3122 Brinkley Rd Apt 202 · Temple Hills, MD
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $755 – $1,403
Heat risk 7/10 · Major
- Hot days now (above 103°F)
- 7 days/yr
- Hot days in 30 yrs
- 16 days/yr
Wind risk 4/10 · Minor
- Chance of severe wind over 30 yrs
- 21.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +11.5/30.0
- 1% rule +8.0/10.0
- ARV discount +7.5/15.0
- Livability +3.5/5.0
- DSCR +3.4/10.0
- Condition / age +2.5/5.0
- Rent growth +1.8/5.0
- Schools +1.7/10.0
- Appreciation +0.0/10.0
$158,231
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks
A nice size for a family trying to downsize, Condo Fee of $679
Key facts
- Built 1966
- Listed 8 days
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath condo listed at $158k.
Deal economics
- At list price, monthly cash flow is $-52 ($-621/yr) — negative.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $158k).
Location & tenants
- Location reads 70/100 on livability (#165 in MD) — a middle-class / working-renter tenant base. Strengths: commute A+, housing A+, employment B+; Watch: crime D, schools F, amenities F.
- Prince George'S County Public Schools (suburban): math 8% / reading 24% proficiency, ranked #21 of 24 in MD (top 88%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
- Market conditions: Rents soft (-2.9%/yr); 139 active listings in the ZIP; 13 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 1,481 units permitted in Prince George's County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
- Prince George's County population projected at +18% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- Only 8 days on market — expect competitive offers; lowballing is unlikely to land.
- 3 sale attempts since 28y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $90k; list at $158k implies a 77% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: HOA is 31% of rent.
- Climate carrying-cost: extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- Built in 1966 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 1.30% ✓
- Cap rate
- 5.90%
- Cash-on-cash
- -1.40%
- DSCR
- 0.94
- GRM
- 6.4
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- -23.7%
- Equity multiple
- 0.22×
- Total profit
- $-34,559
- Equity at exit
- $23,593
- IRR
- -42.0%
- Equity multiple
- -0.26×
- Total profit
- $-55,996
- Equity at exit
- $13,681
Cash invested: $44,305 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 27 Tenant-Leaning
- State Maryland
- 27 Tenant-Leaning · D+14
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 20748
- Rents YoY
- -2.9%
- Active inventory
- 139
- Price-to-rent
- 6.4×
Monthly cashflow live
- Estimated rent
- $2,051 high interval (Pro) →
- Mortgage (P&I)
- −$830
- Tax from tax record
- −$146 /mo · $1,757/yr
- Insurance
- −$66
- HOA est. from 4 same-building comps
- −$630
- Vacancy / Maint / Mgmt
- −$431
- Net cashflow
- $-52
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $39,558
- Closing costs
- $4,747
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 13 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 3130 Brinkley Rd Unit 9-303 Temple Hills, MD | 3.0 | 2.0 | 924 | $2,000 | $2.16 | 43d | 1 | 0.05mi |
| 3051 Brinkley Rd Temple Hills, MD | 1.0–2.0 | 1.0 | 930 | $2,092 | $2.25 | 1d | 10 | 0.23mi |
| 3331 Huntley Square Dr Unit C1 Temple Hills, MD | 2.0 | 1.0 | 1031 | $1,800 | $1.75 | 24d | 1 | 0.24mi |
| 3330 Huntley Square Dr Unit T1 Temple Hills, MD | 2.0 | 2.0 | 1056 | $2,000 | $1.89 | 18d | 1 | 0.29mi |
| 3352 Huntley Sq Dr Unit T Temple Hills, MD | 2.0 | 2.0 | 1056 | $2,250 | $2.13 | 43d | 1 | 0.31mi |
| 3352 Huntley Sq Dr Unit T Temple Hills, MD | 2.0 | 2.0 | 1056 | $2,050 | $1.94 | 21d | 1 | 0.31mi |
| 5837 Fisher Rd Temple Hills, MD | 1.0–3.0 | 1.0–2.0 | 860 | $2,351 | $2.73 | 12d | 1 | 0.49mi |
| 5837 Fisher Rd Temple Hills, MD | 1.0–3.0 | 1.0–2.0 | 923 | $2,226 | $2.41 | 21d | 13 | 0.49mi |
| 2428 Corning Ave Fort Washington, MD | 1.0–2.0 | 1.0 | 835 | $1,713 | $2.05 | 1d | 16 | 0.72mi |
| 6500 Saint Ignatius Dr Unit 6101 Fort Washington, MD | 2.0 | 2.0 | 1032 | $2,100 | $2.03 | 24d | 1 | 0.76mi |
| 6900 Saint Ignatius Dr #304 Fort Washington, MD | 2.0 | 2.0 | 1031 | $2,100 | $2.04 | 4d | 1 | 0.78mi |
| 5402 Saint Barnabas Rd Oxon Hill, MD | 2.0 | 1.0 | 850 | $2,176 | $2.56 | 21d | 1 | 0.91mi |
| 6009 Oxon Hill Rd Oxon Hill, MD | 2.0 | 1.0–2.0 | 811 | $2,445 | $3.01 | 1d | 16 | 1.41mi |
HOA detail condo
- Monthly dues
- $0 · $0/yr
- Assessments
- None detected in remarks — confirm with the listing agent.
