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527 Ramblewood Ln
D Composite 42.4
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +17.7/30.0
  • DSCR +5.5/10.0
  • Schools +5.2/10.0
  • 1% rule +4.3/10.0
  • Rent growth +3.7/5.0
  • Livability +3.6/5.0
  • Condition / age +2.5/5.0
  • ARV discount +0.0/15.0
  • Appreciation +0.0/10.0

$225,000

527 Ramblewood Ln · Montgomery, PA 19454
2 bd · 2.0 ba · 1,328 sqft · Manufactured public records · 48 Days on market
Built 1984 $169/sqft · 20% above area Est $187k · 20% over $100/mo HOA · 5% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Location! Location! Location! Beautiful upgraded home across the street from open space. Enter through an oversized landing which leads to a beautiful sunny three season room, ideal for enjoying your morning cup of coffee, with sliding glass door to the large living room, with cathedral ceiling, ceiling fan and a lovely fireplace making those winter nights warm and cozy. Kitchen was remodeled about five years ago, floor, appliances, and cabinets; lower corner has lazy susan, pantry with pullout shelves. Separate dining room ideal for your family parties or formal dining comes with the chandelier; oversized master bedroom suite comes with ceiling fan, walk-in closet, double porcelain vanity and soaking tub. Second bedroom comes with two closets, ceiling fan and has easy access to the hall bath which has been recently updated; relax in the walk-in bathtub with self-cleaning jets which is supported by a tank less on-demand water heater the raised commode makes this one ideal for a mobility impaired buyer. Separate laundry comes with Kenmore washer and dryer; the washing machine mechanisms were recently replaced, the outside door leads to landing and steps. Don't miss this opportunity to own this gorgeous upgraded beauty.

Key facts

  • Upgraded home
  • Remodeled kitchen
  • Walk-in closets

Tags

UPGRADED HOME3-SEASON ROOMREMODELED KITCHENGRANITE COUNTER-TOPSOVERSIZED MASTER BEDROOM SUITEWALK-IN CLOSETS

Property features AI

Finance

  • Other: Property manager present; Not in a federal flood zone; Property condition listed as excellent
  • Financial info: Monthly land lease of $750; Ground rent exists; Land lease years remaining reported as 100
  • HOA & community: HOA/association covers pool(s), recreation facility, road maintenance, sewer, snow removal and trash; One-time association fee reported; Other one-time fee noted

Exterior

  • Parking: Driveway parking (2 spaces); Total of 2 garage and parking spaces
  • Security: Flood lights (exterior)
  • Utilities: Public water; Public sewer; Electric power
  • Home design: Manufactured home; Single-story; Located in a 55+ senior community; Land lease community
  • Construction: Vinyl siding; Estimated major remodel in 2026; No basement; Above-grade and below-grade structures noted
  • Exterior features: Flood lights; Secure storage; Community pool; Has water view; Wood/metal shed

Interior

  • Kitchen: Upgraded countertops
  • Bedrooms: Two bedrooms on the main level
  • Flooring: Carpet
  • Bathrooms: Two full bathrooms (main level)
  • Heating & cooling: Central heating (electric); Central air conditioning (electric); Electric hot water
  • Interior features: Combination dining and living area; Dining area; Exposed beams; Open floor plan; Family room off the kitchen; Upgraded countertops; Walk-in closet(s); Wood stove; Has one wood-burning fireplace
  • Laundry & utility: Main-floor laundry; Washer and dryer in unit

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath manufactured listed at $225k.

