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1205 Cypress #181
B- Composite 66.02
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Schools +5.9/10.0
  • Condition / age +4.0/5.0
  • Livability +3.6/5.0
  • Rent growth +2.3/5.0
  • ARV discount +0.3/15.0
  • Appreciation +0.0/10.0

$150,000

1205 Cypress #181 · San Dimas, CA 91773
2 bd · 2.0 ba · 862 sqft · Manufactured public records · 14 Days on market
Built 1972 Good condition Est $129k · 16% over

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Welcome to 1205 Cypress Street #181 in the highly sought-after Lonehill Manor community of San Dimas! This beautifully updated 1972 Fleetwood manufactured home with 2 bedrooms and 2 bathrooms. Recently refreshed with new exterior paint, the home offers excellent curb appeal and a clean, welcoming appearance from the moment you arrive. Fully renovated between 2018 and 2020, the interior features waterproof vinyl flooring throughout, 3-ton A/C and heating system with nest thermostat and a beautifully remodeled kitchen showcasing custom solid wood inset cabinetry. The kitchen also includes a convenient indoor laundry area, and the refrigerator, washer, and dryer are included with the sale. Ste

Key facts

  • Indoor laundry area
  • Low maintenance yard
  • New exterior paint

Tags

NEW EXTERIOR PAINTWATERPROOF VINYL FLOORINGREMODELED KITCHENINDOOR LAUNDRY AREALOW MAINTENANCE YARDRIVER ROCK LANDSCAPING

Property features AI

Finance

  • Other: Energy-efficient features on appliances, HVAC, water heater, thermostat/controllers, and windows
  • Financial info: Monthly land lease: $1,475 (park-provided)
  • HOA & community: Land lease in park

Exterior

  • Parking: Located in Lonehill Manor Mobile Estate
  • Utilities: Public sewer; District/Public water
  • Home design: Single-story mobile home; Entry on front and side
  • Construction: Mobile home, 12 ft by 56 ft; Year built per public records
  • Exterior features: Community pool; Street lighting; Suburban setting; Mobile home remains on site

Interior

  • Kitchen: Gas range
  • Bathrooms: One full bathroom; One three-quarter bathroom
  • Heating & cooling: Central heating (furnace); Central cooling
  • Interior features: One-level home; Front door and side entry
  • Laundry & utility: Laundry area in kitchen

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath manufactured listed at $150k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $1k ($13k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $150k).
  • Cap rate 14.6% vs local median 2.6% in San Dimas — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 72/100 on livability (#192 in CA) — a middle-class / working-renter tenant base. Strengths: employment A+, commute A, schools B; Watch: cost of living F, health & safety F.
  • Bonita Unified (suburban): math 59% / reading 70% proficiency, ranked #151 of 1,400 in CA (top 11%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: Rents soft (-1.0%/yr); 85 active listings in the ZIP; 15 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 53% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 19,697 units permitted in Los Angeles County in 2024 (9,426 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Los Angeles County population projected at +9% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 0.0% rent growth), your $42k cash investment doubles in ~5 years — after that, you're playing with house money.

Negotiation context

  • Only 14 days on market — expect competitive offers; lowballing is unlikely to land.

Risks & watch-outs

  • Climate carrying-cost: major wildfire risk; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $150,000

Questions for the listing agent

  1. Built in 1972 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.75%
Cap rate
14.64%
Cash-on-cash
29.80%
DSCR
2.33
GRM
4.7

CMA / ARV

ARV (on-the-fly)
$129,300
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1205 Cypress St W #19 0.00mi 2/2.0 880 (+2%) 16mo $140,000 $159 83
1205 Cypress St #188 0.00mi 2/1.0 800 (-7%) 3mo $120,000 $150 81
1205 Cypress St #71 0.00mi 2/2.0 960 (+11%) 17mo $118,000 $123 67
1254 W Cienega Ave #154 0.45mi 2/2.0 880 (+2%) 13mo $100,000 $114 65
801 W Covina #55 0.51mi 1/1.0 (-1) 880 (+2%) 0mo $85,000 $97 63
801 W Covina Blvd #54 0.51mi 2/1.5 800 (-7%) 8mo $139,000 $174 56
801 W Covina Blvd #179 0.51mi 2/2.0 960 (+11%) 4mo $95,000 $99 54
1630 W Covina Blvd #60 0.63mi 1/2.0 (-1) 940 (+9%) 1mo $159,000 $169 50
801 W Covina Blvd #149 0.51mi 2/2.0 960 (+11%) 9mo $145,000 $151 50
21310 E Covina Blvd #51 0.57mi 2/2.0 960 (+11%) 12mo $145,000 $151 45
801 W Covina Blvd #103 0.51mi 2/1.0 940 (+9%) 23mo $97,500 $104 38
1630 Covina Blvd #106 0.63mi 1/1.0 (-1) 800 (-7%) 23mo $80,000 $100 31

