324 Averill · Ferguson, MO
Flood risk 8/10 · Major
- FEMA flood zone
- AE
- Chance of flooding over 30 yrs
- 0.99%
- Est. flood insurance / yr
- $1,737 – $8,500
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $1,054 – $1,958
Heat risk 5/10 · Moderate
- Hot days now (above 106°F)
- 7 days/yr
- Hot days in 30 yrs
- 21 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- 1.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 5 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- ARV discount +10.8/15.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- Rent growth +4.8/5.0
- Livability +2.9/5.0
- Condition / age +2.5/5.0
- Schools +1.2/10.0
- Appreciation +0.0/10.0
$79,900
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
MOTIVATED SELLERS! This inviting 2-bedroom, 1-bath home offers the perfect blend of comfort and opportunity—ideal for both owner-occupants and investors alike. Inside, you’ll find warm hardwood flooring, generously sized bedrooms, an updated bathroom, and a dishwasher hookup already in place for added convenience. Step outside to enjoy the spacious, fenced quarter-acre yard complete with a patio and covered area—perfect for relaxing, entertaining, or everyday living. Whether you're looking for a place to call home or a smart addition to your portfolio, this property offers flexibility and long-term value. Washer and dryer to remain (as-is). Schedule your showing today! MOTIVATED SELLERS!
Key facts
- Garage
- Built 1950
- Listed 66 days
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath single-family listed at $80k.
Deal economics
- At list price, monthly cash flow is $45 ($537/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $80k).
- Recommended offer: $75k (6.0% below list) — sets the bar for market timing.
- Cap rate 13.4% vs local median 9.2% in Ferguson — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 58/100 on livability (#586 in MO) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing B+; Watch: health & safety C-, schools F, crime F.
- Ferguson-Florissant R-II (suburban): math 7% / reading 20% proficiency, ranked #311 of 324 in MO (top 96%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 70% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents rising fast (+9.0%/yr); 162 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 55% of comp listings sitting > 30 days — soft ceiling on asking rent; 920 units permitted in St. Louis County in 2024 (250 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $552 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
- At projected returns (-3.0% appreciation + 8.0% rent growth), your $22k cash investment doubles in ~9 years — after that, you're playing with house money.
Negotiation context
- It's been on market 67 days — a 6% lower offer ($75k) is reasonable based on typical stale-listing flexibility.
- 5 sale attempts since 13y ago; this cycle's ask has dropped $15k (16%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Watch-outs: flood insurance adds $427/mo; built in 1950 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance); extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 67 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
- Built in 1950 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.58% ✓
- Cap rate
- 13.37%
- Cash-on-cash
- 25.28%
- DSCR
- 2.12
- GRM
- 5.3
CMA / ARV
- ARV (median comp)
- $86,206
- List price