Deal economics

  • At list price, monthly cash flow is $181 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $210k (6.8% below list).
  • Recommended offer: $210k (6.8% below list) — sets the bar for 1% rule.
  • Cap rate 7.3% vs local median 3.5% in Montgomery — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 71/100 on livability (#727 in PA) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: health & safety D, amenities F, commute F.
  • North Penn SD (suburban): math 48% / reading 67% proficiency, ranked #76 of 539 in PA (top 14%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease; only 20% free/reduced lunch — higher-income household profile.
  • Market conditions: Rents rising fast (+4.6%/yr); 100 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals leasing fast (median 11d on market — plan ~1-2 weeks tenant-placement turnaround); high-income renter base; 1,936 units permitted in Montgomery County in 2024 (530 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
  • Montgomery County population projected at +5% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • It's been on market 48 days — a 3% lower offer ($218k) is reasonable based on typical stale-listing flexibility.
  • 8 sale attempts since 32y ago; this cycle's ask has dropped $35k (13%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $75k; list at $225k implies a 200% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $209,614 (6.8% below list)

Questions for the listing agent

  1. It's been on market 48 days. Have you received any prior offers? Is the seller open to a 7% concession, seller financing, or rate buy-down credit?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.93%
Cap rate
7.26%
Cash-on-cash
3.45%
DSCR
1.15
GRM
8.9

CMA / ARV

ARV (median comp)
$187,103
List price
$225,000
Delta
20.25%
Verdict
OVERPRICED
Comps
20 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 4.62% rent growth · sell at horizon

5-year hold
IRR
-9.2%
Equity multiple
0.66×
Total profit
$-21,485
Equity at exit
$33,548
10-year hold
IRR
2.2%
Equity multiple
1.17×
Total profit
$10,780
Equity at exit
$19,454

Cash invested: $63,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 19454

Rents YoY
4.6%
Active inventory
100
Price-to-rent
8.9×

Monthly cashflow live

Estimated rent
$2,096 high interval (Pro) →
Mortgage (P&I)
$1,180
Tax from tax record
$101 /mo · $1,217/yr
Insurance
$94
HOA
$100
Vacancy / Maint / Mgmt
$440
Net cashflow
$181

Break-even live

Break-even rent $1,867
Max offer price $225,000
Occupancy floor 86%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$56,250
Closing costs
$6,750
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 6 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2408 Adams Ct Unit 2408 North Wales, PA 2.0 2.0 970 $1,900 $1.96 1d 1 0.97mi
415 Stump Rd North Wales, PA 2.0 1.0–2.0 827 $2,702 $3.27 1d 17 1.07mi
1401 Morris Ct North Wales, PA 2.0 2.0 932 $2,100 $2.25 19d 1 1.08mi
1202 Braxton Ct #1202 North Wales, PA 2.0 2.0 932 $1,875 $2.01 43d 1 1.11mi
1003 Thornton Ct North Wales, PA 2.0 2.0 991 $2,000 $2.02 11d 1 1.13mi
204 Livingston Ct North Wales, PA 3.0 1.5 1281 $2,500 $1.95 1d 1 1.13mi

HOA detail

Monthly dues
$100 · $1,200/yr
Likely covers
water

Listing history 38 events

  1. 2026-06-18
    days on market $225,000 Active 48 DOM
  2. 2026-06-17
    days on market $225,000 Active 47 DOM
  3. 2026-06-16
    days on market $225,000 Active 46 DOM
  4. 2026-06-15
    days on market $225,000 Active 45 DOM
  5. 2026-06-13
    days on market $225,000 Active 43 DOM
  6. 2026-06-13
    days on market $225,000 Active 42 DOM
  7. 2026-06-09
    days on market $225,000 Active 39 DOM
  8. 2026-06-08
    days on market $225,000 Active 38 DOM
  9. 2026-06-07
    days on market $225,000 Active 37 DOM
  10. 2026-06-03
    days on market $225,000 Active 33 DOM
  11. 2026-06-02
    days on market $225,000 Active 32 DOM
  12. 2026-06-01
    days on market $225,000 Active 31 DOM
  13. 2026-05-31
    days on market $225,000 Active 30 DOM
  14. 2026-05-18
    price $225,000 1696-char remark
  15. 2026-05-01
    listed $260,000 Active 1696-char remark
  16. 2014-05-15
    historical 1239-char remark
    Show marketing remark (1239 chars)

