CashFlowRE
Sign in Sign up
3001 Prestwick Cir
C- Composite 52.1
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +21.0/30.0
  • ARV discount +7.5/15.0
  • DSCR +6.7/10.0
  • 1% rule +4.7/10.0
  • Schools +3.6/10.0
  • Livability +3.6/5.0
  • Rent growth +2.6/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$199,900

3001 Prestwick Cir · Dentsville, SC 29223
3 bd · 2.0 ba · 2,089 sqft · SingleFamily public records · 63 Days on market
Built 1968 0.59 ac lot

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Back on the market not fault to seller. Welcome to 3001 Prestwick Circle, this home offers solid bones, generous space, and strong potential. Located on a spacious . 59-acre lot with no HOA restrictions, this 2089 square foot home presents a rare opportunity combining size, location, and flexibility. The home features 4 bedrooms, 2 full baths, a dedicated den, and an expansive great room, providing plenty of room to live, work, and gather. Step outside to an elevated patio overlooking your private half-acre, ideal for relaxing, entertaining, or future projects limited only by your imagination. Original hardwood floors create a warm homey feeling , ready for your vision—whether you&rsq

Key facts

  • Private half-acre
  • Spacious lot
  • No hoa restrictions

Tags

SPACIOUS LOTNO HOA RESTRICTIONSELEVATED PATIOPRIVATE HALF-ACREORIGINAL HARDWOOD FLOORS

Property features AI

Finance

  • Other: Cable TV available

Exterior

  • Utilities: Public water; Public sewer
  • Home design: Single-family property; Single-story layout (main level living and bedrooms)
  • Construction: Brick exterior above foundation; Crawlspace foundation
  • Exterior features: Covered front porch; Deck; Chain-link fencing in rear

Interior

  • Kitchen: Formica countertops; Stained wood cabinets; Laminate flooring; Smooth-surface range; Refrigerator
  • Bedrooms: Master bedroom on main level with private bath, tub/shower, ceiling fan, hardwood floors; Bedroom 2 on main level with shared bath and hardwood floors; Bedroom 3 on main level with shared bath and hardwood floors; Bedroom 4 on main level with shared bath
  • Flooring: Hardwood floors in bedrooms; Carpet in great room; Laminate flooring in kitchen
  • Bathrooms: Two full bathrooms (including master bath)
  • Heating & cooling: Heat pump serving first level (heating and cooling)
  • Interior features: One wood-burning fireplace; Refrigerator included; Smooth-surface range
  • Laundry & utility: Main-level laundry in closet

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $200k.

Deal economics

  • At list price, monthly cash flow is $281 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $194k (2.7% below list).
  • Recommended offer: $188k (6.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 71/100 on livability (#50 in SC) — a middle-class / working-renter tenant base. Strengths: cost of living A+, health & safety A+, housing A; Watch: amenities D+, crime F, commute F.
  • Richland 02 (suburban): math 35% / reading 47% proficiency, ranked #29 of 80 in SC (top 36%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Windsor Elementary (math 21% / reading 23%, grade F, #475 of 597 statewide, top 81%, 537 students, 100% FRL) — zoned schools average 100% FRL vs 38% district-wide (62 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Zoned-school proficiency averages 22% at this address vs 41% district-wide (-19 pts) — the specific schools serving this property underperform the Richland 02 average; the district grade overstates school quality for this exact location.
  • Market conditions: Rents flat; 341 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); 3,472 units permitted in Richland County in 2024 (1,096 in 5+ unit buildings).
  • This rent runs 37% of the median local income ($62k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Richland County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 63 days — a 6% lower offer ($188k) is reasonable based on typical stale-listing flexibility.
  • 5 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $131k; list at $200k implies a 53% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 67% chance of damaging wind over 30y; extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $187,906 (6.0% below list)

Questions for the listing agent

  1. It's been on market 63 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. Built in 1968 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.97%
Cap rate
7.98%
Cash-on-cash
6.02%
DSCR
1.27
GRM
8.6

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.21% rent growth · sell at horizon

5-year hold
IRR
-10.0%
Equity multiple
0.64×
Total profit
$-19,875
Equity at exit
$29,806
10-year hold
IRR
-4.6%
Equity multiple
0.73×
Total profit
$-15,095
Equity at exit
$17,284

Cash invested: $55,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State South Carolina
90 Strongly Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
5-day notice; preempted; landlord-favorable.

