4480 Ironwood Cir Unit 112A · Bradenton, FL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 10/10 · Severe
- Hot days now (above 106°F)
- 7 days/yr
- Hot days in 30 yrs
- 30 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +9.9/30.0
- 1% rule +7.9/10.0
- ARV discount +7.5/15.0
- Schools +4.4/10.0
- Livability +4.0/5.0
- DSCR +2.8/10.0
- Condition / age +2.5/5.0
- Rent growth +2.4/5.0
- Appreciation +0.0/10.0
$124,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Welcome to this charming first floor condo, ideally located near the stunning Gulf Beaches with many shopping and dining options nearby. This adorable and affordable unit has been beautifully updated, offering a turnkey opportunity for you to simply bring your suitcase and start living your best life. Unwind and recharge by the pool after a game of tennis or a rewarding round of golf (golf membership optional). This property offers the perfect blend of leisure and recreation, making it an ideal retreat for those who appreciate both relaxation and outdoor activities. Don't miss the chance to enjoy coastal living at its finest.
Key facts
- Fitness center
- Clubhouse
- Tennis courts
Tags
Property features AI
Finance
- Other: Directions: From Cortez Rd W, turn onto Ironwood Cir; destination is on the left
- Financial info: Total annual fees approximately $5,808; Lease restrictions apply
- HOA & community: HOA with monthly condo fee (currently $484) covering cable TV, pool, internet, maintenance (structure & grounds), sewer, trash, water, and escrow reserves; Association approval required; Association clubhouse; Community amenities: fitness center, pool, tennis courts; Buyer approval required; No truck/RV/motorcycle parking; Senior community; Pets allowed (max ~25 lbs)
Exterior
- Parking: Assigned covered parking; 1-car carport
- Utilities: Public water; Public sewer; Cable connected; BB/HS Internet available; Water and sewer connected
- Home design: Condominium; Residential property; One-level unit (floor 1); Faces north; Completed condition
- Construction: Block and stone construction; Concrete/other roof; Slab foundation; Building A
- Exterior features: Enclosed screened rear porch; Sliding doors; Exterior storage; Paved road access; Mature landscaping with oak and other trees, fruit trees, wooded areas
Interior
- Kitchen: Dishwasher; Microwave; Range; Refrigerator
- Bedrooms: 1 bedroom
- Flooring: Ceramic tile; Vinyl
- Bathrooms: 1 full bathroom
- Heating & cooling: Central heating (electric); Central air conditioning
- Interior features: Ceiling fans; Eat-in kitchen; Open floorplan; Solid surface and stone counters; Thermostat; Window treatments (blinds)
- Laundry & utility: Laundry room with corridor access; Partially furnished
Neighborhood map
What this means for you Summary
Snapshot
- This is a 1-bed/1.0-bath condo listed at $124k.
Deal economics
- At list price, monthly cash flow is $-77 ($-920/yr) — negative.
- To cash-flow at today's rent, offer at most $110k (10.9% below list).
- Meets the 1% rule at list price ($2k rent vs $124k).
- Recommended offer: $110k (10.9% below list) — sets the bar for cash-flow.
- Cap rate 5.6% vs local median 3.6% in Bradenton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 81/100 on livability (#101 in FL, #1,528 nationally) — a professional / high-income tenant draw. Strengths: commute A+, cost of living A+, housing A+; Watch: employment D+, crime D, amenities F.
- Manatee (suburban): math 54% / reading 50% proficiency, ranked #26 of 73 in FL (top 36%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: H. S. Moody Elementary School (math 39% / reading 24%, grade F, #1,841 of 2,144 statewide, top 86%, 606 students, 73% FRL); Bayshore High School (math 17% / reading 26%, grade F, #546 of 667 statewide, top 82%, 1,435 students, 65% FRL) — zoned schools average 69% FRL vs 51% district-wide (18 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Zoned-school proficiency averages 26% at this address vs 52% district-wide (-26 pts) — the specific schools serving this property underperform the Manatee average; the district grade overstates school quality for this exact location.