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
20.9%
Equity multiple
1.82×
Total profit
$34,444
Equity at exit
$22,365
10-year hold
IRR
27.0%
Equity multiple
3.04×
Total profit
$85,875
Equity at exit
$12,969

Cash invested: $42,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
18 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City
— inherits STATE
AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

ZIP-level market 91773

Rents YoY
-1.0%
Active inventory
85
Price-to-rent
4.7×

Monthly cashflow live

Estimated rent
$2,632 high interval (Pro) →
Mortgage (P&I)
$787
Tax est. 1.5%
$188 /mo · $2,250/yr
Insurance
$62
HOA
$0
Vacancy / Maint / Mgmt
$553
Net cashflow
$1,043

Break-even live

Break-even rent $1,312
Max offer price $150,000
Occupancy floor 55%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$37,500
Closing costs
$4,500
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 15 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
217 Danecroft Ave Unit A San Dimas, CA 2.0 1.0 735 $2,800 $3.81 44d 1 0.60mi
220 S Valley Center Ave San Dimas, CA 2.0 1.0 1000 $2,495 $2.50 44d 1 0.68mi
20983 E Covina Blvd Covina, CA 2.0 2.0 962 $2,500 $2.60 24d 1 0.98mi
21042 E Arrow Hwy Covina, CA 1.0–2.0 1.0–2.0 803 $2,875 $3.58 1d 11 1.04mi
1145 N Barston Ave Covina, CA 2.0 1.0 836 $2,300 $2.75 7d 1 1.07mi
530 W 3rd St Unit A San Dimas, CA 2.0 2.5 1000 $3,000 $3.00 44d 1 1.13mi
1746 S Sunflower Ave Unit 7 Glendora, CA 2.0 2.0 1100 $2,400 $2.18 24d 1 1.16mi
1746 S Sunflower Ave Unit 10 Glendora, CA 2.0 1.5 1100 $2,400 $2.18 44d 1 1.16mi
522 W 4th St San Dimas, CA 3.0 1.0 1113 $3,550 $3.19 44d 1 1.18mi
319 S Drifton Ave San Dimas, CA 2.0 1.0 650 $2,200 $3.38 44d 1 1.19mi
301 W 1st St Unit A San Dimas, CA 3.0 2.0 1000 $3,250 $3.25 44d 1 1.30mi
301 W 1st St San Dimas, CA 2.0 1.0 880 $2,150 $2.44 24d 1 1.30mi
801 Claraday St Glendora, CA 1.0–2.0 1.0–2.0 900 $2,325 $2.58 22d 6 1.31mi
710 Claraday St Glendora, CA 2.0 1.0 850 $2,200 $2.59 7d 1 1.39mi
711 Claraday St Unit A Glendora, CA 2.0 1.0 750 $2,250 $3.00 44d 1 1.40mi

Listing history 10 events

  1. 2026-06-18
    days on market $150,000 Active 14 DOM
  2. 2026-06-17
    days on market $150,000 Active 13 DOM
  3. 2026-06-16
    days on market $150,000 Active 12 DOM
  4. 2026-06-15
    days on market $150,000 Active 11 DOM
  5. 2026-06-13
    days on market $150,000 Active 9 DOM
  6. 2026-06-13
    days on market $150,000 Active 8 DOM
  7. 2026-06-09
    days on market $150,000 Active 5 DOM
  8. 2026-06-08
    days on market $150,000 Active 4 DOM
  9. 2026-06-07
    remarks 699-char remark
  10. 2026-06-07
    listed $150,000 Active 3 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 7/10 Severe
  • 🌡 Heat 7/10 Severe 7 d/yr ≥99°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 8/10 Severe 17 unhealthy d/yr today · 21 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$31,588
− Mortgage interest
−$8,402
− Property taxes
−$2,250
− Insurance
−$750
− Repairs & maintenance
−$2,527
− Management
−$2,527
− Depreciation
−$4,364
Taxable income
$10,768
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$2,584
After-tax cash flow
$9,931/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 80/100 Cosmetic rehab

