Duplex
611 6th St · New Brighton, PA
Flood risk 5/10 · Moderate
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.24%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $511 – $949
Heat risk 4/10 · Minor
- Hot days now (above 97°F)
- 8 days/yr
- Hot days in 30 yrs
- 19 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 4 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- ARV discount +12.0/15.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- Livability +4.1/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Schools +2.3/10.0
- Appreciation +0.0/10.0
$97,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Multi-family units
County records classify this as Multi-Family (2-4 Unit). Listing-text estimate: 2 units. confirmed
Listing remarks MLS
Opportunity knocks with this duplex located in the heart of Beaver Falls. One side is currently occupied, providing immediate rental income, while the other side is ready for a full rehab—an excellent value-add play for the savvy investor. The lot itself is appealing. With some updates and vision, this duplex has the potential to become a strong performer for years to come. Duplex comes with the neighboring vacant lot. Don’t miss this chance to expand your portfolio with a property that blends current income, value-add upside, and long-term potential.
Key facts
- Vacant lot
- Long-term potential
- Full rehab
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2 × 2-bed/1.0-bath units multifamily listed at $97k.
Deal economics
- At list price, monthly cash flow is $1k ($13k/yr) — positive. Per door: $552/mo.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $97k).
- Recommended offer: $88k (9.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads 82/100 on livability (#153 in PA, #1,275 nationally) — a professional / high-income tenant draw. Strengths: commute A+, cost of living A+, housing A+; Watch: amenities F, employment D-.
- New Brighton Area SD (suburban): math 17% / reading 37% proficiency, ranked #458 of 539 in PA (top 85%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
- Market conditions: 42 active listings in the ZIP; 272 units permitted in Beaver County in 2024 (80 in 5+ unit buildings).
- This rent runs 44% of the median local income ($64k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $671 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
- Beaver County population projected at -14% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $27k cash investment doubles in ~3 years — after that, you're playing with house money.
Negotiation context
- It's been on market 93 days — a 9% lower offer ($88k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $6k; list at $97k implies a 1465% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: built in 1910 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: moderate flood risk — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 93 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
- Can we see the unit-by-unit rent roll, current vacancy, and any below-market leases? What's the average tenancy length?
- What capital expenditures (roof, boiler, parking lot, exteriors) have been made in the last 5 years, and what's planned in the next 2?
- Built in 1910 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 2.40% ✓
- Cap rate
- 19.96%
- Cash-on-cash
- 48.80%
- DSCR
- 3.17
- GRM
- 3.5
CMA / ARV
- ARV (median comp)
- $107,664
- List price
- $97,000
- Delta
- -9.90%
- Verdict
- FAIR
- Comps
- 2 within 2.0 mi
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 46.4%
- Equity multiple
- 3.01×
- Total profit
- $54,707
- Equity at exit
- $14,463
- IRR
- 52.2%
- Equity multiple
- 6.10×
- Total profit
- $138,526
- Equity at exit
- $8,387
Cash invested: $27,160 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 62 Landlord-Friendly
- State Pennsylvania
- 62 Landlord-Friendly · EVEN
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 15066
- Home prices YoY
- -26.8%
- Active inventory
- 42
- Price-to-rent
- 7.0×
Monthly cashflow live
- Estimated rent
- $2,326 high interval (Pro) →
- Mortgage (P&I)
- −$509
- Tax from tax record
- −$184 /mo · $2,206/yr
- Insurance
- −$40
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$488
- Net cashflow
- $1,105
Break-even live
2-unit breakdown (identical units grouped — click to expand)
| Units | Beds | Baths | Est. rent |
|---|---|---|---|
| 2× units | 2 | 1 | $2,326 |
| #1 | 2 | 1 | $1,163 |
| #2 | 2 | 1 | $1,163 |
| Total (2 units) | $2,326 | ||
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $24,250
- Closing costs
- $2,910
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 17 events
-
2026-06-18days on market $97,000 Active 93 DOM
-
2026-06-17days on market $97,000 Active 92 DOM
-
2026-06-16days on market $97,000 Active 91 DOM
-
2026-06-15days on market $97,000 Active 90 DOM
-
2026-06-13days on market $97,000 Active 88 DOM
-
2026-06-13days on market $97,000 Active 87 DOM
-
2026-06-09days on market $97,000 Active 84 DOM
-
2026-06-08days on market $97,000 Active 83 DOM
-
2026-06-07days on market $97,000 Active 82 DOM
-
2026-06-03days on market $97,000 Active 78 DOM
-
2026-06-02days on market $97,000 Active 77 DOM
-
2026-06-01days on market $97,000 Active 76 DOM
-
2026-05-31days on market $97,000 Active 75 DOM
-
2026-03-17$97,000 Active 569-char remark
Show marketing remark (569 chars)
Opportunity knocks with this duplex located in the heart of Beaver Falls. One side is currently occupied, providing immediate rental income, while the other side is ready for a full rehab—an excellent value-add play for the savvy investor. The lot itself is appealing. With some updates and vision, this duplex has the potential to become a strong performer for years to come. Duplex comes with the neighboring vacant lot. Don’t miss this chance to expand your portfolio with a property that blends current income, value-add upside, and long-term potential.
