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312 Pinecrest Dr
D Composite 41.59
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +12.2/30.0
  • ARV discount +7.5/15.0
  • Appreciation +4.7/10.0
  • DSCR +3.6/10.0
  • 1% rule +3.5/10.0
  • Livability +2.7/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +2.3/10.0

$195,000

312 Pinecrest Dr · Trinity, TX 75862
5 bd · 2.0 ba · 2,714 sqft · SingleFamily public records · 84 Days on market
Built 1972 0.88 ac lot

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Sitting on nearly an acre, this charming 4/5-bedroom, 2.5-bath home offers 2,714+ sq ft of space and endless potential (5th bedroom or office depending on preferred use). It carries a warm, classic character with plenty of room to update to your style. You'll love the oversized living room areas, spacious bedrooms, and the abundant natural light throughout. Step outside to enjoy a sizeable 0.88 acre lot, complete with a covered RV canopy, 30-amp hookup, and a versatile workshop shed, perfect for weekend projects or extra storage. Conveniently located only a couple miles from schools, this home combines comfort, space, and practicality in one inviting package.

Key facts

  • Workshop shed
  • Natural light
  • Sizeable lot

Tags

COVERED RV CANOPY30-AMP HOOKUPWORKSHOP SHEDSIZEABLE LOTNATURAL LIGHT

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 5-bed/2.0-bath single-family listed at $195k.

Deal economics

  • At list price, monthly cash flow is $-40 ($-480/yr) — negative.
  • To cash-flow at today's rent, offer at most $188k (3.6% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $166k (14.7% below list).
  • Recommended offer: $166k (14.7% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 54/100 on livability (#1,405 in TX) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing B+, crime B; Watch: schools F, amenities F, commute F.
  • Trinity ISD (rural): math 27% / reading 29% proficiency, ranked #682 of 826 in TX (top 83%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Market conditions: 468 active listings in the ZIP; 1 units permitted in Trinity County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • In year one you build about $340 of equity ($1k loan paydown + $-1k appreciation (-0.5% local appreciation)).
  • Trinity County population projected at -13% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

  • It's been on market 84 days — a 6% lower offer ($183k) is reasonable based on typical stale-listing flexibility.
  • 6 sale attempts since 7y ago; this cycle's ask has dropped $20k (9%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $104k; list at $195k implies a 88% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 93% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $166,254 (14.7% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 84 days. Have you received any prior offers? Is the seller open to a 15% concession, seller financing, or rate buy-down credit?
  3. Built in 1972 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.85%
Cap rate
6.05%
Cash-on-cash
-0.88%
DSCR
0.96
GRM
9.8

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-0.52% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-5.2%
Equity multiple
0.76×
Total profit
$-12,910
Equity at exit
$51,634
10-year hold
IRR
1.1%
Equity multiple
1.11×
Total profit
$6,005
Equity at exit
$58,214

Cash invested: $54,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 75862

Home prices YoY
-0.3%
Active inventory
468
Price-to-rent
9.8×

Monthly cashflow live

Estimated rent
$1,663 medium interval (Pro) →
Mortgage (P&I)
$1,023
Tax from tax record
$250 /mo · $2,994/yr
Insurance
$81
HOA
$0
Vacancy / Maint / Mgmt
$349
Net cashflow
$-40

Break-even live

Break-even rent $1,713
Max offer price $187,940
Occupancy floor 97%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$48,750
Closing costs
$5,850
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 14 events

  1. 2026-05-18
    status Pending 667-char remark
    Show marketing remark (667 chars)

    Sitting on nearly an acre, this charming 4/5-bedroom, 2.5-bath home offers 2,714+ sq ft of space and endless potential (5th bedroom or office depending on preferred use). It carries a warm, classic character with plenty of room to update to your style. You'll love the oversized living room areas, spacious bedrooms, and the abundant natural light throughout. Step outside to enjoy a sizeable 0.88 acre lot, complete with a covered RV canopy, 30-amp hookup, and a versatile workshop shed, perfect for weekend projects or extra storage. Conveniently located only a couple miles from schools, this home combines comfort, space, and practicality in one inviting package.

