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692 Eagles Nest Cir
D- Composite 39.51
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +13.5/15.0
  • Cash flow +8.9/30.0
  • Schools +3.7/10.0
  • Livability +3.7/5.0
  • Rent growth +3.1/5.0
  • DSCR +2.5/10.0
  • Condition / age +2.5/5.0
  • 1% rule +1.6/10.0
  • Appreciation +0.0/10.0

$429,900

692 Eagles Nest Cir · Auburn, GA 30011
3 bd · 3.0 ba · 2,484 sqft · SingleFamily public records · 43 Days on market
Built 2024 8,712 sqft lot $173/sqft · 13% below area Est $496k · 13% under $54/mo HOA · 2% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

BEAUTIFUL 2 STORY HOME WITH OPEN CONCEPT KITCHEN FEATURES WHITE CABINETS, WALK-IN PANTRY, AND VIEW TO FAMILY ROOM WITH BRICK FIREPLACE AND COFFERED CEILING. CONVENIENT BEDROOM AND FULL BATHROOM ON THE MAIN LEVEL PROVIDE AN IDEAL SETUP FOR GUEST OR IN-LAWS. OVERSIZED OWNER'S SUITE WITH LUXURIOUS BATH WITH OVERSIZED SHOWER AND WALK-IN CLOSET. STEP OUTSIDE TO A BEAUTIFULLY FENCED BACKYARD WITH A COVERED PATIO, OFFERING THE PERFECT SETTING FOR OUTDOOR DINING, RELAXATION, AND ENTERTAINING YEAR-ROUND. COMMUNITY WITH TOP-TIER AMENITIES INCLUDING A SWIMMING POOL, PLAYGROUND, TENNIS COURTS, PICKLEBALL COURTS, AND A COZY FIREPIT AREA FOR SOCIAL GATHERINGS. CLOSE TO MALL OF GEORGIA, SHOPPING, RESTAURANTS, AND RECREATION. A MUST SEE!

Key facts

  • Open concept kitchen
  • Brick fireplace
  • Covered patio

Tags

OPEN CONCEPT KITCHENWALK-IN PANTRYBRICK FIREPLACECOFFERED CEILINGFENCED BACKYARDCOVERED PATIO

Property features AI

Finance

  • HOA & community: Homeowners association; Annual association fee of $650; Community amenities include pickleball, playground, sidewalks, street lights, and tennis courts

Exterior

  • Parking: Attached garage; Two garage spaces; Driveway parking; Open parking available
  • Utilities: Public water; Public sewer; Electricity available (110V and 220V in garage and laundry); Underground utilities
  • Home design: Two-level home; Brick front with fiber cement siding; Slab foundation; Composition shingle roof; Resale condition
  • Construction: Built with brick front and fiber cement; Composition/shingle roof; Slab foundation
  • Exterior features: Covered rear porch; Patio; Backyard fence (fenced)

Interior

  • Kitchen: White cabinets; Kitchen island; Stone countertops; Open view to family room; Dishwasher; Double oven; Electric range; Microwave
  • Bedrooms: One main-level bedroom; Three upper-level bedrooms; Oversized master bedroom
  • Flooring: Carpet; Luxury vinyl
  • Bathrooms: Three full bathrooms; One main-level bathroom; Two full upper-level bathrooms; Master bath with double vanity and shower
  • Heating & cooling: Central heating (electric); Central air conditioning; Ceiling fans
  • Interior features: Coffered ceilings; Crown molding; 9-ft ceilings on main level; Tray ceilings; Walk-in closets; Double-pane insulated windows; One fireplace in the family room
  • Laundry & utility: Upper-level laundry room; 220V outlet in laundry

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/3.0-bath single-family listed at $430k.