- $79,900
- Delta
- -7.31%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 514 La Motte Ln | 0.11mi | 2/1.0 | 850 (+1%) | 5mo | $60,000 | $71 | 89 |
| 941 Highmont Dr | 0.49mi | 2/1.0 | 840 (0%) | 3mo | $105,900 | $126 | 74 |
| 404 Ballman Ave | 0.30mi | 2/1.0 | 892 (+6%) | 4mo | $99,900 | $112 | 72 |
| 705 Robert Ave | 0.26mi | 3/1.0 (+1) | 864 (+3%) | 8mo | $86,400 | $100 | 72 |
| 914 Highmont Dr | 0.53mi | 2/1.0 | 816 (-3%) | 1mo | $92,400 | $113 | 69 |
| 610 Superior Dr | 0.28mi | 3/1.0 (+1) | 900 (+7%) | 3mo | $139,000 | $154 | 68 |
| 405 Teston Dr | 0.43mi | 2/1.0 | 888 (+6%) | 6mo | $125,000 | $141 | 65 |
| 247 S Hartnett Ave Unit 1/2 | 0.66mi | 2/1.0 | 902 (+7%) | 2mo | $75,000 | $83 | 56 |
| 1006 Highmont Dr | 0.53mi | 3/1.0 (+1) | 960 (+14%) | 4mo | $109,900 | $114 | 43 |
| 227 Meadowcrest Dr | 0.60mi | 3/1.0 (+1) | 960 (+14%) | 3mo | $129,900 | $135 | 40 |
| 277 Dashwood Dr | 0.72mi | 3/1.0 (+1) | 960 (+14%) | 2mo | $74,900 | $78 | 36 |
| 235 Forestwood Dr | 0.64mi | 3/1.0 (+1) | 960 (+14%) | 8mo | $94,500 | $98 | 34 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 8.0% rent growth · sell at horizon
- IRR
- -3.4%
- Equity multiple
- 0.86×
- Total profit
- $-3,138
- Equity at exit
- $11,913
- IRR
- 13.4%
- Equity multiple
- 2.45×
- Total profit
- $32,475
- Equity at exit
- $6,908
Cash invested: $22,372 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 81 Strongly Landlord-Friendly
- State Missouri
- 81 Strongly Landlord-Friendly · R+10
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 63135
- Rents YoY
- 9.0%
- Active inventory
- 162
- Price-to-rent
- 5.3×
Monthly cashflow live
- Estimated rent
- $1,266 high interval (Pro) →
- Mortgage (P&I)
- −$419
- Tax from tax record
- −$77 /mo · $918/yr
- Insurance
- −$33
- Flood insurance flood zone
- −$427 /mo · $5,118/yr
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$266
- Net cashflow
- $45
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $19,975
- Closing costs
- $2,397
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 502 Averill Ave Saint Louis, MO | 2.0 | 1.0 | 840 | $1,250 | $1.49 | 44d | 1 | 0.07mi |
| 338 La Motte Ln Saint Louis, MO | 2.0 | 1.0 | 904 | $1,150 | $1.27 | 44d | 1 | 0.08mi |
| 307 Coppinger Dr Saint Louis, MO | 3.0 | 1.0 | 960 | $1,095 | $1.14 | 18d | 1 | 0.17mi |
| 920 Hutton Pl Saint Louis, MO | 3.0 | 1.0 | 912 | $1,195 | $1.31 | 44d | 1 | 0.22mi |
| 415 Ames Pl Saint Louis, MO | 3.0 | 1.0 | 816 | $1,400 | $1.72 | 44d | 1 | 0.23mi |
| 650 Robert Ave Ferguson, MO | 3.0 | 1.0 | 816 | $1,224 | $1.50 | 44d | 1 | 0.28mi |
| 401 Millman Dr Saint Louis, MO | 3.0 | 1.0 | 1008 | $1,450 | $1.44 | 16d | 1 | 0.40mi |
| 104 Fenwick Dr Saint Louis, MO | 3.0 | 1.0 | 960 | $1,250 | $1.30 | 23d | 1 | 0.43mi |
| 945 Edgehill Dr Saint Louis, MO | 3.0 | 1.0 | 1110 | $1,575 | $1.42 | 44d | 1 | 0.59mi |
| 227 Meadowcrest Dr Saint Louis, MO | 3.0 | 1.0 | 960 | $1,500 | $1.56 | 44d | 1 | 0.60mi |
| 249 S Hartnett Ave Saint Louis, MO | 3.0 | 1.0 | 960 | $1,220 | $1.27 | 23d | 1 | 0.68mi |
| 296 Meadowcrest Dr Saint Louis, MO | 3.0 | 1.0 | 960 | $1,550 | $1.61 | 14d | 1 | 0.77mi |
| 9845 Dennis Dr Saint Louis, MO | 3.0 | 1.0 | 960 | $1,550 | $1.61 | 12d | 1 | 0.82mi |
| 9850 Dennis Dr Saint Louis, MO | 2.0 | 1.0 | 1032 | $1,175 | $1.14 | 44d | 1 | 0.84mi |
| 1654 Mowbry Ln Saint Louis, MO | 3.0 | 1.0 | 936 | $1,300 | $1.39 | 23d | 1 | 0.91mi |
