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219 Davors Dr
D Composite 43.61
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +18.8/30.0
  • DSCR +5.9/10.0
  • ARV discount +4.6/15.0
  • 1% rule +3.7/10.0
  • Rent growth +3.2/5.0
  • Livability +3.2/5.0
  • Condition / age +2.5/5.0
  • Schools +1.7/10.0
  • Appreciation +0.0/10.0

$215,000

219 Davors Dr · Montgomery, AL 36109
4 bd · 2.0 ba · 2,021 sqft · SingleFamily public records · 123 Days on market
Built 1975 0.29 ac lot $106/sqft · 6% above area Est $202k · 6% over ↓ 2% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

An updated, move-in ready home in a prime location with convenient access to everything you need. Situated near Krispy Kreme and Faulkner University, this property offers quick connectivity to major routes including I-85 North, I-65 South, Eastern Boulevard, and Atlanta Highway, placing shopping, dining, and everyday essentials just minutes away. This well-maintained home features a long list of valuable upgrades, including a new roof, fresh interior paint, updated wiring with a new fuse box, new hot water heater, and a 3-year-old HVAC system, giving buyers peace of mind. The kitchen is equipped with a new refrigerator and electric stovetop, making it truly move-in ready. Inside, enjoy a cozy fireplace perfect for relaxing evenings, while outside offers a lifestyle upgrade with a private swimming pool featuring a new pump and motor, a spacious patio ideal for entertaining, and a front yard sprinkler system to keep your curb appeal looking its best. Additional exterior storage provides practical space for tools and organization. Whether you’re a first-time homebuyer, downsizing, or investing, this property checks all the boxes with modern updates, outdoor living features, and unbeatable location convenience. Schedule your showing today and experience the value and comfort this home has to offer.

Key facts

  • New inside paint
  • New hot water heater
  • Sprinkler system

Tags

FIREPLACE WITH GAS STARTERNEW ROOFNEW HOT WATER HEATERELECTRIC CENTRAL AC GAS HEATNEW INSIDE PAINTSPRINKLER SYSTEM

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath single-family listed at $215k.

Deal economics

  • At list price, monthly cash flow is $217 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $186k (13.4% below list).
  • Recommended offer: $186k (13.4% below list) — sets the bar for 1% rule.
  • Cap rate 7.5% vs local median 6.0% in Montgomery — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

  • Location reads 65/100 on livability (#138 in AL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: employment D, crime F, amenities D-.
  • Montgomery County (urban): math 9% / reading 31% proficiency, ranked #106 of 129 in AL (top 82%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 70% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Dozier Elementary School (math 2% / reading 17%, grade F, #568 of 627 statewide, top 94%, 394 students, 84% FRL); Goodwyn Middle School (math 0% / reading 16%, grade F, #239 of 257 statewide, top 93%, 808 students, 84% FRL); Lee High School (math 2% / reading 8%, grade F, #276 of 305 statewide, top 95%, 1,374 students, 86% FRL).
  • Zoned-school proficiency averages 8% at this address vs 20% district-wide (-12 pts) — the specific schools serving this property underperform the Montgomery County average; the district grade overstates school quality for this exact location.
  • Market conditions: Rents rising (+2.6%/yr); 209 active listings in the ZIP; 10 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 40% of comp listings sitting > 30 days — soft ceiling on asking rent; 460 units permitted in Montgomery County in 2024 (37 in 5+ unit buildings).
  • This rent runs 38% of the median local income ($59k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Montgomery County population projected to shrink 8% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

  • It's been on market 123 days — a 12% lower offer ($189k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts; this cycle's ask is 5% above the opening price — seller raised mid-cycle; expect resistance to lowballs.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $186,259 (13.4% below list)

Questions for the listing agent

  1. It's been on market 123 days. Have you received any prior offers? Is the seller open to a 13% concession, seller financing, or rate buy-down credit?
  2. Built in 1975 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.87%
Cap rate
7.50%
Cash-on-cash
4.32%
DSCR
1.19
GRM
9.6

