840 Virginia St #303 · Dunedin, FL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 10/10 · Severe
- Hot days now (above 107°F)
- 7 days/yr
- Hot days in 30 yrs
- 27 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +18.2/30.0
- 1% rule +10.0/10.0
- ARV discount +7.5/15.0
- DSCR +5.7/10.0
- Schools +4.3/10.0
- Livability +4.3/5.0
- Rent growth +3.2/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$119,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
This 2BR/1BA condo is located in the sought after 55+ community of Patrician Oaks. Unit offers a spacious open plan that includes: bright foyer, formal extended living room, casual dining area, kitchen w/ pass thru, large master bedroom w/ double closets, guest or 2nd bedroom, full hall bath, plus a relaxing screened porch nestled in shady oak trees PERFECT for your morning cup of coffee or evening glass of wine. Unit has been updated with: stainless steel refrigerator - range & dishwasher, ceiling fans/lights, plus double paned windows. Condo comes with a carport footsteps from the new elevator as well as ample visitor parking. Patrician Oaks is a meticulously maintained community with active clubhouse, fitness room, large heated pool, spa, shuffleboard & in-house property mgr. It features beautifully maintained grounds with mature tropical plants, shrubs & majestic oak trees. Walk downtown and enjoy the unique shops, top rated restaurants, countless activities & popular Pinellas Bike Trail. It's also a short drive from the Community Center, Dunedin Causeway, Honeymoon Island, Westfield Mall, Clearwater Beach & several shopping hubs. Ride your bike on the trail, take a stroll on the causeway, or watch a waterfront sunset over the marina, there's plenty to do in Dunedin! This is a MUST SEE for buyers seeking maintenance free living just a short walk from Downtown Dunedin.
Key facts
- New hvac
- View of green park
- New roof
Tags
Property features AI
Finance
- Other: Partially furnished; Monthly maintenance amount in addition to HOA dues: $85
- Financial info: Total annual fees $7,980; Lease restrictions apply
- HOA & community: HOA managed by Progressive Property Management; Monthly condo fee of $580; total monthly fees $665 (includes additional maintenance charge); Association fee includes: cable TV, internet, pool, maintenance (structure & grounds), management, pest control, private road maintenance, recreational facilities, sewer, trash, water, escrow reserves; Association amenities: clubhouse, laundry, maintenance, pool, shuffleboard court, spa/hot tub; Association approval required; Buyer approval required for community; Senior community; cats allowed
Exterior
- Parking: Carport with 1 space; Visitor parking available
- Utilities: Public water; Public sewer; Electricity connected; Water connected; Sewer connected
- Home design: Residential condominium; Attached property; One-level unit on the 3rd floor; Faces west
- Construction: Block and concrete construction; Built-up roof; Block foundation; Building has multiple units (Building 4)
- Exterior features: Rear screened porch; Balcony; Exterior lighting; Heated in-ground pool with lighting; In-ground spa
Interior
- Kitchen: Dishwasher; Range; Refrigerator; Electric water heater
- Bedrooms: 2 bedrooms
- Flooring: Carpet; Tile
- Bathrooms: 1 full bathroom
- Heating & cooling: Central heating (electric); Central air conditioning
- Interior features: Ceiling fans; Living room / dining room combo; Thermostat; Double-pane windows; Building elevator
- Laundry & utility: Common area laundry
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath condo listed at $119k.
Deal economics
- At list price, monthly cash flow is $106 ($1k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $119k).
- Recommended offer: $115k (3.0% below list) — sets the bar for market timing.
- Cap rate 7.4% vs local median 2.8% in Dunedin — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 86/100 on livability (#15 in FL, #411 nationally) — a professional / high-income tenant draw. Strengths: crime A+, commute A+, housing A+; Watch: employment C-, amenities D.
- Pinellas (suburban): math 51% / reading 51% proficiency, ranked #31 of 73 in FL (top 42%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Market conditions: Rents rising (+2.7%/yr); 478 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals leasing fast (median 11d on market — plan ~1-2 weeks tenant-placement turnaround); 2,676 units permitted in Pinellas County in 2024 (1,422 in 5+ unit buildings).
- This rent runs 34% of the median local income ($74k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $823 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- Pinellas County population projected at +14% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
Negotiation context
- It's been on market 41 days — a 3% lower offer ($115k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts since 14y ago; this cycle's ask has dropped $13k (10%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Watch-outs: HOA is 32% of rent.
