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149 Starpacker Ln
C- Composite 52.37
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +18.6/30.0
  • ARV discount +11.9/15.0
  • DSCR +5.8/10.0
  • Condition / age +5.0/5.0
  • 1% rule +4.3/10.0
  • Livability +2.5/5.0
  • Rent growth +2.1/5.0
  • Schools +2.1/10.0
  • Appreciation +0.0/10.0

$204,999

149 Starpacker Ln · Sonterra, TX 76537
3 bd · 2.0 ba · 1,418 sqft · Other · 75 Days on market
Built 2026 Excellent condition 7,840 sqft lot $145/sqft · 10% below area Est $227k · 10% under $25/mo HOA · 1% of rent ↓ 17% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

This single-level home showcases a spacious open floorplan shared between the kitchen, dining area and family room for easy entertaining during gatherings. An owner's suite enjoys a private location in a rear corner of the home, complemented by an en-suite bathroom and walk-in closet. There are two secondary bedrooms along the side of the home, which are comfortable spaces for household members and overnight guests.

Key facts

  • Walk-in closet
  • Open floorplan
  • Secondary bedrooms

Tags

OPEN FLOORPLANOWNER'S SUITEEN-SUITE BATHROOMWALK-IN CLOSETSECONDARY BEDROOMS

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath other listed at $205k. Condition is rated excellent.

Deal economics

  • At list price, monthly cash flow is $198 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $190k (7.1% below list).
  • Recommended offer: $190k (7.1% below list) — sets the bar for 1% rule.
  • Cap rate 7.5% vs local median 4.5% in Sonterra — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads: area grade C — affects rentability + tenant quality, not the cash-flow math above.
  • Jarrell ISD (rural): math 19% / reading 28% proficiency, ranked #713 of 826 in TX (top 86%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Market conditions: Rents soft (-1.7%/yr); 761 active listings in the ZIP; 21 comparable units currently listed for rent nearby; rentals at typical pace (median 18d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 7,543 units permitted in Williamson County in 2024 (1,425 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Williamson County population projected at +69% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 75 days — a 6% lower offer ($193k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts; this cycle's ask has dropped $18k (8%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Recommended offer $190,394 (7.1% below list)

Questions for the listing agent

  1. It's been on market 75 days. Have you received any prior offers? Is the seller open to a 7% concession, seller financing, or rate buy-down credit?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.93%
Cap rate
7.45%
Cash-on-cash
4.14%
DSCR
1.18
GRM
9.0

CMA / ARV

ARV (median comp)
$227,490
List price
$204,999
Delta
-9.89%
Verdict
FAIR
Comps
20 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-13.0%
Equity multiple
0.54×
Total profit
$-26,221
Equity at exit
$30,566
10-year hold
IRR
-9.1%
Equity multiple
0.51×
Total profit
$-28,311
Equity at exit
$17,725

Cash invested: $57,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 76537

Home prices YoY
-14.4%
Rents YoY
-1.7%
Active inventory
761
Price-to-rent
9.0×

Monthly cashflow live

Estimated rent
$1,904 high interval (Pro) →
Mortgage (P&I)
$1,075
Tax from tax record
$121 /mo · $1,447/yr
Insurance
$85
HOA
$25
Vacancy / Maint / Mgmt
$400
Net cashflow
$198

