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304 Glen Knoll Dr
D+ Composite 46.18
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +14.4/15.0
  • Cash flow +11.5/30.0
  • 1% rule +4.0/10.0
  • Schools +3.6/10.0
  • Livability +3.6/5.0
  • DSCR +3.4/10.0
  • Rent growth +3.2/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$199,900

304 Glen Knoll Dr · Dentsville, SC 29229
3 bd · 2.0 ba · 1,320 sqft · SingleFamily public records · 56 Days on market
Built 2003 6,534 sqft lot Est $236k · 15% under $47/mo HOA · 3% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Charming 3-bed, 2-bath two-story home in Waverly Place. This 1,320 sq. ft. residence features an inviting main-level great room and all bedrooms upstairs for privacy. Includes an attached garage and low-maintenance vinyl siding. Move-in ready and conveniently located near Richland 2 schools and local amenities. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Key facts

  • Attached garage
  • 6,534 sq ft lot
  • Garage

Tags

MAIN-LEVEL GREAT ROOMATTACHED GARAGELOW-MAINTENANCE VINYL SIDING

Property features AI

Finance

  • HOA & community: Property is part of an association

Exterior

  • Parking: Attached garage with 1 garage space
  • Utilities: Public sewer; Public water
  • Home design: Two-story home; Entry level includes main and second levels
  • Construction: Slab foundation
  • Exterior features: Vinyl exterior finish; Paved road access; Public water

Interior

  • Kitchen: Kitchen located on main level
  • Bedrooms: Master bedroom on the second level; Second bedroom on the second level; Third bedroom on the second level
  • Bathrooms: Two full bathrooms; One partial bathroom; One main half bathroom
  • Heating & cooling: Central heating; Central cooling
  • Interior features: Family room on the main level; Kitchen on the main level; Central heating; Central cooling

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $200k.

Deal economics

  • At list price, monthly cash flow is $-67 ($-802/yr) — negative.
  • To cash-flow at today's rent, offer at most $188k (5.9% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $181k (9.6% below list).
  • Recommended offer: $181k (9.6% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 71/100 on livability (#50 in SC) — a middle-class / working-renter tenant base. Strengths: cost of living A+, health & safety A+, housing A; Watch: amenities D+, crime F, commute F.
  • Richland 02 (suburban): math 35% / reading 47% proficiency, ranked #29 of 80 in SC (top 36%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Rice Creek Elementary (math 36% / reading 34%, grade F, #339 of 597 statewide, top 57%, 737 students, 76% FRL); Ridge View High (math 43% / reading 76%, grade C+, #110 of 196 statewide, top 58%, 1,711 students, 60% FRL) — zoned schools average 68% FRL vs 38% district-wide (30 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents rising (+2.8%/yr); 406 active listings in the ZIP; 19 comparable units currently listed for rent nearby; rentals at typical pace (median 14d on market — plan ~3-4 weeks tenant-placement turnaround); 3,472 units permitted in Richland County in 2024 (1,096 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Richland County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 56 days — a 3% lower offer ($194k) is reasonable based on typical stale-listing flexibility.
  • Current owner paid $90k; list at $200k implies a 122% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 62% chance of damaging wind over 30y; extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $180,742 (9.6% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 56 days. Have you received any prior offers? Is the seller open to a 10% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.90%
Cap rate
5.89%
Cash-on-cash
-1.43%
DSCR
0.94
GRM
9.2

CMA / ARV

ARV (on-the-fly)
$236,280
Comps found
2
Show comp detail 2 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
215 Elders Pond Dr 0.07mi 3/2.5 1,422 (+8%) 7mo $230,000 $162 76
1007 May Oak Cir 0.56mi 3/2.0 1,342 (+2%) 24mo $240,000 $179 52

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.81% rent growth · sell at horizon

5-year hold
IRR
-18.8%
Equity multiple
0.34×
Total profit
$-36,896
Equity at exit
$29,806
10-year hold
IRR
-11.6%
Equity multiple
0.31×
Total profit
$-38,624
Equity at exit
$17,284

Cash invested: $55,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State South Carolina
90 Strongly Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
5-day notice; preempted; landlord-favorable.

ZIP-level market 29229

Home prices YoY
-21.5%
Rents YoY
2.8%
Active inventory
406
Price-to-rent
9.2×

Monthly cashflow live

Estimated rent
$1,807 high interval (Pro) →
Mortgage (P&I)
$1,048
Tax from tax record
$316 /mo · $3,793/yr
Insurance
$83
HOA
$47
Vacancy / Maint / Mgmt
$380
Net cashflow
$-67