- Market conditions: Rents soft (-0.3%/yr); 510 active listings in the ZIP; 22 comparable units currently listed for rent nearby; rentals leasing fast (median 3d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 7,472 units permitted in Manatee County in 2024 (1,782 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $857 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- Manatee County population projected at +43% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 22 days — a 2% lower offer ($122k) is reasonable based on typical stale-listing flexibility.
- 7 sale attempts since 8y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Watch-outs: HOA is 30% of rent.
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→30/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- Built in 1971 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 1.29% ✓
- Cap rate
- 5.55%
- Cash-on-cash
- -2.65%
- DSCR
- 0.88
- GRM
- 6.5
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- -26.0%
- Equity multiple
- 0.16×
- Total profit
- $-29,333
- Equity at exit
- $18,489
- IRR
- -52.7%
- Equity multiple
- -0.40×
- Total profit
- $-48,604
- Equity at exit
- $10,721
Cash invested: $34,720 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 34209
- Rents YoY
- -0.3%
- Active inventory
- 510
- Price-to-rent
- 6.5×
Monthly cashflow live
- Estimated rent
- $1,596 high interval (Pro) →
- Mortgage (P&I)
- −$650
- Tax from tax record
- −$151 /mo · $1,815/yr
- Insurance
- −$52
- HOA
- −$484
- Vacancy / Maint / Mgmt
- −$335
- Net cashflow
- $-77
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $31,000
- Closing costs
- $3,720
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 22 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 4480 Ironwood Cir Unit 213A Bradenton, FL | 1.0 | 1.0 | 600 | $1,425 | $2.38 | 14d | 1 | 0.03mi |
| 4480 Ironwood Cir Unit 309 Bradenton, FL | 1.0 | 1.0 | 600 | $1,800 | $3.00 | 23d | 1 | 0.03mi |
| 4460 Ironwood Cir Unit 406 Bradenton, FL | 1.0 | 1.0 | 750 | $1,600 | $2.13 | 21d | 1 | 0.09mi |
| 4460 Ironwood Cir Unit 406 Bradenton, FL | 1.0 | 1.0 | 750 | $1,600 | $2.13 | 1d | 1 | 0.09mi |
| 4210 Ironwood Cir Unit 103J Bradenton, FL | 1.0 | 1.0 | 750 | $1,800 | $2.40 | 23d | 1 | 0.19mi |
| 4550 47th St W Bradenton, FL | 1.0–3.0 | 1.0–2.0 | 930 | $1,330 | $1.43 | 1d | 27 | 0.33mi |
| 4325 40th St W Bradenton, FL | 1.0–2.0 | 1.0–2.0 | 775 | $1,325 | $1.71 | 10d | 9 | 0.45mi |
| 4801 47th Ave W Bradenton, FL | 1.0–3.0 | 1.0–2.0 | 1016 | $1,415 | $1.39 | 1d | 32 | 0.46mi |
| 4802 51st St W Bradenton, FL | 1.0–2.0 | 1.0–2.0 | 1007 | $1,200 | $1.19 | 3d | 13 | 0.53mi |
| 4802 51st St W Bradenton, FL | 1.0–2.0 | 1.0–2.0 | 1007 | $1,249 | $1.24 | 15d | 15 | 0.53mi |
| 4850 51st St W Bradenton, FL | 1.0–2.0 | 1.0–2.0 | 800 | $1,200 | $1.50 | 14d | 3 | 0.63mi |
| 4850 51st St W Bradenton, FL | 1.0–2.0 | 1.0–2.0 | 800 | $1,199 | $1.50 | 3d | 2 | 0.63mi |
| 4880 51st St W Bradenton, FL | 1.0–4.0 | 1.0–3.0 | 1019 | $1,295 | $1.27 | 3d | 11 | 0.77mi |
| 5909 30th Ave W Bradenton, FL | 1.0–2.0 | 1.0–2.0 | 788 | $1,465 | $1.86 | 1d | 6 | 0.98mi |
| 4601 66th St W Bradenton, FL | 3.0 | 1.0–2.0 | 917 | $1,716 | $1.87 | 1d | 24 | 1.07mi |
| 2903 63rd St W Bradenton, FL | 1.0 | 1.0 | 693 | $2,000 | $2.89 | 3d | 1 | 1.22mi |
| 4148 53rd Ave W Bradenton, FL | 1.0–3.0 | 1.0–2.0 | 989 | $1,451 | $1.47 | 1d | 1 | 1.27mi |
| 4148 53rd Ave W Bradenton, FL | 1.0–2.0 | 1.0–2.0 | 899 | $1,868 | $2.08 | 21d | 10 | 1.27mi |
