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5925 Briley Ave
C- Composite 50.66
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +20.7/30.0
  • DSCR +6.6/10.0
  • ARV discount +5.4/15.0
  • 1% rule +5.3/10.0
  • Livability +4.2/5.0
  • Schools +3.9/10.0
  • Condition / age +2.5/5.0
  • Rent growth +2.2/5.0
  • Appreciation +0.0/10.0

$129,995

5925 Briley Ave · Jacksonville, FL 32208
3 bd · 1.0 ba · 1,026 sqft · SingleFamily public records · 23 Days on market
Built 1961 7,405 sqft lot Est $124k · at est.

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

BANK OWNED!!! SOLD AS IS!!! GREAT STARTER HOME WITH 3 BEDROOMS, 1 BATH. PROPERTY HAS NICE SIZE YARD WITH SHADED BACK YARD...READY FOR ENTERTAINING WITH A BBQ GET-TOGETHER! SEE DOCUMENT SECTION FOR BANK REQUIREMENTS!!

Key facts

  • 7,405 sq ft lot
  • Parking
  • Built 1961

Property features AI

Exterior

  • Parking: Carport (1 space)
  • Utilities: Cable available and connected; Electricity available and connected; Sewer available and connected; Water available and connected
  • Home design: Single-family residence; Used as single-family and investment
  • Exterior features: Lot is approximately 0.17 acres; No private pool

Interior

  • Kitchen: Dishwasher; Electric cooktop; Electric oven; Electric range; Microwave; Refrigerator
  • Bedrooms: 3 bedrooms
  • Bathrooms: 1 full bathroom
  • Interior features: Dishwasher; Electric cooktop; Electric oven; Electric range; Microwave; Refrigerator; Central heating; Central air

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $130k.

Deal economics

  • At list price, monthly cash flow is $175 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $130k).
  • Recommended offer: $128k (1.5% below list) — sets the bar for market timing.
  • Cap rate 7.9% vs local median 4.0% in Jacksonville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 83/100 on livability (#50 in FL, #911 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, housing A+.
  • Duval (urban): math 46% / reading 45% proficiency, ranked #48 of 73 in FL (top 66%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents soft (-1.4%/yr); 291 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 6,503 units permitted in Duval County in 2024 (1,131 in 5+ unit buildings).
  • This rent runs 39% of the median local income ($41k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $899 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Duval County population projected at +19% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 23 days — a 2% lower offer ($128k) is reasonable based on typical stale-listing flexibility.
  • 5 sale attempts since 18y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $34k; list at $130k implies a 282% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $128,045 (1.5% below list)

Questions for the listing agent

  1. Built in 1961 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.03%
Cap rate
7.91%
Cash-on-cash
5.78%
DSCR
1.26
GRM
8.1

CMA / ARV

ARV (on-the-fly)
$124,146
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
7400 Fernandina Ave 0.18mi 2/1.0 (-1) 933 (-9%) 1mo $28,000 $30 71
7447 Oriole St 0.11mi 3/1.5 912 (-11%) 8mo $71,250 $78 68
7632 Lueders Ave 0.69mi 3/1.0 1,024 (-0%) 6mo $144,000 $141 63
950 Ashton St 0.68mi 3/1.0 1,000 (-2%) 4mo $142,500 $143 61
7846 Denham Rd E 0.74mi 3/1.0 1,020 (-1%) 8mo $165,000 $162 58
5752 Oprey St 0.35mi 3/2.0 912 (-11%) 6mo $110,000 $121 56
2231 Palmdale St 0.69mi 3/1.5 1,104 (+8%) 1mo $75,000 $68 52
1224 Kennard St 0.62mi 3/2.0 1,092 (+6%) 6mo $50,000 $46 51
2115 Burgoyne Dr 0.63mi 3/2.0 1,092 (+6%) 8mo $90,000 $82 49
7069 Alan Ave 0.46mi 3/1.0 872 (-15%) 8mo $129,900 $149 47
5745 Benedict Rd 0.68mi 3/1.0 904 (-12%) 5mo $60,000 $66 44
1508 Golf Forest Dr 0.72mi 3/2.0 1,100 (+7%) 8mo $150,000 $136 43

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-10.8%
Equity multiple
0.62×
Total profit
$-13,821
Equity at exit
$19,383
10-year hold
IRR
-6.3%
Equity multiple
0.65×
Total profit
$-12,814
Equity at exit
$11,240

Cash invested: $36,399 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 32208