    Location! Location! Location! Beautiful upgraded home across the street from open space. Enter through an oversized landing which leads to a beautiful sunny three season room, ideal for enjoying your morning cup of coffee, with sliding glass door to the large living room, with cathedral ceiling, ceiling fan and a lovely fireplace making those winter nights warm and cozy. Kitchen was remodeled about five years ago, floor, appliances, and cabinets; lower corner has lazy susan, pantry with pullout shelves. Separate dining room ideal for your family parties or formal dining comes with the chandelier; oversized master bedroom suite comes with ceiling fan, walk-in closet, double porcelain vanity and soaking tub. Second bedroom comes with two closets, ceiling fan and has easy access to the hall bath which has been recently updated; relax in the walk-in bathtub with self-cleaning jets which is supported by a tank less on-demand water heater the raised commode makes this one ideal for a mobility impaired buyer. Separate laundry comes with Kenmore washer and dryer; the washing machine mechanisms were recently replaced, the outside door leads to landing and steps. Don't miss this opportunity to own this gorgeous upgraded beauty.

  17. 2014-05-14
    soldstatus $75,000 Sold 1239-char remark
    Show marketing remark (1239 chars)

    Location! Location! Location! Beautiful upgraded home across the street from open space. Enter through an oversized landing which leads to a beautiful sunny three season room, ideal for enjoying your morning cup of coffee, with sliding glass door to the large living room, with cathedral ceiling, ceiling fan and a lovely fireplace making those winter nights warm and cozy. Kitchen was remodeled about five years ago, floor, appliances, and cabinets; lower corner has lazy susan, pantry with pullout shelves. Separate dining room ideal for your family parties or formal dining comes with the chandelier; oversized master bedroom suite comes with ceiling fan, walk-in closet, double porcelain vanity and soaking tub. Second bedroom comes with two closets, ceiling fan and has easy access to the hall bath which has been recently updated; relax in the walk-in bathtub with self-cleaning jets which is supported by a tank less on-demand water heater the raised commode makes this one ideal for a mobility impaired buyer. Separate laundry comes with Kenmore washer and dryer; the washing machine mechanisms were recently replaced, the outside door leads to landing and steps. Don't miss this opportunity to own this gorgeous upgraded beauty.

  18. 2014-05-14
    soldstatus $75,000
    Show marketing remark (1239 chars)

    Location! Location! Location! Beautiful upgraded home across the street from open space. Enter through an oversized landing which leads to a beautiful sunny three season room, ideal for enjoying your morning cup of coffee, with sliding glass door to the large living room, with cathedral ceiling, ceiling fan and a lovely fireplace making those winter nights warm and cozy. Kitchen was remodeled about five years ago, floor, appliances, and cabinets; lower corner has lazy susan, pantry with pullout shelves. Separate dining room ideal for your family parties or formal dining comes with the chandelier; oversized master bedroom suite comes with ceiling fan, walk-in closet, double porcelain vanity and soaking tub. Second bedroom comes with two closets, ceiling fan and has easy access to the hall bath which has been recently updated; relax in the walk-in bathtub with self-cleaning jets which is supported by a tank less on-demand water heater the raised commode makes this one ideal for a mobility impaired buyer. Separate laundry comes with Kenmore washer and dryer; the washing machine mechanisms were recently replaced, the outside door leads to landing and steps. Don't miss this opportunity to own this gorgeous upgraded beauty.

  19. 2014-05-10
    status Under Contract 1239-char remark
    Show marketing remark (1239 chars)

    Location! Location! Location! Beautiful upgraded home across the street from open space. Enter through an oversized landing which leads to a beautiful sunny three season room, ideal for enjoying your morning cup of coffee, with sliding glass door to the large living room, with cathedral ceiling, ceiling fan and a lovely fireplace making those winter nights warm and cozy. Kitchen was remodeled about five years ago, floor, appliances, and cabinets; lower corner has lazy susan, pantry with pullout shelves. Separate dining room ideal for your family parties or formal dining comes with the chandelier; oversized master bedroom suite comes with ceiling fan, walk-in closet, double porcelain vanity and soaking tub. Second bedroom comes with two closets, ceiling fan and has easy access to the hall bath which has been recently updated; relax in the walk-in bathtub with self-cleaning jets which is supported by a tank less on-demand water heater the raised commode makes this one ideal for a mobility impaired buyer. Separate laundry comes with Kenmore washer and dryer; the washing machine mechanisms were recently replaced, the outside door leads to landing and steps. Don't miss this opportunity to own this gorgeous upgraded beauty.

