312 Pinecrest Dr · Trinity, TX
Flood risk 1/10 · Minimal
- FEMA flood zone
- —
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- —
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 8/10 · Major
- Hot days now (above 111°F)
- 7 days/yr
- Hot days in 30 yrs
- 24 days/yr
Wind risk 8/10 · Major
- Chance of severe wind over 30 yrs
- 93.0%
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +12.2/30.0
- ARV discount +7.5/15.0
- Appreciation +4.7/10.0
- DSCR +3.6/10.0
- 1% rule +3.5/10.0
- Livability +2.7/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Schools +2.3/10.0
$195,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Sitting on nearly an acre, this charming 4/5-bedroom, 2.5-bath home offers 2,714+ sq ft of space and endless potential (5th bedroom or office depending on preferred use). It carries a warm, classic character with plenty of room to update to your style. You'll love the oversized living room areas, spacious bedrooms, and the abundant natural light throughout. Step outside to enjoy a sizeable 0.88 acre lot, complete with a covered RV canopy, 30-amp hookup, and a versatile workshop shed, perfect for weekend projects or extra storage. Conveniently located only a couple miles from schools, this home combines comfort, space, and practicality in one inviting package.
Key facts
- Workshop shed
- Natural light
- Sizeable lot
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 5-bed/2.0-bath single-family listed at $195k.
Deal economics
- At list price, monthly cash flow is $-40 ($-480/yr) — negative.
- To cash-flow at today's rent, offer at most $188k (3.6% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $166k (14.7% below list).
- Recommended offer: $166k (14.7% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads 54/100 on livability (#1,405 in TX) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing B+, crime B; Watch: schools F, amenities F, commute F.
- Trinity ISD (rural): math 27% / reading 29% proficiency, ranked #682 of 826 in TX (top 83%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
- Market conditions: 468 active listings in the ZIP; 1 units permitted in Trinity County in 2024 (0 in 5+ unit buildings).
Forward outlook
- In year one you build about $340 of equity ($1k loan paydown + $-1k appreciation (-0.5% local appreciation)).
- Trinity County population projected at -13% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
Negotiation context
- It's been on market 84 days — a 6% lower offer ($183k) is reasonable based on typical stale-listing flexibility.
- 6 sale attempts since 7y ago; this cycle's ask has dropped $20k (9%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $104k; list at $195k implies a 88% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 93% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 84 days. Have you received any prior offers? Is the seller open to a 15% concession, seller financing, or rate buy-down credit?
- Built in 1972 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.85% ✗
- Cap rate
- 6.05%
- Cash-on-cash
- -0.88%
- DSCR
- 0.96
- GRM
- 9.8
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-0.52% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -5.2%
- Equity multiple
- 0.76×
- Total profit
- $-12,910
- Equity at exit
- $51,634
- IRR
- 1.1%
- Equity multiple
- 1.11×
- Total profit
- $6,005
- Equity at exit
- $58,214
Cash invested: $54,600 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 75862
- Home prices YoY
- -0.3%
- Active inventory
- 468
- Price-to-rent
- 9.8×
Monthly cashflow live
- Estimated rent
- $1,663 medium interval (Pro) →
- Mortgage (P&I)
- −$1,023
- Tax from tax record
- −$250 /mo · $2,994/yr
- Insurance
- −$81
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$349
- Net cashflow
- $-40
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $48,750
- Closing costs
- $5,850
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 14 events
-
2026-05-18status Pending 667-char remark
Show marketing remark (667 chars)
Sitting on nearly an acre, this charming 4/5-bedroom, 2.5-bath home offers 2,714+ sq ft of space and endless potential (5th bedroom or office depending on preferred use). It carries a warm, classic character with plenty of room to update to your style. You'll love the oversized living room areas, spacious bedrooms, and the abundant natural light throughout. Step outside to enjoy a sizeable 0.88 acre lot, complete with a covered RV canopy, 30-amp hookup, and a versatile workshop shed, perfect for weekend projects or extra storage. Conveniently located only a couple miles from schools, this home combines comfort, space, and practicality in one inviting package.
