292 Golfers Ln · McCord Bend, MO 65656

$285,000

3 bd · 3.0 ba · 1,904 sqft · Other · 234 Days on market

Built 1987 0.52 ac lot $150/sqft · 33% below area Est $423k · 33% under

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +15.0/15.0
• Appreciation +10.0/10.0
• Cash flow +4.5/30.0
• Schools +3.2/10.0
• Livability +2.6/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• 1% rule +0.0/10.0
• DSCR +0.0/10.0

Listing remarks MLS

* * SELLERS ARE GIVING A $5000 SELLERS CONSESSION to use as you'd like * * * Lake. .. Everyday at 292 Golfers Lane, Galena, MO, where every day begins and ends with the peaceful beauty of Table Rock Lake. This charming partial stone home offers a seasonal view of the breathtaking Virgin Bluffs and sits in a lakefront community where nature and relaxation are part of everyday life. Inside, the home welcomes you with the cozy charm of a rock fireplace and thoughtful features that make daily living comfortable. From the coat closet near the front door to the convenient circular driveway, all things were considered. Both of the two main bathrooms feature heated floors, jetted tubs, and walk-in showers, offering spa-like comfort. A third full bathroom adds extra convenience for guests or family. The kitchen is both practical and inviting, with a wall oven, refrigerator, ample cabinet space, and a breakfast bar for casual meals. Large windows fill the space with natural light and offer peaceful views of the countryside. The main bedroom is generously sized and features sliding glass doors that open directly onto the back deck, creating a private retreat just steps from nature. Additional highlights include an encapsulated crawl space and the comfort of a quiet, walkable community. Just a short stroll from your front door, you'll find a community boat launch--perfect for early morning fishing. And with several public boat launches nearby, getting out on the lake is always easy. Though it feels like a peaceful escape, this home is only 12 miles from Branson West Wal-Mart & Shopping! Your lake-close!

Key facts

• Lakefront community
• Spacious deck
• Rock fireplace

Tags

• LAKEFRONT COMMUNITY
• FULLY FENCED BACKYARD
• FRUIT TREES
• SPACIOUS DECK
• ROCK FIREPLACE
• HEATED FLOORS

What this means for you Summary

Snapshot

• This is a 3-bed/3.0-bath other listed at $285k.

Deal economics

• At list price, monthly cash flow is $-738 ($-9k/yr) — negative.
• To cash-flow at today's rent, offer at most $155k (45.8% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $121k (57.4% below list).
• Recommended offer: $121k (57.4% below list) — sets the bar for 1% rule.
• Cap rate 3.2% vs local median 1.3% in McCord Bend — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 51/100 on livability (#875 in MO) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A+; Watch: health & safety C-, schools F, crime F.
• Reeds Spring R-IV (rural): math 34% / reading 42% proficiency, ranked #182 of 324 in MO (top 56%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: 119 active listings in the ZIP; 191 units permitted in Stone County in 2024 (0 in 5+ unit buildings).

Forward outlook

• In year one you build about $30k of equity ($2k loan paydown + $28k appreciation (10.0% local appreciation)).
• Stone County population projected at -30% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• By year 2, paydown + projected appreciation supports a ~$49k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 234 days — a 12% lower offer ($251k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts since 9y ago; this cycle's ask has dropped $90k (24%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $88k; list at $285k implies a 224% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $121,321 (57.4% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 234 days. Have you received any prior offers? Is the seller open to a 57% concession, seller financing, or rate buy-down credit?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
8. This sits on a lake — are riparian / water-frontage rights deeded with the parcel? Any dock permits, shoreline easements, or HOA water-use restrictions?
9. What's the documented flood / surge / shoreline-erosion history here (FEMA AND non-FEMA — e.g., storm surge, creek backup, septic-field saturation)?
10. Any water-quality or seasonal algae-bloom issues that affect tenant satisfaction or short-term-rental demand?
11. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
12. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
13. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.43% ✗
• Cap rate: 3.18%
• Cash-on-cash: -11.10%
• DSCR: 0.51
• GRM: 19.6

CMA / ARV

• ARV (median comp): $422,556
• List price: $285,000
• Delta: -32.55%
• Verdict: UNDERPRICED
• Comps: 12 within 1.0 mi

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 16.5%
• Equity multiple: 2.35×
• Total profit: $108,053
• Equity at exit: $256,751

10-year hold

• IRR: 15.7%
• Equity multiple: 5.45×
• Total profit: $354,875
• Equity at exit: $553,692

Cash invested: $79,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 81 Strongly Landlord-Friendly
• State Missouri: 81 Strongly Landlord-Friendly · R+10
• County: — inherits STATE
• City: — inherits STATE

Generally landlord-friendly; St Louis has some habitability requirements.

