109 John St · Hagerstown, MD 21740

$65,000

3 bd · 1.0 ba · 1,368 sqft · SingleFamily public records · 8 Days on market

Built 1883 4,428 sqft lot $48/sqft · 61% below area ↓ 32% since listing

---

Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• ARV discount +7.5/15.0
• Livability +3.9/5.0
• Rent growth +3.5/5.0
• Condition / age +2.5/5.0
• Schools +2.3/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Nice Colonial with 4 bedrooms & 1 full bath. Roomy kitchen with lots of cabinets. Desk nook in dining area. Living Room with fireplace. Wooden floors throughout. Central Air Conditioning with gas forced air heat. Fenced in back yard, with covered patio. 2 car off street parking pad. In town close to public transportation, shopping, & schools. Don't delay make this yours today! Home is sold "AS IS"

Key facts

• 4,428 sq ft lot
• 2 parking spots
• Built 1883

Property features AI

Finance

• Financial info: Ownership: Fee simple; Property condition: Major rehab needed / Below average

Exterior

• Parking: Two total garage/parking spaces; Two driveway spaces; Asphalt driveway; Off-street and on-street parking available
• Utilities: Public water; Public sewer; Electric available; Natural gas available; Broadband internet; Hot water: other
• Home design: Detached property; Four total levels; Building winterized
• Construction: Aluminum siding; Stone foundation; Detached structure
• Exterior features: Chain link fencing; Located in city limits; downtown location

Interior

• Bedrooms: Three bedrooms on the first upper level
• Bathrooms: One full bathroom (upper level); One half bathroom (lower level)
• Heating & cooling: Central forced air heating with natural gas; Programmable thermostat; Cooling listed as other
• Interior features: Attic; Tub with shower; Traditional floor plan; Connecting stairway to basement; Partially finished basement with space for rooms and walkout stairs; Basement has windows, poured concrete foundation, interior and outside access, unfinished areas
• Laundry & utility: Laundry on lower floor

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $65k.

Deal economics

• At list price, monthly cash flow is $707 ($8k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $65k).
• Cap rate 19.4% vs local median 4.4% in Hagerstown — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 77/100 on livability (#83 in MD, #3,170 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, health & safety A+; Watch: crime F, employment F.
• Washingtion County Public Schools (suburban): math 18% / reading 33% proficiency, ranked #13 of 24 in MD (top 54%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Zoned schools: Eastern Elementary (math 10% / reading 11%, grade F, #590 of 860 statewide, top 70%, 433 students, 85% FRL); Northern Middle (math 10% / reading 32%, grade F, #134 of 225 statewide, top 62%, 848 students, 68% FRL); North Hagerstown High (math 31% / reading 63%, grade D-, #114 of 222 statewide, top 52%, 1,438 students, 62% FRL) — zoned schools average 72% FRL vs 39% district-wide (32 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Market conditions: Rents rising fast (+4.0%/yr); 368 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 45d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 58% of comp listings sitting > 30 days — soft ceiling on asking rent; 232 units permitted in Washington County in 2024 (12 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $449 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
• At projected returns (-3.0% appreciation + 4.0% rent growth), your $18k cash investment doubles in ~3 years — after that, you're playing with house money.

Negotiation context

• Only 8 days on market — expect competitive offers; lowballing is unlikely to land.
• 9 sale attempts since 31y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $27k; list at $65k implies a 144% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1883 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $65,000

Questions for the listing agent

1. Built in 1883 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 2.32% ✓
• Cap rate: 19.35%
• Cash-on-cash: 46.64%
• DSCR: 3.08
• GRM: 3.6

