CashFlowRE
Sign in Sign up
1434 17th St
C Composite 56.44
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +24.3/30.0
  • DSCR +7.8/10.0
  • ARV discount +7.5/15.0
  • 1% rule +5.9/10.0
  • Livability +3.6/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +2.3/10.0
  • Appreciation +0.0/10.0

$75,000

1434 17th St · Great Bend, KS 67530
2 bd · 1.0 ba · 713 sqft · SingleFamily public records · 16 Days on market
Built 1951 7,000 sqft lot

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Key facts

  • Alley access
  • Pex plumbing
  • Pvc plumbing

Tags

FENCED BACKYARDALLEY ACCESSUPDATED BREAKER PANELPEX PLUMBINGPVC PLUMBINGSEWER CLEANOUTS

Property features AI

Exterior

  • Parking: Attached garage with 1 parking space
  • Utilities: Public water; Public sewer
  • Home design: Residential property; Zoning NC.1 / R-1
  • Construction: Brick construction; Composition roof
  • Exterior features: Chain link fence; 140' x 50' lot (0.16 acres)

Interior

  • Kitchen: Refrigerator
  • Bedrooms: 2 bedrooms on the main level
  • Heating & cooling: Window unit cooling
  • Interior features: Refrigerator included; Total of 4 rooms

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $75k.

Deal economics

  • At list price, monthly cash flow is $151 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($820 rent vs $75k).
  • Recommended offer: $74k (1.5% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 71/100 on livability (#138 in KS) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: employment D+, schools F, amenities F.
  • Great Bend (town): math 25% / reading 30% proficiency, ranked #124 of 169 in KS (top 73%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Market conditions: 151 active listings in the ZIP; 19 units permitted in Barton County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $519 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Barton County population projected at -13% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

  • It's been on market 16 days — a 2% lower offer ($74k) is reasonable based on typical stale-listing flexibility.
  • Current owner paid $18k; list at $75k implies a 317% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1951 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $73,875 (1.5% below list)

Questions for the listing agent

  1. Built in 1951 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.09%
Cap rate
8.70%
Cash-on-cash
8.61%
DSCR
1.38
GRM
7.6

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-3.2%
Equity multiple
0.88×
Total profit
$-2,557
Equity at exit
$11,183
10-year hold
IRR
6.5%
Equity multiple
1.48×
Total profit
$10,127
Equity at exit
$6,485

Cash invested: $21,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
83 Strongly Landlord-Friendly
State Kansas
83 Strongly Landlord-Friendly · R+10
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; moderate court pace.

ZIP-level market 67530

Active inventory
151
Price-to-rent
7.6×

Monthly cashflow live

Estimated rent
$820 medium interval (Pro) →
Mortgage (P&I)
$393
Tax from tax record
$73 /mo · $873/yr
Insurance
$31
HOA
$0
Vacancy / Maint / Mgmt
$172
Net cashflow
$151

Break-even live

Break-even rent $629
Max offer price $75,000
Occupancy floor 77%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$18,750
Closing costs
$2,250
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 5 events

  1. 2026-05-07
    status Pending
  2. 2026-04-20
    listed $75,000 Active
  3. 1999-05-01
    soldstatus $18,000
  4. 1991-09-01
    soldstatus $11,800
  5. 1991-05-01
    soldstatus $9,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast KS · Resets to sale price

Current annual tax
$873 · $73/mo
Projected year-2 tax
$1,058 · $88/mo
Expected delta
+$185/yr (+$15/mo · 21.2%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 3/10 Moderate FEMA zone X (shaded) · 20% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 5/10 Major 7 d/yr ≥106°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$9,842
− Mortgage interest
−$4,201
− Property taxes
−$873
− Insurance
−$375
− Repairs & maintenance
−$787
− Management
−$787
− Depreciation
−$2,182
Taxable income
$637
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$153
After-tax cash flow
$1,655/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Great Bend
NCES district ID
2006660
Math proficiency
25% ▼ -7.00%
Reading proficiency
30% ▲ 1.00%
Median HH income
$43,027
Composite
23.45/100
National rank
#7883
State rank
#124 of 169 in KS

Livability — Great Bend

Score
71/100
State rank
#138
US rank
#6794

Category grades

Amenities F Commute F Cost of living A+ Crime C Employment D+ Housing A+ Health & safety A+ User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Great Bend, KS
City population
17,979
Population (ZIP)
17,979

Population outlook (Barton County) Hauer SSP2

Today (2025)
26,088 people
By 2030
25,418 · -2.6%
By 2040
24,010 · -8.0%
By 2050
22,719 · -12.9%
By 2075
20,690 · -20.7%
By 2100
18,869 · -27.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (74%)
Race & ethnicity
White 74% Hispanic / Latino 21% Two or more races 14% Native American 1%
Hispanic origin (detail)
Mexican 20%
Common ancestry
Italian 2% Iranian 1% Lithuanian 1%
Foreign-born
5% · Canada
Languages at home
88% English-only · Spanish 12%

Political lean MEDSL · Barton

2024 margin
Solid R (+56.8) · D 20.9% · R 77.6% · Other 1.5%
2008→2024 swing
-13.4pp toward R · 2008: -43.3pp · 2024: -56.8pp
All cycles
2024: R+56.8 2020: R+56.4 2016: R+58.9 2012: R+53.6 2008: R+43.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -105.50%
Current HPI
151.6054
Rent YoY
Metro
State GDP YoY
F500 in state
0

Price history

+733.3% since first listed
5 events — show timeline
  • 2026-05-07 Pending Hays MLS
  • 2026-04-20 Listed $75,000 Hays MLS
  • 1999-05-01 Sold (Public Records) $18,000 Public Records
  • 1991-09-01 Sold (Public Records) $11,800 Public Records
  • 1991-05-01 Sold (Public Records) $9,000 Public Records

Property tax history

+6.4%/yr

Latest (2025): $873 · +20.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…