| 4705 27th St W Unit A Bradenton, FL | 2.0 | 1.0 | 750 | $1,325 | $1.77 | 2d | 1 | 1.35mi |
| 2835 50th Ave W Bradenton, FL | 1.0–2.0 | 1.0–2.0 | 850 | $1,269 | $1.49 | 3d | 16 | 1.36mi |
| 4501 71st St W Bradenton, FL | 1.0–2.0 | 1.0–2.0 | 850 | $1,280 | $1.51 | 1d | 28 | 1.46mi |
| 4515 26th St W Bradenton, FL | 1.0–2.0 | 1.0–2.0 | 806 | $1,249 | $1.55 | 1d | 14 | 1.50mi |
HOA detail condo
- Monthly dues
- $484 · $5,808/yr
- Likely covers
- pool
- Assessments
- None detected in remarks — confirm with the listing agent.
Listing history 39 events
-
2026-06-18days on market $124,000 Active 22 DOM
-
2026-06-17days on market $124,000 Active 21 DOM
-
2026-06-16days on market $124,000 Active 20 DOM
-
2026-06-15days on market $124,000 Active 19 DOM
-
2026-06-13days on market $124,000 Active 17 DOM
-
2026-06-13days on market $124,000 Active 16 DOM
-
2026-06-10days on market $124,000 Active 14 DOM
-
2026-06-09days on market $124,000 Active 13 DOM
-
2026-06-08days on market $124,000 Active 12 DOM
-
2026-06-07days on market $124,000 Active 11 DOM
-
2026-06-03days on market $124,000 Active 7 DOM
-
2026-06-02days on market $124,000 Active 6 DOM
-
2026-06-01days on market $124,000 Active 5 DOM
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2026-05-31days on market $124,000 Active 4 DOM
-
2026-05-27$124,000 Active
-
2023-10-28soldstatus $141,600 Closed 633-char remark
Show marketing remark (633 chars)
Welcome to this charming first floor condo, ideally located near the stunning Gulf Beaches with many shopping and dining options nearby. This adorable and affordable unit has been beautifully updated, offering a turnkey opportunity for you to simply bring your suitcase and start living your best life. Unwind and recharge by the pool after a game of tennis or a rewarding round of golf (golf membership optional). This property offers the perfect blend of leisure and recreation, making it an ideal retreat for those who appreciate both relaxation and outdoor activities. Don't miss the chance to enjoy coastal living at its finest.
-
2023-10-27soldstatus $141,600
-
2023-10-10status Pending 633-char remark
Show marketing remark (633 chars)
Welcome to this charming first floor condo, ideally located near the stunning Gulf Beaches with many shopping and dining options nearby. This adorable and affordable unit has been beautifully updated, offering a turnkey opportunity for you to simply bring your suitcase and start living your best life. Unwind and recharge by the pool after a game of tennis or a rewarding round of golf (golf membership optional). This property offers the perfect blend of leisure and recreation, making it an ideal retreat for those who appreciate both relaxation and outdoor activities. Don't miss the chance to enjoy coastal living at its finest.
-
2023-10-09$139,999 Active 633-char remark
Show marketing remark (633 chars)
Welcome to this charming first floor condo, ideally located near the stunning Gulf Beaches with many shopping and dining options nearby. This adorable and affordable unit has been beautifully updated, offering a turnkey opportunity for you to simply bring your suitcase and start living your best life. Unwind and recharge by the pool after a game of tennis or a rewarding round of golf (golf membership optional). This property offers the perfect blend of leisure and recreation, making it an ideal retreat for those who appreciate both relaxation and outdoor activities. Don't miss the chance to enjoy coastal living at its finest.
