212 S Jumper Dr S · Bushnell, FL 33513

$279,000

3 bd · 2.0 ba · 1,350 sqft · SingleFamily public records · 51 Days on market

Built 1987 0.39 ac lot Est $256k · 9% over

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Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Appreciation +10.0/10.0
• Cash flow +8.4/30.0
• Schools +5.2/10.0
• ARV discount +3.6/15.0
• Livability +2.9/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• DSCR +2.3/10.0
• 1% rule +1.6/10.0

Listing remarks MLS

Very clean and can be moved into without any repairs. Newer appliances included, utility room and storage room in 1 car garage. CBS with Stone Work on front, Covered front porch. New water proof wood look vinyl planking in living room. This is a family home with large living room dining room and large kitchen with lots of beautiful cabinets. Master bath off Master bedroom. New paint interior and exterior. Chain link fenced rear yard with separate dog run. Sit on the 10' x 20' rear patio and look across the rear yard to large pasture with cattle. In the city but has view of cattle grazing. Very popular subdivision. Walk to South Sumter High School. Post office , restaurant and bank.

Key facts

• Dedicated dog run
• Open-concept kitchen
• Storage shed

Tags

• OPEN-CONCEPT KITCHEN
• DEDICATED DINING AREA
• LARGE REAR PATIO
• FULLY FENCED BACKYARD
• STORAGE SHED
• DEDICATED DOG RUN

Property features AI

Finance

• Other: Homestead exempt; Zoned RES
• HOA & community: No HOA/association; Pets allowed

Exterior

• Parking: Attached garage (1 car) with garage door opener; Covered parking; Driveway; Garage dimensions approximately 12 x 17
• Security: Smoke detectors
• Utilities: Public water; Septic tank sewer; Electricity connected; Cable available; Phone available; Water connected
• Home design: Single family residence; One story; Faces south; Completed property
• Construction: Block and stucco construction; Shingle roof; Slab foundation; Built on a lot about 0.39 acres (approx. 105 x 160)
• Exterior features: Front porch; Patio; Dog run; Chain link fencing; Trees and landscaping; Asphalt road access; Level, paved lot within city limits

Interior

• Kitchen: Dishwasher; Microwave; Range; Refrigerator; Electric water heater
• Bedrooms: 3 bedrooms
• Flooring: Carpet; Vinyl
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating (electric); Central air conditioning
• Interior features: Ceiling fans; Living room/dining room combo; Formal dining area; Window treatments and rods
• Laundry & utility: Laundry room; Laundry area in garage

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $279k.

Deal economics

• At list price, monthly cash flow is $-249 ($-3k/yr) — negative.
• To cash-flow at today's rent, offer at most $235k (15.8% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $185k (33.8% below list).
• Recommended offer: $185k (33.8% below list) — sets the bar for 1% rule.
• Cap rate 5.2% vs local median 4.2% in Bushnell — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

• Location reads 58/100 on livability (#835 in FL) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A+, crime A-; Watch: health & safety C-, amenities F, commute F.
• Sumter (rural): math 61% / reading 61% proficiency, ranked #11 of 73 in FL (top 15%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: Bushnell Elementary School (math 65% / reading 63%, grade B, #552 of 2,144 statewide, top 26%, 760 students, 61% FRL); South Sumter Middle School (math 55% / reading 54%, grade B-, #183 of 571 statewide, top 34%, 897 students, 61% FRL); South Sumter High School (math 33% / reading 48%, grade F, #294 of 667 statewide, top 44%, 1,045 students, 52% FRL).
• Market conditions: 99 active listings in the ZIP; 3,961 units permitted in Sumter County in 2024 (248 in 5+ unit buildings).

