55 Crooked Pine Rd · Port Orange, FL 32128

$243,000

3 bd · 2.0 ba · 1,775 sqft · SingleFamily public records · 280 Days on market

Built 1987 2,510 sqft lot $370/mo HOA · 16% of rent ↓ 23% since listing

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +14.1/30.0
• ARV discount +7.5/15.0
• 1% rule +4.7/10.0
• DSCR +4.3/10.0
• Livability +4.0/5.0
• Schools +3.9/10.0
• Condition / age +2.5/5.0
• Rent growth +1.9/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Maintenance-Free Living in the 55+ Summer Trees Community! Welcome to this charming 3-bedroom, 2-bath home in the highly sought-after Community in beautiful Port Orange! This move-in-ready home . Enjoy a maintenance-free lifestyle, with a low monthly HOA fee that includes cable, Wi-Fi, lawn maintenance, a Community Pool, Tennis, Pickleball, Bocci Ball & beautifully shaded walking/bike paths. Home painted in 2020, scheduled for repainting 2027. Prime Location! Centrally located with easy access to shopping, dining, medical facilities, & major highways for effortless travel. Square footage is based on tax records; all information is deemed reliable but not guaranteed. Schedule your showing today & experience the carefree lifestyle Summer Trees has to offer! Centrally located with easy access to shopping, dining, medical facilities, & major highways for effortless travel. Square footage is based on tax records; all information is deemed reliable but not guaranteed. Schedule your showing today & experience the carefree lifestyle Summer Trees has to offer!

Key facts

• Tennis
• Community pool
• Pickleball

Tags

• COMMUNITY POOL
• TENNIS
• PICKLEBALL
• BOCCI BALL
• SHADED WALKING BIKE PATHS
• PRIME LOCATION

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $243k.

Deal economics

• At list price, monthly cash flow is $36 ($430/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $237k (2.6% below list).
• Recommended offer: $214k (12.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads 80/100 on livability (#131 in FL, #1,957 nationally) — a professional / high-income tenant draw. Strengths: housing A+, health & safety A+, cost of living A; Watch: amenities D+, commute D+.
• Volusia (suburban): math 44% / reading 49% proficiency, ranked #47 of 73 in FL (top 64%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Sweetwater Elementary School (math 80% / reading 79%, grade A, #116 of 2,144 statewide, top 6%, 694 students, 38% FRL); Creekside Middle School (math 66% / reading 62%, grade B+, #105 of 571 statewide, top 19%, 1,222 students, 39% FRL); Spruce Creek High School (math 37% / reading 61%, grade D, #193 of 667 statewide, top 29%, 2,569 students, 37% FRL).
• Zoned-school proficiency averages 64% at this address vs 46% district-wide (+18 pts) — the actual schools serving this property are materially stronger than the Volusia average implies; a family-tenant draw the district grade alone would hide.
• Market conditions: Rents soft (-2.3%/yr); 275 active listings in the ZIP; 13 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 3,402 units permitted in Volusia County in 2024 (681 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
• Volusia County population projected at +19% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 280 days — a 12% lower offer ($214k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts; this cycle's ask has dropped $72k (23%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $213,840 (12.0% below list)

Questions for the listing agent

1. It's been on market 280 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.97% ✗
• Cap rate: 6.47%
• Cash-on-cash: 0.63%
• DSCR: 1.03
• GRM: 8.6

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -19.0%
• Equity multiple: 0.35×
• Total profit: $-43,904
• Equity at exit: $36,232

10-year hold

• IRR: -20.2%
• Equity multiple: 0.09×
• Total profit: $-61,578
• Equity at exit: $21,010

Cash invested: $68,040 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 32128

• Home prices YoY: -30.9%
• Rents YoY: -2.3%
• Active inventory: 275
• Price-to-rent: 8.6×

Monthly cashflow live

• Estimated rent: $2,368 high
• Mortgage (P&I): −$1,274
• Tax from tax record: −$89 /mo · $1,070/yr
• Insurance: −$101
• HOA: −$370
• Vacancy / Maint / Mgmt: −$497
• Net cashflow: $36

