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191 Bascom Dr
C+ Composite 62.77
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +27.1/30.0
  • DSCR +9.4/10.0
  • ARV discount +8.2/15.0
  • 1% rule +6.5/10.0
  • Rent growth +4.8/5.0
  • Livability +3.1/5.0
  • Condition / age +2.5/5.0
  • Schools +1.2/10.0
  • Appreciation +0.0/10.0

$125,000

191 Bascom Dr · Hazelwood, MO 63135
3 bd · 1.0 ba · 1,309 sqft · SingleFamily public records · 13 Days on market
Built 1952 6,250 sqft lot Est $127k · at est.

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

HIGHEST AND BEST IS DUE MONDAY JULY 17@10 AM. 3 bed 1 bath on quiet street.Property selling AS IS with NO contingencies. CASH ONLY. Buyer must complete all DUE Diligence before submitting offer. Seller has never occupied property. Seller to make no inspection or repairs. Property has to be on market 7 days before seller will review any offers. Seller reserves the right to accept offer at any time. Buyer to verify schools and utilities.

Key facts

  • 6,250 sq ft lot
  • Built 1952
  • Listed 13 days

Property features AI

Finance

  • Financial info: Lease considered

Exterior

  • Utilities: Public water; Public sewer; Electricity connected; Natural gas connected
  • Home design: Single-family residence; One level
  • Construction: Block and concrete construction
  • Exterior features: Level lot; Back yard with chain link fencing

Interior

  • Kitchen: Kitchen on main level
  • Bedrooms: Three bedrooms on the main level
  • Bathrooms: One full bathroom (main level)
  • Heating & cooling: Forced air heating (natural gas); Central air conditioning (electric)
  • Interior features: Family room; Five total rooms

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $125k.

Deal economics

  • At list price, monthly cash flow is $354 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $125k).
  • Cap rate 9.7% vs local median 7.2% in Hazelwood — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 62/100 on livability (#395 in MO) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: crime F, amenities F, commute F.
  • Ferguson-Florissant R-II (suburban): math 7% / reading 20% proficiency, ranked #311 of 324 in MO (top 96%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 70% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Walnut Grove Elem. (342 students, 99% FRL); Mccluer High (math 0% / reading 17%, grade F, #511 of 521 statewide, top 98%, 1,181 students, 100% FRL) — zoned schools average 99% FRL vs 70% district-wide (30 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents rising fast (+9.0%/yr); 162 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 920 units permitted in St. Louis County in 2024 (250 in 5+ unit buildings).
  • This rent runs 33% of the median local income ($52k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $864 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • At projected returns (-3.0% appreciation + 8.0% rent growth), your $35k cash investment doubles in ~7 years — after that, you're playing with house money.

Negotiation context

  • Only 13 days on market — expect competitive offers; lowballing is unlikely to land.
  • Current owner paid $48k; list at $125k implies a 161% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1952 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $125,000

Questions for the listing agent

  1. Built in 1952 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.15%
Cap rate
9.69%
Cash-on-cash
12.12%
DSCR
1.54
GRM
7.2

CMA / ARV

ARV (on-the-fly)
$126,973
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
6801 Knoll Ave 0.23mi 3/1.0 1,224 (-6%) 1mo $104,900 $86 77
18 White Dr 0.36mi 3/1.0 1,340 (+2%) 2mo $165,000 $123 77
6604 Graybirch Dr 0.54mi 3/2.0 1,288 (-2%) 1mo $124,900 $97 68
8418 Midwood Ave 0.54mi 3/2.0 1,288 (-2%) 2mo $125,000 $97 67
8443 Red Fir Dr 0.60mi 3/2.0 1,288 (-2%) 2mo $32,000 $25 64
8302 Woodhurst Dr 0.33mi 3/1.0 1,120 (-14%) 1mo $99,900 $89 60
8406 January Ave 0.72mi 3/2.0 1,288 (-2%) 2mo $160,000 $124 58
6837 Saint Olaf Dr 0.60mi 3/1.0 1,140 (-13%) 2mo $120,000 $105 49
8301 Pepperidge Dr 0.57mi 3/1.0 1,120 (-14%) 1mo $139,900 $125 49
8513 Midwood Ave 0.67mi 3/2.0 1,176 (-10%) 0mo $94,900 $81 47
1815 S New Florissant Rd 0.58mi 3/1.0 1,123 (-14%) 2mo $162,500 $145 47
6937 Berkridge Ct 0.71mi 3/1.0 1,123 (-14%) 2mo $74,000 $66 41

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 8.0% rent growth · sell at horizon

5-year hold
IRR
6.8%
Equity multiple
1.28×
Total profit
$9,856
Equity at exit
$18,638
10-year hold
IRR
20.0%
Equity multiple
3.06×
Total profit
$72,149
Equity at exit
$10,808

Cash invested: $35,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
81 Strongly Landlord-Friendly
State Missouri
81 Strongly Landlord-Friendly · R+10
County
— inherits STATE
City
— inherits STATE
Generally landlord-friendly; St Louis has some habitability requirements.