Methodology + full state rankings →

ZIP-level market 65656

• Home prices YoY: 11.7%
• Active inventory: 119
• Price-to-rent: 19.6×

Monthly cashflow live

• Estimated rent: $1,213 medium
• Mortgage (P&I): −$1,495
• Tax from tax record: −$83 /mo · $1,000/yr
• Insurance: −$119
• HOA: −$0
• Vacancy / Maint / Mgmt: −$255
• Net cashflow: $-738

Break-even live

Break-even rent $2,148

Max offer price $154,596

Occupancy floor —

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $71,250
• Closing costs: $8,550
• Reserves months: —
• Total cash needed: —

Listing history 15 events

1. 2026-05-14
   price $285,000 1630-char remark

   Show marketing remark (1630 chars)

   * * SELLERS ARE GIVING A $5000 SELLERS CONSESSION to use as you'd like * * * Lake. .. Everyday at 292 Golfers Lane, Galena, MO, where every day begins and ends with the peaceful beauty of Table Rock Lake. This charming partial stone home offers a seasonal view of the breathtaking Virgin Bluffs and sits in a lakefront community where nature and relaxation are part of everyday life. Inside, the home welcomes you with the cozy charm of a rock fireplace and thoughtful features that make daily living comfortable. From the coat closet near the front door to the convenient circular driveway, all things were considered. Both of the two main bathrooms feature heated floors, jetted tubs, and walk-in showers, offering spa-like comfort. A third full bathroom adds extra convenience for guests or family. The kitchen is both practical and inviting, with a wall oven, refrigerator, ample cabinet space, and a breakfast bar for casual meals. Large windows fill the space with natural light and offer peaceful views of the countryside. The main bedroom is generously sized and features sliding glass doors that open directly onto the back deck, creating a private retreat just steps from nature. Additional highlights include an encapsulated crawl space and the comfort of a quiet, walkable community. Just a short stroll from your front door, you'll find a community boat launch--perfect for early morning fishing. And with several public boat launches nearby, getting out on the lake is always easy. Though it feels like a peaceful escape, this home is only 12 miles from Branson West Wal-Mart & Shopping! Your lake-close!

2. 2026-04-30
   price $299,000 1630-char remark

   Show marketing remark (1630 chars)

   * * SELLERS ARE GIVING A $5000 SELLERS CONSESSION to use as you'd like * * * Lake. .. Everyday at 292 Golfers Lane, Galena, MO, where every day begins and ends with the peaceful beauty of Table Rock Lake. This charming partial stone home offers a seasonal view of the breathtaking Virgin Bluffs and sits in a lakefront community where nature and relaxation are part of everyday life. Inside, the home welcomes you with the cozy charm of a rock fireplace and thoughtful features that make daily living comfortable. From the coat closet near the front door to the convenient circular driveway, all things were considered. Both of the two main bathrooms feature heated floors, jetted tubs, and walk-in showers, offering spa-like comfort. A third full bathroom adds extra convenience for guests or family. The kitchen is both practical and inviting, with a wall oven, refrigerator, ample cabinet space, and a breakfast bar for casual meals. Large windows fill the space with natural light and offer peaceful views of the countryside. The main bedroom is generously sized and features sliding glass doors that open directly onto the back deck, creating a private retreat just steps from nature. Additional highlights include an encapsulated crawl space and the comfort of a quiet, walkable community. Just a short stroll from your front door, you'll find a community boat launch--perfect for early morning fishing. And with several public boat launches nearby, getting out on the lake is always easy. Though it feels like a peaceful escape, this home is only 12 miles from Branson West Wal-Mart & Shopping! Your lake-close!