Home prices YoY
-33.6%
Rents YoY
-1.4%
Active inventory
291
Price-to-rent
8.1×

Monthly cashflow live

Estimated rent
$1,343 high interval (Pro) →
Mortgage (P&I)
$682
Tax from tax record
$150 /mo · $1,794/yr
Insurance
$54
HOA
$0
Vacancy / Maint / Mgmt
$282
Net cashflow
$175

Break-even live

Break-even rent $1,121
Max offer price $129,995
Occupancy floor 82%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$32,499
Closing costs
$3,900
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
5903 Droad St Jacksonville, FL 3.0 1.0 1161 $1,400 $1.21 2d 1 0.07mi
1567 Rutledge Ave Jacksonville, FL 3.0 2.0 1050 $1,113 $1.06 23d 1 0.18mi
1750 Rutledge Ave Jacksonville, FL 3.0 2.0 1250 $1,358 $1.09 14d 1 0.44mi
5736 Teeler Ave Jacksonville, FL 3.0 1.0 852 $1,000 $1.17 23d 1 0.49mi
1536 W 45th St Jacksonville, FL 2.0 1.0 800 $1,050 $1.31 23d 1 0.51mi
2312 Palmdale St Jacksonville, FL 3.0 2.0 972 $1,231 $1.27 23d 1 0.67mi
7927 Reid Ave Jacksonville, FL 3.0 1.0 1055 $1,500 $1.42 23d 1 0.72mi
1834 Meharry Ave Jacksonville, FL 3.0 1.0 1291 $1,295 $1.00 4d 1 0.73mi
961 Dorchester St Jacksonville, FL 2.0 1.0 884 $1,025 $1.16 2d 1 0.80mi
2092 Benedict Rd Jacksonville, FL 3.0 1.0 816 $1,095 $1.34 23d 1 0.80mi
2534 Aubrey Ave Jacksonville, FL 4.0 2.0 759 $1,250 $1.65 23d 1 0.85mi
1803 W 44th St Unit 1803 Jacksonville, FL 2.0 1.0 750 $950 $1.27 7d 1 0.86mi
1010 Edgewood Ave W Jacksonville, FL 4.0 2.0 1450 $1,250 $0.86 23d 1 0.87mi
1010 Edgewood Ave W Jacksonville, FL 4.0 2.0 1450 $1,250 $0.86 14d 1 0.87mi
5352 Dodge Rd Jacksonville, FL 3.0 2.0 1050 $1,261 $1.20 23d 1 0.87mi
1823 W 44th St Jacksonville, FL 3.0 2.0 1066 $1,500 $1.41 23d 1 0.87mi
6510 Avalon St Jacksonville, FL 4.0 2.0 1488 $1,425 $0.96 23d 1 0.88mi
1136 Maynard St Jacksonville, FL 2.0 1.0 919 $1,045 $1.14 23d 1 0.88mi
1975 Rugby Rd Jacksonville, FL 2.0 1.0 992 $1,100 $1.11 7d 1 0.89mi
5350 Dodge Rd Jacksonville, FL 3.0 1.0 1000 $1,500 $1.50 23d 1 0.89mi
1959 W 45th St Jacksonville, FL 2.0 1.0 895 $1,245 $1.39 13d 1 0.90mi
2151 Wilberforce Rd Jacksonville, FL 3.0 2.0 1166 $1,249 $1.07 23d 1 0.90mi
1348 Crestwood St Jacksonville, FL 3.0 1.0 1300 $1,100 $0.85 23d 1 0.90mi
920 Alderside St Jacksonville, FL 3.0 1.0 1255 $1,195 $0.95 4d 1 0.90mi
4813 Moncrief Rd Jacksonville, FL 2.0–3.0 1.0 755 $920 $1.22 2d 8 0.94mi
6114 Strawflower Pl Jacksonville, FL 3.0 1.0 1030 $1,200 $1.17 23d 1 0.97mi
2069 Talladega Rd Jacksonville, FL 4.0 2.0 1152 $1,298 $1.13 3d 1 0.98mi
2818 Palmdale St Jacksonville, FL 4.0 2.5 1484 $1,900 $1.28 23d 1 1.00mi
8617 3rd Ave Jacksonville, FL 3.0 1.0 1048 $1,200 $1.15 10d 1 1.03mi
2108 Talladega Rd Jacksonville, FL 3.0 2.0 1160 $1,579 $1.36 3d 1 1.04mi
1867 W 41st St Jacksonville, FL 3.0 2.0 1218 $1,325 $1.09 17d 1 1.04mi
8642 2nd Ave Jacksonville, FL 3.0 2.0 1074 $1,245 $1.16 1d 1 1.07mi
8663 5th Ave Jacksonville, FL 2.0 1.0 720 $1,045 $1.45 23d 1 1.09mi
1653 W 35th St Jacksonville, FL 2.0 1.0 800 $825 $1.03 23d 1 1.14mi
8721 4th Ave Jacksonville, FL 3.0 1.5 1344 $1,399 $1.04 23d 1 1.16mi
5306 Paris Ave Jacksonville, FL 3.0 1.0 944 $1,150 $1.22 23d 1 1.20mi
1021 Lake Forest Blvd Jacksonville, FL 3.0 1.0 1393 $1,290 $0.93 2d 1 1.21mi
7210 Elwood Ave Jacksonville, FL 2.0 1.0 831 $995 $1.20 21d 1 1.22mi
2268 W 44th St Jacksonville, FL 3.0 2.0 1077 $1,440 $1.34 3d 1 1.24mi
1551 W 33rd St #2 Jacksonville, FL 2.0 1.0 842 $795 $0.94 20d 1 1.25mi

