CashFlowRE
Sign in Sign up
131 Village Dr W
B Composite 70.44
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Schools +4.7/10.0
  • Livability +3.5/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.2/5.0
  • Appreciation +0.0/10.0

$69,900

131 Village Dr W · Conashaugh Lakes, PA 18337
2 bd · 1.0 ba · 400 sqft · SingleFamily · 30 Days on market
Built 1982 Fair condition $233/mo HOA · 14% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

1947 VILLAGE DR WEST (911 131 VILLAGE DR WEST 2 BEDROOM PARK MODEL WITH 1 FULL BED AND 2 BUNKS. THE BATH ROOM IS COMPLETELY RENOVVATED WITH A TILE SHOWER. THE PARK MODEL HAS A PERMANENT SCREEN ROOM, RUBBER ROOF AND AC. THERE IS ALSO A LARGE CEMENT BBQ AND PIZZE OVEN IN THE BACK YARD ALONG WITH A SHED. LOCATED A SHORT WALK TO THE POOLS, LAKE AND RECREATION FIELDS. $69,900.00

Key facts

  • Pizza oven
  • Back yard
  • Large cement bbq

Tags

PERMANENT SCREEN ROOMCOMPLETELY RENOVATEDTILE SHOWERLARGE CEMENT BBQPIZZA OVENBACK YARD

Property features AI

Finance

  • Financial info: Annual tax amount listed as $240.91
  • HOA & community: Homeowners association present; Annual association fee of $2,800 (approximately $233.33/month)

Exterior

  • Home design: Residential property; Vacation RV/Trailer subtype
  • Construction: 400 above-grade finished area
  • Exterior features: Located in the Lake Adventure subdivision; Directions: From the front gate proceed to the penultimate property on the right before the stop sign

Interior

  • Bedrooms: No bedroom count provided
  • Bathrooms: 1 full bathroom
  • Interior features: Total of 4 rooms

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $70k. Condition is rated fair.

Deal economics

  • At list price, monthly cash flow is $563 ($7k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $70k).
  • Recommended offer: $69k (1.5% below list) — sets the bar for market timing.
  • Cap rate 16.0% vs local median 5.2% in Conashaugh Lakes — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 70/100 on livability (#786 in PA) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, housing A+; Watch: health & safety D, amenities F, commute F.
  • Delaware Valley SD (rural): math 41% / reading 66% proficiency, ranked #121 of 539 in PA (top 22%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: Dingman-Delaware El Sch (math 41% / reading 68%, grade C, #504 of 1,518 statewide, top 37%, 502 students, 51% FRL); Dingman-Delaware Ms (math 20% / reading 57%, grade F, #275 of 512 statewide, top 55%, 524 students, 45% FRL); Delaware Valley Hs (math 77% / reading 75%, grade A-, #25 of 437 statewide, top 6%, 1,418 students, 37% FRL) — zoned schools average 45% FRL vs 26% district-wide (18 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: 298 active listings in the ZIP; solid renter incomes; 213 units permitted in Pike County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $483 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Pike County population projected at -25% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $20k cash investment doubles in ~4 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 30 days — a 2% lower offer ($69k) is reasonable based on typical stale-listing flexibility.
Recommended offer $68,851 (1.5% below list)

Questions for the listing agent

  1. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.32%
Cap rate
15.97%
Cash-on-cash
34.54%
DSCR
2.54
GRM
3.6

CMA / ARV

ARV (on-the-fly)
$40,000
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
114 Glenwood Landing Lndg 0.17mi 2/1.0 407 (+2%) 3mo $36,457 $90 87
154 Village Dr W 0.13mi 2/1.0 400 (0%) 10mo $40,000 $100 85
120 Forest Glen Dr 0.21mi 3/1.0 (+1) 400 (0%) 0mo $40,000 $100 85
120 Crescent Dr 0.22mi 2/1.0 392 (-2%) 8mo $37,000 $94 80
102 Lake Dr N #1772 0.31mi 2/1.0 385 (-4%) 8mo $91,500 $238 73
140 Blue Aspen Dr 0.12mi 2/1.0 350 (-12%) 9mo $24,000 $69 66
131 Bobcat Dr 0.59mi 1/1.0 (-1) 399 (-0%) 4mo $84,000 $211 64
126 Deer Run 0.64mi 2/1.0 400 (0%) 10mo $109,000 $273 62
104 Glenwood Lndg 0.19mi 1/1.0 (-1) 340 (-15%) 0mo $11,000 $32 60
216 Village Dr W 0.35mi 2/1.0 345 (-14%) 7mo $62,000 $180 55
121 Birchy Brook Dr 0.52mi 2/1.0 340 (-15%) 3mo $36,000 $106 48
109 Bobcat Dr 0.51mi 1/1.0 (-1) 450 (+12%) 11mo $38,500 $86 42

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
30.1%
Equity multiple
2.26×
Total profit
$24,725
Equity at exit
$10,422
10-year hold
IRR
37.5%
Equity multiple
4.50×
Total profit
$68,417
Equity at exit
$6,044

Cash invested: $19,572 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 18337

Home prices YoY
-22.0%
Active inventory
298
Price-to-rent
3.6×

Monthly cashflow live

Estimated rent
$1,620 medium interval (Pro) →
Mortgage (P&I)
$367
Tax est. 1.5%
$87 /mo · $1,048/yr
Insurance
$29
HOA
$233
Vacancy / Maint / Mgmt
$340
Net cashflow
$563

