624 Kier St · Avonmore, PA 15680

$72,200

3 bd · 1.0 ba · 1,368 sqft · Other public records · 70 Days on market

Built 1900 7,200 sqft lot $53/sqft · 59% below area ↓ 4% since listing

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Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• ARV discount +7.5/15.0
• Appreciation +5.0/10.0
• Schools +4.0/10.0
• Livability +3.1/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0

Listing remarks MLS

Welcome to 624 Kier Street in Salina, a charming two-story home full of character, warmth, and opportunity. Offering approximately 1,368 square feet of living space, this inviting residence features three bedrooms and one full bathroom, blending classic architectural details with comfortable everyday living. As you arrive, the home’s welcoming covered front porch immediately sets the tone, creating a perfect place to relax and enjoy the peaceful surroundings. Step inside to discover a bright and inviting living area highlighted by beautiful original woodwork, generous windows that fill the space with natural light, and a traditional staircase that adds timeless character to the home. The main living spaces flow comfortably from room to room, offering flexibility for both daily living and entertaining. The kitchen provides a practical layout with ample cabinetry and storage, including a built-in pantry area that helps keep everything organized. Just beyond, the home offers additional versatile spaces that can easily adapt to your lifestyle needs. Upstairs, the home features three comfortable bedrooms, each offering natural light and a classic layout that allows for restful private spaces. The full bathroom is centrally located and designed for everyday convenience. One of the home's most enjoyable features is the bright enclosed sunroom, a wonderful space that can serve as a relaxing retreat, home office, reading nook, or creative studio. Large windows invite sunlight throughout the day, creating a cheerful atmosphere that can be enjoyed year-round. Step outside to the rear deck, a perfect setting for outdoor gatherings, morning coffee, or simply enjoying the fresh air. The backyard offers plenty of room for outdoor activities, gardening, or future landscaping ideas. Additional outbuildings provide extra space for storage, hobbies, or workshop potential. The property also includes an unfinished basement, offering valuable space for storage and future possibilities. Whether you envision a workshop area, organized storage, or future finishing opportunities, the basement provides flexibility to meet a variety of needs. With its classic architecture, inviting spaces, and plenty of potential, this property presents an exciting opportunity for buyers looking to create their own vision while enjoying the charm of a traditional home. Come explore the possibilities and imagine the future that awaits at 624 Kier Street! Schedule your showing today! Photos are digitally enhanced. Being sold AS IS, WHERE IS, Buyer is responsible for all inspections and any city requirements to close. This property is lender-owned and US Bank is making no representations or warranties. U. S. Bank National Association may have financing options available for potential buyers. All information and property details set forth in this listing, including all utilities and all room dimensions which are approximate and deemed reliable but not guaranteed and should be independently verified if any person intends to engage in a transaction based upon it. Seller/current owner does not represent and/or guarantee that all property information and details have been provided in this MLS listing.

Key facts

• Covered front porch
• Built-in pantry
• Enclosed sunroom

Tags

• COVERED FRONT PORCH
• ORIGINAL WOODWORK
• BUILT-IN PANTRY
• ENCLOSED SUNROOM
• REAR DECK
• OUTBUILDINGS

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath other listed at $72k.

Deal economics

• At list price, monthly cash flow is $398 ($5k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $72k).
• Recommended offer: $68k (6.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads 62/100 on livability (#1,339 in PA) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: schools F, amenities F, commute F.
• Kiski Area SD (suburban): math 33% / reading 60% proficiency, ranked #247 of 539 in PA (top 46%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: 1 active listings in the ZIP; 415 units permitted in Westmoreland County in 2024 (10 in 5+ unit buildings).

Forward outlook

• In year one you build about $3k of equity ($499 loan paydown + $2k appreciation (3.0% local appreciation)).
• Westmoreland County population projected at -19% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• At projected returns (3.0% appreciation + 3.0% rent growth), your $20k cash investment doubles in ~3 years — after that, you're playing with house money.

