-up / Even · D 50.0% · R 49.2%
• 2008→2024 swing: -22.1pp toward R · 2008: 22.9pp · 2024: 0.8pp
• All cycles: 2024: D+0.8 2020: D+12.8 2016: D+15.3 2012: D+17.0 2008: D+22.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 10.48%
• Current HPI: 313.9058
• Rent YoY: ▲ 2.31%
• Metro: Miami-Fort Lauderdale-Pompano Beach, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+179.0% since first listed

24 events — show timeline

• 2026-05-14 Listed $650,000 Beaches MLS
• 2021-04-30 Sold (MLS) $190,000 Beaches MLS
• 2021-03-30 Pending — Beaches MLS
• 2021-03-15 Contingent — Beaches MLS
• 2021-01-15 Price Changed $210,000 Beaches MLS
• 2020-07-24 Listed $219,000 Beaches MLS
• 2017-09-11 Listing Removed — Beaches MLS
• 2017-03-10 Price Changed $224,900 Beaches MLS
• 2017-01-30 Price Changed $249,000 Beaches MLS
• 2016-09-06 Listing Removed — Beaches MLS
• 2016-09-06 Listing Removed — Beaches MLS
• 2016-09-06 Listed $259,000 Beaches MLS
• 2016-09-06 Listed $259,000 Beaches MLS
• 2016-09-06 Listed $259,000 Beaches MLS
• 2013-09-22 Listing Removed — Beaches MLS
• 2012-10-01 Listing Removed — Beaches MLS
• 2012-04-01 Listed $199,999 Beaches MLS
• 2001-01-22 Sold (Public Records) $212,000 Public Records
• 2001-01-12 Sold (MLS) $212,000 Beaches MLS
• 2000-11-15 Listing Removed — Beaches MLS
• 2000-07-02 Listed $216,000 Beaches MLS
• 1999-01-04 Listed $199,900 Beaches MLS
• 1996-07-29 Sold (Public Records) $200,000 Public Records
• 1993-11-15 Sold (Public Records) $233,000 Public Records

Property tax history

+6.4%/yr

Latest (2025): $4,906 · +1.2% YoY. Source: county tax records.