Triplex
5210 Dodge Rd · Jacksonville, FL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 8/10 · Major
- Hot days now (above 107°F)
- 6 days/yr
- Hot days in 30 yrs
- 17 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 6 days/yr
- Unhealthy air days in 30 yrs
- 6 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +22.0/30.0
- ARV discount +7.5/15.0
- DSCR +7.0/10.0
- 1% rule +5.8/10.0
- Livability +4.2/5.0
- Schools +3.9/10.0
- Rent growth +3.0/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$335,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Multi-family units
County records classify this as Multi-Family (5+ Unit). Listing-text estimate: 3 units. estimate disagrees with records
5+ unit building — per-unit beds/baths from public records are typically unavailable; the breakdown below (if shown) is an estimate from the listing text.
Listing remarks MLS
Welcome to this exceptional duplex.This property boasts two distinct units, each with its own unique charm and appeal. Unit 1 - Tenant Occupied: This well-maintained unit features four generously-sized bedrooms and two well-appointed bathrooms. Currently tenant-occupied, it generates a steady rental income of $1300 per month. Unit 2 - The second unit offers three bedrooms and one bathroom. With an open canvas, you have the opportunity to create a space that perfectly suits your lifestyle. This duplex is a prime opportunity for savvy investors.With a tenant already in place, this property offers an immediate return on investment. The vacant unit provides flexibility for personalization and customization. SOLD-AS-IS
Key facts
- Triplex
- Uncommon unit mix
- 0.23 acre lot
Tags
Property features AI
Finance
- Financial info: Used as an investment property
Exterior
- Parking: 6 total parking spaces; Off-street parking in a parking lot
- Utilities: Cable available; Electricity connected; Water connected; Sewer connected; Private sewer and septic tank options listed
- Home design: Triplex; Single-story; Entry at grade level; Faces east; One building on the lot
- Construction: Built as a single building (triplex)
- Exterior features: Shingle roof; City street frontage; Asphalt road surface; Lot includes unspecified other features
Interior
- Bedrooms: 8 bedrooms
- Bathrooms: 3 full bathrooms
- Heating & cooling: Central heating; Electric heating; Central air conditioning; Split system cooling
- Interior features: Partially furnished; Used as investment / multi-family residence
Neighborhood map
What this means for you Summary
Snapshot
- This is a 1×3.0bd/1.0ba + 1×1.0bd/1.0ba + 1×4.0bd/1.0ba units multifamily listed at $335k.
Deal economics
- At list price, monthly cash flow is $533 ($6k/yr) — positive. Per door: $178/mo.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($4k rent vs $335k).
- Recommended offer: $325k (3.0% below list) — sets the bar for market timing.
- Cap rate 8.2% vs local median 4.0% in Jacksonville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 83/100 on livability (#50 in FL, #911 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, housing A+.
- Duval (urban): math 46% / reading 45% proficiency, ranked #48 of 73 in FL (top 66%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: Rents rising (+1.8%/yr); 394 active listings in the ZIP; lower-income renter base — watch delinquency; 6,503 units permitted in Duval County in 2024 (1,131 in 5+ unit buildings).
- At $3,618/mo this rent would consume 142% of the median local household income ($31k/yr) (locally 2921% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.
- Duval County population projected at +19% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 46 days — a 3% lower offer ($325k) is reasonable based on typical stale-listing flexibility.
- 11 sale attempts since 25y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $150k; list at $335k implies a 123% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 6→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 46 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
- Can we see the unit-by-unit rent roll, current vacancy, and any below-market leases? What's the average tenancy length?
- What capital expenditures (roof, boiler, parking lot, exteriors) have been made in the last 5 years, and what's planned in the next 2?