  20. 2014-04-26
    historical
    Show marketing remark (1239 chars)

    Location! Location! Location! Beautiful upgraded home across the street from open space. Enter through an oversized landing which leads to a beautiful sunny three season room, ideal for enjoying your morning cup of coffee, with sliding glass door to the large living room, with cathedral ceiling, ceiling fan and a lovely fireplace making those winter nights warm and cozy. Kitchen was remodeled about five years ago, floor, appliances, and cabinets; lower corner has lazy susan, pantry with pullout shelves. Separate dining room ideal for your family parties or formal dining comes with the chandelier; oversized master bedroom suite comes with ceiling fan, walk-in closet, double porcelain vanity and soaking tub. Second bedroom comes with two closets, ceiling fan and has easy access to the hall bath which has been recently updated; relax in the walk-in bathtub with self-cleaning jets which is supported by a tank less on-demand water heater the raised commode makes this one ideal for a mobility impaired buyer. Separate laundry comes with Kenmore washer and dryer; the washing machine mechanisms were recently replaced, the outside door leads to landing and steps. Don't miss this opportunity to own this gorgeous upgraded beauty.

  21. 2014-03-22
    price $79,900 1239-char remark
    Show marketing remark (1239 chars)

    Location! Location! Location! Beautiful upgraded home across the street from open space. Enter through an oversized landing which leads to a beautiful sunny three season room, ideal for enjoying your morning cup of coffee, with sliding glass door to the large living room, with cathedral ceiling, ceiling fan and a lovely fireplace making those winter nights warm and cozy. Kitchen was remodeled about five years ago, floor, appliances, and cabinets; lower corner has lazy susan, pantry with pullout shelves. Separate dining room ideal for your family parties or formal dining comes with the chandelier; oversized master bedroom suite comes with ceiling fan, walk-in closet, double porcelain vanity and soaking tub. Second bedroom comes with two closets, ceiling fan and has easy access to the hall bath which has been recently updated; relax in the walk-in bathtub with self-cleaning jets which is supported by a tank less on-demand water heater the raised commode makes this one ideal for a mobility impaired buyer. Separate laundry comes with Kenmore washer and dryer; the washing machine mechanisms were recently replaced, the outside door leads to landing and steps. Don't miss this opportunity to own this gorgeous upgraded beauty.

  22. 2014-02-25
    price $89,900 1239-char remark
    Show marketing remark (1239 chars)

    Location! Location! Location! Beautiful upgraded home across the street from open space. Enter through an oversized landing which leads to a beautiful sunny three season room, ideal for enjoying your morning cup of coffee, with sliding glass door to the large living room, with cathedral ceiling, ceiling fan and a lovely fireplace making those winter nights warm and cozy. Kitchen was remodeled about five years ago, floor, appliances, and cabinets; lower corner has lazy susan, pantry with pullout shelves. Separate dining room ideal for your family parties or formal dining comes with the chandelier; oversized master bedroom suite comes with ceiling fan, walk-in closet, double porcelain vanity and soaking tub. Second bedroom comes with two closets, ceiling fan and has easy access to the hall bath which has been recently updated; relax in the walk-in bathtub with self-cleaning jets which is supported by a tank less on-demand water heater the raised commode makes this one ideal for a mobility impaired buyer. Separate laundry comes with Kenmore washer and dryer; the washing machine mechanisms were recently replaced, the outside door leads to landing and steps. Don't miss this opportunity to own this gorgeous upgraded beauty.

