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13553 Sauger Ct 🏗️ New Construction
D Composite 44.0
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +14.9/30.0
  • ARV discount +7.5/15.0
  • Schools +5.1/10.0
  • DSCR +4.6/10.0
  • Livability +3.7/5.0
  • 1% rule +3.1/10.0
  • Rent growth +2.6/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$307,496

13553 Sauger Ct · Conroe, TX 77384
4 bd · 2.5 ba · 2,111 sqft · Land · 5 Days on market
Built 2026 4,840 sqft lot $46/mo HOA · 2% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

The Wisteria plan is a 2-story plan with 4 bedrooms, 2.5 baths, and family room. It features an impressive 2-story foyer, 1st floor primary suite, and upstairs game room.

Key facts

  • Smart home package
  • Gourmet kitchen
  • 42 inch cabinetry

Tags

ZONED TO EXCELLENT SCHOOLSSMART HOME PACKAGEGOURMET KITCHEN42 INCH CABINETRYSILESTONE COUNTERTOPSSTAINLESS STEEL APPLIANCES

Property features AI

Finance

  • HOA & community: Community association managed by Principal Management Group of Hou; Annual HOA fee of $550; Community pool; Curbs and gutters

Exterior

  • Parking: Attached garage with 2 spaces; Driveway parking
  • Security: Smoke detectors
  • Utilities: Public water; Public sewer
  • Home design: Residential property; New construction (under construction); Faces east; Slab foundation
  • Construction: Built in 2026; Cement siding; Composition roof
  • Exterior features: Covered patio; Patio and deck; Fence around back yard; Sprinkler/irrigation system; Subdivision lot setting; Concrete road access

Interior

  • Kitchen: Dishwasher; Disposal; Gas oven; Gas range; Microwave; ENERGY STAR qualified appliances; Breakfast bar
  • Bedrooms: Primary bedroom on the first floor (12' x 15'); Three additional bedrooms on the second floor (13' x 10', 12' x 10', 13' x 10')
  • Flooring: Carpet; Plank; Vinyl
  • Bathrooms: Two full bathrooms; One half bathroom
  • Heating & cooling: Central heating (gas); Central electric air conditioning; Has heating and cooling
  • Interior features: Breakfast bar; Double vanity in bathrooms; Kitchen and family room combined; Primary bedroom with private bath; Pantry and walk-in pantry; Self-closing cabinet doors and drawers; Solid surface countertops; Soaking tub and separate shower in bath; Tub/shower combination; Ceiling fans; Programmable thermostat
  • Laundry & utility: Washer hookup; Electric dryer hookup

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…
🏗️ New construction. The $307,496 list price is a builder figure, so every metric below is computed on the value from comparable previous sales — $288,094.

What this means for you Summary

Snapshot

  • This is a 4-bed/2.5-bath land listed at $307k.

Deal economics

  • At list price, monthly cash flow is $86 ($1k/yr) — positive.
  • To cash-flow at today's rent, offer at most $303k (1.4% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $234k (23.8% below list).
  • Recommended offer: $234k (23.8% below list) — sets the bar for 1% rule.
  • Cap rate 6.6% vs local median 3.1% in Conroe — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 74/100 on livability (#169 in TX, #4,447 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, amenities B; Watch: commute F, health & safety F.
  • Conroe ISD (other): math 57% / reading 57% proficiency, ranked #69 of 826 in TX (top 8%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: Bush El (math 70% / reading 59%, grade B, #257 of 4,322 statewide, top 6%, 880 students, 20% FRL); Mccullough J H (math 82% / reading 81%, grade A+, #9 of 1,662 statewide, top 1%, 2,178 students, 14% FRL); Conroe H S (math 32% / reading 51%, grade F, #767 of 1,632 statewide, top 47%, 4,915 students, 61% FRL) — zoned schools at 32% FRL track the district average.
  • Market conditions: Rents flat; 316 active listings in the ZIP; 15 comparable units currently listed for rent nearby; rentals leasing fast (median 7d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 13,259 units permitted in Montgomery County in 2024 (1,402 in 5+ unit buildings).
  • This rent runs 31% of the median local income ($92k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
  • Montgomery County population projected at +65% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • Only 5 days on market — expect competitive offers; lowballing is unlikely to land.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Recommended offer $234,444 (23.8% below list)

Questions for the listing agent

  1. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.81%
Cap rate
6.65%
Cash-on-cash
1.27%
DSCR
1.06
GRM
10.2