CMA / ARV

• ARV (median comp): $166,996
• List price: $65,000
• Delta: -61.08%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
424 Jefferson St	0.28mi	3/2.0	1,374 (+0%)	9mo	$245,000	$178	75
414 E Franklin St	0.36mi	3/1.0	1,396 (+2%)	6mo	$190,000	$136	74
41 Fairground Ave	0.36mi	3/2.0	1,424 (+4%)	5mo	$233,350	$164	68
308 Locust St	0.03mi	3/1.5	1,168 (-15%)	6mo	$177,500	$152	67
48 Fairground Ave	0.38mi	3/2.0	1,460 (+7%)	2mo	$229,000	$157	66
106 East Ave	0.14mi	4/2.0 (+1)	1,479 (+8%)	8mo	$210,000	$142	64
30 Willard St	0.59mi	3/1.5	1,350 (-1%)	7mo	$285,000	$211	62
58 Bethel St	0.29mi	3/2.5	1,224 (-10%)	3mo	$265,000	$217	60
116 Bethel St	0.36mi	3/2.0	1,538 (+12%)	2mo	$87,500	$57	57
907 View St	0.62mi	3/1.5	1,312 (-4%)	7mo	$263,000	$200	56
320 N Prospect St	0.42mi	4/1.5 (+1)	1,558 (+14%)	2mo	$163,000	$105	49
112-S Cannon Ave	0.53mi	3/2.5	1,529 (+12%)	6mo	$275,000	$180	44

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 4.0% rent growth · sell at horizon

5-year hold

• IRR: 45.1%
• Equity multiple: 2.98×
• Total profit: $36,094
• Equity at exit: $9,692

10-year hold

• IRR: 51.5%
• Equity multiple: 6.28×
• Total profit: $96,043
• Equity at exit: $5,620

Cash invested: $18,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 27 Tenant-Leaning
• State Maryland: 27 Tenant-Leaning · D+14
• County: — inherits STATE
• City: — inherits STATE

Failure-to-pay is dismissed if cured before judgment; Baltimore has just-cause; strict deposit rules.

Methodology + full state rankings →

ZIP-level market 21740

• Rents YoY: 4.0%
• Active inventory: 368
• Price-to-rent: 3.6×

Monthly cashflow live

• Estimated rent: $1,509 high
• Mortgage (P&I): −$341
• Tax from tax record: −$117 /mo · $1,407/yr
• Insurance: −$27
• HOA: −$0
• Vacancy / Maint / Mgmt: −$317
• Net cashflow: $707

Break-even live

Break-even rent $614

Max offer price $65,000

Occupancy floor 48%

Sensitivity live

Price	-10% $744	-5% $726	+0% $707	+5% $689	+10% $671
Rent	-10% $588	-5% $648	+0% $707	+5% $767	+10% $827
Rate	-1.0pp $740	-0.5pp $724	base $707	+0.5pp $690	+1.0pp $673