| 10329 Chesley Dr Saint Louis, MO | 3.0 | 1.0 | 1014 | $1,350 | $1.33 | 23d | 1 | 0.92mi |
| 1547 Babcock Dr Saint Louis, MO | 3.0 | 1.0 | 1014 | $1,480 | $1.46 | 44d | 1 | 0.93mi |
| 9868 Lorna Ln Saint Louis, MO | 3.0 | 1.0 | 1032 | $1,175 | $1.14 | 44d | 1 | 0.93mi |
| 110 Paul Ave Saint Louis, MO | 3.0 | 1.0 | 875 | $1,050 | $1.20 | 7d | 1 | 1.00mi |
| 9839 Medford Dr Saint Louis, MO | 3.0 | 1.0 | 912 | $1,095 | $1.20 | 44d | 1 | 1.00mi |
| 9840 Medford Dr Saint Louis, MO | 3.0 | 1.0 | 912 | $1,095 | $1.20 | 44d | 1 | 1.01mi |
| 9717 Dennis Dr Saint Louis, MO | 3.0 | 1.0 | 1056 | $1,323 | $1.25 | 44d | 1 | 1.02mi |
| 9750 Lorna Ln Saint Louis, MO | 3.0 | 1.0 | 1032 | $1,100 | $1.07 | 44d | 1 | 1.04mi |
| 419 S Florissant Rd Ferguson, MO | 2.0 | 1.0 | 1100 | $1,200 | $1.09 | 44d | 1 | 1.07mi |
| 9725 Medford Dr Saint Louis, MO | 3.0 | 1.0 | 912 | $1,485 | $1.63 | 44d | 1 | 1.10mi |
| 1550 Northwinds Estates Dr St. Louis, MO | 1.0–2.0 | 1.0–1.5 | 877 | $1,050 | $1.20 | 44d | 1 | 1.10mi |
| 12 Lee Ave Saint Louis, MO | 2.0 | 1.0 | 832 | $1,080 | $1.30 | 7d | 1 | 1.11mi |
| 1733 Kappel Ave Saint Louis, MO | 3.0 | 1.0 | 912 | $1,250 | $1.37 | 23d | 1 | 1.12mi |
| 26 Arbor Village Ct Ferguson, MO | 1.0–2.0 | 1.0 | 714 | $950 | $1.33 | 23d | 1 | 1.17mi |
| 6180 Emerald Ave Saint Louis, MO | 2.0 | 1.0 | 729 | $1,300 | $1.78 | 44d | 1 | 1.18mi |
| 6188 Dupree Ave Saint Louis, MO | 3.0 | 1.5 | 972 | $1,300 | $1.34 | 44d | 1 | 1.21mi |
| 222 Randolph Ave Saint Louis, MO | 2.0 | 1.0 | 964 | $1,400 | $1.45 | 7d | 1 | 1.21mi |
| 617 Tesmore Pl Saint Louis, MO | 2.0 | 1.0 | 877 | $1,200 | $1.37 | 44d | 1 | 1.22mi |
| 246 Louisa Ave Saint Louis, MO | 3.0 | 1.0 | 1036 | $1,600 | $1.54 | 44d | 1 | 1.23mi |
| 601 Carson Rd Saint Louis, MO | 2.0 | 1.0 | 743 | $950 | $1.28 | 23d | 1 | 1.27mi |
| 223 Wiegel Dr Saint Louis, MO | 3.0 | 1.0 | 864 | $1,560 | $1.81 | 12d | 1 | 1.35mi |
| 9547 Glen Owen Dr Saint Louis, MO | 2.0 | 1.0 | 923 | $985 | $1.07 | 23d | 1 | 1.42mi |
| 222 Henquin Dr Saint Louis, MO | 2.0 | 1.0 | 816 | $1,050 | $1.29 | 18d | 1 | 1.43mi |
| 7733 Brand Ave Saint Louis, MO | 2.0 | 1.0 | 656 | $1,090 | $1.66 | 23d | 1 | 1.46mi |
| 60 Mayme Dr Saint Louis, MO | 3.0 | 1.0 | 960 | $1,285 | $1.34 | 44d | 1 | 1.46mi |
Listing history 38 events
-
2026-06-18days on market $79,900 Active 67 DOM
-
2026-06-17days on market $79,900 Active 66 DOM
-
2026-06-16days on market $79,900 Active 65 DOM
-
2026-06-15days on market $79,900 Active 64 DOM
-
2026-06-13days on market $79,900 Active 62 DOM
-
2026-06-13days on market $79,900 Active 61 DOM
-
2026-06-09days on market $79,900 Active 58 DOM
-
2026-06-08days on market $79,900 Active 57 DOM
-
2026-06-07days on market $79,900 Active 56 DOM
-
2026-06-05pricedays on market $79,900 Active 53 DOM
-
2026-06-03days on market $85,000 Active 52 DOM
-
2026-06-02days on market $85,000 Active 51 DOM
-
2026-06-01days on market $85,000 Active 50 DOM
-
2026-05-31days on market $85,000 Active 49 DOM
-
2026-04-21price $85,000 718-char remark
Show marketing remark (718 chars)
MOTIVATED SELLERS! This inviting 2-bedroom, 1-bath home offers the perfect blend of comfort and opportunity—ideal for both owner-occupants and investors alike. Inside, you’ll find warm hardwood flooring, generously sized bedrooms, an updated bathroom, and a dishwasher hookup already in place for added convenience. Step outside to enjoy the spacious, fenced quarter-acre yard complete with a patio and covered area—perfect for relaxing, entertaining, or everyday living. Whether you're looking for a place to call home or a smart addition to your portfolio, this property offers flexibility and long-term value. Washer and dryer to remain (as-is). Schedule your showing today! MOTIVATED SELLERS!
