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125 Pierce Ln
D Composite 42.58
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +11.4/30.0
  • ARV discount +9.1/15.0
  • Condition / age +5.0/5.0
  • Schools +3.9/10.0
  • Livability +3.8/5.0
  • 1% rule +3.5/10.0
  • DSCR +3.3/10.0
  • Rent growth +2.5/5.0
  • Appreciation +0.0/10.0

$240,085

125 Pierce Ln · Maurice, LA 70555
3 bd · 2.0 ba · 1,613 sqft · SingleFamily · 61 Days on market
Built 2026 Excellent condition 6,098 sqft lot $149/sqft · at area comps Est $249k · at est. $32/mo HOA · 2% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

* 2/1 buydown with rate as low as 3.99% for the first 12 months. Contact Builder Sales Rep(s) for current incentive details. * The FAREHAM V G offers a 3 bedroom, 2 full bath open floor plan. This NEW home includes upgraded cabinet package, quartz counters, undermount sink for all vanities, gas range & more. Special features include: kitchen island, vinyl plank flooring in living room & all wet areas, undermount kitchen sink, garden tub, separate shower & large walk-in closet in primary suite, smart connect Wi-Fi thermostat, structured wiring panel box, covered patio & more!

Key facts

  • Quartz counters
  • Smart home package
  • Free refrigerator

Tags

FREE REFRIGERATORWINDOW BLINDSSMART HOME PACKAGENEW CONSTRUCTIONUPGRADED CABINET PACKAGEQUARTZ COUNTERS

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $240k. Condition is rated excellent.

Deal economics

  • At list price, monthly cash flow is $-83 ($-998/yr) — negative.
  • To cash-flow at today's rent, offer at most $228k (5.0% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $204k (15.2% below list).
  • Recommended offer: $204k (15.2% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 76/100 on livability (#15 in LA, #3,333 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: amenities F, commute F.
  • Vermilion Parish (town): math 40% / reading 53% proficiency, ranked #15 of 98 in LA (top 15%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Cecil Picard Elementary School At Maurice (math 61% / reading 68%, grade B, #40 of 646 statewide, top 7%, 845 students, 42% FRL); North Vermilion Middle School (math 47% / reading 53%, grade C, #26 of 218 statewide, top 12%, 656 students, 45% FRL); North Vermilion High School (math 57% / reading 63%, grade C+, #20 of 265 statewide, top 7%, 854 students, 44% FRL).
  • Market conditions: 249 active listings in the ZIP; 5 comparable units currently listed for rent nearby; rentals lingering (median 46d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 60% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 228 units permitted in Vermilion Parish in 2024 (0 in 5+ unit buildings).
  • This rent runs 32% of the median local income ($76k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
  • Vermilion County population projected at +10% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • It's been on market 61 days — a 6% lower offer ($226k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Recommended offer $203,550 (15.2% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 61 days. Have you received any prior offers? Is the seller open to a 15% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.85%
Cap rate
5.88%
Cash-on-cash
-1.48%
DSCR
0.93
GRM
9.8

CMA / ARV

ARV (median comp)
$249,015
List price
$240,085
Delta
-3.59%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
114 Dawson Ave 0.08mi 3/2.0 1,613 (0%) 1mo $236,175 $146 95
125 Dawson Ave 0.08mi 3/2.0 1,629 (+1%) 2mo $235,880 $145 93
107 Pierce Ln 0.00mi 3/2.0 1,538 (-5%) 1mo $232,696 $151 91
106 Dawson Ave 0.08mi 4/2.0 (+1) 1,641 (+2%) 0mo $242,615 $148 88
117 Dawson Ave 0.08mi 3/2.0 1,538 (-5%) 3mo $236,576 $154 86
102 Esson Dr 0.44mi 3/2.0 1,616 (+0%) 1mo $234,500 $145 78
116 Dawson Ave 0.08mi 4/2.5 (+1) 1,833 (+14%) 1mo $258,406 $141 66
409 Weaver Way 0.06mi 4/2.5 (+1) 1,833 (+14%) 2mo $255,405 $139 65
110 Louis Private Ln 0.51mi 3/2.0 1,729 (+7%) 2mo $280,000 $162 63
149 Micah Edward Dr 0.68mi 3/2.0 1,642 (+2%) 3mo $243,000 $148 63
184 Weaver Way 0.17mi 4/2.5 (+1) 1,833 (+14%) 0mo $257,095 $140 62
131 Rue Village Rd 0.72mi 3/2.0 1,456 (-10%) 2mo $235,000 $161 48

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-18.7%
Equity multiple
0.34×
Total profit
$-44,148
Equity at exit
$35,797
10-year hold
IRR
-11.1%
Equity multiple
0.33×
Total profit
$-45,056
Equity at exit
$20,758

Cash invested: $67,224 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Louisiana
90 Strongly Landlord-Friendly · R+12
County
— inherits STATE
City
— inherits STATE
5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.