- Built in 1974 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 1.08% ✓
- Cap rate
- 8.20%
- Cash-on-cash
- 6.82%
- DSCR
- 1.30
- GRM
- 7.7
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 1.81% rent growth · sell at horizon
- IRR
- -7.2%
- Equity multiple
- 0.74×
- Total profit
- $-24,543
- Equity at exit
- $49,950
- IRR
- 0.9%
- Equity multiple
- 1.06×
- Total profit
- $5,453
- Equity at exit
- $28,965
Cash invested: $93,800 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 32209
- Home prices YoY
- -22.1%
- Rents YoY
- 1.8%
- Active inventory
- 394
- Price-to-rent
- 21.9×
Monthly cashflow live
- Estimated rent
- $3,618 high interval (Pro) →
- Mortgage (P&I)
- −$1,757
- Tax from tax record
- −$429 /mo · $5,144/yr
- Insurance
- −$140
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$760
- Net cashflow
- $533
Break-even live
3-unit breakdown (identical units grouped — click to expand)
| Units | Beds | Baths | Est. rent |
|---|---|---|---|
| 1× unit | 3.0 | 1 | $1,272 |
| 1× unit | 1.0 | 1 | $959 |
| 1× unit | 4.0 | 1 | $1,387 |
| Total (3 units) | $3,618 | ||
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $83,750
- Closing costs
- $10,050
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 46 events
-
2026-06-18days on market $335,000 Active 46 DOM
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2026-06-17days on market $335,000 Active 45 DOM
-
2026-06-16days on market $335,000 Active 44 DOM
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2026-06-15days on market $335,000 Active 43 DOM
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2026-06-13days on market $335,000 Active 40 DOM
-
2026-06-10days on market $335,000 Active 37 DOM
-
2026-06-08days on market $335,000 Active 36 DOM
-
2026-06-07days on market $335,000 Active 35 DOM
-
2026-06-05days on market $335,000 Active 32 DOM
-
2026-06-03days on market $335,000 Active 31 DOM
-
2026-06-02pricedays on market $335,000 Active 30 DOM
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2026-06-01days on market $350,000 Active 29 DOM
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2026-05-31days on market $350,000 Active 28 DOM
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2026-05-03$350,000 Active
-
2025-11-04historical $875
-
2025-10-17price $875
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2025-09-22$975
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2024-04-05historical $500
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2024-03-29price $500
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2024-03-27$575
-
2024-01-04soldstatus $150,000
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2023-12-02historical 731-char remark
Show marketing remark (731 chars)
Welcome to this exceptional duplex.This property boasts two distinct units, each with its own unique charm and appeal. Unit 1 - Tenant Occupied: This well-maintained unit features four generously-sized bedrooms and two well-appointed bathrooms. Currently tenant-occupied, it generates a steady rental income of $1300 per month. Unit 2 - The second unit offers three bedrooms and one bathroom. With an open canvas, you have the opportunity to create a space that perfectly suits your lifestyle. This duplex is a prime opportunity for savvy investors.With a tenant already in place, this property offers an immediate return on investment. The vacant unit provides flexibility for personalization and customization. SOLD-AS-IS
-
2023-11-03price $245,000 731-char remark
Show marketing remark (731 chars)
Welcome to this exceptional duplex.This property boasts two distinct units, each with its own unique charm and appeal. Unit 1 - Tenant Occupied: This well-maintained unit features four generously-sized bedrooms and two well-appointed bathrooms. Currently tenant-occupied, it generates a steady rental income of $1300 per month. Unit 2 - The second unit offers three bedrooms and one bathroom. With an open canvas, you have the opportunity to create a space that perfectly suits your lifestyle. This duplex is a prime opportunity for savvy investors.With a tenant already in place, this property offers an immediate return on investment. The vacant unit provides flexibility for personalization and customization. SOLD-AS-IS
-
2023-11-02status Active 731-char remark
Show marketing remark (731 chars)
Welcome to this exceptional duplex.This property boasts two distinct units, each with its own unique charm and appeal. Unit 1 - Tenant Occupied: This well-maintained unit features four generously-sized bedrooms and two well-appointed bathrooms. Currently tenant-occupied, it generates a steady rental income of $1300 per month. Unit 2 - The second unit offers three bedrooms and one bathroom. With an open canvas, you have the opportunity to create a space that perfectly suits your lifestyle. This duplex is a prime opportunity for savvy investors.With a tenant already in place, this property offers an immediate return on investment. The vacant unit provides flexibility for personalization and customization. SOLD-AS-IS
-
2023-10-25historical Active Under Contract 731-char remark
Show marketing remark (731 chars)
Welcome to this exceptional duplex.This property boasts two distinct units, each with its own unique charm and appeal. Unit 1 - Tenant Occupied: This well-maintained unit features four generously-sized bedrooms and two well-appointed bathrooms. Currently tenant-occupied, it generates a steady rental income of $1300 per month. Unit 2 - The second unit offers three bedrooms and one bathroom. With an open canvas, you have the opportunity to create a space that perfectly suits your lifestyle. This duplex is a prime opportunity for savvy investors.With a tenant already in place, this property offers an immediate return on investment. The vacant unit provides flexibility for personalization and customization. SOLD-AS-IS
-
2023-09-16$250,000 Active 731-char remark
Show marketing remark (731 chars)
Welcome to this exceptional duplex.This property boasts two distinct units, each with its own unique charm and appeal. Unit 1 - Tenant Occupied: This well-maintained unit features four generously-sized bedrooms and two well-appointed bathrooms. Currently tenant-occupied, it generates a steady rental income of $1300 per month. Unit 2 - The second unit offers three bedrooms and one bathroom. With an open canvas, you have the opportunity to create a space that perfectly suits your lifestyle. This duplex is a prime opportunity for savvy investors.With a tenant already in place, this property offers an immediate return on investment. The vacant unit provides flexibility for personalization and customization. SOLD-AS-IS
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2018-01-26soldstatus $115,000
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2017-05-05soldstatus $52,000
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2017-05-04soldstatus $52,000 Sold 258-char remark
Show marketing remark (258 chars)
7BR/3BA Concrete Block Investor Special! Loads of Potential! Spacious Room Sizes and a Huge Backyard. EZ to See. SELLER HAS NEVER LIVED IN THIS PROPERTY. PROPERTY IS BEING SOLD IN ''AS-IS'' CONDITION W/NO REPAIRS. SELLER & AGENT MAKE NO REPRESENTATIONS.
