3212 E Fairhaven Dr · Oaklawn-Sunview, KS
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $1,154 – $2,142
Heat risk 5/10 · Moderate
- Hot days now (above 106°F)
- 7 days/yr
- Hot days in 30 yrs
- 17 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +14.9/30.0
- ARV discount +7.5/15.0
- DSCR +4.5/10.0
- Rent growth +3.8/5.0
- 1% rule +3.3/10.0
- Schools +2.9/10.0
- Livability +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$134,900
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Key facts
- Updated kitchen
- Large one-car garage
- 6,534 sq ft lot
Tags
Property features AI
Exterior
- Parking: 1-car garage
- Utilities: Public water; Sewer available; Natural gas available
- Home design: Single-family onsite-built home
- Construction: Composition roof; Slab foundation
- Exterior features: One-level living; Covered patio and deck; Chain-link fencing; Storage building / outbuilding
Interior
- Kitchen: Dishwasher; Range; Refrigerator
- Flooring: Laminate flooring
- Bathrooms: 1 full bathroom
- Heating & cooling: Central air (electric); Forced air heating (natural gas)
- Interior features: Dishwasher, Range, Refrigerator; 220-volt outlet for laundry equipment; Main-floor laundry in a separate room
- Laundry & utility: Main-floor laundry room with 220V hookup
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath single-family listed at $135k.
Deal economics
- At list price, monthly cash flow is $38 ($461/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $111k (17.5% below list).
- Recommended offer: $111k (17.5% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads: area grade D — affects rentability + tenant quality, not the cash-flow math above.
- Derby (suburban): math 29% / reading 36% proficiency, ranked #66 of 169 in KS (top 39%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Oaklawn Elem (math 17% / reading 22%, grade F, #593 of 684 statewide, top 89%, 216 students, 91% FRL); Derby North Middle School (math 29% / reading 29%, grade F, #85 of 219 statewide, top 40%, 828 students, 48% FRL); Derby High School (math 17% / reading 21%, grade F, #230 of 327 statewide, top 71%, 2,172 students, 43% FRL) — zoned schools average 61% FRL vs 34% district-wide (26 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: Rents rising fast (+5.2%/yr); 18 active listings in the ZIP; 2,613 units permitted in Sedgwick County in 2024 (258 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $933 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- Sedgwick County population projected at +5% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
Negotiation context
- It's been on market 34 days — a 3% lower offer ($131k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts since 9y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Watch-outs: built in 1952 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 34 days. Have you received any prior offers? Is the seller open to a 17% concession, seller financing, or rate buy-down credit?
- Built in 1952 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.83% ✗
- Cap rate
- 6.63%
- Cash-on-cash
- 1.22%
- DSCR
- 1.05
- GRM
- 10.1
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 5.18% rent growth · sell at horizon
- IRR
- -12.2%
- Equity multiple
- 0.55×
- Total profit
- $-16,955
- Equity at exit
- $20,114
- IRR
- -0.4%
- Equity multiple
- 0.97×
- Total profit
- $-1,064
- Equity at exit
- $11,664
Cash invested: $37,772 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 83 Strongly Landlord-Friendly
- State Kansas
- 83 Strongly Landlord-Friendly · R+10
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 67216
- Home prices YoY
- -19.5%
- Rents YoY
- 5.2%
- Active inventory
- 18
- Price-to-rent
- 10.1×
Monthly cashflow live
- Estimated rent
- $1,113 medium interval (Pro) →
- Mortgage (P&I)
- −$707
- Tax from tax record
- −$77 /mo · $929/yr
- Insurance
- −$56
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$234