-
2020-07-24soldstatus $79,500 Sold 1364-char remark
Show marketing remark (1364 chars)
Look no further! This 55+ condo is completely renovated 1st floor, 1 bedroom, 1 bath condo is waiting for you! Beautiful open concept living area with kitchen island with seating for up to 4. All kitchen counters are Italian Granite. NEW items include, A/C system & thermostat, laminate floors, kitchen appliances & sink, two ceiling fans with LED lights, lighting fixtures, bathroom vanity, ceramic tile bath area with niche, water saver high rise toilet. valves on all plumbing, faucets in kitchen, bathroom & shower & disposal. Freshly painted throughout. Even the lanai has been updated with a new light fixture, freshly painted & new tile flooring. Ironwood is a public golf community & you pay as you play. On site community amenities include a clubhouse with a community pool, bbq area, fitness center, men & women saunas, pool table, library & large meeting room with kitchenette. Also enjoy a game of tennis or shuffle board with friends. Bradenton is on the Gulf Coast, just minutes to the beautiful soft sandy beaches of Anna Maria Island. Close proximity to fabulous restaurants, entertainment, airports & sporting events. This unit is ideal for seasonal, snowbirds or a year round residence. Assigned parking spot right in front of your door plus an assigned storage locker for your extra items.
-
2020-07-24soldstatus $79,500
Show marketing remark (1364 chars)
Look no further! This 55+ condo is completely renovated 1st floor, 1 bedroom, 1 bath condo is waiting for you! Beautiful open concept living area with kitchen island with seating for up to 4. All kitchen counters are Italian Granite. NEW items include, A/C system & thermostat, laminate floors, kitchen appliances & sink, two ceiling fans with LED lights, lighting fixtures, bathroom vanity, ceramic tile bath area with niche, water saver high rise toilet. valves on all plumbing, faucets in kitchen, bathroom & shower & disposal. Freshly painted throughout. Even the lanai has been updated with a new light fixture, freshly painted & new tile flooring. Ironwood is a public golf community & you pay as you play. On site community amenities include a clubhouse with a community pool, bbq area, fitness center, men & women saunas, pool table, library & large meeting room with kitchenette. Also enjoy a game of tennis or shuffle board with friends. Bradenton is on the Gulf Coast, just minutes to the beautiful soft sandy beaches of Anna Maria Island. Close proximity to fabulous restaurants, entertainment, airports & sporting events. This unit is ideal for seasonal, snowbirds or a year round residence. Assigned parking spot right in front of your door plus an assigned storage locker for your extra items.
-
2020-07-02status Pending 1364-char remark
Show marketing remark (1364 chars)
Look no further! This 55+ condo is completely renovated 1st floor, 1 bedroom, 1 bath condo is waiting for you! Beautiful open concept living area with kitchen island with seating for up to 4. All kitchen counters are Italian Granite. NEW items include, A/C system & thermostat, laminate floors, kitchen appliances & sink, two ceiling fans with LED lights, lighting fixtures, bathroom vanity, ceramic tile bath area with niche, water saver high rise toilet. valves on all plumbing, faucets in kitchen, bathroom & shower & disposal. Freshly painted throughout. Even the lanai has been updated with a new light fixture, freshly painted & new tile flooring. Ironwood is a public golf community & you pay as you play. On site community amenities include a clubhouse with a community pool, bbq area, fitness center, men & women saunas, pool table, library & large meeting room with kitchenette. Also enjoy a game of tennis or shuffle board with friends. Bradenton is on the Gulf Coast, just minutes to the beautiful soft sandy beaches of Anna Maria Island. Close proximity to fabulous restaurants, entertainment, airports & sporting events. This unit is ideal for seasonal, snowbirds or a year round residence. Assigned parking spot right in front of your door plus an assigned storage locker for your extra items.