Negotiation context

• It's been on market 70 days — a 6% lower offer ($68k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

• Watch-outs: built in 1900 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $67,868 (6.0% below list)

Questions for the listing agent

1. It's been on market 70 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
2. Built in 1900 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.63% ✓
• Cap rate: 12.90%
• Cash-on-cash: 23.61%
• DSCR: 2.05
• GRM: 5.1

CMA / ARV

• ARV (median comp): $176,613
• List price: $72,200
• Delta: -59.12%
• Verdict: UNDERPRICED
• Comps: 3 within 1.0 mi

Projected returns pro-forma

3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 29.8%
• Equity multiple: 2.69×
• Total profit: $34,071
• Equity at exit: $32,464

10-year hold

• IRR: 30.2%
• Equity multiple: 5.25×
• Total profit: $85,845
• Equity at exit: $50,031

Cash invested: $20,216 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 15680

• Active inventory: 1
• Price-to-rent: 5.1×

Monthly cashflow live

• Estimated rent: $1,176 medium
• Mortgage (P&I): −$379
• Tax from tax record: −$123 /mo · $1,472/yr
• Insurance: −$30
• HOA: −$0
• Vacancy / Maint / Mgmt: −$247
• Net cashflow: $398

Break-even live

Break-even rent $673

Max offer price $72,200

Occupancy floor 61%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $18,050
• Closing costs: $2,166
• Reserves months: —
• Total cash needed: —

Listing history 5 events

1. 2026-05-18
   status Pending 3213-char remark

   Show marketing remark (3213 chars)

   Welcome to 624 Kier Street in Salina, a charming two-story home full of character, warmth, and opportunity. Offering approximately 1,368 square feet of living space, this inviting residence features three bedrooms and one full bathroom, blending classic architectural details with comfortable everyday living. As you arrive, the home’s welcoming covered front porch immediately sets the tone, creating a perfect place to relax and enjoy the peaceful surroundings. Step inside to discover a bright and inviting living area highlighted by beautiful original woodwork, generous windows that fill the space with natural light, and a traditional staircase that adds timeless character to the home. The main living spaces flow comfortably from room to room, offering flexibility for both daily living and entertaining. The kitchen provides a practical layout with ample cabinetry and storage, including a built-in pantry area that helps keep everything organized. Just beyond, the home offers additional versatile spaces that can easily adapt to your lifestyle needs. Upstairs, the home features three comfortable bedrooms, each offering natural light and a classic layout that allows for restful private spaces. The full bathroom is centrally located and designed for everyday convenience. One of the home's most enjoyable features is the bright enclosed sunroom, a wonderful space that can serve as a relaxing retreat, home office, reading nook, or creative studio. Large windows invite sunlight throughout the day, creating a cheerful atmosphere that can be enjoyed year-round. Step outside to the rear deck, a perfect setting for outdoor gatherings, morning coffee, or simply enjoying the fresh air. The backyard offers plenty of room for outdoor activities, gardening, or future landscaping ideas. Additional outbuildings provide extra space for storage, hobbies, or workshop potential. The property also includes an unfinished basement, offering valuable space for storage and future possibilities. Whether you envision a workshop area, organized storage, or future finishing opportunities, the basement provides flexibility to meet a variety of needs. With its classic architecture, inviting spaces, and plenty of potential, this property presents an exciting opportunity for buyers looking to create their own vision while enjoying the charm of a traditional home. Come explore the possibilities and imagine the future that awaits at 624 Kier Street! Schedule your showing today! Photos are digitally enhanced. Being sold AS IS, WHERE IS, Buyer is responsible for all inspections and any city requirements to close. This property is lender-owned and US Bank is making no representations or warranties. U. S. Bank National Association may have financing options available for potential buyers. All information and property details set forth in this listing, including all utilities and all room dimensions which are approximate and deemed reliable but not guaranteed and should be independently verified if any person intends to engage in a transaction based upon it. Seller/current owner does not represent and/or guarantee that all property information and details have been provided in this MLS listing.

2. 2026-05-06
   price $72,200 3213-char remark

   Show marketing remark (3213 chars)