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→27/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 41 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
- Built in 1977 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 1.75% ✓
- Cap rate
- 7.36%
- Cash-on-cash
- 3.81%
- DSCR
- 1.17
- GRM
- 4.8
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 2.69% rent growth · sell at horizon
- IRR
- -10.5%
- Equity multiple
- 0.62×
- Total profit
- $-12,720
- Equity at exit
- $17,743
- IRR
- -1.4%
- Equity multiple
- 0.91×
- Total profit
- $-3,123
- Equity at exit
- $10,289
Cash invested: $33,320 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 34698
- Rents YoY
- 2.7%
- Active inventory
- 478
- Price-to-rent
- 4.8×
Monthly cashflow live
- Estimated rent
- $2,083 high interval (Pro) →
- Mortgage (P&I)
- −$624
- Tax from tax record
- −$201 /mo · $2,409/yr
- Insurance
- −$50
- HOA
- −$665
- Vacancy / Maint / Mgmt
- −$437
- Net cashflow
- $106
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $29,750
- Closing costs
- $3,570
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 841 Patricia Ave Dunedin, FL | 2.0 | 1.0–2.0 | 904 | $1,950 | $2.16 | 16d | 2 | 0.20mi |
| 841 Patricia Ave #103 Dunedin, FL | 2.0 | 1.0 | 874 | $2,000 | $2.29 | 24d | 1 | 0.20mi |
| 920 Lakewood Dr Dunedin, FL | 3.0 | 2.0 | 1457 | $3,000 | $2.06 | 24d | 1 | 0.29mi |
| 556 Patricia Ave Dunedin, FL | 2.0 | 1.0 | 850 | $1,795 | $2.11 | 3d | 1 | 0.39mi |
| 580 Skinner Blvd Unit 4 Dunedin, FL | 2.0 | 1.0 | 750 | $2,045 | $2.73 | 24d | 1 | 0.43mi |
| 612 Bass Ct Dunedin, FL | 1.0–2.0 | 1.0 | 698 | $2,031 | $2.91 | 1d | 6 | 0.44mi |
| 825 Lyndhurst St Dunedin, FL | 2.0 | 2.0 | 900 | $1,850 | $2.06 | 24d | 1 | 0.45mi |
| 825 Lyndhurst St Dunedin, FL | 2.0 | 2.0 | 900 | $1,850 | $2.06 | 4d | 1 | 0.45mi |
| 857 Lyndhurst St Unit D Dunedin, FL | 2.0 | 2.0 | 1050 | $1,700 | $1.62 | 17d | 1 | 0.46mi |
| 941 Highland Ave Unit D Dunedin, FL | 1.0 | 1.0 | 1000 | $1,300 | $1.30 | 19d | 1 | 0.46mi |
| 1187 Bass Blvd Unit C Dunedin, FL | 2.0 | 1.0 | 850 | $1,850 | $2.18 | 17d | 1 | 0.50mi |
| 1187 Bass Blvd Unit A Dunedin, FL | 2.0 | 1.0 | 850 | $1,850 | $2.18 | 24d | 1 | 0.50mi |
| 525 Bay St Dunedin, FL | 2.0 | 1.0 | 1104 | $3,500 | $3.17 | 4d | 1 | 0.53mi |
| 660 Beltrees St Dunedin, FL | 1.0–3.0 | 1.0–1.5 | 905 | $1,385 | $1.53 | 7d | 2 | 0.53mi |
| 613 Lyndhurst St Dunedin, FL | 3.0 | 2.0 | 1080 | $1,995 | $1.85 | 10d | 1 | 0.54mi |