Forward outlook

• In year one you build about $30k of equity ($2k loan paydown + $28k appreciation (10.0% local appreciation)).
• Sumter County population projected at +45% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• By year 2, paydown + projected appreciation supports a ~$48k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 51 days — a 3% lower offer ($271k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts since 17y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $160k; list at $279k implies a 74% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $184,731 (33.8% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 51 days. Have you received any prior offers? Is the seller open to a 34% concession, seller financing, or rate buy-down credit?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.66% ✗
• Cap rate: 5.22%
• Cash-on-cash: -3.83%
• DSCR: 0.83
• GRM: 12.6

CMA / ARV

• ARV (on-the-fly): $256,500
• Comps found: 7

Show comp detail 7 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
907 N West St	0.33mi	3/2.0	1,238 (-8%)	2mo	$257,000	$208	69
123 W Dade Ave	0.58mi	3/2.0	1,351 (+0%)	5mo	$195,000	$144	68
403 W Palm Ave	0.37mi	3/2.0	1,482 (+10%)	6mo	$265,000	$179	62
309 N Westwood St	0.64mi	3/2.0	1,248 (-8%)	2mo	$285,000	$228	55
409 Jumper Dr S	0.23mi	2/2.0 (-1)	1,523 (+13%)	12mo	$310,000	$204	53
324 N York St	0.59mi	3/2.0	1,183 (-12%)	14mo	$225,000	$190	40
119 W Noble Ave	0.71mi	3/1.0	1,254 (-7%)	19mo	$190,000	$152	35

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 21.5%
• Equity multiple: 2.74×
• Total profit: $135,953
• Equity at exit: $251,345

10-year hold

• IRR: 19.4%
• Equity multiple: 6.28×
• Total profit: $412,644
• Equity at exit: $542,036

Cash invested: $78,120 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 33513

• Home prices YoY: 12.8%
• Active inventory: 99
• Price-to-rent: 12.6×

Monthly cashflow live

• Estimated rent: $1,847 medium
• Mortgage (P&I): −$1,463
• Tax from tax record: −$130 /mo · $1,554/yr
• Insurance: −$116
• HOA: −$0
• Vacancy / Maint / Mgmt: −$388
• Net cashflow: $-249

Break-even live

Break-even rent $2,163

Max offer price $234,925

Occupancy floor —

Sensitivity live

Price	-10% $-92	-5% $-171	+0% $-249	+5% $-328	+10% $-407
Rent	-10% $-395	-5% $-322	+0% $-249	+5% $-177	+10% $-104
Rate	-1.0pp $-109	-0.5pp $-179	base $-249	+0.5pp $-322	+1.0pp $-395

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $69,750
• Closing costs: $8,370
• Reserves months: —
• Total cash needed: —

Listing history 28 events

1. 2026-06-22
   days on market $279,000 Active 51 DOM
2. 2026-06-19
   days on market $279,000 Active 49 DOM
3. 2026-06-18
   days on market $279,000 Active 48 DOM
4. 2026-06-17
   days on market $279,000 Active 47 DOM
5. 2026-06-16
   days on market $279,000 Active 46 DOM
6. 2026-06-15
   days on market $279,000 Active 45 DOM
7. 2026-06-14
   days on market $279,000 Active 43 DOM
8. 2026-06-13
   days on market $279,000 Active 42 DOM
9. 2026-06-10
   days on market $279,000 Active 40 DOM
10. 2026-06-09
    days on market $279,000 Active 39 DOM
11. 2026-06-08
    days on market $279,000 Active 38 DOM
12. 2026-06-07
    pricedays on market $279,000 Active 37 DOM
13. 2026-06-02
    days on market $285,000 Active 32 DOM
14. 2026-06-01
    days on market $285,000 Active 31 DOM
15. 2026-05-31
    days on market $285,000 Active 30 DOM
16. 2026-05-30
    days on market $285,000 Active 29 DOM
17. 2026-05-01
    listed $285,000 Active
18. 2019-10-22
    soldstatus $160,000 Sold 690-char remark

    Show marketing remark (690 chars)

    Very clean and can be moved into without any repairs. Newer appliances included, utility room and storage room in 1 car garage. CBS with Stone Work on front, Covered front porch. New water proof wood look vinyl planking in living room. This is a family home with large living room dining room and large kitchen with lots of beautiful cabinets. Master bath off Master bedroom. New paint interior and exterior. Chain link fenced rear yard with separate dog run. Sit on the 10' x 20' rear patio and look across the rear yard to large pasture with cattle. In the city but has view of cattle grazing. Very popular subdivision. Walk to South Sumter High School. Post office , restaurant and bank.