Break-even live

Break-even rent $2,322

Max offer price $243,000

Occupancy floor 93%

Sensitivity live

Price	-10% $173	-5% $105	+0% $36	+5% $-33	+10% $-102
Rent	-10% $-151	-5% $-58	+0% $36	+5% $129	+10% $223
Rate	-1.0pp $158	-0.5pp $98	base $36	+0.5pp $-27	+1.0pp $-91

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $60,750
• Closing costs: $7,290
• Reserves months: —
• Total cash needed: —

Rent comps 13 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
4 Black Jack Cir Port Orange, FL	3.0	2.0	1294	$2,050	$1.58	25d	1	0.36mi
5410 S Williamson Blvd Port Orange, FL	3.0	1.0–2.0	994	$2,467	$2.48	13d	23	0.86mi
745 Tumblebrook Dr Port Orange, FL	3.0	2.0	1977	$2,100	$1.06	25d	1	0.94mi
5400 S Williamson Blvd Port Orange, FL	1.0–3.0	1.0–2.0	1002	$2,043	$2.04	13d	20	1.05mi
1315 Coconut Palm Cir Port Orange, FL	4.0	2.0	1989	$2,975	$1.50	25d	1	1.06mi
5600 Bald Eagle Dr Port Orange, FL	3.0	2.0	2200	$2,495	$1.13	25d	1	1.18mi
5626 Swan Lake Dr Unit 521 Port Orange, FL	3.0	2.0	2247	$2,500	$1.11	25d	1	1.23mi
747 Taylor Rd Port Orange, FL	3.0	2.0	2038	$2,900	$1.42	23d	1	1.28mi
3900 Yorktowne Blvd Port Orange, FL	1.0–3.0	1.0–2.0	1031	$1,969	$1.91	13d	19	1.31mi
1807 Lindbergh Ln Port Orange, FL	3.0	3.0	1816	$5,685	$3.13	16d	1	1.32mi
1643 Areca Palm Dr Port Orange, FL	2.0	2.0	1265	$2,800	$2.21	25d	1	1.35mi
2533 Tail Spin Trl Port Orange, FL	3.0	2.0	1600	$2,450	$1.53	25d	1	1.38mi
1459 Areca Palm Dr Port Orange, FL	4.0	2.0	2227	$2,600	$1.17	25d	1	1.46mi

HOA detail

• Monthly dues: $370 · $4,440/yr
• Likely covers: internetcablepool

Listing history 26 events

1. 2026-06-10
   days on market $243,000 Active 280 DOM
2. 2026-06-09
   days on market $243,000 Active 279 DOM
3. 2026-06-08
   days on market $243,000 Active 278 DOM
4. 2026-06-07
   days on market $243,000 Active 277 DOM
5. 2026-06-05
   days on market $243,000 Active 274 DOM
6. 2026-06-03
   days on market $243,000 Active 273 DOM
7. 2026-06-03
   days on market $243,000 Active 272 DOM
8. 2026-06-01
   days on market $243,000 Active 271 DOM
9. 2026-05-31
   days on market $243,000 Active 270 DOM
10. 2026-05-31
    days on market $243,000 Active 269 DOM
11. 2026-05-04
    price $244,000 1095-char remark

    Show marketing remark (1082 chars)

    Maintenance-Free Living in the 55+ Summer Trees Community! Welcome to this charming 3-bedroom, 2-bath home in the highly sought-after Community in beautiful Port Orange! This move-in-ready home . Enjoy a maintenance-free lifestyle, with a low monthly HOA fee that includes cable, Wi-Fi, lawn maintenance, a Community Pool, Tennis, Pickleball, Bocci Ball & beautifully shaded walking/bike paths. Home painted in 2020, scheduled for repainting 2027. Prime Location! Centrally located with easy access to shopping, dining, medical facilities, & major highways for effortless travel. Square footage is based on tax records; all information is deemed reliable but not guaranteed. Schedule your showing today & experience the carefree lifestyle Summer Trees has ! Centrally located with easy access to shopping, dining, medical facilities, & major highways for effortless travel. Square footage is based on tax records; all information is deemed reliable but not guaranteed. Schedule your showing today & experience the carefree lifestyle Summer Trees has !

