14549 Serrano Ridge Rd · Fort Worth, TX 76052

$290,000

3 bd · 2.0 ba · 1,686 sqft · SingleFamily public records · 55 Days on market

Built 2018 5,489 sqft lot $172/sqft · 10% below area Est $323k · 10% under $40/mo HOA · 2% of rent

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Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +12.1/15.0
• Cash flow +7.8/30.0
• Schools +4.6/10.0
• Livability +4.0/5.0
• 1% rule +3.1/10.0
• Rent growth +2.8/5.0
• Condition / age +2.5/5.0
• DSCR +1.9/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Welcome to 14549 Serrano Ridge—where comfort, convenience, and community come together in the desirable Sendera Ranch subdivision. Perfectly positioned catty-corner to a neighborhood park and just a few blocks from the elementary school, this beautifully maintained single-story home offers the kind of everyday ease buyers are looking for. Step inside to an inviting open-concept layout filled with natural light, ideal for both relaxing and entertaining. The spacious living area flows seamlessly into a well-appointed kitchen featuring a large island, breakfast bar, stainless steel appliances, and abundant cabinet space—perfect for hosting or everyday living. The private primary suite is thoughtfully tucked away and offers a peaceful retreat with dual sinks, a soaking tub, separate shower, and a generous walk-in closet. Secondary bedrooms are well-sized and versatile for family, guests, or a home office. Out back, enjoy a large backyard with plenty of room to unwind, entertain, or create your own outdoor oasis. And just steps away, the nearby park provides a playground, open green space, and a place to enjoy morning walks or evening sunsets. If you’ve been searching for a move-in ready home in a prime location—close to parks, schools, and community amenities—this one checks all the boxes.

Key facts

• Large island
• Neighborhood park
• Open-concept layout

Tags

• SENDERA RANCH SUBDIVISION
• NEIGHBORHOOD PARK
• OPEN-CONCEPT LAYOUT
• WELL-APPOINTED KITCHEN
• LARGE ISLAND
• STAINLESS STEEL APPLIANCES

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $290k.

Deal economics

• At list price, monthly cash flow is $-326 ($-4k/yr) — negative.
• To cash-flow at today's rent, offer at most $232k (19.8% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $234k (19.3% below list).
• Recommended offer: $232k (19.8% below list) — sets the bar for cash-flow.
• Cap rate 4.9% vs local median 3.9% in Fort Worth — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

• Location reads 80/100 on livability (#49 in TX, #1,954 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, cost of living A+, housing A+; Watch: schools D+, crime F.
• Northwest ISD (rural): math 48% / reading 52% proficiency, ranked #120 of 826 in TX (top 14%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: Rents rising (+1.1%/yr); 1083 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 10,531 units permitted in Denton County in 2024 (2,713 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
• Denton County population projected at +66% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 55 days — a 3% lower offer ($281k) is reasonable based on typical stale-listing flexibility.
• 5 sale attempts since 8y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: moderate wildfire risk; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $232,455 (19.8% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 55 days. Have you received any prior offers? Is the seller open to a 20% concession, seller financing, or rate buy-down credit?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.81% ✗
• Cap rate: 4.95%
• Cash-on-cash: -4.81%
• DSCR: 0.79
• GRM: 10.3

