1312 Vienna Hwy · Hawkinsville, GA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $963 – $1,789
Heat risk 7/10 · Major
- Hot days now (above 109°F)
- 7 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 8/10 · Major
- Chance of severe wind over 30 yrs
- 80.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 4 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +7.5/15.0
- Schools +2.9/10.0
- Livability +2.9/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$69,900
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
The property is under H & B with a current due date of 4/20/2026 11:59:00 PM Mountain Time. 3 Bed and 2 Bath on 4.53 AC +/-
Key facts
- 4.53 acre lot
- 2 parking spots
- Built 2000
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath manufactured listed at $70k.
Deal economics
- At list price, monthly cash flow is $726 ($9k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $70k).
- Recommended offer: $62k (12.0% below list) — sets the bar for market timing.
- Cap rate 18.8% vs local median 3.4% in Hawkinsville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 57/100 on livability (#461 in GA) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+; Watch: schools F, amenities F, commute F.
- Pulaski County (town): math 34% / reading 36% proficiency, ranked #69 of 174 in GA (top 40%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 63% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: 109 active listings in the ZIP; 42 units permitted in Pulaski County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $483 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
- Pulaski County population projected at -23% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $20k cash investment doubles in ~3 years — after that, you're playing with house money.
Negotiation context
- It's been on market 192 days — a 12% lower offer ($62k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts; this cycle's ask has dropped $25k (26%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 192 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 2.09% ✓
- Cap rate
- 18.76%
- Cash-on-cash
- 44.52%
- DSCR
- 2.98
- GRM
- 4.0
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 41.5%
- Equity multiple
- 2.78×
- Total profit
- $34,906
- Equity at exit
- $10,422
- IRR
- 47.7%
- Equity multiple
- 5.59×
- Total profit
- $89,896
- Equity at exit
- $6,044
Cash invested: $19,572 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 31036
- Home prices YoY
- -5.1%
- Active inventory
- 109
- Price-to-rent
- 4.0×
Monthly cashflow live
- Estimated rent
- $1,462 medium interval (Pro) →
- Mortgage (P&I)
- −$367
- Tax from tax record
- −$33 /mo · $395/yr
- Insurance
- −$29
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$307
- Net cashflow
- $726
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $17,475
- Closing costs
- $2,097
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 6 events
-
2026-05-30status $69,900 Pending 192 DOM
-
2026-04-06price $69,900 127-char remark
Show marketing remark (127 chars)
The property is under H & B with a current due date of 4/20/2026 11:59:00 PM Mountain Time. 3 Bed and 2 Bath on 4.53 AC +/-
-
2026-04-06status Active 127-char remark
Show marketing remark (127 chars)
The property is under H & B with a current due date of 4/20/2026 11:59:00 PM Mountain Time. 3 Bed and 2 Bath on 4.53 AC +/-
-
2026-02-26status Active 127-char remark
Show marketing remark (127 chars)
The property is under H & B with a current due date of 4/20/2026 11:59:00 PM Mountain Time. 3 Bed and 2 Bath on 4.53 AC +/-
-
2025-12-19price $84,500 127-char remark
Show marketing remark (127 chars)
The property is under H & B with a current due date of 4/20/2026 11:59:00 PM Mountain Time. 3 Bed and 2 Bath on 4.53 AC +/-
-
2025-11-06$94,500 Active 127-char remark
Show marketing remark (127 chars)
The property is under H & B with a current due date of 4/20/2026 11:59:00 PM Mountain Time. 3 Bed and 2 Bath on 4.53 AC +/-
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast GA · Resets to sale price
- Current annual tax
- $395 · $33/mo
- Projected year-2 tax
- $643 · $54/mo
- Expected delta
- +$248/yr (+$21/mo · 62.8%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 7/10 Severe 7 d/yr ≥109°F today · 18 d/yr by 30 yrs out
- Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $17,539
- − Mortgage interest
- −$3,915
- − Property taxes
- −$395
- − Insurance
- −$350
- − Repairs & maintenance
- −$1,403
- − Management
- −$1,403
- − Depreciation
- −$2,033
- Taxable income
- $8,040
- Est. tax owed @ 24.0%
- −$1,930
- After-tax cash flow
- $6,783/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Pulaski County
- NCES district ID
- 1304220
- Math proficiency
- 34% ▬ 0.00%
- Reading proficiency
- 36% ▲ 3.00%
- Median HH income
- $37,759
- Composite
- 29.18/100
- National rank
- #6570
- State rank
- #69 of 174 in GA
Livability — Hawkinsville
- Score
- 57/100
- State rank
- #461
- US rank
- #21876
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Population (ZIP)
- 10,726
Population outlook (Pulaski County) Hauer SSP2
- Today (2025)
- 10,556 people
- By 2030
- 10,123 · -4.1%
- By 2040
- 9,099 · -13.8%
- By 2050
- 8,132 · -23.0%
- By 2075
- 6,447 · -38.9%
- By 2100
- 4,740 · -55.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.57)
- Race & ethnicity
- White 57% Black 32% Two or more races 6% Hispanic / Latino 6% Pacific Islander 2% Asian 1%
- Hispanic origin (detail)
- Mexican 2%
- Common ancestry
- Slovak 3% Italian 1% Iranian 1%
- Foreign-born
- 3% · Canada
- Languages at home
- 94% English-only · Spanish 5% Other Asian/Pacific 1%
Political lean MEDSL · Pulaski
- 2024 margin
- Solid R (+40.5) · D 29.5% · R 70.0%
- 2008→2024 swing
- -10.7pp toward R · 2008: -29.8pp · 2024: -40.5pp
- All cycles
- 2024: R+40.5 2020: R+38.8 2016: R+37.0 2012: R+33.3 2008: R+29.8
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -12.50%
- Current HPI
- 233.8001
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
|
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| Retail | 1 | $160B |
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| Transportation / Logistics | 1 | $91B |
|
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| Airlines | 1 | $62B |
|
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| Consumer Goods | 1 | $47B |
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| Utilities | 1 | $25B |
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Price history
-26.0% since first listed5 events — show timeline
- 2026-04-06 Price Changed $69,900 CABOR
- 2026-04-06 Relisted — CABOR
- 2026-02-26 Relisted — CABOR
- 2025-12-19 Price Changed $84,500 CABOR
- 2025-11-06 Listed $94,500 CABOR
Property tax history
-3.8%/yrLatest (2025): $395 · -8.9% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…