Break-even live

Break-even rent $1,653
Max offer price $204,999
Occupancy floor 85%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$51,250
Closing costs
$6,150
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 21 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
360 Brannigan Dr Jarrell, TX 3.0 2.0 1409 $1,700 $1.21 1d 1 0.05mi
201 Fighting Seabees Run Jarrell, TX 4.0 2.0 1667 $1,900 $1.14 7d 1 0.19mi
104 Fighting Seabees Run Unit NA Jarrell, TX 2.0 1.0 900 $1,500 $1.67 2d 1 0.21mi
313 McLintock Rd Jarrell, TX 4.0 2.0 1855 $2,000 $1.08 2d 1 0.24mi
221 Barbary Coast Ln Jarrell, TX 3.0 2.0 1450 $1,750 $1.21 1d 1 0.28mi
105 McLintock Rd Jarrell, TX 3.0–5.0 2.0–3.5 1773 $2,055 $1.16 1d 1 0.30mi
121 Old Stagecoach Rd Jarrell, TX 4.0 2.0 1531 $1,800 $1.18 43d 1 0.30mi
120 Morrison Dr Jarrell, TX 3.0 2.0 1580 $2,210 $1.40 16d 1 0.31mi
252 Wild Wind Trl Jarrell, TX 3.0 2.0 1243 $1,650 $1.33 17d 1 0.88mi
107 Wild Wind Cv Jarrell, TX 3.0 2.0 1214 $1,700 $1.40 43d 1 0.90mi
154 Hammond Jarrell, TX 3.0 2.0 1500 $1,900 $1.27 2d 1 0.99mi
112 Ragnar Jarrell, TX 3.0 2.0 1251 $1,495 $1.20 16d 1 1.03mi
112 Ragnar Jarrell, TX 3.0 2.0 1251 $1,495 $1.20 19d 1 1.03mi
104 Hellfighters Way Jarrell, TX 3.0 2.5 1619 $2,000 $1.24 43d 1 1.13mi
449 Stone Water Ln Jarrell, TX 3.0 2.5 1674 $1,900 $1.14 43d 1 1.18mi
241 Alcatraz Loop Jarrell, TX 3.0 2.0 1288 $1,895 $1.47 17d 1 1.34mi
621 Xanadu Dr Jarrell, TX 3.0 2.0 1586 $1,750 $1.10 4d 1 1.37mi
504 Wyatt Way Jarrell, TX 4.0 2.0 1612 $1,895 $1.18 17d 1 1.46mi
137 Kellys Heroes Way Jarrell, TX 3.0 2.0 1214 $1,695 $1.40 43d 1 1.47mi
508 Wyatt Way Jarrell, TX 3.0 2.0 1500 $1,800 $1.20 43d 1 1.47mi
125 Kellys Heroes Way Jarrell, TX 3.0 2.0 1641 $1,650 $1.01 43d 1 1.47mi

HOA detail

Monthly dues
$25 · $300/yr

Listing history 14 events

  1. 2026-05-31
    status $204,999 Pending 75 DOM
  2. 2026-05-31
    days on market $204,999 Active 75 DOM
  3. 2026-05-15
    price $204,999 419-char remark
    Show marketing remark (419 chars)

    This single-level home showcases a spacious open floorplan shared between the kitchen, dining area and family room for easy entertaining during gatherings. An owner's suite enjoys a private location in a rear corner of the home, complemented by an en-suite bathroom and walk-in closet. There are two secondary bedrooms along the side of the home, which are comfortable spaces for household members and overnight guests.

  4. 2026-05-14
    price $204,999 626-char remark
    Show marketing remark (626 chars)

    The Kitson - This single-level home showcases a spacious open floorplan shared between the kitchen, dining area and family room for easy entertaining during gatherings. An owner’s suite enjoys a private location in a rear corner of the home, complemented by an en-suite bathroom and walk-in closet. There are two secondary bedrooms along the side of the home, which are comfortable spaces for household members and overnight guests. Photos are for illustrative purposes only. Estimated Completion June 2026. The completion date, prices and features may vary and are subject to change. Please verify with Lennar directly.

  5. 2026-05-11
    price $207,999 626-char remark
    Show marketing remark (626 chars)

    The Kitson - This single-level home showcases a spacious open floorplan shared between the kitchen, dining area and family room for easy entertaining during gatherings. An owner’s suite enjoys a private location in a rear corner of the home, complemented by an en-suite bathroom and walk-in closet. There are two secondary bedrooms along the side of the home, which are comfortable spaces for household members and overnight guests. Photos are for illustrative purposes only. Estimated Completion June 2026. The completion date, prices and features may vary and are subject to change. Please verify with Lennar directly.