Listing history 27 events

  1. 2026-06-18
    days on market $129,995 Active 23 DOM
  2. 2026-06-17
    days on market $129,995 Active 22 DOM
  3. 2026-06-16
    days on market $129,995 Active 21 DOM
  4. 2026-06-15
    days on market $129,995 Active 20 DOM
  5. 2026-06-13
    days on market $129,995 Active 18 DOM
  6. 2026-06-13
    days on market $129,995 Active 17 DOM
  7. 2026-06-10
    days on market $129,995 Active 14 DOM
  8. 2026-06-08
    days on market $129,995 Active 13 DOM
  9. 2026-06-07
    days on market $129,995 Active 12 DOM
  10. 2026-06-05
    days on market $129,995 Active 9 DOM
  11. 2026-06-03
    days on market $129,995 Active 8 DOM
  12. 2026-06-02
    days on market $129,995 Active 7 DOM
  13. 2026-06-01
    days on market $129,995 Active 6 DOM
  14. 2026-05-31
    days on market $129,995 Active 5 DOM
  15. 2026-05-26
    listed $129,995 Active
  16. 2016-04-05
    soldstatus $34,000 Sold 220-char remark
    Show marketing remark (220 chars)

    BANK OWNED!!! SOLD AS IS!!! GREAT STARTER HOME WITH 3 BEDROOMS, 1 BATH. PROPERTY HAS NICE SIZE YARD WITH SHADED BACK YARD...READY FOR ENTERTAINING WITH A BBQ GET-TOGETHER! SEE DOCUMENT SECTION FOR BANK REQUIREMENTS!!

  17. 2016-03-22
    status Pending 220-char remark
    Show marketing remark (220 chars)

    BANK OWNED!!! SOLD AS IS!!! GREAT STARTER HOME WITH 3 BEDROOMS, 1 BATH. PROPERTY HAS NICE SIZE YARD WITH SHADED BACK YARD...READY FOR ENTERTAINING WITH A BBQ GET-TOGETHER! SEE DOCUMENT SECTION FOR BANK REQUIREMENTS!!

  18. 2015-12-14
    status Active 220-char remark
    Show marketing remark (220 chars)

    BANK OWNED!!! SOLD AS IS!!! GREAT STARTER HOME WITH 3 BEDROOMS, 1 BATH. PROPERTY HAS NICE SIZE YARD WITH SHADED BACK YARD...READY FOR ENTERTAINING WITH A BBQ GET-TOGETHER! SEE DOCUMENT SECTION FOR BANK REQUIREMENTS!!

  19. 2015-12-05
    status Pending 220-char remark
    Show marketing remark (220 chars)

    BANK OWNED!!! SOLD AS IS!!! GREAT STARTER HOME WITH 3 BEDROOMS, 1 BATH. PROPERTY HAS NICE SIZE YARD WITH SHADED BACK YARD...READY FOR ENTERTAINING WITH A BBQ GET-TOGETHER! SEE DOCUMENT SECTION FOR BANK REQUIREMENTS!!

  20. 2015-06-29
    status Active 220-char remark
    Show marketing remark (220 chars)

    BANK OWNED!!! SOLD AS IS!!! GREAT STARTER HOME WITH 3 BEDROOMS, 1 BATH. PROPERTY HAS NICE SIZE YARD WITH SHADED BACK YARD...READY FOR ENTERTAINING WITH A BBQ GET-TOGETHER! SEE DOCUMENT SECTION FOR BANK REQUIREMENTS!!

  21. 2015-06-29
    price $39,900 220-char remark
    Show marketing remark (220 chars)

    BANK OWNED!!! SOLD AS IS!!! GREAT STARTER HOME WITH 3 BEDROOMS, 1 BATH. PROPERTY HAS NICE SIZE YARD WITH SHADED BACK YARD...READY FOR ENTERTAINING WITH A BBQ GET-TOGETHER! SEE DOCUMENT SECTION FOR BANK REQUIREMENTS!!

