1434 17th St · Great Bend, KS
Flood risk 3/10 · Minor
- FEMA flood zone
- X (shaded)
- Chance of flooding over 30 yrs
- 0.2%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $1,154 – $2,142
Heat risk 5/10 · Moderate
- Hot days now (above 106°F)
- 7 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +24.3/30.0
- DSCR +7.8/10.0
- ARV discount +7.5/15.0
- 1% rule +5.9/10.0
- Livability +3.6/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Schools +2.3/10.0
- Appreciation +0.0/10.0
$75,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Key facts
- Alley access
- Pex plumbing
- Pvc plumbing
Tags
Property features AI
Exterior
- Parking: Attached garage with 1 parking space
- Utilities: Public water; Public sewer
- Home design: Residential property; Zoning NC.1 / R-1
- Construction: Brick construction; Composition roof
- Exterior features: Chain link fence; 140' x 50' lot (0.16 acres)
Interior
- Kitchen: Refrigerator
- Bedrooms: 2 bedrooms on the main level
- Heating & cooling: Window unit cooling
- Interior features: Refrigerator included; Total of 4 rooms
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath single-family listed at $75k.
Deal economics
- At list price, monthly cash flow is $151 ($2k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($820 rent vs $75k).
- Recommended offer: $74k (1.5% below list) — sets the bar for market timing.
Location & tenants
- Location reads 71/100 on livability (#138 in KS) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: employment D+, schools F, amenities F.
- Great Bend (town): math 25% / reading 30% proficiency, ranked #124 of 169 in KS (top 73%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
- Market conditions: 151 active listings in the ZIP; 19 units permitted in Barton County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $519 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
- Barton County population projected at -13% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
Negotiation context
- It's been on market 16 days — a 2% lower offer ($74k) is reasonable based on typical stale-listing flexibility.
- Current owner paid $18k; list at $75k implies a 317% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: built in 1951 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1951 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.09% ✓
- Cap rate
- 8.70%
- Cash-on-cash
- 8.61%
- DSCR
- 1.38
- GRM
- 7.6
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -3.2%
- Equity multiple
- 0.88×
- Total profit
- $-2,557
- Equity at exit
- $11,183
- IRR
- 6.5%
- Equity multiple
- 1.48×
- Total profit
- $10,127
- Equity at exit
- $6,485
Cash invested: $21,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 83 Strongly Landlord-Friendly
- State Kansas
- 83 Strongly Landlord-Friendly · R+10
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 67530
- Active inventory
- 151
- Price-to-rent
- 7.6×
Monthly cashflow live
- Estimated rent
- $820 medium interval (Pro) →
- Mortgage (P&I)
- −$393
- Tax from tax record
- −$73 /mo · $873/yr
- Insurance
- −$31
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$172
- Net cashflow
- $151
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $18,750
- Closing costs
- $2,250
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 5 events
-
2026-05-07status Pending
-
2026-04-20$75,000 Active
-
1999-05-01soldstatus $18,000
-
1991-09-01soldstatus $11,800
-
1991-05-01soldstatus $9,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast KS · Resets to sale price
- Current annual tax
- $873 · $73/mo
- Projected year-2 tax
- $1,058 · $88/mo
- Expected delta
- +$185/yr (+$15/mo · 21.2%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 3/10 Moderate FEMA zone X (shaded) · 20% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 5/10 Major 7 d/yr ≥106°F today · 18 d/yr by 30 yrs out
- Wind 2/10 Low
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $9,842
- − Mortgage interest
- −$4,201
- − Property taxes
- −$873
- − Insurance
- −$375
- − Repairs & maintenance
- −$787
- − Management
- −$787
- − Depreciation
- −$2,182
- Taxable income
- $637
- Est. tax owed @ 24.0%
- −$153
- After-tax cash flow
- $1,655/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Great Bend
- NCES district ID
- 2006660
- Math proficiency
- 25% ▼ -7.00%
- Reading proficiency
- 30% ▲ 1.00%
- Median HH income
- $43,027
- Composite
- 23.45/100
- National rank
- #7883
- State rank
- #124 of 169 in KS
Livability — Great Bend
- Score
- 71/100
- State rank
- #138
- US rank
- #6794
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Great Bend, KS
- City population
- 17,979
- Population (ZIP)
- 17,979
Population outlook (Barton County) Hauer SSP2
- Today (2025)
- 26,088 people
- By 2030
- 25,418 · -2.6%
- By 2040
- 24,010 · -8.0%
- By 2050
- 22,719 · -12.9%
- By 2075
- 20,690 · -20.7%
- By 2100
- 18,869 · -27.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (74%)
- Race & ethnicity
- White 74% Hispanic / Latino 21% Two or more races 14% Native American 1%
- Hispanic origin (detail)
- Mexican 20%
- Common ancestry
- Italian 2% Iranian 1% Lithuanian 1%
- Foreign-born
- 5% · Canada
- Languages at home
- 88% English-only · Spanish 12%
Political lean MEDSL · Barton
- 2024 margin
- Solid R (+56.8) · D 20.9% · R 77.6% · Other 1.5%
- 2008→2024 swing
- -13.4pp toward R · 2008: -43.3pp · 2024: -56.8pp
- All cycles
- 2024: R+56.8 2020: R+56.4 2016: R+58.9 2012: R+53.6 2008: R+43.3
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -105.50%
- Current HPI
- 151.6054
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- —
- F500 in state
- 0
Price history
+733.3% since first listed5 events — show timeline
- 2026-05-07 Pending — Hays MLS
- 2026-04-20 Listed $75,000 Hays MLS
- 1999-05-01 Sold (Public Records) $18,000 Public Records
- 1991-09-01 Sold (Public Records) $11,800 Public Records
- 1991-05-01 Sold (Public Records) $9,000 Public Records
Property tax history
+6.4%/yrLatest (2025): $873 · +20.1% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…