  2. 2026-04-23
    price $195,000 667-char remark
    Show marketing remark (667 chars)

    Sitting on nearly an acre, this charming 4/5-bedroom, 2.5-bath home offers 2,714+ sq ft of space and endless potential (5th bedroom or office depending on preferred use). It carries a warm, classic character with plenty of room to update to your style. You'll love the oversized living room areas, spacious bedrooms, and the abundant natural light throughout. Step outside to enjoy a sizeable 0.88 acre lot, complete with a covered RV canopy, 30-amp hookup, and a versatile workshop shed, perfect for weekend projects or extra storage. Conveniently located only a couple miles from schools, this home combines comfort, space, and practicality in one inviting package.

  3. 2026-04-21
    price $195,000 667-char remark
    Show marketing remark (667 chars)

    Sitting on nearly an acre, this charming 4/5-bedroom, 2.5-bath home offers 2,714+ sq ft of space and endless potential (5th bedroom or office depending on preferred use). It carries a warm, classic character with plenty of room to update to your style. You'll love the oversized living room areas, spacious bedrooms, and the abundant natural light throughout. Step outside to enjoy a sizeable 0.88 acre lot, complete with a covered RV canopy, 30-amp hookup, and a versatile workshop shed, perfect for weekend projects or extra storage. Conveniently located only a couple miles from schools, this home combines comfort, space, and practicality in one inviting package.

  4. 2026-03-02
    status Active 667-char remark
    Show marketing remark (667 chars)

    Sitting on nearly an acre, this charming 4/5-bedroom, 2.5-bath home offers 2,714+ sq ft of space and endless potential (5th bedroom or office depending on preferred use). It carries a warm, classic character with plenty of room to update to your style. You'll love the oversized living room areas, spacious bedrooms, and the abundant natural light throughout. Step outside to enjoy a sizeable 0.88 acre lot, complete with a covered RV canopy, 30-amp hookup, and a versatile workshop shed, perfect for weekend projects or extra storage. Conveniently located only a couple miles from schools, this home combines comfort, space, and practicality in one inviting package.

  5. 2025-12-20
    status Active 667-char remark
    Show marketing remark (667 chars)

    Sitting on nearly an acre, this charming 4/5-bedroom, 2.5-bath home offers 2,714+ sq ft of space and endless potential (5th bedroom or office depending on preferred use). It carries a warm, classic character with plenty of room to update to your style. You'll love the oversized living room areas, spacious bedrooms, and the abundant natural light throughout. Step outside to enjoy a sizeable 0.88 acre lot, complete with a covered RV canopy, 30-amp hookup, and a versatile workshop shed, perfect for weekend projects or extra storage. Conveniently located only a couple miles from schools, this home combines comfort, space, and practicality in one inviting package.

  6. 2025-12-17
    status Pending 667-char remark
    Show marketing remark (667 chars)

    Sitting on nearly an acre, this charming 4/5-bedroom, 2.5-bath home offers 2,714+ sq ft of space and endless potential (5th bedroom or office depending on preferred use). It carries a warm, classic character with plenty of room to update to your style. You'll love the oversized living room areas, spacious bedrooms, and the abundant natural light throughout. Step outside to enjoy a sizeable 0.88 acre lot, complete with a covered RV canopy, 30-amp hookup, and a versatile workshop shed, perfect for weekend projects or extra storage. Conveniently located only a couple miles from schools, this home combines comfort, space, and practicality in one inviting package.

  7. 2025-12-05
    status Pending 667-char remark
    Show marketing remark (667 chars)

    Sitting on nearly an acre, this charming 4/5-bedroom, 2.5-bath home offers 2,714+ sq ft of space and endless potential (5th bedroom or office depending on preferred use). It carries a warm, classic character with plenty of room to update to your style. You'll love the oversized living room areas, spacious bedrooms, and the abundant natural light throughout. Step outside to enjoy a sizeable 0.88 acre lot, complete with a covered RV canopy, 30-amp hookup, and a versatile workshop shed, perfect for weekend projects or extra storage. Conveniently located only a couple miles from schools, this home combines comfort, space, and practicality in one inviting package.

  8. 2025-12-01
    listed $215,000 Active 667-char remark
    Show marketing remark (667 chars)

    Sitting on nearly an acre, this charming 4/5-bedroom, 2.5-bath home offers 2,714+ sq ft of space and endless potential (5th bedroom or office depending on preferred use). It carries a warm, classic character with plenty of room to update to your style. You'll love the oversized living room areas, spacious bedrooms, and the abundant natural light throughout. Step outside to enjoy a sizeable 0.88 acre lot, complete with a covered RV canopy, 30-amp hookup, and a versatile workshop shed, perfect for weekend projects or extra storage. Conveniently located only a couple miles from schools, this home combines comfort, space, and practicality in one inviting package.