12. 2026-05-04
    price $244,000 1082-char remark

    Show marketing remark (1082 chars)

    Maintenance-Free Living in the 55+ Summer Trees Community! Welcome to this charming 3-bedroom, 2-bath home in the highly sought-after Community in beautiful Port Orange! This move-in-ready home . Enjoy a maintenance-free lifestyle, with a low monthly HOA fee that includes cable, Wi-Fi, lawn maintenance, a Community Pool, Tennis, Pickleball, Bocci Ball & beautifully shaded walking/bike paths. Home painted in 2020, scheduled for repainting 2027. Prime Location! Centrally located with easy access to shopping, dining, medical facilities, & major highways for effortless travel. Square footage is based on tax records; all information is deemed reliable but not guaranteed. Schedule your showing today & experience the carefree lifestyle Summer Trees has ! Centrally located with easy access to shopping, dining, medical facilities, & major highways for effortless travel. Square footage is based on tax records; all information is deemed reliable but not guaranteed. Schedule your showing today & experience the carefree lifestyle Summer Trees has !

13. 2026-03-25
    price $245,000 1095-char remark

    Show marketing remark (1082 chars)

    Maintenance-Free Living in the 55+ Summer Trees Community! Welcome to this charming 3-bedroom, 2-bath home in the highly sought-after Community in beautiful Port Orange! This move-in-ready home . Enjoy a maintenance-free lifestyle, with a low monthly HOA fee that includes cable, Wi-Fi, lawn maintenance, a Community Pool, Tennis, Pickleball, Bocci Ball & beautifully shaded walking/bike paths. Home painted in 2020, scheduled for repainting 2027. Prime Location! Centrally located with easy access to shopping, dining, medical facilities, & major highways for effortless travel. Square footage is based on tax records; all information is deemed reliable but not guaranteed. Schedule your showing today & experience the carefree lifestyle Summer Trees has ! Centrally located with easy access to shopping, dining, medical facilities, & major highways for effortless travel. Square footage is based on tax records; all information is deemed reliable but not guaranteed. Schedule your showing today & experience the carefree lifestyle Summer Trees has !

14. 2026-03-25
    price $245,000 1082-char remark

    Show marketing remark (1082 chars)

    Maintenance-Free Living in the 55+ Summer Trees Community! Welcome to this charming 3-bedroom, 2-bath home in the highly sought-after Community in beautiful Port Orange! This move-in-ready home . Enjoy a maintenance-free lifestyle, with a low monthly HOA fee that includes cable, Wi-Fi, lawn maintenance, a Community Pool, Tennis, Pickleball, Bocci Ball & beautifully shaded walking/bike paths. Home painted in 2020, scheduled for repainting 2027. Prime Location! Centrally located with easy access to shopping, dining, medical facilities, & major highways for effortless travel. Square footage is based on tax records; all information is deemed reliable but not guaranteed. Schedule your showing today & experience the carefree lifestyle Summer Trees has ! Centrally located with easy access to shopping, dining, medical facilities, & major highways for effortless travel. Square footage is based on tax records; all information is deemed reliable but not guaranteed. Schedule your showing today & experience the carefree lifestyle Summer Trees has !

15. 2026-02-26
    price $255,900 1095-char remark

    Show marketing remark (1082 chars)

    Maintenance-Free Living in the 55+ Summer Trees Community! Welcome to this charming 3-bedroom, 2-bath home in the highly sought-after Community in beautiful Port Orange! This move-in-ready home . Enjoy a maintenance-free lifestyle, with a low monthly HOA fee that includes cable, Wi-Fi, lawn maintenance, a Community Pool, Tennis, Pickleball, Bocci Ball & beautifully shaded walking/bike paths. Home painted in 2020, scheduled for repainting 2027. Prime Location! Centrally located with easy access to shopping, dining, medical facilities, & major highways for effortless travel. Square footage is based on tax records; all information is deemed reliable but not guaranteed. Schedule your showing today & experience the carefree lifestyle Summer Trees has ! Centrally located with easy access to shopping, dining, medical facilities, & major highways for effortless travel. Square footage is based on tax records; all information is deemed reliable but not guaranteed. Schedule your showing today & experience the carefree lifestyle Summer Trees has !

