930 NE 14th Ave · Trenton, FL 32693

$169,900

3 bd · 2.0 ba · 1,179 sqft · SingleFamily public records · 371 Days on market

Built 2004 7,841 sqft lot $144/sqft · 14% below area Est $198k · 14% under ↓ 25% since listing

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Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +14.0/15.0
• Appreciation +10.0/10.0
• Cash flow +7.4/30.0
• Schools +5.3/10.0
• Livability +3.9/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• 1% rule +2.4/10.0
• DSCR +1.5/10.0

Listing remarks MLS

Short Sale. SHORT SALE: Charming 3-Bedroom Home with Great Potential in Trenton, FL! Welcome to 940 NE 14th Ave — a fantastic opportunity to make this 3-bedroom, 2-bathroom house your dream home! Situated on a spacious, fully fenced lot, this property offers plenty of room to relax, garden, or play. Whether you’re a first-time buyer, investor, or someone looking to put your personal stamp on a home, this one has the bones and the potential. Inside, you’ll find a comfortable layout with a split-bedroom plan, ample natural light, and functional living space. While the home does need a bit of TLC (paint will go a long way) and your personal touch, it offers a solid foundation to build upon. Located just minutes from schools, local shops, and charming downtown Trenton, you’ll enjoy a peaceful lifestyle with easy access to conveniences. Plus, you're only a short drive from the beautiful springs and outdoor recreation that North Florida is known for. Don’t miss your chance to own a slice of Trenton at an affordable price. With a little vision, this could be the perfect place to call home! Schedule your showing today and explore the possibilities!

Key facts

• Split-bedroom plan
• Natural light
• Fully fenced lot

Tags

• FULLY FENCED LOT
• SPLIT-BEDROOM PLAN
• NATURAL LIGHT
• FUNCTIONAL LIVING SPACE
• MINUTES FROM SCHOOLS
• ACCESS TO CONVENIENCES

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $170k.

Deal economics

• At list price, monthly cash flow is $-221 ($-3k/yr) — negative.
• To cash-flow at today's rent, offer at most $131k (23.0% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $125k (26.4% below list).
• Recommended offer: $125k (26.4% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads 77/100 on livability (#207 in FL, #3,078 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: amenities F, commute F, employment F.
• Gilchrist (rural): math 66% / reading 61% proficiency, ranked #9 of 73 in FL (top 12%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: 199 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 94 units permitted in Gilchrist County in 2024 (0 in 5+ unit buildings).

Forward outlook

• In year one you build about $18k of equity ($1k loan paydown + $17k appreciation (10.0% local appreciation)).
• Gilchrist County population projected to shrink 6% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
• By year 3, paydown + projected appreciation supports a ~$46k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 371 days — a 12% lower offer ($150k) is reasonable based on typical stale-listing flexibility.
• 5 sale attempts since 4y ago; this cycle's ask has dropped $56k (25%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 6→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $125,000 (26.4% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 371 days. Have you received any prior offers? Is the seller open to a 26% concession, seller financing, or rate buy-down credit?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.74% ✗
• Cap rate: 4.73%
• Cash-on-cash: -5.58%
• DSCR: 0.75
• GRM: 11.3

CMA / ARV

• ARV (median comp): $198,334
• List price: $169,900
• Delta: -14.34%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 7 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
260 NE Trenton Blvd	0.31mi	3/2.0	1,253 (+6%)	8mo	$219,000	$175	68
270 NE Trenton Blvd	0.30mi	3/2.0	1,253 (+6%)	11mo	$217,500	$174	67
280 NE Trenton Blvd	0.30mi	3/2.0	1,253 (+6%)	12mo	$219,000	$175	66
110 NE Rowland Blvd	0.49mi	3/2.0	1,257 (+7%)	11mo	$207,000	$165	57
506 NE 2nd St	0.60mi	3/2.0	1,264 (+7%)	4mo	$216,000	$171	57
104 NE Rowland Blvd	0.49mi	3/2.0	1,257 (+7%)	11mo	$224,800	$179	57
518 NE 2nd St	0.58mi	2/1.0 (-1)	1,299 (+10%)	2mo	$87,000	$67	46

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 20.3%
• Equity multiple: 2.65×
• Total profit: $78,482
• Equity at exit: $153,059

