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3122 Brinkley Rd Apt 202
D- Composite 39.82
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +11.5/30.0
  • 1% rule +8.0/10.0
  • ARV discount +7.5/15.0
  • Livability +3.5/5.0
  • DSCR +3.4/10.0
  • Condition / age +2.5/5.0
  • Rent growth +1.8/5.0
  • Schools +1.7/10.0
  • Appreciation +0.0/10.0

$158,231

3122 Brinkley Rd Apt 202 · Temple Hills, MD 20748
3 bd · 2.0 ba · 924 sqft · Condo public records · 8 Days on market
Built 1966

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

A nice size for a family trying to downsize, Condo Fee of $679

Key facts

  • Built 1966
  • Listed 8 days

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath condo listed at $158k.

Deal economics

  • At list price, monthly cash flow is $-52 ($-621/yr) — negative.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $158k).

Location & tenants

  • Location reads 70/100 on livability (#165 in MD) — a middle-class / working-renter tenant base. Strengths: commute A+, housing A+, employment B+; Watch: crime D, schools F, amenities F.
  • Prince George'S County Public Schools (suburban): math 8% / reading 24% proficiency, ranked #21 of 24 in MD (top 88%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Market conditions: Rents soft (-2.9%/yr); 139 active listings in the ZIP; 13 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 1,481 units permitted in Prince George's County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Prince George's County population projected at +18% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • Only 8 days on market — expect competitive offers; lowballing is unlikely to land.
  • 3 sale attempts since 28y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $90k; list at $158k implies a 77% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: HOA is 31% of rent.
  • Climate carrying-cost: extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $158,231

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. Built in 1966 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  7. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  8. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  11. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
1.30%
Cap rate
5.90%
Cash-on-cash
-1.40%
DSCR
0.94
GRM
6.4

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-23.7%
Equity multiple
0.22×
Total profit
$-34,559
Equity at exit
$23,593
10-year hold
IRR
-42.0%
Equity multiple
-0.26×
Total profit
$-55,996
Equity at exit
$13,681

Cash invested: $44,305 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
27 Tenant-Leaning
State Maryland
27 Tenant-Leaning · D+14
County
— inherits STATE
City
— inherits STATE
Failure-to-pay is dismissed if cured before judgment; Baltimore has just-cause; strict deposit rules.

ZIP-level market 20748

Rents YoY
-2.9%
Active inventory
139
Price-to-rent
6.4×

Monthly cashflow live

Estimated rent
$2,051 high interval (Pro) →
Mortgage (P&I)
$830
Tax from tax record
$146 /mo · $1,757/yr
Insurance
$66
HOA est. from 4 same-building comps
$630
Vacancy / Maint / Mgmt
$431
Net cashflow
$-52

Break-even live

Break-even rent $2,117
Max offer price $149,093
Occupancy floor 98%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$39,558
Closing costs
$4,747
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 13 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
3130 Brinkley Rd Unit 9-303 Temple Hills, MD 3.0 2.0 924 $2,000 $2.16 43d 1 0.05mi
3051 Brinkley Rd Temple Hills, MD 1.0–2.0 1.0 930 $2,092 $2.25 1d 10 0.23mi
3331 Huntley Square Dr Unit C1 Temple Hills, MD 2.0 1.0 1031 $1,800 $1.75 24d 1 0.24mi
3330 Huntley Square Dr Unit T1 Temple Hills, MD 2.0 2.0 1056 $2,000 $1.89 18d 1 0.29mi
3352 Huntley Sq Dr Unit T Temple Hills, MD 2.0 2.0 1056 $2,250 $2.13 43d 1 0.31mi
3352 Huntley Sq Dr Unit T Temple Hills, MD 2.0 2.0 1056 $2,050 $1.94 21d 1 0.31mi
5837 Fisher Rd Temple Hills, MD 1.0–3.0 1.0–2.0 860 $2,351 $2.73 12d 1 0.49mi
5837 Fisher Rd Temple Hills, MD 1.0–3.0 1.0–2.0 923 $2,226 $2.41 21d 13 0.49mi
2428 Corning Ave Fort Washington, MD 1.0–2.0 1.0 835 $1,713 $2.05 1d 16 0.72mi
6500 Saint Ignatius Dr Unit 6101 Fort Washington, MD 2.0 2.0 1032 $2,100 $2.03 24d 1 0.76mi
6900 Saint Ignatius Dr #304 Fort Washington, MD 2.0 2.0 1031 $2,100 $2.04 4d 1 0.78mi
5402 Saint Barnabas Rd Oxon Hill, MD 2.0 1.0 850 $2,176 $2.56 21d 1 0.91mi
6009 Oxon Hill Rd Oxon Hill, MD 2.0 1.0–2.0 811 $2,445 $3.01 1d 16 1.41mi

HOA detail condo

Monthly dues
$0 · $0/yr
Assessments
None detected in remarks — confirm with the listing agent.