ZIP-level market 63135

Rents YoY
9.0%
Active inventory
162
Price-to-rent
7.2×

Monthly cashflow live

Estimated rent
$1,442 high interval (Pro) →
Mortgage (P&I)
$656
Tax from tax record
$78 /mo · $934/yr
Insurance
$52
HOA
$0
Vacancy / Maint / Mgmt
$303
Net cashflow
$354

Break-even live

Break-even rent $994
Max offer price $125,000
Occupancy floor 70%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$31,250
Closing costs
$3,750
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
153 Bascom Dr Saint Louis, MO 3.0 1.0 1076 $1,195 $1.11 19d 1 0.10mi
171 Elbring Dr Saint Louis, MO 3.0 1.5 1008 $1,395 $1.38 12d 1 0.11mi
6867 Thurston Ave Saint Louis, MO 3.0 2.0 1243 $1,580 $1.27 43d 1 0.15mi
46 Bascom Dr Saint Louis, MO 2.0 1.0 932 $1,175 $1.26 43d 1 0.23mi
107 Anistasia Dr Saint Louis, MO 2.0 2.0 1030 $1,400 $1.36 23d 1 0.27mi
260 Sadonia Ave Saint Louis, MO 3.0 2.0 1088 $1,623 $1.49 20d 1 0.29mi
263 Sadonia Ave Saint Louis, MO 3.0 2.0 888 $1,350 $1.52 43d 1 0.31mi
1275 N Florissant Rd Saint Louis, MO 2.0 1.0 1008 $1,275 $1.26 23d 1 0.33mi
11 Anistasia Dr Saint Louis, MO 3.0 1.5 1120 $1,345 $1.20 23d 1 0.38mi
1131 N Florissant Rd Saint Louis, MO 3.0 1.0 1580 $1,390 $0.88 23d 1 0.40mi
8330 Woodhurst Dr Saint Louis, MO 3.0 1.0 1120 $1,000 $0.89 7d 1 0.42mi
6625 Thurston Ave Saint Louis, MO 2.0 1.0 939 $1,300 $1.38 43d 1 0.43mi
6625 Thurston Ave Saint Louis, MO 2.0 1.0 939 $1,400 $1.49 23d 1 0.43mi
36 Connolly Dr Saint Louis, MO 3.0 1.0 1024 $1,149 $1.12 23d 1 0.43mi
7025 Richwood Ln Hazelwood, MO 3.0 1.0 936 $1,375 $1.47 17d 1 0.45mi
221 Barto Dr Saint Louis, MO 3.0 2.0 958 $1,295 $1.35 20d 1 0.53mi
8412 Chalons Ct Saint Louis, MO 3.0 1.0 1380 $1,370 $0.99 23d 1 0.54mi
8418 Bayberry Dr Saint Louis, MO 3.0 2.0 1288 $1,350 $1.05 21d 1 0.55mi
541 Hentschel Pl Saint Louis, MO 2.0 1.0 1305 $1,500 $1.15 4d 1 0.60mi
8437 January Ave Saint Louis, MO 3.0 2.0 1288 $1,350 $1.05 43d 1 0.75mi
1455 S New Florissant Rd Florissant, MO 4.0 1.0 1584 $1,721 $1.09 43d 1 0.76mi
6452 Evergreen Blvd Saint Louis, MO 3.0 2.0 1288 $1,500 $1.16 23d 1 0.76mi
5 Santa Cruz Dr Florissant, MO 2.0 1.0 1410 $1,411 $1.00 16d 1 0.77mi
1465 W Duchesne Dr Florissant, MO 3.0 1.0 896 $1,500 $1.67 43d 1 0.83mi
8439 Alder Ave Saint Louis, MO 3.0 1.5 1176 $1,425 $1.21 23d 1 0.83mi
1250 S New Florissant Rd Florissant, MO 2.0 1.0 1150 $1,500 $1.30 14d 1 0.90mi
6698 Amora Ave Berkeley, MO 2.0–3.0 1.5 1625 $1,500 $0.92 43d 1 0.92mi
8507 Tally Ho Dr Hazelwood, MO 2.0 1.5 1478 $1,300 $0.88 43d 5 0.93mi
1180 S New Florissant Rd Florissant, MO 3.0 1.0 925 $1,225 $1.32 23d 1 0.97mi
17 Valley Dr Florissant, MO 2.0 2.0 1356 $1,525 $1.12 43d 1 1.04mi
6156 Wulff Dr Saint Louis, MO 3.0 2.0 960 $1,425 $1.48 10d 1 1.07mi
6044 Cascade Dr Saint Louis, MO 2.0 1.0 984 $1,150 $1.17 7d 1 1.11mi
60 Mayme Dr Saint Louis, MO 3.0 1.0 960 $1,285 $1.34 43d 1 1.23mi
410 Robert Ave Ferguson, MO 4.0 2.0 1471 $2,000 $1.36 11d 1 1.24mi
910 Disco Dr Saint Louis, MO 3.0 1.0 924 $1,260 $1.36 16d 1 1.28mi
297 Saint Eugene Ln Florissant, MO 2.0 1.0 1100 $1,100 $1.00 43d 1 1.35mi
3585 Pershall Rd Unit Savana Ferguson, MO 2.0 1.5 1518 $1,375 $0.91 43d 1 1.35mi
3585 Pershall Rd Ferguson, MO 2.0 2.0 1388 $1,400 $1.01 43d 1 1.35mi
3585 Pershall Rd Unit Moor Ferguson, MO 3.0 2.0 1577 $1,500 $0.95 43d 1 1.35mi
805 Robinwood Dr Florissant, MO 3.0 1.5 1729 $1,571 $0.91 20d 1 1.36mi