19. 2019-09-25
    status Pending 690-char remark

    Show marketing remark (690 chars)

    Very clean and can be moved into without any repairs. Newer appliances included, utility room and storage room in 1 car garage. CBS with Stone Work on front, Covered front porch. New water proof wood look vinyl planking in living room. This is a family home with large living room dining room and large kitchen with lots of beautiful cabinets. Master bath off Master bedroom. New paint interior and exterior. Chain link fenced rear yard with separate dog run. Sit on the 10' x 20' rear patio and look across the rear yard to large pasture with cattle. In the city but has view of cattle grazing. Very popular subdivision. Walk to South Sumter High School. Post office , restaurant and bank.

20. 2019-09-19
    listed $170,000 Active 690-char remark

    Show marketing remark (690 chars)

    Very clean and can be moved into without any repairs. Newer appliances included, utility room and storage room in 1 car garage. CBS with Stone Work on front, Covered front porch. New water proof wood look vinyl planking in living room. This is a family home with large living room dining room and large kitchen with lots of beautiful cabinets. Master bath off Master bedroom. New paint interior and exterior. Chain link fenced rear yard with separate dog run. Sit on the 10' x 20' rear patio and look across the rear yard to large pasture with cattle. In the city but has view of cattle grazing. Very popular subdivision. Walk to South Sumter High School. Post office , restaurant and bank.

21. 2017-02-09
    soldstatus $129,000
22. 2017-01-25
    soldstatus $129,000 Sold 404-char remark

    Show marketing remark (404 chars)

    * * READY TO MOVE-IN * * READY TO CLOSE * * BEAUTIFUL 3/2 WITH CENTRAL A/C, TILE AND CARPET. LARGE KITCHEN WITH LOVELY DARK WOOD CABINETS, AND ALL APPLIANCES. MASTER BEDROOM HAS PRIVATE BATH AND LARGE CLOSET WITH GREAT SHELVING. AMAZING ENTRY WAY. PLENTY OF SPACE IN THE REAR YARD FOR FAMILY BBQ, PETS OR MORE! GREAT FAMILY NEIGHBORHOOD. CLOSE TO SHOPPING. BRING OFFERS! SELLER IS MOTIVATED TO SELL!

23. 2016-12-07
    status Pending 404-char remark

    Show marketing remark (404 chars)

    * * READY TO MOVE-IN * * READY TO CLOSE * * BEAUTIFUL 3/2 WITH CENTRAL A/C, TILE AND CARPET. LARGE KITCHEN WITH LOVELY DARK WOOD CABINETS, AND ALL APPLIANCES. MASTER BEDROOM HAS PRIVATE BATH AND LARGE CLOSET WITH GREAT SHELVING. AMAZING ENTRY WAY. PLENTY OF SPACE IN THE REAR YARD FOR FAMILY BBQ, PETS OR MORE! GREAT FAMILY NEIGHBORHOOD. CLOSE TO SHOPPING. BRING OFFERS! SELLER IS MOTIVATED TO SELL!

24. 2016-11-11
    listed $133,500 Active 404-char remark

    Show marketing remark (404 chars)

    * * READY TO MOVE-IN * * READY TO CLOSE * * BEAUTIFUL 3/2 WITH CENTRAL A/C, TILE AND CARPET. LARGE KITCHEN WITH LOVELY DARK WOOD CABINETS, AND ALL APPLIANCES. MASTER BEDROOM HAS PRIVATE BATH AND LARGE CLOSET WITH GREAT SHELVING. AMAZING ENTRY WAY. PLENTY OF SPACE IN THE REAR YARD FOR FAMILY BBQ, PETS OR MORE! GREAT FAMILY NEIGHBORHOOD. CLOSE TO SHOPPING. BRING OFFERS! SELLER IS MOTIVATED TO SELL!