16. 2026-02-26
    price $255,900 1082-char remark

    Show marketing remark (1082 chars)

    Maintenance-Free Living in the 55+ Summer Trees Community! Welcome to this charming 3-bedroom, 2-bath home in the highly sought-after Community in beautiful Port Orange! This move-in-ready home . Enjoy a maintenance-free lifestyle, with a low monthly HOA fee that includes cable, Wi-Fi, lawn maintenance, a Community Pool, Tennis, Pickleball, Bocci Ball & beautifully shaded walking/bike paths. Home painted in 2020, scheduled for repainting 2027. Prime Location! Centrally located with easy access to shopping, dining, medical facilities, & major highways for effortless travel. Square footage is based on tax records; all information is deemed reliable but not guaranteed. Schedule your showing today & experience the carefree lifestyle Summer Trees has ! Centrally located with easy access to shopping, dining, medical facilities, & major highways for effortless travel. Square footage is based on tax records; all information is deemed reliable but not guaranteed. Schedule your showing today & experience the carefree lifestyle Summer Trees has !

17. 2026-01-27
    price $275,000 1095-char remark

    Show marketing remark (1082 chars)

    Maintenance-Free Living in the 55+ Summer Trees Community! Welcome to this charming 3-bedroom, 2-bath home in the highly sought-after Community in beautiful Port Orange! This move-in-ready home . Enjoy a maintenance-free lifestyle, with a low monthly HOA fee that includes cable, Wi-Fi, lawn maintenance, a Community Pool, Tennis, Pickleball, Bocci Ball & beautifully shaded walking/bike paths. Home painted in 2020, scheduled for repainting 2027. Prime Location! Centrally located with easy access to shopping, dining, medical facilities, & major highways for effortless travel. Square footage is based on tax records; all information is deemed reliable but not guaranteed. Schedule your showing today & experience the carefree lifestyle Summer Trees has ! Centrally located with easy access to shopping, dining, medical facilities, & major highways for effortless travel. Square footage is based on tax records; all information is deemed reliable but not guaranteed. Schedule your showing today & experience the carefree lifestyle Summer Trees has !

18. 2026-01-27
    price $275,000 1082-char remark

    Show marketing remark (1082 chars)

    Maintenance-Free Living in the 55+ Summer Trees Community! Welcome to this charming 3-bedroom, 2-bath home in the highly sought-after Community in beautiful Port Orange! This move-in-ready home . Enjoy a maintenance-free lifestyle, with a low monthly HOA fee that includes cable, Wi-Fi, lawn maintenance, a Community Pool, Tennis, Pickleball, Bocci Ball & beautifully shaded walking/bike paths. Home painted in 2020, scheduled for repainting 2027. Prime Location! Centrally located with easy access to shopping, dining, medical facilities, & major highways for effortless travel. Square footage is based on tax records; all information is deemed reliable but not guaranteed. Schedule your showing today & experience the carefree lifestyle Summer Trees has ! Centrally located with easy access to shopping, dining, medical facilities, & major highways for effortless travel. Square footage is based on tax records; all information is deemed reliable but not guaranteed. Schedule your showing today & experience the carefree lifestyle Summer Trees has !

19. 2025-11-25
    price $291,000 1095-char remark

    Show marketing remark (1095 chars)

    Maintenance-Free Living in the 55+ Summer Trees Community! Welcome to this charming 3-bedroom, 2-bath home in the highly sought-after Community in beautiful Port Orange! This move-in-ready home . Enjoy a maintenance-free lifestyle, with a low monthly HOA fee that includes cable, Wi-Fi, lawn maintenance, a Community Pool, Tennis, Pickleball, Bocci Ball & beautifully shaded walking/bike paths. Home painted in 2020, scheduled for repainting 2027. Prime Location! Centrally located with easy access to shopping, dining, medical facilities, & major highways for effortless travel. Square footage is based on tax records; all information is deemed reliable but not guaranteed. Schedule your showing today & experience the carefree lifestyle Summer Trees has to offer! Centrally located with easy access to shopping, dining, medical facilities, & major highways for effortless travel. Square footage is based on tax records; all information is deemed reliable but not guaranteed. Schedule your showing today & experience the carefree lifestyle Summer Trees has to offer!

