656 Avenida Sevilla Unit O · Laguna Woods, CA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $659 – $1,223
Heat risk 4/10 · Minor
- Hot days now (above 92°F)
- 4 days/yr
- Hot days in 30 yrs
- 13 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 4 days/yr
- Unhealthy air days in 30 yrs
- 5 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +12.7/15.0
- Appreciation +7.9/10.0
- Cash flow +5.6/30.0
- Schools +5.6/10.0
- 1% rule +4.6/10.0
- Rent growth +4.2/5.0
- Condition / age +3.8/5.0
- Livability +3.6/5.0
- DSCR +0.0/10.0
$299,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
PRICE REDUCTION!! WONDERFUL OPPORTUNITY TO PURCHASE A LOVELY 2 BEDROOM 2 BATH CO-OP IN LAGUNA WOODS VILLAGE! This UPPER floor home is a short walk to the creek and carport parking, with convenient additional parking right in front of the HOME. Panoramic View of the local surroundings with the mountains in the distance offers northeast sun in the morning and cool afternoon serenity. Multiple solatubes in strategic locations offer natural light throughout the home, minimizing use of artificial lighting during the the day. Freshly painted in cool whites -stacked washer and dryer is a much desired addition in this home.
Key facts
- Panoramic view
- Rear balcony
- Plantation shutters
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath condo listed at $299k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $-628 ($-8k/yr) — negative.
- To cash-flow at today's rent, offer at most $208k (30.4% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $287k (4.1% below list).
- Recommended offer: $208k (30.4% below list) — sets the bar for cash-flow.
- Cap rate 3.8% vs local median 2.1% in Laguna Woods — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 72/100 on livability (#200 in CA) — a middle-class / working-renter tenant base. Strengths: crime A+, commute A+; Watch: amenities D+, cost of living F, health & safety F.
- Saddleback Valley Unified (suburban): math 51% / reading 73% proficiency, ranked #67 of 517 in CA (top 13%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: San Joaquin Elementary (247 students, 76% FRL); La Paz Intermediate (706 students, 38% FRL); Laguna Hills High (math 39% / reading 72%, grade C, #246 of 1,170 statewide, top 21%, 1,434 students, 53% FRL) — zoned schools average 56% FRL vs 22% district-wide (34 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: Rents rising fast (+6.8%/yr); 265 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 45d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 62% of comp listings sitting > 30 days — soft ceiling on asking rent; 6,974 units permitted in Orange County in 2024 (3,839 in 5+ unit buildings).
- At $2,867/mo this rent would consume 58% of the median local household income ($59k/yr) (locally 20% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- In year one you build about $20k of equity ($2k loan paydown + $18k appreciation (5.9% local appreciation)).
- Orange County population projected at +14% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- By year 2, paydown + projected appreciation supports a ~$31k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 47 days — a 3% lower offer ($290k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts; this cycle's ask has dropped $30k (9%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Watch-outs: HOA is 29% of rent.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 47 days. Have you received any prior offers? Is the seller open to a 30% concession, seller financing, or rate buy-down credit?
- Built in 1966 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 0.96% ✗
- Cap rate
- 3.77%
- Cash-on-cash
- -9.01%
- DSCR
- 0.60
- GRM
- 8.7
CMA / ARV