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2020-06-28historical
-
2020-06-18price $84,900
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2020-06-05price $84,900 1364-char remark
Show marketing remark (1364 chars)
Look no further! This 55+ condo is completely renovated 1st floor, 1 bedroom, 1 bath condo is waiting for you! Beautiful open concept living area with kitchen island with seating for up to 4. All kitchen counters are Italian Granite. NEW items include, A/C system & thermostat, laminate floors, kitchen appliances & sink, two ceiling fans with LED lights, lighting fixtures, bathroom vanity, ceramic tile bath area with niche, water saver high rise toilet. valves on all plumbing, faucets in kitchen, bathroom & shower & disposal. Freshly painted throughout. Even the lanai has been updated with a new light fixture, freshly painted & new tile flooring. Ironwood is a public golf community & you pay as you play. On site community amenities include a clubhouse with a community pool, bbq area, fitness center, men & women saunas, pool table, library & large meeting room with kitchenette. Also enjoy a game of tennis or shuffle board with friends. Bradenton is on the Gulf Coast, just minutes to the beautiful soft sandy beaches of Anna Maria Island. Close proximity to fabulous restaurants, entertainment, airports & sporting events. This unit is ideal for seasonal, snowbirds or a year round residence. Assigned parking spot right in front of your door plus an assigned storage locker for your extra items.
-
2020-03-17$89,500 Active
-
2020-03-14$89,500 Active 1364-char remark
Show marketing remark (1364 chars)
Look no further! This 55+ condo is completely renovated 1st floor, 1 bedroom, 1 bath condo is waiting for you! Beautiful open concept living area with kitchen island with seating for up to 4. All kitchen counters are Italian Granite. NEW items include, A/C system & thermostat, laminate floors, kitchen appliances & sink, two ceiling fans with LED lights, lighting fixtures, bathroom vanity, ceramic tile bath area with niche, water saver high rise toilet. valves on all plumbing, faucets in kitchen, bathroom & shower & disposal. Freshly painted throughout. Even the lanai has been updated with a new light fixture, freshly painted & new tile flooring. Ironwood is a public golf community & you pay as you play. On site community amenities include a clubhouse with a community pool, bbq area, fitness center, men & women saunas, pool table, library & large meeting room with kitchenette. Also enjoy a game of tennis or shuffle board with friends. Bradenton is on the Gulf Coast, just minutes to the beautiful soft sandy beaches of Anna Maria Island. Close proximity to fabulous restaurants, entertainment, airports & sporting events. This unit is ideal for seasonal, snowbirds or a year round residence. Assigned parking spot right in front of your door plus an assigned storage locker for your extra items.
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2020-01-12soldstatus $62,000 Sold
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2020-01-09soldstatus $62,000
-
2019-12-19status Pending
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2019-11-21price $62,000
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2019-06-24price $65,000
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2019-04-04status Active
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2019-03-20status Pending
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2019-02-13$71,900 Active
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2018-05-30historical
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2018-05-22$68,000 Active
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1999-03-30soldstatus $38,500
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1997-01-24soldstatus $37,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $1,815 · $151/mo
- Projected year-2 tax
- $1,815 · $151/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 10/10 Extreme 7 d/yr ≥106°F today · 30 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 2 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $19,147