-
2026-04-23price $195,000 667-char remark
Show marketing remark (667 chars)
Sitting on nearly an acre, this charming 4/5-bedroom, 2.5-bath home offers 2,714+ sq ft of space and endless potential (5th bedroom or office depending on preferred use). It carries a warm, classic character with plenty of room to update to your style. You'll love the oversized living room areas, spacious bedrooms, and the abundant natural light throughout. Step outside to enjoy a sizeable 0.88 acre lot, complete with a covered RV canopy, 30-amp hookup, and a versatile workshop shed, perfect for weekend projects or extra storage. Conveniently located only a couple miles from schools, this home combines comfort, space, and practicality in one inviting package.
-
2026-04-21price $195,000 667-char remark
Show marketing remark (667 chars)
Sitting on nearly an acre, this charming 4/5-bedroom, 2.5-bath home offers 2,714+ sq ft of space and endless potential (5th bedroom or office depending on preferred use). It carries a warm, classic character with plenty of room to update to your style. You'll love the oversized living room areas, spacious bedrooms, and the abundant natural light throughout. Step outside to enjoy a sizeable 0.88 acre lot, complete with a covered RV canopy, 30-amp hookup, and a versatile workshop shed, perfect for weekend projects or extra storage. Conveniently located only a couple miles from schools, this home combines comfort, space, and practicality in one inviting package.
-
2026-03-02status Active 667-char remark
Show marketing remark (667 chars)
Sitting on nearly an acre, this charming 4/5-bedroom, 2.5-bath home offers 2,714+ sq ft of space and endless potential (5th bedroom or office depending on preferred use). It carries a warm, classic character with plenty of room to update to your style. You'll love the oversized living room areas, spacious bedrooms, and the abundant natural light throughout. Step outside to enjoy a sizeable 0.88 acre lot, complete with a covered RV canopy, 30-amp hookup, and a versatile workshop shed, perfect for weekend projects or extra storage. Conveniently located only a couple miles from schools, this home combines comfort, space, and practicality in one inviting package.
-
2025-12-20status Active 667-char remark
Show marketing remark (667 chars)
Sitting on nearly an acre, this charming 4/5-bedroom, 2.5-bath home offers 2,714+ sq ft of space and endless potential (5th bedroom or office depending on preferred use). It carries a warm, classic character with plenty of room to update to your style. You'll love the oversized living room areas, spacious bedrooms, and the abundant natural light throughout. Step outside to enjoy a sizeable 0.88 acre lot, complete with a covered RV canopy, 30-amp hookup, and a versatile workshop shed, perfect for weekend projects or extra storage. Conveniently located only a couple miles from schools, this home combines comfort, space, and practicality in one inviting package.
-
2025-12-17status Pending 667-char remark
Show marketing remark (667 chars)
Sitting on nearly an acre, this charming 4/5-bedroom, 2.5-bath home offers 2,714+ sq ft of space and endless potential (5th bedroom or office depending on preferred use). It carries a warm, classic character with plenty of room to update to your style. You'll love the oversized living room areas, spacious bedrooms, and the abundant natural light throughout. Step outside to enjoy a sizeable 0.88 acre lot, complete with a covered RV canopy, 30-amp hookup, and a versatile workshop shed, perfect for weekend projects or extra storage. Conveniently located only a couple miles from schools, this home combines comfort, space, and practicality in one inviting package.
-
2025-12-05status Pending 667-char remark
Show marketing remark (667 chars)
Sitting on nearly an acre, this charming 4/5-bedroom, 2.5-bath home offers 2,714+ sq ft of space and endless potential (5th bedroom or office depending on preferred use). It carries a warm, classic character with plenty of room to update to your style. You'll love the oversized living room areas, spacious bedrooms, and the abundant natural light throughout. Step outside to enjoy a sizeable 0.88 acre lot, complete with a covered RV canopy, 30-amp hookup, and a versatile workshop shed, perfect for weekend projects or extra storage. Conveniently located only a couple miles from schools, this home combines comfort, space, and practicality in one inviting package.
-
2025-12-01$215,000 Active 667-char remark
Show marketing remark (667 chars)
Sitting on nearly an acre, this charming 4/5-bedroom, 2.5-bath home offers 2,714+ sq ft of space and endless potential (5th bedroom or office depending on preferred use). It carries a warm, classic character with plenty of room to update to your style. You'll love the oversized living room areas, spacious bedrooms, and the abundant natural light throughout. Step outside to enjoy a sizeable 0.88 acre lot, complete with a covered RV canopy, 30-amp hookup, and a versatile workshop shed, perfect for weekend projects or extra storage. Conveniently located only a couple miles from schools, this home combines comfort, space, and practicality in one inviting package.