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $16,250
• Closing costs: $1,950
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
307 N Locust St Hagerstown, MD	3.0	1.0	1140	$1,490	$1.31	44d	1	0.04mi
210 N Locust St Hagerstown, MD	3.0	1.0	1476	$1,275	$0.86	22d	1	0.12mi
207 N Mulberry St Unit 3 Hagerstown, MD	2.0	1.0	940	$1,130	$1.20	22d	1	0.14mi
322 N Cannon Ave Hagerstown, MD	3.0	1.5	1488	$1,800	$1.21	14d	1	0.15mi
115 East Ave Unit 2 Hagerstown, MD	2.0	1.0	1200	$1,400	$1.17	44d	1	0.15mi
311 Jefferson St Unit 311 Hagerstown, MD	3.0	1.5	1200	$1,550	$1.29	44d	1	0.19mi
235 East Ave Hagerstown, MD	2.0	1.0	1200	$1,200	$1.00	14d	1	0.20mi
323 N Potomac St #1 Hagerstown, MD	2.0	2.0	1800	$1,505	$0.84	22d	1	0.20mi
323 N Potomac St Unit 2 Hagerstown, MD	2.0	1.0	1700	$1,380	$0.81	22d	1	0.20mi
27 Bethel St Hagerstown, MD	2.0	1.0	954	$950	$1.00	44d	1	0.24mi
42 E Franklin St Hagerstown, MD	3.0	1.5	1200	$1,350	$1.12	44d	1	0.25mi
441 N Potomac St Hagerstown, MD	2.0	1.0	970	$1,350	$1.39	44d	1	0.26mi
115 N Potomac St Unit 2 Hagerstown, MD	2.0	1.0	1200	$1,250	$1.04	22d	1	0.28mi
62 Bethel St Hagerstown, MD	3.0	1.5	1088	$1,700	$1.56	44d	1	0.31mi
60 E Washington St Apt 1E Hagerstown, MD	3.0	1.5	1300	$1,500	$1.15	22d	1	0.34mi
109 Fairground Ave Hagerstown, MD	3.0	1.0	1470	$1,600	$1.09	14d	1	0.36mi
103 E Washington St Unit 1E Hagerstown, MD	3.0	1.0	1200	$1,200	$1.00	14d	1	0.36mi
629 Oak Hill Ave Unit 3 Hagerstown, MD	2.0	1.0	1386	$1,595	$1.15	44d	1	0.37mi
92 W Washington St Unit 405 Hagerstown, MD	2.0	1.0	1083	$1,650	$1.52	44d	1	0.46mi
92 W Washington St Unit 403 Hagerstown, MD	2.0	1.5	924	$1,550	$1.68	44d	1	0.46mi
92 W Washington St Unit 410 Hagerstown, MD	3.0	1.5	1415	$1,795	$1.27	44d	1	0.46mi
715 Oak Hill Ave Unit 2N Hagerstown, MD	2.0	1.0	1500	$1,595	$1.06	44d	1	0.47mi
715 Oak Hill Ave Unit 3N Hagerstown, MD	2.0	1.0	1200	$1,395	$1.16	14d	1	0.47mi
50 Rochester Pl Unit 23 Hagerstown, MD	2.0	1.0	900	$1,275	$1.42	44d	1	0.47mi
805 Mulberry Ave Hagerstown, MD	3.0	1.5	1584	$1,830	$1.16	44d	1	0.47mi
804 Oak Hill Ave Unit A Hagerstown, MD	2.0	1.0	1000	$1,695	$1.70	22d	1	0.50mi
828 Hamilton Blvd Unit B Hagerstown, MD	2.0	1.0	1512	$1,495	$0.99	44d	1	0.54mi
421 Salem Ave Hagerstown, MD	3.0	1.0	1256	$1,550	$1.23	22d	1	0.65mi
464 Peleton St Hagerstown, MD	3.0	2.0	1253	$2,025	$1.62	14d	1	0.66mi
326 S Potomac St #2 Hagerstown, MD	2.0	1.0	1350	$1,500	$1.11	44d	1	0.78mi
326 S Potomac St #1 Hagerstown, MD	2.0	1.0	1050	$1,400	$1.33	44d	1	0.78mi
338 S Locust St Hagerstown, MD	3.0	1.5	1320	$1,600	$1.21	22d	1	0.78mi
313 Frederick St Unit 313 Hagerstown, MD	3.0	1.5	1650	$2,500	$1.52	44d	1	0.79mi
313 Frederick St Hagerstown, MD	3.0	1.5	1650	$2,500	$1.52	44d	1	0.79mi
124 Ray St Hagerstown, MD	3.0	1.0	960	$1,500	$1.56	22d	1	0.80mi
607 Salem Ave Hagerstown, MD	4.0	1.0	1344	$1,775	$1.32	44d	1	0.82mi
382 S Cleveland Ave Unit 4 Hagerstown, MD	2.0	1.0	900	$1,200	$1.33	14d	1	0.83mi
616 George St Hagerstown, MD	3.0	1.0	1034	$1,600	$1.55	44d	1	0.84mi
55 Manor Dr Unit 82-103 Hagerstown, MD	3.0	1.0	945	$1,670	$1.77	44d	1	0.85mi
55 Manor Dr Unit 20-204 Hagerstown, MD	2.0	1.0	936	$1,454	$1.55	44d	1	0.85mi