10-year hold

• IRR: 18.5%
• Equity multiple: 6.09×
• Total profit: $242,277
• Equity at exit: $330,078

Cash invested: $47,572 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 32693

• Home prices YoY: 14.8%
• Active inventory: 199
• Price-to-rent: 11.3×

Monthly cashflow live

• Estimated rent: $1,250 medium
• Mortgage (P&I): −$891
• Tax from tax record: −$247 /mo · $2,964/yr
• Insurance: −$71
• HOA: −$0
• Vacancy / Maint / Mgmt: −$262
• Net cashflow: $-221

Break-even live

Break-even rent $1,530

Max offer price $130,819

Occupancy floor —

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $42,475
• Closing costs: $5,097
• Reserves months: —
• Total cash needed: —

Rent comps 1 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1102 NE 16th Ave Trenton, FL	3.0	2.0	1056	$1,250	$1.18	13d	1	0.18mi

Listing history 34 events

1. 2026-06-18
   days on market $169,900 Active 371 DOM
2. 2026-06-17
   days on market $169,900 Active 370 DOM
3. 2026-06-16
   days on market $169,900 Active 369 DOM
4. 2026-06-15
   days on market $169,900 Active 368 DOM
5. 2026-06-14
   days on market $169,900 Active 366 DOM
6. 2026-06-13
   days on market $169,900 Active 365 DOM
7. 2026-06-10
   days on market $169,900 Active 363 DOM
8. 2026-06-09
   days on market $169,900 Active 362 DOM
9. 2026-06-08
   days on market $169,900 Active 361 DOM
10. 2026-06-07
    days on market $169,900 Active 360 DOM
11. 2026-06-05
    days on market $169,900 Active 357 DOM
12. 2026-06-02
    days on market $169,900 Active 355 DOM
13. 2026-06-01
    days on market $169,900 Active 354 DOM
14. 2026-05-31
    days on market $169,900 Active 353 DOM
15. 2026-05-30
    days on market $169,900 Active 352 DOM
16. 2026-03-24
    price $169,900 1193-char remark

    Show marketing remark (1193 chars)

    Short Sale. SHORT SALE: Charming 3-Bedroom Home with Great Potential in Trenton, FL! Welcome to 940 NE 14th Ave — a fantastic opportunity to make this 3-bedroom, 2-bathroom house your dream home! Situated on a spacious, fully fenced lot, this property offers plenty of room to relax, garden, or play. Whether you’re a first-time buyer, investor, or someone looking to put your personal stamp on a home, this one has the bones and the potential. Inside, you’ll find a comfortable layout with a split-bedroom plan, ample natural light, and functional living space. While the home does need a bit of TLC (paint will go a long way) and your personal touch, it offers a solid foundation to build upon. Located just minutes from schools, local shops, and charming downtown Trenton, you’ll enjoy a peaceful lifestyle with easy access to conveniences. Plus, you're only a short drive from the beautiful springs and outdoor recreation that North Florida is known for. Don’t miss your chance to own a slice of Trenton at an affordable price. With a little vision, this could be the perfect place to call home! Schedule your showing today and explore the possibilities!

17. 2026-02-17
    price $199,000 1193-char remark

    Show marketing remark (1193 chars)

    Short Sale. SHORT SALE: Charming 3-Bedroom Home with Great Potential in Trenton, FL! Welcome to 940 NE 14th Ave — a fantastic opportunity to make this 3-bedroom, 2-bathroom house your dream home! Situated on a spacious, fully fenced lot, this property offers plenty of room to relax, garden, or play. Whether you’re a first-time buyer, investor, or someone looking to put your personal stamp on a home, this one has the bones and the potential. Inside, you’ll find a comfortable layout with a split-bedroom plan, ample natural light, and functional living space. While the home does need a bit of TLC (paint will go a long way) and your personal touch, it offers a solid foundation to build upon. Located just minutes from schools, local shops, and charming downtown Trenton, you’ll enjoy a peaceful lifestyle with easy access to conveniences. Plus, you're only a short drive from the beautiful springs and outdoor recreation that North Florida is known for. Don’t miss your chance to own a slice of Trenton at an affordable price. With a little vision, this could be the perfect place to call home! Schedule your showing today and explore the possibilities!