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2017-04-20status Pending 258-char remark
Show marketing remark (258 chars)
7BR/3BA Concrete Block Investor Special! Loads of Potential! Spacious Room Sizes and a Huge Backyard. EZ to See. SELLER HAS NEVER LIVED IN THIS PROPERTY. PROPERTY IS BEING SOLD IN ''AS-IS'' CONDITION W/NO REPAIRS. SELLER & AGENT MAKE NO REPRESENTATIONS.
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2017-04-05historical Active - Contingent 258-char remark
Show marketing remark (258 chars)
7BR/3BA Concrete Block Investor Special! Loads of Potential! Spacious Room Sizes and a Huge Backyard. EZ to See. SELLER HAS NEVER LIVED IN THIS PROPERTY. PROPERTY IS BEING SOLD IN ''AS-IS'' CONDITION W/NO REPAIRS. SELLER & AGENT MAKE NO REPRESENTATIONS.
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2017-03-28price $57,000 258-char remark
Show marketing remark (258 chars)
7BR/3BA Concrete Block Investor Special! Loads of Potential! Spacious Room Sizes and a Huge Backyard. EZ to See. SELLER HAS NEVER LIVED IN THIS PROPERTY. PROPERTY IS BEING SOLD IN ''AS-IS'' CONDITION W/NO REPAIRS. SELLER & AGENT MAKE NO REPRESENTATIONS.
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2017-03-18price $59,500 258-char remark
Show marketing remark (258 chars)
7BR/3BA Concrete Block Investor Special! Loads of Potential! Spacious Room Sizes and a Huge Backyard. EZ to See. SELLER HAS NEVER LIVED IN THIS PROPERTY. PROPERTY IS BEING SOLD IN ''AS-IS'' CONDITION W/NO REPAIRS. SELLER & AGENT MAKE NO REPRESENTATIONS.
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2017-03-08$64,500 Active 258-char remark
Show marketing remark (258 chars)
7BR/3BA Concrete Block Investor Special! Loads of Potential! Spacious Room Sizes and a Huge Backyard. EZ to See. SELLER HAS NEVER LIVED IN THIS PROPERTY. PROPERTY IS BEING SOLD IN ''AS-IS'' CONDITION W/NO REPAIRS. SELLER & AGENT MAKE NO REPRESENTATIONS.