| 611 Lyndhurst St Dunedin, FL | 3.0 | 2.0 | 1080 | $1,995 | $1.85 | 4d | 1 | 0.55mi |
| 451 Skinner Blvd Unit A Dunedin, FL | 2.0 | 1.0 | 750 | $1,500 | $2.00 | 7d | 1 | 0.55mi |
| 1196 Angle Rd Dunedin, FL | 1.0 | 1.0 | 700 | $1,675 | $2.39 | 4d | 1 | 0.55mi |
| 1235 Bass Blvd Dunedin, FL | 3.0 | 2.0 | 1300 | $2,550 | $1.96 | 17d | 1 | 0.57mi |
| 609 Dogwood Ct Unit 609 Dunedin, FL | 2.0 | 1.0 | 725 | $1,850 | $2.55 | 24d | 1 | 0.58mi |
| 978 Cedarwood Ave Dunedin, FL | 2.0 | 1.0 | 1100 | $1,800 | $1.64 | 24d | 1 | 0.60mi |
| 1268 Pinehurst Rd Dunedin, FL | 1.0 | 1.0 | 1080 | $1,500 | $1.39 | 16d | 1 | 0.65mi |
| 690 Regina Rd Dunedin, FL | 2.0 | 1.0 | 745 | $2,195 | $2.95 | 4d | 1 | 0.69mi |
| 600 Douglas Ave Unit 350 Dunedin, FL | 2.0 | 1.0 | 1000 | $2,195 | $2.19 | 24d | 1 | 0.70mi |
| 1388 Robin Hood Ln Unit 1141-B Dunedin, FL | 2.0 | 1.0 | 1000 | $1,595 | $1.59 | 1d | 1 | 0.70mi |
| 2701 Dunedin Commons Pl Dunedin, FL | 1.0–2.0 | 1.0–2.0 | 887 | $2,710 | $3.05 | 3d | 12 | 0.71mi |
| 1141 San Christopher Dr Apt B Dunedin, FL | 2.0 | 1.0 | 1000 | $1,595 | $1.59 | 1d | 1 | 0.71mi |
| 257 Milwaukee Ave Dunedin, FL | 1.0–2.0 | 1.0–1.5 | 889 | $1,460 | $1.64 | 1d | 9 | 0.72mi |
| 1412 Gladys Cir Unit 1466152P Dunedin, FL | 3.0 | 2.0 | 1097 | $3,847 | $3.51 | 2d | 1 | 0.72mi |
| 405 Locklie St Unit 4055A Dunedin, FL | 2.0 | 1.0 | 750 | $1,695 | $2.26 | 4d | 1 | 0.79mi |
| 1479 Ruth Rd Dunedin, FL | 2.0 | 2.0 | 1235 | $2,700 | $2.19 | 24d | 1 | 0.80mi |
| 526 Belmist Ct Dunedin, FL | 3.0 | 2.0 | 1480 | $2,700 | $1.82 | 24d | 1 | 0.85mi |
| 1525 Ruth Rd Dunedin, FL | 2.0 | 2.0 | 1379 | $3,200 | $2.32 | 4d | 1 | 0.87mi |
| 541 Roanoke St Dunedin, FL | 2.0 | 2.0 | 912 | $2,345 | $2.57 | 13d | 1 | 0.98mi |
| 152 Macalpine Way Dunedin, FL | 1.0–3.0 | 1.0–2.5 | 943 | $2,084 | $2.21 | 1d | 42 | 1.00mi |
| 253 Park Cir S Dunedin, FL | 3.0 | 2.0 | 1500 | $4,500 | $3.00 | 4d | 1 | 1.07mi |
| 1005 Egret Ct Dunedin, FL | 2.0 | 2.0 | 996 | $1,400 | $1.41 | 3d | 1 | 1.07mi |
| 53 Highland Ave Dunedin, FL | 2.0 | 1.0 | 1128 | $1,800 | $1.60 | 1d | 1 | 1.07mi |
| 662 Union St Unit 1A Dunedin, FL | 3.0 | 1.0 | 1100 | $1,749 | $1.59 | 21d | 1 | 1.08mi |
| 1523 Bayshore Blvd Unit 6 Dunedin, FL | 3.0 | 1.0 | 1061 | $3,000 | $2.83 | 24d | 1 | 1.10mi |
HOA detail condo
- Monthly dues
- $665 · $7,980/yr
- Likely covers
- waterlandscapingpool
- Assessments
- None detected in remarks — confirm with the listing agent.