25. 2009-08-25
    soldstatus $122,500
26. 2009-08-25
    soldstatus $122,500
27. 2009-06-02
    listed $129,000
28. 1991-12-01
    soldstatus $59,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $1,554 · $130/mo
• Projected year-2 tax: $2,316 · $193/mo
• Expected delta: +$762/yr (+$63/mo · 49.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 23 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $22,168
• − Mortgage interest: −$15,628
• − Property taxes: −$1,554
• − Insurance: −$1,395
• − Repairs & maintenance: −$1,773
• − Management: −$1,773
• − Depreciation: −$8,116
• Taxable loss: −$8,073
• Est. tax savings @ 24.0%: +$1,938
• After-tax cash flow: $-1,056/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Sumter
• NCES district ID: 1201800
• Math proficiency: 61% ▼ -4.00%
• Reading proficiency: 61% ▼ -2.00%
• Median HH income: $48,240
• Composite: 51.74/100
• National rank: #1682
• State rank: #11 of 73 in FL

Livability — Bushnell

• Score: 58/100
• State rank: #835
• US rank: #20676

Category grades

Amenities F Commute F Cost of living A+ Crime A- Employment D- Housing A+ Health & safety C- User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Bushnell, FL
• Population (ZIP): 13,647

Population outlook (Sumter County) Hauer SSP2

• Today (2025): 161,172 people
• By 2030: 180,083 · +11.7%
• By 2040: 209,892 · +30.2%
• By 2050: 234,186 · +45.3%
• By 2075: 284,602 · +76.6%
• By 2100: 317,039 · +96.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (74%)
• Race & ethnicity: White 74% Black 11% Hispanic / Latino 10% Two or more races 4% Asian 1%
• Hispanic origin (detail): Mexican 4% Puerto Rican 3%
• Common ancestry: Lithuanian 3% Serbian 3% Iranian 1%
• Foreign-born: 2% · Canada, China
• Languages at home: 92% English-only · Spanish 6% Chinese 1%

Political lean MEDSL · Sumter

• 2024 margin: Solid R (+37.6) · D 30.9% · R 68.6%
• 2008→2024 swing: -10.6pp toward R · 2008: -27.0pp · 2024: -37.6pp
• All cycles: 2024: R+37.6 2020: R+36.1 2016: R+39.2 2012: R+34.9 2008: R+27.0

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 40.29%
• Current HPI: 354.5531
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+383.1% since first listed

12 events — show timeline

• 2026-05-01 Listed $285,000 Stellar MLS as Distributed by MLS Grid
• 2019-10-22 Sold (MLS) $160,000 Stellar MLS as Distributed by MLS Grid
• 2019-09-25 Pending — Stellar MLS as Distributed by MLS Grid
• 2019-09-19 Listed $170,000 Stellar MLS as Distributed by MLS Grid
• 2017-02-09 Sold (Public Records) $129,000 Public Records
• 2017-01-25 Sold (MLS) $129,000 Stellar MLS as Distributed by MLS Grid
• 2016-12-07 Pending — Stellar MLS as Distributed by MLS Grid
• 2016-11-11 Listed $133,500 Stellar MLS as Distributed by MLS Grid
• 2009-08-25 Sold (Public Records) $122,500 Public Records
• 2009-08-25 Sold (MLS) $122,500 Stellar MLS as Distributed by MLS Grid
• 2009-06-02 Listed $129,000 Stellar MLS as Distributed by MLS Grid
• 1991-12-01 Sold (Public Records) $59,000 Public Records

Property tax history

+4.1%/yr

Latest (2025): $1,554 · +1.8% YoY. Source: county tax records.