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B- Composite 69.66
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +23.0/30.0
  • ARV discount +15.0/15.0
  • Appreciation +8.1/10.0
  • DSCR +7.4/10.0
  • 1% rule +6.4/10.0
  • Livability +3.2/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +1.5/10.0

$110,000

1380 Evalon St · Beaumont, TX 77701
3 bd · 2.0 ba · 1,366 sqft · SingleFamily public records · 1 Days on market
Built 1988 7,000 sqft lot Est $204k · 46% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Charming 3-bedroom, 2-bath home located in an established neighborhood near Downtown Beaumont. This home features a functional layout, spacious living area, and a well-sized kitchen with plenty of cabinet space. The primary suite offers comfort and privacy, while the additional bedrooms are ideal for family, guests, or a home office. Enjoy a generous yard with room to relax, entertain, or customize to your liking. Conveniently located near major roadways, shopping, dining, and local amenities. Perfect for a homeowner or investor looking for value and location.

Key facts

  • 7,000 sq ft lot
  • 2 garage spots
  • Built 1988

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $110k.

Deal economics

  • At list price, monthly cash flow is $195 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $110k).
  • Cap rate 8.4% vs local median 5.3% in Beaumont — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 64/100 on livability (#739 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: employment D, crime F, amenities F.
  • Beaumont ISD (urban): math 14% / reading 22% proficiency, ranked #789 of 826 in TX (top 96%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 69% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Smith Middle (math 4% / reading 8%, grade F, #1,659 of 1,662 statewide, top 100%, 475 students, 90% FRL, charter); Beaumont United H S (math 8% / reading 16%, grade F, #1,554 of 1,632 statewide, top 95%, 2,131 students, 86% FRL) — zoned schools average 88% FRL vs 69% district-wide (19 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: 73 active listings in the ZIP; 18 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 343 units permitted in Jefferson County in 2024 (0 in 5+ unit buildings).
  • This rent runs 31% of the median local income ($49k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • In year one you build about $8k of equity ($761 loan paydown + $7k appreciation (6.2% local appreciation)).
  • At projected returns (6.2% appreciation + 3.0% rent growth), your $31k cash investment doubles in ~3 years — after that, you're playing with house money.
  • By year 5, paydown + projected appreciation supports a ~$34k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • Only 1 days on market — expect competitive offers; lowballing is unlikely to land.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $110,000

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  3. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.14%
Cap rate
8.42%
Cash-on-cash
7.59%
DSCR
1.34
GRM
7.3

CMA / ARV

ARV (on-the-fly)
$203,534
Comps found
2
Show comp detail 2 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1075 Miller St 0.20mi 3/2.5 1,340 (-2%) 9mo $195,000 $146 78
1045 Miller St 0.24mi 3/2.5 1,340 (-2%) 8mo $199,900 $149 77

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

6.25% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
22.2%
Equity multiple
2.49×
Total profit
$45,864
Equity at exit
$70,910
10-year hold
IRR
21.0%
Equity multiple
5.05×
Total profit
$124,862
Equity at exit
$130,138

Cash invested: $30,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77701

Home prices YoY
3.8%
Active inventory
73
Price-to-rent
7.3×

Monthly cashflow live

Estimated rent
$1,258 high interval (Pro) →
Mortgage (P&I)
$577
Tax from tax record
$177 /mo · $2,119/yr
Insurance
$46
HOA
$0
Vacancy / Maint / Mgmt
$264
Net cashflow
$195

