133 Moses Rd · Prattville, AL 36067

$241,300

3 bd · 2.0 ba · 1,475 sqft · SingleFamily · 57 Days on market

Built 2026 Good condition 0.45 ac lot Est $252k · at est. $10/mo HOA

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +12.0/30.0
• ARV discount +9.4/15.0
• Condition / age +4.0/5.0
• Rent growth +3.9/5.0
• Livability +3.8/5.0
• DSCR +3.6/10.0
• 1% rule +3.5/10.0
• Schools +3.2/10.0
• Appreciation +0.0/10.0

Listing remarks

The Charlotte floor plan unfolds beautifully from the second you step into the foyer and notice the modern open concept space that include a dining area, and a generously sized living room where your eye is drawn to the tiled woodburning fireplace with a lovely wraparound mantel. As you walk through the Charlotte floor plan you will notice that the owner’s suite is a retreat that is tucked away from the two other bedrooms and offers a place to unwind with a soaking tub, dual vanities, and a walk-in closet large enough for those with a passion for fashion. There is ample room to move around in this updated, open galley style, eat in kitchen! Whether you’re a home chef or prefer t

Key facts

• Open concept space
• Dual vanities
• Soaking tub

Tags

• OPEN CONCEPT SPACE
• TILED WOODBURNING FIREPLACE
• SOAKING TUB
• DUAL VANITIES
• WALK-IN CLOSET
• ENERGY STAR APPLIANCES

Property features AI

Finance

• HOA & community: Homeowners association with annual fee of $119

Exterior

• Parking: Attached garage with 2 spaces
• Security: Fire alarm
• Utilities: Electricity available; High-speed internet available; Public water; Public sewer
• Home design: Single-story home; New construction (under construction); Builder model: charlotte
• Construction: Brick and vinyl siding with foam insulation; Slab foundation; Built by Goodwyn Building Co. Inc.
• Exterior features: Patio; City lot in a subdivision

Interior

• Kitchen: Dishwasher; Electric range; Self-cleaning oven; Microwave; Disposal; Plumbed for ice maker; Kitchen island; Breakfast bar
• Bedrooms: Bedrooms located on the first floor
• Flooring: Carpet; Plank; Tile; Vinyl
• Bathrooms: Two full bathrooms; Double vanity; Separate shower; Garden/Roman tub
• Heating & cooling: Heat pump; Central electric air conditioning
• Interior features: Tray ceilings; Double vanity; Garden/Roman tub; High ceilings; Linen closet; Pull-down attic stairs; Separate shower; Walk-in closets; Window treatments; Breakfast bar; Kitchen island; Programmable thermostat; Blinds; Double-pane windows; Insulated doors
• Laundry & utility: Washer hookup; Dryer hookup; Electric water heater

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $241k. Condition is rated good.

Deal economics

• At list price, monthly cash flow is $-57 ($-680/yr) — negative.
• To cash-flow at today's rent, offer at most $233k (3.4% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $205k (15.0% below list).
• Recommended offer: $205k (15.0% below list) — sets the bar for 1% rule.
• Cap rate 6.0% vs local median 4.2% in Prattville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 76/100 on livability (#11 in AL, #3,273 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, employment B+; Watch: amenities D, commute F.
• Autauga County (rural): math 23% / reading 50% proficiency, ranked #34 of 129 in AL (top 26%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Prattville Primary School (714 students, 58% FRL); Prattville Junior High School (math 23% / reading 57%, grade F, #59 of 257 statewide, top 23%, 1,031 students, 56% FRL); Prattville High School (math 32% / reading 41%, grade F, #42 of 305 statewide, top 13%, 1,929 students, 48% FRL) — zoned schools average 54% FRL vs 39% district-wide (15 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Market conditions: Rents rising fast (+5.8%/yr); 133 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 221 units permitted in Autauga County in 2024 (0 in 5+ unit buildings).
• This rent runs 38% of the median local income ($66k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
• Autauga County population projected to shrink 5% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