Listing history 40 events

1. 2026-06-14
   statusdays on market $65,000 Pending 8 DOM
2. 2026-06-13
   days on market $65,000 Active 7 DOM
3. 2026-06-10
   remarks 308-char remark
4. 2026-06-10
   days on market $65,000 Active 5 DOM
5. 2026-06-09
   days on market $65,000 Active 4 DOM
6. 2026-06-08
   days on market $65,000 Active 3 DOM
7. 2026-06-07
   remarks 249-char remark
8. 2026-06-07
   statusdays on market $65,000 Active 2 DOM
9. 2026-06-03
   days on market $65,000 Coming Soon 26 DOM
10. 2026-06-02
    days on market $65,000 Coming Soon 25 DOM
11. 2026-06-01
    days on market $65,000 Coming Soon 24 DOM
12. 2026-05-31
    days on market $65,000 Coming Soon 23 DOM
13. 2026-05-30
    days on market $65,000 Coming Soon 22 DOM
14. 2026-05-08
    historical $65,000 146-char remark
15. 2014-01-20
    historical 421-char remark

    Show marketing remark (421 chars)

    Nice Colonial with 4 bedrooms & 1 full bath. Roomy kitchen with lots of cabinets. Desk nook in dining area. Living Room with fireplace. Wooden floors throughout. Central Air Conditioning with gas forced air heat. Fenced in back yard, with covered patio. 2 car off street parking pad. In town close to public transportation, shopping, & schools. Don't delay make this yours today! Home is sold "AS IS"

16. 2014-01-10
    soldstatus $26,600 Sold 421-char remark

    Show marketing remark (421 chars)

    Nice Colonial with 4 bedrooms & 1 full bath. Roomy kitchen with lots of cabinets. Desk nook in dining area. Living Room with fireplace. Wooden floors throughout. Central Air Conditioning with gas forced air heat. Fenced in back yard, with covered patio. 2 car off street parking pad. In town close to public transportation, shopping, & schools. Don't delay make this yours today! Home is sold "AS IS"

17. 2014-01-10
    soldstatus $26,600

    Show marketing remark (421 chars)

    Nice Colonial with 4 bedrooms & 1 full bath. Roomy kitchen with lots of cabinets. Desk nook in dining area. Living Room with fireplace. Wooden floors throughout. Central Air Conditioning with gas forced air heat. Fenced in back yard, with covered patio. 2 car off street parking pad. In town close to public transportation, shopping, & schools. Don't delay make this yours today! Home is sold "AS IS"

18. 2013-12-13
    status Contract 421-char remark

    Show marketing remark (421 chars)

    Nice Colonial with 4 bedrooms & 1 full bath. Roomy kitchen with lots of cabinets. Desk nook in dining area. Living Room with fireplace. Wooden floors throughout. Central Air Conditioning with gas forced air heat. Fenced in back yard, with covered patio. 2 car off street parking pad. In town close to public transportation, shopping, & schools. Don't delay make this yours today! Home is sold "AS IS"

19. 2013-12-12
    historical

    Show marketing remark (421 chars)

    Nice Colonial with 4 bedrooms & 1 full bath. Roomy kitchen with lots of cabinets. Desk nook in dining area. Living Room with fireplace. Wooden floors throughout. Central Air Conditioning with gas forced air heat. Fenced in back yard, with covered patio. 2 car off street parking pad. In town close to public transportation, shopping, & schools. Don't delay make this yours today! Home is sold "AS IS"

20. 2013-11-27
    price $50,000 421-char remark

    Show marketing remark (421 chars)

    Nice Colonial with 4 bedrooms & 1 full bath. Roomy kitchen with lots of cabinets. Desk nook in dining area. Living Room with fireplace. Wooden floors throughout. Central Air Conditioning with gas forced air heat. Fenced in back yard, with covered patio. 2 car off street parking pad. In town close to public transportation, shopping, & schools. Don't delay make this yours today! Home is sold "AS IS"

21. 2013-09-25
    price $64,953 421-char remark

    Show marketing remark (421 chars)

    Nice Colonial with 4 bedrooms & 1 full bath. Roomy kitchen with lots of cabinets. Desk nook in dining area. Living Room with fireplace. Wooden floors throughout. Central Air Conditioning with gas forced air heat. Fenced in back yard, with covered patio. 2 car off street parking pad. In town close to public transportation, shopping, & schools. Don't delay make this yours today! Home is sold "AS IS"