18. 2026-02-17
    price $229,000 1193-char remark

    Show marketing remark (1193 chars)

    Short Sale. SHORT SALE: Charming 3-Bedroom Home with Great Potential in Trenton, FL! Welcome to 940 NE 14th Ave — a fantastic opportunity to make this 3-bedroom, 2-bathroom house your dream home! Situated on a spacious, fully fenced lot, this property offers plenty of room to relax, garden, or play. Whether you’re a first-time buyer, investor, or someone looking to put your personal stamp on a home, this one has the bones and the potential. Inside, you’ll find a comfortable layout with a split-bedroom plan, ample natural light, and functional living space. While the home does need a bit of TLC (paint will go a long way) and your personal touch, it offers a solid foundation to build upon. Located just minutes from schools, local shops, and charming downtown Trenton, you’ll enjoy a peaceful lifestyle with easy access to conveniences. Plus, you're only a short drive from the beautiful springs and outdoor recreation that North Florida is known for. Don’t miss your chance to own a slice of Trenton at an affordable price. With a little vision, this could be the perfect place to call home! Schedule your showing today and explore the possibilities!

19. 2026-02-03
    price $235,000 1193-char remark

    Show marketing remark (1193 chars)

    Short Sale. SHORT SALE: Charming 3-Bedroom Home with Great Potential in Trenton, FL! Welcome to 940 NE 14th Ave — a fantastic opportunity to make this 3-bedroom, 2-bathroom house your dream home! Situated on a spacious, fully fenced lot, this property offers plenty of room to relax, garden, or play. Whether you’re a first-time buyer, investor, or someone looking to put your personal stamp on a home, this one has the bones and the potential. Inside, you’ll find a comfortable layout with a split-bedroom plan, ample natural light, and functional living space. While the home does need a bit of TLC (paint will go a long way) and your personal touch, it offers a solid foundation to build upon. Located just minutes from schools, local shops, and charming downtown Trenton, you’ll enjoy a peaceful lifestyle with easy access to conveniences. Plus, you're only a short drive from the beautiful springs and outdoor recreation that North Florida is known for. Don’t miss your chance to own a slice of Trenton at an affordable price. With a little vision, this could be the perfect place to call home! Schedule your showing today and explore the possibilities!

20. 2025-12-29
    price $250,000 1193-char remark

    Show marketing remark (1193 chars)

    Short Sale. SHORT SALE: Charming 3-Bedroom Home with Great Potential in Trenton, FL! Welcome to 940 NE 14th Ave — a fantastic opportunity to make this 3-bedroom, 2-bathroom house your dream home! Situated on a spacious, fully fenced lot, this property offers plenty of room to relax, garden, or play. Whether you’re a first-time buyer, investor, or someone looking to put your personal stamp on a home, this one has the bones and the potential. Inside, you’ll find a comfortable layout with a split-bedroom plan, ample natural light, and functional living space. While the home does need a bit of TLC (paint will go a long way) and your personal touch, it offers a solid foundation to build upon. Located just minutes from schools, local shops, and charming downtown Trenton, you’ll enjoy a peaceful lifestyle with easy access to conveniences. Plus, you're only a short drive from the beautiful springs and outdoor recreation that North Florida is known for. Don’t miss your chance to own a slice of Trenton at an affordable price. With a little vision, this could be the perfect place to call home! Schedule your showing today and explore the possibilities!

21. 2025-11-25
    price $205,000 1193-char remark

    Show marketing remark (1193 chars)

    Short Sale. SHORT SALE: Charming 3-Bedroom Home with Great Potential in Trenton, FL! Welcome to 940 NE 14th Ave — a fantastic opportunity to make this 3-bedroom, 2-bathroom house your dream home! Situated on a spacious, fully fenced lot, this property offers plenty of room to relax, garden, or play. Whether you’re a first-time buyer, investor, or someone looking to put your personal stamp on a home, this one has the bones and the potential. Inside, you’ll find a comfortable layout with a split-bedroom plan, ample natural light, and functional living space. While the home does need a bit of TLC (paint will go a long way) and your personal touch, it offers a solid foundation to build upon. Located just minutes from schools, local shops, and charming downtown Trenton, you’ll enjoy a peaceful lifestyle with easy access to conveniences. Plus, you're only a short drive from the beautiful springs and outdoor recreation that North Florida is known for. Don’t miss your chance to own a slice of Trenton at an affordable price. With a little vision, this could be the perfect place to call home! Schedule your showing today and explore the possibilities!