CMA / ARV

• ARV (median comp): $322,691
• List price: $290,000
• Delta: -10.13%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
14316 Broomstick Rd	0.35mi	3/2.0	1,665 (-1%)	2mo	$318,000	$191	80
761 Pollyann Trl	0.11mi	4/2.0 (+1)	1,837 (+9%)	0mo	$298,000	$162	75
716 Salida Rd	0.41mi	3/2.0	1,614 (-4%)	1mo	$324,000	$201	73
14505 Broomstick Rd	0.23mi	3/2.0	1,510 (-10%)	1mo	$299,990	$199	71
312 Ranchito Pass	0.33mi	3/2.0	1,493 (-11%)	1mo	$270,000	$181	64
14625 Viking Ln	0.41mi	3/2.0	1,874 (+11%)	2mo	$325,000	$173	61
14400 Cloudview Way	0.43mi	3/2.0	1,494 (-11%)	2mo	$278,000	$186	59
400 Copper Ridge Rd	0.37mi	3/2.0	1,453 (-14%)	2mo	$290,000	$200	58
217 Anvil Dr	0.52mi	3/2.0	1,487 (-12%)	0mo	$271,500	$183	56
813 Amberwood Ct	0.51mi	4/2.0 (+1)	1,840 (+9%)	1mo	$325,000	$177	55
452 Falling Star Dr	0.53mi	3/2.0	1,482 (-12%)	2mo	$269,700	$182	54
804 Rio Bravo Dr	0.68mi	3/2.0	1,490 (-12%)	2mo	$245,000	$164	47

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.08% rent growth · sell at horizon

5-year hold

• IRR: -26.8%
• Equity multiple: 0.11×
• Total profit: $-72,036
• Equity at exit: $43,240

10-year hold

• IRR: -33.2%
• Equity multiple: -0.31×
• Total profit: $-106,390
• Equity at exit: $25,074

Cash invested: $81,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Texas: 87 Strongly Landlord-Friendly · R+5
• County: — inherits STATE
• City: — inherits STATE

3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

Methodology + full state rankings →

ZIP-level market 76052

• Home prices YoY: -25.0%
• Rents YoY: 1.1%
• Active inventory: 1083
• Price-to-rent: 10.3×

Monthly cashflow live

• Estimated rent: $2,340 high
• Mortgage (P&I): −$1,521
• Tax from tax record: −$493 /mo · $5,917/yr
• Insurance: −$121
• HOA: −$40
• Vacancy / Maint / Mgmt: −$491
• Net cashflow: $-326

