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5210 Dodge Rd Triplex
C Composite 55.83
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +22.0/30.0
  • ARV discount +7.5/15.0
  • DSCR +7.0/10.0
  • 1% rule +5.8/10.0
  • Livability +4.2/5.0
  • Schools +3.9/10.0
  • Rent growth +3.0/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$335,000

5210 Dodge Rd · Jacksonville, FL 32209
7 bd · 3.0 ba · 3,377 sqft · MultiFamily public records · 46 Days on market
Built 1974 10,018 sqft lot

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Multi-family units

County records classify this as Multi-Family (5+ Unit). Listing-text estimate: 3 units. estimate disagrees with records

5+ unit building — per-unit beds/baths from public records are typically unavailable; the breakdown below (if shown) is an estimate from the listing text.

Listing remarks MLS

Welcome to this exceptional duplex.This property boasts two distinct units, each with its own unique charm and appeal. Unit 1 - Tenant Occupied: This well-maintained unit features four generously-sized bedrooms and two well-appointed bathrooms. Currently tenant-occupied, it generates a steady rental income of $1300 per month. Unit 2 - The second unit offers three bedrooms and one bathroom. With an open canvas, you have the opportunity to create a space that perfectly suits your lifestyle. This duplex is a prime opportunity for savvy investors.With a tenant already in place, this property offers an immediate return on investment. The vacant unit provides flexibility for personalization and customization. SOLD-AS-IS

Key facts

  • Triplex
  • Uncommon unit mix
  • 0.23 acre lot

Tags

TRIPLEXUNCOMMON UNIT MIXSTRONG REPOSITION UPSIDESECTION 8 LEASING POTENTIALFLEXIBILITY TO MAXIMIZE YIELDQUICK ACCESS TO DOWNTOWN

Property features AI

Finance

  • Financial info: Used as an investment property

Exterior

  • Parking: 6 total parking spaces; Off-street parking in a parking lot
  • Utilities: Cable available; Electricity connected; Water connected; Sewer connected; Private sewer and septic tank options listed
  • Home design: Triplex; Single-story; Entry at grade level; Faces east; One building on the lot
  • Construction: Built as a single building (triplex)
  • Exterior features: Shingle roof; City street frontage; Asphalt road surface; Lot includes unspecified other features

Interior

  • Bedrooms: 8 bedrooms
  • Bathrooms: 3 full bathrooms
  • Heating & cooling: Central heating; Electric heating; Central air conditioning; Split system cooling
  • Interior features: Partially furnished; Used as investment / multi-family residence

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 1×3.0bd/1.0ba + 1×1.0bd/1.0ba + 1×4.0bd/1.0ba units multifamily listed at $335k.

Deal economics

  • At list price, monthly cash flow is $533 ($6k/yr) — positive. Per door: $178/mo.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($4k rent vs $335k).
  • Recommended offer: $325k (3.0% below list) — sets the bar for market timing.
  • Cap rate 8.2% vs local median 4.0% in Jacksonville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 83/100 on livability (#50 in FL, #911 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, housing A+.
  • Duval (urban): math 46% / reading 45% proficiency, ranked #48 of 73 in FL (top 66%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents rising (+1.8%/yr); 394 active listings in the ZIP; lower-income renter base — watch delinquency; 6,503 units permitted in Duval County in 2024 (1,131 in 5+ unit buildings).
  • At $3,618/mo this rent would consume 142% of the median local household income ($31k/yr) (locally 2921% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.
  • Duval County population projected at +19% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 46 days — a 3% lower offer ($325k) is reasonable based on typical stale-listing flexibility.
  • 11 sale attempts since 25y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $150k; list at $335k implies a 123% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 6→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $324,950 (3.0% below list)

Questions for the listing agent

  1. It's been on market 46 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Can we see the unit-by-unit rent roll, current vacancy, and any below-market leases? What's the average tenancy length?
  3. What capital expenditures (roof, boiler, parking lot, exteriors) have been made in the last 5 years, and what's planned in the next 2?
  4. Built in 1974 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
1.08%
Cap rate
8.20%
Cash-on-cash
6.82%
DSCR
1.30
GRM
7.7

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 1.81% rent growth · sell at horizon

5-year hold
IRR
-7.2%
Equity multiple
0.74×
Total profit
$-24,543
Equity at exit
$49,950
10-year hold
IRR
0.9%
Equity multiple
1.06×
Total profit
$5,453
Equity at exit
$28,965

