1200 SW 125th Ave Unit 410L · Pembroke Pines, FL
Flood risk No data
- FEMA flood zone
- —
- Chance of flooding over 30 yrs
- —
- Est. flood insurance / yr
- —
Fire risk No data
- Est. fire insurance / yr
- —
Heat risk No data
- Hot days now (above threshold)
- —
- Hot days in 30 yrs
- —
Wind risk No data
- Chance of severe wind over 30 yrs
- —
Air-quality risk No data
- Unhealthy air days now
- —
- Unhealthy air days in 30 yrs
- —
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +20.5/30.0
- 1% rule +7.8/10.0
- ARV discount +7.5/15.0
- DSCR +6.5/10.0
- Livability +4.2/5.0
- Schools +4.1/10.0
- Appreciation +4.0/10.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
$179,900
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks
Enjoy your golden years in this beautiful 2-bedroom, 2-bath condo located in Century Village of Pembroke Pines, a 55+ community with the amenities of a tropical resort. Overlooking the golf course from the 4th floor, this lovingly-renovated home features a spacious 1,192 square feet of living area, a fully-equipped kitchen and in-unit washer/dryer. Watch the sunset from your private patio before heading to the theater for a show, or one of the many activities occurring daily in the clubhouse. Stay active at the state of the art fitness center, or by playing 18 at Flamingo Lakes Golf & Country Club, located within the community. Vacant and ready to show by appointment on electronic loc
Key facts
- Private patio
- In-unit washer dryer
- $500 HOA
Tags
Property features AI
Finance
- Other: Heated pool
- Financial info: Pets not allowed
- HOA & community: Monthly association fees (multiple assessments); Association covers amenities, common areas, insurance, grounds maintenance, structure maintenance, and security; Community amenities include clubhouse, billiard room, hobby room, pool, sauna, trash service, transportation service, and elevators; Senior community
Exterior
- Parking: Assigned parking; Guest parking; One assigned space
- Security: Security guard
- Utilities: Electric service
- Home design: Condominium/Apartment (attached property); 4 total stories; Entry on 4th level; Updated/remodeled
- Construction: Block construction
- Exterior features: Enclosed porch; Screened porch; On golf course; Has view; Wall fencing
Interior
- Kitchen: Electric range; Refrigerator
- Bedrooms: Bedroom on main level
- Flooring: Ceramic tile; Laminate
- Bathrooms: 2 full bathrooms
- Heating & cooling: Electric heating; Electric cooling; Ceiling fan(s)
- Interior features: Unfurnished; Living/dining room; Main living area on entry level; Split bedrooms
- Laundry & utility: Washer; Dryer; Electric water heater
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath condo listed at $180k.
Deal economics
- At list price, monthly cash flow is $236 ($3k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $180k).
- Cap rate 7.9% vs local median 4.0% in Pembroke Pines — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 83/100 on livability (#54 in FL, #933 nationally) — a professional / high-income tenant draw. Strengths: housing A+, health & safety A+, schools A-; Watch: amenities D+, cost of living D+.
- Broward (suburban): math 42% / reading 53% proficiency, ranked #46 of 73 in FL (top 63%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: Rents soft (-0.2%/yr); 543 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 2,111 units permitted in Broward County in 2024 (1,265 in 5+ unit buildings).
- This rent runs 36% of the median local income ($77k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-2.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- Broward County population projected at +34% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- Only 13 days on market — expect competitive offers; lowballing is unlikely to land.
- Current owner paid $65k; list at $180k implies a 177% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: HOA is 22% of rent.