3. 2026-04-16
   price $315,000 1630-char remark

   Show marketing remark (1630 chars)

   * * SELLERS ARE GIVING A $5000 SELLERS CONSESSION to use as you'd like * * * Lake. .. Everyday at 292 Golfers Lane, Galena, MO, where every day begins and ends with the peaceful beauty of Table Rock Lake. This charming partial stone home offers a seasonal view of the breathtaking Virgin Bluffs and sits in a lakefront community where nature and relaxation are part of everyday life. Inside, the home welcomes you with the cozy charm of a rock fireplace and thoughtful features that make daily living comfortable. From the coat closet near the front door to the convenient circular driveway, all things were considered. Both of the two main bathrooms feature heated floors, jetted tubs, and walk-in showers, offering spa-like comfort. A third full bathroom adds extra convenience for guests or family. The kitchen is both practical and inviting, with a wall oven, refrigerator, ample cabinet space, and a breakfast bar for casual meals. Large windows fill the space with natural light and offer peaceful views of the countryside. The main bedroom is generously sized and features sliding glass doors that open directly onto the back deck, creating a private retreat just steps from nature. Additional highlights include an encapsulated crawl space and the comfort of a quiet, walkable community. Just a short stroll from your front door, you'll find a community boat launch--perfect for early morning fishing. And with several public boat launches nearby, getting out on the lake is always easy. Though it feels like a peaceful escape, this home is only 12 miles from Branson West Wal-Mart & Shopping! Your lake-close!

4. 2026-03-22
   price $320,000 1630-char remark

   Show marketing remark (1630 chars)

   * * SELLERS ARE GIVING A $5000 SELLERS CONSESSION to use as you'd like * * * Lake. .. Everyday at 292 Golfers Lane, Galena, MO, where every day begins and ends with the peaceful beauty of Table Rock Lake. This charming partial stone home offers a seasonal view of the breathtaking Virgin Bluffs and sits in a lakefront community where nature and relaxation are part of everyday life. Inside, the home welcomes you with the cozy charm of a rock fireplace and thoughtful features that make daily living comfortable. From the coat closet near the front door to the convenient circular driveway, all things were considered. Both of the two main bathrooms feature heated floors, jetted tubs, and walk-in showers, offering spa-like comfort. A third full bathroom adds extra convenience for guests or family. The kitchen is both practical and inviting, with a wall oven, refrigerator, ample cabinet space, and a breakfast bar for casual meals. Large windows fill the space with natural light and offer peaceful views of the countryside. The main bedroom is generously sized and features sliding glass doors that open directly onto the back deck, creating a private retreat just steps from nature. Additional highlights include an encapsulated crawl space and the comfort of a quiet, walkable community. Just a short stroll from your front door, you'll find a community boat launch--perfect for early morning fishing. And with several public boat launches nearby, getting out on the lake is always easy. Though it feels like a peaceful escape, this home is only 12 miles from Branson West Wal-Mart & Shopping! Your lake-close!

5. 2026-03-07
   price $329,000 1630-char remark

   Show marketing remark (1630 chars)

   * * SELLERS ARE GIVING A $5000 SELLERS CONSESSION to use as you'd like * * * Lake. .. Everyday at 292 Golfers Lane, Galena, MO, where every day begins and ends with the peaceful beauty of Table Rock Lake. This charming partial stone home offers a seasonal view of the breathtaking Virgin Bluffs and sits in a lakefront community where nature and relaxation are part of everyday life. Inside, the home welcomes you with the cozy charm of a rock fireplace and thoughtful features that make daily living comfortable. From the coat closet near the front door to the convenient circular driveway, all things were considered. Both of the two main bathrooms feature heated floors, jetted tubs, and walk-in showers, offering spa-like comfort. A third full bathroom adds extra convenience for guests or family. The kitchen is both practical and inviting, with a wall oven, refrigerator, ample cabinet space, and a breakfast bar for casual meals. Large windows fill the space with natural light and offer peaceful views of the countryside. The main bedroom is generously sized and features sliding glass doors that open directly onto the back deck, creating a private retreat just steps from nature. Additional highlights include an encapsulated crawl space and the comfort of a quiet, walkable community. Just a short stroll from your front door, you'll find a community boat launch--perfect for early morning fishing. And with several public boat launches nearby, getting out on the lake is always easy. Though it feels like a peaceful escape, this home is only 12 miles from Branson West Wal-Mart & Shopping! Your lake-close!