- ARV (median comp)
- $338,143
- List price
- $299,000
- Delta
- -7.14%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 638 Avenida Sevilla Unit O | 0.07mi | 2/2.0 | 1,010 (-4%) | 0mo | $465,000 | $460 | 89 |
| 878 Via Mendoza Unit P | 0.35mi | 2/2.0 | 1,057 (0%) | 0mo | $310,000 | $293 | 83 |
| 868 Avenida Sevilla Unit P | 0.31mi | 2/2.0 | 1,010 (-4%) | 0mo | $430,000 | $426 | 78 |
| 802 Ronda Mendoza Unit N | 0.39mi | 2/2.0 | 1,010 (-4%) | 0mo | $600,000 | $594 | 74 |
| 886 Avenida Sevilla Unit P | 0.39mi | 2/2.0 | 1,009 (-4%) | 1mo | $370,000 | $367 | 74 |
| 2183 E Via Mariposa Unit B | 1.25mi | 2/2.0 | 1,057 (0%) | 0mo | $299,000 | $283 | 65 |
| 251 Calle Aragon Unit B | 1.19mi | 2/2.0 | 995 (-6%) | 0mo | $525,000 | $528 | 55 |
| 687 Avenida Sevilla Unit B | 0.48mi | 2/2.0 | 1,275 (+21%) | 1mo | $598,800 | $470 | 52 |
| 2264 Via Puerta Unit B | 1.35mi | 2/1.0 | 994 (-6%) | 0mo | $360,000 | $362 | 51 |
| 3 Via Falerno | 0.98mi | 2/2.0 | 1,162 (+10%) | 0mo | $700,000 | $602 | 48 |
| 30 Calle Aragon Unit A | 0.83mi | 2/1.0 | 940 (-11%) | 0mo | $393,888 | $419 | 42 |
| 24922 Muirlands Blvd #144 | 1.23mi | 3/2.0 (+1) | 1,296 (+23%) | 0mo | $280,000 | $216 | 35 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
5.88% appreciation · 6.79% rent growth · sell at horizon
- IRR
- 9.7%
- Equity multiple
- 1.67×
- Total profit
- $56,142
- Equity at exit
- $185,773
- IRR
- 12.8%
- Equity multiple
- 3.69×
- Total profit
- $224,985
- Equity at exit
- $335,015
Cash invested: $83,720 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 18 Strongly Tenant-Friendly
- State California
- 18 Strongly Tenant-Friendly · D+13
- County
- — inherits STATE
- City
- — inherits STATE
Active competition Active MLS
- For sale now
- 1 active · 10 under contract
- Median asking
- $349,000 ($336/sqft)
- Median days on market
- 1 d
- This list price
- lowest-priced of the active set
- ARV vs active asking
- -4.7% vs current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 92637
- Home prices YoY
- 3.4%
- Rents YoY
- 6.8%
- Active inventory
- 265
- Price-to-rent
- 8.7×
Monthly cashflow live
- Estimated rent
- $2,867 high interval (Pro) →
- Mortgage (P&I)
- −$1,568
- Tax est. 1.5%
- −$374 /mo · $4,485/yr
- Insurance
- −$125
- HOA
- −$827
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$602
- Net cashflow
- $-628
Break-even live
Sensitivity live
| Price | -10% $-422 | -5% $-525 | +0% $-628 | +5% $-732 | +10% $-835 |
|---|---|---|---|---|---|
| Rent | -10% $-855 | -5% $-742 | +0% $-628 | +5% $-515 | +10% $-402 |
| Rate | -1.0pp $-478 | -0.5pp $-552 | base $-628 | +0.5pp $-706 | +1.0pp $-785 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $74,750
- Closing costs
- $8,970
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 169 Avenida Majorca Unit B Laguna Woods, CA | 3.0 | 1.0 | 1200 | $1,400 | $1.17 | 139d | 1 | 0.08mi |
| 163 Avenida Majorca Unit B Laguna Woods, CA | 2.0 | 2.0 | 1040 | $2,599 | $2.50 | 12d | 1 | 0.13mi |
| 170 Avenida Majorca Unit D Laguna Woods, CA | 2.0 | 1.0 | 1000 | $2,500 | $2.50 | 120d | 1 | 0.15mi |
| 158 Avenida Majorca Unit D Laguna Woods, CA | 2.0 | 1.0 | 1300 | $3,200 | $2.46 | 139d | 1 | 0.16mi |
| 661 Avenida Sevilla Unit B Laguna Woods, CA | 2.0 | 2.0 | 1009 | $2,850 | $2.82 | 103d | 1 | 0.20mi |
| 682 Via Alhambra Unit P Laguna Woods, CA | 2.0 | 2.0 | 1009 | $2,750 | $2.73 | 51d | 1 | 0.22mi |
| 24971 Sunset Pl E Laguna Hills, CA | 3.0 | 2.0 | 1303 | $4,250 | $3.26 | 39d | 1 | 0.23mi |
| 24555 Los Alisos Blvd Laguna Hills, CA | 1.0 | 1.0 | 739 | $2,321 | $3.14 | 6d | 1 | 0.25mi |
| 24555 Los Alisos Blvd Laguna Hills, CA | 2.0 | 2.0 | 1014 | $3,039 | $3.00 | 4d | 1 | 0.25mi |
| 24555 Los Alisos Blvd Laguna Hills, CA | 1.0 | 1.0 | 736 | $2,304 | $3.13 | 12d | 1 | 0.25mi |