   Welcome to 624 Kier Street in Salina, a charming two-story home full of character, warmth, and opportunity. Offering approximately 1,368 square feet of living space, this inviting residence features three bedrooms and one full bathroom, blending classic architectural details with comfortable everyday living. As you arrive, the home’s welcoming covered front porch immediately sets the tone, creating a perfect place to relax and enjoy the peaceful surroundings. Step inside to discover a bright and inviting living area highlighted by beautiful original woodwork, generous windows that fill the space with natural light, and a traditional staircase that adds timeless character to the home. The main living spaces flow comfortably from room to room, offering flexibility for both daily living and entertaining. The kitchen provides a practical layout with ample cabinetry and storage, including a built-in pantry area that helps keep everything organized. Just beyond, the home offers additional versatile spaces that can easily adapt to your lifestyle needs. Upstairs, the home features three comfortable bedrooms, each offering natural light and a classic layout that allows for restful private spaces. The full bathroom is centrally located and designed for everyday convenience. One of the home's most enjoyable features is the bright enclosed sunroom, a wonderful space that can serve as a relaxing retreat, home office, reading nook, or creative studio. Large windows invite sunlight throughout the day, creating a cheerful atmosphere that can be enjoyed year-round. Step outside to the rear deck, a perfect setting for outdoor gatherings, morning coffee, or simply enjoying the fresh air. The backyard offers plenty of room for outdoor activities, gardening, or future landscaping ideas. Additional outbuildings provide extra space for storage, hobbies, or workshop potential. The property also includes an unfinished basement, offering valuable space for storage and future possibilities. Whether you envision a workshop area, organized storage, or future finishing opportunities, the basement provides flexibility to meet a variety of needs. With its classic architecture, inviting spaces, and plenty of potential, this property presents an exciting opportunity for buyers looking to create their own vision while enjoying the charm of a traditional home. Come explore the possibilities and imagine the future that awaits at 624 Kier Street! Schedule your showing today! Photos are digitally enhanced. Being sold AS IS, WHERE IS, Buyer is responsible for all inspections and any city requirements to close. This property is lender-owned and US Bank is making no representations or warranties. U. S. Bank National Association may have financing options available for potential buyers. All information and property details set forth in this listing, including all utilities and all room dimensions which are approximate and deemed reliable but not guaranteed and should be independently verified if any person intends to engage in a transaction based upon it. Seller/current owner does not represent and/or guarantee that all property information and details have been provided in this MLS listing.

3. 2026-04-07
   price $84,900 3213-char remark

   Show marketing remark (3213 chars)

   Welcome to 624 Kier Street in Salina, a charming two-story home full of character, warmth, and opportunity. Offering approximately 1,368 square feet of living space, this inviting residence features three bedrooms and one full bathroom, blending classic architectural details with comfortable everyday living. As you arrive, the home’s welcoming covered front porch immediately sets the tone, creating a perfect place to relax and enjoy the peaceful surroundings. Step inside to discover a bright and inviting living area highlighted by beautiful original woodwork, generous windows that fill the space with natural light, and a traditional staircase that adds timeless character to the home. The main living spaces flow comfortably from room to room, offering flexibility for both daily living and entertaining. The kitchen provides a practical layout with ample cabinetry and storage, including a built-in pantry area that helps keep everything organized. Just beyond, the home offers additional versatile spaces that can easily adapt to your lifestyle needs. Upstairs, the home features three comfortable bedrooms, each offering natural light and a classic layout that allows for restful private spaces. The full bathroom is centrally located and designed for everyday convenience. One of the home's most enjoyable features is the bright enclosed sunroom, a wonderful space that can serve as a relaxing retreat, home office, reading nook, or creative studio. Large windows invite sunlight throughout the day, creating a cheerful atmosphere that can be enjoyed year-round. Step outside to the rear deck, a perfect setting for outdoor gatherings, morning coffee, or simply enjoying the fresh air. The backyard offers plenty of room for outdoor activities, gardening, or future landscaping ideas. Additional outbuildings provide extra space for storage, hobbies, or workshop potential. The property also includes an unfinished basement, offering valuable space for storage and future possibilities. Whether you envision a workshop area, organized storage, or future finishing opportunities, the basement provides flexibility to meet a variety of needs. With its classic architecture, inviting spaces, and plenty of potential, this property presents an exciting opportunity for buyers looking to create their own vision while enjoying the charm of a traditional home. Come explore the possibilities and imagine the future that awaits at 624 Kier Street! Schedule your showing today! Photos are digitally enhanced. Being sold AS IS, WHERE IS, Buyer is responsible for all inspections and any city requirements to close. This property is lender-owned and US Bank is making no representations or warranties. U. S. Bank National Association may have financing options available for potential buyers. All information and property details set forth in this listing, including all utilities and all room dimensions which are approximate and deemed reliable but not guaranteed and should be independently verified if any person intends to engage in a transaction based upon it. Seller/current owner does not represent and/or guarantee that all property information and details have been provided in this MLS listing.