20. 2025-11-23
    price $291,000 1082-char remark

    Show marketing remark (1082 chars)

    Maintenance-Free Living in the 55+ Summer Trees Community! Welcome to this charming 3-bedroom, 2-bath home in the highly sought-after Community in beautiful Port Orange! This move-in-ready home . Enjoy a maintenance-free lifestyle, with a low monthly HOA fee that includes cable, Wi-Fi, lawn maintenance, a Community Pool, Tennis, Pickleball, Bocci Ball & beautifully shaded walking/bike paths. Home painted in 2020, scheduled for repainting 2027. Prime Location! Centrally located with easy access to shopping, dining, medical facilities, & major highways for effortless travel. Square footage is based on tax records; all information is deemed reliable but not guaranteed. Schedule your showing today & experience the carefree lifestyle Summer Trees has ! Centrally located with easy access to shopping, dining, medical facilities, & major highways for effortless travel. Square footage is based on tax records; all information is deemed reliable but not guaranteed. Schedule your showing today & experience the carefree lifestyle Summer Trees has !

21. 2025-10-31
    price $299,000 1082-char remark

    Show marketing remark (1095 chars)

    Maintenance-Free Living in the 55+ Summer Trees Community! Welcome to this charming 3-bedroom, 2-bath home in the highly sought-after Community in beautiful Port Orange! This move-in-ready home . Enjoy a maintenance-free lifestyle, with a low monthly HOA fee that includes cable, Wi-Fi, lawn maintenance, a Community Pool, Tennis, Pickleball, Bocci Ball & beautifully shaded walking/bike paths. Home painted in 2020, scheduled for repainting 2027. Prime Location! Centrally located with easy access to shopping, dining, medical facilities, & major highways for effortless travel. Square footage is based on tax records; all information is deemed reliable but not guaranteed. Schedule your showing today & experience the carefree lifestyle Summer Trees has to offer! Centrally located with easy access to shopping, dining, medical facilities, & major highways for effortless travel. Square footage is based on tax records; all information is deemed reliable but not guaranteed. Schedule your showing today & experience the carefree lifestyle Summer Trees has to offer!

22. 2025-10-31
    price $299,000 1095-char remark

    Show marketing remark (1095 chars)

    Maintenance-Free Living in the 55+ Summer Trees Community! Welcome to this charming 3-bedroom, 2-bath home in the highly sought-after Community in beautiful Port Orange! This move-in-ready home . Enjoy a maintenance-free lifestyle, with a low monthly HOA fee that includes cable, Wi-Fi, lawn maintenance, a Community Pool, Tennis, Pickleball, Bocci Ball & beautifully shaded walking/bike paths. Home painted in 2020, scheduled for repainting 2027. Prime Location! Centrally located with easy access to shopping, dining, medical facilities, & major highways for effortless travel. Square footage is based on tax records; all information is deemed reliable but not guaranteed. Schedule your showing today & experience the carefree lifestyle Summer Trees has to offer! Centrally located with easy access to shopping, dining, medical facilities, & major highways for effortless travel. Square footage is based on tax records; all information is deemed reliable but not guaranteed. Schedule your showing today & experience the carefree lifestyle Summer Trees has to offer!