Cash invested: $93,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 32209

Home prices YoY
-22.1%
Rents YoY
1.8%
Active inventory
394
Price-to-rent
21.9×

Monthly cashflow live

Estimated rent
$3,618 high interval (Pro) →
Mortgage (P&I)
$1,757
Tax from tax record
$429 /mo · $5,144/yr
Insurance
$140
HOA
$0
Vacancy / Maint / Mgmt
$760
Net cashflow
$533

Break-even live

Break-even rent $2,943
Max offer price $335,000
Occupancy floor 80%

3-unit breakdown (identical units grouped — click to expand)

UnitsBedsBathsEst. rent
1× unit 3.0 1 $1,272
1× unit 1.0 1 $959
1× unit 4.0 1 $1,387
Total (3 units) $3,618

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$83,750
Closing costs
$10,050
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 46 events

  1. 2026-06-18
    days on market $335,000 Active 46 DOM
  2. 2026-06-17
    days on market $335,000 Active 45 DOM
  3. 2026-06-16
    days on market $335,000 Active 44 DOM
  4. 2026-06-15
    days on market $335,000 Active 43 DOM
  5. 2026-06-13
    days on market $335,000 Active 40 DOM
  6. 2026-06-10
    days on market $335,000 Active 37 DOM
  7. 2026-06-08
    days on market $335,000 Active 36 DOM
  8. 2026-06-07
    days on market $335,000 Active 35 DOM
  9. 2026-06-05
    days on market $335,000 Active 32 DOM
  10. 2026-06-03
    days on market $335,000 Active 31 DOM
  11. 2026-06-02
    pricedays on market $335,000 Active 30 DOM
  12. 2026-06-01
    days on market $350,000 Active 29 DOM
  13. 2026-05-31
    days on market $350,000 Active 28 DOM
  14. 2026-05-03
    listed $350,000 Active
  15. 2025-11-04
    historical $875
  16. 2025-10-17
    price $875
  17. 2025-09-22
    listed $975
  18. 2024-04-05
    historical $500
  19. 2024-03-29
    price $500
  20. 2024-03-27
    listed $575
  21. 2024-01-04
    soldstatus $150,000
  22. 2023-12-02
    historical 731-char remark
    Show marketing remark (731 chars)

    Welcome to this exceptional duplex.This property boasts two distinct units, each with its own unique charm and appeal. Unit 1 - Tenant Occupied: This well-maintained unit features four generously-sized bedrooms and two well-appointed bathrooms. Currently tenant-occupied, it generates a steady rental income of $1300 per month. Unit 2 - The second unit offers three bedrooms and one bathroom. With an open canvas, you have the opportunity to create a space that perfectly suits your lifestyle. This duplex is a prime opportunity for savvy investors.With a tenant already in place, this property offers an immediate return on investment. The vacant unit provides flexibility for personalization and customization. SOLD-AS-IS

  23. 2023-11-03
    price $245,000 731-char remark
    Show marketing remark (731 chars)

    Welcome to this exceptional duplex.This property boasts two distinct units, each with its own unique charm and appeal. Unit 1 - Tenant Occupied: This well-maintained unit features four generously-sized bedrooms and two well-appointed bathrooms. Currently tenant-occupied, it generates a steady rental income of $1300 per month. Unit 2 - The second unit offers three bedrooms and one bathroom. With an open canvas, you have the opportunity to create a space that perfectly suits your lifestyle. This duplex is a prime opportunity for savvy investors.With a tenant already in place, this property offers an immediate return on investment. The vacant unit provides flexibility for personalization and customization. SOLD-AS-IS

  24. 2023-11-02
    status Active 731-char remark
    Show marketing remark (731 chars)

    Welcome to this exceptional duplex.This property boasts two distinct units, each with its own unique charm and appeal. Unit 1 - Tenant Occupied: This well-maintained unit features four generously-sized bedrooms and two well-appointed bathrooms. Currently tenant-occupied, it generates a steady rental income of $1300 per month. Unit 2 - The second unit offers three bedrooms and one bathroom. With an open canvas, you have the opportunity to create a space that perfectly suits your lifestyle. This duplex is a prime opportunity for savvy investors.With a tenant already in place, this property offers an immediate return on investment. The vacant unit provides flexibility for personalization and customization. SOLD-AS-IS

  25. 2023-10-25
    historical Active Under Contract 731-char remark
    Show marketing remark (731 chars)

