1205 Cypress #181 · San Dimas, CA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 7/10 · Major
- Est. fire insurance / yr
- $659 – $1,223
Heat risk 7/10 · Major
- Hot days now (above 99°F)
- 7 days/yr
- Hot days in 30 yrs
- 20 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 8/10 · Major
- Unhealthy air days now
- 17 days/yr
- Unhealthy air days in 30 yrs
- 21 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- Schools +5.9/10.0
- Condition / age +4.0/5.0
- Livability +3.6/5.0
- Rent growth +2.3/5.0
- ARV discount +0.3/15.0
- Appreciation +0.0/10.0
$150,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks
Welcome to 1205 Cypress Street #181 in the highly sought-after Lonehill Manor community of San Dimas! This beautifully updated 1972 Fleetwood manufactured home with 2 bedrooms and 2 bathrooms. Recently refreshed with new exterior paint, the home offers excellent curb appeal and a clean, welcoming appearance from the moment you arrive. Fully renovated between 2018 and 2020, the interior features waterproof vinyl flooring throughout, 3-ton A/C and heating system with nest thermostat and a beautifully remodeled kitchen showcasing custom solid wood inset cabinetry. The kitchen also includes a convenient indoor laundry area, and the refrigerator, washer, and dryer are included with the sale. Ste
Key facts
- Indoor laundry area
- Low maintenance yard
- New exterior paint
Tags
Property features AI
Finance
- Other: Energy-efficient features on appliances, HVAC, water heater, thermostat/controllers, and windows
- Financial info: Monthly land lease: $1,475 (park-provided)
- HOA & community: Land lease in park
Exterior
- Parking: Located in Lonehill Manor Mobile Estate
- Utilities: Public sewer; District/Public water
- Home design: Single-story mobile home; Entry on front and side
- Construction: Mobile home, 12 ft by 56 ft; Year built per public records
- Exterior features: Community pool; Street lighting; Suburban setting; Mobile home remains on site
Interior
- Kitchen: Gas range
- Bathrooms: One full bathroom; One three-quarter bathroom
- Heating & cooling: Central heating (furnace); Central cooling
- Interior features: One-level home; Front door and side entry
- Laundry & utility: Laundry area in kitchen
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath manufactured listed at $150k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $1k ($13k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($3k rent vs $150k).
- Cap rate 14.6% vs local median 2.6% in San Dimas — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 72/100 on livability (#192 in CA) — a middle-class / working-renter tenant base. Strengths: employment A+, commute A, schools B; Watch: cost of living F, health & safety F.
- Bonita Unified (suburban): math 59% / reading 70% proficiency, ranked #151 of 1,400 in CA (top 11%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Market conditions: Rents soft (-1.0%/yr); 85 active listings in the ZIP; 15 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 53% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 19,697 units permitted in Los Angeles County in 2024 (9,426 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- Los Angeles County population projected at +9% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- At projected returns (-3.0% appreciation + 0.0% rent growth), your $42k cash investment doubles in ~5 years — after that, you're playing with house money.
Negotiation context
- Only 14 days on market — expect competitive offers; lowballing is unlikely to land.
Risks & watch-outs
- Climate carrying-cost: major wildfire risk; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1972 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.75% ✓
- Cap rate
- 14.64%
- Cash-on-cash
- 29.80%
- DSCR
- 2.33
- GRM
- 4.7
CMA / ARV
- ARV (on-the-fly)
- $129,300
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1205 Cypress St W #19 | 0.00mi | 2/2.0 | 880 (+2%) | 16mo | $140,000 | $159 | 83 |
| 1205 Cypress St #188 | 0.00mi | 2/1.0 | 800 (-7%) | 3mo | $120,000 | $150 | 81 |
| 1205 Cypress St #71 | 0.00mi | 2/2.0 | 960 (+11%) | 17mo | $118,000 | $123 | 67 |
| 1254 W Cienega Ave #154 | 0.45mi | 2/2.0 | 880 (+2%) | 13mo | $100,000 | $114 | 65 |
| 801 W Covina #55 | 0.51mi | 1/1.0 (-1) | 880 (+2%) | 0mo | $85,000 | $97 | 63 |