23. 2025-09-30
    price $305,000 1095-char remark

    Show marketing remark (1082 chars)

    Maintenance-Free Living in the 55+ Summer Trees Community! Welcome to this charming 3-bedroom, 2-bath home in the highly sought-after Community in beautiful Port Orange! This move-in-ready home . Enjoy a maintenance-free lifestyle, with a low monthly HOA fee that includes cable, Wi-Fi, lawn maintenance, a Community Pool, Tennis, Pickleball, Bocci Ball & beautifully shaded walking/bike paths. Home painted in 2020, scheduled for repainting 2027. Prime Location! Centrally located with easy access to shopping, dining, medical facilities, & major highways for effortless travel. Square footage is based on tax records; all information is deemed reliable but not guaranteed. Schedule your showing today & experience the carefree lifestyle Summer Trees has ! Centrally located with easy access to shopping, dining, medical facilities, & major highways for effortless travel. Square footage is based on tax records; all information is deemed reliable but not guaranteed. Schedule your showing today & experience the carefree lifestyle Summer Trees has !

24. 2025-09-30
    price $305,000 1082-char remark

    Show marketing remark (1082 chars)

    Maintenance-Free Living in the 55+ Summer Trees Community! Welcome to this charming 3-bedroom, 2-bath home in the highly sought-after Community in beautiful Port Orange! This move-in-ready home . Enjoy a maintenance-free lifestyle, with a low monthly HOA fee that includes cable, Wi-Fi, lawn maintenance, a Community Pool, Tennis, Pickleball, Bocci Ball & beautifully shaded walking/bike paths. Home painted in 2020, scheduled for repainting 2027. Prime Location! Centrally located with easy access to shopping, dining, medical facilities, & major highways for effortless travel. Square footage is based on tax records; all information is deemed reliable but not guaranteed. Schedule your showing today & experience the carefree lifestyle Summer Trees has ! Centrally located with easy access to shopping, dining, medical facilities, & major highways for effortless travel. Square footage is based on tax records; all information is deemed reliable but not guaranteed. Schedule your showing today & experience the carefree lifestyle Summer Trees has !

25. 2025-09-03
    listed $315,000 Active 1082-char remark

    Show marketing remark (1082 chars)

    Maintenance-Free Living in the 55+ Summer Trees Community! Welcome to this charming 3-bedroom, 2-bath home in the highly sought-after Community in beautiful Port Orange! This move-in-ready home . Enjoy a maintenance-free lifestyle, with a low monthly HOA fee that includes cable, Wi-Fi, lawn maintenance, a Community Pool, Tennis, Pickleball, Bocci Ball & beautifully shaded walking/bike paths. Home painted in 2020, scheduled for repainting 2027. Prime Location! Centrally located with easy access to shopping, dining, medical facilities, & major highways for effortless travel. Square footage is based on tax records; all information is deemed reliable but not guaranteed. Schedule your showing today & experience the carefree lifestyle Summer Trees has ! Centrally located with easy access to shopping, dining, medical facilities, & major highways for effortless travel. Square footage is based on tax records; all information is deemed reliable but not guaranteed. Schedule your showing today & experience the carefree lifestyle Summer Trees has !

26. 2025-08-26
    listed $315,000 Active 1095-char remark

    Show marketing remark (1095 chars)

    Maintenance-Free Living in the 55+ Summer Trees Community! Welcome to this charming 3-bedroom, 2-bath home in the highly sought-after Community in beautiful Port Orange! This move-in-ready home . Enjoy a maintenance-free lifestyle, with a low monthly HOA fee that includes cable, Wi-Fi, lawn maintenance, a Community Pool, Tennis, Pickleball, Bocci Ball & beautifully shaded walking/bike paths. Home painted in 2020, scheduled for repainting 2027. Prime Location! Centrally located with easy access to shopping, dining, medical facilities, & major highways for effortless travel. Square footage is based on tax records; all information is deemed reliable but not guaranteed. Schedule your showing today & experience the carefree lifestyle Summer Trees has to offer! Centrally located with easy access to shopping, dining, medical facilities, & major highways for effortless travel. Square footage is based on tax records; all information is deemed reliable but not guaranteed. Schedule your showing today & experience the carefree lifestyle Summer Trees has to offer!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $1,070 · $89/mo
• Projected year-2 tax: $2,017 · $168/mo
• Expected delta: +$947/yr (+$79/mo · 88.6%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 4/10 Moderate FEMA zone X (unshaded) · 24% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 9/10 Extreme 7 d/yr ≥106°F today · 20 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $28,413
• − Mortgage interest: −$13,612
• − Property taxes: −$1,070
• − Insurance: −$1,215
• − Repairs & maintenance: −$2,273
• − Management: −$2,273
• − HOA: −$4,440
• − Depreciation: −$7,069
• Taxable loss: −$3,539
• Est. tax savings @ 24.0%: +$849
• After-tax cash flow: $1,279/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Volusia
• NCES district ID: 1201920
• Math proficiency: 44% ▼ -9.00%
• Reading proficiency: 49% ▼ -3.00%
• Median HH income: $42,946
• Composite: 39.2/100
• National rank: #4019
• State rank: #47 of 73 in FL

