9627 Scotswood Dr · Central, LA 70818

$166,100

3 bd · 2.0 ba · 1,330 sqft · SingleFamily public records · 16 Days on market

Built 1978 0.27 ac lot Est $206k · 19% under

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Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +26.2/30.0
• ARV discount +15.0/15.0
• DSCR +8.9/10.0
• 1% rule +6.7/10.0
• Schools +4.6/10.0
• Livability +3.7/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Come see this home today located in Central. This 3 bedroom 2 bath home is move in ready. This home has lots of great features including a huge covered back patio that is screened in, a storage shed, spacious living areas, newly updated shower, freshly painted exterior that includes a 25 yr transferable warranty, recently added attic blanket and much more. The home is located in Flood Zone X (no flood zone). This home also sits on a great size lot with a fenced in backyard. The home is located in the Central Community School district. Make your appointment today before it's gone. * Structure square footage nor lot dimensions warranted by Realtor *

Key facts

• Near schools
• Near dining
• Near shopping

Tags

• FLOOD ZONE X
• SPACIOUS LAYOUT
• RENOVATION OPPORTUNITY
• NEAR SCHOOLS
• NEAR SHOPPING
• NEAR DINING

Property features AI

Exterior

• Parking: Carport
• Utilities: Public water; Public sewer
• Home design: Single-family detached residence; Residential property
• Construction: Brick exterior; Slab foundation
• Exterior features: Brick construction; Slab foundation; Public water; Public sewer; Lot roughly 0.27 acres with irregular dimensions (96 x 165 x 20 x 50 x 130); Located in the Tanglewood subdivision

Interior

• Bathrooms: Two full bathrooms
• Interior features: Central heating; Central air conditioning

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $166k.

Deal economics

• At list price, monthly cash flow is $424 ($5k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $166k).
• Recommended offer: $164k (1.5% below list) — sets the bar for market timing.
• Cap rate 9.4% vs local median 3.3% in Central — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 74/100 on livability (#25 in LA, #4,761 nationally) — a middle-class / working-renter tenant base. Strengths: schools A+, employment A+, housing A+; Watch: amenities F, commute F.
• Central Community School District (suburban): math 50% / reading 54% proficiency, ranked #9 of 98 in LA (top 9%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: 128 active listings in the ZIP; solid renter incomes; 2,252 units permitted in East Baton Rouge Parish in 2024 (440 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
• East Baton Rouge County population projected at +4% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
• At projected returns (-3.0% appreciation + 3.0% rent growth), your $47k cash investment doubles in ~10 years — after that, you're playing with house money.

Negotiation context

• It's been on market 16 days — a 2% lower offer ($164k) is reasonable based on typical stale-listing flexibility.
• 7 sale attempts since 25y ago; this cycle's ask has dropped $13k (7%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $163,608 (1.5% below list)

Questions for the listing agent

1. Built in 1978 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.17% ✓
• Cap rate: 9.35%
• Cash-on-cash: 10.93%
• DSCR: 1.49
• GRM: 7.1

CMA / ARV

• ARV (on-the-fly): $206,150
• Comps found: 3

Show comp detail 3 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
9688 Tanglewood Dr	0.13mi	3/2.0	1,364 (+3%)	3mo	$223,000	$163	87
9235 Hallwood Dr	0.05mi	3/2.0	1,404 (+6%)	22mo	$184,000	$131	70
9788 Tanglewood Dr	0.19mi	3/2.0	1,519 (+14%)	22mo	$235,000	$155	50

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 0.0%
• Equity multiple: 1.00×
• Total profit: $76
• Equity at exit: $24,766

10-year hold

• IRR: 9.7%
• Equity multiple: 1.75×
• Total profit: $34,843
• Equity at exit: $14,361

Cash invested: $46,508 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Louisiana: 90 Strongly Landlord-Friendly · R+12
• County: — inherits STATE
• City: — inherits STATE

5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.

Methodology + full state rankings →

ZIP-level market 70818

• Active inventory: 128
• Price-to-rent: 7.1×

Monthly cashflow live

• Estimated rent: $1,945 medium
• Mortgage (P&I): −$871
• Tax from tax record: −$173 /mo · $2,070/yr
• Insurance: −$69
• HOA: −$0
• Vacancy / Maint / Mgmt: −$408
• Net cashflow: $424

Break-even live

Break-even rent $1,409

Max offer price $166,100

Occupancy floor 73%

Sensitivity live

Price	-10% $518	-5% $471	+0% $424	+5% $377	+10% $330
Rent	-10% $270	-5% $347	+0% $424	+5% $500	+10% $577
Rate	-1.0pp $507	-0.5pp $466	base $424	+0.5pp $381	+1.0pp $337