22. 2025-11-12
    price $209,000 1193-char remark

    Show marketing remark (1193 chars)

    Short Sale. SHORT SALE: Charming 3-Bedroom Home with Great Potential in Trenton, FL! Welcome to 940 NE 14th Ave — a fantastic opportunity to make this 3-bedroom, 2-bathroom house your dream home! Situated on a spacious, fully fenced lot, this property offers plenty of room to relax, garden, or play. Whether you’re a first-time buyer, investor, or someone looking to put your personal stamp on a home, this one has the bones and the potential. Inside, you’ll find a comfortable layout with a split-bedroom plan, ample natural light, and functional living space. While the home does need a bit of TLC (paint will go a long way) and your personal touch, it offers a solid foundation to build upon. Located just minutes from schools, local shops, and charming downtown Trenton, you’ll enjoy a peaceful lifestyle with easy access to conveniences. Plus, you're only a short drive from the beautiful springs and outdoor recreation that North Florida is known for. Don’t miss your chance to own a slice of Trenton at an affordable price. With a little vision, this could be the perfect place to call home! Schedule your showing today and explore the possibilities!

23. 2025-10-07
    status Active 1193-char remark

    Show marketing remark (1193 chars)

    Short Sale. SHORT SALE: Charming 3-Bedroom Home with Great Potential in Trenton, FL! Welcome to 940 NE 14th Ave — a fantastic opportunity to make this 3-bedroom, 2-bathroom house your dream home! Situated on a spacious, fully fenced lot, this property offers plenty of room to relax, garden, or play. Whether you’re a first-time buyer, investor, or someone looking to put your personal stamp on a home, this one has the bones and the potential. Inside, you’ll find a comfortable layout with a split-bedroom plan, ample natural light, and functional living space. While the home does need a bit of TLC (paint will go a long way) and your personal touch, it offers a solid foundation to build upon. Located just minutes from schools, local shops, and charming downtown Trenton, you’ll enjoy a peaceful lifestyle with easy access to conveniences. Plus, you're only a short drive from the beautiful springs and outdoor recreation that North Florida is known for. Don’t miss your chance to own a slice of Trenton at an affordable price. With a little vision, this could be the perfect place to call home! Schedule your showing today and explore the possibilities!

24. 2025-10-05
    status Pending 1193-char remark

    Show marketing remark (1193 chars)

    Short Sale. SHORT SALE: Charming 3-Bedroom Home with Great Potential in Trenton, FL! Welcome to 940 NE 14th Ave — a fantastic opportunity to make this 3-bedroom, 2-bathroom house your dream home! Situated on a spacious, fully fenced lot, this property offers plenty of room to relax, garden, or play. Whether you’re a first-time buyer, investor, or someone looking to put your personal stamp on a home, this one has the bones and the potential. Inside, you’ll find a comfortable layout with a split-bedroom plan, ample natural light, and functional living space. While the home does need a bit of TLC (paint will go a long way) and your personal touch, it offers a solid foundation to build upon. Located just minutes from schools, local shops, and charming downtown Trenton, you’ll enjoy a peaceful lifestyle with easy access to conveniences. Plus, you're only a short drive from the beautiful springs and outdoor recreation that North Florida is known for. Don’t miss your chance to own a slice of Trenton at an affordable price. With a little vision, this could be the perfect place to call home! Schedule your showing today and explore the possibilities!

25. 2025-08-05
    price $210,000 1193-char remark

    Show marketing remark (1193 chars)

    Short Sale. SHORT SALE: Charming 3-Bedroom Home with Great Potential in Trenton, FL! Welcome to 940 NE 14th Ave — a fantastic opportunity to make this 3-bedroom, 2-bathroom house your dream home! Situated on a spacious, fully fenced lot, this property offers plenty of room to relax, garden, or play. Whether you’re a first-time buyer, investor, or someone looking to put your personal stamp on a home, this one has the bones and the potential. Inside, you’ll find a comfortable layout with a split-bedroom plan, ample natural light, and functional living space. While the home does need a bit of TLC (paint will go a long way) and your personal touch, it offers a solid foundation to build upon. Located just minutes from schools, local shops, and charming downtown Trenton, you’ll enjoy a peaceful lifestyle with easy access to conveniences. Plus, you're only a short drive from the beautiful springs and outdoor recreation that North Florida is known for. Don’t miss your chance to own a slice of Trenton at an affordable price. With a little vision, this could be the perfect place to call home! Schedule your showing today and explore the possibilities!