Listing history 6 events

  1. 2026-06-18
    days on market $158,231 Active 8 DOM
  2. 2026-06-17
    days on market $158,231 Active 7 DOM
  3. 2026-06-16
    days on market $158,231 Active 6 DOM
  4. 2026-06-15
    days on market $158,231 Active 5 DOM
  5. 2026-06-13
    remarks 62-char remark
  6. 2026-06-13
    listed $158,231 Active 3 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MD · Partial reset (capped growth)

Current annual tax
$1,757 · $146/mo
Projected year-2 tax
$1,757 · $146/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 7/10 Severe 7 d/yr ≥103°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 21% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$24,614
− Mortgage interest
−$8,863
− Property taxes
−$1,757
− Insurance
−$791
− Repairs & maintenance
−$1,969
− Management
−$1,969
− HOA
−$7,560
− Depreciation
−$4,603
Taxable loss
−$2,899
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$696
After-tax cash flow
$75/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Prince George'S County Public Schools
NCES district ID
2400510
Math proficiency
8% ▼ -11.00%
Reading proficiency
24% ▼ -9.00%
Median HH income
$73,967
Composite
16.82/100
National rank
#9151
State rank
#21 of 24 in MD

Livability — Temple Hills

Score
70/100
State rank
#165
US rank
#7368

Category grades

Amenities F Commute A+ Cost of living C Crime D Employment B+ Housing A+ Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Temple Hills, MD
County
Prince Georges County · 919,866 people
City population
40,338
Metro
Washington-Arlington-Alexandria, DC-VA-MD-WV
Population (ZIP)
40,338
Household income
$83,162
Rent vs Own
42.9% rent · 57.1% own
Severe rent burden
1929.0

Population outlook (Prince George's County) Hauer SSP2

Today (2025)
1,005,426 people
By 2030
1,048,416 · +4.3%
By 2040
1,123,425 · +11.7%
By 2050
1,183,220 · +17.7%
By 2075
1,306,202 · +29.9%
By 2100
1,408,179 · +40.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (81%)
Race & ethnicity
Black 81% Hispanic / Latino 11% White 5% Two or more races 4% Asian 1%
Hispanic origin (detail)
Mexican 3%
Foreign-born
10% · Canada
Languages at home
87% English-only · Spanish 10% French/Haitian/Cajun 1% Tagalog/Filipino 1%

Political lean MEDSL · Prince George's

2024 margin
Solid D (+75.2) · D 86.3% · R 11.2% · Other 2.5%
2008→2024 swing
-3.3pp toward R · 2008: 78.5pp · 2024: 75.2pp
All cycles
2024: D+75.2 2020: D+80.5 2016: D+81.0 2012: D+80.9 2008: D+78.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -215.06%
Current HPI
307.2658
Rent YoY
▼ -2.87%
Metro
Washington-Arlington-Alexandria, DC-VA-MD-WV
State GDP YoY
▲ 2.97%
F500 in state
12

Industry mix (Fortune 500 HQ in MD)

Industry F500 HQs Revenue

Price history

+491.5% since first listed
8 events — show timeline
  • 2026-06-09 Listed $158,231 Fizber.com
  • 2003-08-18 Sold (Public Records) $89,500 Public Records
  • 2003-07-16 Sold (MLS) $89,500 MRIS
  • 2003-05-08 Delisted MRIS
  • 2003-04-10 Listed $89,500 MRIS
  • 1998-10-22 Delisted MRIS
  • 1998-09-24 Listed MRIS
  • 1975-09-30 Sold (Public Records) $26,750 Public Records

Property tax history

+4.1%/yr

Latest (2025): $1,757 · +6.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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