Deal economics

  • At list price, monthly cash flow is $-344 ($-4k/yr) — negative.
  • To cash-flow at today's rent, offer at most $369k (14.1% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $285k (33.6% below list).
  • Recommended offer: $285k (33.6% below list) — sets the bar for 1% rule.
  • Cap rate 5.3% vs local median 3.8% in Auburn — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 74/100 on livability (#41 in GA, #4,693 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: amenities F, commute F.
  • Gwinnett County (suburban): math 39% / reading 43% proficiency, ranked #32 of 174 in GA (top 18%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Mulberry Elementary School (math 55% / reading 55%, grade C, #178 of 1,228 statewide, top 15%, 710 students, 42% FRL); Dacula Middle School (math 31% / reading 44%, grade F, #162 of 470 statewide, top 35%, 1,839 students, 58% FRL); Dacula High School (math 12% / reading 15%, grade F, #325 of 424 statewide, top 78%, 2,498 students, 51% FRL) — zoned schools at 50% FRL track the district average.
  • Market conditions: Rents rising (+2.5%/yr); 336 active listings in the ZIP; 20 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); 40% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 5,607 units permitted in Gwinnett County in 2024 (1,277 in 5+ unit buildings).
  • This rent runs 40% of the median local income ($86k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $13k of value loss. Plan a longer hold.
  • Gwinnett County population projected at +47% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 43 days — a 3% lower offer ($417k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Recommended offer $285,334 (33.6% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 43 days. Have you received any prior offers? Is the seller open to a 34% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.66%
Cap rate
5.33%
Cash-on-cash
-3.43%
DSCR
0.85
GRM
12.6

CMA / ARV

ARV (median comp)
$496,112
List price
$429,900
Delta
-13.35%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
522 Eagles Nest Cir 0.17mi 4/3.5 (+1) 2,706 (+9%) 2mo $469,900 $174 68
811 Rock Elm Dr 0.09mi 3/2.5 2,814 (+13%) 4mo $399,900 $142 68
850 Rock Elm Dr 0.14mi 4/2.5 (+1) 2,240 (-10%) 8mo $380,000 $170 63
206 Baylee Ridge Cir 0.21mi 4/2.5 (+1) 2,681 (+8%) 9mo $449,000 $167 62
3299 Shirecrest Ln 0.66mi 4/2.5 (+1) 2,498 (+1%) 3mo $449,990 $180 59
1196 Clear Stream Rdg 0.62mi 4/2.5 (+1) 2,546 (+2%) 2mo $388,000 $152 58
1099 Sandy Bank Ct 0.43mi 4/2.5 (+1) 2,334 (-6%) 11mo $407,000 $174 53
558 Auburn Rd 0.63mi 3/2.5 2,331 (-6%) 11mo $620,000 $266 50
3817 Wages Rd 0.65mi 3/2.0 2,226 (-10%) 3mo $650,000 $292 46
3269 Shirecrest Ln 0.64mi 4/2.5 (+1) 2,696 (+8%) 4mo $460,000 $171 46
3390 Meadow Grass Dr 0.65mi 4/2.5 (+1) 2,600 (+5%) 11mo $423,500 $163 46
114 Green Tree Ct 0.66mi 4/2.5 (+1) 2,600 (+5%) 11mo $420,000 $162 45

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.47% rent growth · sell at horizon

5-year hold
IRR
-22.6%
Equity multiple
0.23×
Total profit
$-93,271
Equity at exit
$64,099
10-year hold
IRR
-18.2%
Equity multiple
0.03×
Total profit
$-116,330
Equity at exit
$37,170

Cash invested: $120,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30011

Home prices YoY
-30.5%
Rents YoY
2.5%
Active inventory
336
Price-to-rent
12.6×

Monthly cashflow live

Estimated rent
$2,853 high interval (Pro) →
Mortgage (P&I)
$2,254
Tax from tax record
$111 /mo · $1,327/yr
Insurance
$179
HOA
$54
Vacancy / Maint / Mgmt
$599
Net cashflow
$-344

Break-even live

Break-even rent $3,289
Max offer price $369,134
Occupancy floor

Sensitivity live

Price -10% $-101 -5% $-222 +0% $-344 +5% $-466 +10% $-587
Rent -10% $-569 -5% $-457 +0% $-344 +5% $-231 +10% $-119
Rate -1.0pp $-127 -0.5pp $-235 base $-344 +0.5pp $-455 +1.0pp $-569

