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7005 S Birch Ave
C+ Composite 61.02
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +23.8/30.0
  • ARV discount +11.7/15.0
  • DSCR +7.7/10.0
  • 1% rule +5.5/10.0
  • Livability +3.9/5.0
  • Rent growth +3.5/5.0
  • Condition / age +2.5/5.0
  • Schools +2.4/10.0
  • Appreciation +0.0/10.0

$258,700

7005 S Birch Ave · Broken Arrow, OK 74011
4 bd · 2.0 ba · 1,902 sqft · SingleFamily public records · 3 Days on market
Built 1979 0.25 ac lot Est $285k · 9% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

4 Bedrm Updated, Mstr Down, Lots Of Updates Last Few Yrs. Paint In & Out, New Carpet, Wood Laminate In Family, Formal Liv & Dining. Ceramic, H/W Heater All New Lite Fixtures, Crown Molding & Fixtures. Huge Backyard! Room For Expansion. A Must See!

Key facts

  • Newer fence
  • Large storage closet
  • Cozy fireplace

Tags

COZY FIREPLACEDEDICATED OFFICELARGE STORAGE CLOSETMATURE SHADE TREESNEWER FENCECOVERED BACK PORCH

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath single-family listed at $259k.

Deal economics

  • At list price, monthly cash flow is $498 ($6k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $259k).
  • Cap rate 8.6% vs local median 4.0% in Broken Arrow — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 78/100 on livability (#7 in OK, #2,691 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: amenities F.
  • Broken Arrow (suburban): math 23% / reading 28% proficiency, ranked #79 of 270 in OK (top 29%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Zoned schools: Spring Creek Es (math 32% / reading 27%, grade F, #255 of 845 statewide, top 35%, 494 students, 0% FRL); Childers Ms (math 16% / reading 28%, grade F, #129 of 345 statewide, top 42%, 796 students, 0% FRL); Broken Arrow Hs (math 22% / reading 36%, grade F, #120 of 447 statewide, top 27%, 4,589 students, 0% FRL) — zoned schools average 0% FRL vs 33% district-wide (33 pts lower); this property's tenant base skews higher-income than the district average.
  • Market conditions: Rents rising fast (+4.1%/yr); 385 active listings in the ZIP; 5 comparable units currently listed for rent nearby; rentals leasing fast (median 5d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 2,818 units permitted in Tulsa County in 2024 (518 in 5+ unit buildings).
  • This rent runs 33% of the median local income ($99k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
  • Tulsa County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • Only 3 days on market — expect competitive offers; lowballing is unlikely to land.
  • 7 sale attempts since 28y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $140k; list at $259k implies a 85% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $258,700

Questions for the listing agent

  1. Built in 1979 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.05%
Cap rate
8.60%
Cash-on-cash
8.24%
DSCR
1.37
GRM
7.9

CMA / ARV

ARV (on-the-fly)
$285,300
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
7005 S Birch Ave 0.00mi 4/2.5 1,902 (0%) 1mo $269,200 $142 97
6500 Birch Ave 0.19mi 3/2.0 (-1) 1,981 (+4%) 5mo $216,000 $109 76
7500 S Gum Ave 0.45mi 4/2.0 1,941 (+2%) 2mo $308,500 $159 74
6312 S Date Ave 0.30mi 4/2.0 1,750 (-8%) 4mo $280,000 $160 70
805 W Glenwood Ave 0.54mi 4/2.5 1,884 (-1%) 4mo $220,000 $117 68
6605 S 1st St 0.24mi 4/2.5 2,051 (+8%) 9mo $310,000 $151 66
909 W Albuquerque St 0.46mi 3/2.0 (-1) 1,786 (-6%) 1mo $303,000 $170 62
213 W Quanah St S 0.41mi 3/2.0 (-1) 1,808 (-5%) 6mo $266,900 $148 62
6605 S Ash Pl 0.19mi 3/2.5 (-1) 2,143 (+13%) 9mo $205,000 $96 56
117 W Timberlane Ct 0.68mi 3/2.0 (-1) 1,749 (-8%) 2mo $252,500 $144 48
7606 Glenwood Cir 0.48mi 3/2.0 (-1) 1,634 (-14%) 2mo $245,000 $150 47
7737 S Park Ave 0.66mi 3/2.0 (-1) 1,647 (-13%) 5mo $260,000 $158 37

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 4.09% rent growth · sell at horizon

5-year hold
IRR
-2.6%
Equity multiple
0.90×
Total profit
$-7,241
Equity at exit
$38,573
10-year hold
IRR
8.2%
Equity multiple
1.65×
Total profit
$47,027
Equity at exit
$22,368

Cash invested: $72,436 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
83 Strongly Landlord-Friendly
State Oklahoma
83 Strongly Landlord-Friendly · R+20
County
— inherits STATE
City
— inherits STATE
5-day notice; strongly landlord-favorable.