Break-even live

Break-even rent $2,753

Max offer price $232,455

Occupancy floor —

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $72,500
• Closing costs: $8,700
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
421 Pueblo Bonito Trl Haslet, TX	3.0	2.0	1601	$2,100	$1.31	24d	1	0.11mi
625 Saguaro Dr Haslet, TX	3.0	2.0	1521	$2,120	$1.39	43d	1	0.13mi
444 Frio Pass Trl Haslet, TX	4.0	2.0	1680	$2,050	$1.22	12d	1	0.17mi
369 Sun Bluff Rd Haslet, TX	4.0	2.5	1916	$2,395	$1.25	24d	1	0.18mi
565 Pueblo Bonito Trl Haslet, TX	3.0	2.0	1606	$2,200	$1.37	18d	1	0.21mi
360 Sun Bluff Rd Haslet, TX	3.0	2.0	1271	$1,810	$1.42	43d	1	0.22mi
14841 Firerock Rd Haslet, TX	3.0	2.0	1838	$1,981	$1.08	43d	1	0.24mi
14841 Firerock Rd Haslet, TX	3.0	2.0	1838	$1,860	$1.01	24d	1	0.24mi
14825 Dusty Boot Trl Haslet, TX	3.0	2.0	1606	$2,195	$1.37	43d	1	0.25mi
14828 Grey Feather Trl Haslet, TX	4.0	2.0	1996	$2,399	$1.20	1d	1	0.27mi
344 Dry Canyon Way Haslet, TX	4.0	2.0	1679	$2,665	$1.59	5d	1	0.27mi
336 Dry Canyon Way Haslet, TX	3.0	2.0	1268	$2,400	$1.89	24d	1	0.28mi
332 Dry Canyon Way Haslet, TX	3.0	2.0	1487	$1,985	$1.33	24d	1	0.29mi
14800 Mainstay Way Haslet, TX	4.0	2.5	2245	$2,895	$1.29	7d	1	0.30mi
621 Ridgeback Trl Haslet, TX	4.0	2.0	1996	$2,295	$1.15	16d	1	0.32mi
321 Ranchito Pass Haslet, TX	4.0	2.0	1679	$1,929	$1.15	21d	1	0.32mi
14604 Camino Real Dr Haslet, TX	4.0	2.0	1681	$2,195	$1.31	24d	1	0.33mi
14805 Gilley Ln Haslet, TX	3.0	2.0	1874	$2,400	$1.28	24d	1	0.33mi
14409 Mainstay Way Haslet, TX	3.0	2.0	1680	$2,205	$1.31	11d	1	0.36mi
14845 Gilley Ln Haslet, TX	3.0	2.0	1844	$2,395	$1.30	43d	1	0.38mi
648 Ridgeback Trl Haslet, TX	4.0	2.5	2242	$2,785	$1.24	5d	1	0.39mi
652 Ridgeback Trl Haslet, TX	4.0	2.0	1841	$2,350	$1.28	24d	1	0.39mi
14428 Cloudview Way Haslet, TX	3.0	2.0	1265	$2,250	$1.78	16d	1	0.40mi
14428 Cloudview Way Haslet, TX	3.0	2.0	1265	$2,250	$1.78	10d	1	0.40mi
14348 Artisan Dr Haslet, TX	3.0	2.0	1523	$2,050	$1.35	1d	1	0.42mi
816 Joaquin Way Haslet, TX	4.0	2.0	2063	$2,395	$1.16	7d	1	0.43mi
357 Gunsmith Way Haslet, TX	3.0	2.0	1300	$1,899	$1.46	21d	1	0.46mi
340 Navidad Trl Haslet, TX	3.0	2.0	1535	$1,920	$1.25	24d	1	0.49mi
14201 Serrano Ridge Rd Haslet, TX	3.0	2.0	1244	$1,909	$1.53	2d	1	0.53mi
604 Poncho Ln Haslet, TX	3.0	2.0	1230	$2,300	$1.87	24d	1	0.57mi
801 Santa Rosa Dr Haslet, TX	4.0	2.0	2192	$2,139	$0.98	24d	1	0.60mi
917 Dustwood Dr Haslet, TX	4.0	2.0	1996	$2,295	$1.15	7d	1	0.61mi
917 Dustwood Dr Haslet, TX	4.0	2.0	1996	$2,395	$1.20	43d	1	0.61mi
832 Santa Rosa Dr Haslet, TX	4.0	3.0	1784	$2,325	$1.30	43d	1	0.63mi
305 Falling Star Dr Haslet, TX	4.0	2.0	1725	$1,995	$1.16	43d	1	0.64mi
745 Poncho Ln Haslet, TX	3.0	2.0	1489	$2,090	$1.40	5d	1	0.70mi
952 Dustwood Dr Haslet, TX	4.0	2.0	1838	$2,470	$1.34	24d	1	0.72mi
14013 San Christoval Pass Haslet, TX	3.0	2.0	1268	$1,900	$1.50	43d	1	0.73mi
825 Poncho Ln Haslet, TX	4.0	2.0	1768	$1,100	$0.62	18d	1	0.75mi
14000 Silkwood Dr Haslet, TX	4.0	2.0	1724	$2,050	$1.19	24d	1	0.75mi

HOA detail

• Monthly dues: $40 · $480/yr

Listing history 28 events

1. 2026-06-13
   statusdays on market $290,000 Pending 55 DOM
2. 2026-06-09
   days on market $290,000 Active Option Contract 54 DOM
3. 2026-06-08
   days on market $290,000 Active Option Contract 53 DOM
4. 2026-06-07
   days on market $290,000 Active Option Contract 52 DOM
5. 2026-06-04
   days on market $290,000 Active Option Contract 49 DOM
6. 2026-06-03
   days on market $290,000 Active Option Contract 48 DOM
7. 2026-06-02
   days on market $290,000 Active Option Contract 47 DOM
8. 2026-06-01
   days on market $290,000 Active Option Contract 46 DOM
9. 2026-06-01
   status $290,000 Active Option Contract 45 DOM
10. 2026-05-31
    days on market $290,000 Active 45 DOM
11. 2026-05-07
    price $290,000 1348-char remark