26. 2025-06-27
    price $220,000 1193-char remark

    Show marketing remark (1193 chars)

    Short Sale. SHORT SALE: Charming 3-Bedroom Home with Great Potential in Trenton, FL! Welcome to 940 NE 14th Ave — a fantastic opportunity to make this 3-bedroom, 2-bathroom house your dream home! Situated on a spacious, fully fenced lot, this property offers plenty of room to relax, garden, or play. Whether you’re a first-time buyer, investor, or someone looking to put your personal stamp on a home, this one has the bones and the potential. Inside, you’ll find a comfortable layout with a split-bedroom plan, ample natural light, and functional living space. While the home does need a bit of TLC (paint will go a long way) and your personal touch, it offers a solid foundation to build upon. Located just minutes from schools, local shops, and charming downtown Trenton, you’ll enjoy a peaceful lifestyle with easy access to conveniences. Plus, you're only a short drive from the beautiful springs and outdoor recreation that North Florida is known for. Don’t miss your chance to own a slice of Trenton at an affordable price. With a little vision, this could be the perfect place to call home! Schedule your showing today and explore the possibilities!

27. 2025-06-10
    listed $225,900 Active 1193-char remark

    Show marketing remark (1193 chars)

    Short Sale. SHORT SALE: Charming 3-Bedroom Home with Great Potential in Trenton, FL! Welcome to 940 NE 14th Ave — a fantastic opportunity to make this 3-bedroom, 2-bathroom house your dream home! Situated on a spacious, fully fenced lot, this property offers plenty of room to relax, garden, or play. Whether you’re a first-time buyer, investor, or someone looking to put your personal stamp on a home, this one has the bones and the potential. Inside, you’ll find a comfortable layout with a split-bedroom plan, ample natural light, and functional living space. While the home does need a bit of TLC (paint will go a long way) and your personal touch, it offers a solid foundation to build upon. Located just minutes from schools, local shops, and charming downtown Trenton, you’ll enjoy a peaceful lifestyle with easy access to conveniences. Plus, you're only a short drive from the beautiful springs and outdoor recreation that North Florida is known for. Don’t miss your chance to own a slice of Trenton at an affordable price. With a little vision, this could be the perfect place to call home! Schedule your showing today and explore the possibilities!

28. 2023-08-02
    soldstatus $189,000 Closed 512-char remark

    Show marketing remark (512 chars)

    Under contract-accepting backup offers. This 3bed/2bath home is located at the heart of Trenton in a quiet neighborhood. Great place for peace and quiet after a long busy day. About half hour drive to/from Gainesville. All local shopping, doctors office and dining are only minutes away. It is about 10 minute drive to Chiefland for large shopping centers. 10 - 15 minute drive to Camp Grounds by Suwannee River/ Fanning Springs State Park or Hart Springs Park. Property is located in an USDA loan eligible area.

29. 2023-07-05
    status Pending 512-char remark

    Show marketing remark (512 chars)

    Under contract-accepting backup offers. This 3bed/2bath home is located at the heart of Trenton in a quiet neighborhood. Great place for peace and quiet after a long busy day. About half hour drive to/from Gainesville. All local shopping, doctors office and dining are only minutes away. It is about 10 minute drive to Chiefland for large shopping centers. 10 - 15 minute drive to Camp Grounds by Suwannee River/ Fanning Springs State Park or Hart Springs Park. Property is located in an USDA loan eligible area.

30. 2023-04-10
    listed $189,000 Active 512-char remark

    Show marketing remark (512 chars)

    Under contract-accepting backup offers. This 3bed/2bath home is located at the heart of Trenton in a quiet neighborhood. Great place for peace and quiet after a long busy day. About half hour drive to/from Gainesville. All local shopping, doctors office and dining are only minutes away. It is about 10 minute drive to Chiefland for large shopping centers. 10 - 15 minute drive to Camp Grounds by Suwannee River/ Fanning Springs State Park or Hart Springs Park. Property is located in an USDA loan eligible area.

