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1200 SW 125th Ave Unit 410L
C Composite 59.43
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +20.5/30.0
  • 1% rule +7.8/10.0
  • ARV discount +7.5/15.0
  • DSCR +6.5/10.0
  • Livability +4.2/5.0
  • Schools +4.1/10.0
  • Appreciation +4.0/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0

$179,900

1200 SW 125th Ave Unit 410L · Pembroke Pines, FL 33027
2 bd · 2.0 ba · 1,137 sqft · Condo public records · 13 Days on market
Built 1988 $500/mo HOA · 22% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Enjoy your golden years in this beautiful 2-bedroom, 2-bath condo located in Century Village of Pembroke Pines, a 55+ community with the amenities of a tropical resort. Overlooking the golf course from the 4th floor, this lovingly-renovated home features a spacious 1,192 square feet of living area, a fully-equipped kitchen and in-unit washer/dryer. Watch the sunset from your private patio before heading to the theater for a show, or one of the many activities occurring daily in the clubhouse. Stay active at the state of the art fitness center, or by playing 18 at Flamingo Lakes Golf & Country Club, located within the community. Vacant and ready to show by appointment on electronic loc

Key facts

  • Private patio
  • In-unit washer dryer
  • $500 HOA

Tags

OVERLOOKING THE GOLF COURSEFULLY-EQUIPPED KITCHENIN-UNIT WASHER DRYERPRIVATE PATIOTROPICAL RESORT AMENITIES

Property features AI

Finance

  • Other: Heated pool
  • Financial info: Pets not allowed
  • HOA & community: Monthly association fees (multiple assessments); Association covers amenities, common areas, insurance, grounds maintenance, structure maintenance, and security; Community amenities include clubhouse, billiard room, hobby room, pool, sauna, trash service, transportation service, and elevators; Senior community

Exterior

  • Parking: Assigned parking; Guest parking; One assigned space
  • Security: Security guard
  • Utilities: Electric service
  • Home design: Condominium/Apartment (attached property); 4 total stories; Entry on 4th level; Updated/remodeled
  • Construction: Block construction
  • Exterior features: Enclosed porch; Screened porch; On golf course; Has view; Wall fencing

Interior

  • Kitchen: Electric range; Refrigerator
  • Bedrooms: Bedroom on main level
  • Flooring: Ceramic tile; Laminate
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Electric heating; Electric cooling; Ceiling fan(s)
  • Interior features: Unfurnished; Living/dining room; Main living area on entry level; Split bedrooms
  • Laundry & utility: Washer; Dryer; Electric water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath condo listed at $180k.

Deal economics

  • At list price, monthly cash flow is $236 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $180k).
  • Cap rate 7.9% vs local median 4.0% in Pembroke Pines — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 83/100 on livability (#54 in FL, #933 nationally) — a professional / high-income tenant draw. Strengths: housing A+, health & safety A+, schools A-; Watch: amenities D+, cost of living D+.
  • Broward (suburban): math 42% / reading 53% proficiency, ranked #46 of 73 in FL (top 63%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents soft (-0.2%/yr); 543 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 2,111 units permitted in Broward County in 2024 (1,265 in 5+ unit buildings).
  • This rent runs 36% of the median local income ($77k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-2.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Broward County population projected at +34% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • Only 13 days on market — expect competitive offers; lowballing is unlikely to land.
  • Current owner paid $65k; list at $180k implies a 177% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: HOA is 22% of rent.
Recommended offer $179,900

Questions for the listing agent

  1. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  2. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
1.28%
Cap rate
7.87%
Cash-on-cash
5.63%
DSCR
1.25
GRM
6.5

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-2.01% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-6.7%
Equity multiple
0.74×
Total profit
$-13,068
Equity at exit
$34,836
10-year hold
IRR
-3.0%
Equity multiple
0.79×
Total profit
$-10,341
Equity at exit
$29,672

Cash invested: $50,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 33027

Home prices YoY
-0.6%
Rents YoY
-0.2%
Active inventory
543
Price-to-rent
6.5×

Monthly cashflow live

Estimated rent
$2,298 high interval (Pro) →
Mortgage (P&I)
$943
Tax from tax record
$61 /mo · $731/yr
Insurance
$75
HOA
$500
Vacancy / Maint / Mgmt
$483
Net cashflow
$236

