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25623 Rosedown Dr
B+ Composite 75.89
Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +29.4/30.0
  • ARV discount +15.0/15.0
  • DSCR +10.0/10.0
  • 1% rule +7.8/10.0
  • Schools +4.0/10.0
  • Livability +3.7/5.0
  • Rent growth +3.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$125,000

25623 Rosedown Dr · Denham Springs, LA 70726
3 bd · 1.5 ba · 1,132 sqft · SingleFamily · 11 Days on market
Built 1983 $110/sqft · 18% below area Est $152k · 18% under ↓ 6% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Great 3 Bedroom 1.5 Bath home in the heart of Denham Springs. Come live close to some of your favorite restaurants and shops. Lots of storage inside and out, with an added metal shed in the yard. This property is part of a succession and must be on the market for at least 10 days before any offers will be considered. Inspections are for informational purposes only. The Succession cannot make any repairs nor compensate for repairs to be made. All Financed offers must be accompanied by a pre-approval letter from a lender, and all Cash offers must be accompanied by proof of funds letter or Bank Statement from a financial institution. Both sources have to be dated within 30 days of the Offer. All potential Buyers must have gone inside of the property in order to make an offer on the property. No sight unseen offers will be accepted. No offers can be assigned to another buyer.

Key facts

  • Added metal shed
  • Lots of storage
  • Parking

Tags

ADDED METAL SHEDLOTS OF STORAGE

Property features AI

Finance

  • Other: Property condition listed as average
  • Financial info: No investor or income/expense details provided
  • HOA & community: HOA details not provided

Exterior

  • Parking: Carport
  • Security: Security details not provided
  • Utilities: Public water; Public sewer
  • Home design: Single-story home; Average condition; Home warranty included
  • Construction: Brick construction; Asphalt shingle roof; Slab foundation; Built year not provided
  • Exterior features: Covered patio/porch; Shed(s); City lot; Rectangular lot; Lot dimensions approximately 50 x 120

Interior

  • Kitchen: Kitchen details not provided
  • Bedrooms: Bedrooms count not specified
  • Flooring: Flooring details not provided
  • Bathrooms: One full bathroom; One half bathroom
  • Heating & cooling: Central heating; Central air conditioning
  • Interior features: Total of 5 rooms
  • Laundry & utility: Laundry details not provided

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.5-bath single-family listed at $125k.

Deal economics

  • At list price, monthly cash flow is $19 ($223/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $125k).
  • Cap rate 10.6% vs local median 3.9% in Denham Springs — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 74/100 on livability (#29 in LA, #4,939 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: crime C-, amenities F, commute F.
  • Livingston Parish (suburban): math 40% / reading 52% proficiency, ranked #13 of 98 in LA (top 13%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents rising (+3.8%/yr); 976 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 50% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 794 units permitted in Livingston Parish in 2024 (99 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $864 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Livingston County population projected at +27% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • Only 11 days on market — expect competitive offers; lowballing is unlikely to land.
  • 13 sale attempts since 18y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $105k; 19% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Watch-outs: flood insurance adds $427/mo.
  • Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $125,000

Questions for the listing agent

  1. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.28%
Cap rate
10.57%
Cash-on-cash
15.26%
DSCR
1.68
GRM
6.5