ZIP-level market 74011

Rents YoY
4.1%
Active inventory
385
Price-to-rent
7.9×

Monthly cashflow live

Estimated rent
$2,726 high interval (Pro) →
Mortgage (P&I)
$1,357
Tax from tax record
$191 /mo · $2,297/yr
Insurance
$108
HOA
$0
Vacancy / Maint / Mgmt
$572
Net cashflow
$498

Break-even live

Break-even rent $2,096
Max offer price $258,700
Occupancy floor 77%

Sensitivity live

Price -10% $644 -5% $571 +0% $498 +5% $424 +10% $351
Rent -10% $282 -5% $390 +0% $498 +5% $605 +10% $713
Rate -1.0pp $628 -0.5pp $563 base $498 +0.5pp $431 +1.0pp $362

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$64,675
Closing costs
$7,761
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 5 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
6308 S 1st Pl Broken Arrow, OK 3.0 2.0 1600 $3,400 $2.12 17d 1 0.31mi
7313 S Walnut Ave Broken Arrow, OK 3.0 2.0 1600 $1,990 $1.24 12d 1 1.30mi
2008 W Huntsville Pl Broken Arrow, OK 3.0 2.0 1568 $2,100 $1.34 4d 1 1.40mi
1110 W Birmingham Pl Broken Arrow, OK 3.0 2.0 1282 $1,750 $1.37 5d 1 1.42mi
6800 S 20th St Broken Arrow, OK 3.0 2.0 1388 $2,195 $1.58 5d 1 1.48mi

Listing history 21 events

  1. 2026-03-23
    status Pending
  2. 2026-03-17
    listed $258,700 Active
  3. 2009-10-02
    soldstatus $140,000
  4. 2009-09-25
    soldstatus $140,000 265-char remark
    Show marketing remark (265 chars)

    4 Bedrm Updated, Mstr Down, Lots Of Updates Last Few Yrs. Paint In & Out, New Carpet, Wood Laminate In Family, Formal Liv & Dining. Ceramic, H/W Heater All New Lite Fixtures, Crown Molding & Fixtures. Huge Backyard! Room For Expansion. A Must See!

  5. 2009-08-18
    historical 265-char remark
    Show marketing remark (265 chars)

    4 Bedrm Updated, Mstr Down, Lots Of Updates Last Few Yrs. Paint In & Out, New Carpet, Wood Laminate In Family, Formal Liv & Dining. Ceramic, H/W Heater All New Lite Fixtures, Crown Molding & Fixtures. Huge Backyard! Room For Expansion. A Must See!

  6. 2009-06-15
    listed $149,900 265-char remark
    Show marketing remark (265 chars)

    4 Bedrm Updated, Mstr Down, Lots Of Updates Last Few Yrs. Paint In & Out, New Carpet, Wood Laminate In Family, Formal Liv & Dining. Ceramic, H/W Heater All New Lite Fixtures, Crown Molding & Fixtures. Huge Backyard! Room For Expansion. A Must See!

  7. 2002-02-06
    soldstatus $105,000
  8. 2002-01-25
    soldstatus $105,000 226-char remark
    Show marketing remark (226 chars)

    PC393 NEW CARPET 2000,NEW PAINT INT 2000,NEW WOOD BLINDS THROUGHOUT 2000,NEW GARAGE DOOR OPENER, NEW AC/HOT WATER HEEATER 2000,NEW KITCHEN COUNTERTOPS & APPLIANCES & FLOORING IN KITCHEN. SUBJECT TO LENDER APPROVAL.

  9. 2002-01-02
    historical 226-char remark
    Show marketing remark (226 chars)

    PC393 NEW CARPET 2000,NEW PAINT INT 2000,NEW WOOD BLINDS THROUGHOUT 2000,NEW GARAGE DOOR OPENER, NEW AC/HOT WATER HEEATER 2000,NEW KITCHEN COUNTERTOPS & APPLIANCES & FLOORING IN KITCHEN. SUBJECT TO LENDER APPROVAL.

  10. 2001-07-16
    listed $106,900 226-char remark
    Show marketing remark (226 chars)

    PC393 NEW CARPET 2000,NEW PAINT INT 2000,NEW WOOD BLINDS THROUGHOUT 2000,NEW GARAGE DOOR OPENER, NEW AC/HOT WATER HEEATER 2000,NEW KITCHEN COUNTERTOPS & APPLIANCES & FLOORING IN KITCHEN. SUBJECT TO LENDER APPROVAL.

  11. 2001-07-16
    historical
    Show marketing remark (226 chars)

    PC393 NEW CARPET 2000,NEW PAINT INT 2000,NEW WOOD BLINDS THROUGHOUT 2000,NEW GARAGE DOOR OPENER, NEW AC/HOT WATER HEEATER 2000,NEW KITCHEN COUNTERTOPS & APPLIANCES & FLOORING IN KITCHEN. SUBJECT TO LENDER APPROVAL.