CMA / ARV

ARV (median comp)
$201,940
List price
$215,000
Delta
6.47%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
224 Davors Dr 0.04mi 4/2.0 2,256 (+12%) 7mo $203,900 $90 73
5344 Surrey Rd 0.33mi 4/2.0 1,955 (-3%) 10mo $103,500 $53 71
5269 Cochran Cir 0.46mi 4/2.5 2,160 (+7%) 2mo $243,900 $113 64
615 Sandhurst Dr 0.54mi 4/2.0 2,084 (+3%) 7mo $195,500 $94 64
132 Lookout Ridge Rd 0.59mi 4/2.0 1,936 (-4%) 3mo $239,000 $123 63
5948 Balmoral Rd 0.55mi 3/2.0 (-1) 2,115 (+5%) 8mo $249,000 $118 55
5906 Balmoral Rd 0.63mi 3/2.0 (-1) 2,212 (+10%) 3mo $240,000 $108 48
644 Sandhurst Dr 0.61mi 3/2.0 (-1) 1,806 (-11%) 2mo $215,000 $119 47
5202 Surrey Rd 0.54mi 3/2.0 (-1) 1,755 (-13%) 2mo $157,000 $89 46
216 W Vanderbilt Loop 0.73mi 4/2.0 1,802 (-11%) 5mo $190,000 $105 44
118 Mountainview Dr 0.53mi 3/2.5 (-1) 2,320 (+15%) 4mo $170,000 $73 40
643 Sandhurst Dr 0.59mi 3/2.0 (-1) 1,765 (-13%) 9mo $212,000 $120 38

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.65% rent growth · sell at horizon

5-year hold
IRR
-10.0%
Equity multiple
0.64×
Total profit
$-21,815
Equity at exit
$32,057
10-year hold
IRR
-1.1%
Equity multiple
0.93×
Total profit
$-4,362
Equity at exit
$18,589

Cash invested: $60,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Alabama
90 Strongly Landlord-Friendly · R+15
County
— inherits STATE
City
— inherits STATE
Right-to-evict in 7 days for non-payment; no rent control; preempted statewide; courts move quickly.

ZIP-level market 36109

Home prices YoY
-20.1%
Rents YoY
2.6%
Active inventory
209
Price-to-rent
9.6×

Monthly cashflow live

Estimated rent
$1,863 high interval (Pro) →
Mortgage (P&I)
$1,127
Tax from tax record
$38 /mo · $454/yr
Insurance
$90
HOA
$0
Vacancy / Maint / Mgmt
$391
Net cashflow
$217

Break-even live

Break-even rent $1,588
Max offer price $215,000
Occupancy floor 83%

Sensitivity live

Price -10% $338 -5% $277 +0% $217 +5% $156 +10% $-163
Rent -10% $69 -5% $143 +0% $217 +5% $290 +10% $364
Rate -1.0pp $325 -0.5pp $271 base $217 +0.5pp $161 +1.0pp $104

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$53,750
Closing costs
$6,450
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 10 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
336 Davors Dr Montgomery, AL 3.0 2.0 1569 $2,200 $1.40 45d 1 0.22mi
323 N Burbank Dr Montgomery, AL 4.0 2.0 1584 $1,381 $0.87 15d 1 1.13mi
341 N Burbank Dr Montgomery, AL 5.0 2.0 1584 $1,800 $1.14 15d 1 1.17mi
5712 Roxboro Dr Montgomery, AL 4.0 2.0 1544 $1,450 $0.94 23d 1 1.21mi
241 Kroy Dr Montgomery, AL 4.0 2.0 1450 $1,195 $0.82 45d 1 1.25mi
6265 Nature Dr Montgomery, AL 3.0 2.0 1400 $1,050 $0.75 15d 1 1.37mi
713 Amity Ln Montgomery, AL 4.0 2.0 1696 $1,900 $1.12 45d 1 1.42mi
633 Groveland Dr Montgomery, AL 3.0 2.0 1424 $1,200 $0.84 45d 1 1.45mi
6225 Whitewater Ct Montgomery, AL 3.0 2.0 1581 $1,600 $1.01 23d 1 1.45mi
564 Glade Park Loop Unit 1043856P Montgomery, AL 4.0 2.0 1496 $2,736 $1.83 15d 1 1.47mi