  6. 2026-05-10
    price $207,999 419-char remark
    Show marketing remark (419 chars)

    This single-level home showcases a spacious open floorplan shared between the kitchen, dining area and family room for easy entertaining during gatherings. An owner's suite enjoys a private location in a rear corner of the home, complemented by an en-suite bathroom and walk-in closet. There are two secondary bedrooms along the side of the home, which are comfortable spaces for household members and overnight guests.

  7. 2026-05-01
    price $210,999 419-char remark
    Show marketing remark (419 chars)

    This single-level home showcases a spacious open floorplan shared between the kitchen, dining area and family room for easy entertaining during gatherings. An owner's suite enjoys a private location in a rear corner of the home, complemented by an en-suite bathroom and walk-in closet. There are two secondary bedrooms along the side of the home, which are comfortable spaces for household members and overnight guests.

  8. 2026-04-30
    price $210,999 626-char remark
    Show marketing remark (626 chars)

    The Kitson - This single-level home showcases a spacious open floorplan shared between the kitchen, dining area and family room for easy entertaining during gatherings. An owner’s suite enjoys a private location in a rear corner of the home, complemented by an en-suite bathroom and walk-in closet. There are two secondary bedrooms along the side of the home, which are comfortable spaces for household members and overnight guests. Photos are for illustrative purposes only. Estimated Completion June 2026. The completion date, prices and features may vary and are subject to change. Please verify with Lennar directly.

  9. 2026-04-28
    price $217,999 419-char remark
    Show marketing remark (419 chars)

    This single-level home showcases a spacious open floorplan shared between the kitchen, dining area and family room for easy entertaining during gatherings. An owner's suite enjoys a private location in a rear corner of the home, complemented by an en-suite bathroom and walk-in closet. There are two secondary bedrooms along the side of the home, which are comfortable spaces for household members and overnight guests.

  10. 2026-04-27
    price $217,999 626-char remark
    Show marketing remark (419 chars)

    This single-level home showcases a spacious open floorplan shared between the kitchen, dining area and family room for easy entertaining during gatherings. An owner's suite enjoys a private location in a rear corner of the home, complemented by an en-suite bathroom and walk-in closet. There are two secondary bedrooms along the side of the home, which are comfortable spaces for household members and overnight guests.

  11. 2026-04-27
    listed $222,999 Active 419-char remark
    Show marketing remark (419 chars)

    This single-level home showcases a spacious open floorplan shared between the kitchen, dining area and family room for easy entertaining during gatherings. An owner's suite enjoys a private location in a rear corner of the home, complemented by an en-suite bathroom and walk-in closet. There are two secondary bedrooms along the side of the home, which are comfortable spaces for household members and overnight guests.

  12. 2026-04-10
    price $242,999 626-char remark
    Show marketing remark (626 chars)

    The Kitson - This single-level home showcases a spacious open floorplan shared between the kitchen, dining area and family room for easy entertaining during gatherings. An owner’s suite enjoys a private location in a rear corner of the home, complemented by an en-suite bathroom and walk-in closet. There are two secondary bedrooms along the side of the home, which are comfortable spaces for household members and overnight guests. Photos are for illustrative purposes only. Estimated Completion June 2026. The completion date, prices and features may vary and are subject to change. Please verify with Lennar directly.

  13. 2026-03-20
    price $247,990 626-char remark
    Show marketing remark (626 chars)

    The Kitson - This single-level home showcases a spacious open floorplan shared between the kitchen, dining area and family room for easy entertaining during gatherings. An owner’s suite enjoys a private location in a rear corner of the home, complemented by an en-suite bathroom and walk-in closet. There are two secondary bedrooms along the side of the home, which are comfortable spaces for household members and overnight guests. Photos are for illustrative purposes only. Estimated Completion June 2026. The completion date, prices and features may vary and are subject to change. Please verify with Lennar directly.