  23. 2014-02-25
    price $79,900 1239-char remark
    Show marketing remark (1239 chars)

    Location! Location! Location! Beautiful upgraded home across the street from open space. Enter through an oversized landing which leads to a beautiful sunny three season room, ideal for enjoying your morning cup of coffee, with sliding glass door to the large living room, with cathedral ceiling, ceiling fan and a lovely fireplace making those winter nights warm and cozy. Kitchen was remodeled about five years ago, floor, appliances, and cabinets; lower corner has lazy susan, pantry with pullout shelves. Separate dining room ideal for your family parties or formal dining comes with the chandelier; oversized master bedroom suite comes with ceiling fan, walk-in closet, double porcelain vanity and soaking tub. Second bedroom comes with two closets, ceiling fan and has easy access to the hall bath which has been recently updated; relax in the walk-in bathtub with self-cleaning jets which is supported by a tank less on-demand water heater the raised commode makes this one ideal for a mobility impaired buyer. Separate laundry comes with Kenmore washer and dryer; the washing machine mechanisms were recently replaced, the outside door leads to landing and steps. Don't miss this opportunity to own this gorgeous upgraded beauty.

  24. 2013-12-07
    listed $89,900 Active 1239-char remark
    Show marketing remark (1239 chars)

    Location! Location! Location! Beautiful upgraded home across the street from open space. Enter through an oversized landing which leads to a beautiful sunny three season room, ideal for enjoying your morning cup of coffee, with sliding glass door to the large living room, with cathedral ceiling, ceiling fan and a lovely fireplace making those winter nights warm and cozy. Kitchen was remodeled about five years ago, floor, appliances, and cabinets; lower corner has lazy susan, pantry with pullout shelves. Separate dining room ideal for your family parties or formal dining comes with the chandelier; oversized master bedroom suite comes with ceiling fan, walk-in closet, double porcelain vanity and soaking tub. Second bedroom comes with two closets, ceiling fan and has easy access to the hall bath which has been recently updated; relax in the walk-in bathtub with self-cleaning jets which is supported by a tank less on-demand water heater the raised commode makes this one ideal for a mobility impaired buyer. Separate laundry comes with Kenmore washer and dryer; the washing machine mechanisms were recently replaced, the outside door leads to landing and steps. Don't miss this opportunity to own this gorgeous upgraded beauty.

  25. 2013-12-07
    listed $79,900
    Show marketing remark (1239 chars)

    Location! Location! Location! Beautiful upgraded home across the street from open space. Enter through an oversized landing which leads to a beautiful sunny three season room, ideal for enjoying your morning cup of coffee, with sliding glass door to the large living room, with cathedral ceiling, ceiling fan and a lovely fireplace making those winter nights warm and cozy. Kitchen was remodeled about five years ago, floor, appliances, and cabinets; lower corner has lazy susan, pantry with pullout shelves. Separate dining room ideal for your family parties or formal dining comes with the chandelier; oversized master bedroom suite comes with ceiling fan, walk-in closet, double porcelain vanity and soaking tub. Second bedroom comes with two closets, ceiling fan and has easy access to the hall bath which has been recently updated; relax in the walk-in bathtub with self-cleaning jets which is supported by a tank less on-demand water heater the raised commode makes this one ideal for a mobility impaired buyer. Separate laundry comes with Kenmore washer and dryer; the washing machine mechanisms were recently replaced, the outside door leads to landing and steps. Don't miss this opportunity to own this gorgeous upgraded beauty.

  26. 2010-10-28
    soldstatus $85,000
  27. 2010-10-28
    soldstatus $85,000
  28. 2010-09-19
    historical
  29. 2010-07-07
    listed $89,900
  30. 2010-07-07
    listed $89,900
  31. 2007-07-06
    soldstatus $116,000
  32. 2007-06-14
    historical
  33. 2007-02-28
    listed $116,000
  34. 1996-08-02
    soldstatus $67,000
  35. 1996-06-24
    historical
  36. 1996-02-08
    listed $67,000
  37. 1994-11-23
    soldstatus $56,000
  38. 1994-07-26
    listed $56,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

