564 Slim Cypress Run #20 · Graniteville, SC
Flood risk No data
- FEMA flood zone
- —
- Chance of flooding over 30 yrs
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- Est. flood insurance / yr
- —
Fire risk No data
- Est. fire insurance / yr
- —
Heat risk No data
- Hot days now (above threshold)
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- Hot days in 30 yrs
- —
Wind risk No data
- Chance of severe wind over 30 yrs
- —
Air-quality risk No data
- Unhealthy air days now
- —
- Unhealthy air days in 30 yrs
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Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +21.8/30.0
- ARV discount +14.3/15.0
- Appreciation +9.2/10.0
- DSCR +7.0/10.0
- 1% rule +5.7/10.0
- Condition / age +4.8/5.0
- Schools +3.8/10.0
- Livability +3.0/5.0
- Rent growth +2.5/5.0
$179,990
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Move-In Ready! The Aspen offers a beautifully designed living space that maximizes space while keeping everyday living comfortable. From the front entry, the foyer opens into an open kitchen, dining area, and great room, creating a main living space that feels open but connected. The kitchen includes an island and pantry storage, with clear sightlines into the dining and living areas. A rear patio extends the living space outdoors, while a conveniently placed powder room and storage closet completes the main level. This floor plan features 1,305 square feet, 3 bedrooms, and 2.5 bathrooms, with all bedrooms located on the second floor for added separation from the main living areas.
Key facts
- Outside storage
- Private patio
- Move in ready
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.5-bath townhouse listed at $180k. Condition is rated excellent.
Deal economics
- At list price, monthly cash flow is $281 ($3k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $180k).
- Recommended offer: $158k (12.0% below list) — sets the bar for market timing.
- Cap rate 8.2% vs local median 6.1% in Graniteville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 59/100 on livability (#240 in SC) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, crime B+; Watch: amenities F, commute F, employment F.
- Aiken 01 (suburban): math 31% / reading 44% proficiency, ranked #36 of 80 in SC (top 45%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Byrd Elementary (math 28% / reading 36%, grade F, #369 of 597 statewide, top 64%, 657 students, 37% FRL); Leavelle Mccampbell Middle (math 19% / reading 32%, grade F, #162 of 229 statewide, top 71%, 650 students, 55% FRL); Midland Valley High (math 31% / reading 83%, grade C, #120 of 196 statewide, top 64%, 1,477 students, 62% FRL) — zoned schools at 51% FRL track the district average.
- Market conditions: 455 active listings in the ZIP; 15 comparable units currently listed for rent nearby; rentals lingering (median 110d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 60% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 2,500 units permitted in Aiken County in 2024 (1,023 in 5+ unit buildings).
Forward outlook
- In year one you build about $16k of equity ($1k loan paydown + $15k appreciation (8.4% local appreciation)).
- Aiken County population projected at +9% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- At projected returns (8.4% appreciation + 3.0% rent growth), your $50k cash investment doubles in ~3 years — after that, you're playing with house money.
- By year 3, paydown + projected appreciation supports a ~$41k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 208 days — a 12% lower offer ($158k) is reasonable based on typical stale-listing flexibility.
