CashFlowRE
Sign in Sign up
611 6th St Duplex
B Composite 73.34
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +12.0/15.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Livability +4.1/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +2.3/10.0
  • Appreciation +0.0/10.0

$97,000

611 6th St · New Brighton, PA 15066
4 bd · 2.0 ba · 2,224 sqft · MultiFamily public records · 93 Days on market
Built 1910 5,227 sqft lot Est $108k · 10% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Multi-family units

County records classify this as Multi-Family (2-4 Unit). Listing-text estimate: 2 units. confirmed

Listing remarks MLS

Opportunity knocks with this duplex located in the heart of Beaver Falls. One side is currently occupied, providing immediate rental income, while the other side is ready for a full rehab—an excellent value-add play for the savvy investor. The lot itself is appealing. With some updates and vision, this duplex has the potential to become a strong performer for years to come. Duplex comes with the neighboring vacant lot. Don’t miss this chance to expand your portfolio with a property that blends current income, value-add upside, and long-term potential.

Key facts

  • Vacant lot
  • Long-term potential
  • Full rehab

Tags

DUPLEXRENTAL INCOMEFULL REHABVACANT LOTVALUE-ADD UPSIDELONG-TERM POTENTIAL

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2 × 2-bed/1.0-bath units multifamily listed at $97k.

Deal economics

  • At list price, monthly cash flow is $1k ($13k/yr) — positive. Per door: $552/mo.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $97k).
  • Recommended offer: $88k (9.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 82/100 on livability (#153 in PA, #1,275 nationally) — a professional / high-income tenant draw. Strengths: commute A+, cost of living A+, housing A+; Watch: amenities F, employment D-.
  • New Brighton Area SD (suburban): math 17% / reading 37% proficiency, ranked #458 of 539 in PA (top 85%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Market conditions: 42 active listings in the ZIP; 272 units permitted in Beaver County in 2024 (80 in 5+ unit buildings).
  • This rent runs 44% of the median local income ($64k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $671 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Beaver County population projected at -14% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $27k cash investment doubles in ~3 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 93 days — a 9% lower offer ($88k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $6k; list at $97k implies a 1465% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1910 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: moderate flood risk — expect insurance premiums to compound above CPI over the hold.
Recommended offer $88,270 (9.0% below list)

Questions for the listing agent

  1. It's been on market 93 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
  2. Can we see the unit-by-unit rent roll, current vacancy, and any below-market leases? What's the average tenancy length?
  3. What capital expenditures (roof, boiler, parking lot, exteriors) have been made in the last 5 years, and what's planned in the next 2?
  4. Built in 1910 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
2.40%
Cap rate
19.96%
Cash-on-cash
48.80%
DSCR
3.17
GRM
3.5

CMA / ARV

ARV (median comp)
$107,664
List price
$97,000
Delta
-9.90%
Verdict
FAIR
Comps
2 within 2.0 mi

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
46.4%
Equity multiple
3.01×
Total profit
$54,707
Equity at exit
$14,463
10-year hold
IRR
52.2%
Equity multiple
6.10×
Total profit
$138,526
Equity at exit
$8,387

Cash invested: $27,160 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 15066

Home prices YoY
-26.8%
Active inventory
42
Price-to-rent
7.0×

Monthly cashflow live

Estimated rent
$2,326 high interval (Pro) →
Mortgage (P&I)
$509
Tax from tax record
$184 /mo · $2,206/yr
Insurance
$40
HOA
$0
Vacancy / Maint / Mgmt
$488
Net cashflow
$1,105

Break-even live

Break-even rent $928
Max offer price $97,000
Occupancy floor 48%

2-unit breakdown (identical units grouped — click to expand)

UnitsBedsBathsEst. rent
Total (2 units) $2,326

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$24,250
Closing costs
$2,910
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 17 events

  1. 2026-06-18
    days on market $97,000 Active 93 DOM
  2. 2026-06-17
    days on market $97,000 Active 92 DOM
  3. 2026-06-16
    days on market $97,000 Active 91 DOM
  4. 2026-06-15
    days on market $97,000 Active 90 DOM
  5. 2026-06-13
    days on market $97,000 Active 88 DOM
  6. 2026-06-13
    days on market $97,000 Active 87 DOM
  7. 2026-06-09
    days on market $97,000 Active 84 DOM
  8. 2026-06-08
    days on market $97,000 Active 83 DOM
  9. 2026-06-07
    days on market $97,000 Active 82 DOM
  10. 2026-06-03
    days on market $97,000 Active 78 DOM
  11. 2026-06-02
    days on market $97,000 Active 77 DOM
  12. 2026-06-01
    days on market $97,000 Active 76 DOM
  13. 2026-05-31
    days on market $97,000 Active 75 DOM
  14. 2026-03-17
    listed $97,000 Active 569-char remark
    Show marketing remark (569 chars)