22. 2013-09-06
    price $72,171 Active 421-char remark

    Show marketing remark (421 chars)

    Nice Colonial with 4 bedrooms & 1 full bath. Roomy kitchen with lots of cabinets. Desk nook in dining area. Living Room with fireplace. Wooden floors throughout. Central Air Conditioning with gas forced air heat. Fenced in back yard, with covered patio. 2 car off street parking pad. In town close to public transportation, shopping, & schools. Don't delay make this yours today! Home is sold "AS IS"

23. 2013-09-06
    status Active 421-char remark

    Show marketing remark (421 chars)

    Nice Colonial with 4 bedrooms & 1 full bath. Roomy kitchen with lots of cabinets. Desk nook in dining area. Living Room with fireplace. Wooden floors throughout. Central Air Conditioning with gas forced air heat. Fenced in back yard, with covered patio. 2 car off street parking pad. In town close to public transportation, shopping, & schools. Don't delay make this yours today! Home is sold "AS IS"

24. 2013-09-05
    historical 421-char remark

    Show marketing remark (421 chars)

    Nice Colonial with 4 bedrooms & 1 full bath. Roomy kitchen with lots of cabinets. Desk nook in dining area. Living Room with fireplace. Wooden floors throughout. Central Air Conditioning with gas forced air heat. Fenced in back yard, with covered patio. 2 car off street parking pad. In town close to public transportation, shopping, & schools. Don't delay make this yours today! Home is sold "AS IS"

25. 2013-08-16
    listed $80,190 Active 421-char remark

    Show marketing remark (421 chars)

    Nice Colonial with 4 bedrooms & 1 full bath. Roomy kitchen with lots of cabinets. Desk nook in dining area. Living Room with fireplace. Wooden floors throughout. Central Air Conditioning with gas forced air heat. Fenced in back yard, with covered patio. 2 car off street parking pad. In town close to public transportation, shopping, & schools. Don't delay make this yours today! Home is sold "AS IS"

26. 2013-08-16
    listed $50,000

    Show marketing remark (421 chars)

    Nice Colonial with 4 bedrooms & 1 full bath. Roomy kitchen with lots of cabinets. Desk nook in dining area. Living Room with fireplace. Wooden floors throughout. Central Air Conditioning with gas forced air heat. Fenced in back yard, with covered patio. 2 car off street parking pad. In town close to public transportation, shopping, & schools. Don't delay make this yours today! Home is sold "AS IS"

27. 2013-08-15
    historical
28. 2013-08-15
    historical
29. 2013-07-26
    price
30. 2013-06-28
    price
31. 2013-05-01
    listed Active
32. 2013-04-30
    listed $80,190
33. 2003-10-07
    soldstatus $94,000
34. 2003-10-01
    soldstatus $94,000
35. 2003-08-13
    historical
36. 2003-08-08
    listed $94,900
37. 2001-06-29
    historical
38. 2001-02-15
    listed
39. 1996-06-30
    historical
40. 1995-07-21
    listed

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MD · Partial reset (capped growth)

• Current annual tax: $1,407 · $117/mo
• Projected year-2 tax: $1,407 · $117/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 5/10 Major 7 d/yr ≥101°F today · 16 d/yr by 30 yrs out
• 💨 Wind 2/10 Low 2% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $18,113
• − Mortgage interest: −$3,641
• − Property taxes: −$1,407
• − Insurance: −$325
• − Repairs & maintenance: −$1,449
• − Management: −$1,449
• − Depreciation: −$1,891
• Taxable income: $7,952
• Est. tax owed @ 24.0%: −$1,908
• After-tax cash flow: $6,579/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Washingtion County Public Schools
• NCES district ID: 2400660
• Math proficiency: 18% ▼ -20.00%
• Reading proficiency: 33% ▼ -17.00%
• Median HH income: $54,784
• Composite: 22.87/100
• National rank: #8007
• State rank: #13 of 24 in MD