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2017-01-31soldstatus $28,000
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2012-02-08historical
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2012-01-17$25,000
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2012-01-09historical
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2011-10-05$25,250
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2011-06-20historical
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2011-05-19$32,900
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2002-03-25soldstatus $110,000
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2001-10-26soldstatus $18,500
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2001-06-21$19,900
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2001-06-16historical
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2001-02-12$38,500
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $5,144 · $429/mo
- Projected year-2 tax
- $5,144 · $429/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 8/10 Severe 6 d/yr ≥107°F today · 17 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 6 unhealthy d/yr today · 6 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $43,416
- − Mortgage interest
- −$18,765
- − Property taxes
- −$5,144
- − Insurance
- −$1,675
- − Repairs & maintenance
- −$3,473
- − Management
- −$3,473
- − Depreciation
- −$9,745
- Taxable income
- $1,140
- Est. tax owed @ 24.0%
- −$274
- After-tax cash flow
- $6,125/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Duval
- NCES district ID
- 1200480
- Math proficiency
- 46% ▼ -11.00%
- Reading proficiency
- 45% ▼ -4.00%
- Median HH income
- $48,987
- Composite
- 38.97/100
- National rank
- #4076
- State rank
- #48 of 73 in FL
Livability — Jacksonville
- Score
- 83/100
- State rank
- #50
- US rank
- #911
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Jacksonville, FL
- County
- Duval County · 1,015,274 people
- City population
- 979,034
- Metro
- Jacksonville, FL
- Population (ZIP)
- 34,657
- Household income
- $30,514
- Rent vs Own
- Severe rent burden
- 2921.0
Population outlook (Duval County) Hauer SSP2
- Today (2025)
- 1,013,010 people
- By 2030
- 1,059,228 · +4.6%
- By 2040
- 1,141,439 · +12.7%
- By 2050
- 1,205,258 · +19.0%
- By 2075
- 1,324,282 · +30.7%
- By 2100
- 1,319,620 · +30.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Black (88%)
- Race & ethnicity
- Black 88% White 5% Hispanic / Latino 5% Two or more races 2%
- Hispanic origin (detail)
- Puerto Rican 3%
- Common ancestry
- Hispanic 1% Romanian 1%
- Foreign-born
- 3% · Canada
- Languages at home
- 95% English-only · Spanish 4% French/Haitian/Cajun 1%
Political lean MEDSL · Duval
- 2024 margin
- Toss-up / Even · D 48.7% · R 50.1% · Other 1.2%
- 2008→2024 swing
- +0.4pp no change · 2008: -1.9pp · 2024: -1.5pp
- All cycles
- 2024: R+1.5 2020: D+3.8 2016: R+1.5 2012: R+3.6 2008: R+1.9
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -53.92%
- Current HPI
- 189.5977
- Rent YoY
- ▲ 1.81%
- Metro
- Jacksonville, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
|
||
| Insurance | 2 | $17B |
|
||
| Retail | 1 | $60B |
|
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| Technology Distribution | 1 | $58B |
|
||
| Homebuilding | 1 | $35B |
|
||
| Technology Manufacturing | 1 | $35B |
|
||
Price history
+809.1% since first listed33 events — show timeline
- 2026-05-03 Listed $350,000 realMLS
- 2025-11-04 Rental Removed $875 RENTALBEAST
- 2025-10-17 Price Changed $875 RENTALBEAST
- 2025-09-22 Listed for Rent $975 RENTALBEAST
- 2024-04-05 Rental Removed $500 BUILDIUM
- 2024-03-29 Price Changed $500 BUILDIUM
- 2024-03-27 Listed for Rent $575 BUILDIUM
- 2024-01-04 Sold (Public Records) $150,000 Public Records
- 2023-12-02 Listing Removed — realMLS
- 2023-11-03 Price Changed $245,000 realMLS
- 2023-11-02 Relisted — realMLS
- 2023-10-25 Contingent — realMLS
- 2023-09-16 Listed $250,000 realMLS
- 2018-01-26 Sold (Public Records) $115,000 Public Records
- 2017-05-05 Sold (Public Records) $52,000 Public Records
- 2017-05-04 Sold (MLS) $52,000 realMLS
- 2017-04-20 Pending — realMLS
- 2017-04-05 Contingent — realMLS
- 2017-03-28 Price Changed $57,000 realMLS
- 2017-03-18 Price Changed $59,500 realMLS
- 2017-03-08 Listed $64,500 realMLS
- 2017-01-31 Sold (Public Records) $28,000 Public Records
- 2012-02-08 Listing Removed — realMLS
- 2012-01-17 Listed $25,000 realMLS
- 2012-01-09 Listing Removed — realMLS
- 2011-10-05 Listed $25,250 realMLS
- 2011-06-20 Listing Removed — realMLS
- 2011-05-19 Listed $32,900 realMLS
- 2002-03-25 Sold (Public Records) $110,000 Public Records
- 2001-10-26 Sold (MLS) $18,500 realMLS
- 2001-06-21 Listed $19,900 realMLS
- 2001-06-16 Listing Removed — realMLS
- 2001-02-12 Listed $38,500 realMLS
Property tax history
+10.9%/yrLatest (2025): $5,144 · +5.9% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…