CMA / ARV

ARV (median comp)
$152,424
List price
$125,000
Delta
-8.15%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
25647 Rosedown Dr 0.05mi 3/2.0 1,150 (+2%) 4mo $155,000 $135 90
8848 Asphodel St 0.09mi 3/2.0 1,123 (-1%) 5mo $164,000 $146 88
8849 SW Asphodel St 0.11mi 3/2.0 1,114 (-2%) 4mo $160,000 $144 87
8745 Fairoaks St 0.10mi 3/1.5 1,128 (-0%) 10mo $150,000 $133 86
8703 Aspen Ct 0.13mi 3/2.0 1,160 (+2%) 3mo $160,000 $138 86
25667 Rosedown Dr 0.09mi 3/1.5 1,152 (+2%) 12mo $139,000 $121 83
8750 Fairoaks St 0.11mi 3/1.5 1,108 (-2%) 12mo $145,000 $131 81
25452 Homestead Dr 0.15mi 3/2.0 1,160 (+2%) 8mo $160,000 $138 80
8739 Aubin St 0.12mi 3/1.5 1,080 (-5%) 13mo $155,000 $144 76
25482 Poirrier Ln 0.20mi 2/1.0 (-1) 1,184 (+5%) 2mo $225,000 $190 74
8729 Fairoaks St 0.07mi 3/1.5 1,031 (-9%) 11mo $145,000 $141 72
8718 Montclair St 0.08mi 4/2.0 (+1) 1,230 (+9%) 6mo $155,000 $126 70

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.83% rent growth · sell at horizon

5-year hold
IRR
-13.7%
Equity multiple
0.50×
Total profit
$-17,467
Equity at exit
$18,638
10-year hold
IRR
-2.8%
Equity multiple
0.80×
Total profit
$-7,023
Equity at exit
$10,808

Cash invested: $35,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Louisiana
90 Strongly Landlord-Friendly · R+12
County
— inherits STATE
City
— inherits STATE
5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.

ZIP-level market 70726

Rents YoY
3.8%
Active inventory
976
Price-to-rent
6.5×

Monthly cashflow live

Estimated rent
$1,598 medium interval (Pro) →
Mortgage (P&I)
$656
Tax from tax record
$110 /mo · $1,316/yr
Insurance
$52
Flood insurance flood zone
−$427 /mo · $5,118/yr
HOA
$0
Vacancy / Maint / Mgmt
$336
Net cashflow
$19

Break-even live

Break-even rent $1,574
Max offer price $125,000
Occupancy floor 94%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$31,250
Closing costs
$3,750
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 4 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
8708 Montclair St Denham Springs, LA 3.0 2.0 1184 $1,600 $1.35 21d 1 0.05mi
26218 Louisiana 16 Unit 3 Denham Springs, LA 2.0 1.0 830 $995 $1.20 43d 1 0.67mi
8275 Vincent Rd Denham Springs, LA 1.0–3.0 1.0–2.0 958 $1,495 $1.56 14d 20 0.68mi
2630 Kelli Dr Unit 1 Denham Springs, LA 2.0 1.5 1100 $1,250 $1.14 43d 1 1.13mi

Listing history 22 events

  1. 2026-05-31
    statusdays on market $125,000 Pending 11 DOM
  2. 2026-05-07
    listed $140,000 Active 1062-char remark
  3. 2026-05-07
    listed $140,000 Active 1064-char remark
  4. 2017-02-27
    soldstatus $109,900
  5. 2017-02-24
    soldstatus Sold
  6. 2017-02-02
    status Pending
  7. 2017-01-31
    status Active
  8. 2017-01-30
    status Pending
  9. 2017-01-19
    listed $116,500 Active
  10. 2017-01-19
    listed $116,500
  11. 2014-07-25
    soldstatus $104,900
  12. 2014-07-24
    soldstatus
  13. 2014-02-10
    listed $106,900
  14. 2014-02-10
    listed $106,900
  15. 2012-09-03
    listed $102,500
  16. 2009-10-19
    soldstatus
  17. 2009-10-14
    soldstatus
  18. 2009-08-18
    listed $99,500
  19. 2009-08-18
    listed $99,500
  20. 2008-09-14
    listed $111,900
  21. 2008-09-14
    listed $111,900
  22. 2006-06-16
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast LA · Resets to sale price