Livability — Hagerstown

• Score: 77/100
• State rank: #83
• US rank: #3170

Category grades

Amenities B Commute A+ Cost of living A+ Crime F Employment F Housing A Health & safety A+ User ratings C+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Hagerstown, MD
• County: Washington County · 98,861 people
• City population: 64,792
• Metro: Hagerstown-Martinsburg, MD-WV
• Population (ZIP): 64,792
• Household income: $62,873
• Rent vs Own: 44.7% rent · 55.3% own
• Severe rent burden: 2832.0

Population outlook (Washington County) Hauer SSP2

• Today (2025): 151,614 people
• By 2030: 151,455 · -0.1%
• By 2040: 150,097 · -1.0%
• By 2050: 148,193 · -2.3%
• By 2075: 146,581 · -3.3%
• By 2100: 138,025 · -9.0%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Majority White (64%)
• Race & ethnicity: White 64% Black 18% Two or more races 10% Hispanic / Latino 10% Asian 2%
• Hispanic origin (detail): Mexican 2% Puerto Rican 2% Dominican 2%
• Common ancestry: Romanian 2% Lithuanian 1% Slovak 1%
• Foreign-born: 9% · Canada, China
• Languages at home: 86% English-only · Spanish 9% French/Haitian/Cajun 1% Chinese 1%

Political lean MEDSL · Washington

• 2024 margin: Strong R (+23.0) · D 37.3% · R 60.4% · Other 2.3%
• 2008→2024 swing: -10.2pp toward R · 2008: -12.9pp · 2024: -23.0pp
• All cycles: 2024: R+23.0 2020: R+20.9 2016: R+32.4 2012: R+18.5 2008: R+12.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -248.38%
• Current HPI: 264.8018
• Rent YoY: ▲ 4.00%
• Metro: Hagerstown-Martinsburg, MD-WV
• State GDP YoY: ▲ 2.97%
• F500 in state: 12

Industry mix (Fortune 500 HQ in MD)

Industry	F500 HQs	Revenue
▸Aerospace / Defense	1	$71B
▸Utilities	1	$25B
▸Hotels	1	$24B
▸Consumer Goods	1	$7B
▸Real Estate	1	$6B
▸Chemicals	1	$2B

Price history

-31.5% since first listed

29 events — show timeline

• 2026-06-13 Pending — BRIGHT MLS
• 2026-06-05 Listed $65,000 BRIGHT MLS
• 2026-05-08 Coming Soon $65,000 BRIGHT MLS
• 2014-01-20 Delisted — MRIS
• 2014-01-10 Sold (MLS) $26,600 BRIGHT MLS
• 2014-01-10 Sold (MLS) $26,600 MRIS
• 2013-12-13 Pending — MRIS
• 2013-12-12 Listing Removed — BRIGHT MLS
• 2013-11-27 Price Changed $50,000 MRIS
• 2013-09-25 Price Changed $64,953 MRIS
• 2013-09-06 Relisted — MRIS
• 2013-09-06 Price Changed $72,171 MRIS
• 2013-09-05 Delisted — MRIS
• 2013-08-16 Listed $80,190 MRIS
• 2013-08-16 Listed $50,000 BRIGHT MLS
• 2013-08-15 Delisted — MRIS
• 2013-08-15 Listing Removed — BRIGHT MLS
• 2013-07-26 Price Changed — MRIS
• 2013-06-28 Price Changed — MRIS
• 2013-05-01 Listed — MRIS
• 2013-04-30 Listed $80,190 BRIGHT MLS
• 2003-10-07 Sold (Public Records) $94,000 Public Records
• 2003-10-01 Sold (MLS) $94,000 MRIS
• 2003-08-13 Delisted — MRIS
• 2003-08-08 Listed $94,900 MRIS
• 2001-06-29 Delisted — MRIS
• 2001-02-15 Listed — MRIS
• 1996-06-30 Delisted — MRIS
• 1995-07-21 Listed — MRIS

Property tax history

+0.0%/yr

Latest (2025): $1,407 · +14.2% YoY. Source: county tax records.