    Show marketing remark (1348 chars)

    Welcome to 14549 Serrano Ridge—where comfort, convenience, and community come together in the desirable Sendera Ranch subdivision. Perfectly positioned catty-corner to a neighborhood park and just a few blocks from the elementary school, this beautifully maintained single-story home offers the kind of everyday ease buyers are looking for. Step inside to an inviting open-concept layout filled with natural light, ideal for both relaxing and entertaining. The spacious living area flows seamlessly into a well-appointed kitchen featuring a large island, breakfast bar, stainless steel appliances, and abundant cabinet space—perfect for hosting or everyday living. The private primary suite is thoughtfully tucked away and offers a peaceful retreat with dual sinks, a soaking tub, separate shower, and a generous walk-in closet. Secondary bedrooms are well-sized and versatile for family, guests, or a home office. Out back, enjoy a large backyard with plenty of room to unwind, entertain, or create your own outdoor oasis. And just steps away, the nearby park provides a playground, open green space, and a place to enjoy morning walks or evening sunsets. If you’ve been searching for a move-in ready home in a prime location—close to parks, schools, and community amenities—this one checks all the boxes.

12. 2026-04-15
    listed $300,000 Active 1348-char remark

    Show marketing remark (1348 chars)

    Welcome to 14549 Serrano Ridge—where comfort, convenience, and community come together in the desirable Sendera Ranch subdivision. Perfectly positioned catty-corner to a neighborhood park and just a few blocks from the elementary school, this beautifully maintained single-story home offers the kind of everyday ease buyers are looking for. Step inside to an inviting open-concept layout filled with natural light, ideal for both relaxing and entertaining. The spacious living area flows seamlessly into a well-appointed kitchen featuring a large island, breakfast bar, stainless steel appliances, and abundant cabinet space—perfect for hosting or everyday living. The private primary suite is thoughtfully tucked away and offers a peaceful retreat with dual sinks, a soaking tub, separate shower, and a generous walk-in closet. Secondary bedrooms are well-sized and versatile for family, guests, or a home office. Out back, enjoy a large backyard with plenty of room to unwind, entertain, or create your own outdoor oasis. And just steps away, the nearby park provides a playground, open green space, and a place to enjoy morning walks or evening sunsets. If you’ve been searching for a move-in ready home in a prime location—close to parks, schools, and community amenities—this one checks all the boxes.

13. 2026-04-03
    historical
14. 2026-03-23
    listed $294,500 Active
15. 2026-03-06
    historical
16. 2025-12-02
    price $299,000
17. 2025-11-02
    listed $310,000 Active
18. 2024-07-03
    soldstatus
19. 2024-07-01
    soldstatus Closed
20. 2024-06-05
    status Pending
21. 2024-05-30
    historical Active Option Contract
22. 2024-05-10
    listed $325,000 Active
23. 2018-10-10
    historical
24. 2018-10-10
    status Pending
25. 2018-10-02
    soldstatus Sold
26. 2018-10-02
    soldstatus Sold
27. 2018-07-04
    status Pending
28. 2018-06-20
    listed $222,999 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

• Current annual tax: $5,917 · $493/mo
• Projected year-2 tax: $5,917 · $493/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 5/10 Major
• 🌡 Heat 7/10 Severe 7 d/yr ≥109°F today · 22 d/yr by 30 yrs out
• 💨 Wind 4/10 Moderate 24% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Taxation est. · year 1