Break-even live

Break-even rent $1,892
Max offer price $188,098
Occupancy floor 99%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$49,975
Closing costs
$5,997
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 19 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
214 Elders Pond Dr Columbia, SC 3.0 2.5 1400 $1,350 $0.96 11d 1 0.10mi
1116 Waverly Place Ln Columbia, SC 3.0 2.0 1428 $1,875 $1.31 14d 1 0.10mi
5 Elders Pond Ct Columbia, SC 3.0 2.5 1640 $1,795 $1.09 14d 1 0.17mi
1214 Waverly Place Ln Columbia, SC 3.0 2.0 1152 $1,800 $1.56 11d 1 0.22mi
3 Glen Knoll Ct Columbia, SC 3.0 2.0 1320 $1,699 $1.29 11d 1 0.23mi
423 Elders Pond Cir Columbia, SC 2.0 2.0 1125 $1,475 $1.31 19d 1 0.32mi
4500 Hard Scrabble Rd Columbia, SC 1.0–3.0 1.0–2.0 1031 $1,455 $1.41 2d 4 0.45mi
3 Long Glen Ct Columbia, SC 3.0 2.0 1314 $1,849 $1.41 2d 1 0.68mi
500 Castle Ridge Dr Columbia, SC 3.0 2.0 1753 $2,150 $1.23 3d 1 0.81mi
108 Quinton Ln Columbia, SC 3.0 2.0 1052 $1,749 $1.66 21d 1 0.83mi
225 Lawson Dr Columbia, SC 2.0 2.0 1288 $1,580 $1.23 23d 1 0.94mi
102 Petworth Dr Columbia, SC 4.0 3.0 1664 $2,050 $1.23 2d 1 1.03mi
201 Trowbridge Rd Columbia, SC 3.0 2.0 1220 $1,649 $1.35 23d 1 1.15mi
109 Jaybird Ln Columbia, SC 3.0 2.0 1250 $1,679 $1.34 2d 1 1.15mi
213 Sagamare Rd Columbia, SC 4.0 3.0 1664 $1,970 $1.18 23d 1 1.37mi
21 Winslow Ct Columbia, SC 3.0 2.0 1220 $1,649 $1.35 21d 1 1.45mi
13 Tomafield Ct Columbia, SC 3.0 2.0 1721 $2,000 $1.16 3d 1 1.46mi
416 Sandfarm Trl Blythewood, SC 3.0 2.5 1664 $2,025 $1.22 14d 1 1.47mi
416 Sandfarm Trl Blythewood, SC 3.0 2.5 1664 $2,025 $1.22 23d 1 1.47mi

HOA detail

Monthly dues
$47 · $564/yr

Listing history 18 events

  1. 2026-06-18
    days on market $199,900 Active 56 DOM
  2. 2026-06-17
    days on market $199,900 Active 55 DOM
  3. 2026-06-16
    days on market $199,900 Active 54 DOM
  4. 2026-06-15
    days on market $199,900 Active 53 DOM
  5. 2026-06-14
    days on market $199,900 Active 51 DOM
  6. 2026-06-13
    days on market $199,900 Active 50 DOM
  7. 2026-06-10
    days on market $199,900 Active 48 DOM
  8. 2026-06-09
    days on market $199,900 Active 47 DOM
  9. 2026-06-08
    days on market $199,900 Active 46 DOM
  10. 2026-06-07
    days on market $199,900 Active 45 DOM
  11. 2026-06-05
    days on market $199,900 Active 42 DOM
  12. 2026-06-03
    days on market $199,900 Active 41 DOM
  13. 2026-06-03
    days on market $199,900 Active 40 DOM
  14. 2026-06-01
    days on market $199,900 Active 39 DOM
  15. 2026-05-31
    days on market $199,900 Active 38 DOM
  16. 2026-04-23
    listed $199,900 Active
  17. 2014-11-24
    soldstatus $90,000
  18. 2003-04-03
    soldstatus $133,816

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast SC · Resets to sale price

Current annual tax
$3,793 · $316/mo
Projected year-2 tax
$3,793 · $316/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 7/10 Severe 7 d/yr ≥107°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 62% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$21,689
− Mortgage interest
−$11,198
− Property taxes
−$3,793
− Insurance
−$1,000
− Repairs & maintenance
−$1,735
− Management
−$1,735
− HOA
−$564
− Depreciation
−$5,815
Taxable loss
−$4,150
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$996
After-tax cash flow
$194/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Richland 02
NCES district ID
4503390
Math proficiency
35% ▼ -15.00%
Reading proficiency
47% ▼ -5.00%
Median HH income
$59,684
Composite
36.2/100
National rank
#4730
State rank
#29 of 80 in SC

Livability — Dentsville

Score
71/100
State rank
#50
US rank
#6940

Category grades

Amenities D+ Commute F Cost of living A+ Crime F Employment F Housing A Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Richland County · 389,530 people
City population
52,835
Metro
Columbia, SC
Population (ZIP)
51,861
Household income
$74,043
Rent vs Own
29.9% rent · 70.1% own
Severe rent burden
1939.0

Population outlook (Richland County) Hauer SSP2

Today (2025)
459,667 people
By 2030
487,524 · +6.1%
By 2040
542,035 · +17.9%
By 2050
595,371 · +29.5%
By 2075
732,998 · +59.5%
By 2100
820,415 · +78.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.56)
Race & ethnicity
Black 62% White 24% Hispanic / Latino 8% Two or more races 6% Asian 3%
Hispanic origin (detail)
Mexican 2% Puerto Rican 2%
Common ancestry
Slovak 1% Lithuanian 1% Romanian 1%
Foreign-born
7% · Canada, South Korea, Jamaica
Languages at home
89% English-only · Spanish 6% Other Indo-European 1% Korean 1%

Political lean MEDSL · Richland

2024 margin
Solid D (+34.6) · D 66.4% · R 31.8% · Other 1.8%
2008→2024 swing
+5.7pp toward D · 2008: 28.9pp · 2024: 34.6pp
All cycles
2024: D+34.6 2020: D+38.3 2016: D+32.9 2012: D+33.3 2008: D+28.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -51.11%
Current HPI
186.782
Rent YoY
▲ 2.81%
Metro
Columbia, SC
State GDP YoY
▲ 4.51%
F500 in state
2

Industry mix (Fortune 500 HQ in SC)

Industry F500 HQs Revenue

Price history

+49.4% since first listed
3 events — show timeline
  • 2026-04-23 Listed $199,900 Consolidated MLS
  • 2014-11-24 Sold (Public Records) $90,000 Public Records
  • 2003-04-03 Sold (Public Records) $133,816 Public Records

Property tax history

+1.1%/yr

Latest (2025): $3,793 · +2.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…