Questions for the listing agent
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 1.28% ✓
- Cap rate
- 7.87%
- Cash-on-cash
- 5.63%
- DSCR
- 1.25
- GRM
- 6.5
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-2.01% appreciation · 0.0% rent growth · sell at horizon
- IRR
- -6.7%
- Equity multiple
- 0.74×
- Total profit
- $-13,068
- Equity at exit
- $34,836
- IRR
- -3.0%
- Equity multiple
- 0.79×
- Total profit
- $-10,341
- Equity at exit
- $29,672
Cash invested: $50,372 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 33027
- Home prices YoY
- -0.6%
- Rents YoY
- -0.2%
- Active inventory
- 543
- Price-to-rent
- 6.5×
Monthly cashflow live
- Estimated rent
- $2,298 high interval (Pro) →
- Mortgage (P&I)
- −$943
- Tax from tax record
- −$61 /mo · $731/yr
- Insurance
- −$75
- HOA
- −$500
- Vacancy / Maint / Mgmt
- −$483
- Net cashflow
- $236
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $44,975
- Closing costs
- $5,397
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1200 SW 125th Ave Unit 208L Pembroke Pines, FL | 1.0 | 1.5 | 1065 | $1,500 | $1.41 | 24d | 1 | 0.02mi |
| 1110 SW 125th Ave Pembroke Pines, FL | 1.0–2.0 | 1.5–2.0 | 1276 | $2,300 | $1.80 | 24d | 2 | 0.07mi |
| 1300 SW 125th Ave Unit 311K Pembroke Pines, FL | 2.0 | 2.0 | 1351 | $2,500 | $1.85 | 24d | 1 | 0.09mi |
| 1300 SW 125th Ave Pembroke Pines, FL | 1.0–2.0 | 1.5–2.0 | 1198 | $2,500 | $2.09 | 5d | 2 | 0.12mi |
| 1351 SW 125th Ave Unit 108S Pembroke Pines, FL | 2.0 | 2.0 | 1100 | $2,300 | $2.09 | 22d | 1 | 0.12mi |
| 12601 SW 13th St Unit 303G Pembroke Pines, FL | 2.0 | 2.0 | 1192 | $2,150 | $1.80 | 24d | 1 | 0.16mi |
| 1400 SW 124th Ter Unit 302Q Pembroke Pines, FL | 2.0 | 2.0 | 1100 | $2,000 | $1.82 | 22d | 1 | 0.16mi |
| 12501 SW 14th St Pembroke Pines, FL | 2.0 | 2.0 | 1145 | $2,275 | $1.99 | 24d | 2 | 0.17mi |
| 12501 SW 14th St Pembroke Pines, FL | 2.0 | 2.0 | 1145 | $2,100 | $1.83 | 14d | 2 | 0.17mi |
| 12501 SW 14th St Unit 315R Pembroke Pines, FL | 2.0 | 2.0 | 1190 | $2,200 | $1.85 | 15d | 1 | 0.17mi |
| 12701 SW 13th St Unit 202F Pembroke Pines, FL | 2.0 | 2.0 | 1100 | $1,900 | $1.73 | 8d | 1 | 0.18mi |
| 12701 SW 13th St Unit 202F Pembroke Pines, FL | 2.0 | 2.0 | 1100 | $2,000 | $1.82 | 24d | 1 | 0.18mi |
| 12650 SW 15th St Unit F304 Pembroke Pines, FL | 2.0 | 1.5 | 1032 | $1,900 | $1.84 | 24d | 1 | 0.23mi |
| 1151 SW 128th Ter Unit 210D Pembroke Pines, FL | 2.0 | 2.0 | 1192 | $2,200 | $1.85 | 24d | 1 | 0.25mi |
| 1401 SW 128th Ter Unit H309 Pembroke Pines, FL | 2.0 | 2.0 | 1100 | $2,200 | $2.00 | 12d | 1 | 0.26mi |
| 1650 SW 124th Ter Unit D403 Pembroke Pines, FL | 2.0 | 1.5 | 1032 | $1,950 | $1.89 | 21d | 1 | 0.27mi |