Listing history 21 events

  1. 2026-06-21
    days on market $215,000 Active 123 DOM
  2. 2026-06-18
    days on market $215,000 Active 120 DOM
  3. 2026-06-17
    days on market $215,000 Active 119 DOM
  4. 2026-06-16
    days on market $215,000 Active 118 DOM
  5. 2026-06-15
    days on market $215,000 Active 117 DOM
  6. 2026-06-14
    days on market $215,000 Active 115 DOM
  7. 2026-06-13
    days on market $215,000 Active 114 DOM
  8. 2026-06-10
    days on market $215,000 Active 112 DOM
  9. 2026-06-09
    days on market $215,000 Active 111 DOM
  10. 2026-06-08
    days on market $215,000 Active 110 DOM
  11. 2026-06-07
    days on market $215,000 Active 109 DOM
  12. 2026-06-03
    days on market $215,000 Active 105 DOM
  13. 2026-06-02
    days on market $215,000 Active 104 DOM
  14. 2026-06-01
    days on market $215,000 Active 103 DOM
  15. 2026-05-31
    days on market $215,000 Active 102 DOM
  16. 2026-05-30
    days on market $215,000 Active 101 DOM
  17. 2026-05-04
    soldstatus $210,000 Closed 1321-char remark
    Show marketing remark (1321 chars)

    An updated, move-in ready home in a prime location with convenient access to everything you need. Situated near Krispy Kreme and Faulkner University, this property offers quick connectivity to major routes including I-85 North, I-65 South, Eastern Boulevard, and Atlanta Highway, placing shopping, dining, and everyday essentials just minutes away. This well-maintained home features a long list of valuable upgrades, including a new roof, fresh interior paint, updated wiring with a new fuse box, new hot water heater, and a 3-year-old HVAC system, giving buyers peace of mind. The kitchen is equipped with a new refrigerator and electric stovetop, making it truly move-in ready. Inside, enjoy a cozy fireplace perfect for relaxing evenings, while outside offers a lifestyle upgrade with a private swimming pool featuring a new pump and motor, a spacious patio ideal for entertaining, and a front yard sprinkler system to keep your curb appeal looking its best. Additional exterior storage provides practical space for tools and organization. Whether you’re a first-time homebuyer, downsizing, or investing, this property checks all the boxes with modern updates, outdoor living features, and unbeatable location convenience. Schedule your showing today and experience the value and comfort this home has to offer.

  18. 2026-05-01
    status Pending 1321-char remark
    Show marketing remark (1321 chars)

    An updated, move-in ready home in a prime location with convenient access to everything you need. Situated near Krispy Kreme and Faulkner University, this property offers quick connectivity to major routes including I-85 North, I-65 South, Eastern Boulevard, and Atlanta Highway, placing shopping, dining, and everyday essentials just minutes away. This well-maintained home features a long list of valuable upgrades, including a new roof, fresh interior paint, updated wiring with a new fuse box, new hot water heater, and a 3-year-old HVAC system, giving buyers peace of mind. The kitchen is equipped with a new refrigerator and electric stovetop, making it truly move-in ready. Inside, enjoy a cozy fireplace perfect for relaxing evenings, while outside offers a lifestyle upgrade with a private swimming pool featuring a new pump and motor, a spacious patio ideal for entertaining, and a front yard sprinkler system to keep your curb appeal looking its best. Additional exterior storage provides practical space for tools and organization. Whether you’re a first-time homebuyer, downsizing, or investing, this property checks all the boxes with modern updates, outdoor living features, and unbeatable location convenience. Schedule your showing today and experience the value and comfort this home has to offer.

  19. 2026-04-07
    historical Contingent 1321-char remark
    Show marketing remark (1321 chars)

    An updated, move-in ready home in a prime location with convenient access to everything you need. Situated near Krispy Kreme and Faulkner University, this property offers quick connectivity to major routes including I-85 North, I-65 South, Eastern Boulevard, and Atlanta Highway, placing shopping, dining, and everyday essentials just minutes away. This well-maintained home features a long list of valuable upgrades, including a new roof, fresh interior paint, updated wiring with a new fuse box, new hot water heater, and a 3-year-old HVAC system, giving buyers peace of mind. The kitchen is equipped with a new refrigerator and electric stovetop, making it truly move-in ready. Inside, enjoy a cozy fireplace perfect for relaxing evenings, while outside offers a lifestyle upgrade with a private swimming pool featuring a new pump and motor, a spacious patio ideal for entertaining, and a front yard sprinkler system to keep your curb appeal looking its best. Additional exterior storage provides practical space for tools and organization. Whether you’re a first-time homebuyer, downsizing, or investing, this property checks all the boxes with modern updates, outdoor living features, and unbeatable location convenience. Schedule your showing today and experience the value and comfort this home has to offer.