• It's been on market 57 days — a 3% lower offer ($234k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 6→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $205,180 (15.0% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 57 days. Have you received any prior offers? Is the seller open to a 15% concession, seller financing, or rate buy-down credit?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.85% ✗
• Cap rate: 6.01%
• Cash-on-cash: -1.01%
• DSCR: 0.96
• GRM: 9.8

CMA / ARV

• ARV (on-the-fly): $252,225
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
133 Moses Rd	0.00mi	3/2.0	1,475 (0%)	0mo	$241,300	$164	100
2024 Dawson's Mill Ln	0.03mi	3/2.0	1,490 (+1%)	1mo	$254,975	$171	96
2014 Dawson's Mill Ln	0.05mi	3/2.0	1,490 (+1%)	1mo	$252,600	$170	96
2028 Dawson's Mill Ln	0.05mi	3/2.0	1,490 (+1%)	2mo	$255,850	$172	95
2011 Dawson's Mill Ln	0.07mi	3/2.0	1,490 (+1%)	2mo	$258,438	$173	93
2020 Dawson's Mill Ln	0.02mi	3/2.0	1,395 (-5%)	2mo	$235,900	$169	89
2012 Dawson's Mill Ln	0.05mi	3/2.0	1,402 (-5%)	1mo	$256,675	$183	89
2016 Dawson's Mill Ln	0.04mi	3/2.0	1,395 (-5%)	1mo	$240,500	$172	88
127 Dawson's Mill Dr	0.16mi	3/2.0	1,402 (-5%)	1mo	$255,000	$182	84
2018 Dawson's Mill Ln	0.03mi	4/2.0 (+1)	1,575 (+7%)	1mo	$268,200	$170	82
2022 Dawson's Mill Ln	0.02mi	4/2.0 (+1)	1,671 (+13%)	2mo	$269,625	$161	70
1011 Dawson's Mill Blvd	0.24mi	4/2.0 (+1)	1,671 (+13%)	1mo	$260,000	$156	61

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 5.78% rent growth · sell at horizon

5-year hold

• IRR: -14.9%
• Equity multiple: 0.46×
• Total profit: $-36,773
• Equity at exit: $35,979

10-year hold

• IRR: -2.1%
• Equity multiple: 0.84×
• Total profit: $-10,891
• Equity at exit: $20,863

Cash invested: $67,564 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Alabama: 90 Strongly Landlord-Friendly · R+15
• County: — inherits STATE
• City: — inherits STATE

Right-to-evict in 7 days for non-payment; no rent control; preempted statewide; courts move quickly.

Methodology + full state rankings →

ZIP-level market 36067

• Home prices YoY: -12.4%
• Rents YoY: 5.8%
• Active inventory: 133
• Price-to-rent: 9.8×

Monthly cashflow live

• Estimated rent: $2,052 medium
• Mortgage (P&I): −$1,265
• Tax est. 1.5%: −$302 /mo · $3,620/yr
• Insurance: −$101
• HOA: −$10
• Vacancy / Maint / Mgmt: −$431
• Net cashflow: $-57

Break-even live

Break-even rent $2,124

Max offer price $233,103

Occupancy floor 98%

Sensitivity live

Price	-10% $110	-5% $27	+0% $-57	+5% $-140	+10% $-223
Rent	-10% $-219	-5% $-138	+0% $-57	+5% $24	+10% $105
Rate	-1.0pp $65	-0.5pp $5	base $-57	+0.5pp $-119	+1.0pp $-183

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $60,325
• Closing costs: $7,239
• Reserves months: —
• Total cash needed: —

Rent comps 2 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
2026 Dawsons Mill Ln Prattville, AL	3.0	2.0	1395	$1,850	$1.33	45d	1	0.05mi
732 Mimosa Rd Prattville, AL	4.0	2.0	1795	$1,731	$0.96	15d	1	1.36mi