| 801 W Covina Blvd #54 | 0.51mi | 2/1.5 | 800 (-7%) | 8mo | $139,000 | $174 | 56 |
| 801 W Covina Blvd #179 | 0.51mi | 2/2.0 | 960 (+11%) | 4mo | $95,000 | $99 | 54 |
| 1630 W Covina Blvd #60 | 0.63mi | 1/2.0 (-1) | 940 (+9%) | 1mo | $159,000 | $169 | 50 |
| 801 W Covina Blvd #149 | 0.51mi | 2/2.0 | 960 (+11%) | 9mo | $145,000 | $151 | 50 |
| 21310 E Covina Blvd #51 | 0.57mi | 2/2.0 | 960 (+11%) | 12mo | $145,000 | $151 | 45 |
| 801 W Covina Blvd #103 | 0.51mi | 2/1.0 | 940 (+9%) | 23mo | $97,500 | $104 | 38 |
| 1630 Covina Blvd #106 | 0.63mi | 1/1.0 (-1) | 800 (-7%) | 23mo | $80,000 | $100 | 31 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- 20.9%
- Equity multiple
- 1.82×
- Total profit
- $34,444
- Equity at exit
- $22,365
- IRR
- 27.0%
- Equity multiple
- 3.04×
- Total profit
- $85,875
- Equity at exit
- $12,969
Cash invested: $42,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 18 Strongly Tenant-Friendly
- State California
- 18 Strongly Tenant-Friendly · D+13
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 91773
- Rents YoY
- -1.0%
- Active inventory
- 85
- Price-to-rent
- 4.7×
Monthly cashflow live
- Estimated rent
- $2,632 high interval (Pro) →
- Mortgage (P&I)
- −$787
- Tax est. 1.5%
- −$188 /mo · $2,250/yr
- Insurance
- −$62
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$553
- Net cashflow
- $1,043
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $37,500
- Closing costs
- $4,500
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 15 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 217 Danecroft Ave Unit A San Dimas, CA | 2.0 | 1.0 | 735 | $2,800 | $3.81 | 44d | 1 | 0.60mi |
| 220 S Valley Center Ave San Dimas, CA | 2.0 | 1.0 | 1000 | $2,495 | $2.50 | 44d | 1 | 0.68mi |
| 20983 E Covina Blvd Covina, CA | 2.0 | 2.0 | 962 | $2,500 | $2.60 | 24d | 1 | 0.98mi |
| 21042 E Arrow Hwy Covina, CA | 1.0–2.0 | 1.0–2.0 | 803 | $2,875 | $3.58 | 1d | 11 | 1.04mi |
| 1145 N Barston Ave Covina, CA | 2.0 | 1.0 | 836 | $2,300 | $2.75 | 7d | 1 | 1.07mi |
| 530 W 3rd St Unit A San Dimas, CA | 2.0 | 2.5 | 1000 | $3,000 | $3.00 | 44d | 1 | 1.13mi |
| 1746 S Sunflower Ave Unit 7 Glendora, CA | 2.0 | 2.0 | 1100 | $2,400 | $2.18 | 24d | 1 | 1.16mi |
| 1746 S Sunflower Ave Unit 10 Glendora, CA | 2.0 | 1.5 | 1100 | $2,400 | $2.18 | 44d | 1 | 1.16mi |
| 522 W 4th St San Dimas, CA | 3.0 | 1.0 | 1113 | $3,550 | $3.19 | 44d | 1 | 1.18mi |
| 319 S Drifton Ave San Dimas, CA | 2.0 | 1.0 | 650 | $2,200 | $3.38 | 44d | 1 | 1.19mi |
| 301 W 1st St Unit A San Dimas, CA | 3.0 | 2.0 | 1000 | $3,250 | $3.25 | 44d | 1 | 1.30mi |
| 301 W 1st St San Dimas, CA | 2.0 | 1.0 | 880 | $2,150 | $2.44 | 24d | 1 | 1.30mi |
| 801 Claraday St Glendora, CA | 1.0–2.0 | 1.0–2.0 | 900 | $2,325 | $2.58 | 22d | 6 | 1.31mi |
| 710 Claraday St Glendora, CA | 2.0 | 1.0 | 850 | $2,200 | $2.59 | 7d | 1 | 1.39mi |
| 711 Claraday St Unit A Glendora, CA | 2.0 | 1.0 | 750 | $2,250 | $3.00 | 44d | 1 | 1.40mi |
Listing history 10 events
-
2026-06-18days on market $150,000 Active 14 DOM
-
2026-06-17days on market $150,000 Active 13 DOM
-
2026-06-16days on market $150,000 Active 12 DOM
-
2026-06-15days on market $150,000 Active 11 DOM
-
2026-06-13days on market $150,000 Active 9 DOM
-
2026-06-13days on market $150,000 Active 8 DOM
-
2026-06-09days on market $150,000 Active 5 DOM
-
2026-06-08days on market $150,000 Active 4 DOM
-
2026-06-07remarks 699-char remark
-
2026-06-07$150,000 Active 3 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 7/10 Severe
- Heat 7/10 Severe 7 d/yr ≥99°F today · 20 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 8/10 Severe 17 unhealthy d/yr today · 21 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $31,588
- − Mortgage interest
- −$8,402
- − Property taxes
- −$2,250
- − Insurance
- −$750
- − Repairs & maintenance
- −$2,527
- − Management
- −$2,527
- − Depreciation
- −$4,364
- Taxable income
- $10,768
- Est. tax owed @ 24.0%
- −$2,584
- After-tax cash flow
- $9,931/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
This beautifully updated 1972 Fleetwood manufactured home in San Dimas, CA, offers excellent curb appeal and a clean, welcoming appearance. Fully renovated between 2018 and 2020, the home features waterproof vinyl flooring, a 3-ton A/C and heating system, and a remodeled kitchen with custom cabinetry. The property is move-in ready and presents as renovated with few/no repairs needed.