  20. 2026-04-03
    listed $205,000 Active 1321-char remark
    Show marketing remark (1321 chars)

    An updated, move-in ready home in a prime location with convenient access to everything you need. Situated near Krispy Kreme and Faulkner University, this property offers quick connectivity to major routes including I-85 North, I-65 South, Eastern Boulevard, and Atlanta Highway, placing shopping, dining, and everyday essentials just minutes away. This well-maintained home features a long list of valuable upgrades, including a new roof, fresh interior paint, updated wiring with a new fuse box, new hot water heater, and a 3-year-old HVAC system, giving buyers peace of mind. The kitchen is equipped with a new refrigerator and electric stovetop, making it truly move-in ready. Inside, enjoy a cozy fireplace perfect for relaxing evenings, while outside offers a lifestyle upgrade with a private swimming pool featuring a new pump and motor, a spacious patio ideal for entertaining, and a front yard sprinkler system to keep your curb appeal looking its best. Additional exterior storage provides practical space for tools and organization. Whether you’re a first-time homebuyer, downsizing, or investing, this property checks all the boxes with modern updates, outdoor living features, and unbeatable location convenience. Schedule your showing today and experience the value and comfort this home has to offer.

  21. 2026-02-18
    listed $215,000 Active 249-char remark
    Show marketing remark (249 chars)

    2021 sqr feet on . 29 ac, 4 bd 2 ba, fireplace with gas starter, new roof, new hot water heater, 2 year old electric central ac/gas heat, new inside paint, sprinkler system, plenty outside storage, excellent pool with new motor/pump move in ready.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AL · Resets to sale price

Current annual tax
$454 · $38/mo
Projected year-2 tax
$882 · $73/mo
Expected delta
+$428/yr (+$36/mo · 94.2%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 8/10 Severe 7 d/yr ≥107°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$22,351
− Mortgage interest
−$12,043
− Property taxes
−$454
− Insurance
−$1,075
− Repairs & maintenance
−$1,788
− Management
−$1,788
− Depreciation
−$6,255
Taxable loss
−$1,052
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$252
After-tax cash flow
$2,851/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Montgomery County
NCES district ID
0102430
Math proficiency
9% ▼ -21.00%
Reading proficiency
31% ▼ -1.00%
Median HH income
$43,902
Composite
17.24/100
National rank
#9093
State rank
#106 of 129 in AL

Livability — Montgomery

Score
65/100
State rank
#138
US rank
#13416

Category grades

Amenities D- Commute F Cost of living A+ Crime F Employment D Housing A+ Health & safety F User ratings D+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Montgomery, AL
County
Montgomery County · 190,016 people
City population
175,913
Metro
Montgomery, AL
Population (ZIP)
23,581
Household income
$59,193
Rent vs Own
35.1% rent · 64.9% own
Severe rent burden
1039.0

Population outlook (Montgomery County) Hauer SSP2

Today (2025)
224,008 people
By 2030
221,460 · -1.1%
By 2040
214,179 · -4.4%
By 2050
204,912 · -8.5%
By 2075
177,821 · -20.6%
By 2100
145,134 · -35.2%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.60)
Race & ethnicity
White 49% Black 39% Hispanic / Latino 8% Two or more races 4%
Hispanic origin (detail)
Mexican 4%
Common ancestry
Slovak 2% Lithuanian 1% Serbian 1%
Foreign-born
4% · Canada, South Korea
Languages at home
94% English-only · Spanish 5%

Political lean MEDSL · Montgomery

2024 margin
Solid D (+30.7) · D 64.8% · R 34.1% · Other 1.1%
2008→2024 swing
+11.5pp toward D · 2008: 19.2pp · 2024: 30.7pp
All cycles
2024: D+30.7 2020: D+31.5 2016: D+26.2 2012: D+24.3 2008: D+19.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -37.64%
Current HPI
149.3867
Rent YoY
▲ 2.65%
Metro
Montgomery, AL
State GDP YoY
▲ 2.94%
F500 in state
4

Industry mix (Fortune 500 HQ in AL)

Industry F500 HQs Revenue

Price history

-2.3% since first listed
5 events — show timeline
  • 2026-05-04 Sold (MLS) $210,000 MAAR
  • 2026-05-01 Pending MAAR
  • 2026-04-07 Contingent MAAR
  • 2026-04-03 Listed $205,000 MAAR
  • 2026-02-18 Listed $215,000 ForSaleByOwner.com

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…