Break-even live

Break-even rent $1,999
Max offer price $179,900
Occupancy floor 85%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$44,975
Closing costs
$5,397
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1200 SW 125th Ave Unit 208L Pembroke Pines, FL 1.0 1.5 1065 $1,500 $1.41 24d 1 0.02mi
1110 SW 125th Ave Pembroke Pines, FL 1.0–2.0 1.5–2.0 1276 $2,300 $1.80 24d 2 0.07mi
1300 SW 125th Ave Unit 311K Pembroke Pines, FL 2.0 2.0 1351 $2,500 $1.85 24d 1 0.09mi
1300 SW 125th Ave Pembroke Pines, FL 1.0–2.0 1.5–2.0 1198 $2,500 $2.09 5d 2 0.12mi
1351 SW 125th Ave Unit 108S Pembroke Pines, FL 2.0 2.0 1100 $2,300 $2.09 22d 1 0.12mi
12601 SW 13th St Unit 303G Pembroke Pines, FL 2.0 2.0 1192 $2,150 $1.80 24d 1 0.16mi
1400 SW 124th Ter Unit 302Q Pembroke Pines, FL 2.0 2.0 1100 $2,000 $1.82 22d 1 0.16mi
12501 SW 14th St Pembroke Pines, FL 2.0 2.0 1145 $2,275 $1.99 24d 2 0.17mi
12501 SW 14th St Pembroke Pines, FL 2.0 2.0 1145 $2,100 $1.83 14d 2 0.17mi
12501 SW 14th St Unit 315R Pembroke Pines, FL 2.0 2.0 1190 $2,200 $1.85 15d 1 0.17mi
12701 SW 13th St Unit 202F Pembroke Pines, FL 2.0 2.0 1100 $1,900 $1.73 8d 1 0.18mi
12701 SW 13th St Unit 202F Pembroke Pines, FL 2.0 2.0 1100 $2,000 $1.82 24d 1 0.18mi
12650 SW 15th St Unit F304 Pembroke Pines, FL 2.0 1.5 1032 $1,900 $1.84 24d 1 0.23mi
1151 SW 128th Ter Unit 210D Pembroke Pines, FL 2.0 2.0 1192 $2,200 $1.85 24d 1 0.25mi
1401 SW 128th Ter Unit H309 Pembroke Pines, FL 2.0 2.0 1100 $2,200 $2.00 12d 1 0.26mi
1650 SW 124th Ter Unit D403 Pembroke Pines, FL 2.0 1.5 1032 $1,950 $1.89 21d 1 0.27mi
1650 SW 124th Ter Unit D403 Pembroke Pines, FL 2.0 1.5 1032 $1,950 $1.89 4d 1 0.27mi
1651 SW 127th Ave Apt 305A Pembroke Pines, FL 2.0 2.0 1207 $2,650 $2.20 24d 1 0.29mi
12651 SW 16th Ct Unit B304 Pembroke Pines, FL 2.0 1.5 1032 $2,200 $2.13 24d 1 0.29mi
12651 SW 16th Ct Unit B304 Pembroke Pines, FL 2.0 1.5 1032 $2,200 $2.13 10d 1 0.29mi
1300 SW 130th Ave Pembroke Pines, FL 1.0–2.0 1.0–2.0 885 $1,975 $2.23 24d 2 0.31mi
12500 SW 5th Ct Unit 112M Pembroke Pines, FL 1.0 1.5 1045 $1,800 $1.72 18d 1 0.34mi
12500 SW 5th Ct Unit 112M Pembroke Pines, FL 1.0 1.5 1045 $1,780 $1.70 8d 1 0.34mi
12600 SW 5th Ct Pembroke Pines, FL 2.0 2.0 1349 $2,225 $1.65 11d 2 0.34mi
12650 SW 6th St Unit 412K Pembroke Pines, FL 1.0 1.5 1045 $1,950 $1.87 24d 1 0.36mi
12800 SW 7th Ct Pembroke Pines, FL 1.0–2.0 1.0–2.0 1173 $2,300 $1.96 5d 3 0.40mi
12800 SW 7th Ct Unit 102G Pembroke Pines, FL 1.0 1.0 840 $2,000 $2.38 24d 1 0.40mi
12750 SW 4th Ct Unit 114J Pembroke Pines, FL 1.0 1.0 840 $1,950 $2.32 24d 1 0.43mi
12111 SW 5th Ct Pembroke Pines, FL 1.0 1.5 1338 $1,499 $1.12 24d 1 0.44mi
12148 SW 4th St #12148 Pembroke Pines, FL 3.0 2.5 1428 $3,200 $2.24 5d 1 0.45mi
13055 SW 15th Ct Pembroke Pines, FL 1.0–2.0 1.5–2.0 1011 $2,000 $1.98 24d 2 0.45mi
13055 SW 15th Ct Pembroke Pines, FL 1.0–2.0 1.5–2.0 1011 $2,000 $1.98 5d 2 0.45mi
12140 SW 4th St Unit 12140 Pembroke Pines, FL 2.0 2.5 1169 $2,900 $2.48 3d 1 0.46mi
12032 SW 5th Ct Unit 12032 Pembroke Pines, FL 2.0 2.5 1169 $2,750 $2.35 24d 1 0.46mi
12154 Saint Andrews Pl #110 Miramar, FL 2.0 2.5 1100 $2,490 $2.26 8d 1 0.46mi
11801 Pembroke Rd Pembroke Pines, FL 1.0–2.0 1.0–2.0 919 $2,553 $2.78 2d 88 0.47mi
12148 Saint Andrews Pl #107 Miramar, FL 2.0 2.0 983 $2,350 $2.39 24d 1 0.49mi
12142 Saint Andrews Pl #107 Miramar, FL 3.0 2.0 1080 $2,900 $2.69 5d 1 0.51mi
12142 Saint Andrews Pl #107 Miramar, FL 3.0 2.0 1080 $2,900 $2.69 11d 1 0.51mi
2091 Renaissance Blvd #207 Miramar, FL 2.0 1.0 830 $2,100 $2.53 24d 1 0.53mi