6. 2026-02-16
   price $335,000 1630-char remark

   Show marketing remark (1630 chars)

   * * SELLERS ARE GIVING A $5000 SELLERS CONSESSION to use as you'd like * * * Lake. .. Everyday at 292 Golfers Lane, Galena, MO, where every day begins and ends with the peaceful beauty of Table Rock Lake. This charming partial stone home offers a seasonal view of the breathtaking Virgin Bluffs and sits in a lakefront community where nature and relaxation are part of everyday life. Inside, the home welcomes you with the cozy charm of a rock fireplace and thoughtful features that make daily living comfortable. From the coat closet near the front door to the convenient circular driveway, all things were considered. Both of the two main bathrooms feature heated floors, jetted tubs, and walk-in showers, offering spa-like comfort. A third full bathroom adds extra convenience for guests or family. The kitchen is both practical and inviting, with a wall oven, refrigerator, ample cabinet space, and a breakfast bar for casual meals. Large windows fill the space with natural light and offer peaceful views of the countryside. The main bedroom is generously sized and features sliding glass doors that open directly onto the back deck, creating a private retreat just steps from nature. Additional highlights include an encapsulated crawl space and the comfort of a quiet, walkable community. Just a short stroll from your front door, you'll find a community boat launch--perfect for early morning fishing. And with several public boat launches nearby, getting out on the lake is always easy. Though it feels like a peaceful escape, this home is only 12 miles from Branson West Wal-Mart & Shopping! Your lake-close!

7. 2026-01-09
   price $349,000 1630-char remark

   Show marketing remark (1630 chars)

   * * SELLERS ARE GIVING A $5000 SELLERS CONSESSION to use as you'd like * * * Lake. .. Everyday at 292 Golfers Lane, Galena, MO, where every day begins and ends with the peaceful beauty of Table Rock Lake. This charming partial stone home offers a seasonal view of the breathtaking Virgin Bluffs and sits in a lakefront community where nature and relaxation are part of everyday life. Inside, the home welcomes you with the cozy charm of a rock fireplace and thoughtful features that make daily living comfortable. From the coat closet near the front door to the convenient circular driveway, all things were considered. Both of the two main bathrooms feature heated floors, jetted tubs, and walk-in showers, offering spa-like comfort. A third full bathroom adds extra convenience for guests or family. The kitchen is both practical and inviting, with a wall oven, refrigerator, ample cabinet space, and a breakfast bar for casual meals. Large windows fill the space with natural light and offer peaceful views of the countryside. The main bedroom is generously sized and features sliding glass doors that open directly onto the back deck, creating a private retreat just steps from nature. Additional highlights include an encapsulated crawl space and the comfort of a quiet, walkable community. Just a short stroll from your front door, you'll find a community boat launch--perfect for early morning fishing. And with several public boat launches nearby, getting out on the lake is always easy. Though it feels like a peaceful escape, this home is only 12 miles from Branson West Wal-Mart & Shopping! Your lake-close!

8. 2025-12-04
   price $355,000 1630-char remark

   Show marketing remark (1630 chars)

   * * SELLERS ARE GIVING A $5000 SELLERS CONSESSION to use as you'd like * * * Lake. .. Everyday at 292 Golfers Lane, Galena, MO, where every day begins and ends with the peaceful beauty of Table Rock Lake. This charming partial stone home offers a seasonal view of the breathtaking Virgin Bluffs and sits in a lakefront community where nature and relaxation are part of everyday life. Inside, the home welcomes you with the cozy charm of a rock fireplace and thoughtful features that make daily living comfortable. From the coat closet near the front door to the convenient circular driveway, all things were considered. Both of the two main bathrooms feature heated floors, jetted tubs, and walk-in showers, offering spa-like comfort. A third full bathroom adds extra convenience for guests or family. The kitchen is both practical and inviting, with a wall oven, refrigerator, ample cabinet space, and a breakfast bar for casual meals. Large windows fill the space with natural light and offer peaceful views of the countryside. The main bedroom is generously sized and features sliding glass doors that open directly onto the back deck, creating a private retreat just steps from nature. Additional highlights include an encapsulated crawl space and the comfort of a quiet, walkable community. Just a short stroll from your front door, you'll find a community boat launch--perfect for early morning fishing. And with several public boat launches nearby, getting out on the lake is always easy. Though it feels like a peaceful escape, this home is only 12 miles from Branson West Wal-Mart & Shopping! Your lake-close!