Questions for the listing agent
- It's been on market 208 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.07% ✓
- Cap rate
- 8.17%
- Cash-on-cash
- 6.70%
- DSCR
- 1.30
- GRM
- 7.8
CMA / ARV
- ARV (median comp)
- $212,114
- List price
- $179,990
- Delta
- -15.14%
- Verdict
- UNDERPRICED
- Comps
- 20 within 2.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 624 Slim Cypress Run | 0.04mi | 3/2.5 | 1,305 (0%) | 0mo | $188,990 | $145 | 98 |
| 526 Slim Cypress Run | 0.03mi | 3/3.0 | 1,305 (0%) | 0mo | $189,990 | $146 | 97 |
| 558 Slim Cypress Run | 0.02mi | 3/2.5 | 1,305 (0%) | 6mo | $192,790 | $148 | 94 |
| 2080 Chromite Dr | 0.86mi | 3/2.0 | 1,184 (-9%) | 3mo | $229,420 | $194 | 45 |
| 2046 Chromite Dr | 0.84mi | 3/2.0 | 1,184 (-9%) | 3mo | $229,955 | $194 | 45 |
| 909 Bauxite | 0.96mi | 3/2.0 | 1,184 (-9%) | 4mo | $229,000 | $193 | 45 |
| 2012 Chromite Dr | 0.84mi | 3/2.0 | 1,184 (-9%) | 6mo | $231,655 | $196 | 42 |
| 4338 Crimson Pass | 0.79mi | 3/2.0 | 1,184 (-9%) | 7mo | $226,430 | $191 | 42 |
| 4302 Crimson Pass | 0.82mi | 3/2.0 | 1,184 (-9%) | 8mo | $228,805 | $193 | 41 |
| 7060 Onyx Row | 1.31mi | 3/2.5 | 1,498 (+15%) | 0mo | $236,720 | $158 | 40 |
| 4188 Crimson Pass | 0.89mi | 3/2.0 | 1,184 (-9%) | 15mo | $229,370 | $194 | 35 |
| 4218 Crimson Pass | 0.87mi | 3/2.0 | 1,184 (-9%) | 16mo | $230,305 | $195 | 34 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
8.38% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 25.9%
- Equity multiple
- 2.91×
- Total profit
- $96,485
- Equity at exit
- $141,423
- IRR
- 23.2%
- Equity multiple
- 6.30×
- Total profit
- $266,969
- Equity at exit
- $285,309
Cash invested: $50,397 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State South Carolina
- 90 Strongly Landlord-Friendly · R+6
- County
- — inherits STATE
- City
- — inherits STATE
Active competition Active MLS
- For sale now
- 16 active · 11 under contract
- Months of supply
- 32.0 mo (3%/mo absorbed)
- Median asking
- $189,990 ($146/sqft)
- Median days on market
- 52 d
- This list price
- lowest-priced of the active set
- ARV vs active asking
- +11.6% above current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 29829
- Home prices YoY
- 3.0%
- Active inventory
- 455
- Price-to-rent
- 7.8×
Monthly cashflow live
- Estimated rent
- $1,930 high interval (Pro) →
- Mortgage (P&I)
- −$944
- Tax est. 1.5%
- −$225 /mo · $2,700/yr
- Insurance
- −$75
- HOA
- −$0
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$405
- Net cashflow
- $281
Break-even live
Sensitivity live
| Price | -10% $406 | -5% $343 | +0% $281 | +5% $219 | +10% $157 |
|---|---|---|---|---|---|
| Rent | -10% $129 | -5% $205 | +0% $281 | +5% $357 | +10% $434 |
| Rate | -1.0pp $372 | -0.5pp $327 | base $281 | +0.5pp $235 | +1.0pp $187 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $44,998
- Closing costs
- $5,400
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 15 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 39 Springdale Rd Graniteville, SC | 4.0 | 2.5 | 1744 | $2,100 | $1.20 | 119d | 1 | 0.04mi |
| 43 Springdale Rd Graniteville, SC | 4.0 | 2.5 | 1725 | $2,090 | $1.21 | 109d | 1 | 0.05mi |
| 45 Springdale Rd Graniteville, SC | 4.0 | 2.5 | 1744 | $2,100 | $1.20 | 117d | 1 | 0.06mi |
| 47 Springdale Rd Graniteville, SC | 4.0 | 2.5 | 1725 | $2,090 | $1.21 | 119d | 1 | 0.06mi |
| 2561 Banyan Cir Graniteville, SC | 3.0 | 2.5 | 1300 | $1,626 | $1.25 | 0d | 1 | 0.10mi |
| 2097 Banyon Cir Graniteville, SC | 3.0 | 2.5 | 1305 | $1,549 | $1.19 | 117d | 1 | 0.10mi |
| 2541 Banyon Cir Graniteville, SC | 3.0 | 2.5 | 1300 | $1,574 | $1.21 | 109d | 1 | 0.10mi |
| 2129 Banyon Cir Graniteville, SC | 3.0 | 2.5 | 1305 | $1,549 | $1.19 | 117d | 1 | 0.12mi |
| 2137 Banyon Cir Graniteville, SC | 3.0 | 2.5 | 1305 | $1,549 | $1.19 | 109d | 1 | 0.12mi |
| 2503 Banyan Cir Graniteville, SC | 3.0 | 2.5 | 1300 | $1,626 | $1.25 | 0d | 1 | 0.12mi |
| 2477 Banyon Cir Graniteville, SC | 3.0 | 2.5 | 1300 | $1,574 | $1.21 | 119d | 1 | 0.14mi |
| 2469 Banyan Cir Graniteville, SC | 3.0 | 2.5 | 1300 | $1,626 | $1.25 | 2d | 1 | 0.14mi |
| 2453 Banyan Cir Graniteville, SC | 3.0 | 2.5 | 1300 | $1,626 | $1.25 | 0d | 1 | 0.15mi |
| 2415 Banyan Cir Graniteville, SC | 3.0 | 2.5 | 1300 | $1,626 | $1.25 | 0d | 1 | 0.17mi |