Listing history 21 events
-
2026-06-18days on market $119,000 Active 41 DOM
-
2026-06-17days on market $119,000 Active 40 DOM
-
2026-06-16days on market $119,000 Active 39 DOM
-
2026-06-15days on market $119,000 Active 38 DOM
-
2026-06-13pricedays on market $119,000 Active 36 DOM
-
2026-06-09days on market $128,000 Active 32 DOM
-
2026-06-08days on market $128,000 Active 31 DOM
-
2026-06-07days on market $128,000 Active 30 DOM
-
2026-06-04days on market $128,000 Active 27 DOM
-
2026-06-03days on market $128,000 Active 26 DOM
-
2026-06-01days on market $128,000 Active 24 DOM
-
2026-05-31days on market $128,000 Active 23 DOM
-
2026-05-08$131,900 Active
-
2019-09-13soldstatus $106,500
-
2019-09-06soldstatus $106,500 Sold 1424-char remark
Show marketing remark (1424 chars)
This 2BR/1BA condo is located in the sought after 55+ community of Patrician Oaks. Unit offers a spacious open plan that includes: bright foyer, formal extended living room, casual dining area, kitchen w/ pass thru, large master bedroom w/ double closets, guest or 2nd bedroom, full hall bath, plus a relaxing screened porch nestled in shady oak trees PERFECT for your morning cup of coffee or evening glass of wine. Unit has been updated with: stainless steel refrigerator - range & dishwasher, ceiling fans/lights, plus double paned windows. Condo comes with a carport footsteps from the new elevator as well as ample visitor parking. Patrician Oaks is a meticulously maintained community with active clubhouse, fitness room, large heated pool, spa, shuffleboard & in-house property mgr. It features beautifully maintained grounds with mature tropical plants, shrubs & majestic oak trees. Walk downtown and enjoy the unique shops, top rated restaurants, countless activities & popular Pinellas Bike Trail. It's also a short drive from the Community Center, Dunedin Causeway, Honeymoon Island, Westfield Mall, Clearwater Beach & several shopping hubs. Ride your bike on the trail, take a stroll on the causeway, or watch a waterfront sunset over the marina, there's plenty to do in Dunedin! This is a MUST SEE for buyers seeking maintenance free living just a short walk from Downtown Dunedin.
-
2019-08-23status Pending 1424-char remark
Show marketing remark (1424 chars)
This 2BR/1BA condo is located in the sought after 55+ community of Patrician Oaks. Unit offers a spacious open plan that includes: bright foyer, formal extended living room, casual dining area, kitchen w/ pass thru, large master bedroom w/ double closets, guest or 2nd bedroom, full hall bath, plus a relaxing screened porch nestled in shady oak trees PERFECT for your morning cup of coffee or evening glass of wine. Unit has been updated with: stainless steel refrigerator - range & dishwasher, ceiling fans/lights, plus double paned windows. Condo comes with a carport footsteps from the new elevator as well as ample visitor parking. Patrician Oaks is a meticulously maintained community with active clubhouse, fitness room, large heated pool, spa, shuffleboard & in-house property mgr. It features beautifully maintained grounds with mature tropical plants, shrubs & majestic oak trees. Walk downtown and enjoy the unique shops, top rated restaurants, countless activities & popular Pinellas Bike Trail. It's also a short drive from the Community Center, Dunedin Causeway, Honeymoon Island, Westfield Mall, Clearwater Beach & several shopping hubs. Ride your bike on the trail, take a stroll on the causeway, or watch a waterfront sunset over the marina, there's plenty to do in Dunedin! This is a MUST SEE for buyers seeking maintenance free living just a short walk from Downtown Dunedin.
-
2019-08-15$109,000 Active 1424-char remark
Show marketing remark (1424 chars)
This 2BR/1BA condo is located in the sought after 55+ community of Patrician Oaks. Unit offers a spacious open plan that includes: bright foyer, formal extended living room, casual dining area, kitchen w/ pass thru, large master bedroom w/ double closets, guest or 2nd bedroom, full hall bath, plus a relaxing screened porch nestled in shady oak trees PERFECT for your morning cup of coffee or evening glass of wine. Unit has been updated with: stainless steel refrigerator - range & dishwasher, ceiling fans/lights, plus double paned windows. Condo comes with a carport footsteps from the new elevator as well as ample visitor parking. Patrician Oaks is a meticulously maintained community with active clubhouse, fitness room, large heated pool, spa, shuffleboard & in-house property mgr. It features beautifully maintained grounds with mature tropical plants, shrubs & majestic oak trees. Walk downtown and enjoy the unique shops, top rated restaurants, countless activities & popular Pinellas Bike Trail. It's also a short drive from the Community Center, Dunedin Causeway, Honeymoon Island, Westfield Mall, Clearwater Beach & several shopping hubs. Ride your bike on the trail, take a stroll on the causeway, or watch a waterfront sunset over the marina, there's plenty to do in Dunedin! This is a MUST SEE for buyers seeking maintenance free living just a short walk from Downtown Dunedin.
-
2012-08-15soldstatus $38,600
-
2012-08-03soldstatus $38,600 542-char remark
Show marketing remark (542 chars)
The location could not be better with everything you need nearby in this FURNISHED spacious 55+ condo. Walk or ride your bike to shopping, restaurants, healthcare and delightful downtown Dunedin. Newer a/c unit. Larger two bedroom one bathroom condo on the third floor . Elevator nearby. Shady oak tree filled courtyards and a great community pool. The reasonable monthly fees covers outside maintenance, building insurance, cable TV, water, trash and use of the community pool. You have your own carport and there is plenty of guest parking.