-
2026-04-13$95,000 Active 718-char remark
Show marketing remark (718 chars)
MOTIVATED SELLERS! This inviting 2-bedroom, 1-bath home offers the perfect blend of comfort and opportunity—ideal for both owner-occupants and investors alike. Inside, you’ll find warm hardwood flooring, generously sized bedrooms, an updated bathroom, and a dishwasher hookup already in place for added convenience. Step outside to enjoy the spacious, fenced quarter-acre yard complete with a patio and covered area—perfect for relaxing, entertaining, or everyday living. Whether you're looking for a place to call home or a smart addition to your portfolio, this property offers flexibility and long-term value. Washer and dryer to remain (as-is). Schedule your showing today! MOTIVATED SELLERS!
-
2026-04-11historical $95,000 718-char remark
Show marketing remark (718 chars)
MOTIVATED SELLERS! This inviting 2-bedroom, 1-bath home offers the perfect blend of comfort and opportunity—ideal for both owner-occupants and investors alike. Inside, you’ll find warm hardwood flooring, generously sized bedrooms, an updated bathroom, and a dishwasher hookup already in place for added convenience. Step outside to enjoy the spacious, fenced quarter-acre yard complete with a patio and covered area—perfect for relaxing, entertaining, or everyday living. Whether you're looking for a place to call home or a smart addition to your portfolio, this property offers flexibility and long-term value. Washer and dryer to remain (as-is). Schedule your showing today! MOTIVATED SELLERS!
-
2023-09-01status Pending 672-char remark
Show marketing remark (672 chars)
Introducing an enticing investment opportunity located in the McCluer School District. This 2 bed, 1 bath gem holds immense potential. You'll be pleasantly surprised by all of the recent updates than can be found throughout the home. The generously proportioned bedrooms offer an abundance of space, complemented by the upgraded bathroom. Once in the kitchen, you'll be greeted by the new floors and other updated finishes. Sitting on a quarter acre of land and right next to an open lot, there is plenty of open space to enjoy those breezy St. Louis summer nights. Previous tenants payed $910 in rent. Seize the opportunity to add this asset to your investment portfolio!
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2023-08-29soldstatus Closed 672-char remark
Show marketing remark (672 chars)
Introducing an enticing investment opportunity located in the McCluer School District. This 2 bed, 1 bath gem holds immense potential. You'll be pleasantly surprised by all of the recent updates than can be found throughout the home. The generously proportioned bedrooms offer an abundance of space, complemented by the upgraded bathroom. Once in the kitchen, you'll be greeted by the new floors and other updated finishes. Sitting on a quarter acre of land and right next to an open lot, there is plenty of open space to enjoy those breezy St. Louis summer nights. Previous tenants payed $910 in rent. Seize the opportunity to add this asset to your investment portfolio!