Value-add opportunities
- Both Painting the exterior — Enhances curb appeal and can increase both resale and rental value.
- Both Landscaping improvements — Enhances curb appeal and can increase both resale and rental value.
- Both Upgrading the front door — Improves curb appeal and can increase both resale and rental value.
- Both Adding a security system — Enhances safety and can increase both resale and rental value.
- Both Upgrading the kitchen appliances — Modernizes the kitchen and can increase both resale and rental value.
- Both Upgrading the bathroom fixtures — Modernizes the bathrooms and can increase both resale and rental value.
Renovation cost estimate screening
Value-add ROI direction
- Both Painting the exterior — Enhances curb appeal and can increase both resale and rental value. ↑
- Both Landscaping improvements — Enhances curb appeal and can increase both resale and rental value. ↑
- Both Upgrading the front door — Improves curb appeal and can increase both resale and rental value. ↑
- Both Adding a security system — Enhances safety and can increase both resale and rental value. ↑
- Both Upgrading the kitchen appliances — Modernizes the kitchen and can increase both resale and rental value. ↑
- Both Upgrading the bathroom fixtures — Modernizes the bathrooms and can increase both resale and rental value. ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Bonita Unified
- NCES district ID
- 0605610
- Math proficiency
- 59% ▲ 3.00%
- Reading proficiency
- 70% ▬ 0.00%
- Median HH income
- $76,196
- Composite
- 58.71/100
- National rank
- #2001
- State rank
- #151 of 1400 in CA
Livability — San Dimas
- Score
- 72/100
- State rank
- #192
- US rank
- #6164
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- San Dimas, CA
- County
- Los Angeles County · 9,444,647 people
- City population
- 33,598
- Metro
- Los Angeles-Long Beach-Anaheim, CA
- Population (ZIP)
- 33,598
- Household income
- $105,338
- Rent vs Own
- Severe rent burden
- 1238.0
Population outlook (Los Angeles County) Hauer SSP2
- Today (2025)
- 10,940,515 people
- By 2030
- 11,256,481 · +2.9%
- By 2040
- 11,729,929 · +7.2%
- By 2050
- 11,948,407 · +9.2%
- By 2075
- 11,818,114 · +8.0%
- By 2100
- 10,842,928 · -0.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.69)
- Race & ethnicity
- White 38% Hispanic / Latino 37% Two or more races 19% Asian 18% Black 3% Native American 1%
- Hispanic origin (detail)
- Mexican 27% Puerto Rican 1%
- Common ancestry
- Romanian 2% Lithuanian 2% Slovak 2%
- Foreign-born
- 22% · Canada, China, Vietnam
- Languages at home
- 64% English-only · Spanish 18% Chinese 8% Tagalog/Filipino 2%
Political lean MEDSL · Los Angeles
- 2024 margin
- Solid D (+32.9) · D 64.8% · R 31.9% · Other 3.3%
- 2008→2024 swing
- -7.4pp toward R · 2008: 40.4pp · 2024: 32.9pp
- All cycles
- 2024: D+32.9 2020: D+44.2 2016: D+48.0 2012: D+40.0 2008: D+40.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -778.24%
- Current HPI
- 379.5269
- Rent YoY
- ▼ -0.97%
- Metro
- Los Angeles-Long Beach-Anaheim, CA
- State GDP YoY
- ▲ 3.21%
- F500 in state
- 116
Industry mix (Fortune 500 HQ in CA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Technology | 27 | $1,492B |
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| Financial Services | 3 | $174B |
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| Retail | 3 | $44B |
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| Insurance | 3 | $26B |
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| Media / Entertainment | 2 | $115B |
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| Pharmaceuticals / Biotech | 2 | $62B |
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Price history
1 event — show timeline
- 2026-06-04 Listed $150,000 CRMLS
Property tax history
+7.6%/yrLatest (2025): $253 · +7.6% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…