3111 Scotch Moss Ln · La Porte, TX 77571

$214,999

4 bd · 2.5 ba · 1,480 sqft · SingleFamily public records · 36 Days on market

Built 1976 6,242 sqft lot $145/sqft · 7% below area Est $231k · 7% under $4/mo HOA

---

Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +18.2/30.0
• ARV discount +10.5/15.0
• 1% rule +5.7/10.0
• DSCR +5.7/10.0
• Schools +3.9/10.0
• Livability +3.5/5.0
• Rent growth +3.2/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks

Welcome to 3111 Scotch Moss Ln, a 4-bedroom, 2-bath home featuring stylish updates and major improvements for comfort and long-term value. Inside, you’ll find a bright, refreshed interior with light brown vinyl flooring and a clean, modern feel throughout. The kitchen stands out with white shaker cabinets, black hardware finishes, and stainless steel appliances, creating a timeless and functional space for everyday living. Both bathrooms have been updated with modern finishes, adding a polished touch to the home. Key upgrades include a brand-new HVAC system and a newer roof, providing added confidence and efficiency for future homeowners. The spacious layout allows flexibility for fam

Key facts

• Updated bathrooms
• 6,242 sq ft lot
• 2 garage spots

Tags

• BRIGHT REFRESHED INTERIOR
• WHITE SHAKER CABINETS
• BLACK HARDWARE FINISHES
• STAINLESS STEEL APPLIANCES
• UPDATED BATHROOMS
• BRAND NEW HVAC SYSTEM

Property features AI

Finance

• Other: Lease not considered
• HOA & community: BrookGlen Community association; Annual association fee of $50

Exterior

• Parking: Attached garage with 2 parking spaces
• Utilities: Public water; Public sewer
• Home design: Residential property; Built in 1976; Slab foundation; Composition roof
• Construction: Brick construction
• Exterior features: Deck; Patio; Fully fenced yard with backyard fence; Private yard; Located in a subdivision

Interior

• Kitchen: Dishwasher; Refrigerator
• Bedrooms: Space for up to 4 bedrooms
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating (gas); Central electric air conditioning
• Interior features: Quartz counters; Ceiling fans; One fireplace; Seven total rooms
• Laundry & utility: Washer hookup; Gas dryer hookup

What this means for you Summary

Snapshot

• This is a 4-bed/2.5-bath single-family listed at $215k.

Deal economics

• At list price, monthly cash flow is $194 ($2k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $215k).
• Recommended offer: $209k (3.0% below list) — sets the bar for market timing.
• Cap rate 7.4% vs local median 3.4% in La Porte — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 70/100 on livability (#360 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime A-; Watch: amenities F, commute F, health & safety F.
• La Porte ISD (suburban): math 41% / reading 44% proficiency, ranked #260 of 826 in TX (top 32%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: College Park El (math 52% / reading 52%, grade C-, #742 of 4,322 statewide, top 19%, 437 students, 72% FRL); La Porte H S (math 24% / reading 46%, grade F, #954 of 1,632 statewide, top 59%, 2,069 students, 51% FRL) — zoned schools average 61% FRL vs 44% district-wide (17 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Market conditions: Rents rising (+2.8%/yr); 337 active listings in the ZIP; 5 comparable units currently listed for rent nearby; rentals leasing fast (median 5d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 29,883 units permitted in Harris County in 2024 (8,621 in 5+ unit buildings).
• This rent runs 34% of the median local income ($82k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
• Harris County population projected at +47% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 36 days — a 3% lower offer ($209k) is reasonable based on typical stale-listing flexibility.
• 6 sale attempts since 24y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $208,549 (3.0% below list)

Questions for the listing agent

1. It's been on market 36 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. Built in 1976 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.07% ✓
• Cap rate: 7.38%
• Cash-on-cash: 3.87%
• DSCR: 1.17
• GRM: 7.8