| 24555 Los Alisos Blvd Laguna Hills, CA | 1.0 | 1.0 | 739 | $2,515 | $3.40 | 103d | 1 | 0.25mi |
| 24555 Los Alisos Blvd Laguna Hills, CA | 2.0 | 2.0 | 1014 | $3,250 | $3.21 | 111d | 1 | 0.25mi |
| 24555 Los Alisos Blvd Laguna Hills, CA | 1.0 | 1.0 | 736 | $2,527 | $3.43 | 8d | 1 | 0.25mi |
| 24555 Los Alisos Blvd Laguna Hills, CA | 2.0 | 2.0 | 1007 | $2,966 | $2.95 | 2d | 1 | 0.25mi |
| 24555 Los Alisos Blvd Laguna Hills, CA | 2.0 | 2.0 | 1007 | $3,080 | $3.06 | 0d | 1 | 0.25mi |
| 221 Avenida Majorca Unit D Laguna Woods, CA | 2.0 | 2.0 | 1438 | $3,200 | $2.23 | 120d | 1 | 0.25mi |
| 221 Avenida Majorca Unit C Laguna Woods, CA | 2.0 | 2.0 | 1277 | $3,275 | $2.56 | 39d | 1 | 0.25mi |
| 678 Via Alhambra Unit C Laguna Woods, CA | 2.0 | 2.0 | 1010 | $2,600 | $2.57 | 55d | 1 | 0.26mi |
| 678 Via Alhambra Unit C Laguna Woods, CA | 2.0 | 2.0 | 1009 | $2,600 | $2.58 | 35d | 1 | 0.26mi |
| 224 Avenida Majorca Unit B Laguna Woods, CA | 2.0 | 2.0 | 1009 | $2,600 | $2.58 | 139d | 1 | 0.29mi |
| 25071 Sunset Pl W Laguna Hills, CA | 3.0 | 2.0 | 1303 | $3,995 | $3.07 | 6d | 1 | 0.30mi |
| 676 Via Alhambra Unit D Laguna Woods, CA | 2.0 | 2.0 | 1057 | $2,595 | $2.46 | 120d | 1 | 0.31mi |
| 205 Avenida Majorca Unit A Laguna Woods, CA | 2.0 | 2.0 | 1278 | $3,600 | $2.82 | 139d | 1 | 0.31mi |
| 606 Avenida Sevilla Unit C Laguna Woods, CA | 2.0 | 2.0 | 1057 | $2,900 | $2.74 | 139d | 1 | 0.32mi |
| 606 Avenida Sevilla Laguna Woods, CA | 2.0 | 2.0 | 1057 | $1,550 | $1.47 | 45d | 1 | 0.32mi |
| 227 Avenida Majorca Unit A Laguna Woods, CA | 2.0 | 2.0 | 1090 | $3,000 | $2.75 | 20d | 1 | 0.33mi |
| 107 Via Estrada Laguna Woods, CA | 2.0 | 2.0 | 1040 | $2,700 | $2.60 | 120d | 1 | 0.35mi |
| 132 Avenida Majorca Unit B Laguna Woods, CA | 2.0 | 1.0 | 995 | $2,400 | $2.41 | 102d | 1 | 0.37mi |
| 116 Via Estrada Laguna Woods, CA | 2.0 | 2.0 | 1040 | $1,350 | $1.30 | 45d | 1 | 0.38mi |
| 25211 Stockport St Laguna Hills, CA | 1.0–2.0 | 1.0–2.0 | 792 | $3,265 | $4.12 | 0d | 7 | 0.39mi |
| 879 Via Mendoza Unit B Laguna Woods, CA | 2.0 | 2.0 | 1009 | $2,990 | $2.96 | 27d | 1 | 0.40mi |
| 24391 Avenida de la Carlota Laguna Hills, CA | 1.0–2.0 | 1.0–2.0 | 922 | $3,935 | $4.27 | 0d | 20 | 0.41mi |
| 599 Avenida Majorca Unit A Laguna Woods, CA | 2.0 | 1.0 | 950 | $3,200 | $3.37 | 139d | 1 | 0.41mi |
| 852 Ronda Mendoza Unit O Laguna Woods, CA | 2.0 | 2.0 | 1009 | $3,000 | $2.97 | 139d | 1 | 0.42mi |
| 568 Avenida Sevilla Laguna Woods, CA | 2.0 | 2.0 | 1200 | $2,350 | $1.96 | 10d | 1 | 0.44mi |
| 737 Avenida Majorca Unit B Laguna Woods, CA | 2.0 | 1.0 | 935 | $3,200 | $3.42 | 120d | 1 | 0.44mi |
| 548 Via Estrada Unit P Laguna Woods, CA | 2.0 | 2.0 | 1040 | $2,600 | $2.50 | 12d | 1 | 0.46mi |
| 837 Ronda Sevilla Unit P Laguna Woods, CA | 1.0 | 1.0 | 770 | $2,300 | $2.99 | 31d | 1 | 0.46mi |
| 859 Ronda Mendoza Unit N Laguna Woods, CA | 1.0 | 1.0 | 1057 | $2,400 | $2.27 | 51d | 1 | 0.48mi |
| 82 Calle Aragon Unit S Laguna Woods, CA | 2.0 | 2.0 | 1040 | $2,700 | $2.60 | 20d | 1 | 0.51mi |
Property features AI
Finance
- Other
- Approximately 13,000 units in the communityBuilder model: Castilla
- HOA & community
- Part of United Mutual associationMonthly association feeAssociation amenities include pool, spa, tennis, pickleball, golf, bocce, paddle tennis, gym/exercise room, club house, card room, meeting/banquet facilities, billiard room, controlled access, trash, sewer, water, cable TV, maintenance (grounds and front yard), pets permitted, onsite property management, insuranceSenior community
Exterior
- Parking
- Assigned parkingPermit/decals requiredDetached carport with built-in storageOne parking/carport space
- Security
- Gated community with attendant24-hour securityControlled accessOnsite property management