Listing history 6 events
-
2026-06-18days on market $158,231 Active 8 DOM
-
2026-06-17days on market $158,231 Active 7 DOM
-
2026-06-16days on market $158,231 Active 6 DOM
-
2026-06-15days on market $158,231 Active 5 DOM
-
2026-06-13remarks 62-char remark
-
2026-06-13$158,231 Active 3 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast MD · Partial reset (capped growth)
- Current annual tax
- $1,757 · $146/mo
- Projected year-2 tax
- $1,757 · $146/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 7/10 Severe 7 d/yr ≥103°F today · 16 d/yr by 30 yrs out
- Wind 4/10 Moderate 21% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $24,614
- − Mortgage interest
- −$8,863
- − Property taxes
- −$1,757
- − Insurance
- −$791
- − Repairs & maintenance
- −$1,969
- − Management
- −$1,969
- − HOA
- −$7,560
- − Depreciation
- −$4,603
- Taxable loss
- −$2,899
- Est. tax savings @ 24.0%
- +$696
- After-tax cash flow
- $75/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Prince George'S County Public Schools
- NCES district ID
- 2400510
- Math proficiency
- 8% ▼ -11.00%
- Reading proficiency
- 24% ▼ -9.00%
- Median HH income
- $73,967
- Composite
- 16.82/100
- National rank
- #9151
- State rank
- #21 of 24 in MD
Livability — Temple Hills
- Score
- 70/100
- State rank
- #165
- US rank
- #7368
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Temple Hills, MD
- County
- Prince Georges County · 919,866 people
- City population
- 40,338
- Metro
- Washington-Arlington-Alexandria, DC-VA-MD-WV
- Population (ZIP)
- 40,338
- Household income
- $83,162
- Rent vs Own
- Severe rent burden
- 1929.0
Population outlook (Prince George's County) Hauer SSP2
- Today (2025)
- 1,005,426 people
- By 2030
- 1,048,416 · +4.3%
- By 2040
- 1,123,425 · +11.7%
- By 2050
- 1,183,220 · +17.7%
- By 2075
- 1,306,202 · +29.9%
- By 2100
- 1,408,179 · +40.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Black (81%)
- Race & ethnicity
- Black 81% Hispanic / Latino 11% White 5% Two or more races 4% Asian 1%
- Hispanic origin (detail)
- Mexican 3%
- Foreign-born
- 10% · Canada
- Languages at home
- 87% English-only · Spanish 10% French/Haitian/Cajun 1% Tagalog/Filipino 1%
Political lean MEDSL · Prince George's
- 2024 margin
- Solid D (+75.2) · D 86.3% · R 11.2% · Other 2.5%
- 2008→2024 swing
- -3.3pp toward R · 2008: 78.5pp · 2024: 75.2pp
- All cycles
- 2024: D+75.2 2020: D+80.5 2016: D+81.0 2012: D+80.9 2008: D+78.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -215.06%
- Current HPI
- 307.2658
- Rent YoY
- ▼ -2.87%
- Metro
- Washington-Arlington-Alexandria, DC-VA-MD-WV
- State GDP YoY
- ▲ 2.97%
- F500 in state
- 12
Industry mix (Fortune 500 HQ in MD)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Aerospace / Defense | 1 | $71B |
|
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| Utilities | 1 | $25B |
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| Hotels | 1 | $24B |
|
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| Consumer Goods | 1 | $7B |
|
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| Real Estate | 1 | $6B |
|
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| Chemicals | 1 | $2B |
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Price history
+491.5% since first listed8 events — show timeline
- 2026-06-09 Listed $158,231 Fizber.com
- 2003-08-18 Sold (Public Records) $89,500 Public Records
- 2003-07-16 Sold (MLS) $89,500 MRIS
- 2003-05-08 Delisted — MRIS
- 2003-04-10 Listed $89,500 MRIS
- 1998-10-22 Delisted — MRIS
- 1998-09-24 Listed — MRIS
- 1975-09-30 Sold (Public Records) $26,750 Public Records
Property tax history
+4.1%/yrLatest (2025): $1,757 · +6.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…