    Opportunity knocks with this duplex located in the heart of Beaver Falls. One side is currently occupied, providing immediate rental income, while the other side is ready for a full rehab—an excellent value-add play for the savvy investor. The lot itself is appealing. With some updates and vision, this duplex has the potential to become a strong performer for years to come. Duplex comes with the neighboring vacant lot. Don’t miss this chance to expand your portfolio with a property that blends current income, value-add upside, and long-term potential.

  15. 2026-02-28
    historical Expired 620-char remark
    Show marketing remark (620 chars)

    Opportunity knocks with this duplex located in the heart of Beaver Falls. One side is currently occupied, providing immediate rental income, while the other side is ready for a full rehab—an excellent value-add play for the savvy investor. The lot itself is appealing. With some updates and vision, this duplex has the potential to become a strong performer for years to come. Best of all, it can be purchased as part of a package deal alongside the neighboring vacant lot. Don’t miss this chance to expand your portfolio with a property that blends current income, value-add upside, and long-term potential.

  16. 2025-09-18
    listed $79,000 Active 620-char remark
    Show marketing remark (620 chars)

    Opportunity knocks with this duplex located in the heart of Beaver Falls. One side is currently occupied, providing immediate rental income, while the other side is ready for a full rehab—an excellent value-add play for the savvy investor. The lot itself is appealing. With some updates and vision, this duplex has the potential to become a strong performer for years to come. Best of all, it can be purchased as part of a package deal alongside the neighboring vacant lot. Don’t miss this chance to expand your portfolio with a property that blends current income, value-add upside, and long-term potential.

  17. 1971-04-01
    soldstatus $6,200

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

Current annual tax
$2,206 · $184/mo
Projected year-2 tax
$2,206 · $184/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 5/10 Major FEMA zone X (unshaded) · 24% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 4/10 Moderate 8 d/yr ≥97°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$27,912
− Mortgage interest
−$5,434
− Property taxes
−$2,206
− Insurance
−$485
− Repairs & maintenance
−$2,233
− Management
−$2,233
− Depreciation
−$2,822
Taxable income
$12,499
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$3,000
After-tax cash flow
$10,255/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
New Brighton Area SD
NCES district ID
4216530
Math proficiency
17% ▼ -17.00%
Reading proficiency
37% ▼ -22.00%
Median HH income
$41,579
Composite
22.83/100
National rank
#8014
State rank
#458 of 539 in PA

Livability — New Brighton

Score
82/100
State rank
#153
US rank
#1275

Category grades

Amenities F Commute A+ Cost of living A+ Crime C+ Employment D- Housing A+ Health & safety A+ User ratings B+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
New Brighton, PA
County
Beaver County · 116,001 people
City population
12,048
Metro
Pittsburgh, PA
Population (ZIP)
12,048
Household income
$63,836
Rent vs Own
31.2% rent · 68.8% own
Severe rent burden
187.0

Population outlook (Beaver County) Hauer SSP2

Today (2025)
164,976 people
By 2030
161,449 · -2.1%
By 2040
151,752 · -8.0%
By 2050
141,155 · -14.4%
By 2075
118,142 · -28.4%
By 2100
91,740 · -44.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (87%)
Race & ethnicity
White 87% Black 5% Two or more races 4% Hispanic / Latino 3%
Common ancestry
Romanian 6% Serbian 2% Lithuanian 2%
Foreign-born
0%
Languages at home
98% English-only · Spanish 2%

Political lean MEDSL · Beaver

2024 margin
Strong R (+20.7) · D 39.2% · R 59.9%
2008→2024 swing
-17.9pp toward R · 2008: -2.8pp · 2024: -20.7pp
All cycles
2024: R+20.7 2020: R+17.7 2016: R+20.1 2012: R+6.6 2008: R+2.8

Not yet ingested

Civics

Market trends

HPI YoY
▼ -67.49%
Current HPI
184.7104
Rent YoY
Metro
Pittsburgh, PA
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

+1464.5% since first listed
4 events — show timeline
  • 2026-03-17 Listed $97,000 West Penn MLS
  • 2026-02-28 Delisted West Penn MLS
  • 2025-09-18 Listed $79,000 West Penn MLS
  • 1971-04-01 Sold (Public Records) $6,200 Public Records

Property tax history

+4.5%/yr

Latest (2026): $2,206 · +4.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…