ZIP-level market 29223

Rents YoY
0.2%
Active inventory
341
Price-to-rent
8.6×

Monthly cashflow live

Estimated rent
$1,945 high interval (Pro) →
Mortgage (P&I)
$1,048
Tax from tax record
$124 /mo · $1,491/yr
Insurance
$83
HOA
$0
Vacancy / Maint / Mgmt
$408
Net cashflow
$281

Break-even live

Break-even rent $1,590
Max offer price $199,900
Occupancy floor 81%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$49,975
Closing costs
$5,997
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 6 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
117 Greenfield Rd Columbia, SC 3.0 2.0 2055 $1,981 $0.96 23d 1 0.50mi
1659 Legrand Rd Columbia, SC 2.0–3.0 2.0–2.5 1450 $2,500 $1.72 3d 12 0.99mi
1152 Rabon Pond Dr Columbia, SC 3.0 2.5 1522 $1,799 $1.18 11d 1 1.07mi
1270 Polo Rd Columbia, SC 1.0–3.0 1.0–2.0 1167 $1,841 $1.58 3d 41 1.20mi
2058 Mapleton Dr Columbia, SC 3.0 2.5 1476 $1,995 $1.35 21d 1 1.25mi
381 Valley Heights Ln Columbia, SC 3.0 2.5 1471 $1,719 $1.17 23d 1 1.36mi

Listing history 14 events

  1. 2026-05-13
    historical Active - Contingent
  2. 2026-05-08
    status Active
  3. 2026-05-08
    status Pending
  4. 2026-04-24
    historical Active - Contingent
  5. 2026-04-13
    status Active
  6. 2026-04-01
    historical Active - Contingent
  7. 2026-03-26
    listed $199,900 Active
  8. 2026-01-09
    status Active
  9. 2025-12-28
    status Pending
  10. 2025-11-10
    listed $209,000 Active
  11. 2006-05-26
    soldstatus $131,000
  12. 2005-11-02
    soldstatus $78,200
  13. 2002-02-08
    soldstatus $108,000
  14. 1995-08-22
    soldstatus $86,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast SC · Resets to sale price

Current annual tax
$1,491 · $124/mo
Projected year-2 tax
$1,491 · $124/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 7/10 Severe 7 d/yr ≥108°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 67% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$23,340
− Mortgage interest
−$11,198
− Property taxes
−$1,491
− Insurance
−$1,000
− Repairs & maintenance
−$1,867
− Management
−$1,867
− Depreciation
−$5,815
Taxable income
$102
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$24
After-tax cash flow
$3,344/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Richland 02
NCES district ID
4503390
Math proficiency
35% ▼ -15.00%
Reading proficiency
47% ▼ -5.00%
Median HH income
$59,684
Composite
36.2/100
National rank
#4730
State rank
#29 of 80 in SC

Livability — Dentsville

Score
71/100
State rank
#50
US rank
#6940

Category grades

Amenities D+ Commute F Cost of living A+ Crime F Employment F Housing A Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Dentsville, SC
County
Richland County · 389,530 people
City population
52,835
Metro
Columbia, SC
Population (ZIP)
53,074
Household income
$62,408
Rent vs Own
42.4% rent · 57.6% own
Severe rent burden
2857.0

Population outlook (Richland County) Hauer SSP2

Today (2025)
459,667 people
By 2030
487,524 · +6.1%
By 2040
542,035 · +17.9%
By 2050
595,371 · +29.5%
By 2075
732,998 · +59.5%
By 2100
820,415 · +78.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.60)
Race & ethnicity
Black 57% White 23% Hispanic / Latino 11% Two or more races 6% Asian 4%
Hispanic origin (detail)
Mexican 5% Puerto Rican 2%
Common ancestry
Slovak 1% Serbian 1% Italian 1%
Foreign-born
10% · Canada, South Korea
Languages at home
86% English-only · Spanish 8% Other Indo-European 2% Korean 1%

Political lean MEDSL · Richland

2024 margin
Solid D (+34.6) · D 66.4% · R 31.8% · Other 1.8%
2008→2024 swing
+5.7pp toward D · 2008: 28.9pp · 2024: 34.6pp
All cycles
2024: D+34.6 2020: D+38.3 2016: D+32.9 2012: D+33.3 2008: D+28.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -135.96%
Current HPI
195.3158
Rent YoY
▲ 0.21%
Metro
Columbia, SC
State GDP YoY
▲ 4.51%
F500 in state
2

Industry mix (Fortune 500 HQ in SC)

Industry F500 HQs Revenue

Price history

+130.0% since first listed
14 events — show timeline
  • 2026-05-13 Contingent Consolidated MLS
  • 2026-05-08 Relisted Consolidated MLS
  • 2026-05-08 Pending Consolidated MLS
  • 2026-04-24 Contingent Consolidated MLS
  • 2026-04-13 Relisted Consolidated MLS
  • 2026-04-01 Contingent Consolidated MLS
  • 2026-03-26 Listed $199,900 Consolidated MLS
  • 2026-01-09 Relisted Consolidated MLS
  • 2025-12-28 Pending Consolidated MLS
  • 2025-11-10 Listed $209,000 Consolidated MLS
  • 2006-05-26 Sold (Public Records) $131,000 Public Records
  • 2005-11-02 Sold (Public Records) $78,200 Public Records
  • 2002-02-08 Sold (Public Records) $108,000 Public Records
  • 1995-08-22 Sold (Public Records) $86,900 Public Records

Property tax history

+1.8%/yr

Latest (2025): $1,491 · +2.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…