-
2026-02-28historical Expired 620-char remark
Show marketing remark (620 chars)
Opportunity knocks with this duplex located in the heart of Beaver Falls. One side is currently occupied, providing immediate rental income, while the other side is ready for a full rehab—an excellent value-add play for the savvy investor. The lot itself is appealing. With some updates and vision, this duplex has the potential to become a strong performer for years to come. Best of all, it can be purchased as part of a package deal alongside the neighboring vacant lot. Don’t miss this chance to expand your portfolio with a property that blends current income, value-add upside, and long-term potential.
-
2025-09-18$79,000 Active 620-char remark
Show marketing remark (620 chars)
Opportunity knocks with this duplex located in the heart of Beaver Falls. One side is currently occupied, providing immediate rental income, while the other side is ready for a full rehab—an excellent value-add play for the savvy investor. The lot itself is appealing. With some updates and vision, this duplex has the potential to become a strong performer for years to come. Best of all, it can be purchased as part of a package deal alongside the neighboring vacant lot. Don’t miss this chance to expand your portfolio with a property that blends current income, value-add upside, and long-term potential.
-
1971-04-01soldstatus $6,200
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast PA · Partial reset (capped growth)
- Current annual tax
- $2,206 · $184/mo
- Projected year-2 tax
- $2,206 · $184/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 5/10 Major FEMA zone X (unshaded) · 24% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 4/10 Moderate 8 d/yr ≥97°F today · 19 d/yr by 30 yrs out
- Wind 2/10 Low
- Air quality 3/10 Moderate 2 unhealthy d/yr today · 4 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $27,912
- − Mortgage interest
- −$5,434
- − Property taxes
- −$2,206
- − Insurance
- −$485
- − Repairs & maintenance
- −$2,233
- − Management
- −$2,233
- − Depreciation
- −$2,822
- Taxable income
- $12,499
- Est. tax owed @ 24.0%
- −$3,000
- After-tax cash flow
- $10,255/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- New Brighton Area SD
- NCES district ID
- 4216530
- Math proficiency
- 17% ▼ -17.00%
- Reading proficiency
- 37% ▼ -22.00%
- Median HH income
- $41,579
- Composite
- 22.83/100
- National rank
- #8014
- State rank
- #458 of 539 in PA
Livability — New Brighton
- Score
- 82/100
- State rank
- #153
- US rank
- #1275
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- New Brighton, PA
- County
- Beaver County · 116,001 people
- City population
- 12,048
- Metro
- Pittsburgh, PA
- Population (ZIP)
- 12,048
- Household income
- $63,836
- Rent vs Own
- Severe rent burden
- 187.0
Population outlook (Beaver County) Hauer SSP2
- Today (2025)
- 164,976 people
- By 2030
- 161,449 · -2.1%
- By 2040
- 151,752 · -8.0%
- By 2050
- 141,155 · -14.4%
- By 2075
- 118,142 · -28.4%
- By 2100
- 91,740 · -44.4%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (87%)
- Race & ethnicity
- White 87% Black 5% Two or more races 4% Hispanic / Latino 3%
- Common ancestry
- Romanian 6% Serbian 2% Lithuanian 2%
- Foreign-born
- 0%
- Languages at home
- 98% English-only · Spanish 2%
Political lean MEDSL · Beaver
- 2024 margin
- Strong R (+20.7) · D 39.2% · R 59.9%
- 2008→2024 swing
- -17.9pp toward R · 2008: -2.8pp · 2024: -20.7pp
- All cycles
- 2024: R+20.7 2020: R+17.7 2016: R+20.1 2012: R+6.6 2008: R+2.8
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -67.49%
- Current HPI
- 184.7104
- Rent YoY
- —
- Metro
- Pittsburgh, PA
- State GDP YoY
- ▲ 1.68%
- F500 in state
- 34
Industry mix (Fortune 500 HQ in PA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 2 | $309B |
|
||
| Insurance | 2 | $27B |
|
||
| Telecommunications / Media | 1 | $124B |
|
||
| Industrial Distribution | 1 | $22B |
|
||
| Financial Services | 1 | $20B |
|
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| Chemicals / Materials | 1 | $18B |
|
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Price history
+1464.5% since first listed4 events — show timeline
- 2026-03-17 Listed $97,000 West Penn MLS
- 2026-02-28 Delisted — West Penn MLS
- 2025-09-18 Listed $79,000 West Penn MLS
- 1971-04-01 Sold (Public Records) $6,200 Public Records
Property tax history
+4.5%/yrLatest (2026): $2,206 · +4.7% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…