Listing history 13 events

  1. 2026-06-17
    status $125,000 Pending 13 DOM
  2. 2026-06-17
    days on market $125,000 Active 13 DOM
  3. 2026-06-16
    days on market $125,000 Active 12 DOM
  4. 2026-06-15
    days on market $125,000 Active 11 DOM
  5. 2026-06-13
    days on market $125,000 Active 9 DOM
  6. 2026-06-13
    days on market $125,000 Active 8 DOM
  7. 2026-06-09
    days on market $125,000 Active 5 DOM
  8. 2026-06-08
    days on market $125,000 Active 4 DOM
  9. 2026-06-07
    days on market $125,000 Active 3 DOM
  10. 2026-06-05
    statusdays on market $125,000 Active 1 DOM
  11. 2026-06-03
    days on market $125,000 Coming Soon 2 DOM
  12. 2026-06-02
    remarks 687-char remark
  13. 2026-06-02
    listed $125,000 Coming Soon 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MO · Resets to sale price

Current annual tax
$934 · $78/mo
Projected year-2 tax
$1,212 · $101/mo
Expected delta
+$279/yr (+$23/mo · 29.9%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 4/10 Moderate 7 d/yr ≥106°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 100% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 5 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$17,301
− Mortgage interest
−$7,002
− Property taxes
−$934
− Insurance
−$625
− Repairs & maintenance
−$1,384
− Management
−$1,384
− Depreciation
−$3,636
Taxable income
$2,336
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$561
After-tax cash flow
$3,682/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Ferguson-Florissant R-II
NCES district ID
2912010
Math proficiency
7% ▼ -9.00%
Reading proficiency
20% ▼ -6.00%
Median HH income
$44,610
Composite
11.96/100
National rank
#9666
State rank
#311 of 324 in MO

Livability — Hazelwood

Score
62/100
State rank
#395
US rank
#16956

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment D- Housing A+ Health & safety F User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Hazelwood, MO
County
Saint Louis County · 888,823 people
City population
17,813
Metro
St. Louis, MO-IL
Population (ZIP)
18,381
Household income
$52,328
Rent vs Own
45.8% rent · 54.2% own
Severe rent burden
957.0

Population outlook (St. Louis County) Hauer SSP2

Today (2025)
1,025,227 people
By 2030
1,028,023 · +0.3%
By 2040
1,020,940 · -0.4%
By 2050
1,007,280 · -1.8%
By 2075
987,277 · -3.7%
By 2100
921,984 · -10.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (66%)
Race & ethnicity
Black 66% White 28% Two or more races 3% Hispanic / Latino 2%
Common ancestry
Lithuanian 1% Iranian 1% Romanian 1%
Foreign-born
1% · Canada
Languages at home
95% English-only · Spanish 4%

Political lean MEDSL · St. Louis

2024 margin
Strong D (+23.4) · D 60.8% · R 37.4% · Other 1.7%
2008→2024 swing
+3.5pp toward D · 2008: 19.9pp · 2024: 23.4pp
All cycles
2024: D+23.4 2020: D+24.0 2016: D+16.2 2012: D+13.7 2008: D+19.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -152.56%
Current HPI
138.6781
Rent YoY
▲ 9.03%
Metro
St. Louis, MO-IL
State GDP YoY
▲ 1.84%
F500 in state
20

Industry mix (Fortune 500 HQ in MO)

Industry F500 HQs Revenue

Price history

+262.3% since first listed
8 events — show timeline
  • 2026-06-01 Coming Soon $125,000 MARIS as Distributed by MLS Grid
  • 2023-08-22 Sold (MLS) MARIS as Distributed by MLS Grid
  • 2023-08-01 Pending MARIS as Distributed by MLS Grid
  • 2023-07-06 Listed $48,500 MARIS as Distributed by MLS Grid
  • 2022-02-23 Sold (Public Records) $47,852 Public Records
  • 2013-09-19 Sold (Public Records) $365,000 Public Records
  • 2005-08-05 Sold (Public Records) $317,500 Public Records
  • 2000-12-15 Sold (Public Records) $34,500 Public Records

Property tax history

+9.5%/yr

Latest (2022): $934 · +0.5% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…