9. 2025-11-02
   price $369,000 1630-char remark

   Show marketing remark (1630 chars)

   * * SELLERS ARE GIVING A $5000 SELLERS CONSESSION to use as you'd like * * * Lake. .. Everyday at 292 Golfers Lane, Galena, MO, where every day begins and ends with the peaceful beauty of Table Rock Lake. This charming partial stone home offers a seasonal view of the breathtaking Virgin Bluffs and sits in a lakefront community where nature and relaxation are part of everyday life. Inside, the home welcomes you with the cozy charm of a rock fireplace and thoughtful features that make daily living comfortable. From the coat closet near the front door to the convenient circular driveway, all things were considered. Both of the two main bathrooms feature heated floors, jetted tubs, and walk-in showers, offering spa-like comfort. A third full bathroom adds extra convenience for guests or family. The kitchen is both practical and inviting, with a wall oven, refrigerator, ample cabinet space, and a breakfast bar for casual meals. Large windows fill the space with natural light and offer peaceful views of the countryside. The main bedroom is generously sized and features sliding glass doors that open directly onto the back deck, creating a private retreat just steps from nature. Additional highlights include an encapsulated crawl space and the comfort of a quiet, walkable community. Just a short stroll from your front door, you'll find a community boat launch--perfect for early morning fishing. And with several public boat launches nearby, getting out on the lake is always easy. Though it feels like a peaceful escape, this home is only 12 miles from Branson West Wal-Mart & Shopping! Your lake-close!

10. 2025-10-04
    listed $375,000 Active 1630-char remark

    Show marketing remark (1630 chars)

    * * SELLERS ARE GIVING A $5000 SELLERS CONSESSION to use as you'd like * * * Lake. .. Everyday at 292 Golfers Lane, Galena, MO, where every day begins and ends with the peaceful beauty of Table Rock Lake. This charming partial stone home offers a seasonal view of the breathtaking Virgin Bluffs and sits in a lakefront community where nature and relaxation are part of everyday life. Inside, the home welcomes you with the cozy charm of a rock fireplace and thoughtful features that make daily living comfortable. From the coat closet near the front door to the convenient circular driveway, all things were considered. Both of the two main bathrooms feature heated floors, jetted tubs, and walk-in showers, offering spa-like comfort. A third full bathroom adds extra convenience for guests or family. The kitchen is both practical and inviting, with a wall oven, refrigerator, ample cabinet space, and a breakfast bar for casual meals. Large windows fill the space with natural light and offer peaceful views of the countryside. The main bedroom is generously sized and features sliding glass doors that open directly onto the back deck, creating a private retreat just steps from nature. Additional highlights include an encapsulated crawl space and the comfort of a quiet, walkable community. Just a short stroll from your front door, you'll find a community boat launch--perfect for early morning fishing. And with several public boat launches nearby, getting out on the lake is always easy. Though it feels like a peaceful escape, this home is only 12 miles from Branson West Wal-Mart & Shopping! Your lake-close!

11. 2017-09-21
    soldstatus
12. 2017-08-11
    soldstatus 650-char remark

    Show marketing remark (650 chars)

    Table Rock Lake's Virgin Bluff is your view. Knowing the lake is just below, hearing boat traffic, viewing wildlife of all kinds makes this setting perfect! Pretty level too, feels like 10 acres (due to golf course not being developed) sits this Updated 3 bed 3 bath single level home with over 950 sq. ft. of decking for outdoor enjoyment. Open flowing floor plan with large living room, dining & kitchen. Plentiful storage and inside utility. Fresh paint & flooring make this a move in ready lake home. Great for full time or part time living. Plenty of room for shop if desired! Large crawl space great for storage approximately 20x20.

13. 2017-08-11
    soldstatus

    Show marketing remark (650 chars)

    Table Rock Lake's Virgin Bluff is your view. Knowing the lake is just below, hearing boat traffic, viewing wildlife of all kinds makes this setting perfect! Pretty level too, feels like 10 acres (due to golf course not being developed) sits this Updated 3 bed 3 bath single level home with over 950 sq. ft. of decking for outdoor enjoyment. Open flowing floor plan with large living room, dining & kitchen. Plentiful storage and inside utility. Fresh paint & flooring make this a move in ready lake home. Great for full time or part time living. Plenty of room for shop if desired! Large crawl space great for storage approximately 20x20.