- − Mortgage interest
- −$6,946
- − Property taxes
- −$1,815
- − Insurance
- −$620
- − Repairs & maintenance
- −$1,532
- − Management
- −$1,532
- − HOA
- −$5,808
- − Depreciation
- −$3,607
- Taxable loss
- −$2,712
- Est. tax savings @ 24.0%
- +$651
- After-tax cash flow
- $-269/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Manatee
- NCES district ID
- 1201230
- Math proficiency
- 54% ▼ -6.00%
- Reading proficiency
- 50% ▼ -2.00%
- Median HH income
- $49,607
- Composite
- 44.43/100
- National rank
- #2806
- State rank
- #26 of 73 in FL
Livability — Bradenton
- Score
- 81/100
- State rank
- #101
- US rank
- #1528
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Bradenton, FL
- County
- Manatee County · 416,364 people
- City population
- 227,091
- Metro
- North Port-Sarasota-Bradenton, FL
- Population (ZIP)
- 33,224
- Household income
- $81,728
- Rent vs Own
- Severe rent burden
- 1126.0
Population outlook (Manatee County) Hauer SSP2
- Today (2025)
- 447,342 people
- By 2030
- 488,911 · +9.3%
- By 2040
- 567,934 · +27.0%
- By 2050
- 637,995 · +42.6%
- By 2075
- 781,970 · +74.8%
- By 2100
- 848,272 · +89.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (84%)
- Race & ethnicity
- White 84% Hispanic / Latino 11% Two or more races 6% Black 2% Asian 1%
- Hispanic origin (detail)
- Puerto Rican 4% Cuban 3%
- Common ancestry
- Romanian 3% Slovak 3% Lithuanian 3%
- Foreign-born
- 9% · Canada, Jamaica, China
- Languages at home
- 90% English-only · Spanish 6% Russian/Polish/Slavic 1% Other Indo-European 1%
Political lean MEDSL · Manatee
- 2024 margin
- Strong R (+23.5) · D 37.9% · R 61.4%
- 2008→2024 swing
- -16.5pp toward R · 2008: -7.0pp · 2024: -23.5pp
- All cycles
- 2024: R+23.5 2020: R+16.1 2016: R+17.1 2012: R+12.5 2008: R+7.0
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -360.34%
- Current HPI
- 320.0061
- Rent YoY
- ▼ -0.30%
- Metro
- North Port-Sarasota-Bradenton, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
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| Insurance | 2 | $17B |
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| Retail | 1 | $60B |
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| Technology Distribution | 1 | $58B |
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| Homebuilding | 1 | $35B |
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| Technology Manufacturing | 1 | $35B |
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Price history
+235.1% since first listed25 events — show timeline
- 2026-05-27 Listed $124,000 Stellar MLS as Distributed by MLS Grid
- 2023-10-28 Sold (MLS) $141,600 Stellar MLS as Distributed by MLS Grid
- 2023-10-27 Sold (Public Records) $141,600 Public Records
- 2023-10-10 Pending — Stellar MLS as Distributed by MLS Grid
- 2023-10-09 Listed $139,999 Stellar MLS as Distributed by MLS Grid
- 2020-07-24 Sold (Public Records) $79,500 Public Records
- 2020-07-24 Sold (MLS) $79,500 Stellar MLS as Distributed by MLS Grid
- 2020-07-02 Pending — Stellar MLS as Distributed by MLS Grid
- 2020-06-28 Listing Removed — FORTMLS
- 2020-06-18 Price Changed $84,900 FORTMLS
- 2020-06-05 Price Changed $84,900 Stellar MLS as Distributed by MLS Grid
- 2020-03-17 Listed $89,500 FORTMLS
- 2020-03-14 Listed $89,500 Stellar MLS as Distributed by MLS Grid
- 2020-01-12 Sold (MLS) $62,000 Stellar MLS as Distributed by MLS Grid
- 2020-01-09 Sold (Public Records) $62,000 Public Records
- 2019-12-19 Pending — Stellar MLS as Distributed by MLS Grid
- 2019-11-21 Price Changed $62,000 Stellar MLS as Distributed by MLS Grid
- 2019-06-24 Price Changed $65,000 Stellar MLS as Distributed by MLS Grid
- 2019-04-04 Relisted — Stellar MLS as Distributed by MLS Grid
- 2019-03-20 Pending — Stellar MLS as Distributed by MLS Grid
- 2019-02-13 Listed $71,900 Stellar MLS as Distributed by MLS Grid
- 2018-05-30 Listing Removed — Stellar MLS as Distributed by MLS Grid
- 2018-05-22 Listed $68,000 Stellar MLS as Distributed by MLS Grid
- 1999-03-30 Sold (Public Records) $38,500 Public Records
- 1997-01-24 Sold (Public Records) $37,000 Public Records
Property tax history
+8.9%/yrLatest (2025): $1,815 · -23.9% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…