  12. 2001-01-15
    listed $117,500
  13. 2000-11-10
    historical
  14. 2000-09-13
    listed $117,500
  15. 2000-07-11
    soldstatus $100,000
  16. 2000-06-30
    soldstatus $101,000
  17. 2000-06-19
    historical
  18. 2000-02-06
    listed $100,000
  19. 1999-03-17
    historical
  20. 1998-09-17
    listed $97,900
  21. 1990-10-09
    soldstatus $72,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OK · Resets to sale price

Current annual tax
$2,297 · $191/mo
Projected year-2 tax
$2,328 · $194/mo
Expected delta
+$31/yr (+$3/mo · 1.4%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 7/10 Severe 7 d/yr ≥111°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 3/10 Moderate 4% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$32,712
− Mortgage interest
−$14,491
− Property taxes
−$2,297
− Insurance
−$1,294
− Repairs & maintenance
−$2,617
− Management
−$2,617
− Depreciation
−$7,526
Taxable income
$1,871
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$449
After-tax cash flow
$5,523/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Broken Arrow
NCES district ID
4005490
Math proficiency
23% ▼ -9.00%
Reading proficiency
28% ▼ -9.00%
Median HH income
$64,646
Composite
23.86/100
National rank
#7801
State rank
#79 of 270 in OK

Livability — Broken Arrow

Score
78/100
State rank
#7
US rank
#2691

Category grades

Amenities F Commute A+ Cost of living A+ Crime B+ Employment B+ Housing A+ Health & safety C+ User ratings C

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Broken Arrow, OK
County
Tulsa County · 640,811 people
City population
144,172
Metro
Tulsa, OK
Population (ZIP)
33,900
Household income
$99,157
Rent vs Own
21.4% rent · 78.6% own
Severe rent burden
389.0

Population outlook (Tulsa County) Hauer SSP2

Today (2025)
723,846 people
By 2030
766,033 · +5.8%
By 2040
851,386 · +17.6%
By 2050
938,389 · +29.6%
By 2075
1,166,011 · +61.1%
By 2100
1,350,277 · +86.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (68%)
Race & ethnicity
White 68% Two or more races 15% Hispanic / Latino 10% Native American 4% Black 4% Asian 3%
Hispanic origin (detail)
Mexican 7%
Common ancestry
Lithuanian 3% Serbian 2% Slovak 2%
Foreign-born
5% · Canada
Languages at home
93% English-only · Spanish 5% Other Asian/Pacific 1%

Political lean MEDSL · Tulsa

2024 margin
R (+15.2) · D 41.3% · R 56.5% · Other 2.2%
2008→2024 swing
+9.2pp toward D · 2008: -24.5pp · 2024: -15.2pp
All cycles
2024: R+15.2 2020: R+15.6 2016: R+22.9 2012: R+27.4 2008: R+24.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -180.15%
Current HPI
210.8302
Rent YoY
▲ 4.09%
Metro
Tulsa, OK
State GDP YoY
▲ 1.55%
F500 in state
6

Industry mix (Fortune 500 HQ in OK)

Industry F500 HQs Revenue

Price history

+259.3% since first listed
21 events — show timeline
  • 2026-03-23 Pending MLS Technology, Inc.
  • 2026-03-17 Listed $258,700 MLS Technology, Inc.
  • 2009-10-02 Sold (Public Records) $140,000 Public Records
  • 2009-09-25 Sold (MLS) $140,000 MLS Technology, Inc.
  • 2009-08-18 Listing Removed MLS Technology, Inc.
  • 2009-06-15 Listed $149,900 MLS Technology, Inc.
  • 2002-02-06 Sold (Public Records) $105,000 Public Records
  • 2002-01-25 Sold (MLS) $105,000 MLS Technology, Inc.
  • 2002-01-02 Listing Removed MLS Technology, Inc.
  • 2001-07-16 Listing Removed MLS Technology, Inc.
  • 2001-07-16 Listed $106,900 MLS Technology, Inc.
  • 2001-01-15 Listed $117,500 MLS Technology, Inc.
  • 2000-11-10 Listing Removed MLS Technology, Inc.
  • 2000-09-13 Listed $117,500 MLS Technology, Inc.
  • 2000-07-11 Sold (Public Records) $100,000 Public Records
  • 2000-06-30 Sold (MLS) $101,000 MLS Technology, Inc.
  • 2000-06-19 Listing Removed MLS Technology, Inc.
  • 2000-02-06 Listed $100,000 MLS Technology, Inc.
  • 1999-03-17 Listing Removed MLS Technology, Inc.
  • 1998-09-17 Listed $97,900 MLS Technology, Inc.
  • 1990-10-09 Sold (Public Records) $72,000 Public Records

Property tax history

+1.8%/yr

Latest (2025): $2,297 · +3.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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