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $41,525
• Closing costs: $4,983
• Reserves months: —
• Total cash needed: —

Listing history 13 events

1. 2026-06-18
   days on market $166,100 Active 16 DOM
2. 2026-06-17
   days on market $166,100 Active 15 DOM
3. 2026-06-16
   days on market $166,100 Active 14 DOM
4. 2026-06-15
   price $166,100 Active 13 DOM
5. 2026-06-15
   days on market $179,000 Active 13 DOM
6. 2026-06-14
   days on market $179,000 Active 11 DOM
7. 2026-06-10
   days on market $179,000 Active 8 DOM
8. 2026-06-09
   days on market $179,000 Active 7 DOM
9. 2026-06-08
   days on market $179,000 Active 6 DOM
10. 2026-06-07
    days on market $179,000 Active 5 DOM
11. 2026-06-05
    days on market $179,000 Active 2 DOM
12. 2026-06-03
    remarks 687-char remark
13. 2026-06-03
    listed $179,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast LA · Resets to sale price

• Current annual tax: $2,070 · $173/mo
• Projected year-2 tax: $2,070 · $173/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 20 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Taxation est. · year 1

• Rental income: $23,338
• − Mortgage interest: −$9,304
• − Property taxes: −$2,070
• − Insurance: −$830
• − Repairs & maintenance: −$1,867
• − Management: −$1,867
• − Depreciation: −$4,832
• Taxable income: $2,567
• Est. tax owed @ 24.0%: −$616
• After-tax cash flow: $4,468/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Central Community School District
• NCES district ID: 2200125
• Math proficiency: 50% ▼ -32.00%
• Reading proficiency: 54% ▼ -31.00%
• Median HH income: $66,584
• Composite: 46.02/100
• National rank: #2528
• State rank: #9 of 98 in LA

Livability — Central

• Score: 74/100
• State rank: #25
• US rank: #4761

Category grades

Amenities F Commute F Cost of living B Crime B Employment A+ Housing A+ Health & safety C+ User ratings A-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Central, LA
• County: East Baton Rouge Parish · 399,686 people
• City population: 10,403
• Metro: Baton Rouge, LA
• Population (ZIP): 9,370
• Household income: $78,432
• Rent vs Own: 20.7% rent · 79.3% own
• Severe rent burden: 408.0

Population outlook (East Baton Rouge County) Hauer SSP2

• Today (2025): 464,810 people
• By 2030: 472,137 · +1.6%
• By 2040: 480,243 · +3.3%
• By 2050: 484,422 · +4.2%
• By 2075: 492,069 · +5.9%
• By 2100: 476,347 · +2.5%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (70%)
• Race & ethnicity: White 70% Black 21% Two or more races 5% Hispanic / Latino 3%
• Common ancestry: Lithuanian 8% Italian 1% Serbian 1%
• Foreign-born: 1% · Canada
• Languages at home: 96% English-only · Spanish 3% French/Haitian/Cajun 1%

Political lean MEDSL · East Baton Rouge

• 2024 margin: D (+11.1) · D 54.5% · R 43.4% · Other 2.1%
• 2008→2024 swing: +8.9pp toward D · 2008: 2.2pp · 2024: 11.1pp
• All cycles: 2024: D+11.1 2020: D+13.1 2016: D+9.2 2012: D+5.2 2008: D+2.2

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -132.34%
• Current HPI: 169.9642
• Rent YoY: —
• Metro: Baton Rouge, LA
• State GDP YoY: ▲ 3.29%
• F500 in state: 10

Industry mix (Fortune 500 HQ in LA)

Industry	F500 HQs	Revenue
▸Telecommunications	2	$23B
▸Utilities	1	$12B
▸Wholesale / Distribution	1	$5B
▸Advertising	1	$2B

Price history

+108.4% since first listed

14 events — show timeline

• 2026-06-02 Listed $179,000 GBRMLS
• 2021-06-15 Sold (Public Records) $170,000 Public Records
• 2021-06-11 Sold (MLS) — GBRMLS
• 2021-04-23 Delisted — GBRMLS
• 2021-04-15 Relisted — GBRMLS
• 2021-04-06 Pending — GBRMLS
• 2021-04-05 Relisted — GBRMLS
• 2021-04-01 Delisted — GBRMLS
• 2021-03-30 Listed $169,500 AcadianaMLS
• 2021-03-30 Listed $169,500 GBRMLS
• 2012-12-19 Sold (Public Records) $80,000 Public Records
• 2001-06-01 Sold (MLS) — GBRMLS
• 2001-04-30 Listed $85,900 AcadianaMLS
• 2001-04-30 Listed $85,900 GBRMLS

Property tax history

+5.1%/yr

Latest (2025): $2,070 · -0.4% YoY. Source: county tax records.