  9. 2025-12-01
    listed $215,000 Active 667-char remark
    Show marketing remark (667 chars)

    Sitting on nearly an acre, this charming 4/5-bedroom, 2.5-bath home offers 2,714+ sq ft of space and endless potential (5th bedroom or office depending on preferred use). It carries a warm, classic character with plenty of room to update to your style. You'll love the oversized living room areas, spacious bedrooms, and the abundant natural light throughout. Step outside to enjoy a sizeable 0.88 acre lot, complete with a covered RV canopy, 30-amp hookup, and a versatile workshop shed, perfect for weekend projects or extra storage. Conveniently located only a couple miles from schools, this home combines comfort, space, and practicality in one inviting package.

  10. 2020-05-13
    historical
  11. 2019-11-08
    listed $154,900
  12. 2019-11-01
    historical
  13. 2019-03-20
    listed $175,000
  14. 2015-12-28
    soldstatus $103,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$2,994 · $250/mo
Projected year-2 tax
$3,568 · $297/mo
Expected delta
+$574/yr (+$48/mo · 19.2%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 8/10 Severe 7 d/yr ≥111°F today · 24 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 93% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$19,950
− Mortgage interest
−$10,923
− Property taxes
−$2,994
− Insurance
−$975
− Repairs & maintenance
−$1,596
− Management
−$1,596
− Depreciation
−$5,673
Taxable loss
−$3,807
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$914
After-tax cash flow
$434/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Trinity ISD
NCES district ID
4843200
Math proficiency
27% ▼ -2.00%
Reading proficiency
29% ▲ 1.00%
Median HH income
$37,104
Composite
23.31/100
National rank
#7919
State rank
#682 of 826 in TX

Livability — Trinity

Score
54/100
State rank
#1405
US rank
#24056

Category grades

Amenities F Commute F Cost of living A+ Crime B Employment F Housing B+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Trinity, TX
Population (ZIP)
10,030

Population outlook (Trinity County) Hauer SSP2

Today (2025)
13,746 people
By 2030
13,333 · -3.0%
By 2040
12,542 · -8.8%
By 2050
11,942 · -13.1%
By 2075
10,871 · -20.9%
By 2100
9,784 · -28.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (74%)
Race & ethnicity
White 74% Hispanic / Latino 12% Black 10% Two or more races 7%
Hispanic origin (detail)
Mexican 11%
Common ancestry
Lithuanian 3% Serbian 2% Slovak 2%
Foreign-born
4% · Canada
Languages at home
89% English-only · Spanish 9% French/Haitian/Cajun 2%

Political lean MEDSL · Trinity

2024 margin
Solid R (+67.0) · D 16.2% · R 83.2%
2008→2024 swing
-31.3pp toward R · 2008: -35.7pp · 2024: -67.0pp
All cycles
2024: R+67.0 2020: R+61.3 2016: R+59.9 2012: R+46.9 2008: R+35.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -0.52%
Current HPI
174.6638
Rent YoY
Metro
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

+88.4% since first listed
14 events — show timeline
  • 2026-05-18 Pending Deep East Texas MLS
  • 2026-04-23 Price Changed $195,000 Deep East Texas MLS
  • 2026-04-21 Price Changed $195,000 HARMLS
  • 2026-03-02 Relisted Deep East Texas MLS
  • 2025-12-20 Relisted HARMLS
  • 2025-12-17 Pending HARMLS
  • 2025-12-05 Pending HARMLS
  • 2025-12-01 Listed $215,000 HARMLS
  • 2025-12-01 Listed $215,000 Deep East Texas MLS
  • 2020-05-13 Listing Removed HARMLS
  • 2019-11-08 Listed $154,900 HARMLS
  • 2019-11-01 Listing Removed HARMLS
  • 2019-03-20 Listed $175,000 HARMLS
  • 2015-12-28 Sold (Public Records) $103,500 Public Records

Property tax history

+6.4%/yr

Latest (2025): $2,994 · +12.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…