  14. 2026-03-17
    listed $246,990 Active 626-char remark
    Show marketing remark (626 chars)

    The Kitson - This single-level home showcases a spacious open floorplan shared between the kitchen, dining area and family room for easy entertaining during gatherings. An owner’s suite enjoys a private location in a rear corner of the home, complemented by an en-suite bathroom and walk-in closet. There are two secondary bedrooms along the side of the home, which are comfortable spaces for household members and overnight guests. Photos are for illustrative purposes only. Estimated Completion June 2026. The completion date, prices and features may vary and are subject to change. Please verify with Lennar directly.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$1,447 · $121/mo
Projected year-2 tax
$3,751 · $313/mo
Expected delta
+$2,305/yr (+$192/mo · 159.3%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$22,847
− Mortgage interest
−$11,483
− Property taxes
−$1,447
− Insurance
−$1,025
− Repairs & maintenance
−$1,828
− Management
−$1,828
− HOA
−$300
− Depreciation
−$5,964
Taxable loss
−$1,027
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$246
After-tax cash flow
$2,624/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 1 photo

Excellent 100/100 None rehab

This single-level home is move-in ready with a spacious open floorplan and new construction features, making it ideal for both resale and rental.

Schools (NCES district)

District
Jarrell ISD
NCES district ID
4824600
Math proficiency
19% ▼ -18.00%
Reading proficiency
28% ▼ -5.00%
Median HH income
$57,132
Composite
21.47/100
National rank
#8335
State rank
#713 of 826 in TX

Livability — Sonterra

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

County
Williamson County · 680,029 people
City population
12,526
Metro
Austin-Round Rock-Georgetown, TX
Population (ZIP)
16,272
Household income
$98,199
Rent vs Own
20.5% rent · 79.5% own
Severe rent burden
225.0

Population outlook (Williamson County) Hauer SSP2

Today (2025)
699,027 people
By 2030
795,537 · +13.8%
By 2040
990,683 · +41.7%
By 2050
1,184,292 · +69.4%
By 2075
1,623,825 · +132.3%
By 2100
1,924,153 · +175.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.63)
Race & ethnicity
White 48% Hispanic / Latino 36% Two or more races 14% Black 7% Asian 4%
Hispanic origin (detail)
Mexican 30% Puerto Rican 5%
Common ancestry
Romanian 3% Italian 2% Slovak 1%
Foreign-born
13% · Canada, Vietnam
Languages at home
69% English-only · Spanish 26% Chinese 2% French/Haitian/Cajun 1%

Political lean MEDSL · Williamson

2024 margin
Toss-up / Even · D 48.0% · R 50.4% · Other 1.6%
2008→2024 swing
+10.6pp toward D · 2008: -13.0pp · 2024: -2.5pp
All cycles
2024: R+2.5 2020: D+1.4 2016: R+9.9 2012: R+21.5 2008: R+13.0

Not yet ingested

Civics

Market trends

HPI YoY
▼ -31.03%
Current HPI
184.8935
Rent YoY
▼ -1.73%
Metro
Austin-Round Rock-Georgetown, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

-17.0% since first listed
12 events — show timeline
  • 2026-05-15 Price Changed $204,999 Zillow
  • 2026-05-14 Price Changed $204,999 Unlock MLS
  • 2026-05-11 Price Changed $207,999 Unlock MLS
  • 2026-05-10 Price Changed $207,999 Zillow
  • 2026-05-01 Price Changed $210,999 Zillow
  • 2026-04-30 Price Changed $210,999 Unlock MLS
  • 2026-04-28 Price Changed $217,999 Zillow
  • 2026-04-27 Price Changed $217,999 Unlock MLS
  • 2026-04-27 Listed $222,999 Zillow
  • 2026-04-10 Price Changed $242,999 Unlock MLS
  • 2026-03-20 Price Changed $247,990 Unlock MLS
  • 2026-03-17 Listed $246,990 Unlock MLS

Property tax history

-15.4%/yr

Latest (2026): $1,447 · -15.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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