CashFlowRE
Sign in Sign up
3314 SW Salinas Dr
D Composite 42.01
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +17.7/30.0
  • DSCR +5.5/10.0
  • Appreciation +4.6/10.0
  • 1% rule +3.6/10.0
  • Livability +3.2/5.0
  • Rent growth +2.9/5.0
  • Condition / age +2.5/5.0
  • Schools +2.0/10.0
  • ARV discount +0.0/15.0

$160,000

3314 SW Salinas Dr · Lawton, OK 73501
3 bd · 1.0 ba · 1,235 sqft · SingleFamily public records · 19 Days on market
Built 1965 6,534 sqft lot Est $117k · 36% over

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Fully remodeled home with an open concept living room! Enjoy this turnkey, move-in ready house that's been updated from top to bottom. New roof, mostly new windows, new flooring, new appliances, new cabinets, new bathroom fixtures, new interior/exterior paint. .. the keyword is NEW! This house sits in the back of the neighborhood with no direct neighbors behind, creating a peaceful experience for backyard fun. There is tons of storage in the kitchen, and the primary suite is separate from the guest rooms. Whether you're a first-time buyer or a seasoned homeowner, this opportunity is calling your name! Set up a tour with your favorite real estate agent, or call/text 580-713-9494 to reach the

Key facts

  • 6,534 sq ft lot
  • Built 1965
  • Listed 19 days

Property features AI

Exterior

  • Parking: No garage
  • Utilities: Public water; Public sewer; Natural gas available
  • Home design: Single-family residence; One story; Updated/remodeled
  • Construction: Brick veneer construction; Slab foundation; Built with composition roofing
  • Exterior features: Covered porch; Porch; Chain-link and wood fencing; Composition roof

Interior

  • Kitchen: Cooktop; Microwave; Dishwasher; Range hood
  • Flooring: Ceramic tile; Vinyl
  • Bathrooms: 1 full bathroom; 1 half bathroom
  • Heating & cooling: Central heating (natural gas); Central air conditioning; Ceiling fans; Electric cooling components
  • Interior features: Granite countertops; Double-pane windows
  • Laundry & utility: Washer hookup; Gas water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $160k.

Deal economics

  • At list price, monthly cash flow is $130 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $137k (14.5% below list).
  • Recommended offer: $137k (14.5% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 63/100 on livability (#206 in OK) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: employment D, crime F, commute F.
  • Lawton (urban): math 20% / reading 26% proficiency, ranked #137 of 270 in OK (top 51%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Zoned schools: Sullivan Village Es (math 22% / reading 27%, grade F, #354 of 845 statewide, top 47%, 433 students, 0% FRL); Macarthur Ms (math 16% / reading 31%, grade F, #113 of 345 statewide, top 34%, 865 students, 0% FRL); Macarthur Hs (math 19% / reading 34%, grade F, #139 of 447 statewide, top 31%, 1,163 students, 0% FRL) — zoned schools average 0% FRL vs 54% district-wide (54 pts lower); this property's tenant base skews higher-income than the district average.
  • Market conditions: Rents rising (+1.7%/yr); 117 active listings in the ZIP; 133 units permitted in Comanche County in 2024 (0 in 5+ unit buildings).
  • This rent runs 33% of the median local income ($50k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-0.7%/yr); year-one equity from $1k of loan paydown is wiped out by about $1k of value loss. Plan a longer hold.
  • Comanche County population projected to shrink 3% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

  • It's been on market 19 days — a 2% lower offer ($158k) is reasonable based on typical stale-listing flexibility.
  • Current owner paid $80k; list at $160k implies a 100% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: major wildfire risk; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $136,802 (14.5% below list)

Questions for the listing agent

  1. Built in 1965 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.86%
Cap rate
7.26%
Cash-on-cash
3.47%
DSCR
1.15
GRM
9.7

CMA / ARV

ARV (on-the-fly)
$117,325
Comps found
5
Show comp detail 5 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
708 SW Arbuckle Ave 0.17mi 4/1.5 (+1) 1,200 (-3%) 8mo $158,000 $132 74
705 SW Ranch Oak Blvd 0.14mi 3/1.5 1,300 (+5%) 11mo $99,500 $77 73
722 SW Butterfield Dr 0.11mi 3/2.0 1,300 (+5%) 14mo $60,000 $46 70
633 SW Arbuckle Ave 0.19mi 3/2.0 1,300 (+5%) 14mo $153,000 $118 66
1205 SW Oklahoma Ave 0.66mi 4/1.5 (+1) 1,200 (-3%) 2mo $113,500 $95 55

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-0.71% appreciation · 1.7% rent growth · sell at horizon

5-year hold
IRR
-1.8%
Equity multiple
0.92×
Total profit
$-3,524
Equity at exit
$40,867
10-year hold
IRR
3.6%
Equity multiple
1.34×
Total profit
$15,434
Equity at exit
$44,857

Cash invested: $44,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
83 Strongly Landlord-Friendly
State Oklahoma
83 Strongly Landlord-Friendly · R+20
County
— inherits STATE
City
— inherits STATE
5-day notice; strongly landlord-favorable.