-
2023-08-16historical Active Under Contract 672-char remark
Show marketing remark (672 chars)
Introducing an enticing investment opportunity located in the McCluer School District. This 2 bed, 1 bath gem holds immense potential. You'll be pleasantly surprised by all of the recent updates than can be found throughout the home. The generously proportioned bedrooms offer an abundance of space, complemented by the upgraded bathroom. Once in the kitchen, you'll be greeted by the new floors and other updated finishes. Sitting on a quarter acre of land and right next to an open lot, there is plenty of open space to enjoy those breezy St. Louis summer nights. Previous tenants payed $910 in rent. Seize the opportunity to add this asset to your investment portfolio!
-
2023-07-26price $98,000 672-char remark
Show marketing remark (672 chars)
Introducing an enticing investment opportunity located in the McCluer School District. This 2 bed, 1 bath gem holds immense potential. You'll be pleasantly surprised by all of the recent updates than can be found throughout the home. The generously proportioned bedrooms offer an abundance of space, complemented by the upgraded bathroom. Once in the kitchen, you'll be greeted by the new floors and other updated finishes. Sitting on a quarter acre of land and right next to an open lot, there is plenty of open space to enjoy those breezy St. Louis summer nights. Previous tenants payed $910 in rent. Seize the opportunity to add this asset to your investment portfolio!
-
2023-06-29price $100,000 672-char remark
Show marketing remark (672 chars)
Introducing an enticing investment opportunity located in the McCluer School District. This 2 bed, 1 bath gem holds immense potential. You'll be pleasantly surprised by all of the recent updates than can be found throughout the home. The generously proportioned bedrooms offer an abundance of space, complemented by the upgraded bathroom. Once in the kitchen, you'll be greeted by the new floors and other updated finishes. Sitting on a quarter acre of land and right next to an open lot, there is plenty of open space to enjoy those breezy St. Louis summer nights. Previous tenants payed $910 in rent. Seize the opportunity to add this asset to your investment portfolio!
-
2023-06-22$105,000 Active 672-char remark
Show marketing remark (672 chars)
Introducing an enticing investment opportunity located in the McCluer School District. This 2 bed, 1 bath gem holds immense potential. You'll be pleasantly surprised by all of the recent updates than can be found throughout the home. The generously proportioned bedrooms offer an abundance of space, complemented by the upgraded bathroom. Once in the kitchen, you'll be greeted by the new floors and other updated finishes. Sitting on a quarter acre of land and right next to an open lot, there is plenty of open space to enjoy those breezy St. Louis summer nights. Previous tenants payed $910 in rent. Seize the opportunity to add this asset to your investment portfolio!
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2022-04-04soldstatus $89,900
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2022-03-22soldstatus Closed
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2022-03-07status Pending
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2022-03-04$89,900 Active
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2021-02-03soldstatus $66,300
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2021-01-05historical
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2020-12-21status Pending
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2020-12-10$80,000 Active
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2020-06-09soldstatus $7,000
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2014-03-28soldstatus
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2013-12-12$10,900
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1993-08-25soldstatus $36,000
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1992-06-01soldstatus
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1992-06-01soldstatus
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1989-03-01soldstatus $38,900
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast MO · Resets to sale price
- Current annual tax
- $918 · $77/mo
- Projected year-2 tax