31. 2022-10-14
    listed $210,000 Active
32. 2022-07-20
    soldstatus $155,000
33. 2022-07-15
    soldstatus $155,000
34. 2022-06-15
    listed $225,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $2,964 · $247/mo
• Projected year-2 tax: $2,964 · $247/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 7/10 Severe
• 🌡 Heat 8/10 Severe 6 d/yr ≥108°F today · 19 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $15,000
• − Mortgage interest: −$9,517
• − Property taxes: −$2,964
• − Insurance: −$850
• − Repairs & maintenance: −$1,200
• − Management: −$1,200
• − Depreciation: −$4,943
• Taxable loss: −$5,673
• Est. tax savings @ 24.0%: +$1,361
• After-tax cash flow: $-1,293/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Gilchrist
• NCES district ID: 1200630
• Math proficiency: 66% ▼ -4.00%
• Reading proficiency: 61% ▼ -5.00%
• Median HH income: $39,610
• Composite: 53.01/100
• National rank: #1522
• State rank: #9 of 73 in FL

Livability — Trenton

• Score: 77/100
• State rank: #207
• US rank: #3078

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment F Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Trenton, FL
• Population (ZIP): 11,692

Population outlook (Gilchrist County) Hauer SSP2

• Today (2025): 17,730 people
• By 2030: 17,722 · +-0.0%
• By 2040: 17,393 · -1.9%
• By 2050: 16,597 · -6.4%
• By 2075: 14,300 · -19.3%
• By 2100: 11,498 · -35.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (82%)
• Race & ethnicity: White 82% Hispanic / Latino 8% Two or more races 7% Black 5%
• Hispanic origin (detail): Mexican 2% Puerto Rican 3%
• Common ancestry: Lithuanian 4% Slovak 3% Romanian 1%
• Foreign-born: 4% · Canada
• Languages at home: 94% English-only · Spanish 5%

Political lean MEDSL · Gilchrist

• 2024 margin: Solid R (+68.0) · D 15.6% · R 83.6%
• 2008→2024 swing: -21.2pp toward R · 2008: -46.8pp · 2024: -68.0pp
• All cycles: 2024: R+68.0 2020: R+64.0 2016: R+62.8 2012: R+51.0 2008: R+46.8

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 46.81%
• Current HPI: 363.4299
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

-24.8% since first listed

19 events — show timeline

• 2026-03-24 Price Changed $169,900 Stellar MLS as Distributed by MLS Grid
• 2026-02-17 Price Changed $199,000 Stellar MLS as Distributed by MLS Grid
• 2026-02-17 Price Changed $229,000 Stellar MLS as Distributed by MLS Grid
• 2026-02-03 Price Changed $235,000 Stellar MLS as Distributed by MLS Grid
• 2025-12-29 Price Changed $250,000 Stellar MLS as Distributed by MLS Grid
• 2025-11-25 Price Changed $205,000 Stellar MLS as Distributed by MLS Grid
• 2025-11-12 Price Changed $209,000 Stellar MLS as Distributed by MLS Grid
• 2025-10-07 Relisted — Stellar MLS as Distributed by MLS Grid
• 2025-10-05 Pending — Stellar MLS as Distributed by MLS Grid
• 2025-08-05 Price Changed $210,000 Stellar MLS as Distributed by MLS Grid
• 2025-06-27 Price Changed $220,000 Stellar MLS as Distributed by MLS Grid
• 2025-06-10 Listed $225,900 Stellar MLS as Distributed by MLS Grid
• 2023-08-02 Sold (MLS) $189,000 Stellar MLS as Distributed by MLS Grid
• 2023-07-05 Pending — Stellar MLS as Distributed by MLS Grid
• 2023-04-10 Listed $189,000 Stellar MLS as Distributed by MLS Grid
• 2022-10-14 Listed $210,000 Stellar MLS as Distributed by MLS Grid
• 2022-07-20 Sold (Public Records) $155,000 Public Records
• 2022-07-15 Sold (MLS) $155,000 DGLMLS
• 2022-06-15 Listed $225,900 DGLMLS

Property tax history

+14.3%/yr

Latest (2025): $2,964 · +1012.6% YoY. Source: county tax records.