CMA / ARV

ARV (median comp)
$288,094
List price
$307,496
Delta
6.73%
Verdict
FAIR
Comps
20 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 0.44% rent growth · sell at horizon

5-year hold
IRR
-16.9%
Equity multiple
0.41×
Total profit
$-47,228
Equity at exit
$42,956
10-year hold
IRR
-13.7%
Equity multiple
0.29×
Total profit
$-57,484
Equity at exit
$24,909

Cash invested: $80,666 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77384

Home prices YoY
-22.6%
Rents YoY
0.4%
Active inventory
316
Price-to-rent
10.9×

Monthly cashflow live

Estimated rent
$2,344 high interval (Pro) →
Mortgage (P&I)
$1,511
Tax from tax record
$90 /mo · $1,077/yr
Insurance
$120
HOA
$46
Vacancy / Maint / Mgmt
$492
Net cashflow
$86

Break-even live

Break-even rent $2,236
Max offer price $288,094
Occupancy floor 91%

Sensitivity live

Price -10% $249 -5% $167 +0% $86 +5% $4 +10% $-78
Rent -10% $-100 -5% $-7 +0% $86 +5% $178 +10% $271
Rate -1.0pp $231 -0.5pp $159 base $86 +0.5pp $11 +1.0pp $-65

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$72,024
Closing costs
$8,643
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 15 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
14031 Chinook Dr Conroe, TX 4.0 3.5 2630 $2,550 $0.97 45d 1 0.52mi
2547 Steelhead Dr Conroe, TX 4.0 2.5 2628 $2,390 $0.91 7d 1 0.61mi
9811 Laurel Lake Dr Conroe, TX 3.0–4.0 2.0–2.5 1830 $3,153 $1.72 0d 1 0.70mi
9857 Laurel Lake Dr Shenandoah, TX 4.0 2.0 1717 $2,250 $1.31 23d 1 0.82mi
14221 Rainier Peak Xing Conroe, TX 4.0 2.5 2289 $2,366 $1.03 0d 1 1.12mi
2443 Farm to Market Road 1488 #3047 Conroe, TX 3.0 2.0 1579 $2,214 $1.40 0d 1 1.27mi
2477 Farm to Market Road 1488 #3228 Conroe, TX 3.0 2.0 1408 $1,714 $1.22 0d 1 1.28mi
2477 Farm to Market Road 1488 #2510 Conroe, TX 3.0 2.0 1408 $1,754 $1.25 12d 1 1.28mi
175 Merryweather Pl Conroe, TX 3.0 2.0 1814 $1,990 $1.10 19d 1 1.29mi
14273 Lake Lodge Dr Conroe, TX 4.0 3.0 2280 $2,550 $1.12 45d 1 1.31mi
2477 Farm to Market Road 1488 #3047 Conroe, TX 3.0 2.0 1408 $1,765 $1.25 12d 1 1.35mi
2477 Farm To Market RD Conroe, TX 1.0–4.0 1.0–4.0 1129 $2,127 $1.88 0d 36 1.35mi
2443 Farm To Market RD Conroe, TX 1.0–3.0 1.0–2.0 1053 $2,385 $2.26 0d 36 1.38mi
14006 Juniper Point Ln Conroe, TX 4.0 2.5 2242 $2,450 $1.09 20d 1 1.43mi
14206 Black Canyon Ln Conroe, TX 4.0 3.0 2066 $2,150 $1.04 0d 1 1.49mi

HOA detail

Monthly dues
$46 · $552/yr

Listing history 20 events

  1. 2026-06-21
    days on market $307,496 Active 5 DOM
  2. 2026-06-18
    days on market $307,496 Active 2 DOM
  3. 2026-06-17
    remarks 688-char remark
  4. 2026-06-17
    days on marketlisting id $307,496 Active 1 DOM
  5. 2026-06-16
    days on market $307,496 Active 60 DOM
  6. 2026-06-15
    days on market $307,496 Active 59 DOM
  7. 2026-06-13
    days on market $307,496 Active 57 DOM
  8. 2026-06-09
    days on market $307,496 Active 53 DOM
  9. 2026-06-08
    days on market $307,496 Active 52 DOM
  10. 2026-06-07
    days on market $307,496 Active 51 DOM
  11. 2026-06-04
    days on market $307,496 Active 48 DOM
  12. 2026-06-03
    days on market $307,496 Active 47 DOM
  13. 2026-06-02
    days on market $307,496 Active 46 DOM
  14. 2026-06-01
    days on market $307,496 Active 45 DOM
  15. 2026-05-31
    days on market $307,496 Active 44 DOM
  16. 2026-05-08
    price $307,496 170-char remark
    Show marketing remark (170 chars)

    The Wisteria plan is a 2-story plan with 4 bedrooms, 2.5 baths, and family room. It features an impressive 2-story foyer, 1st floor primary suite, and upstairs game room.