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2012-04-15$39,900 542-char remark
Show marketing remark (542 chars)
The location could not be better with everything you need nearby in this FURNISHED spacious 55+ condo. Walk or ride your bike to shopping, restaurants, healthcare and delightful downtown Dunedin. Newer a/c unit. Larger two bedroom one bathroom condo on the third floor . Elevator nearby. Shady oak tree filled courtyards and a great community pool. The reasonable monthly fees covers outside maintenance, building insurance, cable TV, water, trash and use of the community pool. You have your own carport and there is plenty of guest parking.
-
1990-11-26soldstatus $31,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $2,409 · $201/mo
- Projected year-2 tax
- $2,409 · $201/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 10/10 Extreme 7 d/yr ≥107°F today · 27 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $24,990
- − Mortgage interest
- −$6,666
- − Property taxes
- −$2,409
- − Insurance
- −$595
- − Repairs & maintenance
- −$1,999
- − Management
- −$1,999
- − HOA
- −$7,980
- − Depreciation
- −$3,462
- Taxable loss
- −$120
- Est. tax savings @ 24.0%
- +$29
- After-tax cash flow
- $1,298/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Pinellas
- NCES district ID
- 1201560
- Math proficiency
- 51% ▼ -5.00%
- Reading proficiency
- 51% ▼ -3.00%
- Median HH income
- $46,270
- Composite
- 43.27/100
- National rank
- #3046
- State rank
- #31 of 73 in FL
Livability — Dunedin
- Score
- 86/100
- State rank
- #15
- US rank
- #411
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Dunedin, FL
- County
- Pinellas County · 939,478 people
- City population
- 38,171
- Metro
- Tampa-St. Petersburg-Clearwater, FL
- Population (ZIP)
- 38,171
- Household income
- $74,078
- Rent vs Own
- Severe rent burden
- 1390.0
Population outlook (Pinellas County) Hauer SSP2
- Today (2025)
- 1,027,532 people
- By 2030
- 1,063,586 · +3.5%
- By 2040
- 1,125,020 · +9.5%
- By 2050
- 1,168,637 · +13.7%
- By 2075
- 1,265,188 · +23.1%
- By 2100
- 1,260,357 · +22.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (83%)
- Race & ethnicity
- White 83% Two or more races 7% Hispanic / Latino 6% Black 5% Asian 1%
- Hispanic origin (detail)
- Mexican 2% Puerto Rican 2%
- Common ancestry
- Lithuanian 4% Slovak 3% Romanian 3%
- Foreign-born
- 8% · Canada, South Korea
- Languages at home
- 92% English-only · Spanish 3% Other Indo-European 2% Russian/Polish/Slavic 1%
Political lean MEDSL · Pinellas
- 2024 margin
- Lean R (+5.2) · D 46.9% · R 52.1%
- 2008→2024 swing
- -13.5pp toward R · 2008: 8.3pp · 2024: -5.2pp
- All cycles
- 2024: R+5.2 2020: D+0.2 2016: R+1.1 2012: D+5.6 2008: D+8.3
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -515.66%
- Current HPI
- 387.4694
- Rent YoY
- ▲ 2.69%
- Metro
- Tampa-St. Petersburg-Clearwater, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
|
||
| Insurance | 2 | $17B |
|
||
| Retail | 1 | $60B |
|
||
| Technology Distribution | 1 | $58B |
|
||
| Homebuilding | 1 | $35B |
|
||
| Technology Manufacturing | 1 | $35B |
|
||
Price history
+325.5% since first listed9 events — show timeline
- 2026-05-08 Listed $131,900 Stellar MLS as Distributed by MLS Grid
- 2019-09-13 Sold (Public Records) $106,500 Public Records
- 2019-09-06 Sold (MLS) $106,500 Stellar MLS as Distributed by MLS Grid
- 2019-08-23 Pending — Stellar MLS as Distributed by MLS Grid
- 2019-08-15 Listed $109,000 Stellar MLS as Distributed by MLS Grid
- 2012-08-15 Sold (Public Records) $38,600 Public Records
- 2012-08-03 Sold (MLS) $38,600 Stellar MLS as Distributed by MLS Grid
- 2012-04-15 Listed $39,900 Stellar MLS as Distributed by MLS Grid
- 1990-11-26 Sold (Public Records) $31,000 Public Records
Property tax history
+9.1%/yrLatest (2025): $2,409 · +3.7% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…