ZIP-level market 73501

Home prices YoY
-0.4%
Rents YoY
1.7%
Active inventory
117
Price-to-rent
9.7×

Monthly cashflow live

Estimated rent
$1,368 medium interval (Pro) →
Mortgage (P&I)
$839
Tax from tax record
$45 /mo · $545/yr
Insurance
$67
HOA
$0
Vacancy / Maint / Mgmt
$287
Net cashflow
$130

Break-even live

Break-even rent $1,204
Max offer price $160,000
Occupancy floor 86%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$40,000
Closing costs
$4,800
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 5 events

  1. 2026-05-19
    status Pending
  2. 2026-05-12
    historical Active Under Contract
  3. 2026-04-24
    listed $160,000 Active
  4. 2013-08-29
    soldstatus $80,000
  5. 1998-01-20
    soldstatus $47,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OK · Resets to sale price

Current annual tax
$545 · $45/mo
Projected year-2 tax
$1,440 · $120/mo
Expected delta
+$895/yr (+$75/mo · 164.2%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 7/10 Severe
  • 🌡 Heat 7/10 Severe 7 d/yr ≥109°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 3/10 Moderate 6% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$16,416
− Mortgage interest
−$8,962
− Property taxes
−$545
− Insurance
−$800
− Repairs & maintenance
−$1,313
− Management
−$1,313
− Depreciation
−$4,655
Taxable loss
−$1,172
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$281
After-tax cash flow
$1,837/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Lawton
NCES district ID
4017250
Math proficiency
20% ▼ -12.00%
Reading proficiency
26% ▼ -9.00%
Median HH income
$42,618
Composite
19.68/100
National rank
#8732
State rank
#137 of 270 in OK

Livability — Lawton

Score
63/100
State rank
#206
US rank
#15131

Category grades

Amenities B- Commute F Cost of living A+ Crime F Employment D Housing A+ Health & safety F User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Lawton, OK
County
Comanche County · 96,361 people
City population
89,233
Metro
Lawton, OK
Population (ZIP)
20,397
Household income
$49,741
Rent vs Own
54.8% rent · 45.2% own
Severe rent burden
742.0

Population outlook (Comanche County) Hauer SSP2

Today (2025)
124,518 people
By 2030
124,231 · -0.2%
By 2040
122,193 · -1.9%
By 2050
120,368 · -3.3%
By 2075
120,492 · -3.2%
By 2100
123,113 · -1.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Highly diverse neighborhood (Simpson 0.73)
Race & ethnicity
White 45% Black 20% Two or more races 18% Hispanic / Latino 14% Native American 7% Asian 3%
Hispanic origin (detail)
Mexican 7% Puerto Rican 4%
Common ancestry
Lithuanian 2% Italian 2% Slovak 1%
Foreign-born
6% · Canada, Vietnam, South Korea
Languages at home
88% English-only · Spanish 8% Tagalog/Filipino 1% German/W. Germanic 1%

Political lean MEDSL · Comanche

2024 margin
Strong R (+23.3) · D 37.4% · R 60.7% · Other 1.9%
2008→2024 swing
-5.8pp toward R · 2008: -17.5pp · 2024: -23.3pp
All cycles
2024: R+23.3 2020: R+20.1 2016: R+23.7 2012: R+17.0 2008: R+17.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -0.71%
Current HPI
172.4877
Rent YoY
▲ 1.70%
Metro
Lawton, OK
State GDP YoY
▲ 1.55%
F500 in state
6

Industry mix (Fortune 500 HQ in OK)

Industry F500 HQs Revenue

Price history

+240.4% since first listed
5 events — show timeline
  • 2026-05-19 Pending LBRMLS
  • 2026-05-12 Contingent LBRMLS
  • 2026-04-24 Listed $160,000 LBRMLS
  • 2013-08-29 Sold (Public Records) $80,000 Public Records
  • 1998-01-20 Sold (Public Records) $47,000 Public Records

Property tax history

+2.2%/yr

Latest (2025): $545 · +4.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…