- Utilities
- Public sewerDistrict/public water
- Home design
- Multi-family structureAttached propertyFaces northeastTwo total storiesOne level (unit)Stock cooperative (common interest)
- Construction
- No ADUTwo or more common walls (no one above)
- Exterior features
- Rain guttersLandscapedCul-de-sac locationHas viewPool (association)Common RV parkingMaintenance groundsClubhouse and recreational amenitiesHorse trailsSidewalks
Interior
- Kitchen
- RefrigeratorDishwasherGarbage disposalElectric ovenElectric stoveWater heater unitDining ell
- Bedrooms
- Primary bedroom (main floor)Primary suiteTwo bedrooms on main level
- Flooring
- VinylCarpetWood
- Bathrooms
- One full bathOne 3/4 bathShower in tubShower
- Heating & cooling
- Radiant heatingWall heaterWall/window cooling
- Interior features
- BalconyLiving room balconyCeiling fanRecessed lightingUnfurnishedSliding glass doorsMirrored closet doorsPlantation shuttersWindow screensNo interior stepsGrab bars in bathroom(s)Smoke detectorAssociation spa
- Laundry & utility
- Washer hookup insideWasher includedDryer includedElectric dryer hookupStackable unitsLaundry in closet
HOA detail $827/mo · $9,924/yr condo
- Assessments
- None detected in remarks — confirm with the listing agent.
Listing history 50 events
-
2026-09-24days on market $299,000 Active 47 DOM
-
2026-09-23days on market $299,000 Active 46 DOM
-
2026-09-22days on market $299,000 Active 45 DOM
-
2026-09-21days on market $299,000 Active 44 DOM
-
2026-09-20pricedays on market $299,000 Active 43 DOM
-
2026-09-19days on market $314,000 Active 42 DOM
-
2026-09-18days on market $314,000 Active 41 DOM
-
2026-09-17days on market $314,000 Active 40 DOM
-
2026-09-16days on market $314,000 Active 39 DOM
-
2026-09-15days on market $314,000 Active 38 DOM
-
2026-09-14days on market $314,000 Active 37 DOM
-
2026-09-13days on market $314,000 Active 36 DOM
-
2026-09-12days on market $314,000 Active 35 DOM
-
2026-09-11days on market $314,000 Active 34 DOM
-
2026-09-05days on market $314,000 Active 28 DOM
-
2026-09-04days on market $314,000 Active 27 DOM
-
2026-09-02days on market $314,000 Active 25 DOM
-
2026-08-31days on market $314,000 Active 23 DOM
-
2026-08-29days on market $314,000 Active 21 DOM
-
2026-08-28days on market $314,000 Active 20 DOM
-
2026-08-27days on market $314,000 Active 19 DOM
-
2026-08-26days on market $314,000 Active 18 DOM
-
2026-08-25days on market $314,000 Active 17 DOM
-
2026-08-24days on market $314,000 Active 16 DOM
-
2026-08-23days on market $314,000 Active 15 DOM
-
2026-08-22pricedays on market $314,000 Active 14 DOM
-
2026-08-21days on market $329,000 Active 13 DOM
-
2026-08-20days on market $329,000 Active 12 DOM
-
2026-08-19days on market $329,000 Active 11 DOM
-
2026-08-18days on market $329,000 Active 10 DOM
-
2026-08-17days on market $329,000 Active 9 DOM
-
2026-08-16days on market $329,000 Active 8 DOM
-
2026-08-15days on market $329,000 Active 7 DOM
-
2026-08-14days on market $329,000 Active 6 DOM
-
2026-08-13days on market $329,000 Active 5 DOM
-
2026-08-12days on market $329,000 Active 4 DOM
-
2026-08-11days on market $329,000 Active 3 DOM
-
2026-08-10days on market $329,000 Active 2 DOM
-
2026-08-09days on market $329,000 Active 1 DOM
-
2026-08-03days on market $329,000 Active 119 DOM
-
2026-07-31days on market $329,000 Active 116 DOM
-
2026-07-30days on market $329,000 Active 115 DOM
-
2026-07-30days on market $329,000 Active 114 DOM
-
2026-07-28days on market $329,000 Active 113 DOM
-
2026-07-26days on market $329,000 Active 111 DOM
-
2026-07-24days on market $329,000 Active 109 DOM
-
2026-07-23days on market $329,000 Active 108 DOM
-
2026-07-22days on market $329,000 Active 107 DOM
-
2026-07-21days on market $329,000 Active 106 DOM