Current annual tax
$1,316 · $110/mo
Projected year-2 tax
$1,316 · $110/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone AE · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 21 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$19,176
− Mortgage interest
−$7,002
− Property taxes
−$1,316
− Insurance
−$5,744
− Repairs & maintenance
−$1,534
− Management
−$1,534
− Depreciation
−$3,636
Taxable loss
−$1,590
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$382
After-tax cash flow
$605/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Livingston Parish
NCES district ID
2201020
Math proficiency
40% ▼ -38.00%
Reading proficiency
52% ▼ -32.00%
Median HH income
$56,755
Composite
40.07/100
National rank
#3811
State rank
#13 of 98 in LA

Livability — Denham Springs

Score
74/100
State rank
#29
US rank
#4939

Category grades

Amenities F Commute F Cost of living A+ Crime C- Employment C+ Housing A+ Health & safety A+ User ratings C+

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Livingston Parish · 87,496 people
City population
63,575
Metro
Baton Rouge, LA
Population (ZIP)
63,575
Household income
$78,621
Rent vs Own
27.0% rent · 73.0% own
Severe rent burden
1211.0

Population outlook (Livingston County) Hauer SSP2

Today (2025)
158,511 people
By 2030
168,241 · +6.1%
By 2040
186,252 · +17.5%
By 2050
201,516 · +27.1%
By 2075
231,217 · +45.9%
By 2100
241,697 · +52.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (74%)
Race & ethnicity
White 74% Black 13% Hispanic / Latino 9% Two or more races 6%
Hispanic origin (detail)
Mexican 3%
Common ancestry
Lithuanian 9% Serbian 1% Italian 1%
Foreign-born
6% · Canada
Languages at home
91% English-only · Spanish 6% Other Indo-European 1%

Political lean MEDSL · Livingston

2024 margin
Solid R (+68.5) · D 15.1% · R 83.6% · Other 1.3%
2008→2024 swing
+3.4pp toward D · 2008: -71.9pp · 2024: -68.5pp
All cycles
2024: R+68.5 2020: R+70.0 2016: R+72.5 2012: R+70.4 2008: R+71.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -104.37%
Current HPI
170.2207
Rent YoY
▲ 3.83%
Metro
Baton Rouge, LA
State GDP YoY
▲ 3.29%
F500 in state
10

Industry mix (Fortune 500 HQ in LA)

Industry F500 HQs Revenue

Price history

-6.2% since first listed
26 events — show timeline
  • 2026-06-15 Sold (MLS) $105,000 GSREIN
  • 2026-06-15 Sold (MLS) $105,000 AcadianaMLS
  • 2026-05-30 Pending AcadianaMLS
  • 2026-05-30 Pending GSREIN
  • 2026-05-19 Listed $125,000 GSREIN
  • 2026-05-19 Listed $125,000 AcadianaMLS
  • 2026-05-07 Listed $140,000 AcadianaMLS
  • 2017-02-27 Sold (Public Records) $109,900 Public Records
  • 2017-02-24 Sold (MLS) GBRMLS
  • 2017-02-02 Pending GBRMLS
  • 2017-01-31 Relisted GBRMLS
  • 2017-01-30 Pending GBRMLS
  • 2017-01-19 Listed $116,500 GBRMLS
  • 2017-01-19 Listed $116,500 AcadianaMLS
  • 2014-07-25 Sold (Public Records) $104,900 Public Records
  • 2014-07-24 Sold (MLS) GBRMLS
  • 2014-02-10 Listed $106,900 AcadianaMLS
  • 2014-02-10 Listed $106,900 GBRMLS
  • 2012-09-03 Listed $102,500 GBRMLS
  • 2009-10-19 Sold (Public Records) Public Records
  • 2009-10-14 Sold (MLS) GBRMLS
  • 2009-08-18 Listed $99,500 GBRMLS
  • 2009-08-18 Listed $99,500 AcadianaMLS
  • 2008-09-14 Listed $111,900 AcadianaMLS
  • 2008-09-14 Listed $111,900 GBRMLS
  • 2006-06-16 Sold (Public Records) Public Records

Property tax history

+1.2%/yr

Latest (2024): $1,316 · +21.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…