| 1012 Bauxite Run Graniteville, SC | 3.0 | 2.5 | 1663 | $1,995 | $1.20 | 6d | 1 | 0.89mi |
Property features AI
Finance
- Financial info
- List price $191,155
Exterior
- Home design
- Condominium/Townhome style (unit #20)Address: 564 Slim Cypress Run, Graniteville, SC 29829
- Exterior features
- Living area approximately 1,305
Interior
- Bedrooms
- 3 bedrooms
- Bathrooms
- 2 full bathrooms, 1 half bathroom (2.5 total)
- Interior features
- Spec home (Aspen plan)Active listing
Listing history 50 events
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2026-09-05days on market $179,990 Active 208 DOM
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2026-09-04days on market $179,990 Active 207 DOM
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2026-09-03days on market $179,990 Active 206 DOM
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2026-08-31days on market $179,990 Active 203 DOM
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2026-08-30days on market $179,990 Active 202 DOM
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2026-08-29days on market $179,990 Active 201 DOM
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2026-08-28days on market $179,990 Active 200 DOM
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2026-08-27days on market $179,990 Active 199 DOM
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2026-08-26days on market $179,990 Active 198 DOM
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2026-08-25days on market $179,990 Active 197 DOM
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2026-08-24days on market $179,990 Active 196 DOM
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2026-08-23pricedays on market $179,990 Active 195 DOM
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2026-08-22days on market $184,900 Active 194 DOM
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2026-08-21days on market $184,900 Active 193 DOM
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2026-08-20days on market $184,900 Active 192 DOM
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2026-08-19days on market $184,900 Active 191 DOM
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2026-08-18days on market $184,900 Active 190 DOM
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2026-08-17days on market $184,900 Active 189 DOM
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2026-08-16days on market $184,900 Active 188 DOM
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2026-08-15days on market $184,900 Active 187 DOM
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2026-08-14days on market $184,900 Active 186 DOM
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2026-08-13days on market $184,900 Active 185 DOM
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2026-08-12days on market $184,900 Active 184 DOM
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2026-08-11days on market $184,900 Active 183 DOM
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2026-08-10days on market $184,900 Active 182 DOM
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2026-08-09days on market $184,900 Active 181 DOM
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2026-08-08days on market $184,900 Active 180 DOM
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2026-08-07pricedays on market $184,900 Active 179 DOM
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2026-08-06days on market $187,990 Active 178 DOM
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2026-08-05days on market $187,990 Active 177 DOM
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2026-08-04days on market $187,990 Active 176 DOM
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2026-08-03days on market $187,990 Active 175 DOM
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2026-07-31days on market $187,990 Active 172 DOM
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2026-07-29days on market $187,990 Active 170 DOM
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2026-07-27days on market $187,990 Active 168 DOM
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2026-07-25days on market $187,990 Active 166 DOM