-
2026-07-20days on market $329,000 Active 105 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 4/10 Moderate 4 d/yr ≥92°F today · 13 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $34,403
- − Mortgage interest
- −$16,749
- − Property taxes
- −$4,485
- − Insurance
- −$1,495
- − Repairs & maintenance
- −$2,752
- − Management
- −$2,752
- − HOA
- −$9,924
- − Depreciation
- −$8,698
- Taxable loss
- −$12,452
- Est. tax savings @ 24.0%
- +$2,989
- After-tax cash flow
- $-4,553/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
This upper floor condo in Laguna Woods Village is in good condition with a good curb appeal. It has a good layout and is ready for a fresh coat of paint and some minor updates to increase its value.
Value-add opportunities
- Resale Paint the exterior walls — Fresh paint can enhance the curb appeal and make the home more attractive to potential buyers. ↑
- Both Replace the carpet with hardwood flooring — Hardwood flooring is more durable and can increase both resale and rental value. ↑
- Both Install new windows — Newer, energy-efficient windows can improve energy efficiency and increase both resale and rental value. ↑
ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.
Zoned Schools
Schools (NCES district)
- District
- Saddleback Valley Unified
- NCES district ID
- 0633860
- Math proficiency
- 51% ▼ -2.00%
- Reading proficiency
- 73% ▲ 9.00%
- Median HH income
- $85,577
- Composite
- 56.05/100
- National rank
- #1185
- State rank
- #67 of 517 in CA
Livability — Laguna Woods
- Score
- 72/100
- State rank
- #200
- US rank
- #6421
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Laguna Woods, CA
- County
- Orange County · 3,477,456 people
- City population
- 17,289
- Metro
- Los Angeles-Long Beach-Anaheim, CA
- Population (ZIP)
- 17,289
- Household income
- $59,269
- Rent vs Own
- Severe rent burden
- 20% of renters
Population outlook (Orange County) Hauer SSP2
- Today (2025)
- 3,477,456 people
- By 2030
- 3,613,117 · +3.9%
- By 2040
- 3,835,945 · +10.3%
- By 2050
- 3,968,736 · +14.1%
- By 2075
- 4,097,053 · +17.8%
- By 2100
- 3,903,633 · +12.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (68%)
- Race & ethnicity
- White 68% Asian 24% Hispanic / Latino 5% Two or more races 3%
- Common ancestry
- Romanian 4% Scotch-Irish 4% Lithuanian 3%
- Foreign-born
- 31% · China, South Korea, Canada
- Languages at home
- 72% English-only · Chinese 8% Korean 7% Other Indo-European 3%
Political lean MEDSL · Orange
- 2024 margin
- Toss-up / Even · D 49.7% · R 47.1% · Other 3.2%
- 2008→2024 swing
- +5.2pp toward D · 2008: -2.6pp · 2024: 2.6pp
- All cycles
- 2024: D+2.6 2020: D+9.0 2016: D+7.7 2012: R+8.3 2008: R+2.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 5.88%
- Current HPI
- 180.1191
- Rent YoY
- ▲ 6.79%
- Metro
- Los Angeles-Long Beach-Anaheim, CA
- State GDP YoY
- ▲ 3.21%
- F500 in state
- 116
Industry mix (Fortune 500 HQ in CA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Technology | 27 | $1,492B |
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| Financial Services | 3 | $174B |
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| Retail | 3 | $44B |
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| Insurance | 3 | $26B |
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| Media / Entertainment | 2 | $115B |
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| Pharmaceuticals / Biotech | 2 | $62B |
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Price history
-3.8% since first listed4 events — show timeline
- 2026-08-08 Listed $329,000 CRMLS
- 2026-08-02 Listing Removed — CRMLS
- 2026-05-12 Price Changed $329,000 CRMLS
- 2026-04-06 Listed $342,000 CRMLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…