- $918 · $77/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 8/10 Severe FEMA zone AE · 99% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 5/10 Major 7 d/yr ≥106°F today · 21 d/yr by 30 yrs out
- Wind 2/10 Low 100% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 5 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $15,192
- − Mortgage interest
- −$4,476
- − Property taxes
- −$918
- − Insurance
- −$5,518
- − Repairs & maintenance
- −$1,215
- − Management
- −$1,215
- − Depreciation
- −$2,324
- Taxable loss
- −$475
- Est. tax savings @ 24.0%
- +$114
- After-tax cash flow
- $651/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Ferguson-Florissant R-II
- NCES district ID
- 2912010
- Math proficiency
- 7% ▼ -9.00%
- Reading proficiency
- 20% ▼ -6.00%
- Median HH income
- $44,610
- Composite
- 11.96/100
- National rank
- #9666
- State rank
- #311 of 324 in MO
Livability — Ferguson
- Score
- 58/100
- State rank
- #586
- US rank
- #20809
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Ferguson, MO
- County
- Saint Louis County · 888,823 people
- City population
- 18,381
- Metro
- St. Louis, MO-IL
- Population (ZIP)
- 18,381
- Household income
- $52,328
- Rent vs Own
- Severe rent burden
- 957.0
Population outlook (St. Louis County) Hauer SSP2
- Today (2025)
- 1,025,227 people
- By 2030
- 1,028,023 · +0.3%
- By 2040
- 1,020,940 · -0.4%
- By 2050
- 1,007,280 · -1.8%
- By 2075
- 987,277 · -3.7%
- By 2100
- 921,984 · -10.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Black (66%)
- Race & ethnicity
- Black 66% White 28% Two or more races 3% Hispanic / Latino 2%
- Common ancestry
- Lithuanian 1% Iranian 1% Romanian 1%
- Foreign-born
- 1% · Canada
- Languages at home
- 95% English-only · Spanish 4%
Political lean MEDSL · St. Louis
- 2024 margin
- Strong D (+23.4) · D 60.8% · R 37.4% · Other 1.7%
- 2008→2024 swing
- +3.5pp toward D · 2008: 19.9pp · 2024: 23.4pp
- All cycles
- 2024: D+23.4 2020: D+24.0 2016: D+16.2 2012: D+13.7 2008: D+19.9
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -152.56%
- Current HPI
- 138.6781
- Rent YoY
- ▲ 9.03%
- Metro
- St. Louis, MO-IL
- State GDP YoY
- ▲ 1.84%
- F500 in state
- 20
Industry mix (Fortune 500 HQ in MO)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 1 | $163B |
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| Insurance | 1 | $21B |
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| Industrial Technology | 1 | $17B |
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| Retail | 1 | $16B |
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| Industrial Distribution | 1 | $10B |
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| Utilities | 1 | $9B |
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Price history
+118.5% since first listed24 events — show timeline
- 2026-04-21 Price Changed $85,000 MARIS as Distributed by MLS Grid
- 2026-04-13 Listed $95,000 MARIS as Distributed by MLS Grid
- 2026-04-11 Coming Soon $95,000 MARIS as Distributed by MLS Grid
- 2023-09-01 Pending — MARIS as Distributed by MLS Grid
- 2023-08-29 Sold (MLS) — MARIS as Distributed by MLS Grid
- 2023-08-16 Contingent — MARIS as Distributed by MLS Grid
- 2023-07-26 Price Changed $98,000 MARIS as Distributed by MLS Grid
- 2023-06-29 Price Changed $100,000 MARIS as Distributed by MLS Grid
- 2023-06-22 Listed $105,000 MARIS as Distributed by MLS Grid
- 2022-04-04 Sold (Public Records) $89,900 Public Records
- 2022-03-22 Sold (MLS) — MARIS as Distributed by MLS Grid
- 2022-03-07 Pending — MARIS as Distributed by MLS Grid
- 2022-03-04 Listed $89,900 MARIS as Distributed by MLS Grid
- 2021-02-03 Sold (Public Records) $66,300 Public Records
- 2021-01-05 Delisted — MARIS as Distributed by MLS Grid
- 2020-12-21 Pending — MARIS as Distributed by MLS Grid
- 2020-12-10 Listed $80,000 MARIS as Distributed by MLS Grid
- 2020-06-09 Sold (Public Records) $7,000 Public Records
- 2014-03-28 Sold (MLS) — MARIS as Distributed by MLS Grid
- 2013-12-12 Listed $10,900 MARIS as Distributed by MLS Grid
- 1993-08-25 Sold (Public Records) $36,000 Public Records
- 1992-06-01 Sold (Public Records) — Public Records
- 1992-06-01 Sold (Public Records) — Public Records
- 1989-03-01 Sold (Public Records) $38,900 Public Records
Property tax history
+2.3%/yrLatest (2022): $918 · +3.3% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…