This beautifully updated 1972 Fleetwood manufactured home in San Dimas, CA, offers excellent curb appeal and a clean, welcoming appearance. Fully renovated between 2018 and 2020, the home features waterproof vinyl flooring, a 3-ton A/C and heating system, and a remodeled kitchen with custom cabinetry. The property is move-in ready and presents as renovated with few/no repairs needed.

Value-add opportunities

  • Both Painting the exterior — Enhances curb appeal and can increase both resale and rental value.
  • Both Landscaping improvements — Enhances curb appeal and can increase both resale and rental value.
  • Both Upgrading the front door — Improves curb appeal and can increase both resale and rental value.
  • Both Adding a security system — Enhances safety and can increase both resale and rental value.
  • Both Upgrading the kitchen appliances — Modernizes the kitchen and can increase both resale and rental value.
  • Both Upgrading the bathroom fixtures — Modernizes the bathrooms and can increase both resale and rental value.

Renovation cost estimate screening

Value-add ROI direction

  • Both Painting the exterior — Enhances curb appeal and can increase both resale and rental value.
  • Both Landscaping improvements — Enhances curb appeal and can increase both resale and rental value.
  • Both Upgrading the front door — Improves curb appeal and can increase both resale and rental value.
  • Both Adding a security system — Enhances safety and can increase both resale and rental value.
  • Both Upgrading the kitchen appliances — Modernizes the kitchen and can increase both resale and rental value.
  • Both Upgrading the bathroom fixtures — Modernizes the bathrooms and can increase both resale and rental value.

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Bonita Unified
NCES district ID
0605610
Math proficiency
59% ▲ 3.00%
Reading proficiency
70% ▬ 0.00%
Median HH income
$76,196
Composite
58.71/100
National rank
#2001
State rank
#151 of 1400 in CA

Livability — San Dimas

Score
72/100
State rank
#192
US rank
#6164

Category grades

Amenities B- Commute A Cost of living F Crime C Employment A+ Housing C+ Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
San Dimas, CA
County
Los Angeles County · 9,444,647 people
City population
33,598
Metro
Los Angeles-Long Beach-Anaheim, CA
Population (ZIP)
33,598
Household income
$105,338
Rent vs Own
27.7% rent · 72.3% own
Severe rent burden
1238.0

Population outlook (Los Angeles County) Hauer SSP2

Today (2025)
10,940,515 people
By 2030
11,256,481 · +2.9%
By 2040
11,729,929 · +7.2%
By 2050
11,948,407 · +9.2%
By 2075
11,818,114 · +8.0%
By 2100
10,842,928 · -0.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.69)
Race & ethnicity
White 38% Hispanic / Latino 37% Two or more races 19% Asian 18% Black 3% Native American 1%
Hispanic origin (detail)
Mexican 27% Puerto Rican 1%
Common ancestry
Romanian 2% Lithuanian 2% Slovak 2%
Foreign-born
22% · Canada, China, Vietnam
Languages at home
64% English-only · Spanish 18% Chinese 8% Tagalog/Filipino 2%

Political lean MEDSL · Los Angeles

2024 margin
Solid D (+32.9) · D 64.8% · R 31.9% · Other 3.3%
2008→2024 swing
-7.4pp toward R · 2008: 40.4pp · 2024: 32.9pp
All cycles
2024: D+32.9 2020: D+44.2 2016: D+48.0 2012: D+40.0 2008: D+40.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -778.24%
Current HPI
379.5269
Rent YoY
▼ -0.97%
Metro
Los Angeles-Long Beach-Anaheim, CA
State GDP YoY
▲ 3.21%
F500 in state
116

Industry mix (Fortune 500 HQ in CA)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2026-06-04 Listed $150,000 CRMLS

Property tax history

+7.6%/yr

Latest (2025): $253 · +7.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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