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2026-07-24days on market $187,990 Active 165 DOM
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2026-07-23days on market $187,990 Active 164 DOM
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2026-07-22days on market $187,990 Active 163 DOM
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2026-07-21days on market $187,990 Active 162 DOM
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2026-07-18days on market $187,990 Active 159 DOM
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2026-07-16days on market $187,990 Active 157 DOM
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2026-07-16days on market $187,990 Active 156 DOM
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2026-07-14days on market $187,990 Active 155 DOM
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2026-07-14days on market $187,990 Active 154 DOM
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2026-07-12days on market $187,990 Active 153 DOM
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2026-07-11days on market $187,990 Active 152 DOM
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2026-07-10days on market $187,990 Active 151 DOM
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2026-07-09days on market $187,990 Active 150 DOM
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2026-07-08days on market $187,990 Active 149 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
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Taxation est. · year 1
- Rental income
- $23,166
- − Mortgage interest
- −$10,082
- − Property taxes
- −$2,700
- − Insurance
- −$900
- − Repairs & maintenance
- −$1,853
- − Management
- −$1,853
- − Depreciation
- −$5,236
- Taxable income
- $541
- Est. tax owed @ 24.0%
- −$130
- After-tax cash flow
- $3,245/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 13 photos
This townhouse is in excellent condition with no visible repairs needed. It offers a modern and well-maintained living space with potential for minor updates to enhance its curb appeal and functionality.
Value-add opportunities
- Both Painting the exterior — Enhances curb appeal and value ↑
- Both Landscaping improvements — Enhances curb appeal and value ↑
- Both New flooring in bathrooms — Improves aesthetics and functionality ↑
- Both New kitchen appliances — Enhances functionality and appeal ↑
Zoned Schools
Schools (NCES district)
- District
- Aiken 01
- NCES district ID
- 4500720
- Math proficiency
- 31% ▼ -11.00%
- Reading proficiency
- 44% ▼ -1.00%
- Median HH income
- $45,081
- Composite
- 31.91/100
- National rank
- #5857
- State rank
- #36 of 80 in SC
Livability — Graniteville
- Score
- 59/100
- State rank
- #240
- US rank
- #19924
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Aiken County · 178,003 people
- City population
- 12,385
- Metro
- Augusta-Richmond County, GA-SC
- Population (ZIP)
- 12,385
- Household income
- $84,228
- Rent vs Own
- Severe rent burden
- 33% of renters
Population outlook (Aiken County) Hauer SSP2
- Today (2025)
- 178,003 people
- By 2030
- 182,876 · +2.7%
- By 2040
- 189,970 · +6.7%
- By 2050
- 193,840 · +8.9%
- By 2075
- 199,453 · +12.1%
- By 2100
- 192,403 · +8.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.58)
- Race & ethnicity
- White 59% Black 26% Hispanic / Latino 12% Two or more races 9% Asian 1%
- Hispanic origin (detail)
- Mexican 8% Puerto Rican 1%
- Common ancestry
- Italian 2% Swedish 2% Slovak 1%
- Foreign-born
- 6% · Canada
- Languages at home
- 89% English-only · Spanish 10% Other Indo-European 1%
Political lean MEDSL · Aiken
- 2024 margin
- Strong R (+25.9) · D 36.4% · R 62.2% · Other 1.4%
- 2008→2024 swing
- -1.9pp toward R · 2008: -24.0pp · 2024: -25.9pp
- All cycles
- 2024: R+25.9 2020: R+22.7 2016: R+27.5 2012: R+26.0 2008: R+24.0
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 8.38%
- Current HPI
- 286.4155
- Rent YoY
- —
- Metro
- Augusta-Richmond County, GA-SC
- State GDP YoY
- ▲ 4.51%
- F500 in state
- 2
Industry mix (Fortune 500 HQ in SC)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Packaging | 1 | $7B |
|
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Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…