14. 2017-06-26
    listed $139,900 650-char remark

    Show marketing remark (650 chars)

    Table Rock Lake's Virgin Bluff is your view. Knowing the lake is just below, hearing boat traffic, viewing wildlife of all kinds makes this setting perfect! Pretty level too, feels like 10 acres (due to golf course not being developed) sits this Updated 3 bed 3 bath single level home with over 950 sq. ft. of decking for outdoor enjoyment. Open flowing floor plan with large living room, dining & kitchen. Plentiful storage and inside utility. Fresh paint & flooring make this a move in ready lake home. Great for full time or part time living. Plenty of room for shop if desired! Large crawl space great for storage approximately 20x20.

15. 1998-08-01
    soldstatus $88,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MO · Resets to sale price

• Current annual tax: $1,000 · $83/mo
• Projected year-2 tax: $2,764 · $230/mo
• Expected delta: +$1,765/yr (+$147/mo · 176.5%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 5/10 Major 7 d/yr ≥104°F today · 21 d/yr by 30 yrs out
• 💨 Wind 2/10 Low 100% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $14,559
• − Mortgage interest: −$15,964
• − Property taxes: −$1,000
• − Insurance: −$1,425
• − Repairs & maintenance: −$1,165
• − Management: −$1,165
• − Depreciation: −$8,291
• Taxable loss: −$14,451
• Est. tax savings @ 24.0%: +$3,468
• After-tax cash flow: $-5,390/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Reeds Spring R-IV
• NCES district ID: 2926160
• Math proficiency: 34% ▼ -3.00%
• Reading proficiency: 42% ▼ -1.00%
• Median HH income: $42,158
• Composite: 32.06/100
• National rank: #5819
• State rank: #182 of 324 in MO

Livability — McCord Bend

• Score: 51/100
• State rank: #875
• US rank: #25259

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment F Housing A+ Health & safety C- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Population (ZIP): 5,224

Population outlook (Stone County) Hauer SSP2

• Today (2025): 28,147 people
• By 2030: 26,405 · -6.2%
• By 2040: 22,762 · -19.1%
• By 2050: 19,706 · -30.0%
• By 2075: 14,742 · -47.6%
• By 2100: 10,832 · -61.5%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (95%)
• Race & ethnicity: White 95% Two or more races 3% Hispanic / Latino 2%
• Common ancestry: Portuguese 2% Serbian 2% Romanian 1%
• Foreign-born: 0%
• Languages at home: 99% English-only · Spanish 1%

Political lean MEDSL · Stone

• 2024 margin: Solid R (+61.4) · D 18.9% · R 80.3%
• 2008→2024 swing: -24.1pp toward R · 2008: -37.3pp · 2024: -61.4pp
• All cycles: 2024: R+61.4 2020: R+61.1 2016: R+62.1 2012: R+49.2 2008: R+37.3

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 30.17%
• Current HPI: 288.99
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.84%
• F500 in state: 20

Industry mix (Fortune 500 HQ in MO)

Industry	F500 HQs	Revenue
▸Healthcare	1	$163B
▸Insurance	1	$21B
▸Industrial Technology	1	$17B
▸Retail	1	$16B
▸Industrial Distribution	1	$10B
▸Utilities	1	$9B

Price history

+223.9% since first listed

15 events — show timeline

• 2026-05-14 Price Changed $285,000 SOMO
• 2026-04-30 Price Changed $299,000 SOMO
• 2026-04-16 Price Changed $315,000 SOMO
• 2026-03-22 Price Changed $320,000 SOMO
• 2026-03-07 Price Changed $329,000 SOMO
• 2026-02-16 Price Changed $335,000 SOMO
• 2026-01-09 Price Changed $349,000 SOMO
• 2025-12-04 Price Changed $355,000 SOMO
• 2025-11-02 Price Changed $369,000 SOMO
• 2025-10-04 Listed $375,000 SOMO
• 2017-09-21 Sold (Public Records) — Public Records
• 2017-08-11 Sold (Public Records) — Public Records
• 2017-08-11 Sold (MLS) — SOMO
• 2017-06-26 Listed $139,900 SOMO
• 1998-08-01 Sold (Public Records) $88,000 Public Records

Property tax history

+1.4%/yr

Latest (2025): $1,000 · -0.0% YoY. Source: county tax records.