• Rental income: $28,086
• − Mortgage interest: −$16,245
• − Property taxes: −$5,917
• − Insurance: −$1,450
• − Repairs & maintenance: −$2,247
• − Management: −$2,247
• − HOA: −$480
• − Depreciation: −$8,436
• Taxable loss: −$8,936
• Est. tax savings @ 24.0%: +$2,145
• After-tax cash flow: $-1,764/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Northwest ISD
• NCES district ID: 4833180
• Math proficiency: 48% ▼ -15.00%
• Reading proficiency: 52% ▼ -8.00%
• Median HH income: $85,315
• Composite: 46.15/100
• National rank: #2504
• State rank: #120 of 826 in TX

Livability — Fort Worth

• Score: 80/100
• State rank: #49
• US rank: #1954

Category grades

Amenities A+ Commute A Cost of living A+ Crime F Employment B- Housing A+ Health & safety A User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Fort Worth, TX
• County: Tarrant County · 2,033,669 people
• City population: 911,619
• Metro: Dallas-Fort Worth-Arlington, TX
• Population (ZIP): 34,249
• Household income: $143,555
• Rent vs Own: 15.6% rent · 84.4% own
• Severe rent burden: 358.0

Population outlook (Denton County) Hauer SSP2

• Today (2025): 1,053,010 people
• By 2030: 1,192,269 · +13.2%
• By 2040: 1,472,920 · +39.9%
• By 2050: 1,746,506 · +65.9%
• By 2075: 2,358,497 · +124.0%
• By 2100: 2,779,183 · +163.9%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (66%)
• Race & ethnicity: White 66% Hispanic / Latino 14% Two or more races 13% Black 11% Asian 4%
• Hispanic origin (detail): Mexican 7% Puerto Rican 2%
• Common ancestry: Lithuanian 7% Slovak 4% Romanian 1%
• Foreign-born: 7% · Canada, Vietnam
• Languages at home: 88% English-only · Spanish 6% Vietnamese 2% Other Indo-European 1%

Political lean MEDSL · Denton

• 2024 margin: R (+13.2) · D 42.7% · R 55.8% · Other 1.5%
• 2008→2024 swing: +11.0pp toward D · 2008: -24.2pp · 2024: -13.2pp
• All cycles: 2024: R+13.2 2020: R+8.1 2016: R+20.2 2012: R+31.7 2008: R+24.2

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -78.77%
• Current HPI: 235.7417
• Rent YoY: ▲ 1.08%
• Metro: Dallas-Fort Worth-Arlington, TX
• State GDP YoY: ▲ 3.95%
• F500 in state: 110

Industry mix (Fortune 500 HQ in TX)

Industry	F500 HQs	Revenue
▸Energy	16	$1,198B
▸Technology	5	$198B
▸Engineering / Construction	4	$72B
▸Energy Services	3	$60B
▸Utilities	3	$41B
▸Healthcare	2	$330B

Price history

+30.0% since first listed

18 events — show timeline

• 2026-05-07 Price Changed $290,000 NTREIS
• 2026-04-15 Listed $300,000 NTREIS
• 2026-04-03 Listing Removed — NTREIS
• 2026-03-23 Listed $294,500 NTREIS
• 2026-03-06 Listing Removed — NTREIS
• 2025-12-02 Price Changed $299,000 NTREIS
• 2025-11-02 Listed $310,000 NTREIS
• 2024-07-03 Sold (Public Records) — Public Records
• 2024-07-01 Sold (MLS) — NTREIS
• 2024-06-05 Pending — NTREIS
• 2024-05-30 Contingent — NTREIS
• 2024-05-10 Listed $325,000 NTREIS
• 2018-10-10 Listing Removed — NTREIS
• 2018-10-10 Pending — NTREIS
• 2018-10-02 Sold (MLS) — NTREIS
• 2018-10-02 Sold (MLS) — NTREIS
• 2018-07-04 Pending — NTREIS
• 2018-06-20 Listed $222,999 NTREIS

Property tax history

+30.9%/yr

Latest (2025): $5,917 · +58.4% YoY. Source: county tax records.