HOA detail

• Monthly dues: $10 · $120/yr

Listing history 3 events

1. 2026-06-07
   days on market $241,300 Pending 57 DOM
2. 2026-04-16
   historical Contingent
3. 2026-04-03
   listed $241,300 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 5/10 Major
• 🌡 Heat 7/10 Severe 6 d/yr ≥107°F today · 18 d/yr by 30 yrs out
• 💨 Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $24,622
• − Mortgage interest: −$13,517
• − Property taxes: −$3,620
• − Insurance: −$1,206
• − Repairs & maintenance: −$1,970
• − Management: −$1,970
• − HOA: −$120
• − Depreciation: −$7,020
• Taxable loss: −$4,800
• Est. tax savings @ 24.0%: +$1,152
• After-tax cash flow: $472/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 8 photos

Good 80/100 Cosmetic rehab

This home presents as move-in ready with a good condition score and minimal repairs needed. It offers a good investment opportunity with potential for both resale and rental value through minor updates and improvements.

Value-add opportunities

• Both Painting the exterior brick — Fresh paint can enhance curb appeal and property value.
• Both Landscaping improvements — Enhanced landscaping can increase both resale and rental value.
• Both Adding smart home features — Modern technology can increase both resale and rental appeal.
• Both Upgrading the kitchen appliances — Modern appliances can increase both resale and rental value.
• Both Adding a smart thermostat — Energy-efficient systems can increase both resale and rental value.

Renovation cost estimate screening

Value-add ROI direction

• Both Painting the exterior brick — Fresh paint can enhance curb appeal and property value. ↑
• Both Landscaping improvements — Enhanced landscaping can increase both resale and rental value. ↑
• Both Adding smart home features — Modern technology can increase both resale and rental appeal. ↑
• Both Upgrading the kitchen appliances — Modern appliances can increase both resale and rental value. ↑
• Both Adding a smart thermostat — Energy-efficient systems can increase both resale and rental value. ↑

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

• District: Autauga County
• NCES district ID: 0100240
• Math proficiency: 23% ▼ -31.00%
• Reading proficiency: 50% ▼ -5.00%
• Median HH income: $52,974
• Composite: 31.77/100
• National rank: #5892
• State rank: #34 of 129 in AL

Livability — Prattville

• Score: 76/100
• State rank: #11
• US rank: #3273

Category grades

Amenities D Commute F Cost of living A+ Crime B- Employment B+ Housing A+ Health & safety B+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Prattville, AL
• County: Autauga County · 50,925 people
• City population: 50,925
• Metro: Montgomery, AL
• Population (ZIP): 28,293
• Household income: $65,593
• Rent vs Own: 23.0% rent · 77.0% own
• Severe rent burden: 389.0

Population outlook (Autauga County) Hauer SSP2

• Today (2025): 55,958 people
• By 2030: 55,810 · -0.3%
• By 2040: 54,892 · -1.9%
• By 2050: 53,062 · -5.2%
• By 2075: 49,425 · -11.7%
• By 2100: 45,110 · -19.4%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (72%)
• Race & ethnicity: White 72% Black 20% Two or more races 5% Hispanic / Latino 4%
• Common ancestry: Slovak 3% Lithuanian 2% Italian 2%
• Foreign-born: 1% · Canada
• Languages at home: 98% English-only · Spanish 2%

Political lean MEDSL · Autauga

• 2024 margin: Solid R (+46.3) · D 26.4% · R 72.7%
• 2008→2024 swing: +1.6pp toward D · 2008: -47.8pp · 2024: -46.3pp
• All cycles: 2024: R+46.3 2020: R+44.4 2016: R+49.5 2012: R+46.0 2008: R+47.8

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -29.98%
• Current HPI: 211.1676
• Rent YoY: ▲ 5.78%
• Metro: Montgomery, AL
• State GDP YoY: ▲ 2.94%
• F500 in state: 4

Industry mix (Fortune 500 HQ in AL)

Industry	F500 HQs	Revenue
▸Financial Services	1	$8B
▸Healthcare	1	$5B

Price history

2 events — show timeline

• 2026-04-16 Contingent — MAAR
• 2026-04-03 Listed $241,300 MAAR