| 1650 SW 124th Ter Unit D403 Pembroke Pines, FL | 2.0 | 1.5 | 1032 | $1,950 | $1.89 | 4d | 1 | 0.27mi |
| 1651 SW 127th Ave Apt 305A Pembroke Pines, FL | 2.0 | 2.0 | 1207 | $2,650 | $2.20 | 24d | 1 | 0.29mi |
| 12651 SW 16th Ct Unit B304 Pembroke Pines, FL | 2.0 | 1.5 | 1032 | $2,200 | $2.13 | 24d | 1 | 0.29mi |
| 12651 SW 16th Ct Unit B304 Pembroke Pines, FL | 2.0 | 1.5 | 1032 | $2,200 | $2.13 | 10d | 1 | 0.29mi |
| 1300 SW 130th Ave Pembroke Pines, FL | 1.0–2.0 | 1.0–2.0 | 885 | $1,975 | $2.23 | 24d | 2 | 0.31mi |
| 12500 SW 5th Ct Unit 112M Pembroke Pines, FL | 1.0 | 1.5 | 1045 | $1,800 | $1.72 | 18d | 1 | 0.34mi |
| 12500 SW 5th Ct Unit 112M Pembroke Pines, FL | 1.0 | 1.5 | 1045 | $1,780 | $1.70 | 8d | 1 | 0.34mi |
| 12600 SW 5th Ct Pembroke Pines, FL | 2.0 | 2.0 | 1349 | $2,225 | $1.65 | 11d | 2 | 0.34mi |
| 12650 SW 6th St Unit 412K Pembroke Pines, FL | 1.0 | 1.5 | 1045 | $1,950 | $1.87 | 24d | 1 | 0.36mi |
| 12800 SW 7th Ct Pembroke Pines, FL | 1.0–2.0 | 1.0–2.0 | 1173 | $2,300 | $1.96 | 5d | 3 | 0.40mi |
| 12800 SW 7th Ct Unit 102G Pembroke Pines, FL | 1.0 | 1.0 | 840 | $2,000 | $2.38 | 24d | 1 | 0.40mi |
| 12750 SW 4th Ct Unit 114J Pembroke Pines, FL | 1.0 | 1.0 | 840 | $1,950 | $2.32 | 24d | 1 | 0.43mi |
| 12111 SW 5th Ct Pembroke Pines, FL | 1.0 | 1.5 | 1338 | $1,499 | $1.12 | 24d | 1 | 0.44mi |
| 12148 SW 4th St #12148 Pembroke Pines, FL | 3.0 | 2.5 | 1428 | $3,200 | $2.24 | 5d | 1 | 0.45mi |
| 13055 SW 15th Ct Pembroke Pines, FL | 1.0–2.0 | 1.5–2.0 | 1011 | $2,000 | $1.98 | 24d | 2 | 0.45mi |
| 13055 SW 15th Ct Pembroke Pines, FL | 1.0–2.0 | 1.5–2.0 | 1011 | $2,000 | $1.98 | 5d | 2 | 0.45mi |
| 12140 SW 4th St Unit 12140 Pembroke Pines, FL | 2.0 | 2.5 | 1169 | $2,900 | $2.48 | 3d | 1 | 0.46mi |
| 12032 SW 5th Ct Unit 12032 Pembroke Pines, FL | 2.0 | 2.5 | 1169 | $2,750 | $2.35 | 24d | 1 | 0.46mi |
| 12154 Saint Andrews Pl #110 Miramar, FL | 2.0 | 2.5 | 1100 | $2,490 | $2.26 | 8d | 1 | 0.46mi |
| 11801 Pembroke Rd Pembroke Pines, FL | 1.0–2.0 | 1.0–2.0 | 919 | $2,553 | $2.78 | 2d | 88 | 0.47mi |
| 12148 Saint Andrews Pl #107 Miramar, FL | 2.0 | 2.0 | 983 | $2,350 | $2.39 | 24d | 1 | 0.49mi |
| 12142 Saint Andrews Pl #107 Miramar, FL | 3.0 | 2.0 | 1080 | $2,900 | $2.69 | 5d | 1 | 0.51mi |
| 12142 Saint Andrews Pl #107 Miramar, FL | 3.0 | 2.0 | 1080 | $2,900 | $2.69 | 11d | 1 | 0.51mi |
| 2091 Renaissance Blvd #207 Miramar, FL | 2.0 | 1.0 | 830 | $2,100 | $2.53 | 24d | 1 | 0.53mi |
HOA detail condo
- Monthly dues
- $500 · $6,000/yr
- Likely covers
- gym
- Assessments
- None detected in remarks — confirm with the listing agent.