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$107,475
Closing costs
$12,897
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 20 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
3527 Bailey Rd Dacula, GA 4.0 4.5 3200 $4,000 $1.25 45d 1 0.19mi
408 Elkhorn Glen Ct Auburn, GA 4.0 4.0 2656 $2,850 $1.07 5d 1 0.25mi
3370 Elkhorn Ridge Run Dacula, GA 4.0 3.5 2880 $3,300 $1.15 26d 1 0.28mi
3577 Sandy Bank Dr Auburn, GA 4.0 2.5 2620 $2,250 $0.86 7d 1 0.41mi
3336 Bridle Brook Dr Auburn, GA 3.0 2.0 1865 $2,175 $1.17 24d 1 0.82mi
455 Roland Manor Dr Dacula, GA 4.0 3.0 2212 $2,595 $1.17 45d 1 1.02mi
3373 Fence Rd NE Dacula, GA 3.0–4.0 2.5 2580 $2,250 $0.87 3d 16 1.03mi
182 Depot Landing Rd Auburn, GA 3.0 2.5 1850 $2,100 $1.14 45d 1 1.23mi
182 Depot Landing Rd Auburn, GA 3.0 2.5 1850 $2,100 $1.14 24d 1 1.23mi
3940 Fence Rd Auburn, GA 4.0 2.5–3.0 2467 $2,870 $1.16 0d 1 1.29mi
124 River Pass Ct Dacula, GA 4.0 2.5 2068 $2,199 $1.06 45d 1 1.31mi
213 Auburn Station Dr Auburn, GA 3.0 2.5 1900 $2,150 $1.13 22d 1 1.32mi
2896 Spence Ct Dacula, GA 4.0 3.0 2753 $2,450 $0.89 26d 1 1.35mi
3421 Lynley Mill Ln Dacula, GA 4.0 3.5 2465 $2,425 $0.98 45d 1 1.39mi
99 Auburn Depot Dr Auburn, GA 3.0 2.5 1962 $2,400 $1.22 26d 1 1.42mi
2770 Austin Ridge Dr Dacula, GA 4.0 2.5 2714 $2,900 $1.07 45d 1 1.43mi
110 Auburn Crossing Way Auburn, GA 3.0 2.5 1900 $1,944 $1.02 45d 1 1.44mi
2097 Blackberry Cir Auburn, GA 4.0 3.0 2213 $2,411 $1.09 7d 1 1.45mi
2743 Austin Ridge Dr Dacula, GA 4.0 3.0 2696 $2,525 $0.94 26d 1 1.48mi
2751 Spence Ct Dacula, GA 4.0 3.0 2696 $2,900 $1.08 45d 1 1.49mi

HOA detail

Monthly dues
$54 · $648/yr
Likely covers
pool

Listing history 7 events

  1. 2026-06-04
    statusdays on market $429,900 Pending 43 DOM
    Show marketing remark (731 chars)

    BEAUTIFUL 2 STORY HOME WITH OPEN CONCEPT KITCHEN FEATURES WHITE CABINETS, WALK-IN PANTRY, AND VIEW TO FAMILY ROOM WITH BRICK FIREPLACE AND COFFERED CEILING. CONVENIENT BEDROOM AND FULL BATHROOM ON THE MAIN LEVEL PROVIDE AN IDEAL SETUP FOR GUEST OR IN-LAWS. OVERSIZED OWNER'S SUITE WITH LUXURIOUS BATH WITH OVERSIZED SHOWER AND WALK-IN CLOSET. STEP OUTSIDE TO A BEAUTIFULLY FENCED BACKYARD WITH A COVERED PATIO, OFFERING THE PERFECT SETTING FOR OUTDOOR DINING, RELAXATION, AND ENTERTAINING YEAR-ROUND. COMMUNITY WITH TOP-TIER AMENITIES INCLUDING A SWIMMING POOL, PLAYGROUND, TENNIS COURTS, PICKLEBALL COURTS, AND A COZY FIREPIT AREA FOR SOCIAL GATHERINGS. CLOSE TO MALL OF GEORGIA, SHOPPING, RESTAURANTS, AND RECREATION. A MUST SEE!

  2. 2026-06-03
    days on market $429,900 Active 42 DOM
  3. 2026-06-02
    days on market $429,900 Active 41 DOM
  4. 2026-06-01
    days on market $429,900 Active 40 DOM
  5. 2026-05-31
    days on market $429,900 Active 39 DOM
  6. 2026-04-16
    listed $429,900 New 731-char remark
    Show marketing remark (731 chars)

    BEAUTIFUL 2 STORY HOME WITH OPEN CONCEPT KITCHEN FEATURES WHITE CABINETS, WALK-IN PANTRY, AND VIEW TO FAMILY ROOM WITH BRICK FIREPLACE AND COFFERED CEILING. CONVENIENT BEDROOM AND FULL BATHROOM ON THE MAIN LEVEL PROVIDE AN IDEAL SETUP FOR GUEST OR IN-LAWS. OVERSIZED OWNER'S SUITE WITH LUXURIOUS BATH WITH OVERSIZED SHOWER AND WALK-IN CLOSET. STEP OUTSIDE TO A BEAUTIFULLY FENCED BACKYARD WITH A COVERED PATIO, OFFERING THE PERFECT SETTING FOR OUTDOOR DINING, RELAXATION, AND ENTERTAINING YEAR-ROUND. COMMUNITY WITH TOP-TIER AMENITIES INCLUDING A SWIMMING POOL, PLAYGROUND, TENNIS COURTS, PICKLEBALL COURTS, AND A COZY FIREPIT AREA FOR SOCIAL GATHERINGS. CLOSE TO MALL OF GEORGIA, SHOPPING, RESTAURANTS, AND RECREATION. A MUST SEE!