- Net cashflow
- $38
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $33,725
- Closing costs
- $4,047
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 22 events
-
2026-06-19price $134,900 Active 34 DOM
-
2026-06-18days on market $139,900 Active 34 DOM
-
2026-06-17days on market $139,900 Active 33 DOM
-
2026-06-16days on market $139,900 Active 32 DOM
-
2026-06-15days on market $139,900 Active 31 DOM
-
2026-06-14days on market $139,900 Active 29 DOM
-
2026-06-10days on market $139,900 Active 26 DOM
-
2026-06-09days on market $139,900 Active 25 DOM
-
2026-06-08days on market $139,900 Active 24 DOM
-
2026-06-07days on market $139,900 Active 23 DOM
-
2026-06-03days on market $139,900 Active 19 DOM
-
2026-06-02days on market $139,900 Active 18 DOM
-
2026-06-01days on market $139,900 Active 17 DOM
-
2026-05-31days on market $139,900 Active 16 DOM
-
2026-05-30days on market $139,900 Active 15 DOM
-
2026-05-15$139,900 Active
-
2024-08-08soldstatus
-
2024-07-07status Pending
-
2024-07-02$65,000 Active
-
2017-11-01historical
-
2017-09-19$40,000
-
2012-05-31soldstatus
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast KS · Resets to sale price
- Current annual tax
- $929 · $77/mo
- Projected year-2 tax
- $1,902 · $159/mo
- Expected delta
- +$973/yr (+$81/mo · 104.7%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 5/10 Major 7 d/yr ≥106°F today · 17 d/yr by 30 yrs out
- Wind 2/10 Low
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $13,360
- − Mortgage interest
- −$7,556
- − Property taxes
- −$929
- − Insurance
- −$674
- − Repairs & maintenance
- −$1,069
- − Management
- −$1,069
- − Depreciation
- −$3,924
- Taxable loss
- −$1,862
- Est. tax savings @ 24.0%
- +$447
- After-tax cash flow
- $908/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Derby
- NCES district ID
- 2005460
- Math proficiency
- 29% ▼ -3.00%
- Reading proficiency
- 36% ▲ 1.00%
- Median HH income
- $60,460
- Composite
- 29.25/100
- National rank
- #6564
- State rank
- #66 of 169 in KS
Livability — Oaklawn-Sunview
No livability data for this city. (Only ~50 U.S. cities are tracked.)
Census & demographics
- Census place
- Oaklawn-Sunview, KS
- County
- Sedgwick County · 432,957 people
- Metro
- Wichita, KS
- Population (ZIP)
- 23,254
- Household income
- $48,902
- Rent vs Own
- Severe rent burden
- 980.0
Population outlook (Sedgwick County) Hauer SSP2
- Today (2025)
- 537,014 people
- By 2030
- 546,984 · +1.9%
- By 2040
- 559,141 · +4.1%
- By 2050
- 562,027 · +4.7%
- By 2075
- 557,255 · +3.8%
- By 2100
- 513,383 · -4.4%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.67)
- Race & ethnicity
- White 51% Hispanic / Latino 25% Two or more races 16% Asian 8% Black 5% Native American 1%
- Hispanic origin (detail)
- Mexican 19% Puerto Rican 3%
- Common ancestry
- Romanian 1% Slovak 1% Lithuanian 1%
- Foreign-born
- 12% · Canada, Vietnam
- Languages at home
- 78% English-only · Spanish 16% Other Asian/Pacific 3% Vietnamese 1%
Political lean MEDSL · Sedgwick
- 2024 margin
- R (+13.8) · D 42.3% · R 56.1% · Other 1.6%
- 2008→2024 swing
- -1.1pp toward R · 2008: -12.7pp · 2024: -13.8pp
- All cycles
- 2024: R+13.8 2020: R+12.6 2016: R+19.1 2012: R+19.7 2008: R+12.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -53.94%
- Current HPI
- 223.3077
- Rent YoY
- ▲ 5.18%
- Metro
- Wichita, KS
- State GDP YoY
- —
- F500 in state
- 0
Price history
+249.8% since first listed7 events — show timeline
- 2026-05-15 Listed $139,900 SCKMLS as Distributed by MLS Grid
- 2024-08-08 Sold (Public Records) — Public Records
- 2024-07-07 Pending — SCKMLS as Distributed by MLS Grid
- 2024-07-02 Listed $65,000 SCKMLS as Distributed by MLS Grid
- 2017-11-01 Listing Removed — SCKMLS as Distributed by MLS Grid
- 2017-09-19 Listed $40,000 SCKMLS as Distributed by MLS Grid
- 2012-05-31 Sold (Public Records) — Public Records
Property tax history
+7.0%/yrLatest (2025): $929 · +38.3% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…