    Welcome to this exceptional duplex.This property boasts two distinct units, each with its own unique charm and appeal. Unit 1 - Tenant Occupied: This well-maintained unit features four generously-sized bedrooms and two well-appointed bathrooms. Currently tenant-occupied, it generates a steady rental income of $1300 per month. Unit 2 - The second unit offers three bedrooms and one bathroom. With an open canvas, you have the opportunity to create a space that perfectly suits your lifestyle. This duplex is a prime opportunity for savvy investors.With a tenant already in place, this property offers an immediate return on investment. The vacant unit provides flexibility for personalization and customization. SOLD-AS-IS

  26. 2023-09-16
    listed $250,000 Active 731-char remark
    Show marketing remark (731 chars)

    Welcome to this exceptional duplex.This property boasts two distinct units, each with its own unique charm and appeal. Unit 1 - Tenant Occupied: This well-maintained unit features four generously-sized bedrooms and two well-appointed bathrooms. Currently tenant-occupied, it generates a steady rental income of $1300 per month. Unit 2 - The second unit offers three bedrooms and one bathroom. With an open canvas, you have the opportunity to create a space that perfectly suits your lifestyle. This duplex is a prime opportunity for savvy investors.With a tenant already in place, this property offers an immediate return on investment. The vacant unit provides flexibility for personalization and customization. SOLD-AS-IS

  27. 2018-01-26
    soldstatus $115,000
  28. 2017-05-05
    soldstatus $52,000
  29. 2017-05-04
    soldstatus $52,000 Sold 258-char remark
    Show marketing remark (258 chars)

    7BR/3BA Concrete Block Investor Special! Loads of Potential! Spacious Room Sizes and a Huge Backyard. EZ to See. SELLER HAS NEVER LIVED IN THIS PROPERTY. PROPERTY IS BEING SOLD IN ''AS-IS'' CONDITION W/NO REPAIRS. SELLER & AGENT MAKE NO REPRESENTATIONS.

  30. 2017-04-20
    status Pending 258-char remark
    Show marketing remark (258 chars)

    7BR/3BA Concrete Block Investor Special! Loads of Potential! Spacious Room Sizes and a Huge Backyard. EZ to See. SELLER HAS NEVER LIVED IN THIS PROPERTY. PROPERTY IS BEING SOLD IN ''AS-IS'' CONDITION W/NO REPAIRS. SELLER & AGENT MAKE NO REPRESENTATIONS.

  31. 2017-04-05
    historical Active - Contingent 258-char remark
    Show marketing remark (258 chars)

    7BR/3BA Concrete Block Investor Special! Loads of Potential! Spacious Room Sizes and a Huge Backyard. EZ to See. SELLER HAS NEVER LIVED IN THIS PROPERTY. PROPERTY IS BEING SOLD IN ''AS-IS'' CONDITION W/NO REPAIRS. SELLER & AGENT MAKE NO REPRESENTATIONS.

  32. 2017-03-28
    price $57,000 258-char remark
    Show marketing remark (258 chars)

    7BR/3BA Concrete Block Investor Special! Loads of Potential! Spacious Room Sizes and a Huge Backyard. EZ to See. SELLER HAS NEVER LIVED IN THIS PROPERTY. PROPERTY IS BEING SOLD IN ''AS-IS'' CONDITION W/NO REPAIRS. SELLER & AGENT MAKE NO REPRESENTATIONS.

  33. 2017-03-18
    price $59,500 258-char remark
    Show marketing remark (258 chars)

    7BR/3BA Concrete Block Investor Special! Loads of Potential! Spacious Room Sizes and a Huge Backyard. EZ to See. SELLER HAS NEVER LIVED IN THIS PROPERTY. PROPERTY IS BEING SOLD IN ''AS-IS'' CONDITION W/NO REPAIRS. SELLER & AGENT MAKE NO REPRESENTATIONS.

  34. 2017-03-08
    listed $64,500 Active 258-char remark
    Show marketing remark (258 chars)

    7BR/3BA Concrete Block Investor Special! Loads of Potential! Spacious Room Sizes and a Huge Backyard. EZ to See. SELLER HAS NEVER LIVED IN THIS PROPERTY. PROPERTY IS BEING SOLD IN ''AS-IS'' CONDITION W/NO REPAIRS. SELLER & AGENT MAKE NO REPRESENTATIONS.