Current annual tax
$1,217 · $101/mo
Projected year-2 tax
$2,386 · $199/mo
Expected delta
+$1,169/yr (+$97/mo · 96.1%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 5/10 Major 7 d/yr ≥100°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 7 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$25,154
− Mortgage interest
−$12,603
− Property taxes
−$1,217
− Insurance
−$1,125
− Repairs & maintenance
−$2,012
− Management
−$2,012
− HOA
−$1,200
− Depreciation
−$6,545
Taxable loss
−$1,562
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$375
After-tax cash flow
$2,545/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
North Penn SD
NCES district ID
4217280
Math proficiency
48% ▼ -10.00%
Reading proficiency
67% ▼ -9.00%
Median HH income
$76,866
Composite
51.5/100
National rank
#1722
State rank
#76 of 539 in PA

Livability — Montgomery

Score
71/100
State rank
#727
US rank
#7279

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment C Housing A+ Health & safety D User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Montgomery County · 712,331 people
Metro
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD
Population (ZIP)
27,755
Household income
$118,177
Rent vs Own
22.3% rent · 77.7% own
Severe rent burden
459.0

Population outlook (Montgomery County) Hauer SSP2

Today (2025)
856,074 people
By 2030
870,887 · +1.7%
By 2040
891,195 · +4.1%
By 2050
896,417 · +4.7%
By 2075
903,212 · +5.5%
By 2100
843,240 · -1.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (69%)
Race & ethnicity
White 69% Asian 18% Black 6% Two or more races 5% Hispanic / Latino 4%
Common ancestry
Romanian 5% Scotch-Irish 2% Lithuanian 2%
Foreign-born
17% · South Korea, China, Vietnam
Languages at home
81% English-only · Korean 5% Other Indo-European 5% Chinese 3%

Political lean MEDSL · Montgomery

2024 margin
Strong D (+22.8) · D 60.9% · R 38.1% · Other 1.1%
2008→2024 swing
+2.0pp toward D · 2008: 20.8pp · 2024: 22.8pp
All cycles
2024: D+22.8 2020: D+26.3 2016: D+21.1 2012: D+14.3 2008: D+20.8

Not yet ingested

Civics

Market trends

HPI YoY
▼ -220.54%
Current HPI
270.3006
Rent YoY
▲ 4.62%
Metro
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

+301.8% since first listed
25 events — show timeline
  • 2026-05-18 Price Changed $225,000 BRIGHT MLS
  • 2026-05-01 Listed $260,000 BRIGHT MLS
  • 2014-05-15 Delisted TREND
  • 2014-05-14 Sold (MLS) $75,000 BRIGHT MLS
  • 2014-05-14 Sold (MLS) $75,000 TREND
  • 2014-05-10 Pending TREND
  • 2014-04-26 Listing Removed BRIGHT MLS
  • 2014-03-22 Price Changed $79,900 TREND
  • 2014-02-25 Price Changed $89,900 TREND
  • 2014-02-25 Price Changed $79,900 TREND
  • 2013-12-07 Listed $79,900 BRIGHT MLS
  • 2013-12-07 Listed $89,900 TREND
  • 2010-10-28 Sold (MLS) $85,000 BRIGHT MLS
  • 2010-10-28 Sold (MLS) $85,000 TREND
  • 2010-09-19 Listing Removed BRIGHT MLS
  • 2010-07-07 Listed $89,900 BRIGHT MLS
  • 2010-07-07 Listed $89,900 TREND
  • 2007-07-06 Sold (MLS) $116,000 BRIGHT MLS
  • 2007-06-14 Listing Removed BRIGHT MLS
  • 2007-02-28 Listed $116,000 BRIGHT MLS
  • 1996-08-02 Sold (MLS) $67,000 BRIGHT MLS
  • 1996-06-24 Listing Removed BRIGHT MLS
  • 1996-02-08 Listed $67,000 BRIGHT MLS
  • 1994-11-23 Sold (MLS) $56,000 BRIGHT MLS
  • 1994-07-26 Listed $56,000 BRIGHT MLS

Property tax history

+3.0%/yr

Latest (2026): $1,217 · +6.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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