Listing history 9 events
-
2026-06-18days on market $179,900 Active 13 DOM
-
2026-06-17days on market $179,900 Active 12 DOM
-
2026-06-16days on market $179,900 Active 11 DOM
-
2026-06-15days on market $179,900 Active 10 DOM
-
2026-06-13days on market $179,900 Active 8 DOM
-
2026-06-09days on market $179,900 Active 4 DOM
-
2026-06-08days on market $179,900 Active 3 DOM
-
2026-06-07remarks 695-char remark
-
2026-06-07$179,900 Active 2 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $731 · $61/mo
- Projected year-2 tax
- $1,493 · $124/mo
- Expected delta
- +$762/yr (+$64/mo · 104.3%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $27,577
- − Mortgage interest
- −$10,077
- − Property taxes
- −$731
- − Insurance
- −$900
- − Repairs & maintenance
- −$2,206
- − Management
- −$2,206
- − HOA
- −$6,000
- − Depreciation
- −$5,233
- Taxable income
- $224
- Est. tax owed @ 24.0%
- −$54
- After-tax cash flow
- $2,781/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Broward
- NCES district ID
- 1200180
- Math proficiency
- 42% ▼ -18.00%
- Reading proficiency
- 53% ▼ -5.00%
- Median HH income
- $52,139
- Composite
- 40.88/100
- National rank
- #3621
- State rank
- #46 of 73 in FL
Livability — Pembroke Pines
- Score
- 83/100
- State rank
- #54
- US rank
- #933
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Pembroke Pines, FL
- County
- Broward County · 1,963,430 people
- City population
- 180,224
- Metro
- Miami-Fort Lauderdale-Pompano Beach, FL
- Population (ZIP)
- 65,116
- Household income
- $76,561
- Rent vs Own
- Severe rent burden
- 1728.0
Population outlook (Broward County) Hauer SSP2
- Today (2025)
- 2,207,033 people
- By 2030
- 2,360,704 · +7.0%
- By 2040
- 2,661,208 · +20.6%
- By 2050
- 2,946,698 · +33.5%
- By 2075
- 3,602,273 · +63.2%
- By 2100
- 3,970,984 · +79.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.65)
- Race & ethnicity
- Hispanic / Latino 52% Two or more races 23% Black 22% White 16% Asian 6%
- Hispanic origin (detail)
- Puerto Rican 6% Cuban 19% Dominican 3%
- Common ancestry
- Hispanic 6% Romanian 1% Scotch-Irish 1%
- Foreign-born
- 47% · Canada, Jamaica, Vietnam
- Languages at home
- 40% English-only · Spanish 47% French/Haitian/Cajun 5% Other Indo-European 2%
Political lean MEDSL · Broward
- 2024 margin
- D (+17.0) · D 58.0% · R 41.0%
- 2008→2024 swing
- -17.8pp toward R · 2008: 34.7pp · 2024: 17.0pp
- All cycles
- 2024: D+17.0 2020: D+29.8 2016: D+35.0 2012: D+34.9 2008: D+34.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -2.01%
- Current HPI
- 359.5973
- Rent YoY
- ▼ -0.20%
- Metro
- Miami-Fort Lauderdale-Pompano Beach, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
|
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| Insurance | 2 | $17B |
|
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| Retail | 1 | $60B |
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| Technology Distribution | 1 | $58B |
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| Homebuilding | 1 | $35B |
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| Technology Manufacturing | 1 | $35B |
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Price history
+176.8% since first listed2 events — show timeline
- 2026-06-05 Listed $179,900 MARMLS
- 2001-02-09 Sold (Public Records) $65,000 Public Records
Property tax history
+2.7%/yrLatest (2025): $731 · -27.5% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…