  7. 2026-04-16
    listed $429,900 Active 731-char remark
    Show marketing remark (731 chars)

    BEAUTIFUL 2 STORY HOME WITH OPEN CONCEPT KITCHEN FEATURES WHITE CABINETS, WALK-IN PANTRY, AND VIEW TO FAMILY ROOM WITH BRICK FIREPLACE AND COFFERED CEILING. CONVENIENT BEDROOM AND FULL BATHROOM ON THE MAIN LEVEL PROVIDE AN IDEAL SETUP FOR GUEST OR IN-LAWS. OVERSIZED OWNER'S SUITE WITH LUXURIOUS BATH WITH OVERSIZED SHOWER AND WALK-IN CLOSET. STEP OUTSIDE TO A BEAUTIFULLY FENCED BACKYARD WITH A COVERED PATIO, OFFERING THE PERFECT SETTING FOR OUTDOOR DINING, RELAXATION, AND ENTERTAINING YEAR-ROUND. COMMUNITY WITH TOP-TIER AMENITIES INCLUDING A SWIMMING POOL, PLAYGROUND, TENNIS COURTS, PICKLEBALL COURTS, AND A COZY FIREPIT AREA FOR SOCIAL GATHERINGS. CLOSE TO MALL OF GEORGIA, SHOPPING, RESTAURANTS, AND RECREATION. A MUST SEE!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$1,327 · $111/mo
Projected year-2 tax
$3,955 · $330/mo
Expected delta
+$2,628/yr (+$219/mo · 198.1%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$34,240
− Mortgage interest
−$24,081
− Property taxes
−$1,327
− Insurance
−$2,150
− Repairs & maintenance
−$2,739
− Management
−$2,739
− HOA
−$648
− Depreciation
−$12,506
Taxable loss
−$11,950
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,868
After-tax cash flow
$-1,260/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Gwinnett County
NCES district ID
1302550
Math proficiency
39% ▼ -15.00%
Reading proficiency
43% ▼ -10.00%
Median HH income
$62,416
Composite
36.5/100
National rank
#4648
State rank
#32 of 174 in GA

Livability — Auburn

Score
74/100
State rank
#41
US rank
#4693

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment C Housing A+ Health & safety A+ User ratings B+

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Barrow County · 133,377 people
City population
21,624
Metro
Atlanta-Sandy Springs-Alpharetta, GA
Population (ZIP)
21,624
Household income
$86,402
Rent vs Own
18.1% rent · 81.9% own
Severe rent burden
234.0

Population outlook (Gwinnett County) Hauer SSP2

Today (2025)
1,106,028 people
By 2030
1,211,414 · +9.5%
By 2040
1,422,277 · +28.6%
By 2050
1,623,204 · +46.8%
By 2075
2,105,240 · +90.3%
By 2100
2,443,321 · +120.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.60)
Race & ethnicity
White 58% Black 21% Hispanic / Latino 13% Two or more races 8% Asian 5%
Hispanic origin (detail)
Mexican 5% Puerto Rican 2% Dominican 2%
Common ancestry
Hispanic 5% Italian 2% Romanian 2%
Foreign-born
14% · Canada, Jamaica, South Korea
Languages at home
81% English-only · Spanish 10% French/Haitian/Cajun 2% Vietnamese 2%

Political lean MEDSL · Gwinnett

2024 margin
D (+16.5) · D 57.6% · R 41.1% · Other 1.2%
2008→2024 swing
+26.8pp toward D · 2008: -10.2pp · 2024: 16.5pp
All cycles
2024: D+16.5 2020: D+18.3 2016: D+5.8 2012: R+9.4 2008: R+10.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -93.30%
Current HPI
212.2609
Rent YoY
▲ 2.47%
Metro
Atlanta-Sandy Springs-Alpharetta, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+0.0% since first listed
4 events — show timeline
  • 2026-06-04 Pending GAMLS
  • 2026-06-04 Pending FMLS
  • 2026-04-16 Listed $429,900 FMLS
  • 2026-04-16 Listed $429,900 GAMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…