Break-even live

Break-even rent $906
Max offer price $69,900
Occupancy floor 60%

Sensitivity live

Price -10% $612 -5% $588 +0% $563 +5% $539 +10% $515
Rent -10% $435 -5% $499 +0% $563 +5% $627 +10% $691
Rate -1.0pp $599 -0.5pp $581 base $563 +0.5pp $545 +1.0pp $527

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$17,475
Closing costs
$2,097
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

HOA detail

Monthly dues
$233 · $2,796/yr
Likely covers
pool

Listing history 16 events

  1. 2026-06-21
    days on market $69,900 Active 30 DOM
  2. 2026-06-18
    days on market $69,900 Active 27 DOM
  3. 2026-06-17
    days on market $69,900 Active 26 DOM
  4. 2026-06-16
    days on market $69,900 Active 25 DOM
  5. 2026-06-15
    days on market $69,900 Active 24 DOM
  6. 2026-06-13
    days on market $69,900 Active 22 DOM
  7. 2026-06-13
    days on market $69,900 Active 21 DOM
  8. 2026-06-09
    days on market $69,900 Active 18 DOM
  9. 2026-06-08
    days on market $69,900 Active 17 DOM
  10. 2026-06-07
    days on market $69,900 Active 16 DOM
  11. 2026-06-04
    days on market $69,900 Active 13 DOM
  12. 2026-06-03
    days on market $69,900 Active 12 DOM
  13. 2026-06-02
    days on market $69,900 Active 11 DOM
  14. 2026-06-01
    days on market $69,900 Active 10 DOM
  15. 2026-05-31
    days on market $69,900 Active 9 DOM
  16. 2026-05-22
    listed $69,900 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥91°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 3/10 Moderate 6% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$19,435
− Mortgage interest
−$3,915
− Property taxes
−$1,048
− Insurance
−$350
− Repairs & maintenance
−$1,555
− Management
−$1,555
− HOA
−$2,796
− Depreciation
−$2,033
Taxable income
$6,183
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,484
After-tax cash flow
$5,277/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 20 photos

Fair 45/100 Cosmetic rehab

A mobile home with a good foundation and roof, but average interior and exterior conditions. Simple updates to the interior and landscaping can significantly enhance its resale and rental value.

Repairs flagged

  • Minor kitchen cabinets — slight wear
  • Minor kitchen countertops — slight wear

Value-add opportunities

  • Resale paint interior walls — enhances curb appeal
  • Resale replace curtains — enhances curb appeal
  • Resale update kitchen cabinets and countertops — modernizes the space
  • Both landscaping — enhances curb appeal and creates a more inviting atmosphere

Renovation cost estimate screening

Repair itemSeverityEst. cost
kitchen cabinets · slight wear Minor $500–3,000
kitchen countertops · slight wear Minor $500–3,000
Total estimated repair cost · 2 items $1,000–6,000

Value-add ROI direction

  • Resale paint interior walls — enhances curb appeal
  • Resale replace curtains — enhances curb appeal
  • Resale update kitchen cabinets and countertops — modernizes the space
  • Both landscaping — enhances curb appeal and creates a more inviting atmosphere

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Delaware Valley SD
NCES district ID
4207530
Math proficiency
41% ▼ -12.00%
Reading proficiency
66% ▼ -9.00%
Median HH income
$64,202
Composite
46.95/100
National rank
#2359
State rank
#121 of 539 in PA

Livability — Conashaugh Lakes

Score
70/100
State rank
#786
US rank
#7924

Category grades

Amenities F Commute F Cost of living B+ Crime A+ Employment A+ Housing A+ Health & safety D User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Pike County · 15,799 people
Metro
New York-Newark-Jersey City, NY-NJ-PA
Population (ZIP)
15,799
Household income
$93,149
Rent vs Own
14.2% rent · 85.8% own
Severe rent burden
275.0

Population outlook (Pike County) Hauer SSP2

Today (2025)
53,548 people
By 2030
51,622 · -3.6%
By 2040
46,490 · -13.2%
By 2050
40,372 · -24.6%
By 2075
31,951 · -40.3%
By 2100
26,821 · -49.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (82%)
Race & ethnicity
White 82% Hispanic / Latino 10% Two or more races 7% Black 4% Asian 2%
Hispanic origin (detail)
Mexican 1% Puerto Rican 4% Cuban 1%
Common ancestry
Romanian 6% Iranian 2% Portuguese 2%
Foreign-born
6% · Canada, China, South Korea
Languages at home
89% English-only · Spanish 6% Russian/Polish/Slavic 2% German/W. Germanic 1%

Political lean MEDSL · Pike

2024 margin
Strong R (+24.1) · D 37.6% · R 61.6%
2008→2024 swing
-19.8pp toward R · 2008: -4.2pp · 2024: -24.1pp
All cycles
2024: R+24.1 2020: R+19.0 2016: R+26.0 2012: R+11.0 2008: R+4.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -54.81%
Current HPI
194.0604
Rent YoY
Metro
New York-Newark-Jersey City, NY-NJ-PA
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2026-05-22 Listed $69,900 PWMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…