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5254 S Santa Claus Ave
B- Composite 66.14
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +27.2/30.0
  • ARV discount +12.2/15.0
  • DSCR +9.5/10.0
  • 1% rule +6.1/10.0
  • Livability +3.2/5.0
  • Schools +2.9/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$179,000

5254 S Santa Claus Ave · Sierra Vista Southeast, AZ 85650
3 bd · 2.0 ba · 1,296 sqft · Land public records · 125 Days on market
Built 1972 1.10 ac lot $138/sqft · 10% below area Est $200k · 10% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Freshly updated and move-in ready! This beautifully refreshed home at 5254 S Santa Claus Ave is being sold as-is and features brand-new flooring, stylish new countertops, and fresh interior paint throughout, creating a bright and modern feel. Enjoy morning coffee or evening sunsets from the newly built porches while taking in stunning mountain views. The thoughtful updates offer comfort and style, making this home perfect for relaxing or entertaining. Conveniently located in Sierra Vista, this property combines peaceful surroundings with easy access to town amenities. Would also make a fantastic investment property or rental opportunity. Don't miss this turn-key opportunity!

Key facts

  • New flooring
  • Newly built porches
  • New countertops

Tags

NEW FLOORINGNEW COUNTERTOPSFRESH INTERIOR PAINTNEWLY BUILT PORCHESMOUNTAIN VIEWS

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath land listed at $179k.

Deal economics

  • At list price, monthly cash flow is $515 ($6k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $179k).
  • Recommended offer: $158k (12.0% below list) — sets the bar for market timing.
  • Cap rate 9.7% vs local median 4.5% in Sierra Vista Southeast — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 63/100 on livability (#113 in AZ) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, employment B+; Watch: crime C-, schools D, amenities F.
  • Sierra Vista Unified District (4175) (urban): math 27% / reading 39% proficiency, ranked #93 of 249 in AZ (top 37%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 103 active listings in the ZIP; 1 comparable units currently listed for rent nearby; solid renter incomes; 437 units permitted in Cochise County in 2024 (6 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Cochise County population projected at -30% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $50k cash investment doubles in ~10 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 125 days — a 12% lower offer ($158k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 5y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $58k; list at $179k implies a 209% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: major flood risk; severe wildfire risk; extreme-heat days projected 8→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $157,520 (12.0% below list)

Questions for the listing agent

  1. It's been on market 125 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1972 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.11%
Cap rate
9.74%
Cash-on-cash
12.33%
DSCR
1.55
GRM
7.5

CMA / ARV

ARV (median comp)
$200,000
List price
$179,000
Delta
-10.50%
Verdict
UNDERPRICED
Comps
8 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
1.9%
Equity multiple
1.07×
Total profit
$3,702
Equity at exit
$26,689
10-year hold
IRR
11.5%
Equity multiple
1.90×
Total profit
$45,116
Equity at exit
$15,477

Cash invested: $50,120 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Arizona
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
5-day pay-or-quit; AZ courts known for speed; no state rent control; cities preempted by state law.

ZIP-level market 85650

Active inventory
103
Price-to-rent
7.5×

Monthly cashflow live

Estimated rent
$1,990 medium interval (Pro) →
Mortgage (P&I)
$939
Tax from tax record
$44 /mo · $530/yr
Insurance
$75
HOA
$0
Vacancy / Maint / Mgmt
$418
Net cashflow
$515

Break-even live

Break-even rent $1,339
Max offer price $179,000
Occupancy floor 69%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$44,750
Closing costs
$5,370
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
5333 S Santa Claus Ave Sierra Vista, AZ 3.0 2.0 1738 $1,900 $1.09 43d 1 0.11mi

Listing history 22 events

  1. 2026-06-19
    days on market $179,000 Active 125 DOM
  2. 2026-06-18
    days on market $179,000 Active 124 DOM
  3. 2026-06-17
    days on market $179,000 Active 123 DOM
  4. 2026-06-16
    days on market $179,000 Active 122 DOM
  5. 2026-06-15
    days on market $179,000 Active 121 DOM
  6. 2026-06-14
    days on market $179,000 Active 119 DOM
  7. 2026-06-12
    days on market $179,000 Active 118 DOM
  8. 2026-06-09
    days on market $179,000 Active 115 DOM
  9. 2026-06-08
    days on market $179,000 Active 114 DOM
  10. 2026-06-07
    days on market $179,000 Active 113 DOM
  11. 2026-06-05
    days on market $179,000 Active 110 DOM
  12. 2026-06-03
    days on market $179,000 Active 109 DOM
  13. 2026-06-02
    days on market $179,000 Active 108 DOM
  14. 2026-06-01
    days on market $179,000 Active 107 DOM
  15. 2026-05-31
    days on market $179,000 Active 106 DOM
  16. 2026-05-30
    days on market $179,000 Active 105 DOM
  17. 2026-02-13
    listed $179,000 Active 683-char remark
    Show marketing remark (683 chars)

    Freshly updated and move-in ready! This beautifully refreshed home at 5254 S Santa Claus Ave is being sold as-is and features brand-new flooring, stylish new countertops, and fresh interior paint throughout, creating a bright and modern feel. Enjoy morning coffee or evening sunsets from the newly built porches while taking in stunning mountain views. The thoughtful updates offer comfort and style, making this home perfect for relaxing or entertaining. Conveniently located in Sierra Vista, this property combines peaceful surroundings with easy access to town amenities. Would also make a fantastic investment property or rental opportunity. Don't miss this turn-key opportunity!