HOA detail condo

Monthly dues
$500 · $6,000/yr
Likely covers
gym
Assessments
None detected in remarks — confirm with the listing agent.

Listing history 9 events

  1. 2026-06-18
    days on market $179,900 Active 13 DOM
  2. 2026-06-17
    days on market $179,900 Active 12 DOM
  3. 2026-06-16
    days on market $179,900 Active 11 DOM
  4. 2026-06-15
    days on market $179,900 Active 10 DOM
  5. 2026-06-13
    days on market $179,900 Active 8 DOM
  6. 2026-06-09
    days on market $179,900 Active 4 DOM
  7. 2026-06-08
    days on market $179,900 Active 3 DOM
  8. 2026-06-07
    remarks 695-char remark
  9. 2026-06-07
    listed $179,900 Active 2 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$731 · $61/mo
Projected year-2 tax
$1,493 · $124/mo
Expected delta
+$762/yr (+$64/mo · 104.3%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$27,577
− Mortgage interest
−$10,077
− Property taxes
−$731
− Insurance
−$900
− Repairs & maintenance
−$2,206
− Management
−$2,206
− HOA
−$6,000
− Depreciation
−$5,233
Taxable income
$224
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$54
After-tax cash flow
$2,781/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Broward
NCES district ID
1200180
Math proficiency
42% ▼ -18.00%
Reading proficiency
53% ▼ -5.00%
Median HH income
$52,139
Composite
40.88/100
National rank
#3621
State rank
#46 of 73 in FL

Livability — Pembroke Pines

Score
83/100
State rank
#54
US rank
#933

Category grades

Amenities D+ Commute A- Cost of living D+ Crime A- Employment B+ Housing A+ Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Pembroke Pines, FL
County
Broward County · 1,963,430 people
City population
180,224
Metro
Miami-Fort Lauderdale-Pompano Beach, FL
Population (ZIP)
65,116
Household income
$76,561
Rent vs Own
22.2% rent · 77.8% own
Severe rent burden
1728.0

Population outlook (Broward County) Hauer SSP2

Today (2025)
2,207,033 people
By 2030
2,360,704 · +7.0%
By 2040
2,661,208 · +20.6%
By 2050
2,946,698 · +33.5%
By 2075
3,602,273 · +63.2%
By 2100
3,970,984 · +79.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.65)
Race & ethnicity
Hispanic / Latino 52% Two or more races 23% Black 22% White 16% Asian 6%
Hispanic origin (detail)
Puerto Rican 6% Cuban 19% Dominican 3%
Common ancestry
Hispanic 6% Romanian 1% Scotch-Irish 1%
Foreign-born
47% · Canada, Jamaica, Vietnam
Languages at home
40% English-only · Spanish 47% French/Haitian/Cajun 5% Other Indo-European 2%

Political lean MEDSL · Broward

2024 margin
D (+17.0) · D 58.0% · R 41.0%
2008→2024 swing
-17.8pp toward R · 2008: 34.7pp · 2024: 17.0pp
All cycles
2024: D+17.0 2020: D+29.8 2016: D+35.0 2012: D+34.9 2008: D+34.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -2.01%
Current HPI
359.5973
Rent YoY
▼ -0.20%
Metro
Miami-Fort Lauderdale-Pompano Beach, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+176.8% since first listed
2 events — show timeline
  • 2026-06-05 Listed $179,900 MARMLS
  • 2001-02-09 Sold (Public Records) $65,000 Public Records

Property tax history

+2.7%/yr

Latest (2025): $731 · -27.5% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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