ZIP-level market 70555

Home prices YoY
-29.4%
Active inventory
249
Price-to-rent
9.8×

Monthly cashflow live

Estimated rent
$2,036 high interval (Pro) →
Mortgage (P&I)
$1,259
Tax est. 1.5%
$300 /mo · $3,601/yr
Insurance
$100
HOA
$32
Vacancy / Maint / Mgmt
$427
Net cashflow
$-83

Break-even live

Break-even rent $2,141
Max offer price $228,056
Occupancy floor 99%

Sensitivity live

Price -10% $83 -5% $0 +0% $-83 +5% $-166 +10% $-249
Rent -10% $-244 -5% $-164 +0% $-83 +5% $-3 +10% $78
Rate -1.0pp $38 -0.5pp $-22 base $-83 +0.5pp $-145 +1.0pp $-209

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$60,021
Closing costs
$7,203
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 5 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
222 Weaver Way Maurice, LA 3.0 2.0 1538 $1,850 $1.20 15d 1 0.17mi
108 Michael John Dr Maurice, LA 4.0 2.0 1961 $1,900 $0.97 45d 1 0.39mi
112 Melanie Rose Dr Unit NA Maurice, LA 4.0 2.0 2010 $1,995 $0.99 15d 1 0.42mi
8550 Cat Rd Unit B Maurice, LA 3.0 2.0 1324 $1,650 $1.25 45d 1 0.62mi
127 Allister Rd Maurice, LA 4.0 2.0 1803 $1,575 $0.87 45d 1 0.94mi

HOA detail

Monthly dues
$32 · $384/yr
Likely covers
gasinternet

Listing history 6 events

  1. 2026-06-02
    status $240,085 Pending 61 DOM
  2. 2026-06-01
    days on market $240,085 Active 61 DOM
  3. 2026-05-31
    days on market $240,085 Active 60 DOM
  4. 2026-05-30
    days on market $240,085 Active 59 DOM
  5. 2026-04-02
    listed $237,085 Active 607-char remark
    Show marketing remark (607 chars)

    * 2/1 buydown with rate as low as 3.99% for the first 12 months. Contact Builder Sales Rep(s) for current incentive details. * The FAREHAM V G offers a 3 bedroom, 2 full bath open floor plan. This NEW home includes upgraded cabinet package, quartz counters, undermount sink for all vanities, gas range & more. Special features include: kitchen island, vinyl plank flooring in living room & all wet areas, undermount kitchen sink, garden tub, separate shower & large walk-in closet in primary suite, smart connect Wi-Fi thermostat, structured wiring panel box, covered patio & more!

  6. 2026-04-01
    listed $237,085 Active 595-char remark
    Show marketing remark (595 chars)

    Awesome builder rate + FREE front gutters OR window blinds(restrictions apply)! Brand NEW Construction built by DSLD HOMES! The FAREHAM V G offers a 3 bedroom, 2 full bath open floor plan. This NEW home includes upgraded cabinet package, quartz counters, undermount sink for all vanities, gas range & more. Special features include: kitchen island, vinyl plank flooring in living room & all wet areas, undermount kitchen sink, garden tub, separate shower & large walk-in closet in primary suite, smart connect Wi-Fi thermostat, structured wiring panel box, covered patio & more!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$24,426
− Mortgage interest
−$13,448
− Property taxes
−$3,601
− Insurance
−$1,200
− Repairs & maintenance
−$1,954
− Management
−$1,954
− HOA
−$384
− Depreciation
−$6,984
Taxable loss
−$5,101
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,224
After-tax cash flow
$227/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 7 photos

Excellent 100/100 None rehab

This brand-new construction home is move-in ready with upgraded features and excellent condition.

Value-add opportunities

  • Both Smart home integration — Enhances both resale and rental appeal
  • Both Smart security system — Improves safety and attracts buyers
  • Both Smart lighting system — Enhances curb appeal and energy efficiency

Renovation cost estimate screening

Value-add ROI direction

  • Both Smart home integration — Enhances both resale and rental appeal
  • Both Smart security system — Improves safety and attracts buyers
  • Both Smart lighting system — Enhances curb appeal and energy efficiency

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Vermilion Parish
NCES district ID
2201800
Math proficiency
40% ▼ -38.00%
Reading proficiency
53% ▼ -32.00%
Median HH income
$45,115
Composite
39.37/100
National rank
#3974
State rank
#15 of 98 in LA

Livability — Maurice

Score
76/100
State rank
#15
US rank
#3333

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment B- Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Maurice, LA
County
Vermilion Parish · 8,759 people
City population
8,759
Metro
Lafayette, LA
Population (ZIP)
8,759
Household income
$76,213
Rent vs Own
16.5% rent · 83.5% own
Severe rent burden
46.0

Population outlook (Vermilion County) Hauer SSP2

Today (2025)
64,095 people
By 2030
65,915 · +2.8%
By 2040
68,985 · +7.6%
By 2050
70,804 · +10.5%
By 2075
73,897 · +15.3%
By 2100
71,793 · +12.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (82%)
Race & ethnicity
White 82% Black 8% Two or more races 5% Hispanic / Latino 4% Asian 3%
Common ancestry
Lithuanian 25% Romanian 3% Italian 1%
Foreign-born
2% · Vietnam
Languages at home
93% English-only · French/Haitian/Cajun 4% Vietnamese 2% Spanish 1%

Political lean MEDSL · Vermilion

2024 margin
Solid R (+63.8) · D 17.6% · R 81.4% · Other 1.1%
2008→2024 swing
-16.3pp toward R · 2008: -47.5pp · 2024: -63.8pp
All cycles
2024: R+63.8 2020: R+61.9 2016: R+59.6 2012: R+52.8 2008: R+47.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -55.61%
Current HPI
133.7146
Rent YoY
Metro
Lafayette, LA
State GDP YoY
▲ 3.29%
F500 in state
10

Industry mix (Fortune 500 HQ in LA)

Industry F500 HQs Revenue

Price history

+0.0% since first listed
2 events — show timeline
  • 2026-04-02 Listed $237,085 Zillow
  • 2026-04-01 Listed $237,085 AcadianaMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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