  22. 2015-06-29
    status Pending 220-char remark
    Show marketing remark (220 chars)

    BANK OWNED!!! SOLD AS IS!!! GREAT STARTER HOME WITH 3 BEDROOMS, 1 BATH. PROPERTY HAS NICE SIZE YARD WITH SHADED BACK YARD...READY FOR ENTERTAINING WITH A BBQ GET-TOGETHER! SEE DOCUMENT SECTION FOR BANK REQUIREMENTS!!

  23. 2015-06-24
    listed $44,900 Active 220-char remark
    Show marketing remark (220 chars)

    BANK OWNED!!! SOLD AS IS!!! GREAT STARTER HOME WITH 3 BEDROOMS, 1 BATH. PROPERTY HAS NICE SIZE YARD WITH SHADED BACK YARD...READY FOR ENTERTAINING WITH A BBQ GET-TOGETHER! SEE DOCUMENT SECTION FOR BANK REQUIREMENTS!!

  24. 2008-11-07
    soldstatus $30,500
  25. 2008-11-03
    historical 68-char remark
    Show marketing remark (68 chars)

    Great first home with little TLC. Home features 3 BR and CH and Air.

  26. 2008-10-31
    soldstatus $29,900 68-char remark
    Show marketing remark (68 chars)

    Great first home with little TLC. Home features 3 BR and CH and Air.

  27. 2008-09-26
    listed $29,900 68-char remark
    Show marketing remark (68 chars)

    Great first home with little TLC. Home features 3 BR and CH and Air.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$1,794 · $150/mo
Projected year-2 tax
$1,794 · $150/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥107°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 6 unhealthy d/yr today · 6 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$16,112
− Mortgage interest
−$7,282
− Property taxes
−$1,794
− Insurance
−$650
− Repairs & maintenance
−$1,289
− Management
−$1,289
− Depreciation
−$3,782
Taxable income
$26
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$6
After-tax cash flow
$2,097/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Duval
NCES district ID
1200480
Math proficiency
46% ▼ -11.00%
Reading proficiency
45% ▼ -4.00%
Median HH income
$48,987
Composite
38.97/100
National rank
#4076
State rank
#48 of 73 in FL

Livability — Jacksonville

Score
83/100
State rank
#50
US rank
#911

Category grades

Amenities A+ Commute A+ Cost of living A Crime C Employment C Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Jacksonville, FL
County
Duval County · 1,015,274 people
City population
979,034
Metro
Jacksonville, FL
Population (ZIP)
32,699
Household income
$41,324
Rent vs Own
43.2% rent · 56.8% own
Severe rent burden
1765.0

Population outlook (Duval County) Hauer SSP2

Today (2025)
1,013,010 people
By 2030
1,059,228 · +4.6%
By 2040
1,141,439 · +12.7%
By 2050
1,205,258 · +19.0%
By 2075
1,324,282 · +30.7%
By 2100
1,319,620 · +30.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (77%)
Race & ethnicity
Black 77% White 16% Two or more races 4% Hispanic / Latino 3%
Common ancestry
Italian 1%
Foreign-born
2% · Canada
Languages at home
97% English-only · Spanish 2%

Political lean MEDSL · Duval

2024 margin
Toss-up / Even · D 48.7% · R 50.1% · Other 1.2%
2008→2024 swing
+0.4pp no change · 2008: -1.9pp · 2024: -1.5pp
All cycles
2024: R+1.5 2020: D+3.8 2016: R+1.5 2012: R+3.6 2008: R+1.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -110.56%
Current HPI
217.9706
Rent YoY
▼ -1.36%
Metro
Jacksonville, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+334.8% since first listed
13 events — show timeline
  • 2026-05-26 Listed $129,995 realMLS
  • 2016-04-05 Sold (MLS) $34,000 realMLS
  • 2016-03-22 Pending realMLS
  • 2015-12-14 Relisted realMLS
  • 2015-12-05 Pending realMLS
  • 2015-06-29 Relisted realMLS
  • 2015-06-29 Price Changed $39,900 realMLS
  • 2015-06-29 Pending realMLS
  • 2015-06-24 Listed $44,900 realMLS
  • 2008-11-07 Sold (Public Records) $30,500 Public Records
  • 2008-11-03 Listing Removed realMLS
  • 2008-10-31 Sold (MLS) $29,900 realMLS
  • 2008-09-26 Listed $29,900 realMLS

Property tax history

+7.8%/yr

Latest (2025): $1,794 · +21.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…