Break-even live

Break-even rent $1,012
Max offer price $110,000
Occupancy floor 80%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$27,500
Closing costs
$3,300
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 18 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1420 Liveoak St Beaumont, TX 3.0 2.0 1760 $1,695 $0.96 23d 1 0.56mi
705 N 5th St Beaumont, TX 2.0 1.0 900 $800 $0.89 13d 1 0.60mi
2260 Ashley St Beaumont, TX 3.0 2.0 1471 $1,595 $1.08 13d 1 0.65mi
2248 Hazel St Beaumont, TX 2.0 1.5 950 $795 $0.84 43d 1 0.67mi
2290 Long Ave Unit 05 Beaumont, TX 2.0 1.0 1055 $950 $0.90 23d 1 0.68mi
880 N 7th St Unit 10 Beaumont, TX 2.0 1.0 880 $875 $0.99 43d 1 0.70mi
2275 Harrison Ave Unit 14 Beaumont, TX 2.0 1.0 880 $875 $0.99 23d 1 0.70mi
2275 Harrison Ave Unit 15 Beaumont, TX 2.0 1.0 880 $875 $0.99 43d 1 0.70mi
2020 Cottonwood St Beaumont, TX 2.0–4.0 1.0 928 $1,238 $1.33 13d 9 0.83mi
2329 Broadway Unit 2337-02 Beaumont, TX 2.0 1.0 990 $999 $1.01 23d 1 0.92mi
2329 Broadway Unit 2290-06 Beaumont, TX 2.0 1.0 990 $999 $1.01 13d 1 0.92mi
2525 Louisiana St Beaumont, TX 2.0 1.0 1516 $1,485 $0.98 23d 1 1.00mi
2565 Harrison Ave Beaumont, TX 3.0 2.0 1789 $2,150 $1.20 43d 1 1.08mi
701 Trinity St #450 Beaumont, TX 2.0 2.5 1586 $2,100 $1.32 13d 1 1.11mi
2570 Sweetgum Ln Beaumont, TX 1.0–2.0 1.0–1.5 876 $1,599 $1.82 13d 15 1.16mi
2023 Delaware St Beaumont, TX 3.0 1.0 1180 $1,300 $1.10 43d 1 1.17mi
2640 Harrison Ave Beaumont, TX 3.0 1.0 1158 $1,295 $1.12 23d 1 1.17mi
690 E Avenue Unit A Beaumont, TX 3.0 1.0 1300 $975 $0.75 13d 1 1.46mi

Listing history 6 events

  1. 2026-04-21
    status Pending
  2. 2026-04-21
    status Active
  3. 2026-04-16
    historical
  4. 2026-04-16
    historical $110,000
  5. 2016-06-17
    soldstatus
  6. 2010-09-02
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$2,119 · $177/mo
Projected year-2 tax
$2,119 · $177/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥109°F today · 25 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$15,100
− Mortgage interest
−$6,162
− Property taxes
−$2,119
− Insurance
−$550
− Repairs & maintenance
−$1,208
− Management
−$1,208
− Depreciation
−$3,200
Taxable income
$653
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$157
After-tax cash flow
$2,181/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Beaumont ISD
NCES district ID
4809670
Math proficiency
14% ▼ -13.00%
Reading proficiency
22% ▼ -7.00%
Median HH income
$41,683
Composite
15.43/100
National rank
#9316
State rank
#789 of 826 in TX

Livability — Beaumont

Score
64/100
State rank
#739
US rank
#13710

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment D Housing A+ Health & safety A+ User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Beaumont, TX
County
Jefferson County · 203,592 people
City population
125,901
Metro
Beaumont-Port Arthur, TX
Population (ZIP)
12,381
Household income
$49,181
Rent vs Own
46.1% rent · 53.9% own
Severe rent burden
516.0

Population outlook (Jefferson County) Hauer SSP2

Today (2025)
259,015 people
By 2030
260,685 · +0.6%
By 2040
263,309 · +1.7%
By 2050
265,237 · +2.4%
By 2075
270,193 · +4.3%
By 2100
255,628 · -1.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.60)
Race & ethnicity
Hispanic / Latino 44% Black 44% Two or more races 21% White 8% Asian 3%
Hispanic origin (detail)
Mexican 38%
Common ancestry
Lithuanian 1%
Foreign-born
21% · Canada, Vietnam
Languages at home
56% English-only · Spanish 40% Vietnamese 3%

Political lean MEDSL · Jefferson

2024 margin
Lean R (+8.9) · D 45.1% · R 54.0%
2008→2024 swing
-11.1pp toward R · 2008: 2.2pp · 2024: -8.9pp
All cycles
2024: R+8.9 2020: R+1.6 2016: R+0.5 2012: D+1.6 2008: D+2.2

Not yet ingested

Civics

Market trends

HPI YoY
▲ 6.25%
Current HPI
170.1843
Rent YoY
Metro
Beaumont-Port Arthur, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

6 events — show timeline
  • 2026-04-21 Pending HARMLS
  • 2026-04-21 Relisted HARMLS
  • 2026-04-16 Listing Removed HARMLS
  • 2026-04-16 Coming Soon $110,000 HARMLS
  • 2016-06-17 Sold (Public Records) Public Records
  • 2010-09-02 Sold (Public Records) Public Records

Property tax history

+2.1%/yr

Latest (2025): $2,119 · +9.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…