CMA / ARV

• ARV (median comp): $230,603
• List price: $214,999
• Delta: -6.77%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
730 Columbia Ln	0.49mi	3/2.0 (-1)	1,493 (+1%)	3mo	$235,000	$157	66
1125 E Lambuth Ln	0.43mi	3/2.0 (-1)	1,560 (+5%)	1mo	$245,000	$157	63
1109 E Columbia Ln	0.34mi	4/2.5	1,660 (+12%)	2mo	$265,000	$160	62
1209 E Lambuth Ln	0.41mi	3/2.0 (-1)	1,570 (+6%)	4mo	$249,000	$159	60
8514 Ashwyne Ln	0.27mi	3/2.0 (-1)	1,296 (-12%)	4mo	$219,000	$169	57
4710 Meadow Way Dr	0.42mi	3/2.0 (-1)	1,358 (-8%)	4mo	$260,000	$191	56
1214 E Rutgers Ln	0.39mi	3/1.5 (-1)	1,630 (+10%)	4mo	$215,000	$132	53
4522 E Meadow Dr	0.51mi	3/2.0 (-1)	1,621 (+10%)	4mo	$280,000	$173	50
3503 Somerton Dr	0.47mi	3/2.0 (-1)	1,664 (+12%)	0mo	$275,000	$165	50
3302 Gladwyne Ln	0.44mi	3/2.0 (-1)	1,290 (-13%)	2mo	$240,000	$186	50
1706 Zeppelin Cir	0.68mi	3/2.0 (-1)	1,599 (+8%)	4mo	$299,900	$188	45
406 Boone Ct	0.67mi	3/2.0 (-1)	1,651 (+12%)	4mo	$295,000	$179	39

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.81% rent growth · sell at horizon

5-year hold

• IRR: -10.4%
• Equity multiple: 0.62×
• Total profit: $-22,798
• Equity at exit: $32,057

10-year hold

• IRR: -1.3%
• Equity multiple: 0.91×
• Total profit: $-5,237
• Equity at exit: $18,589

Cash invested: $60,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Texas: 87 Strongly Landlord-Friendly · R+5
• County: — inherits STATE
• City: — inherits STATE

3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

Methodology + full state rankings →

ZIP-level market 77571

• Home prices YoY: -28.9%
• Rents YoY: 2.8%
• Active inventory: 337
• Price-to-rent: 7.8×

Monthly cashflow live

• Estimated rent: $2,310 high
• Mortgage (P&I): −$1,127
• Tax from tax record: −$410 /mo · $4,922/yr
• Insurance: −$90
• HOA: −$4
• Vacancy / Maint / Mgmt: −$485
• Net cashflow: $194

Break-even live

Break-even rent $2,065

Max offer price $214,999

Occupancy floor 87%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $53,750
• Closing costs: $6,450
• Reserves months: —
• Total cash needed: —

Rent comps 5 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
8406 Beechaven Rd Unit NA La Porte, TX	4.0	2.0	1822	$2,300	$1.26	5d	1	0.07mi
8406 Beechaven Rd La Porte, TX	4.0	2.0	1822	$2,300	$1.26	1d	1	0.07mi
7878 Spencer Hwy Unit 7911 Pasadena, TX	3.0	2.0	1200	$1,382	$1.15	2d	1	0.52mi
722 E Brown Ln Deer Park, TX	3.0	2.0	1349	$1,844	$1.37	24d	1	0.66mi
7201 Spencer Hwy Pasadena, TX	1.0–3.0	1.0–2.0	925	$1,600	$1.73	43d	18	1.18mi

HOA detail

• Monthly dues: $4 · $48/yr

Listing history 29 events

1. 2026-06-09
   days on market $214,999 Pending 36 DOM
2. 2026-06-08
   days on market $214,999 Pending 35 DOM
3. 2026-06-07
   days on market $214,999 Pending 34 DOM
4. 2026-06-04
   days on market $214,999 Pending 31 DOM
5. 2026-06-03
   days on market $214,999 Pending 30 DOM
6. 2026-06-02
   days on market $214,999 Pending 29 DOM
7. 2026-06-01
   days on market $214,999 Pending 28 DOM
8. 2026-05-31
   days on market $214,999 Pending 27 DOM
9. 2026-05-16
   price $214,999 901-char remark
10. 2026-05-10
    price $219,900 901-char remark
11. 2026-05-04
    listed $224,900 Active 901-char remark
12. 2026-05-04
    historical
13. 2026-04-28
    price $227,900
14. 2026-04-23
    price $229,900
15. 2026-04-16
    price $232,900
16. 2026-04-01
    listed $234,900 Active
17. 2026-04-01
    historical
18. 2026-03-29
    price $237,900
19. 2026-03-29
    status Active
20. 2026-03-28
    status Active
21. 2026-03-28
    historical
22. 2026-03-28
    historical
23. 2026-03-20
    listed $239,900 Active
24. 2025-11-05
    soldstatus
25. 2025-11-05
    soldstatus
26. 2002-09-13
    historical
27. 2002-05-29
    listed $89,900
28. 2001-10-22
    soldstatus
29. 1988-01-02
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