-
2025-12-01$215,000 Active 667-char remark
Show marketing remark (667 chars)
Sitting on nearly an acre, this charming 4/5-bedroom, 2.5-bath home offers 2,714+ sq ft of space and endless potential (5th bedroom or office depending on preferred use). It carries a warm, classic character with plenty of room to update to your style. You'll love the oversized living room areas, spacious bedrooms, and the abundant natural light throughout. Step outside to enjoy a sizeable 0.88 acre lot, complete with a covered RV canopy, 30-amp hookup, and a versatile workshop shed, perfect for weekend projects or extra storage. Conveniently located only a couple miles from schools, this home combines comfort, space, and practicality in one inviting package.
-
2020-05-13historical
-
2019-11-08$154,900
-
2019-11-01historical
-
2019-03-20$175,000
-
2015-12-28soldstatus $103,500
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast TX · Resets to sale price
- Current annual tax
- $2,994 · $250/mo
- Projected year-2 tax
- $3,568 · $297/mo
- Expected delta
- +$574/yr (+$48/mo · 19.2%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 8/10 Severe 7 d/yr ≥111°F today · 24 d/yr by 30 yrs out
- Wind 8/10 Severe 93% chance of damaging wind over 30 yrs
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $19,950
- − Mortgage interest
- −$10,923
- − Property taxes
- −$2,994
- − Insurance
- −$975
- − Repairs & maintenance
- −$1,596
- − Management
- −$1,596
- − Depreciation
- −$5,673
- Taxable loss
- −$3,807
- Est. tax savings @ 24.0%
- +$914
- After-tax cash flow
- $434/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Trinity ISD
- NCES district ID
- 4843200
- Math proficiency
- 27% ▼ -2.00%
- Reading proficiency
- 29% ▲ 1.00%
- Median HH income
- $37,104
- Composite
- 23.31/100
- National rank
- #7919
- State rank
- #682 of 826 in TX
Livability — Trinity
- Score
- 54/100
- State rank
- #1405
- US rank
- #24056
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Trinity, TX
- Population (ZIP)
- 10,030
Population outlook (Trinity County) Hauer SSP2
- Today (2025)
- 13,746 people
- By 2030
- 13,333 · -3.0%
- By 2040
- 12,542 · -8.8%
- By 2050
- 11,942 · -13.1%
- By 2075
- 10,871 · -20.9%
- By 2100
- 9,784 · -28.8%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (74%)
- Race & ethnicity
- White 74% Hispanic / Latino 12% Black 10% Two or more races 7%
- Hispanic origin (detail)
- Mexican 11%
- Common ancestry
- Lithuanian 3% Serbian 2% Slovak 2%
- Foreign-born
- 4% · Canada
- Languages at home
- 89% English-only · Spanish 9% French/Haitian/Cajun 2%
Political lean MEDSL · Trinity
- 2024 margin
- Solid R (+67.0) · D 16.2% · R 83.2%
- 2008→2024 swing
- -31.3pp toward R · 2008: -35.7pp · 2024: -67.0pp
- All cycles
- 2024: R+67.0 2020: R+61.3 2016: R+59.9 2012: R+46.9 2008: R+35.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -0.52%
- Current HPI
- 174.6638
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
|
||
| Technology | 5 | $198B |
|
||
| Engineering / Construction | 4 | $72B |
|
||
| Energy Services | 3 | $60B |
|
||
| Utilities | 3 | $41B |
|
||
| Healthcare | 2 | $330B |
|
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Price history
+88.4% since first listed14 events — show timeline
- 2026-05-18 Pending — Deep East Texas MLS
- 2026-04-23 Price Changed $195,000 Deep East Texas MLS
- 2026-04-21 Price Changed $195,000 HARMLS
- 2026-03-02 Relisted — Deep East Texas MLS
- 2025-12-20 Relisted — HARMLS
- 2025-12-17 Pending — HARMLS
- 2025-12-05 Pending — HARMLS
- 2025-12-01 Listed $215,000 HARMLS
- 2025-12-01 Listed $215,000 Deep East Texas MLS
- 2020-05-13 Listing Removed — HARMLS
- 2019-11-08 Listed $154,900 HARMLS
- 2019-11-01 Listing Removed — HARMLS
- 2019-03-20 Listed $175,000 HARMLS
- 2015-12-28 Sold (Public Records) $103,500 Public Records
Property tax history
+6.4%/yrLatest (2025): $2,994 · +12.6% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…