  17. 2026-05-02
    price $307,687 170-char remark
    Show marketing remark (170 chars)

    The Wisteria plan is a 2-story plan with 4 bedrooms, 2.5 baths, and family room. It features an impressive 2-story foyer, 1st floor primary suite, and upstairs game room.

  18. 2026-04-29
    price $307,585 170-char remark
    Show marketing remark (170 chars)

    The Wisteria plan is a 2-story plan with 4 bedrooms, 2.5 baths, and family room. It features an impressive 2-story foyer, 1st floor primary suite, and upstairs game room.

  19. 2026-04-23
    price $307,515 170-char remark
    Show marketing remark (170 chars)

    The Wisteria plan is a 2-story plan with 4 bedrooms, 2.5 baths, and family room. It features an impressive 2-story foyer, 1st floor primary suite, and upstairs game room.

  20. 2026-04-17
    listed $307,374 Active 170-char remark
    Show marketing remark (170 chars)

    The Wisteria plan is a 2-story plan with 4 bedrooms, 2.5 baths, and family room. It features an impressive 2-story foyer, 1st floor primary suite, and upstairs game room.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$1,077 · $90/mo
Projected year-2 tax
$5,627 · $469/mo
Expected delta
+$4,550/yr (+$379/mo · 422.4%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$28,133
− Mortgage interest
−$16,138
− Property taxes
−$1,077
− Insurance
−$1,440
− Repairs & maintenance
−$2,251
− Management
−$2,251
− HOA
−$552
− Depreciation
−$8,381
Taxable loss
−$3,956
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$950
After-tax cash flow
$1,976/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Conroe ISD
NCES district ID
4815000
Math proficiency
57% ▼ -6.00%
Reading proficiency
57% ▼ -1.00%
Median HH income
$71,541
Composite
50.65/100
National rank
#1833
State rank
#69 of 826 in TX

Livability — Conroe

Score
74/100
State rank
#169
US rank
#4447

Category grades

Amenities B Commute F Cost of living A+ Crime B- Employment B- Housing A+ Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Montgomery County · 663,713 people
City population
205,417
Metro
Houston-The Woodlands-Sugar Land, TX
Population (ZIP)
26,781
Household income
$91,667
Rent vs Own
48.4% rent · 51.6% own
Severe rent burden
1399.0

Population outlook (Montgomery County) Hauer SSP2

Today (2025)
713,896 people
By 2030
805,263 · +12.8%
By 2040
992,708 · +39.1%
By 2050
1,179,590 · +65.2%
By 2075
1,628,084 · +128.1%
By 2100
1,937,880 · +171.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (66%)
Race & ethnicity
White 66% Hispanic / Latino 20% Two or more races 14% Asian 6% Black 5%
Hispanic origin (detail)
Mexican 12%
Common ancestry
Lithuanian 2% Romanian 2% Italian 2%
Foreign-born
17% · Canada, Jamaica, China
Languages at home
79% English-only · Spanish 13% Other Indo-European 3% Other Asian/Pacific 1%

Political lean MEDSL · Montgomery

2024 margin
Solid R (+45.5) · D 26.8% · R 72.3%
2008→2024 swing
+7.2pp toward D · 2008: -52.7pp · 2024: -45.5pp
All cycles
2024: R+45.5 2020: R+43.8 2016: R+51.4 2012: R+60.7 2008: R+52.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -64.42%
Current HPI
220.403
Rent YoY
▲ 0.44%
Metro
Houston-The Woodlands-Sugar Land, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

+0.0% since first listed
6 events — show timeline
  • 2026-06-16 Listed $307,496 HARMLS
  • 2026-05-08 Price Changed $307,496 Zillow
  • 2026-05-02 Price Changed $307,687 Zillow
  • 2026-04-29 Price Changed $307,585 Zillow
  • 2026-04-23 Price Changed $307,515 Zillow
  • 2026-04-17 Listed $307,374 Zillow

Property tax history

+42.4%/yr

Latest (2025): $1,077 · -0.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…