• Current annual tax: $4,922 · $410/mo
• Projected year-2 tax: $4,922 · $410/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 9/10 Extreme 7 d/yr ≥108°F today · 23 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $27,725
• − Mortgage interest: −$12,043
• − Property taxes: −$4,922
• − Insurance: −$1,075
• − Repairs & maintenance: −$2,218
• − Management: −$2,218
• − HOA: −$48
• − Depreciation: −$6,255
• Taxable loss: −$1,053
• Est. tax savings @ 24.0%: +$253
• After-tax cash flow: $2,581/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: La Porte ISD
• NCES district ID: 4826190
• Math proficiency: 41% ▼ -10.00%
• Reading proficiency: 44% ▼ -4.00%
• Median HH income: $71,841
• Composite: 38.65/100
• National rank: #4151
• State rank: #260 of 826 in TX

Livability — La Porte

• Score: 70/100
• State rank: #360
• US rank: #7754

Category grades

Amenities F Commute F Cost of living A+ Crime A- Employment B Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: La Porte, TX
• County: Harris County · 4,702,590 people
• City population: 38,543
• Metro: Houston-The Woodlands-Sugar Land, TX
• Population (ZIP): 38,543
• Household income: $81,850
• Rent vs Own: 27.9% rent · 72.1% own
• Severe rent burden: 1176.0

Population outlook (Harris County) Hauer SSP2

• Today (2025): 5,571,493 people
• By 2030: 6,089,821 · +9.3%
• By 2040: 7,142,806 · +28.2%
• By 2050: 8,185,864 · +46.9%
• By 2075: 10,574,329 · +89.8%
• By 2100: 12,109,958 · +117.4%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.60)
• Race & ethnicity: White 51% Hispanic / Latino 36% Two or more races 20% Black 8% Asian 1%
• Hispanic origin (detail): Mexican 31%
• Common ancestry: Italian 4% Lithuanian 3% Iranian 1%
• Foreign-born: 10% · Canada, Vietnam
• Languages at home: 77% English-only · Spanish 21% Other Indo-European 1%

Political lean MEDSL · Harris

• 2024 margin: Lean D (+5.5) · D 52.0% · R 46.4% · Other 1.6%
• 2008→2024 swing: +3.9pp toward D · 2008: 1.6pp · 2024: 5.5pp
• All cycles: 2024: D+5.5 2020: D+13.3 2016: D+12.4 2012: D+0.1 2008: D+1.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -103.81%
• Current HPI: 255.0768
• Rent YoY: ▲ 2.81%
• Metro: Houston-The Woodlands-Sugar Land, TX
• State GDP YoY: ▲ 3.95%
• F500 in state: 110

Industry mix (Fortune 500 HQ in TX)

Industry	F500 HQs	Revenue
▸Energy	16	$1,198B
▸Technology	5	$198B
▸Engineering / Construction	4	$72B
▸Energy Services	3	$60B
▸Utilities	3	$41B
▸Healthcare	2	$330B

Price history

+139.2% since first listed

23 events — show timeline

• 2026-06-10 Pending — HARMLS
• 2026-05-28 Pending — HARMLS
• 2026-05-16 Price Changed $214,999 HARMLS
• 2026-05-10 Price Changed $219,900 HARMLS
• 2026-05-04 Listing Removed — HARMLS
• 2026-05-04 Listed $224,900 HARMLS
• 2026-04-28 Price Changed $227,900 HARMLS
• 2026-04-23 Price Changed $229,900 HARMLS
• 2026-04-16 Price Changed $232,900 HARMLS
• 2026-04-01 Listing Removed — HARMLS
• 2026-04-01 Listed $234,900 HARMLS
• 2026-03-29 Price Changed $237,900 HARMLS
• 2026-03-29 Relisted — HARMLS
• 2026-03-28 Relisted — HARMLS
• 2026-03-28 Listing Removed — HARMLS
• 2026-03-28 Listing Removed — HARMLS
• 2026-03-20 Listed $239,900 HARMLS
• 2025-11-05 Sold (Public Records) — Public Records
• 2025-11-05 Sold (Public Records) — Public Records
• 2002-09-13 Listing Removed — HARMLS
• 2002-05-29 Listed $89,900 HARMLS
• 2001-10-22 Sold (Public Records) — Public Records
• 1988-01-02 Sold (Public Records) — Public Records

Property tax history

+2.6%/yr

Latest (2025): $4,922 · +7.5% YoY. Source: county tax records.