4. 2026-03-09
   listed $99,000 Active 3213-char remark

   Show marketing remark (3213 chars)

   Welcome to 624 Kier Street in Salina, a charming two-story home full of character, warmth, and opportunity. Offering approximately 1,368 square feet of living space, this inviting residence features three bedrooms and one full bathroom, blending classic architectural details with comfortable everyday living. As you arrive, the home’s welcoming covered front porch immediately sets the tone, creating a perfect place to relax and enjoy the peaceful surroundings. Step inside to discover a bright and inviting living area highlighted by beautiful original woodwork, generous windows that fill the space with natural light, and a traditional staircase that adds timeless character to the home. The main living spaces flow comfortably from room to room, offering flexibility for both daily living and entertaining. The kitchen provides a practical layout with ample cabinetry and storage, including a built-in pantry area that helps keep everything organized. Just beyond, the home offers additional versatile spaces that can easily adapt to your lifestyle needs. Upstairs, the home features three comfortable bedrooms, each offering natural light and a classic layout that allows for restful private spaces. The full bathroom is centrally located and designed for everyday convenience. One of the home's most enjoyable features is the bright enclosed sunroom, a wonderful space that can serve as a relaxing retreat, home office, reading nook, or creative studio. Large windows invite sunlight throughout the day, creating a cheerful atmosphere that can be enjoyed year-round. Step outside to the rear deck, a perfect setting for outdoor gatherings, morning coffee, or simply enjoying the fresh air. The backyard offers plenty of room for outdoor activities, gardening, or future landscaping ideas. Additional outbuildings provide extra space for storage, hobbies, or workshop potential. The property also includes an unfinished basement, offering valuable space for storage and future possibilities. Whether you envision a workshop area, organized storage, or future finishing opportunities, the basement provides flexibility to meet a variety of needs. With its classic architecture, inviting spaces, and plenty of potential, this property presents an exciting opportunity for buyers looking to create their own vision while enjoying the charm of a traditional home. Come explore the possibilities and imagine the future that awaits at 624 Kier Street! Schedule your showing today! Photos are digitally enhanced. Being sold AS IS, WHERE IS, Buyer is responsible for all inspections and any city requirements to close. This property is lender-owned and US Bank is making no representations or warranties. U. S. Bank National Association may have financing options available for potential buyers. All information and property details set forth in this listing, including all utilities and all room dimensions which are approximate and deemed reliable but not guaranteed and should be independently verified if any person intends to engage in a transaction based upon it. Seller/current owner does not represent and/or guarantee that all property information and details have been provided in this MLS listing.

5. 2016-03-21
   soldstatus $75,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

• Current annual tax: $1,472 · $123/mo
• Projected year-2 tax: $1,472 · $123/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 3/10 Moderate 7 d/yr ≥98°F today · 17 d/yr by 30 yrs out
• 💨 Wind 2/10 Low
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Taxation est. · year 1

• Rental income: $14,114
• − Mortgage interest: −$4,044
• − Property taxes: −$1,472
• − Insurance: −$361
• − Repairs & maintenance: −$1,129
• − Management: −$1,129
• − Depreciation: −$2,100
• Taxable income: $3,878
• Est. tax owed @ 24.0%: −$931
• After-tax cash flow: $3,843/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Kiski Area SD
• NCES district ID: 4212840
• Math proficiency: 33% ▼ -16.00%
• Reading proficiency: 60% ▼ -10.00%
• Median HH income: $49,407
• Composite: 39.72/100
• National rank: #3900
• State rank: #247 of 539 in PA

Livability — Avonmore

• Score: 62/100
• State rank: #1339
• US rank: #16565

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment D- Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Population (ZIP): 270

Population outlook (Westmoreland County) Hauer SSP2

• Today (2025): 342,555 people
• By 2030: 331,717 · -3.2%
• By 2040: 304,976 · -11.0%
• By 2050: 277,444 · -19.0%
• By 2075: 224,607 · -34.4%
• By 2100: 171,084 · -50.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (98%)
• Race & ethnicity: White 98% Hispanic / Latino 2%
• Common ancestry: Romanian 10%
• Foreign-born: 2% · Canada

Political lean MEDSL · Westmoreland

• 2024 margin: Strong R (+28.4) · D 35.4% · R 63.9%
• 2008→2024 swing: -11.7pp toward R · 2008: -16.7pp · 2024: -28.4pp
• All cycles: 2024: R+28.4 2020: R+28.3 2016: R+31.3 2012: R+23.7 2008: R+16.7

Not yet ingested

• Civics: —

Market trends

• HPI YoY: —
• Current HPI: —
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

-3.7% since first listed

5 events — show timeline

• 2026-05-18 Pending — West Penn MLS
• 2026-05-06 Price Changed $72,200 West Penn MLS
• 2026-04-07 Price Changed $84,900 West Penn MLS
• 2026-03-09 Listed $99,000 West Penn MLS
• 2016-03-21 Sold (Public Records) $75,000 Public Records

Property tax history

+2.6%/yr

Latest (2026): $1,472 · +0.0% YoY. Source: county tax records.