  35. 2017-01-31
    soldstatus $28,000
  36. 2012-02-08
    historical
  37. 2012-01-17
    listed $25,000
  38. 2012-01-09
    historical
  39. 2011-10-05
    listed $25,250
  40. 2011-06-20
    historical
  41. 2011-05-19
    listed $32,900
  42. 2002-03-25
    soldstatus $110,000
  43. 2001-10-26
    soldstatus $18,500
  44. 2001-06-21
    listed $19,900
  45. 2001-06-16
    historical
  46. 2001-02-12
    listed $38,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$5,144 · $429/mo
Projected year-2 tax
$5,144 · $429/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 8/10 Severe 6 d/yr ≥107°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 6 unhealthy d/yr today · 6 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$43,416
− Mortgage interest
−$18,765
− Property taxes
−$5,144
− Insurance
−$1,675
− Repairs & maintenance
−$3,473
− Management
−$3,473
− Depreciation
−$9,745
Taxable income
$1,140
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$274
After-tax cash flow
$6,125/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Duval
NCES district ID
1200480
Math proficiency
46% ▼ -11.00%
Reading proficiency
45% ▼ -4.00%
Median HH income
$48,987
Composite
38.97/100
National rank
#4076
State rank
#48 of 73 in FL

Livability — Jacksonville

Score
83/100
State rank
#50
US rank
#911

Category grades

Amenities A+ Commute A+ Cost of living A Crime C Employment C Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Jacksonville, FL
County
Duval County · 1,015,274 people
City population
979,034
Metro
Jacksonville, FL
Population (ZIP)
34,657
Household income
$30,514
Rent vs Own
53.0% rent · 47.0% own
Severe rent burden
2921.0

Population outlook (Duval County) Hauer SSP2

Today (2025)
1,013,010 people
By 2030
1,059,228 · +4.6%
By 2040
1,141,439 · +12.7%
By 2050
1,205,258 · +19.0%
By 2075
1,324,282 · +30.7%
By 2100
1,319,620 · +30.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (88%)
Race & ethnicity
Black 88% White 5% Hispanic / Latino 5% Two or more races 2%
Hispanic origin (detail)
Puerto Rican 3%
Common ancestry
Hispanic 1% Romanian 1%
Foreign-born
3% · Canada
Languages at home
95% English-only · Spanish 4% French/Haitian/Cajun 1%

Political lean MEDSL · Duval

2024 margin
Toss-up / Even · D 48.7% · R 50.1% · Other 1.2%
2008→2024 swing
+0.4pp no change · 2008: -1.9pp · 2024: -1.5pp
All cycles
2024: R+1.5 2020: D+3.8 2016: R+1.5 2012: R+3.6 2008: R+1.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -53.92%
Current HPI
189.5977
Rent YoY
▲ 1.81%
Metro
Jacksonville, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+809.1% since first listed
33 events — show timeline
  • 2026-05-03 Listed $350,000 realMLS
  • 2025-11-04 Rental Removed $875 RENTALBEAST
  • 2025-10-17 Price Changed $875 RENTALBEAST
  • 2025-09-22 Listed for Rent $975 RENTALBEAST
  • 2024-04-05 Rental Removed $500 BUILDIUM
  • 2024-03-29 Price Changed $500 BUILDIUM
  • 2024-03-27 Listed for Rent $575 BUILDIUM
  • 2024-01-04 Sold (Public Records) $150,000 Public Records
  • 2023-12-02 Listing Removed realMLS
  • 2023-11-03 Price Changed $245,000 realMLS
  • 2023-11-02 Relisted realMLS
  • 2023-10-25 Contingent realMLS
  • 2023-09-16 Listed $250,000 realMLS
  • 2018-01-26 Sold (Public Records) $115,000 Public Records
  • 2017-05-05 Sold (Public Records) $52,000 Public Records
  • 2017-05-04 Sold (MLS) $52,000 realMLS
  • 2017-04-20 Pending realMLS
  • 2017-04-05 Contingent realMLS
  • 2017-03-28 Price Changed $57,000 realMLS
  • 2017-03-18 Price Changed $59,500 realMLS
  • 2017-03-08 Listed $64,500 realMLS
  • 2017-01-31 Sold (Public Records) $28,000 Public Records
  • 2012-02-08 Listing Removed realMLS
  • 2012-01-17 Listed $25,000 realMLS
  • 2012-01-09 Listing Removed realMLS
  • 2011-10-05 Listed $25,250 realMLS
  • 2011-06-20 Listing Removed realMLS
  • 2011-05-19 Listed $32,900 realMLS
  • 2002-03-25 Sold (Public Records) $110,000 Public Records
  • 2001-10-26 Sold (MLS) $18,500 realMLS
  • 2001-06-21 Listed $19,900 realMLS
  • 2001-06-16 Listing Removed realMLS
  • 2001-02-12 Listed $38,500 realMLS

Property tax history

+10.9%/yr

Latest (2025): $5,144 · +5.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…