Livability — Port Orange

• Score: 80/100
• State rank: #131
• US rank: #1957

Category grades

Amenities D+ Commute D+ Cost of living A Crime B- Employment C Housing A+ Health & safety A+ User ratings C+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Port Orange, FL
• County: Volusia County · 556,871 people
• City population: 75,051
• Metro: Deltona-Daytona Beach-Ormond Beach, FL
• Population (ZIP): 22,244
• Household income: $95,831
• Rent vs Own: 17.7% rent · 82.3% own
• Severe rent burden: 491.0

Population outlook (Volusia County) Hauer SSP2

• Today (2025): 572,749 people
• By 2030: 598,695 · +4.5%
• By 2040: 644,880 · +12.6%
• By 2050: 681,451 · +19.0%
• By 2075: 759,957 · +32.7%
• By 2100: 778,902 · +36.0%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (87%)
• Race & ethnicity: White 87% Hispanic / Latino 6% Black 3% Asian 3% Two or more races 3%
• Hispanic origin (detail): Puerto Rican 1% Dominican 1%
• Common ancestry: Romanian 4% Lithuanian 3% Italian 2%
• Foreign-born: 11% · Canada, China
• Languages at home: 89% English-only · Arabic 3% Spanish 2% French/Haitian/Cajun 2%

Political lean MEDSL · Volusia

• 2024 margin: Strong R (+21.8) · D 38.7% · R 60.5%
• 2008→2024 swing: -27.4pp toward R · 2008: 5.7pp · 2024: -21.8pp
• All cycles: 2024: R+21.8 2020: R+14.1 2016: R+13.1 2012: R+1.2 2008: D+5.7

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -117.79%
• Current HPI: 262.8348
• Rent YoY: ▼ -2.29%
• Metro: Deltona-Daytona Beach-Ormond Beach, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

-22.5% since first listed

16 events — show timeline

• 2026-05-04 Price Changed $244,000 Daytona MLS
• 2026-05-04 Price Changed $244,000 Stellar MLS as Distributed by MLS Grid
• 2026-03-25 Price Changed $245,000 Daytona MLS
• 2026-03-25 Price Changed $245,000 Stellar MLS as Distributed by MLS Grid
• 2026-02-26 Price Changed $255,900 Daytona MLS
• 2026-02-26 Price Changed $255,900 Stellar MLS as Distributed by MLS Grid
• 2026-01-27 Price Changed $275,000 Daytona MLS
• 2026-01-27 Price Changed $275,000 Stellar MLS as Distributed by MLS Grid
• 2025-11-25 Price Changed $291,000 Daytona MLS
• 2025-11-23 Price Changed $291,000 Stellar MLS as Distributed by MLS Grid
• 2025-10-31 Price Changed $299,000 Stellar MLS as Distributed by MLS Grid
• 2025-10-31 Price Changed $299,000 Daytona MLS
• 2025-09-30 Price Changed $305,000 Daytona MLS
• 2025-09-30 Price Changed $305,000 Stellar MLS as Distributed by MLS Grid
• 2025-09-03 Listed $315,000 Stellar MLS as Distributed by MLS Grid
• 2025-08-26 Listed $315,000 Daytona MLS

Property tax history

+2.2%/yr

Latest (2025): $1,070 · +4.8% YoY. Source: county tax records.