  18. 2021-09-16
    soldstatus $58,000 Closed 538-char remark
    Show marketing remark (538 chars)

    Lovely project home looking for a handy new owner to continue all the great work that has been started. Home has been taken down to framing. Framing is all new. Some electrical and plumbing upgraded. Needs insulation, drywall, flooring, and any other upgrading desired. One acre of fenced horse property with a conex storage container and shed. A very cute fenced goat run. Septic system has just been upgraded. All furniture is available for purchase, please ask agent. Come out and see this very special, very darling property.

  19. 2021-09-16
    soldstatus $58,000
    Show marketing remark (538 chars)

    Lovely project home looking for a handy new owner to continue all the great work that has been started. Home has been taken down to framing. Framing is all new. Some electrical and plumbing upgraded. Needs insulation, drywall, flooring, and any other upgrading desired. One acre of fenced horse property with a conex storage container and shed. A very cute fenced goat run. Septic system has just been upgraded. All furniture is available for purchase, please ask agent. Come out and see this very special, very darling property.

  20. 2021-08-21
    status Pending 538-char remark
    Show marketing remark (538 chars)

    Lovely project home looking for a handy new owner to continue all the great work that has been started. Home has been taken down to framing. Framing is all new. Some electrical and plumbing upgraded. Needs insulation, drywall, flooring, and any other upgrading desired. One acre of fenced horse property with a conex storage container and shed. A very cute fenced goat run. Septic system has just been upgraded. All furniture is available for purchase, please ask agent. Come out and see this very special, very darling property.

  21. 2021-08-15
    price $59,000 538-char remark
    Show marketing remark (538 chars)

    Lovely project home looking for a handy new owner to continue all the great work that has been started. Home has been taken down to framing. Framing is all new. Some electrical and plumbing upgraded. Needs insulation, drywall, flooring, and any other upgrading desired. One acre of fenced horse property with a conex storage container and shed. A very cute fenced goat run. Septic system has just been upgraded. All furniture is available for purchase, please ask agent. Come out and see this very special, very darling property.

  22. 2021-08-05
    listed $65,000 Active 538-char remark
    Show marketing remark (538 chars)

    Lovely project home looking for a handy new owner to continue all the great work that has been started. Home has been taken down to framing. Framing is all new. Some electrical and plumbing upgraded. Needs insulation, drywall, flooring, and any other upgrading desired. One acre of fenced horse property with a conex storage container and shed. A very cute fenced goat run. Septic system has just been upgraded. All furniture is available for purchase, please ask agent. Come out and see this very special, very darling property.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AZ · Resets to sale price

Current annual tax
$530 · $44/mo
Projected year-2 tax
$1,181 · $98/mo
Expected delta
+$652/yr (+$54/mo · 123.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 6/10 Major FEMA zone X (unshaded) · 73% chance over 30 yrs
  • 🔥 Wildfire 8/10 Severe
  • 🌡 Heat 5/10 Major 8 d/yr ≥96°F today · 24 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$23,882
− Mortgage interest
−$10,027
− Property taxes
−$530
− Insurance
−$895
− Repairs & maintenance
−$1,911
− Management
−$1,911
− Depreciation
−$5,207
Taxable income
$3,402
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$816
After-tax cash flow
$5,361/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Sierra Vista Unified District (4175)
NCES district ID
0401460
Math proficiency
27% ▼ -19.00%
Reading proficiency
39% ▼ -10.00%
Median HH income
$55,463
Composite
29.17/100
National rank
#6573
State rank
#93 of 249 in AZ

Livability — Sierra Vista Southeast

Score
63/100
State rank
#113
US rank
#15230

Category grades

Amenities F Commute F Cost of living A+ Crime C- Employment B+ Housing A+ Health & safety F User ratings B+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Sierra Vista Southeast, AZ
County
Cochise County · 49,069 people
City population
14,154
Metro
Sierra Vista-Douglas, AZ
Population (ZIP)
14,876
Household income
$91,654
Rent vs Own
13.8% rent · 86.2% own
Severe rent burden
180.0

Population outlook (Cochise County) Hauer SSP2

Today (2025)
113,402 people
By 2030
106,197 · -6.4%
By 2040
92,166 · -18.7%
By 2050
79,805 · -29.6%
By 2075
56,831 · -49.9%
By 2100
35,103 · -69.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.56)
Race & ethnicity
White 62% Hispanic / Latino 22% Two or more races 19% Black 2% Asian 2% Pacific Islander 2% Native American 1%
Hispanic origin (detail)
Mexican 18% Puerto Rican 3%
Common ancestry
Italian 3% Slovak 2% Iranian 2%
Foreign-born
6% · Canada, South Korea, China
Languages at home
85% English-only · Spanish 12% German/W. Germanic 1% Korean 1%

Political lean MEDSL · Cochise

2024 margin
Strong R (+23.1) · D 37.8% · R 61.0% · Other 1.2%
2008→2024 swing
-2.5pp toward R · 2008: -20.7pp · 2024: -23.1pp
All cycles
2024: R+23.1 2020: R+19.6 2016: R+22.6 2012: R+24.0 2008: R+20.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -101.13%
Current HPI
137.3428
Rent YoY
Metro
Sierra Vista-Douglas, AZ
State GDP YoY
▲ 4.54%
F500 in state
20

Industry mix (Fortune 500 HQ in AZ)

Industry F500 HQs Revenue

Price history

+175.4% since first listed
6 events — show timeline
  • 2026-02-13 Listed $179,000 ARMLS
  • 2021-09-16 Sold (Public Records) $58,000 Public Records
  • 2021-09-16 Sold (MLS) $58,000 ARMLS
  • 2021-08-21 Pending ARMLS
  • 2021-08-15 Price Changed $59,000 ARMLS
  • 2021-08-05 Listed $65,000 ARMLS

Property tax history

+6.1%/yr

Latest (2025): $530 · +1.5% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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